th annual conference 2014 payments summit · 2/5/2014 · created by the migration to emv...

TRANSIT

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PAYMENTSSUMMIT

February 5-7 | Grand America Hotel | Salt Lake City

The 7th Annual Conference

Platinum Sponsor20

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GEMALTO.COM

Gemalto:#1 provider of EMV payment solutions worldwide*

IIIIII The time for EMV is now. Banks report: EMV delivers increased spend and satisfied customers. Gemalto is the world leader in the payment card market, with over 2.0 billion payment cards shipped worldwide.

Connect UnifyProtect

Team up with Gemalto’s > Security experts> Association-certified

EMV consultants> Worldwide manufacturing,

personalization and issuance network

EMV uses one infrastructure accross all payment channels > Payment cards > Contactless cards > Mobile payments

EMV is part of the digital solution, protecting against > Card cloning> Counterfeit card fraud> Exposure of payment data in the

event of a breach

*The Nilson Report

www.gemalto.com

Greetings! As we are all aware, the payment landscape in which we work is changing rapidly. It is an especially exciting time to gather, as we embrace another year of momentous changes created by the migration to EMV technology and unprecedented advances in mobile payment adoption. Gemalto is pleased to welcome you to Salt Lake City and the 7th Annual Payments Summit. We are thrilled to be here with you this week and look forward to discussing our converging technology offers at this momentous time in payments history. This event presents a wonderful opportunity to collaborate with fellow industry leaders and to strategize on how to maximize the opportunities that EMV and mobile payments will bring. Certainly, discussions among industry leaders who’ve come together this week will lead to great advances that will benefit the entire payment ecosystem and consumers alike. I’d like to extend a personal thank you for joining us here this week. Gemalto is at the forefront of advancements in security and convenience for consumers. With over 20 years in secure transactions technology, Gemalto’s expertise with 450 mobile operators and 3000 financial institutions worldwide positions us at the apex of these converging industries. As trusted partners in numerous successful global EMV migrations, we have driven market standards and continue to innovate at the heart of the digital payment revolution. By keeping security and convenience as a foundational cornerstone of payment innovation, we believe that the extraordinary promise of the digital world can be fully realized. Best regards,

Jean Pierre Nougier Senior Vice President of Secure Transactions Gemalto

INTRODUCTION

2 2014 Payments Summit • February 5-7

Welcome to the Conference Welcome to the Smart Card Alliance 7th Annual 2014 Payments Summit in Salt Lake City, Utah, and a city with a solid reputation as a leader in payments innovation and technology, particularly in the area of mobile and transportation. We are delighted to have you join us for one of the industry’s leading forum about smart, secure payments technology and its implementation involving EMV card payments, mobile payments, and transit payments.

Once again we have returned to the Grand America Hotel, a superior facility that offers outstanding meeting capabilities and business enhancements to make your week as productive and comfortable as possible.

This is an outstanding opportunity to exchange the latest knowledge about the U.S. payments market, which is in the midst of transformation that will result in major changes in how consumers interact with their financial institutions, their mobile carriers, and their public transportation providers. Recent events involving serious threats to the safety and security of our payments system has raised the expectations that our payments industry will continue to innovate by investing in smart, secure chip technology and contactless forms of payment while keeping pace with the changing consumer preferences towards mobile commerce and online shopping.

The Summit features pre-conference workshops, plenary sessions, and stakeholder panels on EMV card payments, mobile payments, and transit payments. There’s plenty for you to choose from, and I encourage you to take advantage of all that’s being offered. While you are here, don’t forget about the great networking opportunities and receptions to reconnect with colleagues and make new contacts.

Review the agenda, highlight the sessions you want to attend, and commit to listening in on at least one session that does not directly relate to your market. You may find more similarities than differences. Consider ordering the audio archive to take back to your office to replay the sessions you may have missed and share the details you learned at the conference with your work colleagues. What we know for certain is that this event will leave you with new information, a new appreciation for the unique challenges ahead, and a renewed outlook for 2014.

Thank you for attending the 2014 Payments Summit and enjoy the conference!

Randy Vanderhoof Executive Director, Smart Card Alliance Conference Chair, 2014 Payments Summit

Table of Contents Welcome ............................................................................ 1 Sponsors ............................................................................ 3 Summit Overview ............................................................... 4 Conference Agenda ........................................................... 5 Speaker Biographies ........................................................ 10 Exhibit Floor Plan ............................................................. 30 Exhibitor & Sponsor Profiles ............................................. 31 Smart Card Alliance Info .................................................. 46 NFC Council Description .................................................. 48 Payments Council Description ......................................... 50 Transportation Council Description .................................. 52 Registrant List .................................................................. 54

Contact Information Event staff is here to assist you. Randy Vanderhoof, Executive Director, 1.800.556.6828, [email protected] Edgar Betts, Associate Director, Latin America Chapter, 1.954.922.1564, [email protected] Cathy Medich, Sr. Programs Director, 1.925.398.8191, [email protected] Debbie Marshall, Manager, Communications & Operations, 1.973.912.4463, [email protected] William Rutledge, Event Project Management, 1.212.866.2169, [email protected] Jaclyn Sauvé, Conference Services Manager, 1.203.512.0531, [email protected] Debra Montner, Principal, Montner & Associates, Public Relations, 1.203.226.9290 x12, [email protected] Nicole Lauzon, Administrative Services, 1.800.556.6828, [email protected]

About the Smart Card Alliance The Smart Card Alliance is a not-for-profit, multi-industry association working to stimulate the understanding, adoption, use and widespread application of smart card technology. The Alliance invests heavily in education on the appropriate uses of technology for identification, payment and other applications and strongly advocates the use of smart card technology in a way that protects privacy and enhances data security and integrity. Through specific projects such as education programs, market research, advocacy, industry relations and open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart card technology, leading industry discussion on the impact and value of smart cards in the US and Latin America.

191 Clarksville Road Princeton Junction NJ 08550 1-800-556-6828 1-609-799-5501 [email protected] www.smartcardalliance.org

INTRODUCTION

The Grand America Hotel • Salt Lake City, UT 3

Event Sponsors

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Featured Portfolio Sponsor Bag Sponsor Water Sponsor Opening Reception Sponsor Internet Café Sponsor

Opening Lunch Sponsor WiFi Sponsor Break Sponsor World Series Host Thu Reception Sponsor

Mobile Track Sponsor Track, Beverage Sponsor Beverage Sponsor Beverage Sponsor Event Sponsor

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Exhibitors

202 221 209 108 122 120 123 204

219 114 103 210 201 15 13 109

11 110 107 101 102 228 203 213

218 18 208 105 18 111 113 104

Association & Media Sponsors

INTRODUCTION


Conference Event Locator

Wednesday, February 5 Registration ............................................................................... 8:00 – 7:00 ....................................................... Grand Ballroom Reception Keynote Plenary Sessions ...................................................... 8:30 – 12:15 .................................................................... Grand Ballroom C Conference Break, Exhibit Hall Opens .................................... 10:00 – 10:30 .............................................................. Grand Ballroom A, D Lunch in Exhibit Hall .................................................................. 2:15 – 1:30 ................................................................ Grand Ballroom A, D Mobile & NFC Council Meeting* ............................................... 12:15 – 1:30 .................................................................................... Venezia Conference Plenary Sessions ................................................... 1:30 – 5:15 ..................................................................... Grand Ballroom C Conference Break in the Exhibits ............................................. 3:15 – 3:45 ................................................................ Grand Ballroom A, D Networking Reception in Exhibit Hall ....................................... 5:15 – 7:00 ................................................................ Grand Ballroom A, D

Thursday, February 6 Continental Breakfast in the Exhibits ....................................... 8:00 – 8:45 ................................................................ Grand Ballroom A, D Exhibits Open ........................................................................... 8:45 – 3:15 ................................................................ Grand Ballroom A, D Conference Sessions: Tracks 1, 2 & 3 .................................... 8:30 – 12:00 ............................... Grand Ballroom C, Savoy & Grand Salon Conference Break in the Exhibits ............................................ 10:00 – 10:45 .............................................................. Grand Ballroom A, D Lunch in Exhibit Hall ................................................................ 12:00 – 1:30 ............................................................... Grand Ballroom A, D Payments Council Meeting* .................................................... 12:00 – 1:30 .................................................................................... Venezia Conference Sessions: Tracks 1, 2 & 3 ..................................... 1:30 – 5:15 ................................ Grand Ballroom C, Savoy & Grand Salon Conference Break in the Exhibits ............................................. 2:45 – 3:15 ................................................................ Grand Ballroom A, D Transportation Council Meeting* .............................................. 5:15 – 6:30 ..................................................................................... Venezia

Friday, February 7 Continental Breakfast ............................................................. 8:00 – 8:45.................................................................. Grand Ballroom A, DConference Sessions: Tracks 1 & 2 ....................................... 8:45– 12:00 ............................................................... Grand Ballroom B & C Lunch ..................................................................................... 12:00 – 1:00 ................................................................. Grand Ballroom A, D Conference Sessions: Tracks 1 & 2 ........................................ 1:00– 3:00 ................................................................ Grand Ballroom B & C

AGENDA


Pre-Conference Events Pre-Conference Workshops

Tuesday, February 4 Smart Card Alliance Workshop Venezia

8:30 The Changing U.S. Payments Landscape—The Impact of EMV and Mobile on the Payments Acceptance Infrastructure (CP01) This full-day interactive workshop will provide attendees with a comprehensive understanding of the key new technologies and payment approaches that are changing the U.S. payments landscape over the next few years.

5:30 Smart Card Alliance Workshop Concludes 4-Day Combo Pass registration required to attend.

Multos Workshop Murano

9:15 Multos World Series USA (MW01) Discover why MULTOS has grown into the leading smart card operating platform for large projects requiring multi-application, flexible, contact, contactless and Mobile capabilities, making MULTOS the platform of choice of many of the largest banks in the world.

4:30 Multos World Series Concludes Complimentary registration is open to all. The Smart Card Alliance does not endorse Multos’ products or services over any other company offering similar solutions.

Day on the Slopes Solitude Mountain Resort 8:00 Check in at Registration, Grand Ballroom Reception 8:30 Shuttle Departure from The Grand America 9:30 Arrival at Solitude Mountain Resort 12:00 Lunch Available (Until 2:00) 4:00 Cocktail Reception 6:30 Return to The Grand America Separate registration required. Includes transportation, a one-day ski pass, lunch and evening cocktail reception.

Meet Your Colleagues A pre-conference reception, open to all attendees, will be held in Grand Ballroom Reception, 5:00-6:30 PM

.

Your Conference Badge is a Digital

Business Card

Use any smart phone or pad QR code scanning app to retrieve complete

contact information

2014 PAYMENTS SUMMIT

February 5-7, Salt Lake City, Utah

Many free QR code scanning apps are available. The following is highly rated in

many app stores:

ScanLife by ScanBuy Inc. on Android, iOS, BlackBerry, Nokia Ovi, Windows Phone

The Smart Card Alliance makes no representations or warranties regarding the functionality or performance

of any third party software.

AGENDA


Conference Agenda Conference Sessions

Wednesday, February 5 Plenary Keynote Sessions Grand Ballroom C 8:00 Registration and Coffee 8:30 Chairman’s Welcome Address (PS11) Randy

Vanderhoof, Executive Director, Smart Card Alliance 9:00 The State of EMV Migration in the United States:

Progress Update and Early Learnings (PS12) Stephanie Ericksen, Head of Authentication Product Integration, Visa

9:30 Mobile Commerce in 2014: Isis Mobile Wallet (PS13) Jim Stapleton, Chief Sales Officer, Isis

10:00 Break, Exhibits Open 10:30 Transforming Payments for an Enhanced Consumer

Experience (PS14) Edward Olebe, Group Head, U.S. Emerging Payments and Global Products and Solutions, MasterCard Worldwide

11:00 EMV in the U.S.—The Twists and Turns for U.S. Migration (PS15) Moderator: Dan Heimann, ACI Panelists: Troy Bernard, Discover Financial; John Drechny, Wal-Mart Stores; Jack Jania, Gemalto; Patricia Walters, Vantiv; Emily Santos, SunTrust Banks

12:15 Lunch in Exhibit Hall Sponsor

1:30 EMV and Contactless – Enhancing Customer

Experiences (PS16) Karen Czack, VP Global Chip Products, American Express

2:00 Update on Transit, Tolling & Parking Convergence: Is the Vision Becoming Reality? (PS17) Michael Dinning, Director, Transportation Logistics & Security, US Department of Transportation, Volpe National Transportation Systems Center

2:30 EMVCo: Global Payment Card Specifications Adapting to Contactless & Mobile Commerce for Payments (PS18) Brian Byrne, Director of Operations, EMVCo

3:15 Break in Exhibit Hall 3:45 FIDO Alliance—Authentication in an Always

Connected, Mobile World (PS19) Joerg Borchert, Infineon, on behalf of FIDO Alliance

4:15 Transit Agency Executive Roundtable on EMV, Mobile, and Account-based Fare Collection (PS20) Moderator: Randy Vanderhoof, Smart Card Alliance Panelists: Michael DeVitto, MTA/New York City Transit; Clair Fiet, Utah Transit Authority; John McGee, SEPTA;, Greg Garback, WMATA

5:15 Reception in Exhibit Hall Sponsor

Track Sessions

Thursday, February 6 EMV Payments Track Grand Ballroom C Sponsor

8:00 Registration and Coffee 8:45 EMV Track Chair Opening Address 9:00 State of US EMV Migration – Technology & Business

Implications for the Market (EP21) Moderator: Oliver Manahan, MasterCard Panelists: Considerations for Enabling Debit Routing with Consumer and Merchant Choice, Nick Pisarev, Giesecke & Devrient America; Can EMV Testing and Certification Be Made More Efficient? Cindy Kohler, Visa; Choosing the Best EMV Risk Parameters for the US Market—Chip and What? Online or Offline? Contact or Dual Interface? Kevin Emery, Discover Financial Services; Can Consumer and Merchant Education Keep Pace With Rapid Change? Cynthia Knowles, FIS North American Card Solutions

