the invidiata collection magazine
DESCRIPTION
Premiere Issue - Fall 2011TRANSCRIPT
2102 speers rd, oakville, ontario, l6l 2x8p: (905) 842-3095 | f: (905) 842-6407www.topnotchcabinets.com
simply exquisitecustom crafted cabinetry
7
I N C O R P O R A T E D
to arrange for an appointment, please contact: phone 905 • 842 • 0449www.reimerdesign.com
Providing a full suite of interior design services.
Great design comes from surrounding yourself with the things you love.
wendy reimer
RD_Ad_Invidiata_FA.indd 1 9/16/11 11:57:57 AM
Clients Are The Heart Of Our Business.We can help you pursue opportunities, navigate challenges,
create value and leave a legacy.
Tax and Estate Planning | Assurance | Advisory | Wealth Stewardship
www.hendersonpartnersllp.ca | 224 Kerr Street | Oakville | 905-829-3701
Helping YOur FuTure TAke FligHT
exCepTiOnAl ServiCe BY exCepTiOnAl peOple
HPCA_FP_AD.indd 1 11-01-11 1:34 PM
Fern Hill School, an independent co-educational school for students in Preschool to Grade 8, is regarded as one of the pre-eminent elementary schools in Canada.
• Exceptional academics• Personalized and enriched curriculum• Secure facilities• French from PS – Grade 8
• Outstanding visual arts, band and vocal music• Athletics and outdoor education• Mandarin Language study• Leadership and Community Service programmes
Burlington Campus | 801 North Service Road Burlington, ON | 905.634.8652
Oakville Campus | 3300 Ninth Line Road Oakville, ON | 905.257.0022
[email protected] | www.fernhillschool.com
Fern Hill A School Like No Other
COME ViSit US!Open HOuse
Saturday, October 29, 2011 | 10 a.m. - 2 p.m.
FHS_FP_2011.indd 1 11-09-13 2:59 PM
A t e l i e rs a l o n
Bum
ble
and
bum
ble
t he hair you want...
t he products you dese r ve...
t he service you expec t...
located in beautiful downtown oakville
301 robinson street 905.845.1911 • www.ateliersalon.ca
Atelier-Invidiata Full Page Ad.indd 3 11-09-14 4:01 PM
ACU11511-02 ACURA
4C
SEPTEMBER GTA
NEWS (2011 25th)
ACU11511Z_ALL_mag
pavel
Catherine A./Ryan D.
Ian Simpson/Warren H.
8.5" w x 11" h
0.25"
0.125"
100%
1 168%
Publication:Oakville
CYAN
MAGENTA
YELLOW
BLACK
PMS
PMS
90K
80K
70K
60K
50K
40K
30K
20K
10K
ACURA OF OAKVILLE PRESENTS:
AN OFFER 25 YEARS IN THE MAKING.
0.25% LEASE RATE†
25 MONTHLEASE
25 MONTHCOMPLIMENTARYMAINTENANCE‡
O N A L L 2 0 1 2 A C U R A M O D E L S
Selling price and payment include freight/PDI, EHF tires and fi lters, A/C tax, and OMVIC fee, and exclude taxes. 2012 TL and RDX available now. 2012 TSX, TSX V-6 Tech, MDX, RL, and ZDX available Oct 1, 2011; Dec 10, 2011; Oct 25, 2011; Dec 10, 2011; Feb 1, 2012 respectively. All models available for preorder now.*Selling price is $41,520 on a new 2012 Acura TL (Model UA8F2CJ) // $54,720 on a new 2012 Acura MDX (Model YD2H2CJN) // $66,720 on a new 2012 Acura RL Elite (Model KB2F3CKX) // $33,920 on a new 2012 Acura TSX (Model CU2E4CJ) // $57,020 on a new 2012 Acura ZDX (Model YB1H4CKN) // $42,520 on a new 2012 Acura RDX (Model TB1H2CJN). Prices include $1,895 freight and PDI, EHF tires ($29), EHF fi lters ($1), air conditioning tax ($100) and OMVIC fee ($5). License, insurance, registration, and taxes (including HST and tax for fuel conservation, if applicable) are extra. †Representative example: limited time lease offer 2012 Acura RDX (Model TB1H2CJN) available through Honda Financial Services Inc. on approved credit. Representative lease example: 0.25% nominal lease rate for 25 months. Monthly payment is $478 with $3,875 down payment, and with $1,895 freight and PDI, EHF tires ($29), EHF fi lters ($1), air conditioning tax ($100) and OMVIC fee ($5) included. First monthly payment, $0 security deposit and $75 tax for fuel conservation due at lease inception, if applicable. Total lease obligation is $15,900. 20,000/year-km allowance; charge of $0.15/km for excess kilometres. Offers only valid for Ontario residents at Ontario Acura retailers. Retailer may sell/lease for less. Vehicles are for illustration purposes only. Offers subject to change without notice. See your Acura retailer for full details. ‡Complimentary scheduled maintenance available on all 2012 Acura Models sold between Sept 1, 2011 and Feb 29, 2012 for 25 months from date of purchase or 50,000 km; whichever occurs fi rst. See your Acura retailer for a complete list of exclusions and maintenance items. Offer ends Feb 29, 2012 and is subject to change or cancellation without notice. Retailer order/trade may be necessary. While quantities last. Visit acura.ca or your Acura retailer for details. © 2011 Acura, a division of Honda Canada.
