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© 2017 ecsec GmbH www.skidentity.com Towards GDPR, eIDAS and PSD2 as a Service >> 1 Dr. Detlef Hühnlein, ecsec GmbH

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Page 1: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Towards GDPR, eIDASand PSD2 as a Service

>> 1

Dr. Detlef Hühnlein, ecsec GmbH

Page 2: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Agenda

>> 2

Introduction

Background

– Strong Authentication in the Cloud

– GDPR

– eIDAS

– PSD2

Towards GDPRS, eIDAS and PSD2 as a Service

Summary

Page 3: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

ecsec GmbH – competences

IT-Security Identity Management Electronic Signatures

Smart Card Technology Cloud Services Open Source

Security Management Mobile Solutions eGovernment

www.ecsec.de

>> 3

Page 4: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Agenda

>> 4

Introduction

Background

– Strong Authentication in the Cloud

– GDPR

– eIDAS

– PSD2

Towards GDPRS, eIDAS and PSD2 as a Service

Summary

Page 5: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Authentication in the Cloud

>> 5

IdP

SPClient

ISISISISISIS

Page 6: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Strong Authentication in the Cloud

>> 6

IdP

SPClient

ISISISISISIS

EAC (BSI-TR-03110)

C2C (EN 14890)

TLS (RFC 5246)

HOTP (RFC 4226)

FIDO U2F

Page 7: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Agenda

>> 7

Introduction

Background

– Strong Authentication in the Cloud

– GDPR

– eIDAS

– PSD2

Towards GDPR, eIDAS and PSD2 as a Service

Summary

Page 8: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

General Data Protection Regulation (GDPR)

>> 8

Regulation (EU) 2016/679

aka „General Data Protection Regulation”

Entry into force on 25 May 2018

Various new, and sometimes challengingrequirements, with respect to data protection

Page 9: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

GDPR at a Glance

>> 9

https://blog.skidentity.de/en/is-your-identity-management-ready-for-the-general-data-protection-regulation/

Fines up to20 Mio €(or 4% ofturnover)

Accountability

Consent

Data Export (e.g. XML,

JSON)

Privacy byDesign

State ofthe Art Security

Page 10: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Agenda

>> 10

Introduction

Background

– Strong Authentication in the Cloud

– GDPR

– eIDAS

– PSD2

Towards GDPR, eIDAS and PSD2 as a Service

Summary

Page 11: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

eIDAS-Regulation

>> 11

Regulation (EU) 2014/910 on electronic identification (eID) and trust services for electronic transactions aka „eIDAS-Regulation”

In force since 17 September 2014

Mutual recognition of notified eID schemes

Legal framework for trust services for– electronic signatures and seals (generation and validation)

– certificates for signatures, seals and website-authentication

– time stamps

– new trust services for• validation

• preservation and

• electronic delivery

Page 12: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

eIDAS-related Implementing Acts

>> 12

https://eid.as

Page 13: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

eIDAS-Ecosystem

>> 13

https://blog.skidentity.de/en/eidas-ecosystem/

Page 14: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

eIDAS-TSP-Map

>> 14

https://eid.as/tsp-map

Page 15: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Agenda

>> 15

Introduction

Background

– Strong Authentication in the Cloud

– GDPR

– eIDAS

– PSD2

Towards GDPR, eIDAS and PSD2 as a Service

Summary

Page 16: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Payment Services Directive 2 (PSD2)

>> 16

Directive (EU) 2015/2366 on payment servicesaka „Payment Services Directive 2“ (PSD2)

Requires Account Servicing Payment Service Providers (ASPSP) (e.g. Banks) to

– apply strong customer authentication (Art. 97)

– provide access to accounts (X2A) for other paymentservice providers such as

• Payment Initiation Service Provider (PISP) (Art. 66)

• Account Information Service Provider (AISP) (Art. 67)

• Payment Card Issuer (PCI) (Art. 65)

Page 17: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Outline of PSD2 System Architecture

>> 17

Page 18: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Agenda

>> 18

Introduction

Background

– Strong Authentication in the Cloud

– GDPR

– eIDAS

– PSD2

Towards GDPR, eIDAS and PSD2 as a Service

Summary

Page 19: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com >> 19

SkIDentity – GDPR, eIDAS and PSD2 as a Service

Page 20: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Supported eID and Authentication Means

>> 20

Page 21: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com >> 21

SkIDentity – Patented Authentication Technology

EN 2439900

Page 22: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Awards

22

Trusted Cloud Award 2011

EuroCloud Germany Award 2015

European Identity & Cloud Award 2015

EuroCloud Europe Award 2015

Landmark 2013/14 in the Land of Ideas

Landmark 2015 in the Land of Ideas

Bavarian Innovation Award 2016

Page 23: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Seals, Accreditations and Certifications

23

BSI TR-03124 Certificatefor Open eCard App 2015

since 2014

BVA Authorization Certificateaccording to § 21 PauswG

ISO 27001 based on BSI Baseline Protection

for „Secure Cloud Infrastructure (SkIDentity)“ (BSI-IGZ-250)

„Trusted Cloud Data Protection “ Certificatefor „SkIDentity-Service“

Page 24: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Agenda

>> 24

Introduction

Background

– Strong Authentication in the Cloud

– GDPR

– eIDAS

– PSD2

Towards GDPR, eIDAS and PSD2 as a Service

Summary

Page 25: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH www.skidentity.com

Summary

>> 25

GDPR imposes new requirements, which shouldbetter not be neglegted

eIDAS provides framework for eID and trustservices for electronic transactions

PSD2 is expected to redefine the relationshipbetween customers, banks and related serviceproviders throughout Europe

eID and 2FA is the intersection of GDPR, eIDAS and PSD2

SkIDentity provides GDPR, eIDASand PSD2 as a Service!

Page 26: Towards GDPR, eIDAS and PSD2 as a Service · Smart Card Technology Cloud Services Open Source Security Management Mobile Solutions eGovernment >> 3 ... Strong Authentication in the

© 2017 ecsec GmbH

Contact

www.skidentity.com >> 26

Thank you very much foryour kind attention!