10:15 Break in Exhibit Hall 10:45 EMV Payments Acceptance Across All Channels

(EP22) Moderator: Deane Cook, Chase Card Services Panelists: ATM Operators and International Transactions, Ron Schnittman, Bank of America; Securing the Card Not Present Channels; EMV as Part of the Transforming Consumer Payment Experience, Erik Vlugt, VeriFone;

12:00 Lunch in Exhibit Hall 1:30 EMV Implementation Strategies (EP23) Moderator: Reid

Holmes, Inside Secure Panelists: Choosing the Correct Card Technology Options and Card Management Strategy for Issuers, Philip Andreae, Oberthur Technologies; Merchant Terminal Implementation Considerations, Bruce Murray, B2; Acquirer Strategies for EMV Acceptance and Processing, Allen Friedman, TSYS; Interac Experience with EMV Debit, Lorna Johnson, Interac

2:45 Break in Exhibit Hall (Exhibit Hall Closes at 3:15) 3:15 After EMV: What Comes Next? (EP24) Moderator: Docia

Myer, CPI Card Group Panelists: EMV, Tokenization and the Cloud, Mike Kutsch, MasterCard Worldwide; EMV and PCI, Troy Leach, PCI Security Standards Council; Bringing Hardware-based Security to Digital Commerce, Michael Ting, SecureKey

4:15 EMV Roundtable Discussion: The Changing U.S. Payments landscape: Impact of Innovation on Payments Behavior in the Future (EP25) This panel will discuss this recent white paper that details the new payments innovations involving mobile and the cloud that are affecting the physical POS and examines the impact of the pending migration to EMV on these new payment solutions. Moderator: Cathy Medich, Smart Card Alliance Panelists: ACH, Mobile, New Technologies, Deborah Baxley, Capgemini Financial Services Global Business Unit; Key Considerations for Security and Privacy, NFC, Jeff Fonseca, NXP Semiconductors; Merchant Impact, Michael English, Heartland Payment Systems

5:15 Day 2 Adjourns

AGENDA


Track Sessions (Continued)

Thursday, February 6 Mobile Payments Track Grand Salon Sponsor

8:00 Registration and Coffee 8:45 Mobile Track Chair Opening Address 9:00 State of Mobile Payments—Technology and Business

Implication for the Market (MP21) Moderator: John Rego, OTI America Panelists: Perspectives on Global NFC Payments Adoption, Lanny Byers, Consult Hyperion; Role of Mobile and Chip in Payments Innovation, Deborah Baxley, Capgemini Financial Services Global Business Unit; NFC Ecosystem Readiness - Devices, TSMs, and Secure Elements, Philippe Benitez, Gemalto

10:15 Break in Exhibit Hall 10:45 Understanding Mobile Payments Schemes and Offers

Strategies (MP22) Moderator: Chandra Srivastava, Visa Panelists: Isis Mobile Wallet, Tony Sabetti, Isis; PayPal Wallet, Patrick Gauthier, PayPal Retail Services; Sprint Open NFC Wallet, Hans Reisgies, Sequent; Paydiant Mobile Wallet, Jed Rice, Paydiant

12:00 Lunch in Exhibit Hall 1:30 Securing Mobile Payments (MP23) Moderator: Brent

Bowen, VALID USA Panelists: Mobile User Authentication, Girish Wadhwani, Nok Nok Labs; Mobile Testing and Certification, Xavier Giandominici, FIME; Advances in TEE Security Standards, Kevin Gillick, GlobalPlatform; NFC Credentials in the Cloud -Pros and Cons of Secure Element and HCE Models, Micheal Gargiulo, TNG Technologies

2:45 Break in Exhibit Hall (Exhibit Hall Closes at 3:15. Move-out Begins)

3:15 Maturing of the NFC Mobile Payments Ecosystem (MP24) Moderator: Kelly Urban, First Data Panelists: Service Provider TSM, John Ekers, ABnote; How NFC, BLE and QR Compare, Maarten Bron, UL; Why Smart Card Solutions for Mobile Cybersecurity will Accelerate Mobile Payments, Siva Narendra, Tyfone

4:15 Roundtable Discussion: Mobile as a Platform for the Next Generation (MP25) Panel will provide viewpoints on mobile as a platform for next generation payments by addressing if today’s payment ecosystem will adapt or will a new ecosystem grab market share; what it will take for mobile payments to achieve scale and consumer acceptance; how many payments options the payments industry can support; and how MPOS for micro merchants will impact issuers, acquirers, and consumers; User adoption barriers – Security, wallet limitations, NFC-enabled devices) Moderator: Jane Cloninger, Edgar Dunn Panelists: Sadiq Mohammed, MasterCard Worldwide; Steve Mott, BetterBuyDesign; Chandra Srivastava, Visa

5:15 Day 2 Adjourns

Track Sessions

Thursday, February 6 Transit Payments Track Savoy Room 8:00 Registration and Coffee 8:45 Transit Track Chair Opening Address 9:00 Open Payments for Large Transit Agencies Panel

(TP21) Moderator: Julie Green, LTK Engineering Panelists: Philadelphia, Jerry Kane, SEPTA; Washington DC, Greg Garback, WMATA; New York City, Amy Linden, MTA/ NYCT; PRESTO, Edgar Seiden, PRESTO

10:15 Break in Exhibit Hall 10:45 Emerging Transit Payments Options Panel (TP22)

Moderator: Willy Dommen, Accenture Panelists: Dallas, David Leininger, Dallas Area Rapid Transit; Boston MBTA, Jonathan Davis, MBTA; Europe’s Transport Future, Gerd Thys, Clear2Pay; Considerations for Agencies Adopting NFC Mobile Ticketing, David deKozan, Cubic

12:00 Lunch in Exhibit Hall 1:30 Making Open Loop Payments Work for Transit (TP23)

Challenges with Open Loop in Transit, Michael Wilson, Accenture; EMV in Transit-Experiences from London, Neil McEvoy, Consult Hyperion; Navigating Association Rules for Open Payments, Trevor Findley, CH2M Hill; Efficient Open Payment Fare Collection, Nick Halden, VIX Technology

2:45 Break in Exhibit Hall (Exhibit Hall Closes at 3:15. Move-out Begins)

3:15 Prepaid Solutions for Transit (TP24) Moderator: Michael Nash, Xerox Panelists: Transit Prepaid Card Market Overview, Michael Nash, Xerox; SEPTA’s Prepaid Card Implementation Model, Jerry Kane, SEPTA and Brian Hedberg, Ready Credit; UTA’s Prepaid Card Implementation Model, Craig Roberts, UTA and Phil Graves, InComm; SERVE’s Prepaid Cards for Transit, KMatt Sollie, American Express

4:15 Roundtable Discussion, Open Payment Challenges for Smaller Agencies (TP25) This session will feature representatives from Payments Brands, Systems Integrators, and Transit Operators addressing challenges small to mid-size agencies face in accepting open payments and what changes are emerging to meet their needs. Moderator: Trevor Findley, CH2M-Hill Panelists: Eric Schindewolf, Visa; Doug Kilgore, Isis; Craig Roberts, UTA; Mark Lulic, MasterCard

5:15 Day 2 Adjourns

All conference breaks sponsored By Vix, booth 113

WiFi sponsored by Oberthur Technologies. Visit booth 102 to login.

AGENDA


Track Sessions

Friday, February 7 Convergence Session: EMV/NFC Mobile Payments Grand Ballroom B 8:00 Registration and Coffee 8:45 Track Chairs Address 9:00 Canada’s Journey to Mobile Payments - EMV, NFC,

and/or Cloud (MB31) How will Canada’s migration to EMV shape the move to mobile payment, and how might this be different than the US Market? Moderator: Tracey Black, GFH Group Panelists: Update on EMV Migration and Mobile Payment activities in Canada, Contactless Infrastructure Deployment—Creating a Path to Mobile? Tracey Black, GFH Group; Mobile Payment Solutions and Strategies under consideration in Canada, How will the path of EMV countries like Canada be determined by EMV? How May Canada’s Path to Mobile Differ from the U.S. Path? William Giles, MasterCard—Canada Region; Amer Matar, Moneris Solutions; Todd Roberts, CIBC

10:15 Break 10:45 EMV/Mobile Payment Readiness Across the Payments

Ecosystem (MB32) Moderator: Allen Friedman, TSYS Panelists: Card Issuance and Personalization, Garfield Smith, Oberthur Technologies; Consumer Education and Awareness, George Peabody, Glenbrook Partners; Adding NFC Add-Ons to Accelerate Adoption, Ofer Tziperman, OTI; Project Planning for EMV and NFC, Sherif Samy, UL

12:00 Lunch 1:00 MPOS—Mobile Payments Acceptance (MB33)

Moderator: Sridher Swaminathan, First Data Panelists: Advances in MPOS, Bob Wesley, LEAF; EMV and Mobile Acceptance, Oliver Sery, TAS Group; MPOS and ECR, Jeff Wakefield, VeriFone

2:00 Roundtable Discussion: What Retailers Want and Want to Avoid with EMV and NFC (MB34) Retail payments experts discuss what are some of the advantages of EMV and mobile payments and what merchants want to avoid happening to them as EMV and mobile payments adoption grows.Moderator: Steve Mott, BetterBuyDesign Panelists: Ed Mastrangelo, Acquirer Systems; David Worthington, Bell ID; Bill Robertson, Apriva

Thursday Reception sponsored by CPI Card Group, booth 114

Internet Café sponsored by MasterCard. In the ballroom foyer.

Track Sessions (Continued)

Friday, February 7 Convergence Session: Transit & Parking Innovation Grand Ballroom C 8:00 Registration and Coffee 8:45 Track Chairs Address 9:00 Payments Solutions in Parking (TR31) Moderator:

Steven Grant, LTK Engineering Services Panelists: Parking Systems Payments Trends and Standards, International Parking Institute, Roger Slayton, CTR Parking; Mobile Payments for Parking, David Cummins, Xerox representing LA DOT; Enabling Parking Systems for EMV, Contactless, and NFC, Steve Grant, LTK Engineering Services; Business Case for Payments Innovation for Parking Operators, Jeff Courteau, Minneapolis-St. Paul International Airport;

10:15 Break 10:45 Technical Standards for Transit (TR32) Moderator:

Michael Dinning, DOT Panelists: Global Platform Work Group on Transit, Kevin Gillick, GlobalPlatform; ISO standards for Transit Payments, Paula Okunieff, Xerox State & Local Solutions; CIPURSE Standards (OSTP), Walt Bonneau, OSPT Alliance; PIV Cards and Opacity in Transit, Nick Stoner, HID Global

12:00 Lunch 1:00 Future Fare Payment and Collection Trends in Transit

& Parking (TR33) National Academy Next Generation Fare Operations Study, Tim Weisenberger, USDT—Volpe Center; Transit Ticketing as a Service, Jane Matsumoto, Accenture; BIBO Wireless Ticketing Media, Kai Oelert, Scheidt & Bachmann GmbH

2:00 Roundtable Discussion: Small to Mid-Sized Transit Agencies Fare Payments Considerations (TR34) Smaller sized transportation agencies face unique challenges for deploying new fare payments technologies and services. Previously we heard from the payments brands and integrators about their solutions, and now we will hear from these smaller agencies themselves to describe their needs that the payments industry and fare payments integrators must address. Panelists: Scott Mazick and Charity Cage, RTC—Las Vegas; Louis Legault, Society De Transport De Montreal

Conference Slides Presentation slides will be available online to all registrants, within one week after the conference. An email will be sent with instructions for access. An audio archive of all conference presentations, including slides, is available for purchase and will be ready one hour after the completion of the conference.

SMART SECURE MOBILE PAYMENTS AND NON-FINANCIAL NFC APPSJune 3-4 | Renaissance Arboretum Hotel | Austin, Texas

NFC SOLUTIONS SUMMIT 2014

The leading American showcase for the burgeoning technology of Near Field Communications arrives in Austin this June with an expanded look at developments in new NFC devices and add-ons, the status of the growing NFC ecosystem, the growing world of NFC-enabled payments and other applications, NFC security and other implementations, and American and international market forecasts.

With millions of new NFC smart phone handsets in place, the market is poised for the introduction of new applications and services enabling quick transactions, ticketing, digital content exchange, adverting and marketing services, secure identification, physical and logical access, social networking and communication between electronic devices. The authoritative expertise of the Smart Card Alliance, NFC Forum, and NFC World Congress brings together a broad base of industry players in a conference event that features leaders from every relevant sector for an interactive, instructive forum on the NFC business issues, implementation milestones, and technology advancements.

Hosted by Austin, Texas – A Regional Leader in Emerging Technologies

With more than 91,000 people employed by over 3,700 technology firms, Austin is the second-fastest growing city in the United States with a young and highly educated population drawn by nine institutions of higher education. With major investments in semiconductors, telecommunications, energy, biotech, medical, software, nanotech, and digital media, Austin’s technology firms comprise about 25 percent or $8.3 billion of the regional payroll. Austin was selected as the pilot city for the Isis Mobile Wallet joint venture, making quick, secure NFC transactions a reality at local retailers.