2012 ZDXSTARTING FROM $57,020*
2012 ZDXRTING FROM $57,020*
2012 MDX available October, 2011.
2012 RL available December, 2011. 2012 TSX available starting October, 2011.
2012 ZDX available February, 2012.
2012 TLSTARTING FROM $41,520*
2012 RDXSTARTING FROM $42,520*
2012 RLSTARTING FROM $66,720*
2012 TSXSTARTING FROM $33,920*
2012 MDXSTARTING FROM $54,720*
ACURA OF OAKVILLE 905-825-8777 www.acuraofoakville.com
1525 North Service Road West, Oakville ON L6M 2W2
Carmen ScaglioneGeneral Manager
2010 A.C.E. Award (Acura Client Excellence)
awarded to Acura of Oakville by you, our valued customers
ACU11511Z_ALL_mag.indd 1 16/09/11 11:00 AM
19
Spend your time enjoying the holidays!
House mounted lights will be installed with durable clips instead of nails or staples. Lights can be creatively installed along roofs, windows, doors, lawn borders and on trees.
Happy Holiday Decor has decorators who are thoroughly trained, specializing in matching your style and preferences to perfectly capture your love of the season.
Discounts made available for early installations!
•Sales and installation of quality outdoor LED lights•Garlands, wreaths and bows•Take down packing and storing
www.happyholidaydecor.com | [email protected] | 905.637.1067
SIEMKO WEALTH MANAGEMENT GROUP OF RBC DOMINION SECURITIES
Professional Wealth Management Since 1901
RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. *Member-Canadian Investor Protection Fund. ®Registered trademark of Royal Bank of Canada. Used under licence. RBC Dominion Securities is a registered trademark of Royal Bank of Canada. Used under licence. ©Copyright 2011. All rights reserved.
We can help you build more than just an investment portfolio
When you’ve reached a certain level of wealth, there’s more to consider than just investments.
With 32 years of experience working with families, retirees, business owners, and professionals, not to mention the resources of Canada’s leading wealth management firm behind us, the Siemko Wealth Management Group of RBC Dominion Securities can help you achieve all your financial goals:
Build&preservewealthforyourfamily’slong-termsecurity
Createtax-efficientincome
Transitionyourwealthtax-efficientlytoyourlovedones
Createalastinglegacythatpreservesfamilyharmony
Call us today: a complimentary consultation can help you better understand if you can benefit from our total wealth management approach.
Dennis Siemko Investment Advisor
Siemko Wealth Management Group of RBC Dominion Securities
905-469-7100 [email protected] www.siemkowealth.com
Oakville’s fi rst Tapas Restaurant
Outdoor PatioR E S T A U R A N T
305 LAKESHORE RD E • 905-337-3777
134 LAKESHORE RD E • 905-844-0676
Catering2 Private Rooms
Extensive Wine ListRESTAURANT
Open 7 Days a Week
Open 7 Days a Week
Tammy & George Couto
TWO GREAT RESTAURANTS IN DOWNTOWN OAKVILLE
Corks-Seasons.indd 1 4/18/11 1:36:38 PM
Concierge, cafe, spa and simulated golf. Luxury hotel? No you’ve just arrived at Mercedes-Benz Burlington.
