the 2nd azerbajan insurance forum claims handling on motor insurance segments _ agreements to...
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The 2nd Azerbajan Insurance Forum
„Claims Handling on Motor Insurance segments _
Agreements to facilitate the handling of international claims“
Ulf D. Lemor Baku, 7./ 8. july 2011
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• CONTENT
1. Model: Green Card System
2. Existing Systems ( worldwide )
3. Introduction of the White Card Scheme
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The 2nd Azerbajan Insurance Forum
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Yellow Card System
• Applicable in Southern and Eastern Africabetween members of the COMESAKenya, Rwanda, DR Congo, Ranzania, Uganda, Zambie, Zimbabwe
• 400 million Africans united in one system
•,founded in 1982
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Pink Card System
• Applicable in Central Africa• 6 Members: Cameroon, Central Africa,
Chad, Congo, Gabon and East-Guinea
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Brown Card System
• Applicable primarily in Western Africa• Founded in 14 Members: Ghana, Nigeria,
Senegal...
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Blue Card System
• Applicable in South East Asia ( ASEAN )• Population 575 Mio.• 10 Members ( Indonesien, Malaysia,Vietnam,
Singapore, Thailand, Laos . . .)
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Orange Card System
• Applicable in the Middle East and North Africa• Established 1975 in Tunis• Members: the Arabian States in this region
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The ECO White Card Scheme
A common project between Economic Cooperation Organisation
and Islamic Development Bank
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• ECONOMIC COOPERATION ORGANISATION (ECO)• ECO is an intergovernmental organisation
involving seven ssian and three eurasian Nations
• It provides a platform to discuss ways to improve development and promote trade, investment opportunities, traffic and communication.
• ECO is an ad-hoc organisation under the UNITED NATIONS Charter.
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Who is ECO ?Members (10):• Afghanistan• Azerbaijan• Iran• Kazakhstan• Kyrgyzstan• Pakistan
• Tajikistan• Turkmenistan• Turkey• Usbekistan
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ECO
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ECO
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ECO Activities in the field of TransportThe program of action for ECO decade of transport • The Transit Transport Framework Agreement • Railway • Road • Maritime• Cooperation with international and regional organizations
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ECONOMIC COOPERATION ORGANISATION (ECO)
Transport and Communication
7
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ECONOMIC COOPERATION ORGANISATION (ECO)
Introduction: to fully utilize its potentials for transit transport, the region has to address many obstacles
Non-Physical
Barriers
Taxes & Tariffs:Road tax, Vehicle
size/weight regulations/
Charges, Permits charges ,
costum duties, etc.
Documentation :Transport and
customs documentations
Issues related to human resources,
Physical Barriers
Poor conditions
of Road and railways
Infrastructure
Inefficient Border
Infrastructure
High number of points/slow control process/inefficient parking adjacentin Control
points
Limited warehouse and logistic centers
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THE WHITE CARD SCHEME
• An important step toward facilitation of road transport• Joint project between ECO and Islamic Development
Bank • The preparatory work started in 1995• After several meetings between ECO and the
governmental delegations of the region in 2009 the text of the „Interim White Card Scheme“ was approved
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THE WHITE CARD SCHEME
• The original aim was (and is) to become as soon as possible member of the Green Card System (Interim System)
• Therefore it was decided to adjust the text of the scheme as far as possible to the principles of the Green Card System
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THE WHITE CARD SCHEMEThe Function of the International Consultant
• to analyse the status of implementation of the MTPL Insurance • to analyse the potentials for regional cooperation in the field of
insurance• to assess the possibilties for effective implementation of the White Card to take into account the experiences of other regional
schemes (such as the Green Card)• to propose constitutional rules and regulations • to provide technical and operational advice on the enforcement of
the scheme• to come up with recommendations on possible role of ECO Reinsurance Companies• to analyse the possibilities for cooperation with the Green Card
System
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• Compulsory insurance• Limits• Financial guarantees
Fundamental problems
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• Non payment in time• Non recognition of insurance policies• Payment of compulsory deposit• Arbitrary detentions of the involved vehicles• Incidental expenses imposed to the vehicle‘s owner
when his car is impounded...
Practical problems
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Status of the proceedings
Next steps:• Finalisation of the questionaires (end of june
2011)• Conference with the member-states (propably early autum 2011)• Implementation of the conferences` results
(end of 2011)• Coming into force in 2013 / 2014?
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Future perspectives
• Establishment of the White Card System• Development towards and proof as
functional system• Cooperation between the Green, Orange an
White Card Scheme?
-> Membership in the Green Card System?
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The 2nd Azerbajan Insurance Forum
RE.4: Green card system benefits may accrue to all UNECE members
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The 2nd Azerbajan Insurance Forum