On May 4, 2012, President/CEO Charles T. Cross announced that Cor-nerstone Bank cel-ebrated its 100th birthday with a public event at the Financial Center in Eureka Springs, AR. Throughout the bank’s centen-nial year, $100,000 will be given back to the local com-munities through donations to non-profit organizations, celebrations, prizes, and giveaways as a way to show the bank’s thanks to the customers and communities. The bank, chartered May 4, 1912, “...has lived by our mission statement…..’Founded on Trust, Built on Service, Strengthened by Relationships...’,” said Charles T. Cross, president/CEO. Since 1931, Cornerstone Bank has been the only surviving, locally owned and chartered institution in Eureka Springs and the Western District of Carroll County. In 2008, Bank of Eure-ka Springs became Cornerstone Bank in preparation for regional expansion which is ongoing Q

Charles Timpa, president/CEO of First Federal Bank in Lake Charles, LA, was installed as the 2012-2013 chairman of the Louisiana Bankers Association dur-ing the 112th Annual LBA Convention & Exposition, April 25-27 in New Orleans. He succeeds Reginald (Ric) H. Smith Jr., president/CEO of Metairie Bank and Trust, who will continue to serve for one year as immediate past chairman on the LBA board of directors. The other 2012-13 LBA officers are chairman-elect, Drake Mills, presi-dent/CEO of Community Trust Bank in Choudrant, and treasurer, Paul Durand, president/CEO of St. Martin Bank and Trust in St. Martinville New directors elected include: North-west Region Representative Dan

West Side Bank and Trust, Fort Worth, TX, has announced the election of veteran banker Gary G. Johnson to chairman of the board and CEO. His financial ca-reer includes serv-ing as president of area banks: Bank of Texas-Fort Worth, Mercantile Bank-Fort Worth, Texas Commerce Bank-Hurst, and as partner/CFO for Fairfield Development. West Side Bank has also announced the addition of Steve Hockman to the

Volume 140, No. 18May 14, 2012

In This Issue...FDIC Update: Four Priorities For 2012Feature............................................3

Charter Activity............................8

Classified.......................................9

Please route this issue:

www.bankersdigest.com

Timpa

Timpa Installed as Chairman of the Louisiana Bankers Association for 2012-2013

Published weekly on Mondays except fifth Mondays

Cross

Cornerstone Bank Hits 100 in Eureka Springs

Johnson Elected Chairman/CEO, West Side Bank, Fort Worth; Hockman Joins Lending Team

Johnson

lending team. He joins from Bank of Texas-Fort Worth, where he previ-ously served as a private banking relationship of-ficer, and earlier served in a similiar capacity with JPM Chase Bank, and Wells Fargo Bank. He joins the lend-ing team which in-cludes Justin Cow-art, SVP, and Rachel Branum, VP. Longtime West Side Bank Senior Vice President Cindy Swindle is respon-sible for the bank’s operations Q

Hockman

Caldwell, president/CEO of Citizens Bank and Trust in Vivian, and North-

east Region Representative Michael Woods, president/CEO of Winnsboro State Bank. Timpa, a banker since 1978, told the audience he has had “751 days to thing about this moment,” when he took the chairman’s gavel on Friday, April 27. He sees challenges in both the econ-omy and the banking indus-

try regulatory environment as Dodd-Frank rule making continues to roll out. He said, he “loves banking, loves being a banker, but does not enjoy the external influences in our industry.” The LBA announced its 113th An-nual Convention & Exposition is set for the JW Marriott Las Vegas Resort & Spa in Las Vegas, NV, May 8-10, 2013 Q

Page 2 BANKERS DIGEST May 14, 2012

p e o p l e TeXAS

Barry Is Southwest Bank’s Seventh Street Branch President in Fort Worth

Bankers Digest®Established 1942

A Weekly Bank News Magazine(USPS 041180)

Published weekly on Monday except fifth Mondays at 9516 Bill Browne Lane, Dallas, Texas 75243

Copyright 2012 Bankers Digest®

BONNIE JAMISON BLACKMAN, Publisher/EditorR. GILBERT BLACKMAN JR., Managing Editor

P. O. BOx 743006Dallas, Texas 75374-3006

Phone 214/221-4544Fax 214/221-4546

E-mail: bankersdigest@bankersdigest.comwebsite: www.bankersdigest.com

One year subscription rate:Print $37.00, Online $26.00; Both $50.00. Single copy $1.00

Opinions expressed by writers of bylined articles are not necessarily those of Bankers Digest. We make no representations or war-ranties for information, products, or services contained in any advertisement in this maga-zine or on our website. Editorial guidelines may be obtained upon request. Articles and photos may be submitted to above address.

