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Page 1: Top 100 Q&A PDF · 2021. 2. 6. · In this, Indian Cricketer Virat Kohli wins the Sir Garfield Sobers Award for ICC Male Cricketer of the Decade. Name of the Cricketer Country Award

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Page 2: Top 100 Q&A PDF · 2021. 2. 6. · In this, Indian Cricketer Virat Kohli wins the Sir Garfield Sobers Award for ICC Male Cricketer of the Decade. Name of the Cricketer Country Award

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Current Affairs Q&A PDF – December 2020 Top 100 Questions

1. Which Defence manufacturing company recently received ‘Green Channel Status’ from the Ministry of Defence on December, 2020? 1) Ordnance Factory Board 2) Mahindra Defence Systems 3) Bharat Dynamics 4) L&T Defence 5) Tata Advanced Systems Answer-4) L&T Defence Explanation: L&T Defence, the defence manufacturing group of Larsen and Toubro received ‘green channel status’ from Defence Ministry. It has received the status from the Directorate General Quality Assurance (DGQA) under the Ministry of Defence for its major naval weapon delivery systems. Green Channel Policy was introduced in March 2017 by the Defence Ministry, as part of the ‘Make in India’ initiative. 2. Which Bank launched ‘Infinite India’, an online platform to provide different banking and value-added services for foreign companies to set up or expand business in India, also becomes industry-first initiative in India? 1) Canara Bank 2) State Bank of India 3) HDFC Bank 4) UCO Bank 5) ICICI Bank Answer-5) ICICI Bank Explanation: On December 22, 2020 ICICI Bank Ltd launched ‘Infinite India’, an online platform for foreign companies who set up or expand business in India. The portal unifies different banking and value-added services on one platform for foreign companies throughout their business lifecycle. With this launch, ICICI bank becomes the 1st bank in India to offer such facilities. This initiative is an industry first initiative. 3. Which Bank secured the top spot in UPI Transaction among the UPI Remitter Banks in the ‘UPI Ecosystem Statistics’- November 2020 report released by National Payments Corporation of India (NPCI)? 1) HDFC Bank 2) Paytm Payments Bank 3) Yes Bank 4) Axis Bank 5) State Bank of India Answer-5) State Bank of India Explanation: The ‘UPI Ecosystem Statistics’- November 2020 of National Payments Corporation of India (NPCI), has released Unified Payments Interface(UPI) Top 30 Banks Performance (for Remitter Banks and Beneficiary

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Bank). The State Bank of India(SBI) secured the top spot in UPI Transaction among the UPI Remitter Banks with 607.92 million transactions.

UPI Top 30 Performance Banks UPI Remitter Bank

S. no Name of the Bank

Total Transaction(Million)

Approval Rate (%)

Technical Decline(TD)- in %

1 State Bank of India 607.92 90.52% 3.12% 2 Axis Bank Ltd 241.92 97.16% 0.56% 3 HDFC Bank Ltd 179.4 93.46% 1.85%

4 Paytm Payments Bank ltd 169.25 92.71% 0.08%

UPI Beneficiary Bank 1 State Bank of India 363.23 95.91% 3.06%

2 Paytm Payments Bank ltd 329.04 97.63% 0.06%

3 Yes Bank Ltd 255.73 99.76% 0.10% 4. Who authored the book, “The Light of Asia: The Poem that Defined the Buddha”? 1) Kunwar Natwar Singh 2) Jairam Ramesh 3) Chinmay Tumbe 4) Chandrakant Lahariya 5) Tamal Bandyopadhyay Answer-2) Jairam Ramesh Explanation: Former Union Minister Jairam Ramesh authored his new book titled “The Light of Asia: The Poem that Defined the Buddha”. The book will showcase the story of the poem “The Lights of Asia” which shaped the people’s view of Buddha and his teachings. The book will be published by Viking imprint of Penguin India. 5. Union Cabinet has approved post metric scholarship scheme worth Rs. 59,000 crores for students belonging to ______ on December, 2020. 1) Economically Weaker Section 2) Scheduled Tribes 3) Scheduled Caste 4) Only 1, 2 5) All 1, 2, 3 Answer- 3) Scheduled Caste Explanation: On December 23, 2020, the Union Cabinet, headed by Prime Minister Narendra Modi, approved the following proposals: i.Approved Merger of Five Film Media Units through Rationalization of Infrastructure, Manpower and Other Resources. ii.Approved Revision in guidelines for providing Direct to Home (DTH) Services in India. iii.Approved ordinance to protect Delhi’s unauthorised colonies from punitive action. iv.Approved ₹59,000 crores post-matric scholarship scheme for 4 crores Scheduled Caste students.

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6. Union Cabinet chaired by PM Narendra Modi recently approved the signing of India’s Revised Air Services agreement with __________ on December, 2020. 1) Bangladesh & Myanmar 2) China & USA 3) Philippines & Afghanistan 4) Malaysia & Singapore 5) USA & Brazil Answer- 3) Philippines & Afghanistan Explanation: On December 23, 2020, the Union Cabinet chaired by Prime Minister Narendra Modi approved the signing of a Revised Air Services agreement between India & 2 Countries – Philippines & Afghanistan. The agreement will help in creating an environment for enhanced & seamless connectivity between the air service carriers of both sides. Apart from ensuring safety & security, the agreement has the capacity to increase trade, investment, tourism & cultural exchanges with India & both the countries. The agreement is being seen as an important landmark in civil aviation relations. 7. Which organisation jointly developed Medium-Range Surface-to-Air Missile (MRSAM) along with Defence Research & Development Organisation (DRDO) to conduct India’s first army variant of the test? 1) Israel Aerospace Industries 2) Boeing 3) Hindustan Aeronautics 4) Rafael Advanced Defense Systems 5) CSIR- National Aerospace Laboratories Answer- 1) Israel Aerospace Industries Explanation: On December 23, 2020 India successfully conducted the first army variant test of Medium-Range Surface-to-Air Missile (MRSAM) from Integrated Test Range, Chandipur, Odisha. The missile has been jointly developed by Defence Research & Development Organisation (DRDO) & Israel Aerospace Industries (IAI). The MRSAM has been manufactured by Bharat Dynamics Ltd (BDL). The army variant includes a command post, a multi-function radar & mobile launcher system.

8. Which among the following sites was recently recognised by the Ministry for Environment, Forest & Climate Change (MoEFCC), to become India’s 42nd Ramsar Site, on December, 2020? 1) Chandra Taal 2) Vembanad-Kol Wetland 3) Chilika Lake 4) Tso Kar Wetland 5) Sundarban Wetland Answer-4) Tso Kar Wetland Explanation: On December 24, 2020, Union Minister for Environment, Forest & Climate Change (MoEFCC), Prakash Javadekar announced that Tso Kar Wetland complex in Changthang region, Ladakh has been added to the list of Ramsar Sites (Wetlands of International Importance). It will be India’s 42nd site & UT Ladakh’s 2nd Ramsar Site. Tso Kar Wetland Complex consists of 2 principal waterbodies – Startsapuk Tso, a freshwater lake & Tso Kar, a hypersaline lake.

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9. Which country signed a Memorandum of Cooperation with India’s Ministry of Steel for mutual cooperation in steel production, on December, 2020? 1) China 2) France 3) USA 4) Australia 5) Japan Answer-5) Japan Explanation: On December 22, 2020, a Memorandum of Cooperation between the Ministry of Steel, Government of India & Ministry of Economy, Trade & Industry, Government of Japan in the Field of Steel Industry. The agreement will help in boosting India’s steel manufacturing sector, and also in improving the quality & quantity of steel produced in India. The two sides agreed to establish “India-Japan steel dialogue” at the joint secretary-level for boosting mutual cooperation in the sector. 10. When was National Good Governance Day observed annually? 1) 31st November 2) 22nd December 3) 25th November 4) 31st December 5) 25th December Answer-5) 25th December Explanation: National Good Governance Day is annually observed across Indian on 25th December to create awareness about the accountability of the government. The day also marks the birth anniversary of India’s former Prime Minister(PM) and Bharat Ratna awardee Atal Bihari Vajpayee, who served 3 terms as the Prime Minister of India. The 25th December 2020 marks the celebration of the 7th National Good Governance Day.

11. What is the theme of the 6th Edition of Indian International Science Festival 2020 (IISF 2020) held virtually at New Delhi between December 22-25 that was virtually inaugurated by PM Narendra Modi? 1) Science for Self-Reliant India and the Global Welfare 2) Science for the Masses 3) Science for Transformation 4) Science for New India 5) RISEN India – Research, Innovation, and Science Empowering the Nation Answer-1) Science for Self-Reliant India and the Global Welfare Explanation: The 6th Edition of Indian International Science Festival 2020 (IISF 2020) took place virtually in New Delhi through virtual mode from December 22-25, 2020. Prime Minister (PM) Narendra Modi inaugurated the event in the presence of Dr Harsh Vardhan, Minister of Science & Technology, Earth Sciences & Health & Family Welfare. Theme of IISF 2020 – “Science for Self-Reliant India and the Global Welfare”.

