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Top 100 Q&A PDF

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Top 100 Q&A PDF

Current Affairs Q&A PDF – October 2020 Top 100 Questions

1. Which company has partnered with Amex to provide global benefits and offer exclusive privileges to their premium consumers? 1) ICICI Card 2) PNB Card 3) SBI Card 4) IOB Card 5) HDFC Card Answer - 3) SBI Card Explanation: SBI Cards & Payment Services Ltd (SBI Cards) partners with American Express Global Network Services (Amex) to provide global benefits and offer exclusive privileges to their premium consumer segments in India. 2. Which company has partnered with Bajaj Allianz to launch cyber insurance named ‘Digital Suraksha Group Insurance’? 1) Flipkart 2) Amazon 3) Myntra 4) Snapdeal 5) Max Answer – 1) Flipkart Explanation: Flipkart and Bajaj Allianz General Insurance Company partnered to offer ‘Digital Suraksha Group Insurance’ for customers who wish to cover themselves against financial losses resulting from cyber-attacks, cyber frauds, or other such malicious activities on various online platforms. 3. India successfully test fired which supersonic cruise missile with a Strike Range of over 400 Kilometers (September 2020)? 1) Prahaar 2) Agni 3) BrahMos 4) Nirbhay 5) Prithvi Answer – 3) BrahMos Explanation: India successfully test fired the surface-to-surface Supersonic Cruise Missile BrahMos with a Strike Range of over 400 Kilometers from Integrated Test Range (ITR) at Chandipur, Odisha. It was jointly conducted by Defence Research and Development Organisation (DRDO) & BrahMos Aerospace. The Test-firing was carried under the PJ-10 Project of DRDO. It will pay the way for serial production of indigenous components of powerful weapon systems to realise the aim of Atmanirbhar Bharat (self-reliance). 4. Name the wicket keeper who has contributed for the most number of dismissals in T20 Internationals? 1) Rishab Pant 2) MS Dhoni 3) Sushma Verma 4) Alyssa Healy 5) None of the Above



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Answer - 4) Alyssa Healy Explanation: Australian woman cricketer and wicket keeper Alyssa Healy broke the record of “Most Dismissal by Wicket Keeper” by MS Dhoni’s who made 91 dismissals in 98 T20 Internationals(T20Is) for India. Healy has played 114 T20Is for Australia and broke the record with 92 dismissals in the shortest format of the game during the match against New Zealand in the 2nd T20I of the three match series at Allan Border Field at Brisbane, Queensland, Australia. 5. India plans to build 100-bedded Cancer Hospital and 22, 000-seater Cricket Stadium in which country? 1) Nepal 2) Mauritius 3) Mali 4) Bangladesh 5) Maldives Answer – 5) Maldives Explanation: India will build 100-bedded Cancer Hospital and 22, 000-seater Cricket Stadium, in Hulhumale (Maldives) under USD 800 Million Line of Credit (LoC) extended to Maldives in 2019.The Export-Import Bank (EXIM) of India extended the LOC for development of infrastructure projects in Maldives. The construction of the Hospital will strengthen the bilateral cooperation between the two countries in the Health Sector. India will partner with Housing Development Corporation Limited of Maldives for the development of Central Park and renovation of Arrival Jetty in Hulhumale. It will benefit both the visitors and residents. 6. New Development Bank (NDB) has approved USD 241 million for which metro rail project (USD 500 Million approved for Delhi-Ghaziabad-Meerut RRTS Project)? 1) Bengaluru Metro Rail Project 2) Chennai Metro Rail Project 3) Delhi Metro Rail Project 4) Mumbai Metro Rail Project 5) Kolkata Metro Rail Project Answer - 4) Mumbai Metro Rail Project Explanation: New Development Bank (NDB) of BRICS (Brazil, Russia, India, China and South Africa) Nations approved USD 241 Million (approximately INR 1760 Crores) for Mumbai Metro Rail Project, and USD 500 Million (approximately INR 3670 Crores) for Delhi-Ghaziabad-Meerut Regional Rapid Transit System (RRTS) Project. The loans were approved by the Board of Directors of NDB in the 28th Meeting held in virtual format on September 29, 2020. 7. How many banks were excluded from Second Schedule of the RBI Act, 1934 in September 2020? 1) 4 2) 6 3) 3 4) 7 5) 9 Answer – 2) 6 Explanation: Reserve Bank of India (RBI) excluded six public sector banks (PSBs) from the Second Schedule of the RBI Act, 1934 following their merger with other banks with effect from April 01, 2020. The six banks are Syndicate Bank, Oriental Bank of Commerce (OBC), United Bank of India, Andhra Bank, Corporation Bank, and Allahabad Bank. OBC and United Bank of India merged into Punjab National Bank; Syndicate Bank into Canara Bank; Andhra Bank and Corporation Bank into Union Bank of India; and Allahabad Bank into Indian Bank.



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8. Which bank has signed MoU with Hindustan Unilever Limited (HUL) to provide digital payment solutions and financing solutions? 1) State Bank of India 2) Punjab National Bank 3) Canara Bank 4) United Bank of India 5) Indian Bank Answer – 1) State Bank of India Explanation: State Bank of India (SBI) and Hindustan Unilever (HUL) signed a Memorandum of Understanding (MoU) to provide Digital Payment Solutions and Financing solutions to HUL’s retailers and distributors. The Partnership will accelerate the adoption of digital payments among small-scale entrepreneurs and retailers in all parts of the country. It will be available initially in Mumbai and Bengaluru. 9. When was UN’s International Day of Older Persons observed annually? 1) October 2 2) September 29 3) October 1 4) September 30 5) October 3 Answer – 3) October 1 Explanation: United Nations(UN)’s International Day of Older Persons is annually observed across the globe on 1st October to recognize the elderlies as an asset to the society who are capable of contributing to the development process. The 1st October 2020 marks the 30th Anniversary of the International Day of Older Persons. The first International Day of Older Persons was observed and celebrated on 1st October 1991. The theme of the International Day of Older Persons 2020 is “Pandemics: Do They Change How We Address Age and Ageing?”. The decision of the International day of Older persons was preceded by the Vienna International Plan of Action on Ageing adopted by the 1982 World Assembly on Ageing, which was also endorsed by the UNGA. On the occasion of the International Day of Older Persons 2020, Dr. Harsh Vardhan, Union Minister for Health & Family Welfare stated that marking the launch year of the Decade of Healthy Ageing (2020-2030) various activities will be undertaken throughout 2020. 10. Who heads the 3-member interim committee of directors constituted by RBI to run Dhanlaxmi bank? 1) P.K Vijayakumar 2) G. Rajagopalan Nair 3) G. Subramonia Iyer 4) A.K. Misra 5) None of the Above Answer - 3) G. Subramonia Iyer Explanation: The Reserve Bank of India(RBI) approved a 3-member interim Committee of Directors (CoD) to exercise the powers of Managing Director(MD) & Chief Executive Officer(CEO) of Dhanlaxmi Bank Ltd till a new MD & CEO takes charge. G. Subramonia Iyer will head(Chairman) the CoD, G. Rajagopalan Nair and P.K Vijayakumar will serve as its members. 11. Who has been chosen as the recipient of the “2020 Gandhi Award” of Mahatma Gandhi National Foundation (MGNF)? 1) Sanjay Singh 2) Narayana Kurup 3) M Venkaiah Naidu 4) Jayashankar Menon



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5) Eby J Jose Answer - 1) Sanjay Singh Explanation: Eby J Jose, Chairman of Mahatma Gandhi National Foundation (MGNF) announced that Sanjay Singh, Member of Parliament (MP) of Rajya Sabha and the leader of Aam Aadmi Party(AAP) has been chosen as the recipient of the “2020 Gandhi Award”. He was recognized with the award for being instrumental in the diplomatic intervention of India to remove the image of Mahatma Gandhi on the beer bottles of Malka brewery, an Israeli private company. M Venkaiah Naidu, Vice President of India will present the 2020 Gandhi Award to Sanjay over an award ceremony at New Delhi in January 2021. 12. ISRO plans to launch Venus mission named “Shukrayaan-1” by which year? 1) 2024 2) 2022 3) 2021 4) 2025 5) 2023 Answer - 4) 2025 Explanation: ISRO is all set to launch its first Venus mission “Shukrayaan-1” in 2025 with participation of French space agency CNES (National Centre for Space Studies; French: Centre national d’etudes spatiales). In this regard, ISRO has selected the VIRAL (Venus Infrared Atmospheric Gases Linker) instrument co-developed with the Russian federal space agency Roscosmos and the LATMOS (Atmospheres, Milieux, Observations Spatiales Laborator) attached to the CNRS. Notably this will be the first time a French payload will be flown on an Indian exploration mission. 13. Prime Minister Modi inaugurated world’s longest highway tunnel (connects Manali and Lahaul-Spiti Valley) “Atal Tunnel” in which state/UT? 1) Ladakh 2) Arunachal Pradesh 3) Uttarakhand 4) Himachal Pradesh 5) Jammu & Kashmir Answer - 4) Himachal Pradesh Explanation: Prime Minister Narendra Modi inaugurated ‘Atal Tunnel’ – World’s Longest Highway Tunnel in Manali, Himachal Pradesh. The 9.02 Kilometre Long Tunnel has been constructed by Border Roads Organisation (BRO) at a cost of INR 3, 300 crores. It connects Manali and Lahaul-Spiti Valley. The Atal Tunnel, running across the 13,050-ft high Rohtang pass, on the Manali-Leh axis is the highest motorable highway tunnel in the world. The Tunnel has been built by adopting the latest NATM (New Austrian Tunneling Method) technique. 14. Gram Sampark Abhiyan is the financial inclusion initiative of which bank (scheme launched by Union Minister Narendra Singh Tomar)? 1) State Bank of India 2) Punjab National Bank 3) Canara Bank 4) United Bank of India 5) Indian Bank Answer - 2) Punjab National Bank Explanation: To commemorate the 150th birth anniversary of Mahatma Gandhi i.e. on October 2, 2020, Punjab National Bank (PNB) has launched a 3 months long nationwide campaign of financial inclusion and literacy initiative “Gram Sampark Abhiyan”. It was launched by Minister of Agriculture and Farmers Welfare Narendra Singh



