travel guard brochure

Travel anywhere in the world with peace of mind.# #A n n u a l M u l t i t r i p p o l i c i e s a r e r e n e w a b l e o n l y b e y o n d t h e a g e o f 7 1 y e a r s p r o v i d e d a p p l i c a n t h a s a v a i l e d c o v e r b e f o r e 7 0 y e a r s o f a g e a n dr e n e w e d w i t h T a t a A I G c o n t i n u o u s l y . R e n e w a l T e r m s a n d C o n d i t i o n s w o u l d b e a p p l i c a b l e a s p e r t h e p o l i c y w o r d i n g s .* I n c l u d e d u n d e r t h e b e n e f i t l i m i t o f A c c i d e n t a n d S i c k n e s s M e d i c a l E x p e n s e R e i m b u r s e m e n t .# M a x i m u m a m o u n t t o b e r e i m b u r s e d p e r b a g i s 5 0 % a n d m a x i m u m v a l u e p e r a r t i c l e c o n t a i n e d i n a n y b a g i s 1 0 % o f s u m ( s ) I n s u r e d .^ F l i g h t D e l a y - D e d u c t i b l e o f 1 2 h r s . $ 1 0 p e r 1 2 h o u r s a n d M a x i m u m $ 1 0 0 .^ ^ H i j a c k - D e d u c t i b l e o f 1 d a y , $ 1 0 0 p e r d a y a n d M a x i m u m $ 5 0 0N o t e : T h e a b o v e p l a n s a r e w i t h s u b - l i m i t s . S u b - l i m i t s c a n b e w a i v e d b y p a y i n g a d d i t i o n a l p r e m i u m .A n n u a l M u l t i T r i pB e n e f i t s G o l d P l a t i n u mP l u s P l a nA g e B a n d 6 M o n t h s - 6 - - - 7 1 Y r s 1 9 - 7 0 Y r s 1 9 - 7 0 Y r s# #7 0 Y r s 7 0 Y r s 7 0 Y r s 7 0 Y r s & a b o v eS u m ( s ) I n s u r e d i n U S $ ( I n c l u d i n g a n d E x c l u d i n g t h e A m e r i c a s ) ( W o r l d w i d e )A c c i d e n t a l D e a t h a n d D i s m e m b e r m e n t1B e n e f i t ( 2 4 h r s ) 1 0 , 0 0 0 1 0 , 0 0 0 1 5 , 0 0 0 2 5 , 0 0 0 1 0 , 0 0 0 1 5 , 0 0 0 2 5 , 0 0 0A c c i d e n t a l D e a t h a n d D i s m e m b e r m e n tB e n e f i t ( C o m m o n C a r r i e r ) N A 5 , 0 0 0 5 , 0 0 0 5 , 0 0 0 N A 5 , 0 0 0 5 , 0 0 0A c c i d e n t a n d S i c k n e s s M e d i c a l E x p e n s e2R e i m b u r s e m e n t 5 0 , 0 0 0 1 0 0 , 0 0 0 2 5 0 , 0 0 0 5 0 0 , 0 0 0 5 0 , 0 0 0 2 5 0 , 0 0 0 5 0 0 , 0 0 0D e d u c t i b l e 1 0 0 1 0 0 1 0 0 1 0 0 1 0 0 1 0 0 1 0 0S i c k n e s s D e n t a l R e l i e f 3 0 0 4 0 0 5 0 0 1 , 0 0 0 3 0 0 5 0 0 1 , 0 0 0D e d u c t i b l e 1 5 0 1 5 0 1 5 0 1 5 0 1 5 0 1 5 0 1 5 0E m e r g e n c y M e d i c a l E v a c u a t i o n B e n e f i t I n c l u d e d * I n c l u d e d * I n c l u d e d * I n c l u d e d * I n c l u d e d * I n c l u d e d * I n c l u d e d *R e p a t r i a t i o n o f R e m a i n s I n c l u d e d * I n c l u d e d * I n c l u d e d * I n c l u d e d * I n c l u d e d * I n c l u d e d * I n c l u d e d *3B a g g a g e D e l a y B e n e f i t ( A f t e r f i r s t 1 2 h r s . ) 5 0 1 0 0 2 0 0 5 0 0 5 0 1 0 0 2 0 0# 3C h e c k e d B a g g a g e L o s s B e n e f i t 5 0 0 7 5 0 1 , 0 0 0 1 , 0 0 0 5 0 0 1 , 0 0 0 1 , 0 0 0L o s s o f P a s s p o r t B e n e f i t 2 5 0 2 5 0 2 5 0 2 5 0 2 5 0 2 5 0 2 5 0D e d u c t i b l e 3 0 3 0 3 0 3 0 3 0 3 0 3 0P e r s o n n a l L i a b i l i t y B e n e f i t 1 0 0 , 0 0 0 1 5 0 , 0 0 0 2 0 0 , 0 0 0 5 0 0 , 0 0 0 1 0 0 , 0 0 0 2 0 0 , 0 0 0 2 0 0 , 0 0 0D e d u c t i b l e 2 0 0 2 0 0 2 0 0 2 0 0 2 0 0 2 0 0 2 0 0^ 8F l i g