12. Where did PM Narendra Modi virtually launch India’s 1st Driverless operated train? 1) Kolkata Metro Rail Corporation 2) Kochi Metro Rail Limited

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3) Delhi Metro Rail Corporation 4) Mumbai Metro Rail Corporation Limited 5) Chennai Metro Rail Limited Answer-3) Delhi Metro Rail Corporation Explanation: On December 28, 2020, Prime Minister (PM) Narendra Modi virtually inaugurated India’s 1st ever Driverless Train Operations on Delhi Metro’s 38 Kilometres long Magenta Line which connects Janakpuri West & Botanical Garden in Noida. PM also inaugurated the fully operational National Common Mobility Card (NCMC) services on the Airport Express Line of Delhi Metro Rail Corporation (DMRC). 13. Which scheme was launched by PM Narendra Modi in Jammu & Kashmir (J&K) covering all its residents, on December, 2020? 1) PM SVANidhi Scheme 2) PM Garib Kalyan Rojgar Abhiyaan 3) PM Swamitva Yojana 4) PM-JAY SEHAT Health Insurance Scheme 5) PM Formalisation of Micro Food Enterprises Scheme Answer-4) PM-JAY SEHAT Health Insurance Scheme Explanation: On December 26, 2020, Prime Minister Narendra Modi launched the Ayushman Bharat Pradhan Mantri-Jan Arogya Yojana Social Endeavour for Health & Telemedicine (PM-JAY SEHAT) Health Insurance scheme for covering all the residents of Jammu & Kashmir (J&K). The scheme will operate on insurance mode in convergence with PM-JAY. The scheme was launched by the Government of India in 2018 for providing free access to healthcare for 40% of residents in India. 14. Who won the Sir Garfield Sobers Award for ICC Male Cricketer of the Decade at the ICC awards of the Decade (2011-2020)? 1) MS Dhoni 2) Kane Williamson 3) Virat Kohli 4) Ben Stokes 5) Steve Smith Answer-3) Virat Kohli Explanation: On December 28, 2020 The winners of the International Cricket Council(ICC) Awards of the Decade (2011-2020) were announced. In this, Indian Cricketer Virat Kohli wins the Sir Garfield Sobers Award for ICC Male Cricketer of the Decade.

Name of the Cricketer Country Award

Virat Kohli India Sir Garfield Sobers Award for ICC Male Cricketer of the DecadeICC

Men’s ODI Cricketer of the Decade MS Dhoni India ICC Spirit of Cricket Award of the Decade

Ellyse Perry Australia

Rachael Heyhoe-Flint Award for ICC Female Cricketer of the DecadeICC Women’s T20I Cricketer of the Decade

ICC Women’s ODI Cricketer of the Decade Steve Smith Australia ICC Men’s Test Cricketer of the Decade

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Rashid Khan Afghanistan ICC Men’s T20I Cricketer of the Decade 15. Who received “Scientist of the Year Award-2018” by DRDO on December, 2020? 1) Hemant Kumar Pandey 2) Tessy Thomas 3) Sudhir Kamath 4) Pravin K Mehta 5) Samir V. Kamat Answer-1) Hemant Kumar Pandey Explanation: Dr Hemant Kumar Pandey has been conferred ‘Scientist of the Year Award-2018’ by Defence Research & Development Organization (DRDO) for his contributions towards developing herbal medicines which includes ‘Lukoskin’ a drug for treatment of leucoderma. Pandey has been undertaking research at DRDO’s Defence Institute of Bio-Energy Research (DIBER) at Pithoragarh in Uttarakhand for 25 years. 16. What is India’s position in the 12th edition of World Economic League Table 2021 (WELT) released by Centre for Economics & Business Research Ltd (CEBR) in December, 2020? 1) 12th 2) 5th 3) 7th 4) 6th 5) 9th Answer-4) 6th Explanation: According to the 12th edition of World Economic League Table 2021 (WELT) an Annual report released by Centre for Economics & Business Research Ltd (CEBR), India slumped 1 spot to 6th Largest Economy (out of 195 countries) in the world in 2020 from 5th in 2019 due to the impact of COVID19. The United States (US) topped the 2020 rankings followed by China & Japan. India overtook the United Kingdom (UK) to become the 5th Largest economy in 2019 rankings. The report stated that India will become 5th Largest Economy by 2025 & 3rd Largest by 2030. 17. Which country recently launched a new remote sensing satellite “Yaogan 33R”, on December 2020? 1) Japan 2) Israel 3) USA 4) France 5) China Answer-5) China Explanation: On December 27, 2020 China successfully launched ‘Yaogan 33R’, a new remote sensing satellite from Jiuquan Satellite Launch Centre in northwest China into space. The satellite was sent into orbit by a Long March-4C(Y35) rocket. Weina Jishu Shiyan, a micro and nano technology experiment satellite was also launched in this mission. These 2 satellites will be used for scientific experiments, land resources survey, crop yield estimation and disaster prevention and reduction.

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18. Which is India’s 1st city to have fulfilled 100% of its energy needs during the day with solar energy? 1) Pondicherry 2) Panaji 3) Diu 4) New Delhi 5) Chandigarh Answer-3) Diu Explanation: President of India Ram Nath Kovind visited Diu Town in the Union Territory (UT) of Dadra and Nagar Haveli & Daman and Diu from December 25-28, 2020. On his address, he highlighted – Diu city is the 1st City in India which has fulfilled 100% of its energy needs during the day with solar energy; All 3 districts of the Union Territory were declared ‘Open Defecation Free’ in 2017; Daman & Diu was ranked 1st in the ‘Swachh Survekshan’ of 2019. 19. Which bank became the 1st to collaborate with Google Pay to issue FASTag through Unified Payments Interface (UPI) on its payments app? 1) ICICI Bank 2) State Bank of India 3) Canara Bank 4) HDFC Bank 5) UCO Bank Answer-1) ICICI Bank Explanation: On December 28, 2020 ICICI Bank collaborated with Google Pay to issue FASTag through Unified Payments Interface (UPI) on the payments app. This allows Google Pay users to order, track and recharge ICICI Bank FASTag digitally on the payments platform. With this partnership, ICICI Bank FASTag is now available on Google Pay. ICICI Bank, with this collaboration becomes the 1st bank to partner with Google Pay to issue FASTag. 20. Which is the world’s 1st crypto bank launched in India as a Joint Venture(JV) between Cashaa and United Multistate credit co-operative society? 1) Monero 2) Unicas 3) Tether 4) Litecoin 5) Ethereum Answer-2) Unicas Explanation: On December 28, 2020 ‘Unicas’, world’s first crypto bank was launched as a Joint Venture(JV) between Cashaa and United Multistate credit co-operative society. This bank allows users to transact in cryptocurrency and fiat from one account to another. It will provide banking services for both fiat and crypto assets. This JV allows Cashaa to access regulatory licenses, physical branches, and overall banking Infrastructure of United Multistate Co-Op Society.

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21. Where was India’s highest Meterological Center, recently inaugurated by Minister of Earth Science Harsh Vardhan on December, 2020? 1) Shillong, Meghalaya 2) Itanagar, Arunachal Pradesh 3) Ooty, Tamil Nadu 4) Leh, Ladakh 5) Darjeeling, West Bengal Answer-4) Leh, Ladakh Explanation: On December 29, 2020, Union Minister of Earth Sciences, Dr Harsh Vardhan virtually inaugurated India’s Highest Meteorological (Met) Centre at Leh, Ladakh (UT). It is situated at a height of 3500 metres from the mean sea level. Radha Krishna Mathur, Lieutenant Governor (LG) of Ladakh & Jamyang Tsering Namgyal, MP from Ladakh were the Guest of Honour at the event. The Met centre has been established to prevent losses due to weather events such as Cloud bursts, Flash Floods, Avalanches & Glacial Lake Outbursts & to strengthen the Early Warning System in Ladakh. 22. Where was India’s 1st Pollinator Park inaugurated in December 2020? 1) Ramnagar, Uttarakhand 2) Kolhapur, Maharashtra 3) Haldwani, Uttarakhand 4) Bhiwandi, Maharashtra 5) Thanjavur, Tamil Nadu Answer-3) Haldwani, Uttarakhand Explanation: On December 29, 2020, India’s 1st Pollinator Park was inaugurated at Haldwani in Nainital district, Uttarakhand by Peter Smetacek, a butterfly expert & Sanjiv Chaturvedi, Chief Conservator of Forest (Research), head of Research Wing, Uttarakhand India was also present during the inauguration. The park has been developed by the Research Wing of Uttarakhand’s Forest Department. 23. What was the desired inflation rate of India need to be maintained as per RBI paper authored by one of the Deputy Governor of RBI as of December, 2020? 1) 5% 2) 4.5% 3) 4% 4) 3.5% 5) 3% Answer-3) 4% Explanation: In accordance with the paper authored by Reserve Bank of India (RBI) Deputy Governor Michael Debabrata Patra and another official Harendra Kumar Behera, an inflation rate of 4% is appropriate for India. A lower rate could impart deflationary bias to the monetary policy while a higher trend renders monetary policy too expansionary and prone to inflationary shocks. As per the paper, there is a steady decline in trend inflation to 4.1-4.3% since 2014.

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24. Which organisation signed an MoU with Pimpri Chinchwad Municipal Corporation(PCMC), Pune to create India’s 1st Social Impact Bond (SIB), on December, 2020? 1) UNEP India 2) UNICEF India 3) UNESCO 4) World Bank 5) UNDP India Answer-5) UNDP India Explanation: Pimpri Chinchwad Municipal Corporation(PCMC), Pune has signed a Memorandum of Understanding(MoU) with United Nations Development Programme(UNDP) India to co-create India’s 1st Social Impact Bond(SIB). As part of this investment tool, if the pre-defined project targets are fulfilled, the PCMC administration will bear only the public welfare project cost associated with the bond. This SIB will support PCMC to upgrade its healthcare services particularly regarding the COVID-19 pandemic, while incurring minimum investment risks. 25. Which was Myanmar Navy’s 1st & only Submarine that was handed over by India under its SAGAR initiative as of December 2020? 1) INS Kalvari 2) INS Shishumar 3) INS Arighat 4) INS Arihant 5) INS Sindhuvir Answer-5) INS Sindhuvir Explanation: Myanmar officially inducted the Kilo Class Submarine, ‘INS Sindhuvir’ into its Navy under the name ‘UMS Minye Theinkhathu’. The submarine was handed over by India to Myanmar in October, 2020. It is the 1st & only submarine of the Myanmar Navy. It is also the 1st time that India has given a Submarine to any other country. It was given to Myanmar under India’s vision of SAGAR (Security and Growth for All in the Region). The Submarine was inducted during 73rd anniversary (December 25) of the Myanmar Navy. 26. Which is India’s 1st of its kind Digital platform for Ocean Data Management that was virtually launched by Minister of Earth Science Harsh Vardhan on December, 2020? 1) Blue India 2) Ocean eReferral 3) Ocean eHealth 4) Ocean Data Manager 5) Digital Ocean Answer-5) Digital Ocean Explanation: On December 29, 2020 Union Minister for Earth Science, Dr Harsh Vardhan virtually launched ‘Digital Ocean’ (www.do.incois.gov.in) a 1st of its kind Digital platform for Ocean Data Management. The platform has been developed by INCOIS (Indian National Center for Ocean Information Services) of the Ministry of Earth Sciences (MoES). The integration of data into a single platform will ease the difficulty of handling vast ocean data sets required to make forecasts & weather modelling.

