Think Outside the Mailbox with eStatementsDid you know that Cedar Point consumes over eight trees per year by sending paper statements through the mail? We think that is eight trees too many, so we are pledging to change our paper usage habits! To reduce our carbon footprint, Cedar Point is kicking off our Think Outside the Mailbox Campaign. We encourage all of our members to go green by opting out of paper statements and signing up for eStatements through Digital Banking instead. Signing up for eStatements will help you avoid fees in the future.

To say thank you for helping us go green, Cedar Point is giving away $1,500 in prizes! If you sign up for eStatements, you could be a winner! Anyone who has signed up for eStatements by April 30, 2021 will be automatically entered

into a drawing to win a $500 cash prize or a $25 gift card. Winners will be announced in May.

In accordance with the E-Sign Act of 2000, in order to turn off paper

statements, you are required to prove that you can access your eStatements. To comply with this law, Cedar Point requires that you log in to digital banking to request eStatements. We cannot sign you up for eStatements on your behalf.

To sign up for eStatements, simply log in to your Digital Banking account on any device. Choose Secure Forms from the Profile drop-down menu. Choose the form “eStatement Selection.” Finally, fill out the brief form and hit Submit.

Thank you for helping us reduce our carbon footprint by signing up for eStatements. Please visit our eStatement page listed below for more information and to view the official drawing rules.

cpfcu.com/eStatements

COMMUNICATOR SPRING 2021

A LOOK INSIDETHINK OUTSIDE THE MAILBOX

CREDIT SENSE UPDATE

SCHOLARSHIP ANNOUNCEMENT

HOME EQUITY LINES OF CREDIT

SECURITY REMINDER

FREE SEMINARS

COMMUNITY SUPPORT

EMPLOYEE APPRECIATION

AUTO LOAN RATES AS LOW AS

1.99%A P R

APPLY TODAY CPFCU.COM/AUTO

Limitations apply. APR = Annual Percentage Rate. Rates accurate 4.1.21. Federally Insured by NCUA.

APRILOwen Lewis 20

Debi Melendez 14

Emerlinda Potter 5

Tyneshia Holley 5

MAYAaron Chase 23

Dora Carrick 20

Nate Shoaf 15

BJ Sievers 13

Angela Swann 9

Colette Thomas 5

Shannon DiMichele 5

Mallory Conner 5

Kristin Kauffman 5

JUNEDenette Slade 26

Shelly Johnson 25

Carole Matthews 21

Cherron Godinez 8

Victoria Cash 8

Sara Wolf 7

Thank you to our employees for 5+ years of exceptional service!

Home Equity Lines of CreditA Home Equity Line of Credit (HELOC) is a line of credit secured by the home you own. It allows you to borrow money as needed up to an approved credit limit, much like a credit card. Due to high demand, many financial institutions have temporarily stopped accepting HELOC applications, but Cedar Point hasn’t!

Whether you need funds to renovate your home, send your kids to college, pay off debt, or cover unexpected expenses, a HELOC is an excellent option for many homeowners. With rates as low

as 3.99%* Annual Precentage Rate, you could save on interest expenses from high-rate credit cards or loans. Our HELOC experts at Cedar Point offer quick turnaround during the application process. Visit our website to apply while this offer lasts.

cpfcu.com/Home-Equity*Best rates are based upon approved credit. The rate is a variable rate and may increase. Maximum rate is 15%. Closing costs estimated at $2,200 to $2,400 on a $60,000 HELOC. NMLS #449975

Credit Sense Has a New LookWith Credit Sense in Digital Banking, you can securely check your credit score in just a few taps. The credit score module has been updated with a new modern design and exciting new features to help you understand and improve your financial health. Log in to Digital Banking to activate this free credit score module today!

New Credit Score AnalysisQuickly evaluate all areas that make up your credit score.

New Interactive SimulatorSelect various financial decisions to see how they might affect your score.

More Graphics and ChartsGain additional insights as you identify your spending patterns.

FREE FINANCIAL SEMINARSPRESENTED BY CEDAR POINT FINANCIAL SERVICES, INC.

A wholly owned subsidiary of Cedar Point Federal Credit Union

RESERVE YOUR SEAT TODAY!All seminars are free and open to the public. Register online at

cpfcu.com/Seminars or by calling 301-863-7071 ext 8463Colleen Blundell is a Registered Representative of and Securities and investment advisory services offered through Hornor, Townsend & Kent, LLC (HTK), Registered Investment Adviser, Member FINRA/SIPC, 161 Washington Street, Suite 700, Conshohocken, PA 19428. 610-771-0800. HTK does not offer tax or legal advice. Cedar Point Federal Credit Union and Cedar Point Financial Services, Inc. are not affiliated with HTK. The Law Office of Joann M. Wood LLC is unaffiliated with HTK. Securities and Investment Advisory Services are not a deposit, are not guarantees or obligations of Cedar Point Credit Union, and are not insured by NCUA/NCUSIF/FDIC or any other bank or government entity.