h t D e l a y N A I n c l u d e d I n c l u d e d I n c l u d e d N A I n c l u d e d I n c l u d e d^ ^H i j a c k N A I n c l u d e d I n c l u d e d I n c l u d e d N A I n c l u d e d I n c l u d e dA u t o m a t i c e x t e n s i o n o f p o l i c y u p t o 7 d a y s A v a i l a b l e A v a i l a b l e A v a i l a b l e A v a i l a b l e A v a i l a b l e A v a i l a b l e A v a i l a b l eE m e r g e n c y c a s h a d v a n c e 5 0 0 7 5 0 1 , 0 0 0 1 , 5 0 0 5 0 0 1 , 0 0 0 1 , 5 0 0F r a u d u l e n t C h a r g e s ( P a y m e n t C a r d S e c u r i t y ) 5 0 0 5 0 0 1 , 0 0 0 2 , 0 0 0 1 , 0 0 0 2 , 0 0 04H o m e B u r g l a r y ( I n R s . ) ` 1 0 0 , 0 0 0 1 0 0 , 0 0 0 2 0 0 , 0 0 0 2 0 0 , 0 0 0 2 0 0 , 0 0 0 2 0 0 , 0 0 05T r i p C a n c e l l a t i o n 5 0 0 5 0 0 7 5 0 1 , 0 0 0 7 5 0 1 , 0 0 0D e d u c t i b l e 5 0 5 0 7 5 1 0 0 7 5 1 0 0T r i p C u r t a i l m e n t 5 0 0 5 0 0 7 5 0 1 , 0 0 0 7 5 0 1 , 0 0 0D e d u c t i b l e 5 0 5 0 7 5 1 0 0 7 5 1 0 06M i s s e d C o n n e c t i o n / M i s s e d D e p a r t u r e 5 0 0 5 0 0 7 5 0 1 , 0 0 0 7 5 0 1 , 0 0 0D e d u c t i b l e 5 0 5 0 7 5 1 0 0 7 5 1 0 07B o u n c e d H o t e l / A i r l i n e b o o k i n g 5 0 0 5 0 0 7 5 0 1 , 0 0 0 7 5 0 1 , 0 0 0D e d u c t i b l e 5 0 5 0 7 5 1 0 0 7 5 1 0 0S i n g l e T r i pS i l v e r S i l v e r G o l d P l a t i n u m S e n i o rM o n t h s 6 M o n t h s 6 M o n t h s# #a n d > 7 1 Y r s a n d > 7 1 Y r s` ` ` ` ÙIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15T r a v e l i n p e a c e a n y w h e r e i n t h e w o r l d .T r a v e l w i t h T a t a A I G T r a v e l G u a r d .T r a v e l i n p e a c e a n y w h e r e i n t h e w o r l d .T r a v e l w i t h T a t a A I G T r a v e l G u a r d .W h i l e y o u a r e v a c a t i o n i n g a b r o a d , a n y u n f o r e s e e n c o n t i n g e n c y s h o u l d b e t h e l a s t t h i n g o n y o u r m i n d .H o w e v e r , y o u c a n n o t i g n o r e t h i s a s p e c t , a s t r a v e l i n g a b r o a d i n v o l v e s a c e r t a i n d e g r e e o f r i s k , r i g h t f r o mf a l l i n g i l l , h a v i n g a f l i g h t d e l a y , t o b a g g a g e l o s s o r h a v i n g m e t w i t h a n a c c i d e n t . T o r e m o v e t h e s t r e s s o u to f t r a v e l i n g , a l l y o u n e e d i s T a t a A I G T r a v e l G u a r d . I t j u s t t a k e s o n e s i n g l e p h o n e c a l l a n d o u r w o r l d w i d ea s s i s t a n c e c o m p a n y , w i l l s w i n g i n t o a c t i o n a n d t a k e c a r e o f y o u , s h o u l d t h e r e b e a n e x i g e n c y .S A L I E N T F E A T U R E A N D B E N E F I T SA c c i d e n t a l D e a t ha n dD i s m e m b e r m e n t1B e n e f i t ( 2 4 h r s )A c c i d e n t a n d S i c k n e s sM e d i c a l E x p e n s e2R e i m b u r s m e n tB a g g a g e D e l a y B e n e f i t( A f t e r f i r s t 1 2 h r s ) a n dC h e c k e d B a g g a g e3L o s s B e n e f i t4H o m e B u r g l a r y5T r i p C a n c e l l a t i o n M i s s e d C o n n e c t i o n /6M i s s e d D e p a r t u r eB o u n c e d H o t e l /7A i r l i n e B o o k i n g8F l i g h t D e l a yUIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15Renewal Conditions:Cancellation