Periodical postage paid at Dallas, TexasPOSTMASTER: Send address changes to Bankers Digest®, P.O. Box 743006, Dallas,

Texas 75374--3006

Southwest Bank, Fort Worth, an- nounced the opening of a new bank-ing center at 2200 West 7th St. in Fort Worth and named Alec Barry as president of the full-service banking location, according to Vernon Bryant, chairman/CEO. Barry, a senior vice president, holds the distinguished designation of Chartered Financial Analyst and was recently recognized as a 2012 “40 Un-der 40” by the Fort Worth Business Press. He is a graduate of Texas Christian University, where he earned a BBA de-gree in finance, and earned an MBA degree in finance from The University of Texas at Arlington. The new 4,000 square foot banking center is located in the lower level of Southwest Bank’s headquarters build-ing at the corner of West 7th and Har-rold streets. The new banking center in the busy West 7th Street corridor serves customers who live and work near downtown Fort Worth and the cultural district Q

IBC Bank’s Martinez Named to Hall of FameIBC Bank’s Dalia F. Martinez, execu-tive vice president of operations, was

recently inducted into the Laredo Commission for Women Hall of Fame. Established by a city ordinance in 1994, the com-mission recogniz-es the efforts and impact of Laredo women in their re-

spective fields. Martinez has more than 32 years of experience in banking, 22 of which have been dedicated to border bank-ing. She was hired by IBC Bank as a trainer in 1990, previously serving with a bank in IL. She sits on IBC’s Service Center Board, which directs all processing and IT activities for the bank. Martinez has actively participated and has had leadership positions in many civic organizations includ-ing the Make a Wish Foundation, Children’s Advocacy Center of Webb County, Children’s Advocacy Center of Texas, United Way of Laredo, and Salvation Army Q

Martinez

CREDIT

INSURANCE

DIVISION

Texas banks relyon credit lifeservices fromone of Texas’largest and mostsubstantialinsurancecompanies.

A pledge of serviceand stability,and the strengthto back it up.(800) 899-6502FAX (281) 535-7440

American National Insurance CompanyCredit Insurance DivisionP.O. Box 9007League City, TX 77574

AMERICAN NATIONALINSURANCE COMPANY

CID0050

Member FINRA/SIPC

THIS ANNOUNCEMENT APPEARS AS A MATTER OF RECORD ONLY.

The Bank ArlingtonArlington, Texas

Acquired by

Prosperity Bancshares, Inc.Houston, Texas

The undersigned acted as financial advisor to The Bank Arlington

Dallas, Texas 2012

PROSPERITY BANK

Follow Bankers Digest

On Facebook!

May 14, 2012 BANKERS DIGEST Page 3

F e A T U R e

Excerpts from a presentation byPaul M. Nash

Deputy to the ChairmanFederal Deposit Insurance Corporation

New Orleans, LA

COMMUNITY BANKINGFDIC Udate

Four Priorities for 2012

B D

FEATURE(continued on Page 12)

Paul M. Nash, Deputy to the FDIC Chair-man for Ex-ternal Affairs, offered re-marks to the

audience at the Louisiana Bankers As-sociation Convention & Exposition in New Orleans, LA, on Friday, April 27. He reviewed the agency’s four priori-ties for 2012: Dodd-Frank Act challeng-es, the community banking initiatives, research project for the division of in-surance, and risk management super-vision. This column will focus on his community banking initiatives (www.fdic.gov/regulations/resources.cbi/index.html) remarks and the questions and an-swers from the audience. Nash, who joined the FDIC in March 2009 as deputy to Chairman Sheila Bair, has been the agency’s lead for community bank outreach and assist-ed in setting up the special advisory committee to examine issues unique to community banking. Emphasizing the importance of community banks to the FDIC and the U.S. economy, Nash cited two statistics: the FDIC su-pervises roughly 2/3 of the 7,400 state-chartered, non-Fed member banks in the U.S., including the majority of the nation’s community banks (by defini-tion according to the FDIC banks with less than $10 billion in assets). Com-munity banks comprise 11% of U.S. banking assets but make up 39% of the small business loans in the U.S. Nash said the FDIC is studying ways to apply to the banking industry the collective knowledge (best practices) learned from the survivors of the re-cent financial crisis. Nash explained that this could happen through dis-cussions with community bankers at conferences such as the February FDIC Future of Community Banking Conference in Arlington, VA, through the ongoing series of six regional round-

tables, the first of which occurred in Dallas in March (for the remaining schedule visit: www.fdic.gov/regulations/resources/cbi/roundtable); or through the FDIC Advisory Committee on Community Banking’s meetings. The FDIC’s goals are to deepen its un-derstanding of community banks and to explore further the issues facing them, Nash said. The FDIC plans to publish reports from its research. In the question and answer session, bankers in the audience had an op-portunity to voice concerns and frus-trations with the federal regulators.