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27. Which countries virtually participated in the First Trilateral Working Group (TWG) meeting to discuss the joint use of Chabahar port in Iran? 1) India, Iran, China 2) India, China, Afghanistan 3) Pakistan, China, Iran 4) Afghanistan, Russia, India 5) India, Iran, Uzbekistan Answer-5) India, Iran, Uzbekistan Explanation: On December 14, 2020, The First Trilateral Working Group (TWG) meeting was held virtually between India, Iran & Uzbekistan to discuss the joint use of Chabahar port in Iran to increase regional connectivity within the 3 countries. The meeting was jointly chaired by Sanjeev Ranjan, Secretary (Shipping), Government of India, D. Dehkanov, Deputy Minister of Transport of the Republic of Uzbekistan and Shahram Adamnejad, Deputy Transport Minister of Islamic Republic of Iran. 28. Which Insurance company has launched a first of its kind, Open Application Programming Interface(API) Gateway to enable full digital collaboration with its business partners on December, 2020? 1) Edelweiss General Insurance Company Limited 2) IFFCO Tokio General Insurance Company Limited 3) Liberty General Insurance Company Limited 4) Royal Sundaram General Insurance Company Limited 5) Bharti Axa General Insurance Company Limited Answer-1) Edelweiss General Insurance Company Limited Explanation: On December 14, 2020 Edelweiss General Insurance Company Limited launched a first of its kind, Open Application Programming Interface(API) Gateway to enable full digital collaboration with its business partners. The authorised partners of Edelweiss General Insurance, with this gateway can integrate the available and new products and services in a speed manner with the technology platform of the company. 29. Who was appointed as the Managing Director(MD) and Chief Executive Officer(CEO) of Kotak Mahindra Bank(KMB) for a period of 3 years effective from 1st January 2021 on December, 2020? 1) Dilip Shanghvi 2) Aditya Puri 3) Jay Kotak 4) Uday Kotak 5) Amitabh Chaudhry Answer-4) Uday Kotak Explanation: On December 14, 2020 Reserve Bank of India(RBI) approved the reappointment of Uday Kotak as Managing Director(MD) and Chief Executive Officer(CEO) of Kotak Mahindra Bank(KMB) for a period of 3 years effective from 1st January 2021. Uday Kotak is the founder and promoter of KMB. He had served for the past 17 years as the head of KMB. He is currently serving as the president of Confederation of Indian Industry (CII) for 2020-21.

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30. Where did Prime Minister (PM) Narendra Modi virtually laid the foundation stone for First-of-its-kind world’s largest hybrid renewable energy (RE) park on December, 2020? 1) Pavagada, Karnataka 2) Tunda, Gujarat 3) Bhadla, Rajasthan 4) Dhordo, Gujarat 5) Waidhan, Madhya Pradesh Answer-4) Dhordo, Gujarat Explanation: On December 15, 2020, Prime Minister (PM) Narendra Modi undertook a visit to Dhordo in Kutch, Gujarat where he virtually laid the Foundation Stone of several development projects in the State viz. world’s largest hybrid renewable energy (RE) park, a desalination plant and a fully automated milk processing and packing plant. First-of-its-kind world’s largest hybrid RE park, spanning over 72,600 hectares (ha) of waste land with 30,000 megawatt (MW) capacity at near the India-Pakistan border in Kutch, Gujarat. This park will use both wind and solar energy. 31. Where is the Losar-a New Year festival celebrated every year? 1) Jammu and Kashmir 2) Himachal Pradesh 3) Arunachal Pradesh 4) Manipur 5) Ladakh Answer-5) Ladakh Explanation: On December 15, 2020, Ladakh Buddhist Association (LBA) celebrated the ‘Losar’ festival to mark the beginning of Ladakhi New Year. ‘Losar’ is celebrated in the 11th month of the Tibetan calendar. ‘Tarchen’ – a religious and traditional flag was hoisted to mark the beginning of the new year. ‘Losar’ started as a tradition during the rule of the 9th King of Tibet, King Jamyang Namgyal in the early 17th century. 32. What is the name of the premium brand credit card jointly launched by SBI Cards and Payment Services Limited (SBI Card) and Bharat Petroleum Corporation Ltd(BPCL) on December, 2020? 1) OCTANE 90 Card 2) Yatra SBI Card 3) SBI Petrol Card 4) BPCL SBI Card OCTANE 5) Club BPCL SBI Card PRIME Answer-4) BPCL SBI Card OCTANE Explanation: On December 15, 2020 SBI Cards and Payment Services Limited (SBI Card) and Bharat Petroleum Corporation Ltd(BPCL) jointly launched ‘BPCL SBI Card OCTANE’, a premium co-branded credit card. The card is designed to offer maximum savings to the affluent customer segment that spends a significant amount on fuel. The cardholder can avail the benefit of the card from more than 17,000 BPCL fuel stations across India. For Fuel spends there is no minimum transaction.

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33. What is India’s rank in the recently released “Human Development Report 2020 – The next frontier: Human Development and the Anthropocene” by United Nations Development Programme (UNDP)? 1) 77th 2) 101st 3) 131st 4) 54th 5) 143rd Answer-3) 131st Explanation: According to the “Human Development Report 2020 – The next frontier: Human Development and the Anthropocene” released by the United Nations Development Programme (UNDP), India (score of 0.645) was ranked 131 in the list of 189 countries based on Human Development Index (HDI). Norway topped the list with a score of 0.957, the second place was grabbed by 2 countries – Ireland (0.955) and Switzerland (0.955). The report provides HDI ranks for the year 2019. India slipped two spots to 131, it ranked 129 in 2019 HDI. 34. What is the name of Digital Payment app launched by, Department of Posts (DoP) and India Post Payments Bank (IPPB) on December, 2020? 1) Digital Wallet 2) DakPay 3) PayUmoney 4) PayZapp 5) mRupee Answer-2) DakPay Explanation: As part of ongoing efforts to provide Digital Financial inclusion across India, the DoP and India Post Payments Bank (IPPB) have virtually unveiled a new digital payment app DakPay. Its launch was announced by Union Minister Ravi Shankar Prasad while its logo was launched by IPPB. It allows users to create Unified Payments Interface (UPI) ID and link multiple accounts across banks through Aadhaar Enabled Payment System (AEPS).

35. Which Zoo became the 1st in India to receive ISO 9001:2015 certification? 1) Alipore Zoological Garden, West Bengal 2) National Zoological Park, Delhi 3) Indira Gandhi Zoological Park, Andhra Pradesh 4) Nehru Zoological Park, Telangana 5) Sanjay Gandhi Biological Park, Bihar Answer-4) Nehru Zoological Park, Telangana Explanation: The Nehru Zoological Park (NZP) in Hyderabad, Telangana has become the first in India to acquire ISO (International Organization for Standardization) 9001:2015 Quality Management Standards Certification from Accreditation Service for Certifying Bodies (ASCB) United Kingdom (UK) as the zoo passed the extensive documentation of every activity.

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36. What is the name of $9 billion vaccine initiative by Asian Development Bank (ADB) to help member economies to procure COVID-19 vaccine? 1) Developing Countries Vaccine Access Facility (DCVAF) 2) Indian Ocean Countries Vaccine Access Facility (IOCVAF) 3) Asian Vaccine Procurement Capability Enhancement Fund (AVPCEF) 4) Asia Pacific Vaccine Access Facility (APVAX) 5) Developing Countries Vaccine Procurement Capability Enhancement Fund (DCVPCEF) Answer-4) Asia Pacific Vaccine Access Facility (APVAX) Explanation: On December 11, 2020 The Asian Development Bank (ADB) launched a $9 billion vaccine initiative, the Asia Pacific Vaccine Access Facility (APVAX). This facility will help its developing member economies to procure and deliver an effective and safe coronavirus disease (COVID-19) vaccine. APVAX uses 2 complementary components to support the vaccine access to developing Asia namely: Rapid Response Component, Project Investment Component. 37. Which bank has approved 4 Indian projects worth over $800 million on December, 2020? 1) Asian Development Bank (ADB) 2) New Development Bank (NDB) 3) World Bank 4) International Monetary Fund (IMF) 5) International Finance Corporation (IFC) Answer-3) World Bank Explanation: On December 15, 2020 the World Bank has approved 4 India projects worth over $800 million. The projects will support a range of development initiatives that supports the efforts of India to rebuild itself by creating sustainable and resilient economy. 4 Projects Include: $400 million Second Accelerating India’s COVID-19 Social Protection Response Program $100 million Chhattisgarh Inclusive Rural and Accelerated Agriculture Growth Project (CHIRAAG) $68 million Nagaland: Enhancing Classroom Teaching and Resources Project $250 million Second Dam Improvement and Rehabilitation Project (DRIP-2) 38. Which Indian Entrepreneur become one of the 7 recipients of the “Young Champions of the Earth” 2020 Prize that was announced by United Nations Environment Programme (UNEP)? 1) Vidyut Mohan 2) Tilak Mehta 3) Deepanjali Dalmia 4) Ritesh Agarwal 5) Sanjay Kumaran Answer-1) Vidyut Mohan Explanation: The United Nations Environment Programme (UNEP) announced 7 recipients for the “Young Champions of the Earth” 2020 Prize, Indian Entrepreneur Vidyut Mohan featured in the list for his Social Enterprise “Takachar”. The prize is given to global change-makers who use innovative ideas and ambitious action to solve the world’s most important environmental challenges.