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Tomar on the lines of “Aatmanirbhar Bharat”. The campaign is centered on four key themes viz. digital, credit, social security and financial literacy. This campaign will culminate on December 31, 2020 covering 526 districts in 24 states. 15. “Dalle Khursani”, the famous chilli based on ‘which’ state got GI tag recently? 1) Karnataka 2) Gujarat 3) Andhra Pradesh 4) Sikkim 5) Kerala Answer – 4) Sikkim Explanation: On the basis of an application filed by the North Eastern Regional Agricultural Marketing Corporation Limited (NERAMAC) on behalf of Sikkim, the red cherry pepper chilli of Sikkim, “Dalle Khursani” earned the geographical indication (GI) tag from the Union Department for Promotion of Industry and Internal Trade (DPIIT). It is considered as one of the hottest chilli in the world with medicinal values. 16. Housing & Urban Affairs secretary Durga Shanker Mishra has launched API integration between PM SVANidhi Portal and eMudra Portal of ‘which’ Bank? 1) Indian Overseas Bank 2) Punjab National Bank 3) State Bank of India 4) Canara Bank 5) Union Bank of India Answer – 3) State Bank of India Explanation: Durga Shanker Mishra, Secretary, Ministry of Housing & Urban Affairs (MoHUA) launched the API (Application Programming Interface) integration between the PM SVANidhi Portal and the SBI (State Bank of India)’s eMudra portal. This launch is a part of Prime Minister Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) Scheme. 17. Harvey J. Alter, Charles M. Rice and Michael Houghton has won 2020 Nobel prize in Physiology/medicine for discovering which virus? 1) GB Virus 2) Polio Virus 3) Hepatitis C Virus 4) Corona Virus 5) Ebola Virus Answer – 3) Hepatitis C Virus Explanation: The Head of the Nobel Committee, Thomas Perlmann announced the Nobel Prize in Physiology or Medicine 2020 jointly to 2 Americans Harvey J. Alter and Charles M. Rice and one British-born scientist Michael Houghton for discovering the Hepatitis C virus, a major global health problem that causes cirrhosis and liver cancer at the Nobel Assembly at Karolinska Institutet in Stockholm, Sweden. Note- The award is the 1st of six prizes being announced. The other prizes include in the fields of physics, chemistry, literature, peace and economics. 18. Which country planned to send world’s 1st mining robot ‘Asteroid Mining Robot’ into space by November 2020? 1) China 2) India 3) Russia 4) Japan



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5) United States Answer – 1) China Explanation: An IEEE Spectrum report stated that Origin Space, the Beijing-based company is set to send world’s first mining robot named ‘asteroid mining robot’ into space by November 2020 to identify and extract resources. The mining robot will be launched into space by a Chinese Long March series rocket. The 30-gram spacecraft, NEO-1, is likely to be launched as a secondary payload on a Chinese Long March rocket. This company also has another mission, Yuanwang-1 (‘Look up-1’), nicknamed ‘Little Hubble’, which is to be launched by late 2021 or early 2022. 19. India’s 1st ever organic spices seed park will be set up in which state? 1) Uttarakhand 2) Sikkim 3) Gujarat 4) Madhya Pradesh 5) Goa Answer – 3) Gujarat Explanation: Gujarat Chief Minister Vijay Rupani released Sanction letters to two Farmer Producer Organisations (FPOs) for the Country’s First Ever Organic Spices Seed Park in Patan & Banaskantha districts for production of Cumin & Fennel Seeds. 20. Name the bank which in partnership with Visa launched the 1st of its kind debit card facility for availing Loan Against Securities (LAS). 1) State Bank of India 2) ICICI Bank 3) HDFC Bank 4) RBL Bank 5) Punjab National Bank Answer – 2) ICICI Bank Explanation: ICICI Bank in partnership with Visa introduced a debit card facility for customers who avail Loan Against Securities (LAS) from the bank. The card is available on the Visa platform. With this introduction, ICICI bank becomes the 1st bank in India to launch this facility after the Reserve Bank of India (RBI) allowed banks to issue electronic(e) cards to customers availing an Overdraft (OD) facility, that are only in the nature of personal loan with no specific end-use restriction. Note– New customer who avail LAS will be issued a Debit card. 21. Roger Penrose, Reinhard Genzel and Andrea Ghez has got 2020 Nobel Prize in which field? 1) Economics 2) Medicine 3) Chemistry 4) Physics 5) Literature Answer – 4) Physics Explanation: Goran K. Hansson, secretary-general of the Royal Swedish Academy of Sciences, announced the Nobel Prize in Physics 2020. One half of the 2020 Nobel Prize in Physics was given to Roger Penrose (United Kingdom-UK) for his discovery that black hole formation is resilient prediction of the general theory of relativity and the other half jointly to Reinhard Genzel(German) and Andrea Ghez(America) for their discovery of a supermassive compact object at the centre of our galaxy (Milky Way). The award comprises a gold medal and prize money of 10 million Swedish kronor (more than $1.1 million).



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22. The ‘Unfinished’ is the memoir of whom? 1) Alia Bhatt 2) Priyanka Chopra 3) Deepika Padukone 4) Anushka Sharma 5) Sara Ali Khan Answer - 2) Priyanka Chopra Explanation: Actor-producer Priyanka Chopra’s long-awaited book debut, 'Unfinished', will be launched on January 19, 2021, publisher Penguin Random House India announced recently. 23. Which bank partnered with Vistara to launch industry 1st co-branded Forex card for international travelers? 1) Indian Bank 2) IndusInd Bank 3) Yes Bank 4) Axis Bank 5) Bank of Maharashtra Answer – 4) Axis Bank Explanation: Axis Bank Ltd in partnership with Vistara, India’s full service carrier launched a Co-Branded Forex Card, ‘Axis Bank Club Vistara Forex Card’ to cater the needs of international travellers. This is the 1st-ever collaboration by a bank and an Indian airline for a co-branded forex card. The multicurrency forex card enables customers to travel to international destinations in a cashless and hassle free manner. 24. Who has been appointed as the chairman of State Bank of India with effect from October 7, 2020? 1) Tapan Singhel 2) Rajnish Kumar 3) Ashwini Kumar Tewari 4) Dinesh Kumar Khara 5) Padmaja Chunduru Answer – 4) Dinesh Kumar Khara Explanation: The Government of India appointed Dinesh Kumar Khara, the current Managing Director of State Bank of India as the new Chairman of SBI for a period of three years effective from 7th October 2020. Dinesh Kumar Khara succeeds Rajnish Kumar as the new Chairman, whose 3-year term ended on 7th October 2020. The appointment of Dinesh Kumar was recommended by the Bank Board Bureau. 25. India’s 1st transportation tunnel (underwater) will be constructed below which river? 1) Tapti 2) Godavari 3) Hooghly 4) Indus 5) Narmada Answer - 3) Hooghly Explanation: The Central Government has approved the revised cost estimates for construction of Kolkata East West Corridor project as per the realigned route. Now the estimated completion cost of the project is Rs. 8575 crores where the Ministry of Railway’s share is Rs.3268.27 crore, Ministry of Housing and Urban Affairs (MoHUA)’ share as Rs.1148.31 crore and Japan International Cooperation Agency (JICA) loan of Rs.4158.40 crore. The target date for completion of the entire project is December, 2021. Notably the project also envisages construction of 16.6 Km long Metro Railway Corridor including tunnel below ‘river



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Hooghly’ which is the “1st transportation tunnel in India” under any major river as well as Howrah Station which is one of the deepest Metro stations in India. 26. How many people will be pushed towards extreme poverty due to COVID-19 by the end of 2021 as per World Bank report? 1) 78 million 2) 200 million 3) 150 million 4) 142 million 5) 226 million Answer - 3) 150 million Explanation: According to the Biennial report ‘Poverty and Shared Prosperity 2020: Reversals of Fortune’ released by the World Bank Group around 150 Million People will be pushed into Extreme Poverty by the end of 2021 due to COVID-19. This is the first rise in Extreme Poverty Percentage in 20 years. The report analyzes three aspects which are driving the increase in global poverty – COVID-19, Armed Conflict and Climate Change. 27. The 2nd edition of QUAD (Quadrilateral Security Dialogue) held between India, Australia, Japan & United States of America (USA) at which city? 1) Tokyo 2) New Delhi 3) Sydney 4) New York 5) Bengaluru Answer - 1) Tokyo Explanation: External Affairs Minister (EAM), S. Jaishankar visited Tokyo, Japan for a two-day visit from October 6-7, 2020. On October 6, 2020, EAM S. Jaishankar participated in the Second QUAD (Quadrilateral Security Dialogue) held between India, Australia, Japan & United States of America (USA) in Tokyo, Japan. 28. What is the estimated GDP of India in FY21 as per World Bank? 1) (-) 7.4% 2) (-) 17.1% 3) (-) 12.3% 4) (-) 5.3% 5) (-) 9.6% Answer - 5) (-) 9.6% Explanation: As per World Bank’s latest South Asia Economic Focus forecasts, India’s Gross Domestic Product(GDP) is expected to contract by 9.6%(-9.6%) in FY21. This prediction reflects the national lockdown and the income shock experienced by households and firms due to the COVID-19 pandemic. On the other hand, it expects a 5.4% rebound in FY22. Regional growth (South Asia) is expected to contract by 7.7% in 2020, after topping 6% annually in the past five years, and rebound to 4.5% in 2021. 29. Which is 1st state in India to use Quick Deployment Antenna (QDA) technology for disaster management? 1) Arunachal Pradesh 2) Uttarakhand 3) Gujarat 4) Sikkim 5) Meghalaya Answer – 2) Uttarakhand



