FusionBanking Corporate

The bank view on digital strategy in commercial bankingThis infographic presents the findings of a survey that was carried out across 43 countries worldwide during a Misys webinar in 2015.

Digital strategy for corporate banking business

A threat to market share in corporate banking?

Drivers of the digital agenda

5 steps to realise the transformation

41.3% of webinar attendees stated that they have a unified digital strategy in place across corporate banking and are in the process of digitising parts of the business already. But 38.7% of the audience also reported that they do not have a clear strategy for digitisation yet.

Do you have a concrete strategy in place to digitise your corporate banking business?

56.2% of the webinar attendees see new market players as a significant threat to multiple areas of the business.

In which areas do banks see the rise of non-banks as a threat to market share in corporate banking today?

“CIOs and business leaders must raise digital corporate banking strategy creation from the lines of business (LOBs)

and channels to the CIO level.”Gartner, Survey: Digitalizing Corporate Banking 2015

Cash management (64.2%), trade and supply chain finance (50.9%) and partnering with FinTechs (37.7%) are believed to be the top three drivers of the digital agenda.

STEP 1 Be strategic with scalable digitisation. Define an integrated path for incrementaltransformation.

STEP 2 Be multi-channel with optimised sales. Deliver a cross-business line model thatmaximises efficiency and boosts sales.

STEP 3 Be open. Collaborate, evaluate and define how to integrate with relevant and emergingfintech, alongside core platforms.

STEP 4 Think ‘outside in’. Address changes in corporate client needs driven by e-commerce andthe sharing economy with a true client centric model.

STEP 5 Define and connect your ecosystem. Leverage the strength of your network to buildand connect the markets and people of tomorrow.

DIGITISE THE ENTERPRISE. Realise your digital potential in Corporate Banking.

273 banks responded

North America

South America

Yesalready implemented

Trade and Supply Chain Finance

Straight lending

Developing strategies with new technologies like blockchain

Enterprise-wide sales process enablement and efficiency

Partnering with fintechs

Cash managementCapital Markets

A significant threat to multiple areas of the business

56.2%Non-bank fintechs are not a threat,

they are an opportunity

23.8%Mainly a threat in supply

chain finance

13.3%Mainly a threat in treasury/

FX services

13.3%Mainly a threat in

commercial lending

8.6%

Yesbut not yet implemented

Yesin the process of digitising

parts of the business

No

Europe

Africa

Asia Pacific

Australia

61.5%

18.7%

1.5%

2.2%

2.2%

5.3%

19.6%7.3%

14.5%13.8%

14.5%

24.7%5.8%

14.7% 41.3% 38.7%

?

13.9%

What are the top three drivers of

your digital agenda?

Find out more about Misys FusionBanking Corporate:

www.misys.com/digitalGTB