+This Is My

Future…

Career Credit

Card/Banking Personal

Credit Card Apartment Car My Budget

+

Detective> I would like to be a Homicide Detective>My starting salary is $32,440>In order for me to be a Detective I have to have a high school diploma, a graduate of the agency’s training academy and a college degree and also speaking a foreign language is a plus.>I can get into the Cadet program and take classes. I will also be doing clerical work until I reach the age of 21.>My net salary is $29,196 and my monthly paycheck will be $2,433

+Credit Card & Banking

I choose a Capital One Spark Cash Credit Card 50% cash back on what

you earn every year 1% cash back on every

purchase you make every day

There is no Annual Fee This type of credit card is

not logical for me to open in high school because I won’t have my own business

+

Personal Credit card

• I am an Average Credit Card user because I will have money in my balance account, but I wont have time to pay off the bill.

• I would choose a Chase Freedom Credit Card.

There is no annual fee

$100 cash back

Gas rewards

5% categories every month for restaurants

Extra cash back when shop or book travel online. This would be the ideal

credit card for me because I travel in the summer, shop online from time to time, and I also use a lot of gas.

+ My Apartment

I would see myself living in Urbana, IL for a little while until I save money to go to California, Florida, or New York. California and Florida have a medium crime rate but it’s worth living there and New York is nice to live in because of the Statue of Liberty.

My monthly payment on rent is $550

I would have a roommate because it would be less expensive every month. We would have to pay $275 each and its better to have some company.

I chose the Capstone Quarters Apartment because it has a game room, 24hr. Computer lab, fitness center, movie theater, pool, bathroom in each bedroom, and short term leases.

+

My Car2009 Chevrolet Aveo LS

This wonderful car

has low mileage, good

MPG, good features, and

in good working

condition

The Price is $7,995

My Monthly Car payment is $148.24

+My Monthly Budget…Flexible Expenses:Clothing $100Cellphone $50Food $100Entertainment

$125

Gasoline $130Personal Care $45Miscellaneous $40Savings: $243.30Total Flexible Expenses:

$833.30

Fixed Expenses:Car Payment $148.24Rent $275Electric/water $0 (Included)Insurance $100Car Insurance $150College Loans $200Total Fixed Expenses:

$873.24

Total Income:

$2,433

Total Fixed and Flexible Expenses:

$1,706.34

Cash Surplus: $726.66Allocation of Surplus: Savings

My monthly budget is realistic and I will be saving $726.66

+

This is MY LIFE as a DETECTIVE…

Los Angeles Police Department

Police Academy

Undercover Police Car

Police K9

Detective Badge