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Motor Club of America

A TRUSTED NAME SINCE 1926

A MEMBERSHIP GIVING YOU PEACE OF MIND WHETHER AT HOME OR ON THE ROAD

UNITED STATES CANADA

Total Security NY 5/2012

THIS IS NOT AN AUTOMOBILE LIABILITY INSURANCE CONTRACT AND DOES NOT COMPLY WITH ANY FINANCIAL RESPONSIBILITY LAW

YOU RECEIVE EMERGENCY

ROADSIDE

ASSISTANCE

24/7 “SIGN & GO” SERVICE WITH TOWING UP TO 100 MILES

TO THE DESTINATION OF YOUR CHOICE

YOU RECEIVE EMERGENCY

ROADSIDE

ASSISTANCE

$100 COVERAGE FOR SERVICE ON:

YOUR RV YOUR BOAT

YOUR LIVESTOCK YOUR DUALLY PICKUP OVER 1 TON

YOUR MOTORCYCLE

*18 Wheeled vehicles dispatch only*

MCA PROVIDES

TRIP

PLANNING & TRAVEL RESERVATIONS

HOTEL INFO & DISCOUNTS

AIRLINE RESERVATION

MAPS & BROCHURES

DETAILED ROUTINGS

PERSONALIZED TRAVEL SERVICES

ANYWHERE IN THE UNITED STATES AND CANADA RESERVATION SERVICE PROVIDED THROUGH

OUR PROFESSIONAL TRAVEL SERVICE

UP TO

$2,000

PAID TO A PROVIDER ATTORNEY

TO DEFEND YOU AGAINST COVERED MOVING VIOLATIONS

OR COVERED CRIMINAL CHARGES INCLUDING

NEGLIGENT HOMICIDE OR VEHICULAR MANSLAUGHTER ARISING FROM AN AUTO ACCIDENT

Any fines or court costs are member's responsibility. NOT applicable when charged with any drug or alcohol‐related matter; driving

without a valid operator's permit, license, or tag; a felony; leaving the scene; past‐due citations; parking or environmental

charges; appeals or warrants.

UP TO

$1000

PAID TO A PROVIDER ATTORNEY

UP TO $500 TO PURSUE COVERED PERSONAL INJURY MATTERS

& UP TO $500 TO PURSUE VEHICLE DAMAGES

RESULTING FROM AN AUTO ACCIDENT

Any fines or court costs are member's responsibility. NOT applicable when charged with any drug or alcohol‐related matter; driving without a valid operator's permit, license, or tag; a felony; leaving the scene; past‐due

citations; parking or environmental charges; appeals or warrants.

DEEPLY DISCOUNTED

FIXED RATES ON LEGAL MATTERS

WE WILL REFER YOU TO A PROVIDER ATTORNEY FOR COMMONLY USED LEGAL SERVICES AT DEEP DISCOUNTS:

NAME CHANGE ($155)

SIMPLE WILL AND TRUST ($170) WAIVER DIVORCE ($210)

& REGULAR INCORPORATION ($295)

DISCOUNTED LEGAL SERVICES

WE WILL REFER YOU TO A PROVIDER ATTORNEY FOR:

1) TELEPHONE CONSULTATION ON SEPARATE COVERED

PERSONAL LEGAL MATTERS.

2) LETTERS WRITTEN ON YOUR BEHALF FOR COVERED PERSONAL LEGAL MATTERS.

DISCOUNTED

HOURLY LEGAL RATE

WE WILL REFER YOU TO A PROVIDER ATTORNEY TO

PROVIDE YOU WITH OUT-OF-COURT REPRESENTATION AT

$75 PER HOUR FOR PERSONAL RELATED MATTERS

INCLUDES A

$5,000

STOLEN VEHICLE REWARD

PROTECT YOUR VEHICLE BY DISCOURAGING THEFT

REWARD WILL BE PAID TO THE LAW ENFORCEMENT AGENCY OR

INDIVIDUAL RESPONSIBLE FOR INFORMATION LEADING TO THE ARREST AND CONVICTION OF THE THIEF

RECEIVE UP TO

$1,000

CREDIT CARD PROTECTION

YOU KNOW THE

RISKS INVOLVED

WHEN HELD LIABLE FOR THE

MISUSE OF LOST OR STOLEN CREDIT

CARDS

ALSO FREE CREDIT CARD REGISTRATION

RECEIVE UP TO

$500

FOR INFORMATION LEADING TO THE ARREST AND CONVICTION OF ANYONE FOUND GUILTY

OF STEALING A MEMBER’S:

LIVESTOCK SADDLE OR TACK

LIVESTOCK/IMPLEMENT TRAILER

TRACTOR OR FARM EQUIPMENT

REWARD WILL BE PAID TO ANY PRIVATE CITIZEN OR LAW ENFORCEMENT PERSONNEL OR AGENCY

HEALTH CARE ASSURANCE We provide you with access to personalized attention

from a patient advocate, there to help navigate medical bill questions

and negotiations.

PHYSICIANS NETWORK Access to pre-negotiated prices at over

410,000 physicians and 45,000 supplemen-tary provider locations nationwide. With sav-ings of up to 30% on general medical physi-

cians and specialists.

SURGICAL SPECIALIST NETWORK Access to leading surgical specialists available to our

members at pre-negotiated savings of up to 50%.

MEMBERSHIP INCLUDES FREE DISCOUNT HEALTH CARD

24/7 DOCTOR Once registered with our convenient telephone medical consultation service for a $35 annual fee, members enjoy direct access to top doc-tors by phone or online all day every day, in-cluding holidays, evenings, and weekends.

Doctors give expert medical advice, diagnose problems at no charge, and prescribe medica-

tion when appropriate for a $35 fee.

HEALTHLY LIVING Fine quality discounted diabetic

supplies, vitamins, minerals, herbs and other nutritional supplements.

VISION CARE Access to affordable vision health

care at up to 50% off the retail price for lenses and frames and 20% for

contact lenses.

DENTAL DISCOUNTS Enjoy savings of 20% to 40% on nearly all general dentists' and specialists' standard fees, with

unlimited visits to more than 142,000 credentialed dentists

nationwide.

HEARING CARE Access to top hearing care with pre-negotiated savings, top technology,

and comprehensive aftercare.

PHARMACY DISOUNTS Access to top-quality prescription

medications with up to 50% in savings

LAB TESTING SERVICE Access to the nation's top lab

facilities with up to 50% in savings on testing that can be ordered online and then conveniently completed at

a nearby top testing location.

IMAGING AND MRI Access to superior MRI and imaging facilities at pre-negotiated prices.

Free Discount Card Program Provided by WellDyne

AUTO RELATED

DISCOUNTS

AT PARTICIPATING LOCATIONS OF 10% OR MORE ON:

JIFFY LUBE MAACO NATIONAL TIRE NATL TRUCK RENTAL AAMCO ALL TUNE & LUBE ALTA MERE CASSIDY TIRE DENT ZONE DOCTOR VINYL INDY LUBE MEINEKE MUFFLER MILEX MOTOR WORKS OIL CHANGER PENSKE PRECISION AUTO PROCARE SAFELITE STRAUSS AUTO THE BRAKE SHOP TRANSMISSION USA TUFFY AUTO WINSTON TIRE

AS A TOTAL SECURITY MEMBER OF MCA YOU ARE COVERED 24 HOURS A DAY WHENEVER YOU ARE INJURED IN A

COVERED ACCIDENT AND HOSPITALIZED AS A RESULT OF YOUR INJURIES

AT HOME AT WORK IN TOWN

AROUND THE CORNER IN ANOTHER STATE

Underwritten by One Beacon Insurance Group.

RECEIVE UP TO

$500 IN EMERGENCY CASH

PAID DIRECTLY TOYOU!

