The business advantage of transforming data into actionable information

New Initiatives

27-28 March, 2012

SWIFT Middle East Regional Conference

Abu Dhabi, United Arab Emirates

2

Actionable

Information

Business Intelligence

Sanctions Screening

MyStandards

SWIFTRef

Sanctions screeningAutomate transaction monitoring and filtering with zero-software

Business intelligenceLeverage the insights of SWIFT traffic data and differentiate your transaction business

MyStandardsReduce the cost, time and

increase the quality of standards management

SWIFTRefA single source for all your global payments reference

data needs

Business Intelligence

Year on Year quarterly growth rates

Introduction: SWIFT statistics are uniqueGDP and SWIFT Payments show a similar trend

* OECD Europe Q4 2010 is provisionalSource: SWIFT, OECD

4

Q1

2003

Q2

2003

Q3

2003

Q4

2003

Q1

2004

Q2

2004

Q3

2004

Q4

2004

Q1

2005

Q2

2005

Q3

2005

Q4

2005

Q1

2006

Q2

2006

Q3

2006

Q4

2006

Q1

2007

Q2

2007

Q3

2007

Q4

2007

Q1

2008

Q2

2008

Q3

2008

Q4

2008

Q1

2009

Q2

2009

Q3

2009

Q4

2009

Q1

2010

Q2

2010

Q3

2010

Q4

2010

-20%

-15%

-10%

-5%

0%

5%

10%

15%

20%

-6%

-4%

-2%

0%

2%

4%

6%

SWIFT Payments

OECD GDP - Europe *

OECD GDP - All

Global view of the SWIFT Index

Source: SWIFT, OECDActual Actual & Calculated Nowcasted Forecasted

% growth,

quarter on quarter

Global GDP Actual Growth Global GDP Growth based on SWIFT Index

Actual GDP growth

Actual & calculated based on theSWIFT Index

Nowcasting

Forecasting

5

6

Business Intelligence Challenges

Assess & Monitor your performance

Position yourself in the market

Base your decision making on facts and figures

Middle East vs. the World- Index evolution

7

Customer Payments Index based on the volume (Jan 2011 as base)

201101 201102 201103 201104 201105 201106 201107 201108 201109 201110 201111 201112 20120180

85

90

95

100

105

110

115

120

125# of Messages sent by the Middle East

# of Messages received by the Middle East

Total SWIFT

Middle East vs. the World – Country view

8

Distribution of the transactions & value of Customer Payments received by the Middle East countries

United Arab Emirates

Egypt Kuwait Lebanon Jordan Saudi Arabia Bahrain Qatar Others

0

125,000

250,000

375,000

500,000

625,000

750,000

30%

27%

15%

2%3%

8%

3%

9%

2%

Distribution of the transactions received by the Middle East Distribution of the value received by the Middle East

AED USD KWD JOD EGP BHD LBP SAR AFN QAR0

200,000

400,000

600,000

800,000

1,000,000

1,200,000

1,400,000

1,600,000

1,800,000

18.59%

4.64%13.15% 10.11%

4.85%12.97% 10.35%

4.80%

114.24%

4.64%

Q4 2011 Growth

Num

ber o

f mes

sage

s Middle East vs the World– TOP 10 currencies in absolute growth (Q4 2011 vs Q4 2010)

9

Customer Payments Worldwide

Number of Customer Payments received by the Middle East per currency & percentage growth

USD - US Dollar

RUB - Rus-sian Rouble

GBP - British Pound

EUR - Euro AUD - Aus-tralian Doll

NZD - New Zealand Dol

INR - Indian Rupee

AED - Utd. Arab Emir.