Mercedes-Benz Burlington441 North Service Road, Burlington (exit Hwy. 403 & Waterdown Rd.) 905.632.4222 Toll Free: 1.877.353.5557Visit us at MercedesBenzBurlington.ca
Experience Mercedes-Benz Burlington.
When you first arrive at Mercedes-Benz Burlington, be prepared to say “Wow!”. The architecture displayssmooth, flowing curves. Floor-to-ceiling glass walls letsunlight in while a unique reflecting pond displays our vehicles in dramatic fashion, as it cools the building.
Inside we offer:• Expansive showroom space for 45 new vehicles
as well as 25 pre-owned – the largest selection in southwestern Ontario
• 17 service bays
• 6,000 sq. ft. drive-in client reception area
• Customer café and lounge with wireless Internet
• Quantum Auto Spa - the detailing centre that“spoils” your car with the finest service and cleaningmaterials available.
Our service technicians are some of the best, with the highest Customer Satisfaction Index in southern Ontario.
Environmental innovations include water-efficient landscaping and a rooftop-mounted white reflectivemembrane designed to reduce solar heat gain and lower energy consumption. LEED-inspired design; our dealership demonstrates that commitment.
I invite you to come inside, for an experience only Mercedes-Benz Burlington can provide.
Ken SzekelyPresident & C.E.O.
MBBInvidiata DPS_Layout 1 7/15/11 6:25 PM Page 1
Concierge, cafe, spa and simulated golf. Luxury hotel? No you’ve just arrived at Mercedes-Benz Burlington.
Mercedes-Benz Burlington441 North Service Road, Burlington (exit Hwy. 403 & Waterdown Rd.) 905.632.4222 Toll Free: 1.877.353.5557Visit us at MercedesBenzBurlington.ca
Experience Mercedes-Benz Burlington.
When you first arrive at Mercedes-Benz Burlington, be prepared to say “Wow!”. The architecture displayssmooth, flowing curves. Floor-to-ceiling glass walls letsunlight in while a unique reflecting pond displays our vehicles in dramatic fashion, as it cools the building.
Inside we offer:• Expansive showroom space for 45 new vehicles
as well as 25 pre-owned – the largest selection in southwestern Ontario
• 17 service bays
• 6,000 sq. ft. drive-in client reception area
• Customer café and lounge with wireless Internet
• Quantum Auto Spa - the detailing centre that“spoils” your car with the finest service and cleaningmaterials available.
Our service technicians are some of the best, with the highest Customer Satisfaction Index in southern Ontario.
Environmental innovations include water-efficient landscaping and a rooftop-mounted white reflectivemembrane designed to reduce solar heat gain and lower energy consumption. LEED-inspired design; our dealership demonstrates that commitment.
I invite you to come inside, for an experience only Mercedes-Benz Burlington can provide.
Ken SzekelyPresident & C.E.O.
MBBInvidiata DPS_Layout 1 7/15/11 6:25 PM Page 1
Professional Wealth Management Since 1901
RBC DOMINION SECURITIES
OUR WEALTH MANAGEMENT
The wealth management services provided by Siemko Wealth Management Group of RBC Dominion Securities are comprehensive. It’s an important distinction because some investment advisors will claim to offer ‘wealth management’ but a closer look shows they are mostly limited to selling certain investment products. With a more complex financial
situation you need more than that. Our multi-disciplinary and on-going approach involves experts in different areas, including investment advisors, insurance specialists, estate planners, and legal advisors which ensures you can effectively manage the options, obstacles and challenges your wealth brings.
RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. *Member-Canadian Investor Protection Fund. Insurance products are offered through RBC Wealth Management Financial Services Inc., a subsidiary of RBC Dominion Securities Inc. When providing life insurance products in all provinces except Quebec, Investment Advisors are acting as Insurance Repre-
sentatives of RBC Wealth Management Financial Services Inc. ®Registered trademark of Royal Bank of Canada. Used under licence. RBC Dominion Securities is a registered trademark of Royal Bank of Canada. Used under licence. ©Copyright 2011. All rights reserved.
