THE ULTIMATE RRSP PROGRAM

RRSP $100,000.In order to take money out of an RRSP

you need a tax deduction to offset it.

1. RRSP $100,000. 2. Purchase B2B Investment Loan - $100,000.

THE ULTIMATE RRSP PROGRAM

RRSP $100,000. B2B $100,000 interest only loan, no margin calls.

Interest is at 3% and cost is $300. per month or $3,600. per year.

Anytime you borrow to invest Interest is tax deductible.

THE ULTIMATE RRSP PROGRAM

RRSP B2B Investment Loan $100,000. $100,000. Withdraw $300. mthly or $3,600. /yr. Use RRSP $300. withdrawal each This is taxable income. month to pay interest cost on

investment loan which is tax deductible, when used to create

income.

Again, income from RRSP is taxable but is off set because the same amount from the borrowing to invest is tax deductible.

Therefore, no taxes to CRA and money is used to fund the investment loan.

$10,000. PROFIT divided by $3,600. COST

= 277%

BONUS

Look at unused RRSP availability For Example, $10,000. is unused RRSP amount available Purchase $10,000. unused RRSP available with profits from

the B2B Investment loan

FROM THE PROFITS

Your original RRSP of $100,000 which increased by 10% to $110,000 less (loan costs $3,600.) is now $106,400. When you add your new $10,000 unused RRSP purchase, it now is $116,400.

Instead of the RRSP earning 10%, it has indirectly earned 16.40%

The tax refund offsets the capital gain tax and you get a tax deduction against your income with the balance not used against your capital gain.

Value Has Not Been Lost

You now can buy all your future RRSP funds from profits generated by a B2B Investment Loan, funded by your existing RRSP funds and save money you normally have to save each year to purchase your RRSP funds.

THE RESULTS

You are getting a tax deduction and you are using future money that would have had to be used to pay for taxes when withdrawn. Now, you are getting CRA to help you fund your retirement.

You can also offset capital gains on the B2B Investment Loan, making this money earned tax free.

You also get a tax refund to use however way you wish at no extra cost to you.

THE RESULTS

With these results, your RRSP funds grow faster and this allows you to increase your B2B Investment Loan as you have more funds to use in your RRSP to fund further B2B purchases.

THE RESULTS

Lastly, we used only 10% to be conservative. By using demographics and connecting the dots, our average has been 22% for the last 9 years.

THE RESULTS