UP TO $100 FOR ANESTHESIA

UP TO $100 FOR CASTS OR SPLINTS

Underwritten by One Beacon Insurance Group

UP TO $100 FOR X-RAYS

FOR EMERGENCY ROOM COSTS RELATED TO A COVERED ACCIDENT PROVIDED IN A TRAUMA CENTER OR

EMERGENCY ROOM, INCLUDING ….

UP TO $100 FOR AMBULANCE

SERVICE

UP TO $100 FOR ER FACILITY

RECEIVE UP TO

$54,750

IN DAILY HOSPITAL BENEFITS

YOU WILL RECEIVE $150 PER DAY UP TO 365 CONSECUTIVE DAYS

FOR HOSPITAL ROOM AND BOARD

Benefits are for hospitalization as the result of injuries sustained in a covered accident.


YOUR ESTATE RECEIVES

$10,000

ACCIDENTAL DEATH BENEFIT

IF YOU DIE WITHIN 90 DAYS OF A COVERED ACCIDENT AS A DIRECT RESULT FROM YOUR

INJURIES RECEIVED IN THAT ACCIDENT

Underwritten by One Beacon Insurance Group. .

TOTAL SECURITY MEMBERS RECEIVE AN ADDITIONAL

$50,000

ACCIDENTAL DEATH COVERAGE

MEMBERS MAY ENROLL IN ONE OF THREE ACCIDENT AD&D COVERAGES*:

• $50,000 PRINCIPAL SUM FOR THE NAMED MEMBER

• $25,000 PRINCIPAL SUM EACH FOR NAMED MEMBER AND SPOUSE

• $30,000 PRINCIPAL SUM FOR NAMED MEMBER, $15,000 FOR SPOUSE AND $3,500 FOR EACH CHILD

• UP TO $1,500 PER YEAR FOR QUALIFIED DAYCARE OF DEPENDENT CHILDREN UNDER THE AGE OF 13 (UP TO 4 CONSECUTIVE YEARS)

• UP TO $1,500 PER YEAR FOR EACH DEPENDENT CHILD ENROLLED IN A QUALIFIED INSTITUTION OF HIGHER EDUCATION OR DEPENDENT CHILDREN IN THE 12TH GRADE LEVEL

(UP TO 4 CONSECUTIVE YEARS) • UP TO $3,000 TO RETRAIN A SURVIVING SPOUSE

TO ENTER THE JOB MARKET

*See description of coverage for qualifications and restrictions.


YOU ALSO RECEIVE

TRAVEL ASSISTANCE

PROGRAM

AS A COVERED MEMBER WHEN YOU ARE MORE THAN 100 MILES AWAY FROM YOUR HOME AND

IN A MEDICAL EMERGENCY YOU RECEIVE:

• MEDICAL CONSULTATION • CARE FOR MINORS

• PRESCRIPTION ASSISTANCE • MEDICAL REPATRIATION

• RETURN OF MORTAL REMAINS

• EMERGENCY EVACUATION • HOSPITAL ADMISSION

GUARANTEE • LEGAL REFERRALS

• MEDICAL EVALUATION • PLUS MUCH MORE

FREE DISCOUNT HEALTH CARD

WITH 24/7 DOCTOR

$50,000 ACCIDENTAL

DEATH COVERAGE

TRAVEL ASSISTANCE

PROGRAM

$10,000 ACCIDENTAL

DEATH BENEFIT

UP TO $500 EMERGENCY

BENEFITS

UP TO $54,750 DAILY

HOSPITAL BENEFITS

All Accident—At Work—At Home—At Play

… ONLY $39.99 PER MONTH

TOTAL SECURITY PLATINUM INCLUDES

VEHICLE EMERGENCY

ROADSIDE ASSISTANCE

TRIP PLANNING &

TRAVEL DISCOUNTS

UP TO $2,000 FEES TO DEFEND

& $1,000 TO PROTECT YOU

A $5,000 STOLEN VEHICLE REWARD

$1,000 CREDIT CARD PROTECTION

$500 FARM EQUIPMENT

REWARD

BOAT TRAILER EMERGENCY

ROADSIDE ASSISTANCE

RV EMERGENCY

ROADSIDE ASSISTANCE

MOTORCYCLE EMERGENCY

ROADSIDE ASSISTANCE

DUALLY OVER 1 TON EMERGENCY

ROADSIDE ASSISTANCE

LIVESTOCK TRAILER

EMERGENCY ROADSIDE

ASSISTANCE

$75 PER HOUR PROVIDER ATTORNEY

ON PERSONAL MATTERS

AUTO RELATED DISCOUNTS WITH NATIONAL CHAINS

DISOUNTED LEGAL SERVICES NAME CHANGE ($155)