Exhibit and Sponsorship Opportunities Available. Contact Bill Rutledge at +1-212-866-2169 | [email protected]

Conference AgendaBuilt on a Broad Base of Association Expertise

The conference presentations will leverage the extensive experience and resources of Smart Card Alliance and NFC Forum, both widely regarded as leading voices for the application of this technology. Conference content will include:

Standards and Technology: Smart Phones and Devices, NFC System Architectures, Standards for Trusted Service Manager (TSM), and NFC Forum Specifications

Security and Applications Management: Security Architectures for NFC, Bank Card Payments Application Security, Identity Credentials Storage in NFC Devices,NFC Secure Element Architectures, NFC Application Download and Management

Implementation and Applications Topics:Financial Service Applications, Identity and Security Applications, Ticketing and Fare Collection Applications, Retail Applications

Market and Business Model Topics: Challenges and Opportunities for Financial Institutions, NFC Business Partnership Opportunities and Challenges, Use Cases for NFC, Reports on Commercial Services and Pilots

Over 400 will participate--the larg-est NFC event in the Americas

Designed for networking: Social events and “Dine-Around” outings bring colleagues together

The showcase exhibition features leading NFC technologies and services

Pre-conference workshops June 2www.NFCSolutionsSummit.com

A Comprehensive Conference Showcase for the Entire NFC Value Chain, Presented by the Industry Leaders

Presented by

SPEAKERS


Speaker Biographies Philip Andreae, Director - Field Marketing - Payment - North America, Oberthur Technologies At Oberthur Technologies, Philip Andreae, Director, Field Marketing, Payment, North America, provides clients an in-depth understanding of EMV and what it takes to introduce EMV in the U.S. He supports all of Oberthur Technologies’ EMV business development efforts and compliments and further expands and defines the company’s EMV offer in order to meet new requirements merging in the U.S. Over the last 20+ years, Philip has been actively involved in the payment industry and the evolution of EMV. While at Europay International, he was the executive responsible for driving the creation of the consortium that developed the EMV specification. At Visa Canada, Philip was a primary catalyst in the country’s migration to EMV. He helped define American Express’ global acquiring and issuing of EMV contact, contactless, and mobile strategies and provided management consulting and subject matter expertise in the fields of EMV, mobile, and card payments at Accenture. Philip successfully operated as a strategic consultant in both Europe and North America and worked with clients such as AT&T, Canadian Tire, Lowe’s, Verifone, and IBM.

Ryan Barnes, Associate Director, Consumer Product, TSYS Ryan W. Barnes is Associate Product Director, Consumer Product, at TSYS. He assists with consumer research, partnerships, and client service for the consumer issuing group.

Deborah Baxley, Principal, Capgemini Financial Services Global Business Unit Deborah Baxley, Principal, Capgemini, international payments consultant. 25 years consulting experience in mobile payments and credit cards. Strategy work in 14 countries, advising on product direction and competitive positioning, delivering in up to $20M new revenue or $50M in cost savings, including MasterCard, Bank of America, Visa, and American Express. Officer, Smart Card Alliance Payments Council, co-founder, One Million Acts of Payment Innovation, CFO, NY PAY. Frequent keynote speaker and prolific author on mobile

payments innovation, published 25 articles papers. Spoke at 21 industry events in the past 5 years, most recently NFC World Congress 2011 Nice, France.

Philippe Benitez, VP Marketing - Secure Transactions North America, Gemalto Philippe Benitez helps large organizations launch secure networked services for millions of consumers. His 20-year career in EMV and mobile telecommunications has spanned the US, Europe and Latin America. Philippe is an expert at facilitating the customer conversations necessary to translate a business vision into a commercially viable solution, in any of his native languages, English, French, or Spanish. He is currently VP of Marketing for Gemalto Secure Transactions North America, based in Austin, Texas.

Guy Berg, Senior Managing Consultant, MasterCard Advisors Guy Berg has twenty plus years’ experience working in the banking and electronic payment industry specializing in payment product solutions, new technology adoption, security and fraud prevention. His work experience spans across many aspects of the card payment ecosystem including merchant acquiring, terminal hardware and software development, chip operating system support, personalization systems, smart card management systems and mobile NFC. Over the past 14 years he has worked globally with EMV and NFC implementations and consulting services. Currently he holds the position of Senior Managing Consultant at MasterCard Advisors’. MasterCard Advisors’ provides executive consulting services to issuers, acquirers, merchants and financial industry vendors.

Troy Bernard, Director--Chip Payment Technology, Discover Financial

Tracey Black, GFH Group

cts.cubic.com

more than one million mobile transit tickets delivered

largest US open payment transit system in Chicago

future system-wide open payment in London and Vancouver

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over 20 back offices in operation

world’s leading provider of contactless smart card-based AFC systems

Take the Number One.

For intelligent travel solutions that integrate payment and information technology and services, the world’s great transportation systems look to Cubic.

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future system-wide open payment in London and Vancouverfuture system-wide open payment in London and Vancouver

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more than 24 billion transactions a year processed

over 38 million people every day use Cubic technology

Document: 0589_Biometrics ConsortiumDate: 08/24/2012Software: Adobe Illustrator CS4Contact: Quantas Ginn: 312.693.0133

8.25” trim10.875” trim

Accenture works with transit authorities around the globe to develop solutions to the challenges they face. As more than half the world’s population lives in cities, maximizing efficiencies for the public transit system is key for the continued growth.

Helping you take on yourmost complex challenges.

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ed.

SPEAKERS


Walt Bonneau, Principal Consultant, TPBC Consulting Walt Bonneau is an independent expert consultant addressing both national and international standards pertaining to the transportation security and fare revenue market segments. He previously held the position of President and General Manager for Cubic Security Systems Inc., where he was responsible for corporate technology and oversight for both Cubic Security Systems and eAccess LLC involved in both commercial and defense transportation systems. While at Cubic, he also held the positions of Executive VP and CTO of Cubic Transportation Systems. Previous to his 13 years at Cubic, he was a principal founder of 3PCI Consulting, Director of Sony accentureElectronics and Program Manager/Director/Member Technical Staff for Texas Instruments in the area of advanced Digital Signal Processing (DSP) for graphics/audio and video systems. A frequent speaker and author of technical documents on the subject of public transportation systems addressing fare media, security and RFID technologies, he is presently serving his second term as the United States INCITS/ANSI Chairman of the proximity smart card working group B10.5, and often represents the U.S. as a delegate for the international smart card standards (ISO) committees. He holds twenty-three US and foreign patents, as well as, engineering degrees from Chapman University, DeVry Institute of Technology and accelerated executive business studies from Stanford University.

Joerg Borchert, VP of Chip Card and Security ICs, Infineon Technologies Born in Hamburg, Germany, Borchert studied Mechanical Engineering and Business Administration at the Technical University of Darmstadt, Germany, then achieved his PhD in Economics before he joined Siemens AG in 1988. In 1992 he joined Siemens Semiconductor which became Infineon Technologies in 1999. He was running the wireless business in the Americas for 3 years. In 2008, Joerg became the VP and General Manager for the Business Line Government ID in Munich, Germany until 2010. A US resident since 1998, Borchert now leads a team working on chip-based security for the smart grid and mission critical embedded systems. Along the way, he contributed to four patent filings in this area and was instrumental in the implementation of smart cards for payment applications and the U.S. electronic Passport program. Since 2011 he leads the Trusted Computing Group as President and Chairman. The Trusted Computing Group (TCG) is a not-for-profit organization formed to develop, define and promote open, vendor-neutral, global industry standards, supportive of a hardware-based root of trust, for interoperable trusted computing platforms. He was involved in the initial

discussion establishing a standard identification group which led to the formation of FIDO.

Maarten Bron, Director of Innovations, UL Maarten Bron is a leading authority in the field of smartcard technology, especially in verticals where smartcards are used for payments (EMV, NFC, contactless payments, e-Ticketing etc.). In the past ten years Maarten has trained close to a thousand banking professionals and decision makers worldwide with relevant insights in EMV and NFC, and inspired audiences at numerous conferences and trade shows. Maarten has made significant contributions to the adaptation of EMV globally, and still remains the trusted advisor for many senior executives of the world’s leading financial institutions that Maarten and his team assisted. At present, Maarten is in charge of Innovations. This Business Unit aims at turning industry trends and innovative developments into tangible business benefits. Maarten collaborates closely with relevant industry forums, such as Global Platform, NFC Forum, and SmartCard Alliance.

Brent Bowen, Valid USA

Patrick Burns, Visa

Lanny Byers, Managing Director, Consult Hyperion Lanny joined Consult Hyperion (Known in the US as Chyp USA) in the role of Managing Director. He is primarily responsible for helping to lead the Consult Hyperion expansion into North America and supporting our clients here. He has over 28 years of experience in the electronic payments industry. Most recently he was running his own consulting practice and started up a loyalty/rewards company in the USA with IT and back-office operations located offshore in Latin America. Earlier in his career he worked at some of the leading payment companies in the world – Bank One, Bank of America, First Data/Western Union and MasterCard. He has a deep background and experience in product development, product management and new business strategy and implementation. He knows how to develop new payment related businesses from the ground-up and has an entrepreneurial spirit. Lanny graduated from The Ohio State University in Columbus, Ohio. He is married, with two sons and lives in Ridgefield, Connecticut.

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Brian Byrne, Director of Operations, EMVCo Brian Byrne is the Director of Operations for EMVCo. His responsibilities include managing day-to-day EMVCo business activity, liaising with other industry bodies and supporting the relationships with EMVCo Associates. Brian is a payments veteran with over 20 years’ experience in a variety of roles. Before taking on his current position Brian led the Product Acceptance function for Visa Inc. Prior to this Brian spent five years in the Visa Chip team where his remit included being Visa’s primary representative on the EMVCo Board of Managers. Brian helped steer EMVCo through a number of organisational changes including the addition of new equity members and the creation of the EMVCo Associates Programme. Brian holds an MBA (Honours) from San Francisco State University and a Bachelor of Commerce from the University of Queensland.

Charity Cage, Finance Manager, RTC-Las Vegas

Jane Cloninger, Partner, Edgar, Dunn & Company Jane Cloninger is a Partner in EDC’s San Francisco office. She is a leading expert in the payments industry with over 20 years experience as a trusted advisor to leading payments executives. Her expertise includes product strategy, business case analysis, partnership selection and implementation strategy. Ms. Cloninger has worked extensively in the development of EMV business cases in multiple markets. Jane’s work includes strategy and business case development for both mobile and contactless, NFC commercialization requirements, and estimating the market opportunities for various mobile products (NFC, Remote Payments, Mobile Top Up and Mobile Bill Payment) in key global markets. She has published white papers on both contactless and mobile and is a frequent speaker at industry conferences. Jane provides EDC’s clients deep expertise in new payments technology, including mobile and EMV chip, and product strategy development for credit, debit and prepaid.

Jeff Courteau, Innovating Smartly, Minneapolis-St. Paul International Airport Jeff Courteau has 28 years of experience in airport parking, commercial vehicle and taxicab access and revenue control systems. Early on at MSP he audited concessionaire’s gross revenues and monthly payments. Over time he specialized in public parking. Jeff led the drafting of Request for Proposals to

design and build the public parking and MAC Automatic Vehicle Identification System revenue control systems that are currently in operation at MSP. Jeff Courteau is considered the “father” of ePark® (bank card in/bank card out) at MSP.

David Cummins, SVP - Parking and Justice Xerox David P. Cummins is Senior VP and Managing Director of Parking and Justice Solutions for Xerox Company, the largest provider of municipal parking services in the world. He leads the line of business that operates parking management solutions in 30 U.S. cities and court solutions nationwide, including jury management and court case management solutions to local, state, and federal district courts. Specifically in parking, the services provided include meter installation and operations, airport parking systems, parking ticket processing, and overall systems integration for parking authorities. Cummins previously served as the VP of sales and business development for the transportation solutions group, leading sales, acquisitions, and strategic planning. Prior to joining Xerox, Cummins was director of operations planning and management for the Salt Lake 2002 Olympic organizing committee. In 2003, he was a recipient of the International Project of the Year Award, presented by the Project Management Institute, for his work during the Winter Olympic Games. He holds an MBA from the University of Michigan Business School, an MA in International Affairs from the George Washington University, and a BA in Political Science from Messiah College.

Karen Czack, VP—Global Chip Products - Global Network Business, American Express

SPEAKERS


Jonathan Davis, CFO and Deputy General Manager, MBTA

David deKozan, VP, Strategic Initiatives, Cubic Transportation Systems David is VP, Strategic Initiatives at Cubic Transportation Systems, Inc. In that role he plays in active role in guiding Cubic’s long term business growth with a particular focus on fare payment services, emerging technologies, strategic alliances, and mergers/acquisitions. Over the course of nearly 20 years, David has held a range of management positions at Cubic having at various times, led marketing, proposal development, research and development, and strategic planning. He has been at the forefront of the company’s contactless initiatives representing Cubic on various industry standardization and trade groups including the Smart Card Alliance Transportation Council and APTA’s Universal Transit Farecard Standards task force. David holds a degree in Economics from the University of California, San Diego and an MBA from UCLA’s Anderson School.

Michael DeVitto, VP and Program Executive —New Fare Payment Systems, New York City Transit Michael has overall responsibility for developing and implementing a new fare payment and collection system at NYC Transit. Previously, Michael was responsible for the operation of NYC Transit’s current fare collection system, which handles about 7 million customer entries each day and almost $4 billion in fare media sales annually. He has over 28 years of experience in public transit, primarily focused on operations and business development activities related to fare payment and collection.

Michael Dinning, Director, Transportation Logistics and Security, DOT Volpe Center Michael Dinning is Director of Transportation Logistics and Security at the Volpe National Transportation Systems Center, the national research center of the U.S. Department of

Transportation, located in Cambridge, Massachusetts. Dinning directs a wide variety of programs to promote innovation in transportation systems. He is past co-chair of the Smart Card Alliance Transportation Council. He is coauthor of the book, Smart Cards: Seizing Strategic Business Opportunities.

John Drechny, Senior Director of Payment Services, Wal-Mart Stores John has work for Walmart since 1998 holding various positions in Marketing, Financial Services and Treasury. In his current role he is responsible for all Debit, Electronic Benefits, and Credit payments accepted at Wal-Mart Stores, Inc. John also sits on several advisory boards within the payments industry, helping to shape industry solutions. John attended Northern Illinois University in DeKalb, IL, where he received his Bachelor’s degree.

John Ekers, Global CIO, ABnote John Ekers is Global CIO for ABnote Corp based in their Boston location. He’s responsible for ABnote's global systems and solutions, software platforms and strategy including ABnote’s Near Field Communications and Trusted Services Manager platforms along with managing the ABnote Global Technology Team. John has held a variety of positions within ABnote including three years based in Australasia as CTO for the regional group overseeing the ERP, infrastructure, documents technology and card technology groups.