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Explanation: Uttarakhand CM inaugurated the State Disaster Response Force’s (SDRF) latest Quick Deployment Antenna (QDA) technology. QDA is a satellite based communication technology which establishes communication in places where network coverage is low or has zero coverage. It will be able to send and receive video or voice calls, and is capable of data transfer which are vital during Emergency Situations. Uttarakhand is the First State to use QDA technology for disaster management. 30. Who has got additional charge as the minister of Consumer Affairs, Food and Public Distribution? 1) Narendra Singh Tomar 2) Piyush Goyal 3) Jitendra Singh 4) Smriti Irani 5) Prakash Javadekar Answer – 2) Piyush Goyal Explanation: Ram Nath Kovind, President of India, as advised by Prime Minister Narendra Modi, has assigned Union Minister Piyush Goyal with additional charge of the Ministry of Consumer Affairs, Food and Public Distribution following the death of Ram Vilas Paswan. Piyush Goyal is currently serving as the Cabinet Minister of Railways and Commerce and Industry and as deputy leader of BJP (Bharatiya Janata Party) in Rajya Sabha. 31. Who has won 2020 Nobel Prize in Literature? 1) Jesper Svenbro 2) Anders Olsson 3) Per Wästberg 4) Louise Glück 5) Rebecka Kärde Answer – 4) Louise Glück Explanation: Mats Malm, Permanent Secretary of the Swedish Academy announced the Nobel Prize in Literature 2020 to 77-year-old Louise Glück, American Poet and essayist “for her unmistakable poetic voice that with austere beauty makes individual existence universal”. 32. Which organization has won Nobel Peace Prize 2020? 1) United Nations High Commissioner for Refugees 2) International Committee of the Red Cross 3) World Food Programme 4) International Campaign to Abolish Nuclear Weapons 5) Organisation for the Prohibition of Chemical Weapons Answer – 3) World Food Programme Explanation: Berit Reiss-Andersen, Chair of the Norwegian Nobel Committee announced the Nobel Peace Prize 2020 to the United Nations(UN) World Food Programme(WFP) for its efforts to fight hunger, for its contribution to improving peace conditions in conflict-affected areas and for acting as a driving force in efforts to prevent the use of hunger as a weapon of war and conflict. As the largest specialized agency of the United Nations, the World Food Program is a modern version of the Peace Congresses, that the Nobel Peace Prize aims to promote. 33. Name the India’s 1st Anti-radiation missile which was tested from Sukhoi-30 Fighter Aircraft. 1) Alarm 1 2) Hormoz 1 3) MAR 1



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4) Rudram 1 5) Prithvi 1 Answer – 4) Rudram 1 Explanation: India successfully test-fired its first indigenous anti-radiation missile, Rudram 1, a New Generation Anti-Radiation Missile (NGARM) integrated on Su-30MKI fighter aircraft of Indian Air Force. Developed by Defence Research and Development Organisation (DRDO), this air-to-surface missile was tested at the interim test range Balasore, off the coast of Odisha in the Bay of Bengal. 34. Union Minister of Consumer Affairs, Food and Public Distribution Ram Vilas Paswan who passed away recently was elected from which Lok Sabha constituency? 1) Vellore, Tamil Nadu 2) Ahmedabad, Gujarat 3) Lucknow, Uttar Pradesh 4) Hajipur, Bihar 5) Jamshedpur, Jharkhand Answer – 4) Hajipur, Bihar Explanation: Ram Vilas Paswan, Union Minister of Consumer Affairs, Food and Public Distribution (elected from the Hajipur constituency of Bihar) passed away at the age of 74 in a hospital at New Delhi due to heart ailments. He was born on 5th July 1946 at Khagaria, Eastern Bihar. He was the leader of the Lok Janshakti Party(LJP) and a stalwart of socialist movements and known as the foremost Dalit leader of Bihar. He was elected to the Lok Sabha for the first time in 1977 with highest margin as a member of Janata Party and he held the Guinness record for winning his constituency, Hajipur, with the highest margin for many years. 35. Which state/UT has become the 1st ‘Har Ghar Jal’ state by providing FHTCs to every rural household? 1) Ladakh 2) Maharashtra 3) Goa 4) Puducherry 5) Arunachal Pradesh Answer – 3) Goa Explanation: Goa has become the first ‘Har Ghar Jal’ state in the country under Centre Governments Jal Jeevan Mission (JJM) by providing 100% tap water connections in Functional Household Tap Connections (FHTCs) covering 2.30 lakh households. The state has achieved the target before time i.e. by 2021. There are 1 lakh 65 thousand rural households in North Goa and 98,000 rural households in South Goa in 191 Gram Panchayats. Now, to strengthen water testing facilities, the State is in process of getting 14 National Accreditation Board for Testing and Calibration Laboratories (NABL) accredited water quality testing laboratories. 36. What is the current repo rate of India? 1) 4.4% 2) 3.25% 3) 4% 4) 3.5% 5) 3.75% Answer – 3) 4% Explanation: The 6-member 25th Monetary Policy Committee (MPC) meeting of Reserve Bank of India (RBI) was held from October 7-9, 2020 which was headed by RBI Governor Shaktikanta Das. The 6-member 25th Monetary Policy Committee (MPC) meeting of Reserve Bank of India (RBI) was held from October 7-9, 2020 which



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was headed by RBI Governor Shaktikanta Das. During the meeting it was projected that the economy will contract by 9.5% in 2020-21 amid COVID-19 with risks tilted to the downside: -9.8% in Q2/2020-21, -5.6% in the third quarter, and 0.5% in the fourth quarter.

Category Rate

Policy Repo Rate 4.00%

Reverse Repo Rate 3.35%

Marginal Standing Facility (MSF) Rate 4.25%

Bank Rate 4.25% 37. Defence minister Rajnath Singh laid foundation stone for 450m long ‘Nechiphu tunnel’ in which state/UT? 1) Uttarakhand 2) Arunachal Pradesh 3) Assam 4) Meghalaya 5) Gujarat Answer – 2) Arunachal Pradesh Explanation: Rajnath Singh, Union Defence Minister virtually inaugurated 44 bridges, built by Border Roads Organisation (BRO) across 7 States/UTs (Union Territories) in border areas. Most of these bridges are in strategically important areas and will help armed forces to ensure quick movement of troops and weapons. He also laid the Foundation Stone for 450 meters long, ‘Nechiphu Tunnel’, a bi-lane tunnel, on the road to Tawang in Arunachal Pradesh. It is to be noted that this is the 1st time such a large number of bridges on different borders of the country were inaugurated. The strategically important tunnel will ensure all weather connectivity across Nechiphu Pass. It will also provide a safe and secure passage through accident prone areas. 38. Which is 1st state/UT in India to go digital in public education? 1) Kerala 2) Chhattisgarh 3) Telangana 4) Puducherry 5) Delhi Answer – 1) Kerala Explanation: The state of Kerala has become the First State in India to make the public education sector completely digital. It has been implemented at a cost of INR 42.36 Crores, out of which KIIFB has contributed INR 34.75 crores. The project was implemented by Kerala Infrastructure and Technology for Education (KITE). Financial assistance was provided by Kerala Infrastructure Investment Fund Board (KIIFB). 39. How many beaches in India have been awarded with ‘Blue Flag’ certification by Denmark based Foundation for Environmental Education (FEE) recently (October 2020)? 1) 8 2) 5 3) 12 4) 4 5) 9 Answer – 1) 8 Explanation: Eight Beaches of India have been awarded “BLUE FLAG” by Denmark based Foundation for Environmental Education (FEE). India became the First Country to be awarded the Coveted International Blue Flag



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certification for 8 beaches in one attempt. It was selected by an International Jury consisting of eminent members from United Nations Economic Programme (UNEP), United Nations World Tourism Organization (UNWTO), FEE & International Union for Conservation of Nature (IUCN). List of 8 beaches:

