Travel with Peace of MindBerkembara dengan Ketenangan Fikiran

TRAVELRIGHT PLUS INSURANCE (SINGLE TRIP/ANNUAL COVER)INSURANS TRAVELRIGHT PLUS (PERLINDUNGAN SATU PERJALANAN/TAHUNAN)

Total Cover Wherever You Go

EXTENSIVE PERSONAL ACCIDENT COVER

ATTRACTIVE MEDICAL AND RELATED BENEFITS

EXTRA COVERS FOR TRAVEL INCONVENIENCE

SPECIAL HOME CONTENTS COVER AGAINST BURGLARY OR FIRE

24-HOUR WORLDWIDE TRAVEL ASSISTANCE HOTLINE: 603-7965 3930

NO UPPER AGE LIMIT

FLEXIBLE PLANS FOR OVERSEAS TRAVEL

ONE WAY COVER FOR STUDENTS AND MIGRATING TRAVEL

COVERS BOTH BUSINESS AND LEISURE TRIPS

COVERS HIJACKING AND TERRORISM

CHARTERED FLIGHTS (SCHEDULED) ARE COVERED

MEMBER OF MATTA (MALAYSIAN ASSOCIATION OF TOUR AND TRAVEL AGENTS)

MSIG TRAVELRIGHT PLUS INSURANCE

Travel with Peace of Mind

A thousand and one mishaps can occur when you are travelling. Flight delays, loss of luggage, illness, accidents... the list goes on. When you are travelling, whether on business or leisure, the last thing you want is to be left stranded and helpless far away from home. The result could be a financial disaster. Now, with MSIG TravelRight Plus, you can be assured that you are constantly protected throughout your journey.

TravelRightPlus Insurance

If you need assistance,call MSIG ASSIST

at our 24-hour helpline eitherreverse charge or request the

Helpline Operator to call you back.HELPLINE NO.:

603-7965 3930If you need to make a claim

upon your return, please call us at:603-2053 5898

www.msig.com.my

TRAVELRIGHT PLUSINSURANCE 02

* Not their real names

** Premium and benefits amount based on MSIG TravelRight Plus Plan

“ …. and I certainly will make sure that we have purchased travel insurance for the trip!”

Case Study

TRAVELRIGHT PLUSINSURANCE 03

Benefits Overseas Outbound (RM)

SECTION 1 : PERSONAL ACCIDENT

ACCIDENTAL DEATH & PERMANENT TOTAL DISABLEMENT

Child Education Fund

SECTION 2 : MEDICAL & OTHER EXPENSES

**Subject to overall limit for medical expenses

SECTION 3 : LUGGAGE & PERSONAL EFFECTS*

SECTION 4 : LUGGAGE DELAY

SECTION 5 : PERSONAL MONEY

SECTION 6 : TRAVEL DOCUMENTS*

SECTION 7 : TRAVEL CANCELLATION*

Your Benefits

TRAVELRIGHT PLUSINSURANCE 04

Benefits Overseas Outbound (RM)

SECTION 8 : TRAVEL CURTAILMENT*

SECTION 9 : TRAVEL DELAY

SECTION 10 : MISSED TRAVEL CONNECTION

SECTION 11 : TRAVEL OVERBOOKED

SECTION 12 : MISSED DEPARTURE*

SECTION 13 : TRAVEL REROUTE

SECTION 14 : LOSS OF TRAVEL DEPOSIT

SECTION 15 : ADDITIONAL COSTS OF RENTAL CAR RETURN*

SECTION 16 : PERSONAL LIABILITY

SECTION 17 : LOSS OF USE OF HOTEL FACILITIES

SECTION 18 : HOME CONTENTS

SECTION 19 : TRAVEL WORLDWIDE ASSISTANCE SERVICES TERRORISM AND HIJACKINGCHARTERED FLIGHTS (SCHEDULED)

* Please refer to your policy document for the full list

General Exclusions Applicable to All Sections

TRAVELRIGHT PLUSINSURANCE 05

IMPORTANT NOTES

Your PremiumsInsured Only (RM) Insured & Spouse (RM) Family (RM)

AREA 1

ANNUAL PREMIUM

AREA 2 77

ANNUAL PREMIUM

AREA 3

ANNUAL PREMIUM

IMMPOPORTANT NOTE

TRAVELRIGHT PLUSINSURANCE 06

Annual Travel Insurance for Frequent and Business Travellers

If you love to travel frequently, or you make regular business trips in the year, you may want to consider taking up the annual travel insurance which covers unlimited number of trips in a policy year.