Kevin Emery, Manager - Advanced Payments, Discover Financial Services

SPEAKERS


Michael English, Executive Director of Product Development, Heartland Payment Systems Michael English, a payments and technology expert with more than 25 years experience in the industry, is the Executive Director of Product Development at Heartland Payment Systems, one of the largest payment processors in the U.S. Michael is responsible for the strategic direction and development of the company’s terminals, gateways and mobile product suites, including the evaluation and integration of emerging technologies. Prior to joining Heartland, he held several product, sales and marketing management positions at NCR and Ingenico. Michael received a B.S. in Computer Science from the University of Pittsburgh and completed graduate programs at Emory University and the Wharton School of the University of Pennsylvania.

Stephanie Ericksen, Head Of Authentication Product Integration, Visa Stephanie Ericksen is Head of Authentication Product Integration at Visa Inc., focusing on payment solutions that bring enhanced security to new payment technology channels and devices. Specifically, Ericksen is responsible for managing integration of Visa’s contactless and contact chip payment services and new form factors beyond traditional cards, Verified by Visa, Visa Advanced Authorization, Visa Risk Manager, and the product platforms that enhance the security of Visa’s core product offerings. Since joining Visa in 1994, Ericksen has been actively involved in developing the global smart card implementation strategy and formulating business cases for Visa Smart Debit/Credit, GlobalPlatform and multi-application product offerings on contact and contactless chip cards and in mobile phones. Ericksen has also managed Visa’s participation in payment industry standards organizations such as GlobalPlatform, EMVCo and the Mobile Payment Forum. Ericksen is a graduate of the University of California, Los Angeles, where she received a BA in History with a specialization in Business Administration. She also holds an MBA in Marketing from Santa Clara University.

Clair Fiet, Chief Technology Officer, Utah Transit Authority Clair Fiet is the Chief Technology Officer for Utah Transit Authority (UTA), the public transit provider to residents of the Wasatch Front (greater Salt Lake City). Known for their implementation of innovative technical solutions, UTA has been among the nation’s leaders in the development of open payment solutions for public transit and became the first transit agency to implement a system-wide contactless open payment fare collection system. Operating since 2009, the system serves as the payment method for one half of all rides. With the soon to be implemented pre-paid solution and potential for distance based fares it is expected to become the payment choice of most UTA riders.

Trevor Findley, Senior Solutions Architect, CH2M Hill Trevor is a veteran project manager and payment systems architect who has overseen the design and implementation of some of the largest regional fare payment systems in the United States. Trevor was the CH2M HILL project manager and technical lead for the Clipper® program where he oversaw deployment on all seven major transit operators serving the San Francisco Bay Area. Trevor is currently the CH2M HILL lead architect and implementation manager for Portland, Oregon’s eFare open payment program, Chicago Transit Authority’s recently launched Ventra™ program.

Jeff Fonseca, Global Marketing Business Development Director, NXP Semiconductors Jeff is the director of business development marketing for NXP’s business unit identification which includes authentication, NFC devices and tags, and systems integration for NXP Semiconductors. In this role, Jeff is responsible for managing identification based opportunities for NXP globally. He has worked closely with all influencers in the NFC ecosystem - customers, system integrators, service providers and financial institutions – to drive the development, penetration and commercialization of this exciting technology. A key success metric is translating technology into useful value propositions for customers and end users as the main focus as demonstrated by a number of commercial NFC products launched to market using NXP solutions. Prior to his current

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position, Jeff was responsible for key and distribution customers for NXP in the San Diego region. Key customers included HP, Motorola, Qualcomm, Nokia, and others. Before joining NXP, Jeff held a variety of positions at AMD, including senior field sales engineer, channel sales manager and account executive.

Allen Friedman, Associate Business Development Director, TSYS Acquiring Solutions As Associate Product Director at TSYS Acquiring Solutions in Tempe, Ariz., Allen Friedman is responsible for the core authorization and capture platforms, payment forms (including the card brands and EMV), and connectivity solutions. Allen joined Vital Processing Services (now TSYS Acquiring Solutions) in 1999 and has held a variety of management positions in technical support, implementation, and product. Allen uses his technical expertise and ability to relate that to customers and business functions to create product solutions.

Gregory Garback, WMATA

Micheal Gargiulo, TNG Technologies

Patrick Gauthier, GM - Emerging Services, PayPal Retail Services Patrick Gauthier is the General Manager of PayPal’s Emerging Retail Services group. He manages principally the PayPal Stored Value and, advertising and offers businesses. His mission is to develop new ways to engage consumers for PayPal and partner merchants, using the PayPal reach. Patrick is a payments and commerce innovation specialist, with 20 years of experience managing products, sales, innovation and strategy with startups, Visa Inc. and Schlumberger Electronic Transactions. He has also held positions on the board of directors of a number of e-commerce and m-commerce companies, and is currently an advisor to Tyfone, Sequent Software and SecureKey. Patrick holds a Master’s degree in Telecommunications Engineering from Telecom Sud-Paris in France.

SPEAKERS


Xavier Giandominici, VP, General Manager, FIME America With more than 15 years' experience in the industry, including supporting the first EMV migration pilots in Mexico and Central America with Gemplus (now Gemalto), Xavier is currently heading up FIME America to support US adoption of EMV payments technology. Xavier's experience has helped to drive FIME’s continued development in the certification market, including ISO17025 and EMV laboratory certification services, as well as the progression for the company’s consultancy services for the payment, mobile payment and NFC markets.

William Giles, VP—Emerging Payments, MasterCard—Canada Region William Giles joined MasterCard Worldwide in October 2005 as VP—Advanced Payments, Chip Centre of Excellence. In this role, he was responsible for supporting MasterCard Canada’s strategic migration to chip technology. While at MasterCard, he also led the Acceptance Team for three years and is now the Emerging Payments Lead for Canada Region. Will’s experience includes working on the launch of Interac Direct Payment at TD Bank and the development of Bell Canada’s Smart Card strategy. Just prior to MasterCard, he lead RBC’s Smart Card initiative. In this role, Will developed the RBC Chip Migration strategy, influenced the industry migration and represented Canada as an EMV Board Advisor. During his time at RBC, he also gained insight into the acquiring business through a secondment to Moneris Solutions where he put in place the foundation for their Chip Migration program. William has displayed a passion for technology and presented his vision for the future of payments, internationally, with speaking engagements at Cartes and CardTech/ SecurTech.

Kevin Gillick, Executive Director, GlobalPlatform As Executive Director of GlobalPlatform, Mr. Gillick is responsible for driving awareness and accelerating adoption of GlobalPlatform Specifications worldwide. Mr. Gillick coordinates and manages the organization's strategic planning and oversees all marketing and business development initiatives. He works closely with GlobalPlatform's Technical

Director, technical committees and Task Forces. Mr. Gillick is directly responsible to the Board of Directors and the GlobalPlatform membership. Prior to joining GlobalPlatform, Mr. Gillick held various marketing and business development positions at Datacard Group. Mr. Gillick has served as GlobalPlatform's full-time Executive Director since 2006.

Steven Grant, Senior Systems Consultant, LTK Engineering Services Steven Grant is a Senior Systems Consultant with LTK Engineering Services, located in Washington, D.C. Steven supports different clients with their revenue control needs in both the transit and parking markets with a focus on mobile payment technology. Steven is currently vice chair of parking for the Smart Card Alliance.

Phil Graves, Executive VP, inComm Phil Graves has helped guide the development of new business opportunities for InComm since joining the company in 1997. With a focus on customer acquisition and operational oversight, Graves plays a critical role in building and maintaining relationships with InComm's key customers and partners. His ability to identify and successfully manage next-generation programs has been instrumental in the establishment of InComm's industry-leading suite of products and services.

Julie Green, Director Revenue Systems, LTK Engineering Services Julie Green has been involved in the design, procurement, deployment and operation of transportation fare payment systems for 18 years. As Director Revenue Systems at LTK Engineering Services, Julie is responsible for management oversight of all Revenue Systems projects and project staff. She has an active role on the following projects: SEPTA, WMATA, DART, Pittsburgh PAAC and Houston METRO. Julie holds a BSME from NKI Engineering School and an MBA from the Norwegian School of Business (both Oslo, Norway).

SPEAKERS


Nick Halden, Solutions Architect, VIX Technology Nick Halden is the Solutions Architect at Vix Technology. He played an instrumental role in the development, deployment, and operation of the eO fare collection system for UTA. Nick is an expert in account based EFC system design, leveraging a variety of contactless payment technologies including NFC, MSD, and EMV. Nick received a B.S. in Computational Biology from Brown University and is currently based in Seattle, WA.

Brian Hedberg, Executive VP, Ready Credit Corp. Brian Hedberg is the Executive VP of Ready Credit Corp. based in Eden Prairie, MN. His professional experience includes leadership in start ups, business development and financial management. Prior to Ready Credit he guided the transformation of CAE into the global leader in aviation training. Previous to CAE, he spent eleven years with Northwest Airlines in various leadership positions. In 2003 he created the Essential Group, LLC a $40M equity investment company and remains an active Principal. He is an advocate for public education, recently concluding eight years on the Edina Board of Education as Chair, Vice Chair, and Treasurer among other positions.

Dan Heimann, Principal Solutions Consultant, ACI Dan Heimann is a Principal Solutions Consultant and provides thought leadership to ACI Worldwide and its clients related to EMV & Mobile. He is an active member of the US EMF Migration Forum and member of its Steering Committee. Over his 35+ year tenure in the payment industry, Mr. Heimann has been involved in strategic payment initiatives around the world including some of the first Smart Card trials such as various Stored Value programs across Europe and Asia-Pacific. In the past 10 years, he has worked with clients deploying EMV in Europe, Canada and Latin America and most recently with US Banks, Merchants and Merchant Acquirers on their EMV and Mobile plans and strategies.

Reid Holmes, VP, Business, Payment, INSIDE Secure

Jack Jania, SVP Strategic Alliances, Gemalto Jack Jania is the SVP Strategic Alliances for the financial services group of Gemalto North America. He consults with and advises the financial industry on the best business strategies to employ mobile, smart card payments and data security solutions. In addition to supporting Gemalto's business and security objectives, Mr. Jania is committed to consumer education and advocacy through Gemalto's online resource www.JustAskGemalto.com, which provides answers to consumer questions about how to better enjoy the conveniences of the digital world. Previously, Mr. Jania worked in the mobile communication division, and was involved in the launch of smart cards supporting 3G wireless networks and NFC smart card technology. Mr. Jania has extensive component engineering, high speed microprocessor functional test and computer system level architecture design experience. Additionally he is the elected co-chairman of the Smart Card Alliance payments council.

Lorna Johnson, Senior VP, Product, Services and Innovation, Interac Lorna Johnson is Senior VP, Product, Services and Innovation. Lorna leads all product decisions and development activities for Interac/Acxsys’ Card, Virtual, Mobile and Small Business solutions. Ms. Johnson has extensive experience in transformational leadership, transactional banking and payments in highly regulated markets. reviously, she was General Manager M&A and General Manager Consumer Solutions Strategy for National Australia Bank; Head of Deposits, Transactional Banking, Payments and e-Channels for Saint George Bank (Westpac); Board Director with B-Pay, Australia’s largest on-line bill-payment network and; Management Consultant with Booz & Company. Ms. Johnson holds an MBA and a MES from Yale University and a Bachelor of Science in Forestry from the University of New Brunswick.

Jerry Kane, Senior Project Planner - New Payment Technologies, SEPTA Jerry Kane is Senior Project Planner for the New Payment Technologies Project at SEPTA with responsibilities that include change management, payment processing, and customer service support. Previously, he served as the project manger for the planning and evaluation phase of the project and was instrumental in moving the Authority in the direction of open payments. His background includes over 20 years of transportation industry experience in capital planning and

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budgeting, long range planning and strategic planning. For the past three years he has also served as the Transportation Council Transit Vice-Chair. Jerry has an undergraduate degree from Widener College and a Master of City Planning from the University of Pennsylvania.

Doug Kilgour, Senior Director - Business Development, Isis Doug Kilgour is a Senior Director of Business Development for Isis™, a joint venture between AT&T Mobility, T-Mobile USA and Verizon Wireless chartered with building a nationwide mobile commerce network that will transform the way consumers shop, pay and save. Doug has an extensive background launching new technologies in the payment space. Most recently he managed business development at RocketBux, a mobile commerce company utilizing scannable barcodes on the mobile device. Kilgour also had a number of sales and business development roles at contactless device manufacturer, ViVOtech. Before that, he was VP at Sydney Australia-based, Catuity, an enterprise software company that supported contact smart cards, the technology behind the Target-Visa co-brand smart card initiative, SmartVisa Rewards.

Cynthia Knowles, VP Business Development & Market Integration, FIS North American Card Solutions VP of Business Development and Market Integration for FIS North American Card Solutions, Cynthia Knowles is responsible for strategic messaging and communication, market integration and coordination of enterprise payment initiatives, including EMV migration for the Fortune 500 Company. She serves as co-chair of the Communications and Education Working Group for the EMV Migration Forum and is an active member of the Smart Card Alliance

Cindy Kohler, Director-Chip Products U.S.A., Visa Inc. Cindy Kohler is a Director at Visa Inc. and is responsible for managing US acquiring clients and merchants EMV chip migration efforts which include chip acceptance and interoperability, implementation, and US chip test tool solutions. Recently she worked on initiatives to streamline

Visa Inc. US chip terminal testing processes to remove redundancies and inefficiencies reducing client resource time and testing requirements. Cindy has been with Visa Inc. for over 21 years and has experience in contact and contactless chip payment services. She is currently a co-chair on the EMV Migration Forum (EMF) Testing and Certification Working Committee. Cindy holds a Bachelor of Science from George Mason University.

