THE VOICE OF GLOBAL FINTECH

CONTENTS

“Innovate Finance is not just about entrepreneurship. It takes a holistic and independent perspective on how to promote and accelerate the use of technology across the entire financial services ecosystem. From innovators to policy makers and commercial partners, Innovate Finance attracts a diverse community of players – all working towards a common goal.”

Greg Baxter, Global Head of Digital, Citi

About Innovate Finance

Our Members

Membership Benefits

Programmes and Events Innovate Finance Global Summit

FinTech Growth Forum

VC Engagement Programme

East Coast Programme

Women in FinTech

Industry Sandbox Initiative

Global FinTech Hubs Federation

Policy and Research Transatlantic Working Policy Group (TPWG)

Ongoing Policy Work

All Party Parliamentary Group on FinTech (APPG FinTech)

Promotion and Media

Member Journey

How to Become an Innovate Finance Member

Meet the Team

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PITCH360

FinTech

ForumFINTECH101

CAPITAL CONNECTIONS

THIS WEEK IN FINTECH

PR OFFICEHOURS

VC MONEYTALKS

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Policy Promotion

Programmes

WHO IS INNOVATE FINANCE?We are an independent industry association which aims to champion the UK‘s global FinTech community. We represent companies from across the ecosystem, who join Innovate Finance as members.

Who are our members?Members range from the world’s leading global corporations to the most promising FinTech startups.

What do we do?We provide our members a single point of access to policy makers, regulators, investors, customers, educators, talent and key commercial partners.

Through our three P proposition: • Programmes and events • Policy and research • Promotion and media

How do we do it?

Innovate Finance Week:Insuring the Future

through FinTech

“Innovate Finance adds real value while promoting inclusion. Their substantive,

ongoing contributions have attracted increased investment and promoted

improved regulation for the entire fintech community.”

Valery Vavilov, CEO of The Bitfury Group

OUR MISSION IS TO SERVE OUR MEMBERS AND REPRESENT THE GLOBAL FINTECH COMMUNITY

• Champion the UK as the principal global hub for FinTech

• Help attract greater inward investment to UK FinTech

• Advocate for a democratic and inclusive financial services industry

• Support the development of proportionate and effective regulation

• Assist with the generation of greater technical talent

Through our programmes and events, ongoing policy and research and promotion and media engagement we aim to:

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Our Supporters

Innovate Finance Week: Diversity Awards

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OUR MEMBERS ARE LEADING THE WAY FOR GREATER INNOVATION IN FINANCIAL SERVICES

50Members

2015

We have over 250 members across three categories...

Members

2017

250

Institutions to Startups and High Growths

1:5Industry Verticals

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Innovate Finance Launch

Our member community is now five times larger than it was in 2015.

With a global membership operating in some of the most exciting areas of FinTech.

Startups High GrowthInstitutions

Lead Sponsors

Strategic Partner

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Innovate Finance Global SummitMansion House Dinner

Innovate Finance Global SummitSmart Networking

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BENEFITS OF MEMBERSHIP

Connections and Networking Thought Leadership and Insights

Wider Industry Engagements

Innovate Finance’s mission is to serve our members and represent the global FinTech community.

We believe at the core of our proposition is the ability to provide our members opportunities to connect, collaborate, share insights and receive access to wider industry engagements.

We provide our members:

Ensuring our members have regular opportunities to meet with the Innovate Finance community and

broader ecosystem. Whether it be in curated events, annual programmes or introductions to policy makers, press and potential partners, we continue to create the

right environments for our members to connect.

Providing our members access to the most relevant knowledge and intelligence to help navigate the changing

financial services landscape. Through regular Member Peer Working Groups (MPWG), ongoing consultations,

podcasts and webinars and collaborative industry reports, we ensure our members are always informed.

Involving our members in international initiatives, trade missions, parlimentary groups and global events which aim to promote and champion FinTech across borders, sectors and industries. From the building of an industry sandbox

to the Global FinTech Hubs Federation we provide our members the single point of access to some of the sector’s most innovative programmes.