3433532CC_Feb23

ESTATE PLANNING Wednesday, April 21, 2021 at 6PM

Presented by Joann Wood of The Law Office of Joann M. Wood, LLC.

FEDERAL EMPLOYEE BENEFITS Wednesday, May 12, 2021 at 6PM

Presented by Colleen S. Blundell, Certified Federal Employee Benefits Consultant

Tips for Keeping Your Accounts SecureCedar Point will never ask for your digital banking full username or password. If you receive a call or text message asking for personal

information from a phone number claiming to be Cedar Point, do not respond. Instead, hang up and call Cedar Point at 301-863-7071 to verify

the legitimacy of the call or text message. Also, remember to never give out your debit or credit card information to an unfamiliar phone number.

Scholarship AnnouncementCedar Point is proud to announce that one of our own employees recently received an impressive scholarship. Ashleigh Sanford, an employee in our Lending Department, is the recipient of the George E. Myers Scholarship, presented by the Defense Credit Union Council. This scholarship is for volunteers, management, or staff of DCUC member credit unions so they can further their professional credit

union education, knowledge, and leadership skills. Sanford plans to use this $3,500 scholarship towards her bachelor’s degree in Business Administration from the University of Maryland Global Campus. Sanford has worked at Cedar Point for over five years and has proven to be a valuable team member. Congratulations to Ashleigh for this well-deserved recognition!

301-863-7071 Fax 301-863-0137

HEADQUARTERS OFFICE & FINANCIAL SERVICES

22745 Maple RoadLexington Park, MD 20653

LEXINGTON PARK 21748 Three Notch Road

Lexington Park, MD 20653

CEDAR POINT FEDERAL CREDIT UNIONwww.cpfcu.com • cpfcu@cpfcu.com

WALDORFComing soon!

ATM LOCATIONSwww.cpfcu.com/ATM

TELLER24301-863-0057 • 800-444-6119

NEWSLETTER EDITORSStephanie Taubert • Jeni Coster Kristin Kauffman • Linda Knott

BOARD OF DIRECTORSGene W. Townsend • Chairman

Robert A. Clements • Vice ChairmanPatricia Robrecht • TreasurerB. Michael Legg • Secretary

Dr. Bob Schaller • Supervisory ChairBruce K. Jackson, Sr.

Anne Marum Kelly Robertson-Slagle

William B. WagonerCharles Roach • President/CEO

ASSETS AS OF DECEMBER 2020 Loans $271,281,765 Assets $673,665,145 Shares $611,233,530 Members 44,836

LEONARDTOWN 40885 Merchants Lane #19

Leonardtown, MD 20650

PRINCE FREDERICK 90 Auto Drive

Prince Frederick, MD 20678

CHARLOTTE HALL30330 Three Notch RoadCharlotte Hall, MD 20622

Federally Insured by

NCUA

PROUD MEMBER 2021

Employee Appreciation WeekDid you know that March 5, 2021 was National Employee Appreciation Day? For the management team, one day was not enough to show our employees how much they are appreciated. So we celebrated for the entire week!

We held a Spirit Week, complete with a costume contest each day. The daily themes were Team Spirit Day, Decade Day, Red Carpet Day, and Black & White Day, with a casual day on Friday to round out the week. Prizes were awarded to eight lucky employees for their spirit-gear.

Employees were also treated to lunch at the end of the week, with Executive Team members personally delivering the food and spending time with the employees. Games were played, prizes were awarded and smiles were abundant.

The management team sincerely thanks each of our employees for their dedication to the credit union. Because of them, we are able to fulfill our brand promise of turning goals into reality by providing financial solutions with integrity, honesty and outstanding service.

UPCOMING HOLIDAYS

Memorial Day Monday • May 31

CLOSED

Independence Day Monday • July 5

CLOSED

Labor Day Monday • September 6

CLOSED

See all our hours of operation at cpfcu.com/Locations-Hours

Community SupportCedar Point is dedicated to having a positive impact on the communities we serve! If your charitable organization needs some support, we may be able to help.

All charitable giving and corporate sponsorships must fall into one of the following categories:

Health

Education

Youth

Cultural

Family Entertainment & Fine Arts*

Community Service & Community Improvement**

*Programs/Organizations which enhance the communities we serve by providing family-oriented entertainment events and venues and fine art performances.

**Programs/Organizations which enhance the communities we serve through non-profit service that seeks to improve and better specific groups, projects, or populations.

To learn more and apply visit our website.

cpfcu.com/Community

Red Carpet

Day