Mike Kutsch, Global Chip and PayPass Solutions, MasterCard Worldwide Mike Kutsch is a Senior Business Leader on the Global Chip &PayPass Product team at MasterCard Worldwide. His team is responsible for commercial services supporting Chip and PayPass, including acceptance efforts in mass transit. Hejoined MasterCard in 2013, but he has been engaged in payments innovation for over 20 years and over this time has developed expertise inthe deployment of contact and contactless smartcard technologies and prepaid/debit card product development and program management. Prior to MasterCard, Mike had the opportunity to delve into transit as a consultant, an integrator (Cubic Transportation), and a banker. In his 10 years with Chase Card Services, he played a key role in a variety of payment technology deployments, including chip-based e-purse on a credit card and an early Smart Debit/Credit implementation. He also launched one of the first contactless prepaid card programs in support of merchant contactless readiness efforts. Earlier in his career, Mike was the Director of Visa Debit Product Development (at Visa), and prior to that he served as the manager of debit cards and ATMs at a larger regional bank.

Troy Leach, CISSP, CISA, Chief Technology Officer, PCI Security Standards Council Troy Leach is the Chief Technology Officer for the PCI Security Standards Council (SSC). In his role, Leach partners with Council representatives, Participating Organizations and industry leaders to develop comprehensive standards and strategies to secure payment card data and the supporting infrastructure. Prior to joining the Council, Troy Leach led the incident response program at American Express. In this position, he reviewed more than 300 cases where account data had been compromised. Over the past 16 years, he has held positions in systems administration, network engineering, IT management, security assessment and forensic analytics. Leach holds a Master of Science in Telecommunications & Network Management as well as a graduate degree in Information Security Management from Syracuse University.

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David Leininger, Executive VP and Chief Financial Officer, Dallas Area Rapid Transit Leininger joined DART in December 2008 and currently oversees all financial and risk management activities for the Agency. He has the additional oversight of the Information Technology, Marketing & Communications, and Procurement departments. Prior to joining DART, Leininger served in senior financial capacities with several metroplex cities and spent 25 years in the private sector, during which time he served as a senior executive in several commercial real estate ventures and a partner in an international real estate research firm.

Amy Linden, Senior Director - New Fare Payment Systems, New York City Transit/MTA Amy Linden is Senior Director, Fare Payment Programs at the MTA New York City Transit. Amy manages relationships with the global payment networks and MTA's acquirer; EMV activities; and the customer experience for MTA NYCT’s new fare payment system. Amy was director of MTA’s first capital financing program starting 1982. She then served as chief executive for school facilities for the NYC Board of Education, went onto Amtrak, and then to Parsons Brinckerhoff, before returning to MTA.

Marc Lulic, Senior Business Leader, VP Global PayPass Transit Operations, MasterCard Mark Lulic leads the MasterCard PayPass global transit operations team. In this role, Mr. Lulic oversees worldwide product development of transit solutions, as well as, define MasterCard’s global transit go-to-market strategy with issuers, transit merchants and vendors. He has been with MasterCard since 2000 and has held positions across PayPass and Prepaid. In 2010, he developed and integrated the MasterCard PayPass open-payments solution for the MTA, Port Authority and New Jersey Transit trial.

Oliver Manahan, VP, Emerging Payments, US & Canada Chip Lead, MasterCard

Ed Mastrangelo, US Business Development, Acquirer Systems Ed leads Acquirer Systems Business Development strategy in the US market, responsible for identifying trends and go to market strategy to ensure a success migration from legacy switch architecture and EMV implementation working with merchants, acquirers, financial institutions, and other technology partners. A 10 year veteran of the payment industry, Ed has lead new payment initiatives for mobile, NFC, encryption, tokenization and EMV acceptance from both hardware and infrastructure perspectives. (MB34)

Amer Matar, VP, Moneris Solutions

Jane Matsumoto, Senior Manager, Accenture Jane is a Senior Manager and supports Accenture’s Public Transportation Industry practice in North America responsible for solution management and client development on fare management systems. She brings more than 20 years of public transit experience, having served as Los Angeles County Metropolitan Transportation Authority’s (LACMTA) executive responsible for implementing the Regional TAP smart card based fare management system. Currently at Accenture, Jane is responsible to help lead efforts on Accenture’s Fare Management Solutions and Ticketing as a Service.

Scott Mazick, IT Manager, RTC-Las Vegas

Neil McEvoy, CEO, Consult Hyperion Neil McEvoy is a founder and the CEO of Consult Hyperion, the UK and US based secure transactions consultancy. Neil has designed and developed secure systems based on technologies such as cryptography, secure tokens and biometrics in wholesale finance, retail payments, mass transit, internet and mobile commerce and government identity, for customers worldwide. Prior to founding Consult Hyperion, Neil was an engineer in the defence and aerospace industries, specialising in earth observation systems and satellite communications.

John McGee, Chief Officer, New Payment Technologies, Southeastern Pennsylvania Transportation Authority John McGee, a career transportation executive, has held senior level positions within the Southeastern Pennsylvania Transportation Authority where he has been responsible for Revenue, Marketing, Sales, Strategic Planning, Parking and a variety of other disciplines. For almost 30 years John has shaped pricing structure and implemented successful business-development initiatives at SEPTA, including asset monetization, pioneering calendar period passes and deep-

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discounting as well as long-standing service guarantee and loyalty programs. In his current role, John and his team are responsible for designing and implementing an innovative world class payment approach with primary goals of attracting new customers and improving the convenience of transit. John has a B.A. in Economics from Temple University and an M.B.A. from Widener University.

Cathy Medich, Director, Strategic Programs, Smart Card Alliance Cathy Medich is Director, Strategic Programs for the Smart Card Alliance. In this role, she manages strategic marketing and industry initiatives and directs all industry council activities. Cathy has over 25 years of experience in marketing and strategic planning for technology businesses, specializing in payments and security. As an independent consultant, Cathy completed projects for Hewlett-Packard, NACHA, Securify, ViVOtech and VeriSign. Prior to her consulting practice, Cathy held positions as VP of Product Marketing for PaymentNet, Director of Marketing with VeriFone, and founding Executive Director of CommerceNet. Cathy has B.S. and M.S. degrees in Electrical Engineering and Computer Science from M.I.T. and an M.B.A. from the Wharton Graduate School.

Sadiq Mohammed, VP, Business Leader, MasterCard Worldwide Sadiq Mohammed is VP and Business Leader at MasterCard Worldwide. He currently manages a global team responsible for the MasterCard Mobile Partner Program. The program's objective is to engage with all players in the mobile payments ecosystem and ensure partner products and components meet MasterCard requirements. Sadiq has more than 15 years of experience in the payments industry and has been deeply involved in many of the commercial mobile payments initiatives worldwide. Sadiq is a strong proponent of NFC based mobile solutions and currently contributes in various industry bodies.

Steve Mott, Principal, BetterBuyDesign Steve has worked in and consulted to the electronic payments and security business for more than two-and-a-half decades, including stints running a financial services software provider

(automating correspondent banking service payments, including banking network monitoring applications for government agencies, as MasterCard’s first eCommerce executive, as President of one of the fastest growing Internet startups (until Google), and as an advisor/analyst/subject-matter-expert on various mobile initiatives involving banks, technology providers, networks, merchants, processors and the Federal Reserve. He writes extensively for Digital Transactions Magazine, n>genuity online and other publications, speaks at two dozen conferences a year, and supports BAI, NACHA, the Merchant Advisory Group and other industry organizations on financial services of the future.

Bruce Murray, President, B2 Payment Solutions Inc. Bruce Murray graduated from McMaster University in 1984 with a Bachelor of Computer Engineering degree. Following graduation, Bruce has enjoyed a successful 29-year career focused on advanced software applications for the banking and payment industries, electronic financial point-of-sale transaction processing, EMV and contactless payments. Bruce is currently president and co-founder of B2 Payment Solutions, which for the past 10 years has focused on providing best-in-class solutions to assist customers in their EMV and contactless payment migrations.

Docia Michaels Myer, VP, US Financial Sales, CPI Card Group Docia leads the US Financial Sales Force for CPI Card Group. Her educational background includes Bachelor’s Degree in International Business and a Master’s Degree in Project Management. She is a member of the SCA’s Payments Council, EMV Migration Forum and is a LEAP Member.

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Siva Narendra, CEO, Tyfone Dr. Narendra is co-founder and CEO of Tyfone - a pioneering company in mobile security and services. Tyfone's customers include 2 of the Top 10 member-owned financial institutions in the US. Tyfone also signed a strategic agreement with In-Q-Tel to bring mobile security in cloud and NFC transactions to the U.S. Government. Dr. Narendra has authored over 60 technical papers in peer-reviewed conferences and journals. He is a frequent speaker at a wide range of forums sponsored by organizations such as IEEE, CTIA, SmartCard Alliance and Federal Trade Commission. Dr. Narendra has been quoted in articles featured in the BBC, Forbes and The Oregonian. He has over 150 issued and pending patents and holds a Ph.D. degree in Electrical Engineering from Massachusetts Institute of Technology (MIT). He lives in the Silicon Forest.

Michael Nash, SVP Emerging Markets, Government and Transportation Sector, Xerox State and Local Solutions Mike is a subject matter expert and Xerox lead in the Open Payments area. Mike represents Xerox on the Board and Transportation Council of the Smart Card Alliance and has led efforts to produce several white papers on bankcard payments in transit. Mike joined Xerox from ERG Transit Systems where he was Head of Operating Companies. Prior to that, he was President of Proton World Americas. Nash began with American Express, where he held leadership roles in several countries. Nash moved to Visa International to lead prepaid product efforts before joining Proton.

Kai Oelert, Product , Scheidt & Bachmann Kai Oelert is a Product Manager within Scheidt & Bachmann’s Fare Collection Systems Division and holds a Master’s Degree in Electrical Engineering. In his early professional career he focused on Software Development and Project Management. He has been a Product Manager for the past 13 years. Kai is an eight year veteran of the Public Transportation Industry with previous experience in the Telecommunications sector. His main areas of expertise are Network Management Systems, Data Warehouse and Cashless Payments.

Paula Okunieff, Senior Solution Architect -Transportation, Central and Local Government, Xerox State & Local Solutions Polly has over 25 years of experience in transit systems engineering, development, integration and management for transit enterprise business processes including the open payment area. She has been involved in developing transportation standards since 1996. Polly is an internationally recognized expert in Transit ITS Architecture and Standards and is a US Transit Expert to the ISO Technical Committee on ITS (ISO TC 240 WG 8). She is the technical lead on the Open Payment Subworking Group and joint working Group 8 (on Public Transport) and WG 5 (Tolling and Dynamic pricing).

Edward Olebe, Group Head, U.S. Emerging Payments and Global Products and Solutions, MasterCard Ed Olebe is group head, U.S. Emerging Payments. In this role, he leads the development and commercialization of payment product platforms and solutions for consumers, merchants and issuers that provide new and better shopping experiences across channels and smart devices. This includes mobile, e-commerce, MasterPass, digital enablement services and contactless payments. Prior to this role, Mr. Olebe was the global head of MasterPass, MasterCard's digital commerce platform, where he was responsible for end-to-end product management, including strategy, platform development, online merchant acceptance and digital wallet issuance. He has served in a number of positions since joining MasterCard in 2006, including leading e-Commerce Product Development, US Consumer Credit, Global Affluent Consumer Credit and Global Consumer Credit Commercialization.

George Peabody, Sr. Director, Glenbrook Partners, LLC George brings 10 years in payments technology and 25 years in IT and entrepreneurial management to help clients with strategy and market development. He applies his consulting expertise across a range of business and technology issues with particular emphasis on competitive position and innovation. His research focus is on payments acceptance

SPEAKERS


trends, data security, and digital identity. George is a Certified Smart Card Industry Professional / Payments (CSCIP/P).

Nick Pisarev, Product Management - Banking Mobile Security, Giesecke & Devrient America Nick Pisarev has over 12 years of international experience in the payment industry. He joined G&D in 2004, bringing a reputable knowledge in smart card and secure payment technology from the European market to the emerging Canadian EMV adoption. Nick’s expertise was instrumental in supporting Canadian Financial Institutions to successfully migrate to EMV chip payment technology. Nick has recently transferred to Virginia to assist US customers with EMV migration, introducing the technology and offering EMV and Mobile Payment solutions.

Hans Reisgies, SVP Product, Sequent Software Hans Reisgies is SVP Product for Sequent, provider of a leading Trusted Service Manager (TSM) software and services platform. Hans is an established thought leader and a trusted advisor to carriers, banks, merchants, and other players in the NFC value chain. Known as the "NFC Guy," he is a mobile payments expert, having led business development in NFC at ViVOtech from 2005-2010. Previously, Hans was business development and sales manager for IXI Mobile and Texas Instruments. Hans has an electrical engineering degree from the University of Wisconsin-Madison.

John Rego, OTI America

Jed Rice, SVP - Business & Corporate Development, Paydiant Jed is responsible for leading the global sales and business development teams at Paydiant. Previously, Jed was the VP of corporate development at Skyhook Wireless and prior to that he led the Self-Service OnDemand new business unit initiative at Siebel. Jed joined Siebel as part of the acquisition of edocs, where he had held a range of key business development positions and prior to that Jed was a corporate attorney with a

nationally recognized law firm. Jed also served four years as an Army officer and reconnaissance unit commander. He holds an undergraduate degree from Georgetown University and a joint J.D./M.B.A. from Boston College.

Todd Roberts, CIBC

Craig Roberts, Manager for Strategic Initiative and Technology Development, Utah Transit Authority Craig Roberts was instrumental in launching full deployment of the first account based EFC system in the United States that includes open payment (contactless credit and debit) acceptance directly at the bus entrance and rail platform. Previously he has served as a consultant on Intelligent Transportation Systems Policy and served for nine years as General Counsel at the Intelligent Transportation Society of America or ITS America and as Director for Policy and Partnerships.

Bill Robertson, Director, Core Solutions, Apriva Bill serves as director of core solutions for Apriva, and is responsible for overseeing its gateway, attended merchant point of sale solutions, as well as EMV support. He first joined the company in 2006, and has been involved with both the software development and product management functions. Bill works with vendors, partners and internal stakeholders to meet market needs in the complex and rapidly evolving payments ecosystem. He is a member of Smart Card Alliance and EMV Migration Forum.