CHF - Swiss Franc

JPY - Ja-panese

Yen

0

10,000,000

20,000,000

30,000,000

40,000,000

50,000,000

60,000,000

70,000,000

5%

62%

9%2%

38%

85%

47%

19%

8%12%

2011 Q 4 Growth

Num

ber

of m

essa

ges

10

BI WATCH / INSIGHT/ Consulting

Business Intelligence Solutions

BIServices

WATCH Insight

WATCHAnalyzers

Sanctions Screening

12

Regulatory scrutiny and enforcement of sanctions policies is increasing

Available screening solutions complex and costly to maintain

Challenges for low-volume financial institutions

Context around Sanctions screening

SWIFT is launching a centralised screening

service

13

Scope of the SWIFT service

Sanctions Screening over SWIFT is a transaction screening service:• FIN MT messages (CAT 1, 2, 4 and 7 at launch) • Real time

Customer identification & verification

Initial due diligence

Customer screening

Ongoing due diligence

Customer & transaction monitoring

Transaction screening

start transacting

On-boarding process Ongoing reviews

notification

Your institution

Your correspondents

An innovative central screening platform

• Best-in-class screening engine

• Centrally hosted and operated by SWIFT

• Sanctions List update service

• No local software installation & integration

15

Sanctions screening

Advanced screening engine

with list management

Reduce yourtotal cost of

compliance with a central utility

easy to implement

no softwareno installation

no maintenance

MyStandards

17

Time consuming

Prone to errors

Resource-intensive

Costly

Automation of business processes

Standards

Standards are a necessity, but managing them can become a challenge…

MyStandards

MyStandards is a collaborative web platform to better manage standards definitions and usage

18

Base Standards:MT/MX/ISO 20022

Global market practices

Local market practices

Bilateral guidelines

Internal specifications

Market practice groups

Financial institutions

Content

Centralize all of your standards-related

information on-line

19

Base Standards:MT/MX/ISO 20022

Publish & Collaborate

Implement

Analyse

Capture

Market practice groups

Financial institutions

Features

Value for all actors from designers to consumers

Collaborative

20

Improve release

management

Centralise all your standards

information

Streamline usage guidelines

management

Enable efficient

collaboration

Automate user-friendly

documentation

Speed up accurate

implementation21

MyStandards

swiftrefThe new name in reference data

SWIFTRef Utility - benefits

Beneficary’s BICBeneficiary’s acc.nbIntermediary BICIntermed. acc. nbIntermed. bank codePayment system XFIN service Y .......

ISOSSI

SSI

sort c.

SWIFT

BA

EPC EBA

SSI

Beneficary’s BICBeneficiary’s acc.nbIntermediary BICIntermed. acc. nbIntermed. bank codePayment system XFIN service Y .......

ISO

SSIsort c.

EBA

SSI

SSISWIFT

EPC

BA

TodayYou maintain the data

TomorrowSWIFTRef Utility

Today you need to worry about maintaining

payments reference data from different

sources.

Tomorrow, with SWIFTRef utility, you can get all this data through a channel of your choice, updated

daily, fully automatically.

The Fundamental Elements

Global

Comprehensive

Transparency

Flexible

Geography & Payments Networks – not just SWIFT

All data sets required for effecting payments

Source of data is clear and benchmarked

Output content & format – and pricing

Utility Everyone has access

Partners Working with them –other data providers

Service Data plus Information plus helpdesk facilities

The challenge is maintaining reference data from different sources

get consolidated data

through a one channel

via the delivery method of your choice

At the frequency of your choice, fully automated or manual as you choose

SWIFTRef background – the utility

Beneficary’s BICBeneficiary’s acc.nbIntermediary BICIntermed. acc. nbIntermed. bank codePayment system XFIN service Y..............

ISO

SSI

Nat IDsEBAMT670

SWIFT

EPC

BX

T2Licenced

Banks

GPRU

MT094s

SWIFTRef background – the eco-system

SWIFTRefGPRU

SWIFTRef datacollection

team

data from individual FIscollecting data from communities

Comsys

providing services to communities consolidated data services

Improving ‘legacy systems’

Complete Global

Benchmarked Coverage is clear

Relational Everything cross-linked

Helpdesk & information services Data plus service

Special services for market segments Regional services can be provided

Upgrade Programme time table

Upgrade activity 2012 2013 2014

Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2

SWIFTRef launch

Upgrade programme – general announcement

Online Directories and SSI Directory upgrades

BICPlusIBAN Directory and SEPA Routing Directory upgrades

Termination old products/contracts

• Upgrades will be organised in “waves”.• SWIFT will pro-actively contact each customer during 2012• No change to the BIC directory, CCH file, Bank file (Alliance)

Transaction filtering with zero-software

Differentiate your transaction business

Easy Standards management

A single source of payments data