To deliver the following benefits:

Policy Promotion

Programmes

PROGRAMMES AND EVENTSConnections and Networking

• Member Peer Working Groups Members can partake in various MPWGs focused on trending topics and themes within FinTech. These member-led groups generally meet on a

quarterly basis and have various outputs and remits. Current Member Peer Working Groups include: AI / Machine-Learning, Cyber Security, Corporate

Venture Capital, Capital Markets, Payments, Investment Management, Insurance, Financial Inclusion.

• Private Roundtable Discussions Designed as bespoke roundtables, members can work closely with the Innovate Finance team and community to hold in-depth, discussion-led sessions

with the view to produce tangible outputs that push their FinTech and industry engagement forward.

• Collaborative Industry Reports Members can work with Innovate Finance to help produce industry reports. In 2016 Innovate Finance and EY landscaped the innovations occuring in

Capital Markets in a well-received report. We also collaborated with Hogan Lovells to produce an extensive report on Blockchain and Distributed Ledger

Technologies which mapped the future of the space.

• Capital Connections These private roundtables, generally hosted by a C-level institutional executive, welcome startup and enterprise members to discuss how the startup

community and the incumbent community can work more closely together for win-win opportunities.

• CxO Forums CMO, CTO, COO and CFO forums enable peers from our startup and high growth members to convene and discuss role-specific challenges and solutions.

• High Growth Curated Programmes

Providing our high growth members dedicated engagement opportunities or curated sessions at high profile events such as Davos and Sibos as well as

involvement in programmes lead by Chatham House.

• Innovate Finance Global Summit See more on page 13

• FinTech Growth Forum See more on page 14

• VC Engagement Programme See more on page 15

• East Coast Programme See more on page 16

• Women in FinTech See more on page 17

Thought Leadership and Insights

Wider Industry Engagements• Industry Sandbox Initiative

See more on page 18

• Global FinTech Hubs Federation See more on page 19

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“Innovate Finance have facilitated invaluable targeted engagement with relevant players. These connections have enabled us to forge strategic partnerships and promote new and existing initiatives to the people and companies with whom we most want to engage.”Valery Vavilov, CEO of The Bitfury Group

“We’re a founding member of Innovate Finance and proud of their work in championing London as a FinTech capital.”Claire Calmejane, Director of Innovation, Lloyds Banking Group

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Involving our members in our flagship summit is at the heart of the event’s year on year success. The wider engagement opportunities provided by the summit are unrivalled - members can speak on one of FinTech’s most prestigious stages, showcase their innovations in exhibition spaces and connect with policy makers, investors and industry peers all under one roof: the historic Guildhall.

In 2019 returning for the 5th year, Innovate Finance members will once again be showcased and spotlighted, as the global FinTech community convenes in London for two days of FinTech engagement. The summit brings together over 2000 of the world’s leading innovators, FinTech hubs, institutions and investors to discuss, debate and create new ideas for the future of finance. Outstanding speakers and partners provide invaluable access to FinTech influencers and unrivalled opportunities to network with industry insiders.

THE WORLD’S LEADING FINTECH CONFERENCE

2000+ATTENDEES

40%C-SUITE, BOARD AND PARTNER S

50+SPONSORS &

PARTNERS

90

PRESSATTENDEES

GLOBAL

GL BALEXHIBITORHUBS

110EXHIBITORS

TRENDING

NO. 1ON

Connections and Networking

Watch all the highlights from 2018

ifgs.innovatefinance.com

Find out more hereInnovate Finance Global Summit

The Great Hall

SCALE SMARTER, SCALE FASTERFinTech Growth Forum is a dedicated event to support our members on their scaling journeys. Bringing together our scaling FinTech members from startups to high-growths to explore the key facets of creating a successful FinTech proposition.

Whether you are exploring funding options, considering an exit or a new partnership, the Growth Forum is a chance to connect with FinTech innovators and investors, gain insight into the changing FinTech landscape and meet the new players shaping the agenda. Growth Forum provides members access to media, speaking opportunities and dedicated ehibition spaces - and will also provide dedicated opportunities for investors and institutions to fast track their FinTech engagement.

Connections and Networking

Knowledge and Insight

Sourcing Capital

Securing Partnerships

Media Advice

What to expect

Capital

Starting and scaling a business requires ambition, drive, but most of all it requires capital. From traditional lenders to crowdfunding, angel investors and venture capital – what is the smartest way to raise growth capital today?