On the topic of dialogue between community banks and regulators re-garding lessons learned from survivors of the financial crisis, Nash referred bankers to the agenda and minutes of the FDIC Advisory Committee’s meet-ings (www.fdic.gov/communitybanking/) and to the six regional roundtables. If a bank-er has a specific question or concern, he said, the FDIC has a mailbox on the internet for such communication: com-munitybanking@fdic.gov. Bankers said they are frustrated with

Page 4 BANKERS DIGEST May 14, 2012

p e o p l eTeXAS

Graves Is Branch President in Lubbock

Broussard, Tchernysheva Join Hancock Holding Company as Energy Lenders in Houston

Matt Graves has been promoted to branch president for the South Branch (7806 Indiana Ave.) of Lubbock-based FirstBank & Trust. A Dumas native, Graves has more than eight years in banking and has served in both real estate and commercial lending. He graduated from Hardin Simmons Uni-versity with a degree in finance. Graves has been active in civic or-ganizations, such as the United Way, South Plains Lions Club, and the American Diabetes Association Q

Two veteran energy bankers have joined the Hancock Holding Compa-ny, parent of Whitney Bank and Han-cock Bank, as senior vice presidents in

Houston. Senior Vice President and Managing Direc-tor of the Energy Division Donovan Broussard and Senior Vice Presi-dent and Senior Energy Banker Li-

ana Tchernysheva together bring more than 32 years of experience in energy banking. Lead-ing the Whitney Bank and Hancock Bank Energy Division, both bankers are based in Houston. Broussard began his career in New Orleans as a Whitney Bank manage-ment trainee and now has more than 17 years of banking experience with an

emphasis in management and energy lending. He joins Whitney Bank from NATIXIS where, since 2001, he led long-term planning, strategy, and new

product imple-mentation and developed client relationships for the company’s oil and gas explora-tion and produc-tion group. He also worked for The Bank of Nova

Scotia and Dai-Ichi Kangyo in energy related bank-ing fields. All of Broussard’s positions were based in the Houston market. He holds a BBA degree from the Univer-sity of Louisiana at Lafayette. Tchernysheva, a 15-year banker, also joins Whitney and Hancock from NATIXIS, where, as a managing direc-tor of the oil and gas exploration and

Broussard Tchernyshevaproduction group, she created and built the bank’s portfolio as a partici-pant and lead originator. Additionally, she established client relationships and performed analysis, underwrit-ing, and portfolio management. She previously served with BBVA Compass (formerly Compass Bank) and holds a finance degree from the University of South Alabama Q

Carol TroyAgency Manager

Valarie UreSales Director

Connie TollesAccount Executive

Michelle BeachClaims Advocate

Bea VargasAdministrative

Assistant

FINANCIALSERVICES

®

Specialty Insurance for the Texas Community Banking Industry

Providing a full range of coverage, including Bond, Management Liability, Property and Casualty, Cyber, Foreclosed, Force Placed.

Call any member of the team to discuss how IBAT Financial Services can assist your bank.

800.749.4228 www.ibat.org

May 14, 2012 BANKERS DIGEST Page 5

After a one year leave, Sue Dorsey has been reappointed to the Live Oak State Bank, Dallas, board of di-rectors. Dorsey, who is a retired banker, formerly served as a senior vice president re-sponsible for mar-keting, business development, and community rela-tions for the $115 million-asset East Dallas community bank. Dorsey was one of the organizers of Live Oak State Bank, which opened in October 2001 as the fourth de novo bank to open in TX in 2001. She previ-ously served with Bank of Texas, N. A., and Swiss Avenue Bank, both in Dal-las. Dorsey’s continued community involvement and knowledge of East Dallas will be well utilized, according to the news release Q

First Financial Trust & Asset Manage-ment Company, N. A., Abilene, has elected James C. (Jim) Weaver senior vice president in the Fort Worth of-fice, according to Kirk W. Thaxton, president/CEO. Weaver has more than 22 years of experience in investment man-agement and fi-nancial planning with a comprehensive background in small-to-large-scale investment port-folio design and management for in-dividuals, foundations, endowments and pension plans. He previously served as a pension fund analyst for Texas Instruments, an investment offi-cer for the Meadows Foundation Inc., and a portfolio manager/investment analyst for Lee Financial Corporation in Dallas. He joined JPMorgan Chase Bank, Fort Worth, in 2000 as a vice president and served as a senior as-sociate at Chalk Cullum & Associates in Fort Worth from 2009 - 2012. Weaver holds a bachelor’s degree in physics from Millersville University in Millersville, PA, and an MBA degree in finance from Texas Tech University Q

p e o p l e TeXAS

Gaye Clements has joined First Bank of Conroe as senior vice president and commercial lender. She has over 29 years in the banking indus-try and will be instrumental in i m p l e m e n t i n g First Bank’s move into the Hunts-ville market. A graduate of Sam Houston State University, she has experience in both lending and operations Q

Sissy Quarfordt has been promoted to banking center manager of Mid-South Bank’s 1035 Dairy Ashford St. location in Houston. She manages all day-to-day operations of the banking center and also serves in new busi-ness development in the market. Quarfordt, with MidSouth for the past two years, has 20 years of bank-ing and financial services experience. She previously was employed at Am-eriSource Funding, Toronto-Dominion Bank, and The Fuji Bank. The Houston native graduated cum laude with a bachelors degree in tech-nology from the University of Hous-ton Q