Tony Sabetti, Director of Merchant Integration, Isis Tony is the Director of Merchant Integration for Isis, and leads a team responsible for technical implementations of the Isis technology into retailer POS and store systems. Tony has over 20 years in marketing, sales and product development of Near Field Communication (NFC) and Radio Frequency Identification (RFID) hardware, software and services. Most recently, Tony was a Senior Director of Sales and Marketing for NXP Semiconductors, working on their NFC and RFID product line. Tony spent 20 years in several management roles

SPEAKERS


within Texas Instruments RFID business, including leading product and market development teams bringing to market RFID based solutions such as Mobil’s Speedpass, and American Express’ ExpressPay.

Sherif Samy, Commercial Director North America, UL Sherif Samy is the Commercial Director for UL’s transaction security business in North America, A business dedicated to providing industry expertise, trusted advisory services and innovative solutions in the Mobile, Payments, e-ticketing and ID Management domains. He joined UL in 2012 with over 14 years of industry experience in payments and smartcard technologies. Sherif’s key responsibility is to grow UL’s transaction security business in the region. In North America UL TS primarily focuses on m-Commerce, Mobile NFC and US EMV migrations. Prior to UL, Sherif was part of the Global Cards Leadership Team at Logica, a team responsible for industrializing and promoting Logica’s issuing and acquiring outsourced operations. Sherif combines both commercial and technical expertise; he has been involved in several large-scale smartcard and mobile programs around the world for government, banks and MNOs. For UL he is also the account manager for ISIS and has supported banks and MNOs in defining their Mobile strategies.

Emily Santos, Program Manager, SunTrust Banks, Inc. Emily Santos is a Product Manager in the Consumer Deposits and Payments team at SunTrust Bank focused on leading enterprise-level strategic programs within the various card businesses at SunTrust. Emily is the enterprise program manager for the bank’s efforts to introduce EMV technology to its clients. Prior to joining SunTrust, Emily was with MasterCard’s Product Delivery organization and worked with issues across product lines to deploy MasterCard branded programs. Emily is the co-chair of the EMV Migration Forum (EMF) Debit Working Committee, which was formed in 2012 to solve the regional debit issue EMV migration presents in the United States. Emily is a certified Project Management Professional (PMP), trained in Six Sigma Methodology and holds a B.S. in Management Information Systems from Miami University in Oxford OH. Originally from Buffalo, NY, Emily enjoys skiing, traveling, and live music.

Eric Schindewolf, SBL, Visa

Ronald Schnittman, Bank of America

Edgar Seiden, PRESTO

Olivier Sery, Country Manager & Head of the EMV Competence Center, TAS Group A highly qualified professional, Olivier is a proactive and motivational member of the Executive Management, expert in Sales, Business Development and Product Marketing, with broad Payments Means and Market experience across several countries and cultures. Prior to joining TAS in 2009, he held strategic positions in large companies such as Gemalto and SchlumbergerSema, where he delivered significant results, supporting EMV deployments in Europe and Latin America and consistently contributing to business expansion and differentiation.

Roger Slayton, CTR Parking

Ellie Smith, Discover Financial

Garfield Smith, VP of Marketing, Oberthur Technologies Garfield Smith is the VP of Marketing for Oberthur Technologies, North America. He is responsible for product marketing, pricing for payment and government/ID products and services, creative services, marketing communications, and the commercialization of new products and services. He has over 20 years of marketing and general management experience. Mr. Smith has an MBA from Kellogg Graduate School of Management at Northwestern University, and BA from Colgate University. He currently serves as the Vice Chairman on the Board of Directors for the Smart Card Alliance and on Payments Council Steering Committee.

Chandra Srivastava, Business Leader, Visa Inc. Chandra Srivastava is leading the effort to develop Value Added Services at POS for Visa Inc. Chandra has extensive background in defining and launching new technologies in the

SPEAKERS


mobile payments and commerce space. Most recently he was working with Isis to develop commerce solutions for their NFC wallet. Chandra also held product leadership positions at ViVOtech to develop mobile NFC payment platform, Commerce One Inc to develop B2B exchange platform, VeriFone and Tandem Computers. Chandra has been actively involved with Smart Card Alliance initiatives and currently holds the vice chair position in the Mobile and NFC council.

Jim Stapleton, Chief Sales Officer, Isis Jim Stapleton leads sales for Isis™, a joint venture between AT&T Mobility, T-Mobile USA and Verizon Wireless chartered with building a nationwide mobile commerce network that will transform the way consumers shop, pay and save. As head of sales, Jim is responsible for developing relationships with merchants, acquirers, issuers and other enterprise customers of Isis. Before he joined Isis, Jim spent more than 22 years with AT&T, where he was a key player in the development of the mobile commerce joint venture that became Isis. While at AT&T, Jim designed, implemented and operated direct sales organizations and indirect distribution channels and was responsible for the launch of several flagship products. In his most recent role as Executive Director of Business Development, he led the development of AT&T’s mobile payments market entry strategy, representing a key growth opportunity for the company. Prior to that role, Jim was Regional Sales VP where he managed new sales, customer service and retention and pricing among mid-size business clients. He has also served as Segment Marketing VP for AT&T where he managed channel strategy and design, direct marketing, product and pricing strategy, customer service and business planning for business customers.

Nick Stoner, Director, Americas Professional Services, HID Global Nick currently leads the HID Global Professional Services Team within the Americas and has over 10 years of experience in Program Management within the Identity Assurance space. Within HID Global, he has led a large variety of complex customer projects from their conceptual stages through production deployment within Government, Banking, and Enterprise sectors. Nick previously served as Program Manager for Lockheed Martin’s internal PIV-I Smart Employee Badge and other HSPD-12 Programs. He is a graduate of Lockheed Martin’s Leadership Development Program and has a BSBA degree from the University of Central Florida as well as a MSBA degree from Rensselaer Polytechnic Institute.

Gerd Thys, Product Manager, Clear2Pay Gerd Thys is Product Manager responsible for the NFC, EMV and mobile technology products within Clear2Pay’s Open Test Solutions (OTS) division. With 15 years of experience in different aspects of card payment testing Gerd is particularly intrigued by the migration paths in different markets, triggered by evolution of technology. Gerd has a PhD is Sciences from Antwerp University, Belgium. Gerd is an active participant in the NFC Forum's Compliance Committee working groups and chairman of the Plugfest Task Force (that looking into testing NFC devices’ interoperability) and LLCP/SNEP Testing Task Force.

Michael Ting, VP of Payments, SecureKey Michael Ting is VP of Payments for SecureKey. He joined SecureKey from oDesk, where he served as head of payment services. There, he directed payment strategy and product initiatives while leading business development efforts with financial institutions and payment processing partners. Prior to oDesk, he served as director of online products at Obopay, a global firm providing comprehensive solutions for mobile payment. He was also an early member of the PayPal team as director of financial services until the company was acquired by eBay. At SecureKey, Ting is responsible for defining, documenting, communicating, and executing payment solution plans for global markets.

Ofer Tziperman, CEO, OTI Ofer has over 20 years of managerial experience in the international high-tech industry. He played a major role in turning OTI from a startup to an international organization. He also co-founded LocatioNet Systems Ltd., and led it to become one of the pioneering technology providers in the location-based services market. Ofer holds an LLB degree from the Faculty of Law at Tel Aviv University. In 2001, the World Economic Forum honored him as a ‘Technology Pioneer’.

Kelly Urban, Director, ASI Chip Technologies, FirstData Director of Advanced Solutions and Innovation, Mobile at First Data Corpora-tion. Kelly manages the product group responsible for the First DataSM SourceConnectSM TSM Solution. Urban first joined First Data in 1984. He has held various leadership roles in data center operations and data admin-istration including technical client liaison, team manager, product development manager and director of product man-agement.

SPEAKERS


Randy Vanderhoof, Executive Director, Smart Card Alliance Randy Vanderhoof is the Executive Director of the Smart Card Alliance. The Smart Card Alliance is a not-for-profit,multi-industry association of over 200 member firms working to accelerate the widespread acceptance of smart card technology in North America and Latin America. He came to the Alliance in January, 2002 and became the Executive Director in August, 2002. During his tenure as the chief executive, he has directed the transformation of the organization from primarily a networking organization into a diverse, education oriented, international, multi-industry organization that gathers industry stakeholders together to help stimulate the rapid adoption of all forms of smart cards (cards and other form factors) for electronic payments and digital security applications. In December 2008, Randy was named by Security Magazine to the list of the Top 25 Most Influential People in the Security Industry

Erik Vlugt, VP of Product Marketing, North America, VeriFone Mr. Vlugt is responsible for VeriFone’s North America product marketing, which includes the retail, petroleum, and financial channels with special focus on emerging technologies including EMV, NFC, and M-POS and regularly speaks on these topics at industry events. In 2012, Mr. Vlugt addressed the Congressional Financial Services Committee on the topic of emerging payment technologies. Prior to joining VeriFone, Mr. Vlugt held consumer electronics product management and technical marketing positions at TDK Corp. and ShareWave, which was later acquired by Cirrus Logic. Mr. Vlugt is a native of The Netherlands and he obtained his degree in Computer Science and Business in Amsterdam. Follow @ErikVlugt on Twitter

Girish Wadhwani, Product Marketing Manager, Nok Nok Labs Girish Wadhwani has over a decade of experience in telecom, mobile, networking and authentication. He is currently Product Marketing Manager at Nok Nok Labs which is developing a next generation authentication platform that enables any application to use any authentication method on any device.

Girish also works closely with the Fast IDentity Online (FIDO) Alliance, which was founded by Nok Nok to standardize the first mile of authentication.Prior to Nok Nok, Girish spent 8 years in the networking and mobile arena, most recently serving as Product Marketing Manager at Bytemobile (acquired by Citrix), which pioneered media optimization technologies for mobile operator networks. Girish has an MBA from Babson College and an MS in Computer Science from San Jose State University.

Jeff Wakefield, VP - Business Development & Strategic Initiatives - Vertical & Global Security Solutions, Verifone Jeff Wakefield is the VP of Business Development and Strategic Initiatives for VeriFone’s Vertical and Global Security businesses, responsible developing and implementing growth strategies, partnerships and acquisitions which will continue to expand VeriFone’s footprint in integrated payment systems. Jeff has 30 years of retail systems experience and 20 years of payment industry experience as a senior executive for retail and payment systems companies. Jeff has served on the EFTA, the EBT Council and NACHA. He has spoken about payments and payment security at numerous industry events including NRF, NACS, RSPA, the PCI DSS Community Forum and the MasterCard Global Risk Management Conference. He currently serves as one of VeriFone’s representatives on the PCI SSC Board of Advisors.

Patricia Walters, SVP, Merchant Products and Security, Vantiv Patricia “Patty” Walters is senior VP of Merchant Products and Security at Vantiv, the largest PIN debit acquirer in the U.S. In this role, Patty is responsible for all EMV strategy for the Vantiv Merchant business. Patty is a +25 year payments industry veteran, with over 20 years of expertise in the terminal technology field with both Hypercom and VeriFone. Prior to accepting the position with Vantiv, Patty was VP of Marketing and Security for Hypercom Corp. where she designed and launched the industry’s first remote key injection system for payment terminals, a solution that won the prestigious Cartes Sesames award in 2009. Prior to that, she spent 8 years managing VeriFone’s Processing, VAR and Business Development functions. Patty has substantial expertise in payment card and PIN security and is a qualified PIN Security auditor.

Tim Weisenberger, USDT - Volpe Center

SPEAKERS


Bob Wesley, Chief Strategy Officer, Leaf

Michael Wilson, Managing Director, North America Public Transport Market Lead, Accenture

David Worthington, Principal Consultant, Payments & Chip Technology, Bell ID As Principal Consultant Payments & Chip Technology, and part of the Bell ID Management Team, David’s responsibilities include advising the company and its major clients and partners on strategic opportunities in the application of new payments, mobile and chip technologies. Coming from a Banking & IT background, he has focused for the last 20 years on successfully delivering smartcard projects worldwide, particularly EMV business and technical management, for banks, processors, Central Banks, and payment schemes.

Tom Zalewski, Sr. VP, Sales, CorFire A 20+ year veteran of the telecommunications industry, Tom Zalewski is Sr. VP, Sales at CorFire. Tom brings over a decade of experience in the mobile payments arena and has been integrally involved in many of the first NFC and pre-NFC (RFID) mobile payments trials & pilots. In 2006 Tom helped create Venyon, one of the first Trusted Service Manager (TSM) services, and was appointed President and General Manager of Venyon Inc. Prior to establishing Venyon, Tom was with Nokia since 1999 in various business development roles. His most recent position at Nokia was Director of NFC/RFID Consumer Solutions for Nokia Ventures, where Tom was responsible for creating new business opportunities based on market trends and emerging mobile device technologies. Before joining Nokia, Tom worked in the wireless industry in various management, technical and operational roles with Samsung, Siemens, Qualcomm and Texas Instruments. Tom is a graduate of the University of Central Florida in Orlando, Florida, where he earned a Bachelor of Science degree in Electrical Engineering.

SPONSORS


Exhibitors and Sponsors

Booth Exhibitor 11 Isis 13 ICC Solutions 14 NXP Semiconductors 15 Giesecke & Devrient 18 UL 101 Morpho Cards USA 102 Oberthur Technologies 103 FIME 104 Xerox 105 Ultra Electronics Card Systems 107 Masabi 108 Acquirer 109 InComm 110 Leaf 111 UTA 113 Vix Technology 114 CPI Card Group 120 Barnes International 121 ACT Canada 122 Ascert 123 BELL ID 201 Gemalto 202 ABNote 203 Paragon Software 204 CA 208 Thales 209 Aconite 210 Galitt 213 Q-Card 218 Smart Card Alliance 219 Clear2Pay 220 EMV Migration Forum 221 Avisian 228 OTI

These sponsors will be serving beverages during Wednesday’s reception

Booth 14

Booth 204

Booth 108

These sponsors will be serving beverages *

SPONSORS


Portfolio Sponsor, Booth 202

ABnote 225 Rivermoor Street, Boston, MA 02132 www.abnotea.com

For over 215 years, ABnote/American Bank Note has been a global supplier of secure documents, services and systems. Our principal products include: open payment and stored value cards, EMV and prepaid cards, contact and contactless cards, identification cards, National ID and State Drivers Licenses, payroll cards, gift cards, RFID cards, paper certificates, passports, state titles, certificates of origin, and stock certificates. Our services include the complete fulfillment of products from graphic design, print production, personalization, secure warehousing, distribution and fulfillment. Complete solutions are available through a broad range of strategic partners.