SIMPLE WILL / TRUST ($170) WAIVER DIVORCE ($210)

REG. INCORPORATION ($295)

LEGAL SERVICES PHONE CONSULT &

LETTERS WRITTEN ON PERSONAL MATTERS

MATRIX REWARD

INCOME!!!

FREE VISION, PRESCRIPTION

& DENTAL DISCOUNT

CARD

Income Projections for MCA Marketing Plan

Sales Commission Commission Commission 1st Level 1st Level Earned Annual Matrix Per Advance Per Advance Advance Override Adv. Override Adv. Override Override Reward

Week Sale Per Week Per Year Per Sale Per Week Per Month Per Sale Dollars

MCA Total Security Platinum Plan (Monthly Retail Value $39.99) 1 80.00 $80.00 $4,160.00 6.00 6.00 0.66 7.92 Yes 5 82.00 $410.00 $21,320.00 6.00 30.00 0.66 7.92 Yes 10 84.00 $840.00 $43,680.00 6.00 60.00 0.66 7.92 Yes 15 86.00 $1,290.00 $67,080.00 6.00 90.00 0.66 7.92 Yes 20 88.00 $1,760.00 $91,520.00 6.00 120.00 0.66 7.92 Yes 30 90.00 $2,700.00 $140,400.00 6.00 180.00 0.66 7.92 Yes

MCA Total Security Gold Plan (Monthly Retail Value $29.99)

1 80.00 $80.00 $4,160.00 6.00 6.00 0.66 7.92 Yes 5 82.00 $410.00 $21,320.00 6.00 30.00 0.66 7.92 Yes 10 84.00 $840.00 $43,680.00 6.00 60.00 0.66 7.92 Yes 15 86.00 $1,290.00 $67,080.00 6.00 90.00 0.66 7.92 Yes 20 88.00 $1,760.00 $91,520.00 6.00 120.00 0.66 7.92 Yes 30 90.00 $2,700.00 $140,400.00 6.00 180.00 0.66 7.92 Yes

MCA Total Security Plan (Monthly Retail Value $19.95)

1 80.00 $80.00 $4,160.00 6.00 6.00 0.66 7.92 No 5 82.00 $410.00 $21,320.00 6.00 30.00 0.66 7.92 No 10 84.00 $840.00 $43,680.00 6.00 60.00 0.66 7.92 No 15 86.00 $1,290.00 $67,080.00 6.00 90.00 0.66 7.92 No 20 88.00 $1,760.00 $91,520.00 6.00 120.00 0.66 7.92 No 30 90.00 $2,700.00 $140,400.00 6.00 180.00 0.66 7.92 No

Security Plus (Monthly Retail Value $14.95)

1 $60.00 $60.00 $3,120.00 5.00 5.00 0.52 6.24 No 5 $61.50 $307.50 $15,990.00 5.00 25.00 0.52 6.24 No 10 $63.00 $630.00 $32,760.00 5.00 50.00 0.52 6.24 No 15 $64.50 $967.50 $50,310.00 5.00 75.00 0.52 6.24 No 20 $66.00 $1,320.00 $68,640.00 5.00 100.00 0.52 6.24 No 30 $67.50 $2,025.00 $105,300.00 5.00 150.00 0.52 6.24 No

Security (Monthly Retail Value $9.95)

1 $40.00 $40.00 $2,080.00 4.00 4.00 0.39 4.68 No 5 $41.00 $205.00 $10,660.00 4.00 20.00 0.39 4.68 No 10 $42.00 $420.00 $21,840.00 4.00 40.00 0.39 4.68 No 15 $43.00 $645.00 $33,540.00 4.00 60.00 0.39 4.68 No 20 $44.00 $880.00 $45,760.00 4.00 80.00 0.39 4.68 No 30 $45.00 $1,350.00 $70,200.00 4.00 120.00 0.39 4.68 No

Any PERSONAL MEMBERSHIP which has been in the system for more than 12 months is paid 80% of first year

earned commission as earned.