Weaver Elected SVP, First Financial Trust

Weaver

First Financial Bank, Huntsville, has elected Drenda Hill consumer loan officer and Tyler McCaffety mortgage loan officer. Hill has more than 10 years of experience in consumer, com-mercial and real estate lending. Mc-Caffety joined First Financial in 2008 as a commercial teller Q

Clements Dorsey

Dorsey Rejoins Live Oak State Bank, Dallas, Board

Clements Is Senior VP, First Bank of Conroe

Hill and McCaffety Elected

Quarfordt Is Center Manager, MidSouth Bank in Houston

Page 6 BANKERS DIGEST May 14, 2012

p e o p l e TeXAS loUISIANA ARIZoNA

Alliance Bank, Phoenix, has an-nounced that Matthew “Matt” James has joined as vice president and se-nior relationship manager at the bank’s headquarters at CityScape in downtown Phoenix. Jim Lundy, CEO, made the announcement. A native of AZ, James began his bank-ing career in Phoenix and has over nine years experience in the financial indus-try, primarily in commercial lending. James is a graduate of the Univer-sity of Arizona, where he earned a BA degree in business economics and fi-nance. He currently is active with the Cystic Fibrosis Foundation and Junior Achievement, and has also served as aMentor with the Arizona Quest for Kids organization Q

Community Trust Bank, based in Choudrant, announced Matt West has joined as vice president of business development/private banking. He will serve as an important component for business development in Ouachita Parish, said Lance Hall, regional pres-ident, Community Trust Bank West has seven years of mortgage banking experience, where he focused primarily on premier and private bank-ing clientele, as well as two additional years of wealth management banking. He is active in Ouachita Parish, serving as president-elect of the West Monroe Civitan Club, on the board of directors for the Boys and Girls Clubs of Northeast Louisiana, and is a West Mon-roe Chamber of Commerce diplomat Q

First Financial Bank, Hereford, has elected local civic leader and busi-nesswoman Sally Noyce to the bank’s board of directors, reported Mike Mauldin, chairman and president/CEO. Noyce is a former HISD middle school math teacher. She left teaching in 2006 to assist her husband in man-aging the Holiday Inn Express in Her-eford. Following the sale of the hotel in 2008, she became human resource manager for Panhandle Express and Quality Distillers Grain Marketing. Affiliate bank, First Financial Bank, N. A., Southlake, has elected local civ-ic leader and real estate broker Mar-tin W. Schelling to the bank’s board of directors, reported Mark Jones, pres-iden/CEO. Schelling has been in the real es-tate business in Northeast Tarrant County for more than 26 years. He is currently a partner in Conifer Real Estate in Southlake and serves on the Southlake City Council Q

Noyce and Schelling Named Directors for First Financial

James Joins Alliance Bank as Vice President in Phoenix

MidSouth Bank Hires Burge

West Named Vice President, Community Trust West Monroe

MidSouth Bank, N. A., Lafayette, has hired Stephanie Burge as financial reporting accountant responsible for preparing the bank’s SEC filings. She

previously worked for the local CPA firm Kolder, Champagne, Slaven & Co. She graduated summa cum laude from LSU with a bachelor’s degree in ac-counting and is a CPA Q

May 14, 2012 BANKERS DIGEST Page 7

p e o p l e ARKANSAS

Arvest Promotes Martin to SVP/Area Loan Manager in Fayetteville; Bagwell and Engle Named Loan ManagersArvest Bank has promoted Greg Martin, previously a vice president and com-mercial banker, to senior vice presi-dent and area loan manager in Fayetteville at the 2761 E. Mission Blvd. office. Donny Story, president/CEO in Fayette-ville, made the an-nouncement Martin has served with Arvest in Fayetteville for 10 years. He joined as a trainee and was promoted to com-mercial financial service representa-tive and commercial loan officer. He holds a bachelor of arts of business ad-ministration degree in finance from the University of Arkansas in Fayetteville and is a supporter of Meals on Wheels of Fayetteville. Story also announced the promo-tion of Bryn Bagwell, previously a com-mercial loan officer for Benton County, to area loan manager in Fayetteville at the 1627 E. Joyce Blvd. office. Bagwell has 25 years of commer-cial lending experience with various banks. Before she joined Arvest in Benton County in 2011, she most re-cently served with Farmers Bank & Trust with four years in the Fayette-ville office and three years in the Mag-nolia/Camden office. She holds an MBA degree from the University of Arkansas at Little Rock, and a BA degree from Rhodes College. She is a graduate of the Mid-South School of Banking and the ABA Na-tional Commercial Lending School at the University of Oklahoma. Arvest has promoted Tammy Engle, previously a commercial loan manag-er, to loan manager in Siloam Springs. She replaces Roger Holroyd, who was promoted to president in Siloam Springs in March. Engle joined Arvest in 1995 and has served as a loan assistant, credit ana-lyst, commercial banker, and commer-cial loan manager. She holds a BBA