Beach State

Shivrajpur Gujarat

Ghoghla Diu

Kasarkod Karnataka

Padubidri Karnataka

Kappad Kerala

Rushikonda Andhra Pradesh

Golden Beach Odisha

Radhanagar Andaman & Nicobar Islands 40. Who has won women’s singles title in 124th edition of French open/Roland Garros (Rafael Nadal won Men’s singles title for 13th time)? 1) Sofia Kenin 2) Iga Swiatek 3) Timea Babos 4) Alexa Guarachi 5) Kristina Mladenovic Answer – 2) Iga Swiatek Explanation: The 124th Edition of French Open (also known as Roland Garros) took place at the Roland Garros Stadium, Paris, France from 27th September – 11th October, 2020. The French Open is a Clay Court Tennis Tournament. Rafael Nadal (Spain) defeated Novak Djokovic (Serbia) to clinch his 13th French Open title. With the French Open win, Rafael Nadal equalled Roger Federer’s all-time men’s record of 20 Grand Slams. He became the Second Man and Fourth Player to win 20 Grand Slams. Iga Swiatek (Poland) defeated Sofia Kenin (United States of America – USA) to win the 2020 French Open Women’s Title. This is Swiatek’s Maiden Grand Slam Title and she is the first Polish Tennis Player to win a Grand Slam. She became the first player born in the 21st Century (Both Male & Female) to win a Grand Slam Singles Title. French Open 2020 Winners:

Category Winner Runner-up

Men’s Singles Rafael Nadal (Spain) Novak Djokovic (Serbia) Women’s Singles Iga Swiatek (Poland) Sofia Kenin (USA)

Men’s Doubles Kevin Krawietz (Germany), Andreas Mies (Germany)

Mate Pavic (Croatia), Bruno Soares (Brazil)

Women’s Doubles

Timea Babos (Hungary), Kristina Mladenovic (France)

Alexa Guarachi (Chile), Desirae Krawczyk (USA)

41. Which state government has formed the 1st of its kind welfare board for the upliftment of farmers (October 2020)? 1) Haryana 2) Karnataka 3) Telangana 4) Kerala 5) Odisha Answer – 4) Kerala



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Explanation: Kerala Government has formed ‘Kerala Karshaka Kshemanidhi Board’ (Kerala Farmers Welfare Fund Board) – a Board for upliftment of Farmers in the State. It is the first time in India that a Welfare Fund Board has been formed for upliftment of farmers. The State Cabinet has appointed Dr. P. Rajendran as Chairman of Kerala Farmers Welfare Fund Board. 42. Name the organization which has released the report titled “The human cost of disasters: an overview of the last 20 years (2000-2019)”. 1) Food and Agriculture Organization 2) United Nations Industrial Development Organization 3) United Nations System-Wide Earth watch 4) United Nations Office for Drug Control and Crime Prevention 5) United Nations Office for Disaster Risk Reduction Answer – 5) United Nations Office for Disaster Risk Reduction Explanation: The United Nations Office for Disaster Risk Reduction(UNDRR) published the report titled “The human cost of disasters: an overview of the last 20 years (2000-2019)” which states that climate change is the major cause for the doubling of natural disaster in the past 20 years (2000- 2019). The report was released to mark the International Day for Disaster Risk Reduction on 13th October 2020. 43. According to Reserve Bank of India, digital payments increased at a compounded annual growth rate of ______ from FY2015-16 to FY19-20. 1) 41.6% 2) 36.5% 3) 55.1% 4) 72.3% 5) 64.6% Answer – 3) 55.1% Explanation: In accordance with the latest data of Reserve Bank of India (RBI), between 2015-16 and 2019-20, digital payments increased at a compounded annual growth rate of 55.1% from 593.61 crore in FY2015-16 to 3,434.56 crore in FY19-20. In absolute terms, this value has grown from Rs 920.38 lakh crore to Rs 1,623.05 lakh crore during this period at an annual compounded rate of 15.2%. As percent of card usage, they are being used increasingly for payments–from 20 per cent in FY16 to 45 per cent in FY20, with debit card turnover outpacing credit card values. 44. Who heads the panel formulated by central government to streamline telecom spectrum allocation? 1) Rajiv Gauba 2) Ajit Seth 3) PK Sinha 4) Kamal Pande 5) Kapil Dev Tripathi Answer – 1) Rajiv Gauba Explanation: Central Government has formulated a panel of secretaries under cabinet secretary Rajiv Gauba to streamline telecom spectrum allocation process and examine the possibility of making the auction of spectrum an annual calendar event. The panel comprises the secretaries of home, defence, railways, telecom, Information and Broadcasting (I&B) and department of space.



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45. Union Textiles Minister Smriti Irani launched First-Ever brand & logo for Indian cotton on occasion of World Cotton Day on October 7, 2020. By which name Indian premium cotton will be referred in World Cotton Trade? 1) Kanchi Cotton 2) Poorva Cotton 3) Kasturi Cotton 4) Purna Cotton 5) Sarvesh Cotton Answer - 3) Kasturi Cotton Explanation: Union Minister for Textiles, Smriti Zubin Irani launched First-Ever Brand & Logo for Indian Cotton through virtual mode on occasion of World Cotton Day on October 7, 2020. India’s Premium Cotton is set to be known as ‘Kasturi Cotton’ in World Cotton Trade. It will represent Whiteness, Brightness, Softness, Purity, Luster, Uniqueness and Indianness. India produces 51% of the total organic cotton production in the world. 46. Who among the following has been appointed as the new deputy governor of Reserve Bank of India? 1) Dinesh Kumar Khara 2) Rajnish Kumar 3) M Rajeshwar Rao 4) J Venkatramu 5) Suresh Kumar Sethi Answer - 3) M Rajeshwar Rao Explanation: Government of India appointed M Rajeshwar Rao as the new 4th deputy governor of the Reserve Bank of India(RBI) responsible for Financial regulations. He will succeed NS Vishwanathan, the former 4th Deputy Governor of RBI, who resigned in March 2020 before the completion of his term (June 2020). M Rajeshwar Rao is currently serving as the executive director of RBI. 47. Jewer Airport is located in which state? 1) Maharashtra 2) Madhya Pradesh 3) Chhattisgarh 4) Uttar Pradesh 5) Gujarat Answer - 4) Uttar Pradesh Explanation: The Government of Uttar Pradesh(UP) and the Zurich Airport International AG(ZAIA) signed a 40-year concession agreement which grants license to Zurich Airport for designing, building and operating the Noida International Airport(NIA) (also known as Jewar Airport) at Jewar, outskirts of Delhi. 48. What is the minimum limit in Real-Time Gross Settlement (RTGS) transfer? 1) 5 Lakh 2) 1 Lakh 3) 2 Lakh 4) 10 Lakh 5) 15 Lakh Answer – 3) 2 Lakh Explanation: RBI has decided to allow real-time gross settlement (RTGS) facility round the clock i.e. 24*7*365 starting December 2020. This decision has been taken to provide wider payment flexibility to domestic corporates and institutions and to facilitate India’s efforts to develop international financial centers. With this, India will be among very few countries globally with a 24x7x365 large value real-time payment system. Currently



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this service is available between 7 a.m. and 6 p.m. on all working days of the week. RTGS facility is typically used by companies to transfer large sums of money for payments or repayments. The minimum amount for RTGS transfer is Rs 2 Lakh with no or maximum ceiling. In December 2019, the RBI made all transactions through the National Electronic Fund Transfer (NEFT) facility 24×7. 49. Mount Kilimanjaro the highest peak in Africa is located in which country? 1) Tanzania 2) Ethiopia 3) Nigeria 4) Uganda 5) Kenya Answer – 1) Tanzania Explanation: Recently, a fire that has broken out on the slopes of Mount Kilimanjaro, the highest peak in Africa. The cause of the fire is not clear but strong winds and dry weather have caused it to spread fast. Mount Kilimanjaro is a dormant volcano in Tanzania. 50. Union cabinet has approved implementation of ‘which’ project (funded by world bank) to strengthen school education system. 1) GALAXY 2) MOON 3) SUN 4) STARS 5) ENERGY Answer – 4) STARS Explanation: As a part of implementing the new National Education Policy (NEP), 2020, the Cabinet approved the implementation of Rs 5718 crore Strengthening Teaching-Learning and Results for States (STARS) project with a financial aid from World Bank amounting to US $500 million (approximately Rs. 3700 crore). It is a Centrally Sponsored Scheme (CSS) under Department of School Education and Literacy, Ministry of Education (MoE) to support states in strengthening the school education system by focusing on quality based learning outcomes. It will be implemented in six states — Himachal Pradesh, Rajasthan, Maharashtra, Madhya Pradesh, Kerala and Odisha. 51. The National Authority of Ship Recycling will be set up in which place? 1) Gandhinagar, Gujarat 2) Mumbai, Maharashtra 3) Visakhapatnam, Andhra Pradesh 4) Kandla, Gujarat 5) Cochin, Kerala Answer – 1) Gandhinagar, Gujarat Explanation: Government of India (GoI) notified Directorate General of Shipping as National Authority for Recycling of Ships under Section 3 of the Recycling of Ships Act, 2019. As apex body, DG Shipping will administer, supervise and monitor all activities related to recycling of ships. National Authority of Ship Recycling will be set up in Gandhinagar, Gujarat 52. Name the Life Insurance Product which was introduced by IRDAI and made it mandatory to All Life Insurance Companies from January 1, 2021? 1) Safal Jeevan Bima 2) Sabal Jeevan Bima 3) Umang Jeevan Bima 4) Anand Jeevan Bima



