THE AGEEING PEOPLE

IN FRANCE

PLAN• I/ CURRENT SITUATION IN FRANCE-Demography -Economics

-Senior employment-Retirement-APA

-Health-Problems

• II/ POLITICS TO PUT INTO ACTION-New Reforms

-Senior employment-Retirement-Dependence : “ the fifth Risk”

DEMOGRAPHY French demography

- French population’s natural change : + 250 000 each year (800 000 births a year)

-Today 12 millions of people aged over 60 years old, of whom more than 800 000 who loose their autonomy.

-More and more old people in % :

28% of the population under the age of 20 in 1990; 25% in 2010

In 2050 : 20 millions people : + 60 years old

Median age : 45.2 years old for 37.6 today

1980 1990 2000 2010 2020 2030

65/74 years old

11.9 12.8 14.3 16.2 20.08 24.2

75 years old and more

6.6 7.1 7.7 8.3 9 9.5

DEMOGRAPHY

Ratio active population/inactive people aged of more than 60 :

2,1 in 2010 and 1,5 in 2030

-Between 1964 and 1994: decrease of birth rate from 2,91 to 1,66

-Since 1995, constant increase of birth rate : from 1,71 to 2

Two main factors of this ageing people phenomenon:

-Papy-boom-Extension of life expectancy (-Better life quality, better care)1950 : 63 years for men; 69 for women1970 : 70 years for men; 78 for women2010 : 78 years for men; 85 for women

ECONOMICS

• Senior employment:

• France: under the European average: • 38.9% for the people aged from 55 to 64 years old,

against 46% in the European Union.

• Between march 2009 and march 2010:

a 21,2% increase

• Seniors who are looking for a job • and the number of seniors who have a job increase both

ECONOMICSRetirement

Legal age : 60 years old

Retirement « full rate » : 65 years old

In some professions, people can retire earlier- 55: public transport- 50: bus or train drivers, miners,…

Many early retirement public programs

Since 2003, contribution rate of civil servant is now 40 years.

APADependency

->What is it ?

Allowance Personalized by Autonomy (APA) Financial help People who have more than 60 Have a lack or a loss of autonomy because of his physical or

mental state Need an help for the acts of the life or need to be under

surveillance Live in France (regular)

The 31st,December, 2008 : 1 115 000 beneficiary of the APA With the ageing people , increase : + 5% in 2007, +7% in

2008 62% at their home / 38% at specially building for hold

people

HEALTH

Longer life expectancy

Ageing population

The cost of elderly

The future of pensions in trouble

PROBLEMS• Consequences for the people on retire :

-Senior unemployment

-More aged people are concerned by the dependence

-Decrease of actives population

-Increase of spending

NEWS REFORMSSENIOR EMPLOYMENT :

Mains measures to encourage the senior employment:

An help dispositive for people aged of 55 who are apply for a job

An offer of 2000 Euros by contract for the hired people aged of more 45.

Facilitate the cumuli employment-retirement

Companies that will hire a unemployment senior holder than 55, will receive an help which is equal to 14% of his salary.

Oblige firms which has more than 50 salaries to hire senior people (can be penalised )

Increase of Surcote rate

NEWS REFORMS

Retirement

Objectives: To restore the balance and save our repartition system To maintain the level of actual and futures pensioners.

Reforms projects In 2018 : work 42 years Some people will be exempt as

- “Long Career” : Same retirement age (60 years old) and retirement “Taux plein”.

NEWS REFORMSA better protection for frail person:

A little retirement Parents who have

handicap children Handicap workers

Implications for Employer

Retirement

DEPENDENCE PLAN New field of the social welfare

Objectives:

- Help disable people

Equipments or Person

An Universal Law-assessment of needs-Draw up a customized plan.

Financing: CNSA ( National Fund of solidarity for autonomy)

CONCLUSION

• problems : - fertility not enough high to assure renewal of generations- unemployment rate increasing (especially for youth and seniors)-ageing of the population

• solutions :-promote trainings for unskilled youth- adapt senior competencies to work mutations- raise retirement age-social security for the most vulnerable persons and pension system