degree from John Brown University in Siloam Springs and is a 2008 graduate

of the Graduate School of Banking at the University of CO at Boulder Q

Martin

http://www.bankersdigest.com/onlinesub.html

Page 8 BANKERS DIGEST May 14, 2012

R e G U l A T o R S

C h a r t e r

a c t i v i t y

FL Bank Fails; Total YTD 23The OCC closed Security Bank, N. A., North Lauderdale, FL, on May 4 and appointed the FDIC as receiver. The FDIC entered into a P&A agreement with Banesco USA, Coral Gables, FL, to assume all of the deposits and to purchase essentially all of the assets. As of March 31, 2012, Security Bank, N. A., had approximately $101.0 mil-lion in total assets and $99.1 million in total deposits. The failure is the third in FL in 2012 Q

ArizonaMERGERS AND ACQUISITIONS The OFFICE OF THE COMPTROL-LER OF THE CURRENCY has with-drawn a domestic purchaser/change in control application by Bob Yari, Sharod Yari, and Steven Yari involving Goldwater Bank, N. A., Scottsdale.ArkansasBRANCHES The ARKANSAS STATE BANKING DEPARTMENT has filed an applica-tion by Bank of the Ozarks, Little Rock, for a branch at 600 W. Southlake Blvd., Southlake, TX. The ARSBD has filed an applica-tion by Summit Bank, Arkadelphia, for a branch at 545 Salem Rd., Conway. The FEDERAL RESERVE BANK OF ST. LOUIS has filed an application for this branch.MERGERS AND ACQUISITIONS

The ARSBD has filed an applica-tion by Fordyce Bank & Trust Company, Fordyce, to merge The Bank of Rison, Ri-son, with and into Fordyce Bank & Trust Company, with the resulting bank to be known as FBT Bank & Mortgage. The ARSBD has approved an applica-tion by Arvest Bank, Fayetteville, to merge with Union Bank, Kansas City, MO.TexasBRANCHES The OCC has approved applica-tions by JPMorgan Chase Bank, N. A., Columbus, OH, for branches: 4620 Broadway St., San Antonio, and the intersection of RM 620 and Quinlan Park Rd., Austin. The TEXAS DEPARTMENT OF BANKING has approved an applica-tion by Independent Bank, McKinney, for a branch at 2101 Cedar Springs Rd., Ste. 725, Dallas. The TXDB has approved an appli-cation by Security Bank, Odessa, for a branch at Hwy. 191 and Billy Hext Rd. Odessa. The TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LEND-ING has received an application by In-

tegrity Bank SSB, Houston, for a branch at 4000 Crenshaw Rd., Pasadena.MERGERS AND ACQUISITIONS The TXDB has updated an applica-tion by The Pecos County State Bank, Fort Stockton, to P&A the branch of TransPecos Banks, Pecos, at 101 Sierra Blanca Ave. (previously shown as FM 1111 & Hwy. 80), Sierra Blanca.TRUST POWERS The OCC has received an applica-tion by Guaranty Bond Bank, N. A., Mount Pleasant, for trust powers Q

TeXAS

N e W S W A T C H

Houston Business Bank to Merge with Texas First BankHouston Business Bank, Houston, with $31.6 million in assets, will merge with affilitate Texas First Bank, Texas City, which has $693 million in assets. Houston Business Bank, which has one office at 1535 W. Loop South, Ste. 120, was established as a de novo in 2009 by the Doyle family of Texas City as principal investors. Matthew T. Doyle serves a chairman of the board for Houston Business Bank. The terms of the deal were not disclosed Q

CORRECTION

Pioneer Bank, SSB, Dripping Springs, has signed a definitive agreement to acquire La Grange Banc-shares Inc., the parent holding com-pany for Colorado Valley Bank, SSB, La Grange. The headline in the May 7, 2012, issue Newswatch section “Amer-ican Momentum Bank Completes Bry-an Bank Deal” was incorrect Q

Pioneer Bank & Colorado Valley Bank to Merge

May 14, 2012 BANKERS DIGEST Page 9

B a n k e r s D i g e s tMail responses to Box Number c/o Bankers Digest, P. O. Box 743006, Dallas, TX 75374-3006. Fax: 214/221-4546. Phone: 214/221-4544.

email: bankersdigest@bankersdigest.comAdvertising rates are $45.00 for the first 30 words; $10.00 for each additional 10 words per insertion. Ads which use a Bankers Digest box number for forwarding responses will be charged $5.00 ad-ditional per insertion for postage and handling. Ads run on Bankers Digest website for the duration of the advertising agreement at no additional charge. Only Principals will be assigned box numbers. Responses to Bankers Digest boxes are forwarded twice weekly. Advertising deadline is Monday noon for following Monday’s publication. Bankers Digest makes no representations or warranties for information, products, or services contained in any advertisement herein or on our website.