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Recipients Country Name of firm & Contribution Vidyut Mohan India (Asia and the Pacific) Takachar

Harvesting Value from Agricultural waste. Xiaoyuan Ren China (Asia and the Pacific) MyH2O

A data platform that tests and records the quality of groundwater

Nzambi Matee Kenya (Africa) Gjenge Makers Low-cost construction materials from recycled plastic waste and sand

Lefteris Arapakis

Greece (Europe) Enaleia Mediterranean cleanup.

Max Hidalgo Quinto

Peru(Latin America and the Caribbean)

YAWA Sustainable Technology for Access to Water

Niria Alicia Garcia

United States of America(North America)

Run4Salmon Indigenous Lead Conservation

Fatemah Alzelzela

Kuwait (West Asia) Eco Star Trees for Waste

39. What is the theme of the 2nd Cohort under the Regulatory Sandbox (RS) testing environment by Reserve Bank of India (RBI)? 1) Retail Payments 2) MSME Lending 3) Cross Border Payments 4) Responsible Banking 5) Credit off-take Answer-3) Cross Border Payments Explanation: After the commencement of Test Phase of First Cohort under the Regulatory Sandbox (RS) by Reserve Bank of India (RBI) on November 17, 2020, now the apex bank has announced the opening of the Second Cohort on the theme of “Cross Border Payments”. The theme of the first cohort was “Retail Payments” while for third Cohort, the theme will be “MSME Lending”. This program allows the collaboration of banks, fintech and technology companies to conduct real-time experimental projects under the supervision of the RBI team. 40. Which finance service company has partnered with IndusInd Bank to launch its 1st metal credit card, ‘IndusInd Bank Pioneer Heritage Credit Card’? 1) MasterCard 2) Visa 3) PayPal 4) Maestro 5) RuPay Answer-1) MasterCard Explanation: On December 17, 2020 IndusInd Bank in partnership with Mastercard launched its 1st metal credit card, ‘IndusInd Bank Pioneer Heritage Credit Card’. This Contactless Credit Card is designed to meet the needs of High-Net-Worth-Individuals (HNWIs), especially of the affluent Indian professionals and entrepreneurs. It

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offers a complimentary personal air accident cover of Rs 2.5 crores and insurance cover for a sum up to the credit limit on the card. 41. What is the total amount sanctioned by Defence Acquisition Council (DAC) chaired by Defence Minister Rajnath Singh in New Delhi, for 7 Capital Military hardware acquisition in December, 2020? 1) Rs. 5000 Cr 2) Rs. 15000 Cr 3) Rs. 28000 Cr 4) Rs. 47000 Cr 5) Rs. 4700 Cr Answer-3) Rs. 28000 Cr Explanation: On December 17, 2020, a Defence Acquisition Council (DAC) meeting was held under the Chairmanship of Union Minister Rajnath Singh, Ministry of Defence (MoD) in New Delhi where 7 Capital Acquisition proposals regarding military hardware worth Rs. 28,000 Crore were approved. The Government has sanctioned Rs 10,994-crore project for the development of six AEW&C or AWACS Block-2 aircraft for IAF. The DAC also approved the procurement of 11 next-generation Offshore Patrol Vessels for Indian Navy (NGOPVs) worth over Rs 9,000 crore.

42. Ministry of Food Processing Industries signed a Joint Communique with Ministry of Tribal Affairs and also inked MoUs with 5 government entities for the implementation of Pradhan Mantri Formalisation of Micro food processing Enterprises (PM-FME) Scheme. Which bank becomes the Nodal Bank for PM-FME Scheme? 1) State Bank of India 2) Indian Bank 3) Bank of Baroda 4) Union Bank of India 5) Central Bank of India Answer-4) Union Bank of India Explanation: On December 18, 2020, Ministry of Food Processing Industries (MoFPI) signed a Joint Communique with Ministry of Tribal Affairs (MoTA) and also inked 5 Memorandum of Understandings (MoUs) with TRIFED, ICAR, NSFDC, NAFED and NCDC for the implementation of Pradhan Mantri Formalisation of Micro food processing Enterprises (PM-FME) Scheme. MoFPI signed an agreement with Union Bank of India as nodal bank for PM FME scheme. Union Bank of India would help in transferring the subsidy recevied from Centre and states into loan accounts. 43. Which country became the 23rd member of the Indian Ocean Rim Association (IORA) at the 20th IORA Council of Ministers Meeting virtually hosted by UAE? 1) Sri Lanka 2) France 3) Indonesia 4) Turkey 5) Egypt Answer-2) France

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Explanation: On December 17, 2020, the 20th Indian Ocean Rim Association (IORA) Council of Ministers (COM) Meeting 2020 hosted virtually by United Arab Emirates (UAE) where Indian side was represented by Vellamvelly Muraleedharan, Minister of State (MoS) Ministry of External Affairs (MEA). It should be noted that the UAE is the chair of IORA for a period 2019-2021 on the theme “Promoting a Shared Destiny and Path to Prosperity in the Indian Ocean”. France became the 23rd member of the IORA. Sri Lanka will be the Vice Chair of IORA for the period 2021-23. 44. What is India’s rank in 6th ‘Human Freedom Index 2020: A Global Measurement of Personal, Civil, and Economic Freedom’ report released by Cato Institute of United States & Fraser Institute, Canada? 1) 111 2) 150 3) 94 4) 48 5) 36 Answer-1) 111 Explanation: According to the ‘Human Freedom Index 2020: A Global Measurement of Personal, Civil, and Economic Freedom’ – 6th Annual Report released by Cato Institute of United States & Fraser Institute in Canada, India (overall score of 6.43) ranked 111 in the list of 162 countries. New Zealand (score – 8.87) topped the index followed by Switzerland (score – 8.82) & Hong Kong (score – 8.74). It was prepared by Ian Vásquez and Fred McMahon. India was ranked 94 on the HFI 2019. 45. What is the name of India’s first Indigenously developed Air-to-Air Beyond Visual Range (BVR) Missile that was handed over to Indian Air Force by Defence Minister Rajnath Singh? 1) K-100 Missile 2) IMSAS Missile 3) Astra MK-I Missile 4) BOSS Missile 5) MBDA MICA Missile Answer-3) Astra MK-I Missile Explanation: On December 18, 2020, Union Minister for Defence, Rajnath Singh handed over 3 New Indigenous Systems – Border Surveillance System (BOSS), Indian Maritime Situational Awareness System (IMSAS) & ASTRA MK-I Missile all developed by Defence Research & Development Organisation (DRDO) to the Chiefs of 3 Armed Forces – Indian Navy, Indian Air Force (IAF) & Indian Army at a function held in DRDO Bhawan, New Delhi. ASTRA Mk-I is a Beyond Visual Range (BVR) Missile capable of being launched from Sukhoi-30, Light Combat Aircraft (LCA), Mig-29 & Mig-29K. It is the 1st Air-to-Air missile developed by India.

46. Who received the ASSOCHAM Enterprise of the Century Award from PM Narendra Modi on the occasion of 5-day virtual event “ASSOCHAM Foundation Week 2020” celebration on December, 2020? 1) Mukesh Ambani 2) Ratan Tata 3) Anand Mahindra

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4) Gautam Adani 5) Lakshmi Mittal Answer-2) Ratan Tata Explanation: The Associated Chambers of Commerce & Industry of India (ASSOCHAM) Foundation Day 2020 was commemorated on December 12, 2020. To mark this occasion, the chamber organized a 5-day virtual event “ASSOCHAM Foundation Week 2020” from 15th to 19th December 2020 on the theme “India’s resilience: Aatmanirbhar roadmap towards a US$5 trillion economy”. During the occasion, Prime Minister (PM) Narendra Modi delivered the keynote address via video conferencing and also presented “ASSOCHAM Enterprise of the Century Award” to Ratan Tata, who received the award on behalf of the TATA Group. 47. Which one of the sport is NOT among the 4 Indigenous Games that were recently added to be a part of 4th Edition Khelo India Youth Games (KIYG) in 2021 at Panchkula, Haryana? 1) Gatka 2) Kalaripayattu 3) Mallakhamba 4) Varma kalai 5) Thang-Ta Answer-4) Varma kalai Explanation: Ministry of Youth Affairs & Sports has approved the inclusion of 4 Indigenous Games – Gatka, Kalaripayattu, Thang-Ta and Mallakhamba as part of 4th Edition Khelo India Youth Games (KIYG) in 2021 set to take place at Panchkula, Haryana. The inclusion will help in preservation, promotion and popularization of these games. Along with the 4 games, Yogasana will also be a part of the Khelo India Youth Games 2021.

