the administration of employee state insurance act in

8/8/2019 The Administration of Employee State Insurance Act In

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Guided by:

MR. M.K. PADHI

Manager (P & PA), EPM LTD.

SUBMITTED BY:

SATYANARAYAN MOHARANA

Roll No: 215150C09016



Emami Group Activities

CosmeticsKolkata

Paper

Writing Pen Tip

Health Care

Guwahati

Himachal pradesh

Pondicherry

Balasore

kolkata Hospital

Kolkata Guwahati

J.B. Marketing

New Delhi

Chennai

Kolkata

Kolkata

Mumbai

Real Estate

Kolkata



>DEINKING SYSTEM

>PAPER MACHINE

>PAPER FORMING

>PAPER PRESSING ZONE

>PAPER DRYING

>PAPER CALENDARING

>PAPER MACHINE AUTOMATION

>NEWSPTINT REEL PACKING



Social security is a controversial & dynamic subject with various facets

a programme of protection providing society against Sickness,

Unemployment, Old age, Dependency, Industrial accident and

Invalidism .

# There are two basic methods of social security.

namely:

1. social insurance : a mechanism through which benefits are provided

to the contributories necessary for satisfying wants

2.social assistance: are designed to help people who are in financial

difficulties.



ESI

ADMINISTARTION

CORPORATION

STANDING

COMMITTEE

MEDICALBENEFIT

COUNCIL

FUND

GOVT.GRANTS

CONT. OF

EMPLOYER

CONT. OF

EMPLOYEE

BENEFITS

MEDICALBENEFIT1

SICKNESSBENEFIT2

MATERNITY BENEFIT3

DISABLEMENTBENEFIT4

DEPENDENTBENEFIT5

FUNERALEXPENSE6



A statutory body known as the Employees· State Insurance Corporation has been set up

under the act to administer Employees· State Insurance Scheme. The body Corporation

is an autonomous body consisting of representative of the Central ate Govt., employers,

employees and others.

A Standing Committee of the Corporation shall be constituted from among its

members to administer the affairs of the Corporation.

The Central Government shall constitute a Medical Benefit Council to Advisethe Corporation and the Standing Committee on matters relating to the

administration of medical benefit

Employees· contribution-1.75 percent of the wages

Employers· contribution-4.75 percent of the wages

Total-6.50 percent of the wages

1st April to 30th Sept. 1st January of the following year to 30th June.

1st Oct. to 31st March 1st July to 31st December of the year following



BENEFIT CONTRIBUTORY

CONDITIONS

DURATION RATE

Medical Benefit

(Self & Family)

No condition. IP

and his family iseligible from the

day one of his

insurable

employment.

To start with a

period of 3months or till the

spell of treatment

lasts whichever is

later

Full medical care.

Facilitiesincluding

hospitalization for

insured person

and family

Sickness benefit

(Self)

contribution for at

least 78 days in the

relevant

contribution period

91 days in any two

consecutive

benefit periods

Standard benefit

rate (not less than

50% of dailywages)

Extended Sickness benefit

(ESB)

(Self)

Continuous

employment for a

period of 2 years

and payment of

contribution for at

least 156 days in

4 contribution

periods

up to 2 years in

deserving cases

140% of the

standard benefit

rate (not less

than 70% of daily

wages)

Enhanced Sickness Benefit

(Self)Same as normal

sickness benefit

7 days vasectomy

14 days

tubectomy

Double the

standard benefit

rate.



Maternity benefit

(Self)Payment of contribution

for 70 days in

immediately preceding

two consecutive periods.

84 days-confinement

6 weeks - miss-

carriage and additional

one month for

sickness arising out of

confinement,premature birth of

child or miscarriage

Double the Standard

Benefit rate (Not less

than full wages)

Temporary

DisablementBenefit

(Self)No condition.

Till the incapacity lasts 150% of the Standard

Sickness Benefit rate

Permanentdisablement benefit

(Self)

No condition for life Up to 140% of theStandard Sickness Benefit

rate.

Dependant's benefit

(Dependents)No condition To widow for life or

until remarriage.

To legitimate or

adopted son/

unmarried daughter tillage of 18 years.

To widowed mother

Full rate.

Funeral Expenses No condition. Diseased

IP should be an IP on

the date of death.

Onetime paymentActual expenditure on

funeral not exceeding

Rs. 5000/-



By discussing with the Insured Persons under ESI Act, ESI Manager & Inspector as

well as the HR manager of Emami Paper Mills Ltd. Following findings areidentified:-

1. ESI Act in Emami Paper Mills Ltd. Is operated smoothly with the help of grants

from State and Central govt.

2. Most of the employees Are insured under ESI Act.

3. By discussing with the senior officials the employees are getting PANCHDEEPfacilities

4. To ensure Medical Benefit, ESI dispensaries are been set up by the ESI

corporation in different places of Balasore

5. The employees of Emami Paper Mills Ltd. enjoy SicknessBenefit along with the

medical facilities.

6.There are few no. of female employees are working. So this benefit is not beingutilized by any of them till date.

7. If an Insured Person is injured in the cause of his work and permanently or

temporarily disabled, he will get Disablement Benefit in the form of cash in

installment.

8. if an insured person dies as a result of any employment injury sustained as an

employee his dependent are be entitled to periodical payment .



The Employee State Insurance Act 1948, is a piece

of social welfare legislation enacted primarily with

the object of providing certain benefits to

employees in case of sickness, maternity and

employment injury and also to make provision for

certain others matters incidental thereto.

the administration of employee state insurance act in

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