C l A S S I F I e D

POSITIONS WANTED

Seeking opportunity with growing Community Bank; employed Se-nior Community Banker with broad experience including CCO, Multi-branch management & success in 2nd market RE. Please reply to bankersdigest@bankersdigest.com, subject line box B-7.

EXPERIENCED CREDIT OFFICER. Performed successsfully (verifi-able) as chief credit officer, in-house loan review and work-out specialist at Dallas area banks. Top references. Available to work as employee or contractor, part or full time. Resume and references provided upon request. Contact Myron T. Butler at 972-387-0292 orm y r o n t b u t l e r @ g m a i l . c o m .

WORKOUT SPECIALIST: I want to assist community banks in resolv-ing their special assets, hopefully without a charge off. I have twenty (20) plus years of experience resolv-ing creditor issues. I will not be an employee, rather a contract hourly worker. Resume furnished on re-quest. Contact Jim Taggart atjbtag@suddenlink.net.

POSITIONS AVAILABLE

CONTROLLER/OPERATIONS OFFI-CER for community bank. Must wear

THE BANKING INDUSTRY’S FOREMOST SOURCE OF JOBS FOR BANKERS AND

STAFFING FOR BANKS

214-823-9999 www.babich.com

Contact one of our Banking Specialists today!

Sharon Emiliano Don Graff Charles Gallamore sharon@babich.com dgraff@babich.com charlie@babich.com

The Southwest's Oldest Bank Staffing Firm Since 1952

817.877.4120 or 817.877.0014817.877.3846 Faxdfarmer@whitneysmithco.com

Recruiting and Placement Servicesfor Banking Positions at All Levels

DAVID FARMER For additional information, please contact

Visit our website to see a current listing of recruitment opportunities

www.whitneysmithco.com

301 Commerce Street, Suite 1950Fort Worth, Texas 76102

SNI FINANCIAL DIVISION OF SNI COMPANIES

®

POSITIONS WANTED

• 5yrCreditAnalyst with Compliance and Appraisal Review exp. $55k

• 15+yrFinanceandAccountingProfessional, CPA and SEC exp. $100k

• BankPresident with clean up exp. on the move, strong accounting background. $200k+

• OREOSalesExpertwith 10 yrs experience managing and moving properties with a strong focus on Land. $125k

• 8yrBankingProfessional experienced in Credit and Loan Review. Ready to move. $70k

OfficeLocations

Chicago, IL 630-390-1445Monroe, LA 318-396-1360Jacksonville, FL 904-713-2550Princeton 609-452-0287

Email snibanking@snifinancial.com

Page 10 BANKERS DIGEST May 14, 2012

mum of 10 years experience in com-mercial lending, formal training in credit analysis, extensive knowledge of commercial lending regulations and procedures, college degree in finance, accounting, or related field is required. Qualified applicants please apply online: americanbank.com. Equal Opportunity Employer.

Well-established, highly-capitalized Port Lavaca, TX, community bank seeks an AVP/VP level banker to serve as LENDER and BRANCH MANAGER of its SEADRIFT branch. Excellent benefit program. Sal-ary commensurate with experience. Qualified candidates should submit their resume in confidence to tcullen@fnbportlavaca.com.

Community bank in Mineral Wells, TX, seeks a BANKER TRAINED IN BUSINESS LENDING, including commercial real estate. This posi-tion within a fast growth environ-ment in a rural setting west of DFW requires at least five years direct business lending and business de-velopment success. Send resume to rburciaga@titanbank.com or call 940.325.9821.

CHIEF CREDIT OFFICER – SVP level credit & loan administration officer needed for a suburban northeast Houston, TX, area bank. Successful candidate will have a strong hands-on background in credit analysis, loan and credit information systems administration, lending regulations, loan policy development and loan review together with proven train-ing and leadership abilities. Please submit your resume in confidence to: https://insperity.ats.hrsmart.com/cgi-bin/a/highlightjob.cgi?jobid=74152.

Growing independent community bank located in south Texas is seeking a LOAN OFFICER. Position responsi-ble for examining, evaluating and au-thorizing or recommending approval for consumer, commercial and real estate loans. NMLS license is prefera-ble with 3+ years lending experience. Regulatory knowledge, good com-munication and computer skills are essential. Send resume to First State Bank, Human Resources, PO Box 550, Three Rivers, Texas 78071.

First-Lockhart National Bank, Lock-hart, Texas, is in need of an EX-ECUTIVE ADMINISTRATIVE AS-

a lot of hats for great opportunity with stable bank. Sharon Emiliano, Babich & Associates, Sharon@babich.com, 214/823-9999, #306. www.babich.com.

COMMERCIAL LENDER with book needed for growing bank doing traditional/non-traditional busi-ness. Dallas area, comp above mar-ket. Charles Gallamore, Babich & Associates, charlie@babich.com, 214/823-9999, #304.