THE TOTAL SECURITY PLATINUM MATRIX REWARD BENEFIT

TOTAL SECURITY PLATINUM

. . . ONLY $39.99 A MONTH

Simple to Join: First and Last Months Dues

Number of Members

1 2 3 4 5

Monthly Dues

$39.99 $79.98 $119.97 $159.96 $199.95

Total Today

$79.98 $159.96 $239.94 $319.92 $399.90

BEGINNING 1 MONTH FROM THE EFFECTIVE DATE, YOUR DUES ARE AUTOMATICALLY PAID THROUGH

YOUR BANK ACCOUNT OR CREDIT CARD

AS A MEMBER, YOU ARE ALWAYS IN CONTROL OF YOUR MEMBERSHIP THROUGH MCA’S 1-800 NUMBER

UP TO $54,750 DAILY

HOSPITAL BENEFITS

VEHICLE EMERGENCY

ROADSIDE ASSISTANCE

TRIP PLANNING &

TRAVEL DISCOUNTS





BENEFITS

$10,000 ACCIDENTAL

DEATH BENEFIT

TRAVEL ASSISTANCE

PROGRAM


$500 FARM EQUIPMENT

REWARD

$50,000 ACCIDENTAL

DEATH COVERAGE


ROADSIDE ASSISTANCE

RV EMERGENCY

ROADSIDE ASSISTANCE


ROADSIDE ASSISTANCE


ROADSIDE ASSISTANCE

LIVESTOCK TRAILER

EMERGENCY ROADSIDE

ASSISTANCE


… ONLY $29.99 PER MONTH

DISOUNTED LEGAL SERVICES NAME CHANGE ($155)

SIMPLE WILL / TRUST ($170) WAIVER DIVORCE ($210)

REG. INCORPORATION ($295)

LEGAL SERVICES PHONE CONSULT &

LETTERS WRITTEN ON PERSONAL MATTERS

MATRIX REWARD INCOME!!!

TOTAL SECURITY GOLD

INCLUDES


& DENTAL DISCOUNT

CARD








1 80.00 $80.00 $4,160.00 6.00 6.00 0.66 7.92 No 5 82.00 $410.00 $21,320.00 6.00 30.00 0.66 7.92 No 10 84.00 $840.00 $43,680.00 6.00 60.00 0.66 7.92 No 15 86.00 $1,290.00 $67,080.00 6.00 90.00 0.66 7.92 No 20 88.00 $1,760.00 $91,520.00 6.00 120.00 0.66 7.92 No 30 90.00 $2,700.00 $140,400.00 6.00 180.00 0.66 7.92 No


1 $60.00 $60.00 $3,120.00 5.00 5.00 0.52 6.24 No 5 $61.50 $307.50 $15,990.00 5.00 25.00 0.52 6.24 No 10 $63.00 $630.00 $32,760.00 5.00 50.00 0.52 6.24 No 15 $64.50 $967.50 $50,310.00 5.00 75.00 0.52 6.24 No 20 $66.00 $1,320.00 $68,640.00 5.00 100.00 0.52 6.24 No 30 $67.50 $2,025.00 $105,300.00 5.00 150.00 0.52 6.24 No


1 $40.00 $40.00 $2,080.00 4.00 4.00 0.39 4.68 No 5 $41.00 $205.00 $10,660.00 4.00 20.00 0.39 4.68 No 10 $42.00 $420.00 $21,840.00 4.00 40.00 0.39 4.68 No 15 $43.00 $645.00 $33,540.00 4.00 60.00 0.39 4.68 No 20 $44.00 $880.00 $45,760.00 4.00 80.00 0.39 4.68 No 30 $45.00 $1,350.00 $70,200.00 4.00 120.00 0.39 4.68 No