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5) Saral Jeevan Bima Answer – 5) Saral Jeevan Bima Explanation: On October 15, 2020, Insurance Regulatory and Development Authority of India (IRDAI) released Guidelines for Standard Life Insurance Product ‘Saral Jeevan Bima’. The insurance scheme should be mandatorily offered by All Life Insurance Companies from January 1, 2021. A Standard Insurance Product will enable the customers to easily make an informed choice, enhance trust between Insurers and insured and reduce mis-selling. 53. Hindustan Zinc Limited Signed a MoU with which state to Set up World’s Biggest Zinc Smelter Plant? 1) Goa 2) Chhattisgarh 3) Jharkhand 4) Punjab 5) Gujarat Answer – 5) Gujarat Explanation: On 14th October 2020, the Hindustan Zinc Limited (HZL), a subsidiary of Vedanta Limited, signed a Memorandum of Understanding (MoU) with the government of Gujarat to set up World’s Biggest Zinc smelter complex in Doswada GIDC (Gujarat Industrial Development Corporation), Tapi, Gujarat. This 300 KTPA (Kilo Tonnes Per Annum) greenfield facility of HZL is the first of its kind in Gujarat with zero liquid discharge. M. K. Das, IAS, Additional Chief Secretary, Industries and Mines, Government of Gujarat and Arun Misra, CEO of Hindustan Zinc Limited signed the MoU. 54. What was the theme for Global Handwashing Day 2020 which was celebrated October 15 (annually)? 1) Our hands, our future 2) Clean Hands for All 3) Hand Hygiene for All 4) Clean hands - a recipe for health 5) Clean hands save lives Answer – 3) Hand Hygiene for All Explanation: Global Handwashing Day is celebrated annually on October 15. The global advocacy day aims to raise awareness and understanding about the importance of handwashing with soap as an effective and affordable way to prevent diseases and save lives. Theme of Global Handwashing Day 2020 – “Hand Hygiene for All”. The theme follows the recent global initiative, Hand Hygiene for All Global Initiative, led by the World Health Organization (WHO) and United Nations Children’s Fund (UNICEF). 55. The Zojila Tunnel in Jammu & Kashmir (J&K) provides all-weather connectivity between Srinagar valley and which city? 1) Kullu 2) Manali 3) Jammu 4) Leh 5) Katra Answer- 4) Leh Explanation: Union Minister Nitin Jairam Gadkari of Ministry of Road Transport & Highways (MoRTH) & Ministry of Micro, Small & Medium Enterprises (MoMSME) initiated the first blasting process for the construction of one of the longest bi-directional road in Asia i.e. 14.15 Km Zojila Tunnel in Jammu & Kashmir (J&K) to


https://www.who.int/water_sanitation_health/sanitation-waste/sanitation/hand-hygiene-for-all/en/


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provide all-weather connectivity between Srinagar valley and Leh (Ladakh plateau) on National Highway (NH)-1. The project has a completion schedule of six years (72 months).The project will be implemented by National Highways and Infrastructure Development Corporation Ltd (NHIDCL) while its construction work will be carried by Hyderabad (Telangana) based Megha Engineering & Infrastructure Limited (MEIL). 56. Who has virtually launched the ‘KAPILA’ Kalam Program for Intellectual Property (IP) Literacy and Awareness campaign? 1) Ramesh Pokhriyal ‘Nishank’ 2) S Jaishankar 3) Narendra Modi 4) Ravi Shankar Prasad 5) Prakash Javdekar Answer- 1) Ramesh Pokhriyal ‘Nishank’ Explanation: On the occasion of 89th birth anniversary of former President and Scientist Late Dr. APJ (Avul Pakir Jainulabdeen) Abdul Kalam i.e. on October 15, 2020, Union Minister Ramesh Pokhriyal ‘Nishank’, Ministry of Education (MOE) virtually launched the ‘KAPILA’ Kalam Program for Intellectual Property (IP) Literacy and Awareness campaign. The occasion also saw the release of the Institution Innovation Council (IIC 2.0) annual report, launch of IIC 3.0 website, along with the launch announcement of IIC 3.0. It was also decided to celebrate October 15th to October 23rd, 2020 as ‘Intellectual Property (IP) Literacy Week’. 57. Which Country will receive its first submarine namely, “INS Sindhuvir” from India? 1) Bangladesh 2) Sri Lanka 3) Myanmar 4) Mauritius 5) Maldives Answer- 3) Myanmar Explanation: Official spokesperson of Ministry of External Affairs (MEA), Anurag Srivastava announced that the Myanmar Navy is all set to receive its first submarine namely “Indian Naval Ship (INS) Sindhuvir”, a Kilo class submarine which will be handed over by India under its vision of SAGAR (Security and Growth for All) in the Region to provide guaranteed security for all maritime partners. Myanmar Navy will initially use INS Sindhuvir for training and orientation purposes for its Navy personnel as it has a capacity of staying underwater for almost 45 days. 58. Which Bank signed a MoU with Ministry of Housing and Urban Affairs and Small Industries Development Bank of India (SIDBI) to pay subsidy to street vendors under the PM SVANidhi Scheme? 1) Bank of Baroda 2) State Bank of India 3) Canara Bank 4) Indian Bank 5) Punjab National Bank Answer- 4) Indian Bank Explanation: Indian Bank signed a Memorandum of Understanding (MoU) with Ministry of Housing and Urban Affairs (MoHUA), Government of India and Small Industries Development Bank of India (SIDBI) at New Delhi, to pay subsidy to street vendors under the Prime Minister Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) Scheme. MoU was signed by Sanjay Kumar, Joint Secretary (National Urban Livelihoods Mission- NULM) of MoHUA, Vikas Kumar, Field General Manager, New Delhi, Indian Bank and Subodh Kumar, General Manager of SIDBI.



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59. Which is the 1st Small Finance Bank to go live under the bank sponsorship programme (become sponsor of Ashoknagar Co-operative Bank)? 1) Ujjivan Small Finance Bank 2) Utkarsh Small Finance Bank 3) AU Small Finance Bank 4) Jana Small Finance Bank 5) Fincare Small Finance Bank Answer- 4) Jana Small Finance Bank Explanation: Jana Small Finance Bank (SFB) becomes Sponsor Bank of Ashoknagar Co-operative Bank Limited. With this partnership, Jana SFB becomes the 1st SFB to go live under the bank sponsorship programme. The Core Banking Solution (CBS)-enabled co-operative banks has been permitted by the Reserve Bank of India(RBI) to issue ATM cards/ATM-cum-debit cards in a tie-up with a sponsor bank. 60. Which country has been re-elected as co-President of the International Solar Alliance (ISA) for a term of two years at the 3rd Assembly of ISA held virtually? 1) Russia 2) France 3) China 4) USA 5) Netherlands Answer – 2) France Explanation: Third Assembly of the International Solar Alliance was held in a virtual mode where India and France were-elected as the President and Co-President of the International Solar Alliance (ISA) for a term of two years at the virtual third Assembly of ISA. During the assembly, a report prepared by the World Resources Institute (WRI) was presented which identified the sources of funds, opportunities and constraints, in scaling up solar investments and the contribution of ISA in assisting Member countries. The Haryana Chief Minister (CM), Manohar Lal Khattar conferred the Kalpana Chawla awards named after the American astronaut of Indian origin, to Dr. Bhim Singh from IIT (Indian Institute of Technology) Delhi and Dr. Aaesha Alnuaimi from Dubai Electricity and Water Authority, United Arab Emirates (UAE). 61. Who has been elected as the Chairman of Indian Banks’ Association (IBA) for 2020-21? 1) Amitabh Chaudhary 2) Rajnish Kumar 3) K Rajeshwar Rao 4) Rajkiran Rai G 5) Dinesh Kumar Khara Answer – 4) Rajkiran Rai G Explanation: At the meeting of the Managing Committee of the Indian Banks’ Association (IBA), Rajkiran Rai G, Managing Director (MD) and Chief Executive Officer (CEO), Union Bank of India (UBI), has been elected as the Chairman of the Association for the term 2020-21. He succeeds Rajnish Kumar. While, Dinesh Kumar Khara, Chairman, State Bank of India (SBI), was elected as Deputy Chairman of the Association for the year 2020-21. 62. Cricketer Umar Gul who announced retirement recently played for which country? 1) Pakistan 2) South Africa 3) Afghanistan 4) Bangladesh 5) UAE Answer – 1) Pakistan