SENIOR COMMERCIAL LOAN OFFI-CER needed in ARLINGTON/MANS-FIELD, TX, area. Will have business degree, 15 years of diverse lending, credit analysis and sales experi-ence. Salary up to $125k. Donald Graff, Babich & Associates, dgraff@babich.com 214-823-9999, #319.

PASADENA/SE HARRIS CO.: Lending/management opportunity with strong bank for highly-experienced, in-market COMMERCIAL LENDER. Mark Mitch-ell, Lone Star Search, 972.335.9009, www.lonestarsearch.net.

AUSTIN COMMERCIAL LENDER: Ground-floor Commercial Lender op-portunity for local Austin lender with cli-ent base and credit skills. Mark Mitch-ell, Lone Star Search, 972.335.9009, www.lonestarsearch.net.

SAN ANTONIO - area community bank seeks SEASONED LENDING AND RELATIONSHIP MANAGING EXECUTIVE with generalist lending skills and ability to manage one or more branches. Knowledge of agri-cultural credits helpful, but not es-sential. Business development and administrative skills and the desire to be part of the community and se-nior management team will be im-portant. Send resume in confidence to bankersdigest@bankersdigest.com, subject line Box J-7.

$400M independent community bank in East Texas has an opening for a COMPLIANCE OFFICER. Must have compliance experience. Send resume in confidence to bankers digest@bankersdigest.com, subject line Box D-5.

SENIOR COMMERCIAL LENDING OFFICER, VICTORIA, TX. Respon-sible for servicing existing loan port-folio, developing new loan, deposit, and financial services relationships. Qualifications: must have a mini-

SISTANT for an executive officer and commercial lender. 2-3 years’ experience in a deadline-oriented executive environment as an admin-istrative assistant; banking or loan experience is definitely preferred. Intermediate to advanced MS Of-fice, Excel, calendaring, corporate correspondence would be required on a daily basis. Proven clear think-er, well organized, level headed and solution oriented; a self-starter, effi-cient, productive, works well within a team environment. First-Lockhart National Bank provides an excel-lent salary and benefits package, and will help the right candidate with some relocation expenses. Completed applications will be re-viewed carefully, but receipt of an application does not imply that the applicant will be employed. Please respond to First-Lockhart National Bank - Human Resource email rfogle@firstlockhart.com. EOE/Affirmative Ac-tion Employer.

SENIOR LENDER needed for Waco Branch to manage current portfo-lio and produce commercial loans. Credit analysis skills required. His-tory of developing local-area port-folio preferred. Submit resume to dlawrence@incommonsbank.com.

Central Arkansas community bank seeking experienced SENIOR LENDER. Individual would be re-sponsible for managing bank’s loan portfolio, loan policies, supervision of junior lenders, credit analysis, structure and compliance with regu-lations. Minimum ten years of com-mercial loan experience, knowl-edge of regulatory requirements and sound knowledge of financial, cash flow and collateral analysis. Individual must have a college de-gree, preferably in business or fi-nance, plus 10 years of commercial lending experience. Equal Oppor-tunity Employer. Respond to bank-ersdigest@bankersdigest.com, sub-ject line Box B-4.

COMMERCIAL LENDER - SVP lend-er needed for independent bank located in Collin County, TX. Must have following in North Dallas/Col-lin County. Competitive compensa-tion and stock options. Ground floor opportunity with bank capitalized for growth. Resume in confidence to bankersdigest@bankersdigest.com, subject line Box B-2.

C l A S S I F I e D

May 14, 2012 BANKERS DIGEST Page 11

LOAN OPERATIONS MANAGER - CITIZENS BANK - KILGORE, TEX-AS. Manages the loan services de-partment; oversees the production of loan documentation relating to the opening, servicing and closing of all loans; Bachelor’s Degree pre-ferred or 10 years of related experi-ence with knowledge in all areas of lending compliance; excellent ben-efit package. Apply online at www.citizensbanktx.com.

First National Bank & Trust Co. in Shawnee, OK, has an opening for a COMPLIANCE OFFICER. Working knowledge of banking regulations re-quired. Please send resume with sal-ary requirements to hr@fnbokla.com.

MORTGAGE OPERATIONS MAN-AGER needed for growing Arkansas bank. Must have extensive knowl-edge of all loan operations process-es including a minimum of 5 years supervisory experience. Excellent benefit package available. EOE. Re-spond to bankersdigest@bankers-digest.com, subject line Box B-1.

First National Bank of Gilmer seeks experienced CONSUMER/LIGHT COMMERCIAL/ REAL ESTATE LENDER for Quitman/Minneola market. Salary commensurate with experience. Send resume to CEO, P. O. Box 520, Gilmer, TX 75644.