of the Annual Multi Trip Policy:General Exclusions: The Single Trip Insurance - is non-renewable, not cancelable and not refundable while effective. The Annual Multi Trip Insurance - The Policy is renewable for life upon payment of premium. Unless the Insured Person or any one acting on behalf of an Insured Person has acted in an improper, dishonest, fraudulent or mis representation manner or non-co-operation by the insured or the Policy poses a moral hazard. Your renewal premium for this policy will not change unless we have revised the premium and obtained due approval from IRDAofIndia.Premiumwillalsochangeifyoumoveintoahigheragegroup,orchangetheplan.Any revision/modificationintheproductwillbedonewiththeapprovaloftheInsuranceRegulatoryand Development Authority and will be intimated to You atleast 3 months in advance. We will not apply any additional loading on your policy premium at renewal based on your claim experience. In the likelihood of this policy being withdrawn in future, we will intimate you about the same 3 months prior to expiry of the policy. Sum Insured Enhancement - Sum Insured can be enhanced only at the time of renewal. subject to no claim have been lodged/ paid under the policy. However the quantum of increase shall be subject to underwriting guidelines of the company. Free Look Period - 15 days Free look period from date of receipt of Policy documents is given under the Annual Multi Trip policy. A minimum premium towards stamp duty and proportionate risk premium will be retained by Us. Grace Period - Grace Period of 30 days for renewing the Policy is provided under this Policy. However, coverage would not be available for the period for which no premium has been received.This policy would be cancelled on grounds of mis-representation, fraud, non-disclosure of material facts or non-cooperation by any Insured Person by giving 15 Days notice. In such a case, the policy shall stand cancelled ab-initio and there will be no refund of premium. In the event the policy is cancelled for non-cooperation of the insured or If you cancel the Policy, the premium shall be computed in accordance with Our short rate table for the period the Policy has been in force, provided no claim/no trip has occurred up to the date of cancellation. In the event a claim has occurred in which case there shall be no return of premium.1.InsuredPersonistravelingagainsttheadviceofaPhysician;oristravellingforthepurposeofobtaining treatment.2.AnyPre-existingConditionoranycomplicationarisingfromit;or3.Suicide,attemptedsuicide (whether sane or insane) or intentionally self inflicted Injury or Illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immuno Deficiency Syndrome (AIDS), Human Immuno deficiency Virus (HIV) infection; or 4. Serving in any branch of the Military or Armed Forces of any country, whether in peace or War, 5. Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens, 6. Operating or learning to operate any aircraft, or performing duties as a member of the crew on any aircraft or Scheduled Airline; or 7. Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy, 8. Performance of manualworkforemploymentoranyotherpotentiallydangerousoccupation,9.Participationinwintersports, skydiving/parachuting,hanggliding,bungeejumping,scubadiving,mountainclimbing,10.Pregnancyandall related conditions. This however does not include ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Physician, 11. Any non medical expenses (Refer list enclosed as Annexure-1 in policy wordings). For complete list of detailed exclusions, please refer policy wordings. Tata AIG General Insurance Company LimitedRegistered Address:- Peninsula Business Park, Tower A, 15th Floor, G. K. Marg, Lower Parel, Mumbai- 400013. Visit us at www.tataaiginsurance.in Toll Free Number: 1800 266 7780 Fax: 022 6693 8170IRDA of India Registration No.: 108 CIN: U85110MH2000PLC128425IRDAofIndia IRDAofIndiaInterests) Regulation. Disclaimer: Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please refer sales brochure/ policy wordings carefully, before concluding a sale.REGULATIONNO5:Thispolicyissubjecttoregulation5of(ProtectionofPolicyholders Section 41 of Insurance Act 1938 (Prohibition of rebates)1. No person shall allow or offer to allow either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of premium shown on the policy, nor shall any person taking out or renewing or continuingapolicyacceptanyrebate,exceptsuchrebateasmaybeallowedinaccordancewiththepublished prospectus or tables of the insurer. 2. Any person making default in complying with the provisions of this section shall be liable for penalty which may extend to ten lakh rupees.Call24x7 Toll Free helpline18002667780Or 1800 22 9966(only for senior citizen policy holders)Write to usAccident and Health Claims,Tata AIG General Insurance Company LimitedA-501, 5th Floor, Building No. 4,Infinity Park, Dindoshi, Malad (E),Mumbai, India - 400 097.Claims RegistrationSMS CLAIM to 5616181,e-mail:[email protected]: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15TAGIC/B/TG/Jan 15/8 Ver 1/All 389H o w t o l o d g e a c l a i m :C l a i m s f o r w h i c h p r i o r i n t i m a t i o n h a s n o t b e e n g i v e n t o t h e A s s i s t a n c e C o m p a n y m u s t b e l o d g e d w i t h T a t a A I GG e n e r a l I n s u r a n c e C o m p a n y w i t h i n 3 0 d a y s . H o w e v e r i t i s a d v i s a b l e t o r e g i s t e r a c l a i m a b r o a d b y i n f o r m i n g t h ea s s i s t a n c e c o m p a n y .C a l l t h e s e l o c a l h e l p l i n e n u m b e r s i n I n d i a , i n y o u r r e s p e c t i v e c i t i e s f r o m a n y o t h e r l i n e :M u m b a i - + 9 1 - 0 2 2 - 6 6 9 3 9 5 0 0 , D e l h i - + 9 1 - 0 1 1 - 6 6 6 0 3 5 0 0 , B e n g a l u r u - + 9 1 - 0 8 0 - 6 6 5 0 0 0 1 ,P u n e - + 9 1 - 0 2 0 - 6 6 0 1 4 1 5 6 , C h e n n a i - + 9 1 - 0 4 4 - 6 6 8 4 1 0 5 0 , H y d e r a b a d - + 9 1 - 0 4 0 6 6 6 2 9 8 8 2 .A h m e d a b a d - + 9 1 - 0 7 9 - 6 6 6 1 0 2 0 1 .Without Sub Limits Without Sub LimitsPremium Table -Age Band 56-60 Yrs 364 days 61-70 Yrs 364 days 56-60 Yrs 364 days 61-70 Yrs 364 days1-7 784 1296 2649 40968-14 1117 1750 3669 571715-21 1290 2355 4456 768022-28 1598 2860 5117 966429-35 1827 3543 6297 1177636-47 2250 4478 8138 1519548-60 2624 5861 12423 1968161-75 3323 7680 20086 2413776-90 4321 11026 22050 4234691-120 5089 13907 24558 52535121-150 6992 19060 28033 72776151-180 8362 20480 32314 77888Travel