THE TOTAL SECURITY GOLD MATRIX REWARD BENEFIT

MCA TOTAL SECURITY MEMBERSHIP

INCLUDES

UP TO $54,750 DAILY

HOSPITAL BENEFITS

VEHICLE EMERGENCY

ROADSIDE ASSISTANCE

TRIP PLANNING &

TRAVEL DISCOUNTS





BENEFITS

$10,000 ACCIDENTAL

DEATH BENEFIT

TRAVEL ASSISTANCE

PROGRAM


$500 FARM EQUIPMENT

REWARD

$50,000 ACCIDENTAL

DEATH COVERAGE


ROADSIDE ASSISTANCE

RV EMERGENCY

ROADSIDE ASSISTANCE


ROADSIDE ASSISTANCE


ROADSIDE ASSISTANCE

LIVESTOCK TRAILER

EMERGENCY ROADSIDE

ASSISTANCE


...ONLY $19.95 PER MONTH


& DENTAL DISCOUNT

CARD

MCA SECURITY PLUS MEMBERSHIP

INCLUDES

4-WHEELED VEHICLE EMERGENCY

ROADSIDE ASSISTANCE

WITH LOCAL TOW

TRIP PLANNING &

TRAVEL DISCOUNTS





$500 FARM EQUIPMENT

REWARD

TRAVEL ASSISTANCE

PROGRAM


BENEFITS

UP TO $54,750 DAILY

HOSPITAL BENEFITS

$10,000 ACCIDENTAL

DEATH BENEFIT




& DENTAL DISCOUNT

CARD

MCA SECURITY MEMBERSHIP

INCLUDES


BENEFITS

UP TO $54,750 DAILY

HOSPITAL BENEFITS

$10,000 ACCIDENTAL

DEATH BENEFIT

Auto Accident Only


4-WHEELED VEHICLE EMERGENCY

ROADSIDE ASSISTANCE

WITH LOCAL TOW

TRIP PLANNING &

TRAVEL DISCOUNTS





$500 FARM EQUIPMENT

REWARD

TRAVEL ASSISTANCE

PROGRAM


& DENTAL DISCOUNT

CARD








1 80.00 $80.00 $4,160.00 6.00 6.00 0.66 7.92 No 5 82.00 $410.00 $21,320.00 6.00 30.00 0.66 7.92 No 10 84.00 $840.00 $43,680.00 6.00 60.00 0.66 7.92 No 15 86.00 $1,290.00 $67,080.00 6.00 90.00 0.66 7.92 No 20 88.00 $1,760.00 $91,520.00 6.00 120.00 0.66 7.92 No 30 90.00 $2,700.00 $140,400.00 6.00 180.00 0.66 7.92 No


1 $60.00 $60.00 $3,120.00 5.00 5.00 0.52 6.24 No 5 $61.50 $307.50 $15,990.00 5.00 25.00 0.52 6.24 No 10 $63.00 $630.00 $32,760.00 5.00 50.00 0.52 6.24 No 15 $64.50 $967.50 $50,310.00 5.00 75.00 0.52 6.24 No 20 $66.00 $1,320.00 $68,640.00 5.00 100.00 0.52 6.24 No 30 $67.50 $2,025.00 $105,300.00 5.00 150.00 0.52 6.24 No


1 $40.00 $40.00 $2,080.00 4.00 4.00 0.39 4.68 No 5 $41.00 $205.00 $10,660.00 4.00 20.00 0.39 4.68 No 10 $42.00 $420.00 $21,840.00 4.00 40.00 0.39 4.68 No 15 $43.00 $645.00 $33,540.00 4.00 60.00 0.39 4.68 No 20 $44.00 $880.00 $45,760.00 4.00 80.00 0.39 4.68 No 30 $45.00 $1,350.00 $70,200.00 4.00 120.00 0.39 4.68 No



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