Creating a robust company culture – when you are trying to build market share and gain traction – may seem like a distraction. But the inability to scale proper company culture has been at the core of many startup failures.

Scaling a business from a small startup to a growing company means change. Budding partnerships with larger organisations such as traditional banks or large IT firms require new management styles and methods.

Culture

Growth

Find out more here

10200SPEAKERS

Watch all the highlights from FinTech Growth Forum 2017

innovatefinance.com/fintech-growth-forum

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VC Engagement Programme

Connections and Networking

2017 VC investment into UK FinTech saw its best year on record, with $1.8bn of capital invested over 224 deals, a 153% increase YoY. Global investment into FinTech reached $14.4 billion across 1,824 deals globally.

The maturing of the FinTech industry gave rise to larger rounds in 2017, with the top five FinTech deals in the UK all raising over $90 million (TransferWise, OakNorth, Funding Circle, Interactive Investor and Monzo). Of the total 2017 UK VC investment, 24% went into Challenger Banks, followed by Money Transfer and FX (21%), Alternative Lending/Financing (17%) and Personal Finance/Wealth Management (11%).

We understand how important having insight into the funding landscape is when starting and scaling a FinTech company. Our VC engagement programme is dedicated to providing our members such insight.

Through Innovate Finance, members are provided early access to our widely recognised VC investment landscape report and have priority involvement in our VC events, community surveys and ongoing VC engagement.

Read our Investment Report:

The 2017 VC Investment LandscapeFebruary 2018

Webinars and Podcasts

VC Reverse Pitch Event

What members can be involved in:

VC Sentiment SurveyState of UK VC funding, growing markets, industry trends etc.

Check out our latest webinar on UK vs US funding here

Watch the 2017 highlights video here

Money Talks: VCs Take the Stage

East Coast USAFinTech ProgrammeInnovate Finance has played a critical role in delivering a single access point for those wishing to invest, set up and grow FinTech innovations in London and across Britain’s regional hubs. We are now expanding our reach to include support for East Coast’s fast growing FinTech sector, working together with our partners to help shape the future of FinTech from both sides of the Atlantic.

We value the role our members play in expanding FinTech’s reach. As part of our promise to provide wider engagement opportunities members can work with the Innovate Finance team to define their FinTech objectives in key overseas markets and, on the East Coast especially, have priority involvement in curated events and initiatives.

BostonNew York City

Washington D.C.

Connections and Networking

Find out more here

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Closing the FinTech gender gap remains a priority for Innovate Finance. We want to ensure female founders play a vital role in creating better financial services for our communities. Initiatives such as mentorship programmes, flexible working and career outreach are helping to close the gender gap and create the leaders of tomorrow. Real progress is being made.

But what about the women already making a difference?

Our Women in FinTech initiative aims to celebrate the achievements of women across the industry. Members can shine a spotlight on their own pioneering women in our annual Powerlist and be involved in devising and validating their own diversity moves to promote change.

What members can be involved in:

Read the Women in FinTech Powerlist 2017

Supporting 200 leading women changing the face of financial services

www.womeninfintech.co.uk

CHAMPIONING THE WOMEN CHANGING THE FACE OF FINANCIAL SERVICES

Connections and Networking

Find out more here

Website Profiling

Featured Case Studies in Event Collateral

Celebratory Events and Diversity cocktails

Women in FinTech Powerlist

Celebrating Women in FinTech

On invitation from the UK Financial Conduct Authority (FCA), Innovate Finance led an industry-wide consultation on the viability of an Industry Sandbox. The findings have been published in a report on the use cases and optimal design features of an Industry Sandbox globally.

While the focus of the consultation and our ongoing sandbox work is industry-led, through Innovate Finance members that wish to engage in sandbox development can contribute to further consultations, surveys or discussion-led workshops.

What is an industry-led sandbox?

An Industry Sandbox is a controlled environment that enables any innovative company to test the viability of its products or service before going to market. It is a space for off-market testing and is equipped with access to systems, data sets and APIs, certain other tools, and supported by a critical mass of tecnology, legal and reglatory and other professional advice.

What does it aim to do?