Introducing Dennis Siemko & Siemko Wealth Management Group of RBC Dominion SecuritiesKnowledge, Experience, Expertise and Service
We’ve welcomed this opportunity to be presented alongside the other partners in this magazine. We hope you found this piece helpful. Should you have any questions, please contact us.
SIEMKO WEALTH MANAGEMENT GROUP OF RBC DOMINION SECURITIES
905-469-7100 | [email protected] | www.siemkowealth.com
Dennis Siemko has read the book, seen the movie, and owns the t-shirt. He’s guided his clients though the highs and lows of the markets for over 30 years – that’s five recessions, including the most recent financial crisis. “My experiences help keep clients focused on the long term when they see extreme fluctuations in the global markets, like we just saw in August,” says Dennis from his Oakville office. “Not much in the markets surprises me anymore.” he laughs. What still surprises him, however, is the confusion as to what a wealth management practice offers. Most equate wealth management to another term for financial planning, when it is really much more than that. Dennis has prepared the following piece that should help clarify the matter.
WEALTH MANAGEMENTAt a certain point in your life, things started to get a little more complex. Buying your first home, investing for your retirement, making sure you have the what-ifs covered. Now you’re at a stage where your retirement plans are maxed out, you’ve built a large investment portfolio, and you may own multiple properties and – let’s not forget – you have a much higher tax burden. To coordinate everything, you may have created a financial plan in the past, but it no longer fulfills your needs. Wealth management is a comprehensive approach to managing your financial concerns and achieving your goals in life. It includes advice on your investments and retirement plans – but it extends well beyond that to include advice on protecting your lifestyle, minimizing your tax exposures, maximizing your income and organizing your estate. Think of it as a long-term planning service that brings together all your tax, retirement, estate, investment and insurance needs.
Dennis SiemkoInvestment Advisor
Professional
Wealth
Management
Wealth
Management
InsurancePlanning
CharitableGiving
Education
RetirementPlanning
TaxPlanning
Credit &Lending
FinancialPlanning
Investing
EstatePlanning
Professional Wealth Management Since 1901
RBC DOMINION SECURITIES
OUR WEALTH MANAGEMENT
The wealth management services provided by Siemko Wealth Management Group of RBC Dominion Securities are comprehensive. It’s an important distinction because some investment advisors will claim to offer ‘wealth management’ but a closer look shows they are mostly limited to selling certain investment products. With a more complex financial
situation you need more than that. Our multi-disciplinary and on-going approach involves experts in different areas, including investment advisors, insurance specialists, estate planners, and legal advisors which ensures you can effectively manage the options, obstacles and challenges your wealth brings.
RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. *Member-Canadian Investor Protection Fund. Insurance products are offered through RBC Wealth Management Financial Services Inc., a subsidiary of RBC Dominion Securities Inc. When providing life insurance products in all provinces except Quebec, Investment Advisors are acting as Insurance Repre-
sentatives of RBC Wealth Management Financial Services Inc. ®Registered trademark of Royal Bank of Canada. Used under licence. RBC Dominion Securities is a registered trademark of Royal Bank of Canada. Used under licence. ©Copyright 2011. All rights reserved.
Introducing Dennis Siemko & Siemko Wealth Management Group of RBC Dominion SecuritiesKnowledge, Experience, Expertise and Service
We’ve welcomed this opportunity to be presented alongside the other partners in this magazine. We hope you found this piece helpful. Should you have any questions, please contact us.
SIEMKO WEALTH MANAGEMENT GROUP OF RBC DOMINION SECURITIES
905-469-7100 | [email protected] | www.siemkowealth.com
Dennis Siemko has read the book, seen the movie, and owns the t-shirt. He’s guided his clients though the highs and lows of the markets for over 30 years – that’s five recessions, including the most recent financial crisis. “My experiences help keep clients focused on the long term when they see extreme fluctuations in the global markets, like we just saw in August,” says Dennis from his Oakville office. “Not much in the markets surprises me anymore.” he laughs. What still surprises him, however, is the confusion as to what a wealth management practice offers. Most equate wealth management to another term for financial planning, when it is really much more than that. Dennis has prepared the following piece that should help clarify the matter.