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Explanation: Fast Bowler Umar Gul announced retirement from all forms of Cricket at the age of 36. He is a Right-arm Fast Medium Bowler. He hails from Peshawar, Pakistan and has represented Pakistan in 47 Tests, 130 One Day Internationals (ODIs) and 60 Twenty20 Internationals (T20Is). He has taken 163 Wickets in Tests, 179 in ODIs and 85 wickets in T20Is. He was part of the 2009 Twenty 20 World Championship winning Pakistan Team which took place in England. With 85 Wickets in 60 T20Is, Umar Gul is the Fifth Highest Wicket Taker in Twenty20 International Cricket. 63. Which Bank has signed a Memorandum of Understanding (MoU) with Mahindra and Mahindra (M&M) for tractor finance business? 1) Bank of Baroda 2) State Bank of India 3) Canara Bank 4) Indian Bank 5) Punjab National Bank Answer – 1) Bank of Baroda Explanation: Bank of Baroda (BoB) signed a Memorandum of Understanding (MoU) with Mahindra and Mahindra (M&M) for tractor finance business. This aims to enhance the agriculture business and support farmers to avail loans to buy tractors. BoB will provide the facility to the customers of M&M through its 5000 rural and semi urban branches. BoB has partnered with Gromax under the Mahindra stable as preferred Brand. 64. Who has been elected as the Prime Minister of New Zealand (October 2020)? 1) Constantina Dita 2) Katrin Jakobsdottir 3) Jacinda Ardern 4) Sanna Marine 5) Aava Murto Answer – 3) Jacinda Ardern Explanation: Jacinda Ardern leader of the Labour Party won the 2nd term as the Prime Minister of New Zealand with her landslide victory in the 2020 General Elections. The Labour Party won the election with 49% of the votes and its coalition partner the Green Party won 8% i.e., 10 seats. 65. Which Edition of India-Sri Lanka Maritime Exercise SLINEX-20 is being held at Trincomalee in Sri Lanka? 1) 6th 2) 5th 3) 8th 4) 7th 5) 9th Answer – 3) 8th Explanation: India’s policy of ‘Neighborhood First’ and vision of ‘Security and Growth for all in the Region (SAGAR)’ is boosting interactions with neighboring countries including Sri Lanka with which Indian Navy (IN) initiated a 8th Edition of annual Sri Lanka Navy (SLN) bilateral maritime exercise SLINEX-20 from October 19-21 October 2020 off Trincomalee in Sri Lanka. The Indian side is represented by indigenously built ASW (anti- Submarine Warfare corvettes) Kamorta and Kiltan under the command of Rear Admiral Sanjay Vatsayan, Flag Officer Commanding Eastern Fleet (FOCEF) while Sri Lanka Navy (SLN) is represented by SLN Ships Sayura (Offshore Patrol Vessel) and Gajabahu (Training Ship) led by Rear Admiral Bandara Jayathilaka, the Flag Officer Commanding Naval. In addition, Indian Navy Advanced Light Helicopter (ALH) and Chetak helicopters embarked onboard IN ships and Dornier Maritime Patrol Aircraft are also participating.



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66. Which is World’s First Country to attach Facial verification in the National Identification Database? 1) Singapore 2) Israel 3) Malaysia 4) Indonesia 5) Australia Answer – 1) Singapore Explanation: Singapore became the World’s First Country to attach Facial verification in the National Identification Database. The function is called “SingPass Face Verification”. Using “SingPass Face Verification” a number of Government services can be accessed online. It is being rolled out to the city-state’s SingPass digital identity scheme. The SingPass digital identity scheme provides access to 400 online services which includes tax declarations, and public housing applications. The facial verification scheme has been implemented by IProov and Toppan Ecquaria for Government Technology Agency of Singapore (GovTech). 67. Name the person who has won the Gold Medal in the Women’s event (60-point competition) in Sheikh Russel International Air Rifle Championship 2020. 1) Shiori Hirata 2) Vidya Toyyiba 3) Elavenil Valarivan 4) Manu Bhaker 5) Aava Murto Answer – 3) Elavenil Valarivan Explanation: Indian Shooters Elavenil Valarivan won the Gold Medal in the Women’s event, while Shahu Tushar Mane won the Silver Medal in the Men’s event. The championship was organised by Bangladesh Shooting Sport Federation (BSSF). Women’s Event:

Winners Medal Score

Elavenil Valarivan (India) Gold Medal 627.5

Shiori Hirata (Japan) Silver Medal 622.6

Vidya Toyyiba (Indonesia) Bronze Medal 621.1 68. India’s first Multi-modal Logistic Park (MMLP) will be developed in which state? 1) Assam 2) Tripura 3) Sikkim 4) Meghalaya 5) Nagaland Answer – 1) Assam Explanation: Nitin Gadkari, Union Minister for Road Transport, Highways and MSMEs (Micro, Small & Medium Enterprises) virtually laid the foundation stone for India’s first Multi-modal Logistic Park (MMLP) at Jogighopa in Assam. Rs 693.97 crore park will provide direct air, road, rail and waterways connectivity to the people. The park will be developed under the Bharatmala Pariyojana of the Government of India. It is being created by National Highways and Infrastructure Development Corporation (NHIDCL), owned by the Ministry of Road Transport & Highways (MoRTH). 69. Who heads the Market Data Advisory Committee constituted by SEBI? 1) Madhabi Puri Buch 2) Ajay Tyagi



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3) Rajkiran Rai G 4) Aditya Puri 5) Rajnish Kumar Answer – 1) Madhabi Puri Buch Explanation: In an effort to set up Data Culture through Data Democratization in the Indian securities market, The Securities and Exchange Board of India (SEBI) has constituted a Market Data Advisory Committee (MADC), Standing Committee. The committee is headed by Madhabi Puri Buch, Whole Time Member, SEBI and has CEOs of stock exchanges and depositories, representatives of various stakeholders and senior officials of SEBI as members. 70. Which Bank in collaboration with IIT-Madras Incubation Cell (IITMIC) has launched an exclusive credit facility of up to Rs 50 crore for start-ups namely “IND Spring Board”? 1) Indian Bank 2) IndusInd Bank 3) Bank of Baroda 4) State Bank of India 5) Indian Overseas Bank Answer – 1) Indian Bank Explanation: Indian Bank in collaboration with IIT (Indian Institute of Technology) Madras Incubation Cell (IITMIC) has launched an exclusive credit facility of up to Rs 50 crore for start-ups namely “IND Spring Board”. This new model for financing start-ups was e-launched by K Ananth Krishnan, Executive Vice President (EVP) & Chief Technology Officer (CTO), Tata Consultancy Services (TCS) in the presence of Debasish Panda, Secretary, Financial Services, Ministry of Finance. The e- launch was also attended by the Board of Directors of Indian Bank, customers of the Bank and representatives from print & electronic media. 71. Which edition of India International Science Festival (IISF) 2020 headed by CSIR will be held virtually from 22nd to 25th December, 2020? 1) 3rd 2) 9th 3) 5th 4) 4th 5) 6th Answer – 5) 6th Explanation: 2020 Harsh Vardhan, Union Minister for Science & Technology, Earth Sciences and Health & Family Welfare, at a review meeting held in New Delhi announced that the 6th edition of India International Science Festival (IISF) 2020 will be held from 22nd to 25th December, 2020. IISF 2020 will be organized at a virtual platform and will be spearheaded by Council of Scientific & Industrial Research (CSIR) with support of all other concerned ministries and departments. 72. The Principality of Andorra formally joined the International Monetary Fund (IMF) as _____ Member. 1) 189th 2) 190th 3) 191st 4) 188th 5) 193rd Answer - 2) 190th Explanation: Principality of Andorra formally joined the International Monetary Fund (IMF) as 190th Member as Ambassador of Andorra, Elisenda Vives Balmana signed IMF’s Articles of Agreement at IMF Headquarters



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in Washington D.C., USA (United States of America). Andorra had applied for membership to the IMF in January 2020. Andorra’s Initial Quota in the IMF is SDR (Special Drawing Right) 82.5 Million or About USD 116.4 Million. The Initial Quota will determine its capital subscription, voting power, access to IMF financing, and allocation of SDRs. The membership will allow Andorra to benefit from IMF policy advice, get Annual Review or “health check” of its economy by IMF and access to IMF lending if needed. 73. Which Project has won 2020 Brunel Medal for excellence in civil engineering at the Annual Institution of Civil Engineers (ICE) Awards 2020? 1) Xiluodu hydropower plant, China 2) Grand Coulee hydropower project, United States 3) Sayano-Shushenskaya hydropower plant, Russia 4) Mangdechhu Hydroelectric Project, Bhutan 5) Guri power project, India Answer - 4) Mangdechhu Hydroelectric Project, Bhutan Explanation: India-Assisted Mangdechhu Hydroelectric Project, a Bhutan-India Friendship project in Bhutan won the 2020 Brunel Medal for Excellence in Civil Engineering at the Annual Institution of Civil Engineers (ICE) Awards 2020 organised by the United Kingdom (UK) based ICE. India funded the Mangdechhu power plant of cost Rs.4500 crore through a 70% loan and 30% grant. The annual ICE awards recognise the achievements of civil engineering and the contribution to the profession of engineering and the ICE. 74. Kati Bihu is the festival celebrated in which state? 1) Nagaland 2) Manipur 3) Meghalaya 4) Assam 5) Tripura Answer – 4) Assam Explanation: Kati Bihu is one of the set of three Bihu festivals (agricultural festivals) was celebrated in the state of Assam. The Kati Bihu is also known as Kangali Bihu, the festival of the poor (the word “Kongal” means “poor”) is celebrated in mid-October when the crops are at growing stage and the granaries of the farmers are depleting. 75. Nazca Lines is the UNESCO heritage site located in which country? 1) Mozambique 2) Peru 3) Iraq 4) Egypt 5) Greece Answer – 2) Peru Explanation: Peru’s famous Nazca Lines, a UNESCO World Heritage Site known for its depictions of larger-than-life animals, plants and imaginary beings, grabbed the spotlight on social media recently after the discovery of a hitherto unknown massive carving –– that of a resting cat on the slope of a steep hill. Nazca Lines is considered among the top places to visit in Peru, the Nazca Lines are a group of geoglyphs, or large designs made on the ground by creators using elements of the landscape such as stones, gravel, dirt or lumber. These are believed to be the greatest known archaeological enigma, owing to their size, continuity, nature and quality. The images on the ground are so big in size that the best way to get a full view of them is overflying them.