The Sandbox provides an opportunity for industry to pool resources to overcome common hurdles in adopting innovative technology. It also can support regulators in their objective to facilitate market competition, and gives them early sight of solutions, which may need to be regulated.

Read the Industry Sandbox Report:

The Development in Open Innovation:Industry Sandbox Consultation Report

www.industrysandbox.org

Wider Industry Engagements

Find out more here

Industry Sandbox Design Workshop

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Africa Asian PacificEurope Latin America

Middle East

North America

Global

Connecting the global FinTech community through the Global FinTech Hubs Federation The Global FinTech Hubs Federation (GFHF) is the pre-eminent network of emerging and established FinTech hubs, helping to foster innovation and collaboration across the world’s financial services industry by bridging FinTech ecosystems around the world. The GFHF is an independent network of FinTech hubs that enables participants to gain an influential point of engagement with international stakeholders and like-minded organisations from around the world. The initiative aims to support global engagement, best practices and knowledge sharing across the sector, as well as build bridges among FinTech hubs.

As a member of Innovate Finance, you would have the opportunity to leverage our involvement in the Federation and work with our international team to harness global connections and gain insight from markets and ecosystems around the world. The Federation currently has over 60+ participating hubs including America, Australia, Canada, China, Kenya, Mexico, Nigeria and Switzerland.

Read the Global FinTech Hubs Federation Report:

A tale of 44 cities:Connecting global FinTech Hub Review 2017

www.thegfhf.org

Wider Industry Engagements

Find out more here

POLICY AND RESEARCH

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Connecting and Networking

Thought Leadership and Insights

Wider Industry Engagements

• Transatlantic Policy Working Group (TPWG)The Transatlantic Policy Working Group aims to advance policies that foster responsible FinTech innovation on both sides of the Atlantic through information sharing and the exchange of global best practices. See more on page 20

• All Party Parliamentary Group (APPG) on FinTechInnovate Finance provides the secretariat for the APPG on FinTech and works closely with parliamentary counterparties to ensure FinTech remains at the top of the Government innovation agenda.

See more on page 22

• Summer Parliamentary Reception Every year Innovate Finance hosts a parliamentary reception bringing together key stakeholders from the world of financial services, FinTech, regulation and parliament. Members are invited as a priority and can enjoy the opportunities of liasing with peers at the heart of the UK government.

• Regional FinTech Development Innovate Finance aims to foster greater innovation in financial services across the UK. Our regional support for the talent and skills in technology and finance hubs means that members can be involved in key regional events and support on bringing FinTech to more regions of the UK.

• Ongoing Policy and Research workWe ensure Innovate Finance members are the first to receive important responses on key pieces of legislation or policy change. This includes:

• Budget Responses • Autumn Statement Response• FinTech Brexit Response

We also provide members a weekly policy update through our newsletter - to keep on top of the changing landscape.

See more on page 21

• Ongoing policy work• EU Policy Engagement• Network Action Group in partnership with City of London

“Looking ahead, it’s important to consider how the shift in global politics is affecting the FinTech community, and we’re looking forward to working closer with Innovate Finance to help FinTech business navigate a changing world of communications.” Michael Bodansky, Account Manager, Freuds

“Innovate Finance delivers in all respects for its diverse membership. It provides cohesion for the UK’s FinTech community enabling it to work effectively with Government, Parliament, the FCA and global FinTech hubs. I would wholly recommend joining Innovate Finance to any aspirant, start-up or established FinTech businesses.”Andrew Silverman, Head of Corporate Affairs, Neyber

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The purpose of the TPWG is to foster an open, collaborative, and inclusive dialogue with respect to FinTech policy approaches and frameworks in the UK, US, and around the world. The goal is to help advance policies that foster responsible FinTech innovation through information sharing and the exchange of global best practices.

Set up by Innovate Finance alongside our US partners in 2016, the group responds to cross-sector FinTech issues, engages key public policy stakeholders, and facilitates debate on the key policy issues shaping the development of FinTech globally.

Innovate Finance members can be involved in ongoing policy consultations to help set the TPWG’s agenda and have the opportunity to work closely with our Policy and Regulation team to establish policies which will advance FinTech innovation on both sides of the Atlantic.