Mutual of Omaha Bank has an im-mediate opening for SENIOR COM-MERCIAL RELATIONSHIP BANKER in the Houston area. Ideal candi-date will have 5-10 years previous commercial bank lending experi-ence. Must have expert knowledge of banking products and services. Strong candidates will have ex-cellent communication, consulta-tive sales and presentation skills. Competitive compensation and benefits package. Apply at www.mutualofomahabank.com, Job Num-ber 019888 or send resume to Amy.Frederick@mutualofomaha.com.

Independently owned community bank in Austin, TX, seeks an expe-rienced VP OPERATIONS to join its dynamic team. This position would be second in command to the CFO and responsible for assisting in the strategic planning and develop-ment of all Operations divisions in-

cluding: IT, Deposits, and Loan Op-erations. As the VP Operations, you will partner with the CFO and her/his peers to provide leadership to the strategic planning process and will be responsible for implement-ing new program initiatives. Ideal candidate will possess 10+ years of banking industry experience, prov-en success in deposit operations, extensive knowledge of loan opera-tions, and strong project manage-ment skills. BS/BA in Finance or Ac-counting, or related field is a must. Superb benefit package available. EOE. Respond to bankersdigest@bankersdigest.com, subject line Box B-5.

COMMERCIAL CREDIT ANALYST: Responsible for commercial loan request analysis. Apply accounting and financial expertise to data to es-timate the borrower’s economic and financial health and ability to repay. Input financial statement data into analysis software, perform indepen-dent financial analysis, and prepare written narrative. Bachelor’s degree required plus a minimum of 5+ years experience preparing commercial credit analysis in a financial insti-tution. Resumes to Schertz Bank & Trust, Human Resources, 519 Main St., Schertz, TX 78154.

CASHIER/OPERATIONS OFFICER: A growing, independent community

bank in West Texas has an oppor-tunity for a Cashier/Operations Of-ficer. The candidate should possess previous experience in all phases of bank operations, compliance, regu-latory reporting and other bank ad-ministration. This is a great oppor-tunity to join a team of motivated bankers. Send your resume in con-fidence to bankersdigest@bankers-digest.com, subject line Box B-3.

SUGAR LAND/FORT BEND COUNTY – East Texas based community bank is seeking an experienced in-mar-ket VP/SVP level commercial/busi-ness lending officer with proven business development skills for its Sugar Land office. A minimum of five years lending experience and formal credit training is required. Competitive compensation package commensurate with experience. Qualified candidates should submit their resume in confidence to bank-ers digest@bankersdigest.com, subject line Box B-6.

EQUIPMENT FOR SALE

FOR SALE OR LEASE: MODULAR BANK BUILDINGS. Immediately available, 14’x66’ or 24’x66’. Texas coded facilities. Banking equipment Included along with drive thru. Contact Clint Werts at 888-800-8866, info@nabsinc.com.

C l A S S I F I e D

Heflin Building Systems, LP“Providing your every construction need”

� Innovative� Experienced� Professional

We offer Permanent or Temporary Buildings of any style construction withcompetitive pricing and complimentary marketing packages that includeSite Plan, Floor Plan, Elevations and 3D Computer Renderings to ensureyour complete satisfaction.

2305 Roosevelt Drive, Suite D Arlington, Texas 76016fax (817)460-0111 www.heflinbuildings.com

Call us today!817-460-0100

(continued on Page 12)

Page 12 BANKERS DIGEST May 14, 2012

ADDRESS CHANGE - When writing to us about your subscription, enclose the address label from your copy of Bankers Digest. You can also change your address or other information at www.bankersdigest.com under subscriptions.

Bankers DigestP.O. Box 743006Dallas, Texas 75374-3006(USPS 041180)

PERIODICAL

FOR SALE: MODULAR BANK BUILD-ING located in East Texas. 28’x70’. Texas coded facility. All banking equpment, as well as attached drive-thru with canopy included. Available immediately. Contact Lon-ny Uzzell at 1-877-639-3511.

Former Bank of America BUILDING in Greenville, TX, FOR SALE. 3,557 square feet, fully equipped with vault, safe, and keys, camera, and furniture. Retrofitted circa 2007,. 903/366-6561.

the Dodd-Frank Act and in particular with the creation of the Consumer Fi-nancial Protection Bureau (CFPB) and its rulemaking authority. Bankers said-that the CFPB does not understand the banking industry and specifically the role of community banks. Nash responded that CFPB Director Richard Cordray, who sits on the FDIC board, is learning the importance of community banks, knowledge which should aid the CFPB when it writes rules that impact the banking industry. A comment was made that the CFPB needs a commu-nity banking advisory council to offer advice and to function as a sounding board for its rulemaking. On the question about “bifurcation” of rules for big banks and community banks, Nash said virtually nothing will happen on this topic before the No-vember 2012 elections, but he said he believes there may be an opportunity to resolve this problem in 2013, if com-promise can occur with bipartisan sup-port. Other questions concerned compensa-tion for community bank mortgage loan officers and FDIC referrals to the Depart-ment of Justice. Stay tuned! Q

Classified Advertising (continued from Page 11)

Feature (continued from Page 3)