48. What is the name of package for which a Memorandum of Understanding (MoU) was signed by Bank of Baroda with Indian Navy and Indian Coast Guard and renewed its existing MoU with the Indian Army? 1) Baroda Military Financing Package 2) Armed Force Finance Package 3) Baroda Military Loan Package 4) Baroda Military Salary Package 5) Armed Force Loan Package Answer-4) Baroda Military Salary Package Explanation: On December 21, 2020 Bank of Baroda(BoB) to offer special customized banking services through ‘Baroda Military Salary Package’ has signed a Memorandum of Understanding (MoU) with Indian Navy and Indian Coast Guard and renewed its existing MoU with the Indian Army. This package was also presented to the Indian Air Force. The bank has covered all 4 Armed Forces under the Ministry of Defence. A similar package was also introduced to Central Armed Police Forces (CAPF) by the bank. 49. What was India’s Gross Domestic Product(GDP) projection for FY 2021, which is forecasted by National Council of Applied Economic Research (NCAER) in the ‘2020-21 Mid-Year Review of the Indian Economy’ report on December 2020? 1) –8.6% 2) –7.3%

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3) –6.8% 4) –7.7% 5) –12.6% Answer-2) –7.3% Explanation: On December 22, 2020 The ‘2020-21 Mid-Year Review of the Indian Economy’ of National Council of Applied Economic Research (NCAER) has forecasted that India’s Gross Domestic Product(GDP) in FY21 will contract by 7.3%(-7.3%) from -12.6% estimated in September 2020 with anticipation that the economy will register marginal growth in the December quarter. 50. Who was recently honoured with ‘Legion of Merit’ (Degree: Chief Commander) by US President Donald Trump on December, 2020? 1) Rajnath Singh 2) Karambir Singh 3) Narendra Modi 4) Bipin Rawat 5) Manoj Mukund Naravane Answer-3) Narendra Modi Explanation: On December 21, 2020, United States (US) President, Donald Trump conferred the ‘Legion of Merit’ (Degree: Chief Commander) to Indian Prime Minister Narendra Modi for Advancement of India-US strategic partnership & steadfast leadership and vision for India’s Emergence as a Global power. The Honor was also bestowed upon Scott Morrison, Prime Minister of Australia & Former Prime Minister of Japan, Shinzo Abe. 51. Which state in India has topped the list in reducing malaria cases by 59% according to the World Health Organization’s “World Malaria Report 2020”? 1) Chhattisgarh 2) Jharkhand 3) Madhya Pradesh 4) Odisha 5) Meghalaya Answer-5) Meghalaya Explanation: According to the World Malaria Report 2020 released by the World Health Organization (WHO), India became the only high endemic country to report a decline of 17.6 % in 2019 compared to 2018. India reported the largest fall in Malaria cases in the WHO South-East Asia Region, it reported 5.6 Million cases in 2019 compared to 20 Million cases in 2000. Globally 229 Million malaria cases were reported in 2018 in 87 malaria endemic countries. As per the ‘World Malaria Report 2020’, Meghalaya has topped the list in reducing malaria cases by 59% in India. 52. India’s first technologically backed group health insurance products was co-created by Plum Benefits Private Limited and _____. 1) Bharti Axa General Insurance 2) HDFC ERGO General Insurance Company 3) Bajaj Allianz General Insurance 4) Reliance General Insurance

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5) ICICI Lombard General Insurance Limited Answer-5) ICICI Lombard General Insurance Limited Explanation: On December 7, 2020 ICICI Lombard General Insurance Limited partnered with Plum Benefits Private Limited to co-create India’s first technologically backed group health insurance products. Aim of the initiative is to offer employers and employees flexibility, transparent pricing, and exceptional healthcare experience. 53. Who is appointed as the inaugural CEO of WHO Foundation in December 2020? 1) Indra Nooyi 2) Bob Chapek 3) Jamie Dimon 4) Chanda Kochhar 5) Anil Soni Answer-5) Anil Soni Explanation: On December 8, 2020 WHO Foundation appointed Anil Soni, Indian-origin global health expert as its 1st Chief Executive Officer(CEO) or inaugural CEO. He will take charge on January 1, 2021. Anil Soni as a CEO will expedite the work of WHO Foundation to invest in innovative, evidence-based initiatives that support WHO (World Health Organisation) to deliver on its mission to ensure healthy lives and improve well-being for everyone. 54. Which two Indian cites have been inscribed by UNESCO to its world heritage cities under urban landscape city programme in December, 2020? 1) Gwalior and Orchha 2) Gwalior and Sagar 3) Sagar and Orchha 4) Jabalpur and Raipur 5) Madurai and Thanjavur Answer-1) Gwalior and Orchha Explanation: The United Nations Educational, Scientific and Cultural Organization (UNESCO) has inscribed the fort cities of Gwalior and Orchha in Madhya Pradesh (MP) in its world heritage cities under urban landscape city programme. This was informed by the state government of MP. With this Inclusion the total number of UNESCO World Heritage Cities of India will increase to 40.

55. Which International organisation has released the 2nd edition of “State of the Education Report for India 2020: Technical and Vocational Education and Training (TVET)”? 1) United Nations Children’s Fund (UNICEF) 2) Organization for Economic Cooperation & Development (OECD) 3) United Nations Industrial Development Organization (UNIDO) 4) United Nations Education Scientific & Cultural Organization (UNESCO) 5) United Nations Organization (UN) Answer-4) United Nations Education Scientific & Cultural Organization (UNESCO)

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Explanation: On December 8, 2020, the UNESCO (United Nations Educational, Scientific and Cultural Organization), New Delhi virtually launched the 2nd edition of “State of the Education Report for India 2020: Technical and Vocational Education and Training (TVET)”. Madhya Pradesh (MP) is leading among the State government run schools offering vocationalization of secondary school education with 140384 enrolments. 56. Which Bank tied-up with OrbitRemit Limited to facilitate low cost money transfer to India by NRIs and small business in New Zealand? 1) Federal Bank 2) IndusInd Bank 3) Canara Bank 4) Yes Bank 5) Indian Overseas Bank Answer-1) Federal Bank Explanation: On December 8, 2020 Federal Bank Ltd entered into an online Rupee remittance tie-up with OrbitRemit Limited. This partnership will facilitate Non-Resident Indians(NRIs) and small businesses in New Zealand to transfer money to India in a modern, low cost, fast, easy and more reliable way. NRIs in New Zealand can also make use of the mobile app of OrbitRemit and an online platform to transfer money to India. 57. Forbes 100 Influential Women 2020 ranked Nirmala Sitharaman at ______ position. 1) 34 2) 39 3) 68 4) 41 5) 12 Answer-4) 41 Explanation: Finance Minister Nirmala Sitharaman made it to the 100 most powerful women list announced in the 17th annual Forbes power list. This is the second time she features in the list, in 2019 ranked at 34 and ranked 41st in 2020. India’s leading Business women, kiran mazumdar-shaw, Chairman of Biocon Limited also featured in the list at 68th position. 58. Which event will make its debut at the 2024 Summer Olympics in Paris? 1) Surfing 2) Cricket 3) Sport Climbing 4) Skateboarding 5) Breakdancing Answer-5) Breakdancing or Breaking Explanation: The International Olympic Committee (IOC) Executive Board added “Breaking” – a competitive form of & 3 other sports – Skateboarding, Sport Climbing, and Surfing to Medal Events Program in Olympic Games. Breaking will make its Olympic debut at the 2024 Summer Olympics in Paris, while 3 other sports will make their olympic debut at the 2020 Tokyo Summer Olympics to be held in July, 2021 (delayed due to COVID-19). The additional sports were proposed by the Paris 2024 Organising Committee.

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59. What is the name of mobile app launched by Ministry of Health & Family Welfare (MoHFW) for real-time monitoring of Covid-19 vaccine delivery? 1) COVIDSafe 2) Corona Tracer 3) Co-WIN 4) BEAT Covid 5) Corona-Warn Answer-3) Co-WIN Explanation: The Ministry of Health & Family Welfare (MoHFW) has developed ‘Co-WIN’ – A Digital Platform & Mobile Application for real-time monitoring of COVID-19 vaccine delivery and recording data. The platform can be used by the people to register themselves for vaccination. The app can also send real-time data of temperature of cold-storage facilities to the main server. Co-WIN will also help the Government to monitor the entire vaccination process. Co-WIN app will have 5 modules – administrator, registration, vaccination, beneficiary acknowledgement & report.

60. On December 2020, Union Cabinet chaired by PM Modi approved wireless internet hotspot service project “PM-WANI”. What does ‘A’ stands for in PM-WANI? 1) Adaptive 2) Acquired 3) Accept 4) Access 5) Arrive Answer-4) Access Explanation: On December 9, 2020, Union Cabinet Chaired by Prime Minister Narendra Modi has approved a new policy to allow businesses to offer wireless internet hotspot services through the project “Public Wi-Fi Access Network Interface or PM-WANI”. In this regard, Public Wi-Fi (Wireless Fidelity) Networks will be set up by Public Data Office Aggregators (PDOAs) to provide public Wi-Fi service through Public Data Offices (PDOs) using Bharatnet. 61. Which country organized the 14th ADMM/7th ADMM-Plus Meeting (ASEAN (Association of Southeast Asian Nations) Defence Ministers’ Meeting) 2020 and also the Defence Minister of India, Rajnath Singh was virtually participated? 1) New Zealand 2) Vietnam 3) Australia 4) Japan 5) Republic of Korea Answer-2) Vietnam Explanation: On December 10, 2020, Union Minister of Defence, Rajnath Singh attended 14th ADMM/7th ADMM-Plus Meeting (ASEAN (Association of Southeast Asian Nations) Defence Ministers’ Meeting) 2020 held virtually at Hanoi, Vietnam. The meeting was held on the 10th Anniversary of ADMM-Plus. The meeting was hosted by Vietnam. Rajnath Singh welcomed Brunei Darussalam as the new Chair of ASEAN in 2021.