Reasons Why You Should Take Up the Annual Travel Insurance

You Save on the Premium!

Annual Cover

3 Y Sh ld T k U th

07TRAVELRIGHT PLUSINSURANCE

You Save on the Trouble of Having to Purchase Travel Insurance before Every Trip!

There is No Limit on the Number of Trips You Can Make during the Policy Year

Annual Travel Insurance for Frequent and Business Travellers(Cont’d)

24-HOUR TRAVEL WORLDWIDE ASSISTANCE – FREE WITH MSIG TRAVELRIGHT PLUS INSURANCE

603-7965 3930

If you need assistance,

call MSIG ASSIST

at our 24-hour helpline either

reverse charge or request the

Helpline Operator to call you back.

HELPLINE NO.:

603-7965 3930If you need to make

a claim

upon your return, please call us at:

603-2053 5898www.msig.com.my

TravelRightPlus Insurance (Annual Cover)

08 TRAVELRIGHT PLUSINSURANCE

3. I suffered from medical and physical conditions. Can I claim for medical/hospital and other

Answers to Your Frequently Asked Questions

TRAVELRIGHT PLUSINSURANCE 09

Answers to Your Frequently Asked Questions (Cont’d)

IT PAYS TO INSURE WITH MSIG

TRAVELRIGHT PLUSINSURANCE 10

MSIG is licensed under the Insurance Act 1996 and regulated by Bank Negara Malaysia

Perlindungan yang Sempurna di Mana-Mana Anda Pergi

PERLINDUNGAN KEMALANGAN DIRI YANG EXTENSIF

MANFAAT-MANFAAT PERUBATAN DAN BERKAITAN YANG MENARIK

PERLINDUNGAN TAMBAHAN UNTUK KETAKSELESAAN PERJALANAN

PERLINDUNGAN KANDUNGAN RUMAH KHAS TERHADAP PECAH MASUK ATAU KEBAKARAN

TALIAN BANTUAN 24-JAM DI SELURUH DUNIA: 603-7965 3930

TIADA HAD ATAS UMUR

PELAN YANG FLEKSIBEL BAGI PERJALANAN KE LUAR NEGARA

PERLINDUNGAN SEHALA UNTUK PERJALANAN BAGI PELAJAR/PENGHIJRAH

PERLINDUNGAN MERANGKUMI PERJALANAN PERNIAGAAN DAN PERCUTIAN

MELINDUNGI RAMPASAN DAN KEGANASAN

PENERBANGAN SEWA KHAS (YANG DIJADUALKAN) ADALAH DILINDUNGI

AHLI MATTA (MALAYSIAN ASSOCIATION OF TOUR AND TRAVEL AGENTS)

INSURANS MSIG TRAVELRIGHT PLUS

Berkembara dengan Ketenangan Fikiran

Pelbagai kejadian di luar dugaan boleh berlaku semasa perjalanan anda. Waktu penerbangan ditunda, bagasi hilang, jatuh sakit, kemalangan….. bermacam-macam juga boleh berlaku. Bila anda berkembara ke luar negara, sama ada untuk perniagaan atau percutian, anda pasti tidak mahu terkandas dan tenggelam punca di negara asing. Akibatnya, anda mungkin terpaksa mengeluarkan wang yang banyak. Kini, dengan adanya MSIG TravelRight Plus, anda akan memperolehi perlindungan di sepanjang perjalanan anda.

TravelRightPlus Insurance

If you need assistance,call MSIG ASSIST

at our 24-hour helpline eitherreverse charge or request the

Helpline Operator to call you back.HELPLINE NO.:

603-7965 3930If you need to make a claim

upon your return, please call us at:603-2053 5898

www.msig.com.my

INSURANSTRAVELRIGHT PLUS 11

* Bukan nama sebenar mereka

** Amaun premium dan manfaat berdasarkan Pelan MSIG TravelRight Plus

Kes Kajian

“ …. dan saya pasti kami akan membeli insurans perjalanan!”

