Travelling around the world canbe an exciting time. However ifyou are not careful with yourcredit card use, your trip can digyou into deep money trouble.Follow these 5 rules to keepyour money safe.

TOP 5 CREDIT CARDRULES TO FOLLOWWHEN TRAVELLINGABROAD

An international shopping couldcost you a lot more than youthink if a wrong credit card isused. Most cards will charge a 1to 3 % transaction fee for eachshopping made overseas. If youend up charging your credit cardfor hotel, food, shopping,transportation and events, thatcan easily add up to hundredsof dollars in overseastransaction fees alone.

USE CARDS WITHNO OVERSEASTRANSACTION FEES

SET UP SPENDINGALERTS

No one wants to think about fraud and identitytheft while they are on vacation, but it is a goodidea to check over your purchases and to trackit daily. Sign up for spending alerts so you get

an email or text for each purchase

BRING MULTIPLE CREDIT CARDS

Do not rely on a single credit card for yourtrip. Allow yourself a backupIt is a good idea to vary your cards tooFor example, do not make them all visacards. Try to have a MasterCard or AmericanExpress so that you will have another to fallback on in case of an issue

Do not use credit card for cashwithdrawals at ATM's at it will beprocessed as a cash advance.Cash advances come with higherAnnual Percentage Rate andinterest starts accruingimmediately. It is not wise touse cash advances at homecountry and abroad.

AVOID ATMMACHINES

SAY NO TO DEBIT CARDS

A credit card will be safer to use overseas than a debit card. It would be

horrible to charge your debit card at an overseas boutique shop, only to

have your funds drained from card theft. Upgrade your credit card with

new chip technology that reduces fraud and identity theft

ESCAPEto your dream vacat ion

D i s c o v e r s o m e p l a c e n e w w i t h w i s e m o n e y m o v e s