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62. Which organisation has partnered with ICICI Prudential Life Insurance to offer Life Insurance Products through “Bancassurance Partnership”? 1) Bandhan Bank 2) Life Insurance Corporation 3) RBL Bank 4) United India Insurance 5) SBM Bank Answer-3) RBL Bank Explanation: On December 9, 2020 RBL Bank Ltd & ICICI Prudential Life Insurance Ltd entered into a bancassurance partnership to offer a range of life insurance products, i.e., protection and long-term savings products of ICICI Prudential Life to the customers of RBL Bank. This partnership will allow more than 8.7 million customers of RBL Bank to access and purchase ICICI Prudential Life’s customer-centric protection and long-term savings products. 63. Which organisation has got approval from the Cabinet to sign a bilateral Memorandum of Understanding (MoU) with Financial and Commission de Surveillance du Secteur Financier (CSSF), Luxembourg? 1) Insurance Regulatory and Development Authority 2) Ministry of Corporate Affairs 3) National Bank for Agriculture and Rural Development 4) Reserve Bank of India 5) Securities and Exchange Board of India Answer-5) Securities and Exchange Board of India Explanation: The Union Cabinet has also approved the proposal of Securities & Exchange Board of India (SEBI) to sign a bilateral Memorandum of Understanding (MOU) between SEBI and Financial and Commission de Surveillance du Secteur Financier (CSSF), Luxembourg to strengthen cross border cooperation in the area of securities regulations and facilitate mutual assistance. 64. DRDO successfully demonstrated encrypted communication between 2 labs of DRDO using QKD technology, where QKD stands for? 1) Quick Key Distribution 2) Quantum Key Duplication 3) Quantum Key Distribution 4) Quick Key Duplication 5) Quarry Key Discussion Answer-3) Quantum Key Distribution Explanation: On 9th December, 2020, Defence Research and Development Organisation (DRDO) successfully demonstrated communication between 2 labs of DRDO using Quantum Key Distribution (QKD) Technology to share encryption keys. The QKD technology was developed by CAIR (Centre for Artificial Intelligence and Robotics), Bengaluru, and DYSL-QT (DRDO Young Scientists Laboratories-Quantum Technologies), Mumbai. The 2 DRDO labs which participated are Defence Research and Development Laboratory (DRDL) and the Research Centre Imarat (RCI).

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65. Which Company has partnered with Skylotech India to launch world’s first satellite based Narrow Band-Internet of Things (NB-IoT) device to provide Pan-India Connectivity? 1) Vodafone Idea 2) Bharat Sanchar Nigam Limited (BSNL) 3) Jio 4) Bharti Airtel 5) Mahanagar Telephone Nigam Limited (MTNL) Answer-2) Bharat Sanchar Nigam Limited (BSNL) Explanation: Bharat Sanchar Nigam Limited (BSNL) in partnership with Skylotech India has launched the world’s first satellite-based NB-IoT (Narrow Band-Internet of Things) device that can be used PAN-India where mobile towers are not present including Indian seas. The device developed by Skylo will be provided only through the state-run firm at a price of around Rs 10,000 a unit. 66. Which organisation has got draft guidelines for dividend payout from the Reserve Bank of India (RBI) in its 4th Bi-Monthly Monetary Policy Committee (MPC) 2020-21, on December, 2020? 1) Micro, Small and Medium Enterprises (MSME) 2) Small Industries Development Bank of India (SIDBI) 3) National Small Industries Corporation (NSIC) 4) State Bank of India (SBI) 5) Non-Banking Financial Institutions (NBFC) Answer-5) Non-Banking Financial Institutions (NBFC) Explanation: The Reserve Bank of India (RBI) in its recent 4th Bi-Monthly Monetary Policy Committee (MPC) 2020-21 announced to issue guidelines for Non-Banking Financial Companies (NBFCs) with regard to distribution of dividend. Therefore on December 9, 2020, the apex bank released the “Draft Circular on Declaration of Dividend by NBFCs” to ensure greater transparency and uniformity in practice. It is open for comments by December 24, 2020. The guidelines will be applicable for dividends to be declared for the financial year beginning April 01, 2020 (FY 2020-21) onwards. 67. What is the theme of World’s largest virtual entrepreneurial summit, The IndUS Entrepreneurs (TiE) Global Summit-2020 (TGS 2020) hosted by TiE Hyderabad? 1) Entrepreneurship, Growth and Competitiveness 2) Green Entrepreneurship 3) Entrepreneurship 360 4) Women’s Entrepreneurial Leadership 5) Social and community Entrepreneurship Answer-3) Entrepreneurship 360 Explanation: World’s largest virtual entrepreneurial summit, The IndUS Entrepreneurs (TiE) Global Summit-2020 (TGS 2020) was held virtually from December 8-10, 2020. It was hosted by TiE Hyderabad. Vice-President(VP) Venkaiah Naidu virtually inaugurated the TGS 2020. Theme of TGS 2020 – ‘Entrepreneurship 360’. The summit focused on issues faced by Entrepreneurs, Funding Platform, pitching tactics to help start-ups.

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68. For which of his Novel, Raj Kamal Jha won the 3rd Edition of Rabindranath Tagore Literary Prize 2020? 1) The blue bedspread 2) The City and the Sea: A Novel 3) She Will Build Him a City 4) If you are afraid of heights 5) A Suitable Boy Answer-2) The City and the Sea: A Novel Explanation: Raj Kamal Jha, Indian Author and the Chief Editor of The Indian Express wins 3rd Edition of Rabindranath Tagore Literary Prize 2020 for his literary fiction novel ‘The City and the Sea’. This is Raj Kamal Jha’s 5th novel. His Majesty Sultan Qaboos bin Said Al Said, late Sultan of Oman and The People of Oman and Sandip Soparrkar from India a renowned dancer choreographer from India named as the winner of TagorePrize for Social Achievement 2020.

69. Which Country has signed 9 Agreements with India in its first High level bilateral virtual summit that was co-chaired by Prime Minister Narendra Modi to establish close friendship and strong partnership between the Nations in the post COVID-19 world? 1) Morocco 2) Tajikistan 3) Qatar 4) Kyrgyzstan 5) Uzbekistan Answer-5) Uzbekistan Explanation: On December 11, 2020 the first bilateral virtual summit between India and Uzbekistan was co-chaired by Prime Minister (PM) Narendra Modi and President of the Republic of Uzbekistan Shavkat Miromonovich Mirziyoyev to discuss the entire gamut of bilateral relationship, including strengthening India-Uzbekistan cooperation in the post-COVID-19 world between both nations. Both sides also exchanged views on regional and global issues of mutual interest. Both nations have set a target to boost USD 1 billion for bilateral trade in the next few years. Indian side confirmed the approval of USD 448 million of Line of Credit (LoC) for four developmental projects in Uzbekistan. Important fields of cooperation- Counter-Terrorism, Uzbek-Indian free pharmaceutical zone, Uzbekistan-India Business Council, International North-South Transport Corridor (INSTC). 70. Which organisation released the Book ‘Putting Farmers First’ on December, 2020? 1) Ministry of Consumer Affairs, Food and Public Distribution 2) Ministry of AYUSH 3) Ministry of Information and Broadcasting 4) Minister of Agriculture and Farmers Welfare 5) Ministry of Environment, Forest and Climate Change Answer-3) Ministry of Information and Broadcasting Explanation: On December 10, 2020 The Bureau of Outreach and Communication (BOC) of the Ministry of Information and Broadcasting(I&B) released a booklet, ‘Putting Farmers First’. It highlights the reforms introduced by

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the government of India in the agriculture sector through the recent 3 farm laws enacted and also the various steps taken since 2014 for the farmers’ welfare. 71. When was the United Nations(UN)’s International Universal Health Coverage Day(UHCDAY) 2020 is observed with the theme Health for All: Protect Everyone? 1) 10th December 2) 12th December 3) 15th December 4) 30th November 5) 29th November Answer-2) 12th December Explanation: The United Nations(UN)’s International Universal Health Coverage Day(UHCDAY) is annually observed across the globe on 12th December to raise awareness about the need for a strong and resilient health system and universal health coverage with multi stakeholder partners.The day also marks the anniversary of the UN’s endorsement of Universal health coverage in 2012.The theme of International UHCDAY 2020 is Health for All: Protect Everyone.

72. Which bank has extended a Line of Credit (LOC) of $448 million to the Government of Republic of Uzbekistan for financing in Roads & Transport, Water and Technology & Communication sectors? 1) Reserve Bank of India (RBI) 2) Export-Import Bank of India (Exim Bank) 3) State Bank of Mauritius (SBM) 4) World Bank 5) Export Credit Guarantee Corporation of India Answer-2) Export-Import Bank of India (Exim Bank) Explanation: On December 12, 2020, Export-Import Bank of India (Exim Bank), on behalf of the Government of India, has extended a Line of Credit (LOC) of $448 million to the Government of Republic of Uzbekistan for financing the latter’s various projects in the Roads & Transport, Water and Technology & Communication sectors. Exim Bank has now in place 266 Lines of Credit, covering 62 countries in Africa, Asia, Latin America, Commonwealth of Independent States (CIS) and the Oceania, with credit commitments of around $26.59 billion. 73. Where did the Reserve Bank of India (RBI) decided to set up an Automated Banknote Processing Centre (ABPC) for Receipt, Storage & Dispatch of bank notes as of December, 2020? 1) Jaipur, Rajasthan 2) Kochi, Kerala 3) Coimbatore, Tamil Nadu 4) Indore, Madhya Pradesh 5) Gurugram, Haryana Answer-1) Jaipur, Rajasthan Explanation: On December 13, 2020, Reserve Bank of India (RBI) has decided to set up an Automated Banknote Processing Centre (ABPC) in Jaipur, Rajasthan for automated receipt, storage of fresh banknotes received from the printing presses, and then retrieval and dispatch of these banknotes to the identified issue offices