Read the TPWG white paper:

The Future of RegTech for Regulators:Adopting a Holistic Approach to a Digital Era Regulator

new.innovatefinance.com/tpwg

Connections and Networking

What members can be involved in:

Find out more here

Reports and white papers

Roundtable discussions

Events and consultation sessions

ONGOING POLICY AND RESEARCHOur members are changing the face of financial services. The UK currently leads the world in FinTech innovation, in part driven by progressive policy decisions to support competition and innovation in financial services.

Through our ongoing research and policy work Innovate Finance strives to keep the concerns of the FinTech community and the issues that may affect the growth of the industry on the Government‘s agenda.

The UK’s leading position in the FinTech world is far from assured. FinTechs and institutions in our membership are working towards reducing their exposure to the negative effects of a ‘Hard Brexit’. The UK government must therefore continue to be active in this space and ensure the momentum which has been built is not lost.

To support this continuity, Innovate Finance will continue to provide policy work and research to promote and lobby for:

Thought Leadership and Insights

Ensuring there is continued access to capital and liquidity

to help support the growth of the UK FinTech sector.

Investment Environment 1

Ensuring the UK remains an attractive location for global FinTech

talent and making certain the UK is equipping its workforce with

the skills necessary to take advantage of the ‘digital economy.’

Talent and Skills2

Ensuring the UK Government continues to support FinTech initiatives

from: Alternative Finance, to open banking and RegTech - creating an

industrial strategy fit for the digital age.

Supporting Productivity and Competitiveness in Financial Services3

Increasing the presence of FinTech across the UK by ensuring the

UK Government support the growth of FinTech companies outside

of London and strive for a comprehensive regional strategy.

Regional FinTech4

Innovate Finance Global SummitRoundtable Sessions

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Wider Industry Engagements

With a cross-party membership of MPs and Peers, the All-Party Parliamentary Group on FinTech’s mission is to provide a progressive forum for parliamentarians to discuss the challenges and opportunities relating to the growth and competitiveness of the FinTech industry.

Innovate Finance provides the secretariat for the APPG on FinTech and works closely with parliamentary counterparties to ensure FinTech remains at the top of the Government innovation agenda. The APPG on FinTech provides members the opportunity to have their voices heard through contributions to consultations and reports.

What does the APPG on FinTech do?

Key activities undertaken by the APPG on FinTech includes regular cross-party meetings in parliament on FinTech issues ranging from: improving financial inclusion to the potential applications of transformative technologies such as the‘blockchain’, and enabling a sound regulatory framework to underpin the UK to become a world leader in FinTech. The APPG also produces regular briefing papers to support debate, as well as making the latest reports on key topics available to members.

Who chairs the APPG on FinTech?

The APPG is chaired by Adam Afriyie MP, Member of Parliament for Windsor, and the group’s parliamentary liaison officer is Daniel Morgan.

appg FinTechAll Party Parliamentary Group

Read the APPG Report:

Stepping Forward for FinTechInfluencing and Encouraging Developments in the UK’s Financial Technology Sector

www.appgfintech.org.uk

Find out more hereAPPG FinTech Summer Reception

Promotions and Media

PROMOTION AND MEDIAConnecting and Networking

Thought Leadership and Insights

Wider Industry Engagement

• Media Connections and Placement Innovate Finance generates exposure for its members acoss major trade, national and international media outlets.

• Attendance at International Trade MissionsInnovate Finance regularly collaborates with DIT and the Mayor of London on trade missions to international

FinTech hubs such as New York, Singapore, or Sydney to help us raise our members’ profiles on a global scale.

• Regular content promotion and thought leadership support Members have the opportunity to contribute content and articles to our Innovate Finance blog and have their content

and thought leadership promoted across our communications channels.

• Podcasts and Webinars As an Innovate Finance member you have the opportunity to get involved in our podcasts and webinars. Broadcast on at least a quarterly basis these discussion-led sessions attract a highly engaged audience and can amplify your voice to

investors, policy makers, industry peers and FinTech influencers.

• This Week in FinTech As part of Innovate Finance’s mission to inform our members and the wider community of the tracks and trends, events and news happening in FinTech, we produce a weekly social piece: This Week in FinTech. Innovate Finance members have the opportunity to collaborate on a dedicated ‘This Week in FinTech’ post - where we outline your latest news and events to the wider community.

