To educate issuers on card fraud, payments processor The Members Group has issued a 4-part

white paper series addressing hot topics relevant to financial institutions and consumers.

The Evolving Landscape

Apple’s iPhone 6 will be a good

test of consumer comfort

with biometrics and payments

Biometricsfor paymentsRegularly monitor

authentication innovation.

bi·o·met·rics(bīō’metriks)

n. the identification of humans by their characteristics or traits used as a form of identification

and access control

Fingerprintauthentication goes

mainstream

In Japan In Finland

Consumers testmaking

purchaseswith only

their faces

ATMs use vein-profile

scanningto address high

ATM fraud

Biometricsaround the globe

Deputizing cardholdersEven the most high-tech fraud-prevention systems improve when cardholders regularly monitor their accounts for suspicious activity.

PROVIDES WAKE UP CALL

News of major data

breach finally hits MEDIA IS HOOKED

home with consumers.

NEWS COVERAGE

Card-not-presentfraud today

Digital transaction fraud is on the rise, yet new technologies

are poised to help.

Card-not-present fraud losses in 2013

$5.3 billion

Card-not-present fraud will rise

as EMV takes hold in the U.S.

Who pays?

Multi-factor authentication

protocol programs are shifting

card-not-present fraud liability to issuers

$

Card fraudduring the holidays

The challenge: delivering a great shopping experience andstellar fraud prevention

in the same package.

Spotting unusual transactions during the holidays is like spotting

a needle in a haystack

fraud losses in 2012

65%of losses absorbed by issuers

$11.27 billion

6 holiday fraud prevention tips for financial institutions

1. Update cardholder contact info

2. Establish stop date for lifted restrictions

3. Know your fraud trends

4. Use laser-targeted detection tools

5. Employ geo-targeted detection software

6. Educate cardholders

2 strategies for cardholders

EducationDetection &prevention

Percent of victimized cardholders who detected fraud on their own by monitoring accounts and using alerts and other services50%

Download Biometric Authentication Heading for Payments Space

Download the entire white paper series

Download What Card Issuers Need to Know about Card-Not-Present Fraud

Download Empowering Cardholders to Help Prevent Card Fraud

Download Fraud Protection is a Must Have this Holiday Season

800.268.1884 themembersgroup.com