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(IOs)/currency chests (CCs). The centre will also demolish destruction of soiled banknotes. This all process will be done in an automated manner. The coins are minted at four mints viz, Mumbai (Maharashtra), Hyderabad (Telangana), Kolkata (West Bengal) and NOIDA (New Okhla Industrial Development Authority), Uttar Pradesh. 74. Which field does the recent launched ‘UNESCO-Bangladesh Bangabandhu Sheikh Mujibur Rahman International Prize’ by UNESCO adopted on its 210th Executive Board belongs to? 1) Innovative Pedagogy Education 2) Creative Economy 3) Inclusive Development 4) Climate Change Monitoring 5) Cultural Diversity Answer-2) Creative Economy Explanation: The United Nations Educational, Scientific and Cultural Organization(UNESCO) in its 210th Executive Board has unanimously adopted the proposal to launch a USD 50,000 ‘UNESCO-Bangladesh Bangabandhu Sheikh Mujibur Rahman International Prize’ for the Creative Economy. It is UNESCO’s 1st award in the field of the creative economy. The prize is named after Bangabandhu (Friend of Bengal) Sheikh Mujibur Rahman (Sheikh Mujib or Mujib), the ‘Father of the Nation of Bangladesh’. The award will be given from November 2021.The Prize will be established for an initial period of six years (2021-2027). 75. What was the theme for the 3rd Global RE-INVEST Renewable Energy Investors Meet & Expo organised by the Ministry of New and Renewable Energy (MNRE) virtually from November 26-28, 2020? 1) Innovations in Pandemic 2) Science & Technology 3) Innovations for Sustainable Energy Transition 4) Global Stability, Shared Security, and Innovative Growth 5) Cohesive and Responsive ASEAN Answer-3) Innovations for Sustainable Energy Transition Explanation: The 3rd Global RE-INVEST Renewable Energy Investors Meet & Expo organised by the Ministry of New and Renewable Energy (MNRE) took place virtually from November 26-28, 2020. The Theme of RE-INVEST 2020 is ‘Innovations for Sustainable Energy Transition’. Partner Countries – Australia, Denmark, France, Germany, Maldives, the United Kingdom, European Union and United States agencies. Partner States – Gujarat, Himachal Pradesh, Madhya Pradesh, Rajasthan and Tamil Nadu. The meet was organized by MNRE in association with Indian Renewable Energy Development Agency Limited (IREDA) and Confederation of Indian Industry (CII). 76. Which Country has the most FDI (Foreign Direct Investment) equity inflows in India during April-September 2020 according to DPIIT (Department for Promotion of Industry and Internal Trade)? 1) USA (United States of America) 2) Singapore 3) Mauritius

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4) Japan 5) France Answer-2) Singapore Explanation: The Department for Promotion of Industry and Internal Trade( DPIIT)’s in its Foreign Direct Investment(FDI) data, has listed out the top investing countries FDI(Foreign Direct Investment) equity inflows in India during April-September 2020. Singapore has invested Rs 62,084 crore(USD 8.30 billion) into India, which makes it the biggest source of FDI into India. The USA (United States of America) becomes the second biggest source of FDI into India by investing Rs 53,266 crore(USD 7.12 billion) . USA overtakes Mauritius which was in the 2nd rank during the 1st half of the current financial year. 77. Where has the first of its kind “Organ Donor Memorial” been inaugurated virtually in the country on the occasion of 11th National Organ Donation Day celebration? 1) Gujarat 2) Maharashtra 3) Rajasthan 4) Punjab 5) Haryana Answer-3) Rajasthan Explanation: On 27th November, 2020 in the occasion of 11th National Organ Donation Day celebration at Jaipur, Rajasthan CM Ashok Gehlot inaugurated virtually the first of its kind “Organ Donor Memorial” in the country. 78. Name the India Observatory that has been accorded ‘Milestone’ facility status by Institute of Electrical and Electronics Engineers (IEEE). 1) The Vainu Bappu Observatory, Tamil Nadu 2) The Gauribidanur Observatory, Karnataka 3) Kodaikanal Solar Observatory, Tamil Nadu 4) Indian Astronomical Observatory, Hanle 5) The Giant Metrewave Radio Telescope Observatory, Maharashtra Answer-5) The Giant Metrewave Radio Telescope Observatory, Maharashtra Explanation: The Giant Metrewave Radio Telescope (GMRT) Observatory situated at Khodad, Pune, Maharashtra has been accorded ‘Milestone’ facility status by Institute of Electrical and Electronics Engineers (IEEE). The status recognizes GMRT’s contributions for exploring the Universe through the field of Radio Astronomy. It is the 3rd Indian Project in 125 years to get such a recognition. 79. Which Bank signed a MoU with SIDBI to enable MSME borrowers to use the web module i.e. Asset Restructuring Module for MSMEs-Micro, Small & Medium Enterprises (ARM-MSMEs) launched by SIDBI in partnership with India SME Asset Reconstruction Company (ISARC)? 1) State Bank of India 2) Punjab National Bank 3) Bank of Baroda 4) Bank of India 5) Indian Bank

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Answer-5) Indian Bank Explanation: Small Industries Development Bank of India (SIDBI) in partnership with India SME Asset Reconstruction Company (ISARC) has launched Asset Restructuring Module for MSMEs-Micro, Small & Medium Enterprises (ARM-MSMEs) in other words Do-It-Yourself (DIY) web module. This web portal helps MSMSEs to get benefit of the Reserve Bank of India (RBI)’s one-time debt restructuring. The portal is offered as part of SIDBI’s developmental initiatives. Indian Bank has signed a MoU (Memorandum of Understanding) with SIDBI to enable MSME borrowers to use the web module. 80. Which Organization appointed Sandeep Kataria as the CEO (1st Indian to be appointed as the global CEO) of the organization? 1) Red Chief 2) Parle Agro 3) Bata 4) Patanjali 5) Liberty Answer-3) Bata Explanation: Sandeep Kataria, the Chief Executive Officer (CEO) of Bata India has been elevated as the CEO of Bata Organization. He becomes the 1st Indian to be appointed as the global CEO of Bata. He succeeds Alexis Nasard. 81. Which Country has recorded largest reduction of malaria cases in South-East Asia from 20 million in 2000 to about 5.6 million in 2019 according to the “World Malaria Report 2020” released by World Health Organisation (WHO)? 1) Bangladesh 2) India 3) Indonesia 4) Malaysia 5) Singapore Answer-2) India Explanation: In accordance with the “World Malaria Report 2020” released by World Health Organisation (WHO), India recorded the largest reduction of malaria cases in South-East Asia from 20 million in 2000 to about 5.6 million in 2019. On the global front, there were about 229 million malaria cases in 2019 and claimed about 409,000 lives, compared to 411,000 in 2018. 82. Which Petroleum Company launched India’s first 100 Octane Petrol also known as XP 100? 1) Indian Oil Corporation 2) Bharat Petroleum 3) Hindustan Petroleum 4) Gas Authority of India Ltd 5) Oil and Natural gas Corporation Answer-1) Indian Oil Corporation

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Explanation: Ministry of Petroleum and Natural gas(MOP&NG) Minister Dharmendra Pradhan launched the India’s first 100 Octane Petrol also known as XP 100 manufactured by Indian Oil Corporation(IOC). XP 100, the premium grade petrol is manufactured at IOC’s Mathura refinery in Uttar Pradesh, and will be rolled out in two Phases at selected Petrol stations. 83. Which Bank in collaboration with National Payments Corporation of India (NPCI) and Japan’s JCB (formerly Japan Credit Bureau) International Co. Ltd. unveiled “__________ RuPay JCB Platinum Contactless Debit Card” with a unique dual interface feature? 1) SBI (State Bank of India) 2) Canara Bank 3) PNB (Punjab National Bank of India) 4) BOB (Bank of Baroda) 5) Indian Bank Answer-1) SBI (State Bank of India) Explanation: State Bank of India (SBI) in collaboration with National Payments Corporation of India (NPCI) and Japan’s JCB (formerly Japan Credit Bureau) International Co. Ltd. unveiled “SBI RuPay JCB Platinum Contactless Debit Card” with a unique dual interface feature. It enables the customers to use it for both contact and contactless transactions as well as for domestic and overseas transactions. 84. The Government of India (GoI) has constituted a ______ members committee namely “Apex Committee for Implementation of Paris Agreement (AIPA)” responsible of formulating policies and programmes for the execution of Nationally Determined Contributions (NDCs) prepared by India under Paris Agreement 2015. 1) 3 2) 5 3) 7 4) 11 5) 17 Answer-5) 17 Explanation: The Government of India (GoI) has constituted a 17 members committee namely “Apex Committee for Implementation of Paris Agreement (AIPA)” responsible of formulating policies and programmes for the execution of Nationally Determined Contributions (NDCs) prepared by India under Paris Agreement 2015. The AIPA will act as a national authority for the regulation of carbon markets in India under Article 6.2, Article 6.4 and Article 6.8 of the Paris Agreement. The committee will have the secretary, Union Ministry of Environment, Forest and Climate Change (MoEFCC) (Presently – Mr.Rameshwar Prasad Gupta) as the chairperson and the additional secretary, MoEFCC as the vice chairperson along with 15 members. 85. Indian Men’s Football Team has been ranked at which place as per the FIFA (Federation Internationale de Football Association) updated in November 2020? 1) 101st 2) 100th 3) 104th 4) 106th

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5) 108th Answer-3) 104th Explanation: As per the FIFA (Federation Internationale de Football Association) updated in November, 2020, Indian Men’s Football Team rose 4 spots to 104 (1187 Points) from 108 in October, 2020 Rankings. Indian Men’s Football Team coach is Igor Stimac (Croatia), Captain is Sunil Chhetri (From Telangana).