Guard Silver Plan (without Sublimits) Amount in INR^Premium Table -Age Band71-75 Yrs 76-79 Yrs 80-85 Yrs 86+ 71-75 Yrs 76-79 Yrs 80-85 Yrs 86+364 days 364 days 364 days Yrs 364 days 364 days 364 days Yrs1-7 2551 3402 6550 11137 6447 8596 15042 255728-14 3438 4585 8830 15012 8995 11994 20989 3568115-21 4297 5730 11034 18758 11777 15704 27482 4671822-28 5166 6888 13265 22551 14822 19763 34585 5879429-35 6262 8349 17688 30070 18012 24016 48753 8288036-47 7995 10660 22585 38393 23265 31019 62969 10704848-60 10040 13387 28102 47774 29166 38889 78944 13420461-75 14065 19340 39483 67121 38165 52478 106528 18109976-90 17988 24733 47635 80979 48205 66282 120633 20507691-120 26153 36922 71110 120886 83510 117897 206318 350740121-150 36010 50838 97910 166447 115995 163759 286577 487180151-180 46660 67399 129805 220668 155607 224765 393338 668674Travel Guard 70+ Senior Plan (without submilits) Amount in INR^Premium Table -Age Band 56-60 Yrs 364 days 61-70 Yrs56-60 Yrs61-70 Yrs 1-7 1319 1998 3540 55018-14 1773 2835 4993 792815-21 2148 3727 5974 1112422-28 2596 4538 7233 1329829-35 2942 5542 8801 1698936-47 3630 6833 11223 2190948-60 4668 8371 16492 2835961-75 5470 10517 23912 3635576-90 7784 15903 27206 5854191-120 9641 18561 31315 70825121-150 12516 25907 43546 102015151-180 14810 31257 49713 114469Travel Guard Gold Plan (without submilits)364 days 364 days 364 daysAmount in INR^Încludes 14% of Service Tax.UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15Premium Table -Age Band 56-60 Yrs 364 days 61-70 Yrs 364 days 56-60 Yrs 364 days 61-70 Yrs 364 days1-7 1458 2591 3927 68048-14 2198 3469 6724 963615-21 2348 4628 7286 1231122-28 2731 5562 8420 1496529-35 3217 6646 10113 1899736-47 3860 8197 12368 2415148-60 6167 10047 19823 3023161-75 8262 12721 27619 3832576-90 9990 19480 31408 6423791-120 11045 21814 34317 74952121-150 12963 31345 46718 105190151-180 15771 38654 54380 126836 Travel Guard Platinum Plan (without sublimits) Amount in INR^Premium Table -Age Band 56-60 Yrs 364 days 61-70 Yrs 364 days 56-60 Yrs 364 days 61-70 Yrs 364 days1-7 1013 1840 3091 50008-14 1446 2482 4278 697915-21 1667 3190 4968 896722-28 2065 3873 5703 1128329-35 2358 4585 7016 1374336-47 2904 5795 9068 1773648-60 3385 7271 14487 2201761-75 4288 9532 21483 2700376-90 5576 14019 23099 4653391-120 6576 16586 25461 54298121-150 9048 22750 31301 75248151-180 10831 27789 38614 89431Travel Guard Silver Plus Plan (without Sublimits) Amount in INR^## Annual Multi trip policies are renewable only beyond the age of 71 years provided applicant has availed cover before70yearsofageandrenewedwithTataAIGcontinuously.RenewalTermsandconditionswouldbe applicable as per the policy wordings.Încludes 14% of Service Tax.Discount Matrix in Family Option for Silver and Silver Plus plans Only.Note:Discount rate is based on % of the summation of the premium mentioned above. Family means the Insured Person and/or the Insured Person's Spouse and/or, the Insured Person's Eligible Children and/or Insured Person's Parents. This is applied only for the same plan and same trip duration as per the family definition. Premium Table -Plan Gold## ####Age Band56-60 Yrs 61-70 Yrs 71-79 Yrs > 80 Yrs 56-60 Yrs 61-70 Yrs 71-79 Yrs > 80 Yrs##364 