WEALTH MANAGEMENTAt a certain point in your life, things started to get a little more complex. Buying your first home, investing for your retirement, making sure you have the what-ifs covered. Now you’re at a stage where your retirement plans are maxed out, you’ve built a large investment portfolio, and you may own multiple properties and – let’s not forget – you have a much higher tax burden. To coordinate everything, you may have created a financial plan in the past, but it no longer fulfills your needs. Wealth management is a comprehensive approach to managing your financial concerns and achieving your goals in life. It includes advice on your investments and retirement plans – but it extends well beyond that to include advice on protecting your lifestyle, minimizing your tax exposures, maximizing your income and organizing your estate. Think of it as a long-term planning service that brings together all your tax, retirement, estate, investment and insurance needs.
Dennis SiemkoInvestment Advisor
Professional
Wealth
Management
Wealth
Management
InsurancePlanning
CharitableGiving
Education
RetirementPlanning
TaxPlanning
Credit &Lending
FinancialPlanning
Investing
EstatePlanning
I N C O R P O R A T E D
Investing in the beautyof a well-appointed home
Reimer Design has remained a boutique firm over the past 20 years to ensure that clients can benefit from the personal attention of an experienced designer devoted to their needs. Drawing on both classical and contemporary design styles, Wendy Reimer’s work can simply be described as “beautiful”. An accredited professional, Wendy provides a seamless process to create custom spaces that are elegant and welcoming. • Reimer Design offers an extensive range of services including consultation, conceptual design and spatial planning, selection of furnishings, accessories and art – as well as custom design and production of cabinetry, furniture and window treatments. Close collaboration with contractors, builders, architects and artisans ensures that the final outcome reflects the original objective of the client in every detail.
to arrange for an appointment, please contact: phone 905 • 842 • 0449
A list of client endorsements can be accessed through the Reimer Design website. | www.reimerdesign.com
I N C O R P O R A T E D
Investing in the beautyof a well-appointed home
Reimer Design has remained a boutique firm over the past 20 years to ensure that clients can benefit from the personal attention of an experienced designer devoted to their needs. Drawing on both classical and contemporary design styles, Wendy Reimer’s work can simply be described as “beautiful”. An accredited professional, Wendy provides a seamless process to create custom spaces that are elegant and welcoming. • Reimer Design offers an extensive range of services including consultation, conceptual design and spatial planning, selection of furnishings, accessories and art – as well as custom design and production of cabinetry, furniture and window treatments. Close collaboration with contractors, builders, architects and artisans ensures that the final outcome reflects the original objective of the client in every detail.
to arrange for an appointment, please contact: phone 905 • 842 • 0449
A list of client endorsements can be accessed through the Reimer Design website. | www.reimerdesign.com
THETSARS’CABINET
The Tsars’ Cabinet is developed from the Kathleen Durdin Collection and is organized by the Muscarelle Museum of Art at the College of William & Mary, Williamsburg, Virginia, in collaboration with International Arts & Artists, Washington, D.C. Photo: Tsar Nicholas II and Alexandra with their four daughters, Peterhof, c. 1901. Photo by Rafail Sergeevich Levitsky. Reproduced Courtesy of the Di Rocco Wieler Collection.
THE LUXURY AND ROMANCEOF THE ROMANOVSOCT 13 TO JAN 8, 2012
111 Queen’s Park 416.586.8080 gardinermuseum.com
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Presented By:
Tour Organized By: Annual Media Sponsor:
TwelveTrees
ofChristmas
NOVEMBER 19 TO DECEMBER 11, 2011
A TORONTO HOLIDAY TRADITION!Spectacular trees designed by Toronto’s
top designers and architects
Presented by:
SepXX_INvidiata_FPg_4c_12Trees_Tsars_Layout 1 23/09/11 4:17 PM Page 1
A Registered Cooperating Broker
RE/MAX Aboutowne Realty Corp., Brokerage
The Invidiata Team. 83 Reynolds Street, Oakville, ON L6J 3K3
905-339-3444 www.invidiata.com Prices, sizes and specifications are subject to change without notice. E. & O.E. Photography is representational.
