Leasing and Fleet Management

• The Bancorp Inc. is a financial holding company with a wholly owned subsidiary, The Bancorp Bank. (NASDAQ NM:TBBK)

• Founded in 2000, The Bancorp’s focus is primarily commercial. Among various programs, The Bancorp offers a full array of lending services, including Commercial Lending, Affinity Partner Plans, Leasing and Fleet Management, and Government Guaranteed Lending.

• Total assets - $5.1 billion.

• Fleet Management expertise in Commercial, Municipal, Franchise and GSA contracts.

About Our Company

Leasing and Fleet Management

• Jefferson Leasing began its activity in 1975 as the Leasing Department for

State National Bank of Maryland. Through acquisition in 2000, it is now part of The Bancorp.

• From our inception, we have treated leasing as a service, assisting commercial and municipal accounts with the complex tasks of acquisition, operation, financing and disposal of vehicles.

• When you work with The Bancorp, you lease directly from the bank, eliminating the leasing company and that cost segment.

• We procure vehicles at wholesale prices and pass the savings on to you. Combine that with our vehicle expertise, and we are positioned to offer you a low-cost, service-oriented product. You never have to enter a dealership again!

Flexible Terms and Options

• We offer Open and Closed-End leases to fit the needs of your fleet.

• Leasing allows you to stretch your company or department’s funding budget or allocation.

• Leasing is flexible. We can structure your lease to meet both budget and mileage requirements.

• We will handle the transaction and vehicle delivery, freeing you up to run your business or department.

Flexible Terms and Options

• Open End Lease: No mileage limitations, no penalty for

early termination, no penalty for wear and tear. At resale, Lessee receives credit if over book value or is invoiced for any shortage. We assist in calculating residual value options to help hedge against market conditions.

• Closed End Lease: The Bancorp bears 100%

responsibility at end. Subject to mileage restrictions, wear and tear chargebacks, and early term restrictions. However, costs are fixed which may appeal to a company or municipality with a fixed budget vs. lower total cost.

Benefits of our Fleet Management

• Access to Wholesale Pricing

• Non Biased Selection from Multiple Manufacturers

• Order the Vehicle you need- do not pay for extra options from a dealer’s stock

• Improve Your Cash Flow-a vehicle under warranty saves you money!

• Access to our team of knowledgeable professionals in the industry since 1975

Let’s Get Started!

• The Bancorp will analyze your fleet, large or small, and provide an in-depth cycling analysis, focused on determining the optimum time to replace your vehicles.

• Contact us before that next repair bill!

• Donna Hamilton, Fleet Consultant

• Cell 732 228 1811

• Email: dhamilton@thebancorp.com