days 364 days 364 days 364 days 364 days 364 days & above1-30 11393 22520 32427 38058 14297 26058 43777 667081-45 11858 35961 51785 60775 14537 42043 67269 139920Annual Multi Trip (without sublimits)PlatinumAmount in INR^Discount Matrix1 member 02 member 5%3 member 10%Discount Matrix4 member 15.0%5 member 17.5%6 member 20.0%UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15(Worldwide Excluding USA/Canada)(Worldwide ExcludingUSA/Canada)(Worldwide Including USA/Canada)(Worldwide Including USA/Canada)(Worldwide Excluding USA/Canada) (Worldwide Including USA/Canada)(Worldwide Excluding USA/Canada)(Worldwide Excluding USA/Canada)(Worldwide Including USA/Canada)(Worldwide Including USA/Canada)With Sub LimitsPremium Table - Silver PlanAge Band1-7 611 653 1081 911 1060 16388-14 857 931 1458 1295 1467 228715-21 969 1075 1963 1358 1783 307222-28 1105 1332 2383 1631 2046 386629-35 1302 1523 2953 2028 2519 471036-47 1545 1875 3731 2484 3256 607848-60 1876 2187 4884 3453 4969 787361-75 2232 2769 6400 5081 8034 965576-90 2855 3601 9188 6076 8820 1693891-120 3575 4241 11589 6312 9823 21014121-150 4606 5827 15884 8311 11213 29111151-180 5649 6969 17067 10474 12925 31155Travel Guard 6 Months-40 Yrs 41-60 Yrs 61-70 Yrs 6 Months-40 Yrs 41-60 Yrs 61-70 YrsAmount in INR^Sub-limits-*Pre-existingconditionoranycomplicationarisingfromitinaLifesavingunforeseenemergency conditionwouldbereimbursedupto$1500perpolicy.*ThefollowingMaximumeligibleexpensesper Disease/Illness/InjuryareautomaticallyapplicabletoInsuredPersonsAged56yearsonwards,regardlessofthe plan/option purchased at the inception of the policy and its subsequent renewals if applicable. * Hospital Room rent, Board and Hospital misc. maximum $1500 per day up to 30 days. * Intensive Care Unit-Maximum $3000 per day up to 7days.*SurgicalTreatment-MaximumUSD$10000.*AnesthetistServices-Maximumupto25%ofSurgical treatment. * Physician's Visit-Maximum $75 per day up to 10 visits. * Diagnostic and Pre-admission testing-Maximum up to $ 500. * Ambulance Service-Maximum upto $ 400. * Accidental Death and Dismemberment Benefit is limited to $5000fortwowheeledmotorisedmodeofconveyanceirrespectiveofanyPlanandagewhereverapplicable.* AccidentandSicknessMedicalExpenseislimitedto$10000fortwowheeledmotorizedmodeofconveyance irrespective of any Plan and age wherever applicable. * Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below.Restriction of Sum Insured - Under renewal's of Annual Multi trip from 71 years onwards, the amount payable for any illness/disease/injury/condition including its consequences will be restricted to 10% of the Sum Insured as shown in the policy schedule in case such claim arises due to the same illness/disease/injury/conditon which had been incurred and paid in any of the rior policies issued by Us to the same insured.Premium Table -Age Band Months Months1-7 846 1015 1537 1182 1416 22008-14 1077 1363 2181 1555 1997 317115-21 1279 1652 2867 1790 2389 444922-28 1485 1996 3491 2120 2893 531929-35 1749 2263 4262 2540 3520 679636-47 2022 2792 5257 3184 4489 876348-60 2429 3591 6439 4166 6597 1134361-75 3080 4208 8089 6036 9565 1454276-90 4044 5987 12232 7568 10882 2341791-120 5295 7417 14279 8494 12526 28330121-150 6415 9628 