Throughout the year

• PR Office Hours Through PR engagements Innovate Finance celebrates the innovators, highlights the industry trends, and opens up the media partnerships required to support international visibility and growth.

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Social Media

When coming on board, all members are announced on our social media channels for maximum exposure.

Members’ content and news can be promoted continuously across our social channels.

Digital Engagement

All members are profiled on our website in

our dedicated member directory.

Members can submit events, blogs and reports

to be featured onsite.

“Membership of Innovate Finance is essential for any fintech which wants the interests of the industry represented. It is also a very effective platform to gain visibility thanks to a world class PR team.”Alain Falys, CEO, Yoyo

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Promotions and Media

35kSocial Media

Followers

900+Media Placements

for Members in 2016

200+Press

Contacts

Innovate Finance Global Summit

“Innovate Finance’s PR team is hyperactive and five star. They have an unparalleled understanding of their audience, deep relationships with the media and a sophisticated grasp of the multitude of messages coming out of fintech. This team has single-handedly launched UK fintech PLC.”Christoph Rieche, CEO, iwoca

A SAMPLE MEMBER JOURNEY

Join a Member Peer Working Group (MPWG)

Profiled on the Innovate Finance website and welcomed to the community on social media

and through a spotlight Q&A.

Profiled Online

Submit a major press announcement to our PR team

• Funding Round• Partnerships• Product Release

Annual VC Investment release

• Opportunity to exhibit • Opportunity to speak• Opportunity to sponsor

Innovate Finance Global Summit

Join content-led webinars or podcasts.

Women in FinTech powerlist launch

Parliamentary Summer Reception

VC Investment Report

Capital Connections

East Coast USA

Get Involved in FinTech census surveys

Women in FinTech Powerlist

Submit an end of year wrap-up blog

Start of Membership

Q1

JAN

FEB

Q2

Q3

Q4

APR

MAY

JUN

JULY

OCT

NOV

DEC

Submit an inspiring colleague or connection for recognition

Take part in the sentiment survey Promote one of your events

through our online reach

FinTech Growth Forum

Connect with investors and growth experts to take your business to the next level.

Get involved with our East Coast USA programme.

Join us at the launch event for the annual powerlist and celebrate diversity in FinTech

Transatlantic Working Policy Group (TPWG)

Engage with consultations for key policy recommendations.TRANSATLANTIC

P O L I C Y W O R K I N G G R O U P F I N T E C H

Join the members Christmas party

Meet with industry peers and explore win-win opportunities

Join a CMO/CXO Forum

AUG

AUG

MAR

Submit latest news and events to our weekly newsletter and for consideration

in “This Week in FinTech”

Submit your 2018 FinTech Predictions

SEP

Have your say on the trends set to change the face of finance.SEP

Get up to date with the FinTech investmentlandscape by receiving early member access to

our annual report.

Join a Member cohort to the annual WEF meeting at Davos

Meet members and connect with policy makers

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HOW TO BECOME AN INNOVATE FINANCE MEMBER

Innovate Finance‘s diverse membership community includes the most promising startups, the momentum entrepreneurs, and the innovative global financial institutions. Members represent the full range of verticals including data analytics, peer-to-peer lenders, crowdfunders, cyber security, digital currency, financial inclusion, remittances, insurance, wealth management, capital markets and payments.

Our membership operates on a tiered structure and is based on self-reported capital and revenue figures.

Fees cover one year of Innovate Finance membership and will be reviewed on an annual basis.

Start your journey today.

Membership Packages

Startup High-growth Large Enterprise

Find out more

To enquire about membership and to find out more about each package click below.

CHARLOTTE CROSSWELLCEO

PAUL RIDER

Head of Commercial

HAYLEY BROMILOWHead of Events

JANINE HIRTCOO

CAROLINE VAUGHANHead of Network Relations

SAMEER GULATI

Head of Policy and Regulation

MEET THE TEAM

ARUNFERNANDEZ

Head of FinTech Membership

SOPHIEWINWOOD

Head of Partnerships

7th Floor2 Finsbury Avenue,London, EC2M 2PPUK

Phone+44 20 3903 1880

Email connect@innovatefinance.com

Websitewww.innovatefinance.com