86. Which State Government’s tourism department organized the 9th edition of International Sand Art festival at Chandrabhaga Beach and parallely the 31st edition of Konark dance festival following the COVID-19 protocols? 1) Telangana 2) Odisha 3) Jharkhand 4) Goa 5) Andhra Pradesh Answer-2) Odisha Explanation: From 01-05 December, 2020 Odisha government’s tourism department has organised the 9th edition of International Sand Art festival at Chandrabhaga Beach in Odisha’s Puri district and parallely the 31st edition of Konark dance festival following the COVID-19 protocols. Theme of 2020 event was “environment” and “COVID-19”. India’s renowned sand artist and Padma Shri Awardee, Sudarsan Pattnaik, is the Chief Curator of the event. 70 artists from across India, have participated to showcase their talent. Considering COVID-19, this year saw no participation from the international artists. 87. Which State is all set to establish its 6th National park, the “Raimona National Park” in the Ripu Reserved Forest? 1) Madhya Pradesh 2) Gujarat 3) Rajasthan 4) Assam 5) West Bengal Answer-4) Assam Explanation: The Assam government has proposed to establish its 6th National park, the “Raimona National Park” in the Ripu Reserved Forest of the state which was severely damaged due to militancy. The proposal to upgrade an area of 422 square kilometer notified Ripu Reserve forest under Manas National Park and Tiger Reserve into Raimona National Park has been submitted to Jagadish Mukhi, the governor of Assam. 88. International Financial Services Centre Authority (IFSCA) obtained membership of International Association of Insurance Supervisors (IAIS). Where is the headquarters of IFSCA? 1) Ahmedabad, Gujarat 2) Mumbai, Maharashtra 3) Pune, Maharashtra 4) Gandhinagar, Gujarat 5) New Delhi Answer-4) Gandhinagar, Gujarat

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Explanation: On Dec 2, 2020, International Financial Services Centre Authority (IFSCA) obtained membership of International Association of Insurance Supervisors (IAIS). Now, IFSCA can access IAIS’s global network and would be able to exchange ideas and information relating to insurance with other global regulators. This membership will aid in developing a global Insurance hub in International Financial Services Centre (IFSC), from current 17 entities, at Gujarat International Finance Tec-City (GIFT). Injeti Srinivas was appointed as the first chairman of IFSCA. Headquarter– Gandhinagar, Gujarat 89. What was the theme for the 6th BRICS Youth Summit 2020 opening ceremony held in Ulyanovsk, Russia? 1) Radical Economic Transformation 2) BRICS: Challenges of the Time for young People 3) Socio emotional skill- importance of soft skill 4) Youth as bridge for Intra-BRICS Exchanges 5) BRICS & Pandemic Answer-2) BRICS: Challenges of the Time for young People Explanation: On 29th November, 6th BRICS Youth Summit 2020 opening ceremony and a meeting of BRICS Ministers was held in Ulyanovsk, Russia. Union Minister of Youth Affairs and Sports, Kiren Rijiju virtually addressed the 6th BRICS Youth Summit 2020 on behalf of India, which was held from 29 November to 2 December, 2020. Theme for 6th BRICS Youth Summit 2020- “BRICS: Challenges of the Time for young People”. 90. What is India’s rank in 6th Financial Secrecy Index (FSI) 2020? 1) 56th 2) 63rd 3) 28th 4) 15th 5) 47th Answer-5) 47th Explanation: The FSI 2020 ranked 133 countries on the basis of 20 indicators on how intensely the country’s tax and financial systems serve as a tool for individuals to hide their finances from the rule of law, including other countries’ laws. It was the 6th edition of FSI.It was first published in 2009.

Financial Secrecy Index 2020 Ranking Rank Country

47 India 1 Cayman Islands 2 United States (US) 3 Switzerland 4 Hong Kong 5 Singapore

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India’s FSI value is 238.68 with a secrecy score of 47.84. The FSI 2020 stated a 7% reduction in global financial secrecy as a result of recent transparency reforms. OECD countries are responsible for 49% of all financial secrecy in the world.

91. India’s largest Hyperlocal fintech startup, PayNearby Technologies Pvt. Ltd. launched the “PayNearby shopping card” powered by RuPay in collaboration with NPCI and which Bank? 1) HDFC Bank 2) YES Bank 3) Axis Bank 4) ICICI Bank 5) IDFC First Bank Answer-2) YES Bank Explanation: India’s largest Hyperlocal fintech startup, PayNearby Technologies Pvt. Ltd., in collaboration with YES Bank and National Payments Corporation of India (NPCI) launched the “PayNearby shopping card” powered by RuPay for its retail partners to provide maximum benefits of e-commerce in a risk-free mode over mass market category. 92. Defence Ministry approved the Creation of 2 New Posts namely– Deputy Chief for Military Operations & Strategic Planning and Director General (DG) of Information Warfare. Who will be the 1st Deputy Chief of Army Staff for Military Operations & Strategic Planning? 1) Karambir Singh 2) R K S Bhadauria 3) Paramjit Singh 4) Bipin Rawat 5) M M Naravane Answer-3) Paramjit Singh Explanation: As a part of reorganisation of Army Headquarters, Defence Ministry approved the Creation of 2 New Posts – Deputy Chief for Military Operations & Strategic Planning & Director General (DG) of Information Warfare. The Deputy Chief (for Military Operations & Strategic Planning) will be the 3rd post of Deputy Chief in the Indian Army. Director General of Military Operations (DGMO) Lt General Paramjit Singh is set to become the First Deputy Chief of Army Staff for Military Operations & Strategic Planning. 93. Who has won the US $1 million annual Global Teacher Prize 2020 (the prize was founded by Varkey Foundation & organized in partnership with UNESCO)? 1) Dr Susanta Kar 2) Sadat Rahman 3) S Hareesh 4) Ranjitsinh Disale 5) Paul Zacharia Answer-4) Ranjitsinh Disale Explanation: Ranjitsinh Disale, a teacher from Zilla Parishad Primary School, Paritewadi, Solapur district in Maharashtra, India won US $1 million annual Global Teacher Prize 2020. The Prize was founded by Varkey Foundation and organised in partnership with UNESCO (United Nations Educational, Scientific and Cultural

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Organisation). He won this award as he transformed the life of young girls at the Zilla Parishad Primary School and has ignited the Quick-Response (QR) coded textbook revolution in India.

94. On the 4th Bi-Monthly Monetary Policy Committee, RBI has projected the GDP for FY-2021 as 1) 6% 2) (-)3% 3) 2% 4) (-)5.8% 5) (-)7.5% Answer-5) (-)7.5% Explanation: The 6-member Monetary Policy Committee (MPC) meeting of the Reserve Bank of India (RBI) was held from December 2-4, 2020 which was headed by RBI Governor Shaktikanta Das. During the meeting it was projected that the real GDP (Gross Domestic Product) growth will contract at 7.5% in FY21. It is an upgrade in comparison to -9.5% in October MPC review 95. Bengaluru Smart Energy Efficient Power Distribution Project has been approved $190 million (over Rs 1,400 crore) loan for its development by which bank? 1) World Bank 2) International Monetary Fund 3) Asian Development Bank 4) European Investment Bank 5) United Nations Economic and Social Commission for Asia and the Pacific Answer-3) Asian Development Bank Explanation: On December 4, 2020 The Asian Development Bank (ADB) approved a $190 million (over Rs 1,400 crore) loan for the Bengaluru Smart Energy Efficient Power Distribution Project. 96. Which bank has launched the Overdraft Scheme “Kirishi” for the benefit of Farmers? 1) Karnataka Vikas Grameena Bank 2) Chaitanya Godavari Grameena Bank 3) Baroda Rajasthan Kshetriya Gramin Bank 4) Arunachal Pradesh Rural Bank 5) Bihar Gramin Bank Answer-1) Karnataka Vikas Grameena Bank Explanation: On December 5, 2020 Karnataka Vikas Grameena Bank (KVGB) launched ‘Kirishi OD(Overdraft) scheme’ for farmers. The OD facility is given to farmers based on the value of the land. 97. New Space India Limited (NSIL), Department of Space (DoS) has signed a pact with which private firm to launch India’s 1st Private remote-sensing satellite on ISRO’s PSLV in 2021 1) SpaceX 2) Sierra Nevada 3) Virgin Galactic 4) Bigelow Aerospace 5) Pixxel Space

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Answer-5) Pixxel Space Explanation: Pixxel, a satellite-imaging startup has signed a one-of-its-kind agreement with NewSpace India Limited (NSIL), Department of Space (DoS) under the Indian National Space Promotion and Authorisation Centre (IN-SPACe) to launch India’s 1st Private remote-sensing satellite on ISRO’s (Indian Space Research Organization) PSLV (Polar Satellite Launch Vehicle) rocket in early 2021. Pixxel’s agreement with NSIL is one of the first since the setting up of IN-SPACe.

98. What is the name of the new mobile app launched by ICICI Bank in December,2020 offering payments and banking services to all of its customers? 1) M-Connect Plus 2) iMobile Pay 3) PayZapp 4) Go Mobile+ 5) YONO Answer-2) iMobile Pay Explanation: On December 7, 2020, ICICI (Industrial Credit and Investment Corporation of India) Bank launched “iMobile Pay” app offering payments and banking services for all i.e. customers of any bank can use this app. Bank claims that, iMobile Pay is 1st of its kind app. It has all features of payment apps like scanning of QR (Quick Response) code for making payments, sending money to any UPI ID, bank account, self, instant transfer of money free-of-cost to any bank account, payment app or digital wallet. 99. First rock samples from beneath the surface of Asteroid ‘Ryugu’ was collected by which spacecraft? 1) Rosetta, ESA 2) Pioneer 11, NASA 3) Hayabusa 2, JAXA 4) Ulysses, NASA and ESA 5) OSIRIS-REX, NASA Answer-3) Hayabusa 2, JAXA Explanation: On December 6, 2020, A small capsule containing First rock samples from beneath the surface of Asteroid ‘Ryugu’ landed at Woomera in South Australia, it was released by Japanese Spacecraft Hayabusa 2. The samples are expected to provide clues regarding the origin of the solar system & life on our planet. 100. Who became the youngest athlete ever to be named as the World Athletes of the Year, recently in 2020? 1) Mondo Duplantis 2) Yulimar Rojas 3) Sifan Hassan 4) Angelica Bengtsson 5) Renaud Lavillenie Answer-1) Mondo Duplantis

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Explanation: On December 5, 2020 Pole Vaulter Mondo Duplantis of Sweden was named as the male World Athletes of the Year (2020) and Triple Jumper Yulimar Rojas of Venezuela as the female World Athletes of the Year (2020) at the World Athletics Awards 2020. Mondo Duplantis, who is 21 years old is the youngest athlete ever to be named as the World Athlete of the Year. He is also the first Swedish man or woman to win the award.

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