INSURANSTRAVELRIGHT PLUS12

Manfaat-Manfaat Anda

Manfaat-manfaatSEKSYEN 1 : KEMALANGAN DIRI

KEMATIAN DAN KEHILANGAN UPAYA SECARA PENUH DAN KEKAL AKIBAT KEMALANGAN

SEKSYEN 2 : PERBELANJAAN PERUBATAN DAN LAIN-LAIN

**Tertakluk kepada had keseluruhan bagi perbelanjaan perubatan

SEKSYEN 3 : BAGASI DAN BARANG-BARANG PERIBADI*

SEKSYEN 4 : KELEWATAN BAGASI

SEKSYEN 5 : WANG PERSENDIRIAN

SEKSYEN 6 : DOKUMEN PERJALANAN*

SEKSYEN 7 : PEMBATALAN PERJALANAN*

INSURANSTRAVELRIGHT PLUS 13

Manfaat-manfaat(RM)

SEKSYEN 8 : PEMENDEKAN PERJALANAN*

SEKSYEN 9 : KELEWATAN PERJALANAN

SEKSYEN 10 : KEGAGALAN MENYAMBUNG PERJALANAN

SEKSYEN 11 : PERJALANAN TERLEBIH TEMPAHAN

SEKSYEN 12 : KETINGGALAN PERLEPASAN*

SEKSYEN 13 : PENGALIHAN TUJUAN PERJALANAN

SEKSYEN 14 : KEHILANGAN DEPOSIT PERJALANAN

SEKSYEN 15 : KOS TAMBAHAN PEMULANGAN KERETA SEWA*

SEKSYEN 16 : LIABILITI PERIBADI

SEKSYEN 17 : KERUGIAN PENGGUNAAN KEMUDAHAN HOTEL

SEKSYEN 18 : KANDUNGAN DI DALAM RUMAH

SEKSYEN 19 : PERKHIDMATAN BANTUAN PERJALANAN SELURUH DUNIAKEGANASAN DAN RAMPASANPENERBANGAN SEWA KHAS (YANG DIJADUALKAN)

**

Manfaat-Manfaat Anda (Samb)

* Sila rujuk kepada dokumen polisi untuk senarai penuh.

Pengecualian Am untuk Semua Seksyen

INSURANSTRAVELRIGHT PLUS14

NOTA-NOTA PENTING

Premium Anda

Sahaja (RM) Suami/Isteri (RM)

(RM)

KAWASAN 1

PREMIUM TAHUNAN

KAWASAN 2 77

PREMIUM TAHUNAN

KAWASAN 3

PREMIUM TAHUNAN

NOTA NOTA PENT

INSURANSTRAVELRIGHT PLUS 15

Insurans Perjalanan Tahunan untuk Pengembara Kerap dan Ahli Perniagaan

Sebab Mengapa Anda Patut Membeli Insurans Perjalanan Tahunan

Anda Boleh Menjimatkan Premium!

Jika anda minat kerap berkembara, atau anda selalu berurusan perniagaan dalam setahun, anda mungkin mahu mempertimbangkan untuk membeli insurans perjalanan tahunan di mana perlindungan bagi perjalanan di dalam satu tahun polisi adalah tidak terhad.

3 Sebabb Mengapa Anda PP tatut Mb Men

16 INSURANSTRAVELRIGHT PLUS

Anda Tidak Perlu Risau untuk Membeli Insurans Perjalanan sebelum Setiap Perjalanan!

Tiada Had Perjalanan bagi Polisi Tahunan

BANTUAN 24-JAM UNTUK PERJALANAN SELURUH DUNIA – PERCUMA DENGAN INSURANS MSIG TRAVELRIGHT PLUS

603-7965 3930

If you need assistance,

call MSIG ASSIST

at our 24-hour helpline either

reverse charge or request the

Helpline Operator to call you back.

HELPLINE NO.:

603-7965 3930If you need to make

a claim

upon your return, please call us at:

603-2053 5898www.msig.com.my

TravelRightPlus Insurance (Annual Cover)

17INSURANSTRAVELRIGHT PLUS

saya menuntut untuk perbelanjaan perubatan/hospital dan lain-lain jika saya memerlukan rawatan

JAWAPAN KEPADA SOALAN-SOALAN YANG KERAP DITANYA OLEH ANDA

INSURANSTRAVELRIGHT PLUS18

MEMANG BERMANFAAT MENGAMBIL INSURANS DENGAN MSIG

INSURANSTRAVELRIGHT PLUS 19

MSIG memegang lesen di bawah Akta Insurans 1996 dan dikawal oleh Bank Negara Malaysia

F-A

D-B

18-V

7