The bank behind your HomePass™ Credit Card Program

CFNAHomePass.com | 855.209.0590

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8,000+ merchants enrolled

Who is Credit First National Association?CFNA is a limited purpose, credit card bank owned by Bridgestone, a major national retailer. It’s those roots that give us the vision to help you gain a competitive advantage. We know you can’t control your customers’ financial situations. But you can provide them with a practical payment option. That means you can give your customers the ability to say “yes” to a purchase. And we give you the potential for a loyal, lifetime customer. Separate yourself from the competition with your own store credit card. CFNA can get you started.

4.6 million+cardholders nationwide

300+domestic support specialists

What's in it for you?

Business name printed on every credit card opened

Competitive 2.39% swipe fee with no hidden costs

No required monthly sales volume

Promotional financing to offer customers

Comprehensive procedural and sales training

What's in it for your customers?

Stress-free financing

Online account management

Generous credit limits— up to $8,000 available

Quick credit decision— 60 seconds or less in most cases

Competitive 22.8% Annual Percentage Rate

Coupon Mailers

In-store credit card advertising

Consumer Promotions

Why choose HomePass?It’s simple; there is no other program like it. With no set up fees or required monthly sales volume, you have nothing to lose and everything to gain. We help you increase sales, build store loyalty, and leverage your brand to keep customers coming back.

Savings

Take advantage of our full-service marketing staff. We offer a variety of free and discounted professional creative services.

Support

Gain one-on-one support from a sales staff selected for their industry expertise and experience. Our consultative-based approach means you get tailored sales coaching, in addition to more personalized facilitation of our marketing programs.

CFNATraining.com

Playbook training series

Set yourself apart from the competition. Build loyalty and increase sales among your credit card customer base, and we’ll customize your credit card advertising collateral, so you can remain top of mind with your customers.

Customization

More brandingYOUR LOGO

HERE

The HomePass Credit Card Program

We even go the extra mile to help you advertise this financing option and all the other great cardholder benefits. You'll receive our free, professionally designed and printed point-of-purchase materials annually.

How does the program work?

Promotional financing

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CFNAHomePass.com | 855.209.0590

CFNA validates and accepts a customer’s valid charge(s).

CFNA settles with you within 24-48 hours in most cases.

CFNA transmits funds to your bank’s business checking account via the Automated Clearing House.

CFNA provides you with an e-accounting report itemizing and totaling charges and credits.

HomePass™ is customized for your business— that means you give your customers another payment option but no longer have to carry all of the risk that comes with financing customer purchases yourself. Stop worrying about collecting on your in-house accounts and sign up today.

Months

Our 6-Month Promotional Credit Plan offers customers the ability to pay for qualifying purchases of $299 or more with the benefit of deferring interest over a period of time. This means that if the customer (1) makes the required

minimum monthly payments and (2) pays off the promotional purchase balance by the time the promotion period ends, then their account will not be charged interest that accrued during the delay period. The plan gives you a way to sell more, and gives your customers an attractive way to pay today.

You can offer your customers SPECIAL FINANCING on those big ticket items, but you aren't required to manage or track anything.

Merchant services

CFNA offers a low maintenance, easy-to-use credit card processing solution that integrates with your business. Our solution is a safe and secure way to handle opening new applications and day-to-day credit card transactions.

Simple software download- no terminal or processing equipment required

Windows-based PC running Windows 7 or newer connected to a printer

PCI compliant; no sensitive information is stored on your PC

Banking

The process is easy. You get paid first, and we track the rest.

6275 EASTLAND ROADBROOK PARK, OHIO 44142

HP2017ENRLBRH | 10/2017

Ready to get started?Call 855.209.0590 | Email Sales@CFNA.comCFNAHomePass.com