project of the year
p r e v i e w t o d ay by a p p o i n t m e n tThe final release
TO MAKE AN APPOINTMENT, PLEASE CALL (905) 842-1502 OR EMAIL [email protected]
CONSTRuCTION NOw uNdERwAy | 1502 LAKESHORE ROAd EAST, OAKVILLE, CANAdA L6J 1M1 | www.EdgEMERE.CA
It’s Simply About Time
Twelve eleganT waTerfronT Condominium residenCes
82
ESTATES Starting At $5,000,000
the invidiata teamwww.elizabethinteriors.com
Elizabeth Interiors32,000 sq. ft. Showroom409 Brant St., Burlington905.333.66701.800.846.7845
Thomasville Burlington18,000 sq. ft. Showroom2269 Fairview St., Burlington905.631.6000
make a statement style.
rev3.indd 1 11-09-07 1:41 PM
www.elizabethinteriors.com
Elizabeth Interiors32,000 sq. ft. Showroom409 Brant St., Burlington905.333.66701.800.846.7845
Thomasville Burlington18,000 sq. ft. Showroom2269 Fairview St., Burlington905.631.6000
make a statement style.
rev3.indd 1 11-09-07 1:41 PM
www.elizabethinteriors.com
Elizabeth Interiors32,000 sq. ft. Showroom409 Brant St., Burlington905.333.66701.800.846.7845
Thomasville Burlington18,000 sq. ft. Showroom2269 Fairview St., Burlington905.631.6000
make a statement style.
rev3.indd 1 11-09-07 1:41 PM
wildlifeThe finest in untamed art and accessories in the heart of beautiful Downtown Oakville.
Expand your collection. Give the perfect gift. Or add a finishing touch.
The Bronze Frog Gallery162 Lakeshore Road EastDowntown Oakville ON L6J 1H4Phone: 905.849.6338Toll Free: 1.866.990.0092
www.bronzefroggallery.com
InvidiataAd_Layout 1 11-09-14 11:16 AM Page 1
Coverage that suits your lifestyle. A policy that gives you choices. Service that consistently earns high marks. And no surprises
if you have to report a claim. For over a century, the hallmarks of Chubb Insurance have been innovation, quality protection and
unparalleled service. When you couple Chubb’s benefits with the unique approach of our VIP Concierge Service, you have what we
believe to be the finest combination of service and protection available today!
For the homeowner who wants exceptional value, there is really only one choice - Dan Lawrie Insurance Brokers and Chubb
Insurance. Your partners in offering the ultimate in VIP Service and Advice. For your personal, complimentary review, call Bob
Lawrie - Vice President at Dan Lawrie Insurance Brokers today.
Let Our Experience Guide Your Next Insurance Decision.
OAKVILLE (905) 815-0045 | BURLINGTON (905) 681-2766 | TOLL FREE (800) 661-1518www.dan lawr ie .com
Proud Cornerstone Broker.A prestigious designation recognized as a best-in-class Chubb Broker.
Receive $10,000 in Upgrades or 1 Year Free Maintenance* When you purchase the suite of the month.
*See sales representative for details. Limited time offer. Exclusive Listing Brokerage, The Invidiata Team. Brokers Protected. Prices and specifications subject to change without notice. E. & O.E
WEST BUILDING
CONSTRUCTION STARTING THIS FALL!
LAST CHANCE AT PRE-CONSTRUCTION PRICING
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Receive $10,000 in Upgrades or 1 Year Free Maintenance* When you purchase the suite of the month.
*See sales representative for details. Limited time offer. Exclusive Listing Brokerage, The Invidiata Team. Brokers Protected. Prices and specifications subject to change without notice. E. & O.E
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CONSTRUCTION STARTING THIS FALL!
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W E L C O M E T O T H E M O S T M A G I C A LF A I R Y T A L E O F A L L : Y O U R S
Whether you escape to the Caribbean, Mexico or even Alaska,Disney Cruise Line has something magical for every member of your crew—
with separate areas and activities for kids, teens, adults and families.
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For more information or to plan your magical voyage, please contact us at:
10 McEwan Drive West, Bolton, ON1 (855) FDMAGIC (336-2442)www.fairytaledestinations.com
6198-DIS-FairytaleAd_FA.pdf 1 9/14/11 3:48 PM