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76. Which organistaion released a report titled “Human Mobility, Shared Opportunities”? 1) International Monetary Fund (IMF) 2) United Nations Development Programme (UNDP) 3) World Trade Organization (WTO) 4) World Bank 5) United Nations General Assembly (UNGA) Answer –2) United Nations Development Programme (UNDP) Explanation: A report “Human Mobility, Shared Opportunities: A Review of the 2009 Human Development Report and the Way Ahead” was released by the United Nations Development Programme (UNDP) stating how governments can shape migration to benefit development and boost recovery. The report accessed how future policy responses could facilitate safe, orderly, and regular migration. This report marked 30 years of its annual Human Development Reports. The forced migration has doubled over the last 10 years to around 79 million people therefore to fight with its cause is essential for development. 77. In a regulatory framework for housing finance companies (HFCs), RBI fixed the minimum Net Owned Funds (NOF) size for HFCs at what amount? 1) 20 crore 2) 10 crore 3) 25 crore 4) 5 crore 5) 30 crore Answer – 3) 25 crore Explanation: RBI issued the revised regulatory framework for housing finance companies (HFCs) under which the minimum net owned funds (NOF) size for HFCs is fixed at Rs 25 crore. RBI finalized guidelines to set up Self-Regulatory Organisation (SRO) for Payment System Operators (PSOs) under Companies Act, 2013 as a not for profit body and non-governmental organisation will serve as a watchdog to guard against unprofessional practices within an industry or profession. RBI decided the two interoperable QR codes in existence – Unified Payments Interface (UPI) QR and Bharat QR will continue as at present. The “Report of the committee for Analysis of QR (Quick Response) Code” under the chairmanship of Prof Deepak B. Phatak was publicized by RBI on July 22, 2020 for suggestions. 78. Which is top district in India for implementing the Pradhan Mantri Gram Sadak Yojana (PMGSY) programme? 1) Bahraich, Uttar Pradesh 2) Ri-Bhoi, Meghalaya 3) Bijapur, Chhattisgarh 4) Palakkad, Kerala 5) Mandi, Himachal Pradesh Answer – 5) Mandi, Himachal Pradesh Explanation: The Union Ministry of Rural Development declared the list of top performing 30 districts in the country for implementing the Pradhan Mantri Gram Sadak Yojana (PMGSY) programme. In this list, Mandi district of Himachal Pradesh won top position among 30 districts of India. Himachal Pradesh secured 2nd position at the national level for construction of roads under PMGSY. 79. Name the first Ramsar site of Uttarakhand which got recognition recently. 1) Asan Conservation Reserve 2) Saman Bird Sanctuary 3) Beas Conservation Reserve 4) Parvati Bird Sanctuary 5) Samaspur Bird Sanctuary



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Answer – 1) Asan Conservation Reserve Explanation: The Ministry of Environment, Forest and Climate Change announced that Ramsar Convention has declared The Asan Conservation Reserve (ACR) in Dehradun as a site of international importance. ACR has been included in the ‘List of Wetlands of International Importance’ established by Article 2.1 of the convention This is the first wetland from Uttarakhand, to be recognised by Ramsar. 80. Which state is going to develop India’s first sand dune park with the assistance of World Bank (3 crores was sanctioned recently)? 1) Gujarat 2) Rajasthan 3) Goa 4) Telangana 5) Tamil Nadu Answer – 3) Goa Explanation: World Bank sanctions Rs 3 crore (approximately) for Goa to develop India’s first sand dune parks as the World Bank (WB) has approved a proposal drafted by the Goa state biodiversity board for the same. The idea of parks to preserve sand dunes was first mooted by former National Institute of Oceanography (NIO) scientist and ex-member of the Goa State Biodiversity Board (GSBB) Antonio Mascaren who has been now appointed as the principal investigator for the project, with Dr. Pradip Sarmokadam acting as the co-investigator. As of now Mandrem, Miramar, Agonda Morjim and Galibaga are identified for sand dune parks. More beaches can be added in the list in future. Morjim and Galibaga beaches are known for their turtle-nesting site. 81. Which company in association with Delhi Metro Rail Corporation (DMRC) has launched a multipurpose credit card for Delhi metro commuters? 1) PayUmoney 2) PayPal 3) SBI Card 4) CCAvenue 5) ZikaPay Answer –3) SBI Card Explanation: SBI Card and Payment Services ltd. (SBI Cards) in association with Delhi Metro Rail Corporation (DMRC) launched ‘Delhi Metro- SBI Card’, a Multipurpose Credit Card for Delhi Metro Commuters. The card functions as a credit card and also as a metro smart card. Mangu Singh, Managing Director (MD) of DMRC and Ashwini Kumar Tewari, MD & CEO (Chief Executive Officer) jointly launched the card in the presence of other senior officials from DMRC and SBI Card. 82. Which IIT in partnership with Tata Consultancy Services (TCS) developed a ‘novel Industry 4.0 Technology’ for remotely controlled factory operations and real time quality correction during industrial production? 1) IIT kozhikode 2) IIT Kanpur 3) IIT Madras 4) IIT Delhi 5) IIT Kharagpur Answer –5) IIT Kharagpur Explanation: Indian Institute of Technology (IIT) Kharagpur in partnership with Tata Consultancy Services (TCS) developed a novel Industry 4.0 Technology for remotely controlled factory operations and real time quality correction during industrial production. This will set a new trend in the advanced



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manufacturing sector of India. The project was funded by the Department of Heavy Industry, Government of India and TCS. The technology was developed by Prof. Surjya K Pal, professor in-charge at the Centre of Excellence (CoE) in Advanced Manufacturing Technology. This technology has been reported in the CIRP Journal of Manufacturing Science and Technology. 83. Which Co-operative Bank partnered with National Payments Corporation of India (NPCI) to launch a rewards programme? 1) Ahmedabad Mercantile Cooperative Bank 2) Allahabad Urban Co-operative Bank 3) Seva Vikas Co-operative Bank 4) SVC Co-operative Bank 5) Shivalik Mercantile Cooperative Bank Answer – 4) SVC Co-operative Bank Explanation: SVC Co-operative Bank (Formerly known as The Shamrao Vithal Co-operative Bank Ltd.) entered into partnership with National Payments Corporation of India (NPCI) to launch a rewards programme. The loyalty management program is designed to make the banking experience more rewarding for the customers of the bank. 84. Who has won the 3rd term as the President of Guinea by winning the presidential elections (October 2020)? 1) Cellou Dalein Diallo 2) Luis Arce 3) Alpha Condé 4) Carlos Mesa 5) Wavel Ramkalawan Answer – 3) Alpha Condé Explanation: Alpha Condé (82 years old), the incumbent president of Guinea and leader of Rally of the Guinean People (Rassemblement du Peuple Guinéen – RPG) party won the 3rd term as the President of Guinea by winning the 2020 presidential elections held on 18th October. He won the election against Cellou Dalein Diallo with 59.49 % votes. Diallo got 33.5% votes in the election. Winning the 2020 elections, Alpha Condé is set to govern the country for the next 6 years. 85. British Driver Lewis Hamilton (Mercedes) won the 2020 Portuguese Grand Prix. It was his _____ win to break the record of Schumacher. 1) 93rd 2) 92nd 3) 91st 4) 90th 5) 94th Answer – 2) 92nd Explanation: British Driver Lewis Hamilton (Mercedes) won the 2020 Portuguese Grand Prix (officially known as the Formula 1 Heineken Grande Prémio de Portugal 2020) held at Algarve International circuit, Portugal. With this win, Lewis Hamilton became the most successful driver of Formula One with 92 wins. Finland driver Valtteri Bottas (Mercedes) finished second, while Netherland’s Max Verstappen (Red Bull Racing) finished third in the race. Hamilton has moved one ahead of Schumacher’s all time record of 91 wins. The Championships are organized by Federation Internationale de l’Automobile (FIA).



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86. Which Bank has partnered with IIFL Finance, a NBFC (Non-Banking Financial Company) to source and manages retail gold loan assets? 1) RBL Bank 2) HSBC Bank 3) CSB Bank 4) IDFC Bank 5) DBS Bank Answer – 3) CSB Bank Explanation: CSB Bank Ltd (formerly Catholic Syrian Bank Ltd) entered into partnership with IIFL finance Ltd, a NBFC (Non-Banking Financial Company) to source and manages retail gold loan assets. Under the partnership, IIFL will act as a Business Correspondent (BC) of the Bank. IIFL with its vast branch network will source new business from markets where CSB Bank does not have an adequate branch network. 87. Which State has secured 1st Rank in Disbursing Loans under PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) scheme? 1) Uttar Pradesh 2) Telangana 3) Madhya Pradesh 4) Andhra Pradesh 5) Gujarat Answer – 1) Uttar Pradesh Explanation: Uttar Pradesh has secured First Rank in Disbursing Loans under PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) scheme by approving the highest number of loans under the scheme in the country. On 27th October, Prime Minister Narendra Modi distributed Loans to around 3 Lakh beneficiaries. Madhya Pradesh came second in the list with over 1.25 Lakh Beneficiaries, followed by Telangana (53, 777) in Loan Disbursement Scheme. Meanwhile, Uttar Pradesh ranked first in all categories viz Applications of Loan, Sanction of Loan and Disbursements of loans under the scheme. Top 3 States in Loan Disbursement Category:

Rank State Loan Disbursements (approximately)