Opening Lunch Sponsor

Accenture 2141 Rosecrans #3100, El Segundo, CA 90245 www.accenture.com

We are one of the world’s leading organizations providing management consulting, technology and outsourcing services, with approximately 281,000 employees; offices and operations in more than 200 cities in 56 countries; and net revenues of $28.6 billion for fiscal 2013.

Booth 209

Aconite Technology Capital Tower 91 Waterlod Rd, London, SE18RT United Kingdom www.acconite.net

Aconite is one of the leading providers of software solutions for ‘smart products’—such as bank cards using “chip and pin” technology – in the rapidly growing EMV market. Aconite’s software solutions also manage smart devices that contain a chip running consumer or business applications such as mobile payments on smart phones and transit. Based in the UK the company has a worldwide client base and blue chip technology partnerships.

Reception Beverage Sponsor, Booth 108

Acquirer Systems 3 Westland Square Pearse Street, Dublin 2, Ireland www.acquirer.com

Acquirer Systems is a leading independent software provider of test and certification solutions to the payment card industry. For over ten years we have built and maintained a reputation for

accuracy, speed and performance. Our solutions enable the testing and certification of high-end issuing and acquiring hosts, through to back-office systems, payment terminals and EMV chip cards. Customers use our software to bring their payment products to market fully functional, on time and within budget.

Event Sponsor

Advanced Card Systems 8 Wang Hoi Road Units 2010-2013, 20/F, Chevalier Commercial Centre, Kowloon Bay Hong Kong www.acs.com.hk

Advanced Card Systems Ltd. (ACS, wholly owned subsidiary of Advanced Card Systems Holdings Ltd., SEHK: 8210), founded in 1995, is Asia Pacific's top supplier and one of the world's top 3 suppliers of PC-linked smart card readers, as well as the winner of the Product Quality Leadership Award for Smart Card Readers from Frost & Sullivan. One of the companies on the Forbes Asia's 2010 'Best Under a Billion" list, ACS develops a wide range of high quality smart card reading/writing devices, smart cards and related products and distributes them to over 100 countries worldwide.

Event Sponsor, Booth 121

ACT Canada 85 Mullen Drive, Ajax, Ontario, L1T 2B3 Canada www.actcda.com

ACT Canada is a non-profit association, federally-incorporated in 1989. As an educator, enabler, influencer and advocate for members, ACT Canada is the internationally-recognized authority, trusted knowledge resource and catalyst for change in payments and secure identity. We build bridges and break down barriers to support our members in their quest for competitive advantage in the payments, authentication and identity management space. We are the go-to resource for issuers, acquirers, merchants, regulators, brands, networks, governments, technology providers, integrators, industry associations, security specialists, gateways, processors, integrators, loyalty companies, transit systems, secure identity solution providers and many other stakeholders.

Gold Sponsor

American Express 200 Vesey Street, New York, NY 10285 www.americanexpress.com

American Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. Learn more at americanexpress.com and connect with us on facebook.com/americanexpress, foursquare.com/americanexpress, linkedin.com/americanexpress, twitter.com/americanexpress, and youtube.com/americanexpress.

SPONSORS


Booth 122

Ascert, LLC 759 Bridgeway, Sausalito, CA 94965 www.ascert.com

Ascert was founded in 1992 as a supplier of specialized testing software and services to the Tandem NonStop server market - a platform for which "failure is not an option. Building on the success enjoyed in this ultra-critical market, our expanded product line now offers powerful testing facilities for all common server platforms.

Booth 120

Barnes International Ltd Cedar Court 5 College Street, Petersfield, Hampshire GU31 4AE United Kingdom www.barnestest.com

The global choice for EMV Personalization Validation Tools for Visa, MasterCard, Amex, JCB, Discover, Interac and all major payment schemes; ISO 7816 contact and 14443 contactless. EMV Level 1 Testing. GlobalPlatform compliant Test Tools for GP 2.2 UICC and Basic Financial Configuration for 2.1.1. SPY monitor for ISO 7816, GSM/3G & EMV. The world's most accurate ISO 7811 Mag-Stripe Analysers. Barnes offers the quickest, most user friendly and thorough Test Tools for Issuers, Card Bureau, Card Manufacturers and Laboratories.

Booth 123

Bell ID P.O. Box 4033, Westford, MA 01886 www.bellid.com

Bell ID provides lifecycle management software to support and add value to the issuing of EMV smart cards, identity chip tokens and NFC mobile phones. EMV issuers benefit from rich functionality ranging from data preparation and instant issuance to scripting and post issuance personalization capabilities. Within the NFC ecosystem, Bell ID provides Trusted Service Manager software to support issuers with NFC application, secure element & key management solutions as well as over-the-air provisioning. Bell ID has been established in 1993 and is trusted among banks, enterprises and governments to manage tokens on a large scale worldwide.

Event Sponsor

Benefit Resource Inc. 245 Kenneth Drive, Rochester, NY 14623 www.benefitresource.com

Benefit Resource, Inc. provides innovative and dedicated administration of tax-free benefit programs including: Commuter Benefit Plans, Flexible Spending Accounts, Health Reimbursement Accounts and Health Savings Accounts. Benefit Resource is an independent company founded by current President, Anthony DiBarnaba, and VP, Tom Guiler, over 20 years ago. It is headquartered in Rochester, New York with local representatives supporting New York City, New England, Chicago, San Francisco, San Diego, Philadelphia, Washington D.C., Los Angeles and Atlanta.

EMV Track, Beverage Sponsor, Booth 204

CA Technologies 3965 Freedom Cir, Ste 1100, Santa Clara, CA 95054 www.ca.com/ecommerce

CA Technologies is a leader in securing ecommerce and mobile payment transactions. We help 13,000 issuers and 130 million cardholders fight fraud while providing a frictionless checkout experience for genuine cardholders. Advanced neural network models and dynamic, bank-defined rules help identify and take action on risky transactions in real time. We are pioneering capabilities that enable financial institutions to leverage mobile devices for easy customer authentication and for payment transactions across banking channels. These include mobile NFC payments without the need for a hardware secure element on the mobile device as well as cloud and device-based payment credential management.

Event Sponsor

CH2M HILL9191 South Jamaica St, Englewood, CO 80112 www.ch2mhill.com

As a global leader in consulting, design, design-build, operations, and program management, CH2M HILL has the human and technical resources, the international footprint, and the depth of know-how and experience to help clients achieve success in any corner of the world.

SPONSORS


Booth 215

Clear2Pay 4110 N Scottsdale Rd, Ste 310, Scottsdale, AZ 85251 www.clear2pay.com

Clear2Pay is a payments modernization company that enables many global financial institutions to meet their payments unification goals. Clear2Pay's innovative technology helps reduce transaction processing costs and efficiently deliver new, compelling payment services. Clear2Pay offers a range of value added solutions and services: we are an expert provider of bank payments software, testing technology, consulting and development services for all digital transactions. Our modular platform are flexible in design for faster configuration and implementation. We make sure your payment innovations meet the highest quality standards. Clear2Pay test solutions have received industry-wide recognition (EMVCo, NFC Forum, GlobalPlatform,...) and are used by global companies including JCB, MasterCard, Visa, First Data, WorldPay, Heartland, Vantiv and many others. Clear2Pay operates from 23 offices worldwide and employs more than 1,200 people. www.clear2pay.com - [email protected]

Thursday Reception Sponsor, Booth 114

CPI Card Group 10368 W Centennial Rd, Littleton, CO 80127 www.cpicardgroup.com

CPI Card Group is a single source global provider of payment solutions including card production, card personalization, mobile technologies and fulfillment services. With over 30 years experience in the payments market and as a trusted partner to our customers, we continue to grow our business reaching card production volume in excess of 1.4 billion annually. Our solid reputation of product consistency, quality, and outstanding customer service supports our position as a leader in the market. Through continuous investment in our infrastructure we provide a range of state-of-the-art capabilities. We serve our customers from eight locations worldwide. Additionally, we have the largest network of certified high security facilities in North America.

SPONSORS


Opening Reception Sponsor

Cubic Transportation Systems 5650 Kearny Mesa Rd, San Diego, CA 92111 www.cubic.com

Cubic is a leading integrator of payment and information technology and services for intelligent travel solutions in cities including London, New York, Vancouver, Washington, D.C., Chicago, Atlanta, Los Angeles, Miami, San Francisco, Singapore, and Brisbane and Sydney, Australia. We deliver solutions that keep travelers moving quickly and securely throughout the fare payment process including our solutions for open payment and mobile services. Our technology and business planning services enable our customers to turn their fare collection systems into strategic assets that cut costs without sacrificing service, create new revenue sources and reinforce a positive experience for their customers.

Event Sponsor

Discover Financial Services 2500 Lake Cook Rd, Riverwoods, IL 60015 www.discovernetwork.com

Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America's cash rewards pioneer, and offers personal and student loans, online savings products, certificates of deposit and money market accounts through its Discover Bank subsidiary. Its payment businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories.

ADVERTISEMENT


EMV Migration Forum www.emv-connection.com

The EMV Migration Forum is an independent, cross-industry body created by the Smart Card Alliance to address issues that require broad cooperation and coordination across many constituents in the payments space to promote the efficient, timely, and effective migration to EMV-enabled cards, devices, and terminals in the United States. A broad cross-section of leading payments brands, issuers, payments processors, and industry suppliers are behind the effort to establish the Forum. The EMV Migration Forum will support the alignment of the EMV implementation steps required for global payment networks, regional payment networks, issuers, processors, merchants, and consumers to successfully move from magnetic stripe technology to secure EMV contact and contactless technology in the United States.

Booth 103

FIME America 1080 côte du Beaver Hall, suite 1400, Montréal, Québec H2Z 1S8 Canada www.fime.com

FIME is a trusted consultant and advanced end-to-end testing services provider within the payment, mobile telecom, e-ID and transit sectors. Its work ensures the successful and efficient market integration of products and solutions which use secure chips. Its wealth of testing knowledge and skills accelerates product time to market and promotes security, interoperability and confidence that products will deliver optimum performance once launched. To ensure global testing expertise is delivered within a regional framework, FIME is expanding its network of ISO 17025 accredited laboratories and operations.

Booth 210

Galitt US 951 Mariners Island Blvd, Suite 30, San Mateo, CA 94404 www.galitt.us

Galitt US, is focused on assisting stakeholders throughout the US EMV migration value chain more rapidly and productively migrate to EMV. For over 20 years Galitt has been helping financial institutions like Issuers, acquirers, processors and their respective merchants migrate to EMV. Now, with fraud on the rise in the US and the EMV Migration Forum working hard on a viable technical solution, Galitt stands ready to support its customers with highly experienced and specialized EMV assistance and Network qualified tools from End-to-End, regardless of what stage of the EMV migration process companies should need help.

SPONSORS


Platinum Sponsor, Booth 201

Gemalto 9442 Capital of Texas Hwy N, Ste 400 Arboretum Plaza II, Austin, TX 78759 www.gemalto.com

Gemalto, the world leader in digital security, delivers on the growing demands of billions of people worldwide for mobile connectivity, identity and data protection, credit card safety, health and transportation services, e-government and national security. Gemalto supplies governments, wireless operators, banks and enterprises a wide range of secure personal devices, such as subscriber identification modules (SIM), Universal Integrated Circuit Card (UICC) in mobile phones, smart banking cards, smart card access badges, electronic passports, and USB tokens for online identity protection. To complete the solution we also provide software, systems and services to help our customers achieve their goals.

Event Sponsor

GEOACL, LLC 2809 Gorniak Dr, Parlin, NJ 08859 www.geoacl.com

GEOACL - geographical access control locks, is a leading provider of location based multi-factor authentication. GEOACL solution works for both Online Access Validations & retail authorizations at POS Terminals. No extra hardware device/token used, Phone not needed for POS Payments. No third party involvement. No extra software on user devices. Easy to learn, simple to manage. User workflow not changed. Users configure locations & access levels, to secure all kinds of accounts including bank accounts, investment accounts, trading accounts, bank & monetary cards like credit/debit/prepaid/virtual cards for ecommerce as well as retail transactions, all kind of application authentication & authorization.

Silver Sponsor, Booth 15

Giesecke & Devrient 45925 Horseshoe Drive, Dulles, VA 20166 www.ge-de.com

Giesecke & Devrient continues to provide innovative authentication solutions for government and commercial customers. From PIV cards to driver’s licenses and device management for mobile communications, G&D helps customers to secure sensitive information. G&D is a worldwide market leader in mobile security solutions involving smart cards, software server solutions and services, and leading edge security technology. Current security solutions include corporate and government ID systems, logical access, PKI, contactless ticketing, e-passport, healthcare, mobile communications, EMV, mobile payment and NFC.

Platinum Sponsor, Booth 201

advanced, we’ve kept pace. Today, we are a world leading supplier of pioneering technologies that help people by enhancing the security of payments, communication, and authentication. Our solutions, products, and services range from innovative hardware and software to end-to-end solutions for EMV, NFC and TSM, SIM and Device Management, LTE, Mobile Authentication, Subscription Management and M2M. Get to know us at www.gi-de.com.

Creating Confidence. Giesecke & Devrient has been developing security solutions for 160 years. As the world has

Securingmobile life.