19928 11595 17418 40806151-180 8040 11392 24044 14741 19885 45787 Travel Guard Gold Plan6-40 Yrs 41-60 Yrs 61-70 Yrs 6-40 Yrs 41-60 Yrs 61-70 YrsAmount in INRÂmount in INR^ Premium Table -Plan GoldAge 19-40 41 - 60 61-70 71-79 > 80 19-40 41 - 60 61-70 71-79 > 80 Yrs ## ##Band Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs & above1-30 3731 4557 9007 12971 15222 4115 5718 10423 17512 266841-45 4128 4744 14385 20714 24309 4692 5815 16817 26907 55968Annual Multi-TripPlatinum ###### Annual Multi trip policies are renewable only beyond the age of 71 years provided applicant has availed cover before70yearsofageandrenewedwithTataAIGcontinuously.RenewalTermsandconditionswouldbe applicable as per the policy wordings.Încludes 14% of Service Tax.UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15(Worldwide Excluding USA/Canada)(Worldwide Excluding USA/Canada)(Worldwide Including USA/Canada)(Worldwide Including USA/Canada)Premium Table -Age71-75 Yrs 76-79 Yrs 80-85 Yrs 86+ 71-75 Yrs 76-79 Yrs 80-85 Yrs 86+Band 364 days 364 days 364 days Yrs 364 days 364 days 364 days Yrs1-7 1890 2519 5039 8567 2579 3438 6017 102298-14 2547 3396 6792 11547 3598 4797 8395 1427215-21 3183 4244 8487 14429 4712 6281 10993 1868722-28 3827 5103 10204 17347 5929 7905 13834 2351829-35 4639 6185 13606 23131 7205 9607 19501 3315236-47 5922 7897 17372 29533 9306 12408 25188 4282048-60 7437 9916 21617 36749 11667 15555 31577 5368161-75 10420 14326 30372 51632 15266 20991 42612 7244076-90 13324 18321 36642 62291 19282 26513 48253 8203091-120 19373 27350 54699 92989 33404 47158 82527 140296121-150 26674 37658 75315 128036 46398 65503 114630 194873151-180 34564 49925 99850 169745 62243 89906 157335 267470Travel Guard 70+ Senior Plan Amount in INR^Premium Table -Age Band Months Months1-7 728 780 1415 1061 1236 20008-14 1023 1112 1910 1511 1711 279215-21 1155 1283 2453 1582 1987 358622-28 1316 1588 2979 1899 2281 451329-35 1548 1814 3527 2361 2806 549736-47 1837 2233 4457 2892 3627 709448-60 2231 2604 5593 4022 5795 880761-75 2654 3298 7331 5922 8593 1080276-90 3394 4290 10783 7083 9240 1861391-120 4259 5058 12759 7358 10185 21719121-150 5496 6961 17500 9696 12521 30099151-180 6748 8331 21376 12228 15446 35772Travel Guard Silver Plus Plan6-40 Yrs 41-60 Yrs 61-70 Yrs 6-40 Yrs 41-60 Yrs 61-70 YrsAmount in INR^Premium Table -Age Band1-7 995 1121 1994 1208 1571 27218-14 1228 1691 2669 1687 2689 385415-21 1482 1807 3560 2024 2914 492522-28 1797 2101 4278 2263 3369 598629-35 1977 2475 5112 2810 4045 759936-47 2313 2969 6305 3362 4948 966048-60 3270 4745 7728 4738 7930 1209261-75 4640 6354 9785 6710 11048 1533076-90 5649 7685 14984 8104 12564 2569491-120 6200 8496 16780 8991 13727 29981121-150 8014 9972 24112 12165 18688 42076151-180 9948 12132 29735 15211 21752 50735Travel Guard Platinum Plan6 Months-40 Yrs 41-60 Yrs 61-70 Yrs 6 Months-40 Yrs 41-60 Yrs 61-70 YrsAmount in INR^Încludes 14% of Service Tax.With Sub LimitsUIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15(Worldwide Excluding USA/Canada)(Worldwide Excluding USA/Canada)(Worldwide Excluding USA/Canada)(Worldwide Including USA/Canada)(Worldwide Including USA/Canada)(Worldwide Including USA/Canada)

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