1 Uttar Pradesh 2.2 Lakh Loans

2 Madhya Pradesh 1.25 Lakh Loans

3 Telangana 53, 777 Lakh Loans

88. Which country will take part in 24th edition of Malabar exercise along with India, United States (US) and Japan? 1) Singapore 2) France 3) Russia 4) Myanmar 5) Australia Answer – 5) Australia Explanation: The naval exercise Malabar is held annually between the troika of India, United States (US), and Japan But this year i.e. the 24th edition of exercise will also see a participation of Australia making it first “quadrilateral” naval exercise. This Quad grouping exercise will take place in India Ocean Region (IOR) viz. Bay of Bengal and the Arabian Sea in a non-contact format amid COVID-19. It should be noted that



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Australia along with Singapore participated in this exercise in 2007 but was dropped in subsequent editions after serious objections were raised by Beijing, China. 89. Which is the first state to fix Minimum Support Price (MSP)/Base Price for 16 Agricultural items which include Vegetables, Fruits and Tubers? 1) Tamil Nadu 2) Uttar Pradesh 3) Madhya Pradesh 4) Andhra Pradesh 5) Kerala Answer – 5) Kerala Explanation: Kerala became the First State in the Country to fix Minimum Support Price (MSP)/Base Price for 16 Agricultural items which include Vegetables, Fruits and Tubers to support farmers and boost agricultural sector. At the national level, MSP is declared for 23 agricultural items (inclusive of Sugarcane, the only crop MSP payment was legally implemented, for which Fair and Remunerative price was determined) primarily for grains, pulses, oilseeds, paddy and Copra. 90. Who has been roped in as a brand ambassador of Dr Trust, healthcare firm? 1) Virat Kohli 2) Sonu sood 3) Amir Khan 4) Rohit Sharma 5) Ajinkya Rahane Answer – 4) Rohit Sharma Explanation: Rohit Sharma, Indian Cricketer appointed as the brand ambassador of Dr Trust, healthcare firm. The right handed batsman will feature in a new integrated campaign for Dr Trust. 91. India hosted ________ India-United States (US) 2+2 Ministerial Dialogue in New Delhi. 1) 1st 2) 2nd 3) 3rd 4) 4th 5) 5th Answer – 3) 3rd Explanation: India hosted the third India-United States (US) 2+2 Ministerial Dialogue in New Delhi where India side was represented by Raksha Mantri (Defence Minister) Rajnath Singh and External Affairs Minister Dr. Subrahmanyam Jaishankar and the US side was represented by Secretary of State Michael Richard Pompeo also known as Mike Pompeo and Secretary of Defense Mark Thomas Esper. The agenda for this covered all bilateral, regional and global issues of mutual interest. India, U.S sign five agreements including ‘Basic Exchange and Cooperation Agreement’. 92. Which is the 1st bank in India to become a Financial Information Provider (FIP) under the new Account Aggregator (AA) Framework of the Reserve Bank of India (RBI)? 1) RBL Bank 2) Indian Bank 3) HDFC Bank 4) Yes Bank 5) IndusInd bank Answer – 5) IndusInd bank



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Explanation: IndusInd Bank announced that it has gone live as a Financial Information Provider (FIP) under the new Account Aggregator (AA) Framework of the Reserve Bank of India (RBI). IndusInd Bank becomes the 1st bank in India to do so. The bank went live as FIP with DigiSahamati Foundation, a self-organised Collective of the Account Aggregator ecosystem. 93. Which Bank has launched the Tracking & Monitoring Staff Accountability Cases (TMSAC) portal and a Vigilance Manual as a part of Vigilance Awareness Week – 27th October 2020 to 2nd November 2020? 1) Bank of Baroda 2) State Bank of India 3) Canara Bank 4) Punjab National Bank 5) Indian Bank Answer – 4) Punjab National Bank Explanation: Punjab National Bank (PNB), India’s 2nd largest public sector bank launched the PNB Tracking & Monitoring Staff Accountability Cases (TMSAC) portal and PNB’s 2020 Vigilance Manual, as a part of the Vigilance Awareness Week(VAW) – 27th October 2020 to 2nd November 2020. The TMSAC portal tracks and monitors the complaints/Non-Performing Asset (NPA) reference at various stages on a real-time basis. PNB’s 2020 Vigilance Manual will provide a better understanding of vigilance functions and guidelines. 94. Who has been awarded with the Lifetime Achievement Award at the 3rd India International Film Festival of Boston (IIFFB) 2020? 1) Amrish Puri 2) Om Puri 3) Rajesh Khanna 4) Vinod Khanna 5) Irfan Khan Answer – 2) Om Puri Explanation: At the 3rd India International Film Festival of Boston (IIFFB) 2020 based in Boston, United States of America(USA) held as a virtual event from 16th to 18th October 2020, the Lifetime Achievement Award 2020 was accorded to Late Actor Om Puri which was received by his wife Nadita Puri. Chef Vikas Khanna was honoured with “Pride of India” a special award at the 3rd IIFFB 2020.

Award Winner

Best Feature Film Award 2020 Kaanthi directed by Ashok R Nath

Best Actor (male) 2020 Victor Bannerjee for “Josef: Born In Grace”

Best Actor (female) 2020 Shylaja Ambu for “Kaanthi”

Best Short Film 2020 Better Than Neil Armstrong directed by Alireza Ghasemi

Best Film With A Social Cause 2020 Baitullah directed by Jitendra Rai 95. Nitin Gadkari, Union Minister for Road Transport & Highways announced that the 1.8 kilometer Feni Bridge will be completed by December 2020. It connects Chittagong, Bangladesh to which Indian State? 1) West Bengal 2) Mizoram 3) Meghalaya 4) Tripura 5) Assam



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Answer – 4) Tripura Explanation: Nitin Gadkari, Union Minister for Road Transport & Highways announced that the 1.8 kilometer Feni Bridge, the Reinforced Cement Concrete (RCC) Bridge over the river Feni which connects Sabrum in Tripura, India and Ramgarh in Chittagong, Bangladesh will be completed by December 2020. The announcement was made over a virtual event organised for laying foundation stone on 9 national highway projects in Tripura. 96. How much of remittance will get reduced to India as per the latest estimates published in the World Bank’s Migration and Development Brief 33 due to the ongoing coronavirus pandemic and global economic recession? 1) $ 76 Billion 2) $ 70 Billion 3) $ 78 Billion 4) $ 86 Billion 5) $ 74 Billion Answer – 1) $ 76 Billion Explanation: On October 29, 2020 As per the latest estimates published in the World Bank’s Migration and Development Brief 33, remittance to India will fall by 9% to USD 76 billion due to the ongoing coronavirus pandemic and global economic recession. The top 5 countries in 2020 to receive foreign remittances are expected to be India, China, Mexico, the Philippines, and Egypt, unchanged from 2019. There will be a 14% decline in the amount of money migrant workers send home by 2021, compared to the pre-COVID-19 levels in 2019. It is to be noted that in 2020 for the 1st time in recent history, the stock of international migrants is likely to decline as new migration has slowed and return migration has increased. 97. Who is the Indian author of world’s first scientoon book titled “Bye Bye Corona”? 1) Santosh Kumar 2) Anandiben Patel 3) Pradeep Kumar Srivastava 4) Pramod Srivastav 5) Bansi Lal Bhat Answer – 3) Pradeep Kumar Srivastava Explanation: Anandiben Patel, Governor of Uttar Pradesh (UP) released the world’s first scientoon book titled “Bye Bye Corona” at an event organised at Raj Bhawan, Lucknow. The book was authored by Dr. Pradeep Kumar Srivastava, Scientoonist and former Senior Principal Scientist at CSIR-CDRI (Council of Scientific and Industrial Research – Central Drug Research Institute) and published by Vigyan Prasar, an autonomous agency under the Department of Science and Technology (DST), Government of India. 98. How many biosphere reserves from India were included recently (October) in International Coordinating Council (ICC) of UNESCO’s (United Nations Educational, Scientific and Cultural Organization) Man and the Biosphere (MAB) programme? 1) Four 2) Three 3) Two 4) One 5) None Answer – 4) One Explanation: International Coordinating Council (ICC) of UNESCO’s (United Nations Educational, Scientific and Cultural Organization) Man and the Biosphere (MAB) programme included three new Biosphere Reservers ,they are Panna Biosphere Reserve (Madhya Pradesh) in India, Fuvahmulah Biosphere Reserve (Maldives) and Addu



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Atoll Biosphere Reserve (Maldives) to UNESCO’s World Network of Biosphere Reserves. The MAB-ICC which met online from 27-28th October, 2020 approved these additions. 99. Chabahar Port is located in which country? 1) Egypt 2) Kuwait 3) UAE 4) Iran 5) Israel Answer - 4) Iran Explanation: The Shipping Ministry has issued a notification extending the current concessional rate of 40% discount on the cargo movement between India and the Chabahar port of Iran. 100. Indian Navy’s Guided Missile Corvette INS ________ (Indian Naval Ship) tested fired Anti-Ship Missile (AShM) in Bay of Bengal. 1) INS Kavaretti 2) INS Kora 3) INS Chennai 4) INS Kochi 5) INS Mumbai Answer – 2) INS Kora Explanation: Indian Navy’s Guided Missile Corvette INS Kora (Indian Naval Ship) tested fired Anti-Ship Missile (AShM) in Bay of Bengal. The missile successfully hit the target at maximum range with precise accuracy. INS Kora is a Kora-class guided missile corvette of Indian Navy. It was commissioned into service in 1998. It was designed by the Navy under Project 25A, and is equipped with Kh-35 Anti-Ship Missile.

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