SPONSORS


Media Sponsor

GlobalPlatform 1515 Cordilleras Road , Redwood City, CA 94062 www.globalplatform.org

GlobalPlatform identifies, develops and publishes specifications which facilitate the secure and interoperable deployment and management of multiple embedded applications on secure chip technology. Its proven technical specifications are regarded as the international industry standard for building a trusted end-to-end solution which serves multiple actors and supports several business models. The freely available specifications provide the foundation for market convergence and innovative new cross-sector partnerships. The technology has been adopted globally across finance, mobile/telecom, government, healthcare, retail and transit sectors. GlobalPlatform is a member driven association with cross-industry representation from all world continents. Its members contribute to technical committees and market-led task forces.

Event Sponsor

Heartland Payment Systems90 Nassau Street, Princeton, NJ 08542 www.heartlandpaymentsystems.com

Heartland Payment Systems, Inc. (NYSE: HPY), the fifth largest payments processor in the United States, delivers credit/debit/prepaid card processing, mobile commerce, e-commerce, marketing solutions, security technology, payroll solutions, and related business solutions and services to more than 275,000 business and educational locations nationwide. A FORTUNE 1000 company, Heartland is the founding supporter of The Merchant Bill of Rights, a public advocacy initiative that educates merchants about fair credit and debit card processing practices. Heartland also established The Sales Professional Bill of Rights to advocate for the rights of sales professionals everywhere.

Silver Sponsor, Booth 13

ICC Solutions First Canadian Place 100 King St, Ste 5600, Toronto, Ontario MSX IC9 Canada www.iccsolutions.com

ICC Solutions Limited is a global leader of EMV test tools, being able to offer a complete set of fully qualified test scripts for all formal Payment Association certifications (American Express AEIPS, Discover D-PAS, INTERAC Contact & Flash; M-TIP, PayPass & NIV for MasterCard; Visa ADVT & ADVT qVSDC Device Module) in addition to EMV Level 2 and EMV Entry Point type approval. These test tools can also be used during the development phase and internal quality assurance testing in readiness for the formal certification process. Laboratories and Payment Associations will only recognize results from approved Certification Tools!

Booth 109

inComm 250 Williams St. 5th Floor, Atlanta, GA 30303 www.incomm.com

InComm is a leading provider of cutting-edge prepaid products, services and transaction technologies to retailers, brands and consumers. InComm supports more than 400,000 points of distribution and helps retailers build prepaid card destinations, connects brands with new markets and gives consumers a simple, secure shopping experience. InComm stays ahead of emerging trends by analyzing market needs and leveraging its global, innovative commerce platform, go-to-market expertise and extensive partner relationships. With 123 global patents, InComm is headquartered in Atlanta and has offices in North and South America, Europe and the Asia-Pacific region. For more information, visit or follow us on Twitter at www.twitter.com/incomm.

Mobile Track Sponsor

INSIDE Secure 261 Arrowhead Rd, Marshfield, MA 02050 www.insidesecure.com

INSIDE Secure is a leading designer, developer and supplier of semiconductors, embedded software and platforms for secure transactions and digital security. INSIDE mobile NFC, secure payment and digital security products provide security for a wide range of information processing, storage and transmission applications. The company’s customers are found in a wide range of markets including mobile payment, identification documents, access control, transit, electronic device manufacturing, pay television and mobile service operators.

Booth 11

ISIS230 Park Avenue Suite 2829, New York, NY 10169 www.paywithisis.com

The Isis Mobile Wallet® and its underlying Isis Mobile Commerce Platform® enable merchants to develop richer more personalized and more direct relationships with their customers. The Isis Mobile Wallet stores payment and loyalty cards, offers, even transit passes, and is fundamentally changing how consumers shop, pay and save. The Isis Mobile Commerce Platform provides an open, integrated and robust toolkit that allows merchants to easily mobilize their existing marketing programs and more effectively build loyalty and consideration with their customers. Isis® has convened the nation’s leading banks, card networks, merchants and mobile carriers to transform the shopping experience.

SPONSORS


Booth 110

Leaf Holdings, Inc. 222 Third Street, Cambridge, MA 02142 www.leaf.me

Leaf is a two year-old and rapidly growing tech company at the forefront of the revolution in changing the way brick and mortar merchants do business. We believe that technology can (and should) enhance the customer experience, and that learning from your own business' data is the best way to grow a small business.

Event Sponsor

LTK Engineering Services 100 West Butler Avenue, Ambler, PA 19002 www.ltk.com

LTK Engineering Services is the nation’s oldest and largest engineering consultant devoted exclusively to serving the public sector transit and parking industries. Agencies and authorities are continually turning to LTK as the consultant of choice in examining and procuring new and upgraded revenue systems, all tailored to meet the needs of each entity or region. LTK works with clients to develop solutions that adhere to the industry’s embrace of open standards and architecture for emerging payment technologies such as contactless payment cards, credentials, and NFC-enabled devices, as well as cash and traditional media. LTK is known throughout the industry for providing professional services

exclusively to public-sector organizations, ensuring that our work will be fair, impartial and unbiased.

Booth 107

Masabi 12 Desbrosses Street, New York, NY 10013 www.masabi.com

Masabi is the leader in transit mobile ticketing and innovator in fare payments, delivering end-to-end systems to agencies that bring significant cost savings and enhanced customer experience. Masabi’s JustRide system signals the end of ticket lines for customers and enables transit agencies to move away from capital intensive “locked-in” systems to a flexible, open platform that can be live in weeks. The company’s scalable cloud-based technology already processes millions of dollars per week and is in use by 16 global transit agencies and retail brands, including: Boston’s MBTA, San Diego MTS, Virgin Trains and First Group. More information about Masabi is available at www.masabi.com

Internet Cafe Sponsor

MasterCard 2000 Purchase Street, Purchase, NY 10577 www.mastercard.com

MasterCard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry. We operate the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone. Follow us on Twitter @MasterCardNews, join the discussion on the Cashless Pioneers Blog and subscribe for the latest news on the Engagement Bureau.

Booth 101

Morpho Cards USA 20 Valley Stream Parkway, Suite 305, Malvern, PA 19355 www.morpho.com/e-documents

With its long experience in secure payment, Morpho Cards is a trusted and certified EMV partner for banks and payment associations worldwide. Morpho offers a full portfolio of products and solutions, including Java Card and native EMV products, transport and ticketing products as well as contactless and mobile payment via NFC. Exciting plastic card technology and USB devices are also part of our portfolio, which is rounded out by customer-centric solutions in payment and security. As the world leader in multi-factor authentication, Morpho is an expert in fingerprint, iris and facial recognition technologies.

CONTROL OVER WHERE & HOW MUCH CONTROL OVER WHERE & HOW MUCH ACCESS ALLOWED

CONTROL OVER WHERE & HOW MUCH ACCESS ALLOWEDACCESS ALLOWED

Enroll and save yourself, your users from Enroll and save yourself, your usersand save yourself, your usersand save yourself from hackersfrom hackershackers hackers

GEOACL presents Location based Authentication giving New Dimension to Multi-Factor Authentication - ‘somewhere you are’

GEOACL Multi-factor Security Solution for: Payment Authorization: eCommerce, POS Terminals using Cards Banking: Online, Branch, ATM Financial Services: Brokerage, Mutual Funds Access Validation/Authorization: Cloud Services, Healthcare, Email, Business Applications, Social Media, IM & Telephony Apps

Users can setup Location based Access Control Locks to prevent others, hackers from gaining access to user’s financial and digital assets as well

as to have limited impact in case of security breach. No extra software on user devices No extra hardware device/token used, No third party involvement Inexpensive, Easy to set up, manage, and use Cost-effective to deploy and support Out-of-band and OATH methods Easy to learn and simple to manage Adds a critical second layer of security

Enroll by May 31, 2014 and get first six months subscription free. Just pay for setup fees!

GEOACL, LLC Parlin, NJ | [email protected] | 732-723-7219

geoacl.com | facebook.com/geoacl | twitter.com/geoacl | linkedin.com/companies/geoacl

Contact us and empower your customers, clients & users to take security control in their hands.

Inquiries for Enrollment and patent licensing are welcome.

SPONSORS


World Series Host

MULTOS St. Andrews House Kelvin Close, The Links, Birchwood, Warrington WA3 7PB United Kingdom www.multos.com

MULTOS is the high security, open standard smart card platform, servicing many leading financial and government issuers worldwide. With more than 350 million cards across 45 countries, hundreds of issuers utilize the renowned security, multi application environment for their deployment programs. Applications including EMV (Chip & PIN), contactless payment, authentication, ID, e-gov, transit and more are currently being implemented using MULTOS powered chips. Mobile payments are now set to benefit from MULTOS as the platform for easy Secure Element provisioning. The openly governed MULTOS Consortium promotes the MULTOS product, manages development, sets specification policies and ensures platform interoperability of vendors.

Beverage Sponsor, Booth 14

NXP Semiconductors 411 East Plumeria Dr, San Jose CA 95134 www.nxp.com

NXP Semiconductors N.V. (NASDAQ: NXPI) creates solutions that enable secure connections for a smarter world. Building on its expertise in High Performance Mixed Signal electronics, NXP is driving innovation in the automotive, identification and mobile industries, and in application areas including wireless infrastructure, lighting, healthcare, industrial, consumer tech and computing. NXP has operations in more than 25 countries, and posted revenue of $4.36 billion in 2012.

WiFi Sponsor, Booth 102

Oberthur Technologies4250 Pleasant Valley Road, Chantilly, VA 20151 www.oberthur.com

Oberthur Technologies is a world leader in digital security solutions for the mobility space. OT has always been at the heart of mobility, from the first smart cards to the latest contactless payment technologies which equip millions of smartphones. Present in the Payment, Telecommunications and Identity markets, OT employs over 6,000 employees, including 600 R&D people. With more than 50 sales offices across 5 continents and 10 facilities, OT’s international network serves clients in 140 countries.

Booth 228

OTI America Inc. 111 Wood Ave. South Suite 105, Iselin, NJ 08830 www.otiglobal.com

oti is a pioneer and leading developer of cutting-edge cashless payment solutions. For over two decades, we’ve provided enterprises worldwide with innovative technology that creates new business models, grows revenues, streamlines processes, and creates measurable value for their end users. oti’s field-proven suite of cashless payment solutions is based on an extensive IP portfolio boasting 24 patent families and over 100 patents and patent applications worldwide. Since 1990, we’ve built an international reputation for reliability and innovation – deploying hundreds of solutions for banking, mobile network operators, vending, mass transit, petroleum and parking. To support solutions deployed in 55 countries across the globe, oti operates a global network of regional offices, franchisees and partners.

Booth 203

Paragon Application Systems 326 Raleigh Street, Holly Springs, NC 27540 www.paragonedge.com

Paragon Application Systems is the leading independent provider of automated ePayment testing solutions. In business since 1994, more than 590 customers in 85 countries are benefiting from Paragon’s end-to-end ePayment testing solutions. Paragon has helped customers around the globe with their EMV implementations. We start with training to help customers understand what EMV is and all of the acronyms associated with it (ARQC, ARPC, CDOL, IAD and more). Then we work to develop the right plan for EMV implementation including providing the right set of test tools to validate EMV migration. Visit Paragon Application Systems at www.paragonedge.com or email [email protected].

Booth 213

Q-Card Company 301 Reagan Street, Sunbury, PA 17801 www.q-card.com

Q-Card™ and its sister company, Brush Industries® are two of the most trusted names in the card transaction market. They use their broad range of expertise in magnetic heads, magstripe and chip cards, readers, and product development to make your products and systems more reliable.

SPONSORS


Event Spnsor, Booth 218

Smart Card Alliance www.smartcardallince.org

The Smart Card Alliance is a not-for-profit, multi-industry association working to stimulate the understanding, adoption, use and widespread application of smart card technology. The Alliance invests heavily in education on the appropriate uses of technology for identification, payment and other applications and strongly advocates the use of smart card technology in a way that protects privacy and enhances data security and integrity. Through specific projects such as education programs, market research, advocacy, industry relations and open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart card technology, leading industry discussion on the impact and value of smart cards in the US and Latin America.

Booth 16

SMARTRAC TECHNOLOGY GROUP 267 Cane Creek Road, Fletcher, NC 28732 www.smartrac-group.com

SMARTRAC is a leading developer and solution provider of RFID transponders and inlays and a major player in the global RFID industry. We produce ready-made and customized transponders for applications such as contactless payment, access control, electronic identification (ID) documents, public transport, and many more. Our products are fully certified by all major credit card companies. We serve all market relevant contactless payment applications as well as dual-interface applications and moreover offer a combined contact-based and a contactless function on one single card. Customers will also benefit from our superior global technology portfolio, manufacturing expertise, product quality and reliability.

Booth 208

Thales e-Security 900 South Pine Island Rd, Suite 710, Plantation, FL 33324 www.thales-esecurity.com

Thales e-Security is a leading global provider of data protection solutions with more than 40 years of experience securing the world’s most sensitive information. Thales customers —businesses, governments and technology vendors with a broad range of challenges—use our products and services to improve the security of applications that rely on encryption and digital signatures. By protecting the confidentiality, integrity, and availability of sensitive information that flows through today’s traditional, virtualized and cloud-based infrastructures, Thales is helping organizations reduce risk, demonstrate compliance, enhance agility and pursue strategic goals with greater confidence.

Gold Sponsor, Booth 18

UL 3700 Mansell Road, Suite 220, Alpharetta, GA 30022 www.ul.com

UL is a global independent safety science company with more than a century of expertise innovating safety solutions from the public adoption of electricity to new breakthroughs in sustainability, renewable energy and nanotechnology. Dedicated to promoting safe living and working environments, UL helps safeguard people, products and places in important ways, facilitating trade and providing peace of mind.

Booth 105

Ultra Electronics Card Systems 6724 185th Ave NE, Suite A, Redmond, WA 98052 www.ultramagicard.com

Magicard is one of the pioneers of ID card printing, having manufactured card printers since 1993. We differentiate ourselves by providing a quality product with enhanced card security features, and by providing the best support and warranty in the business.


Utah Transit Authority 3600 South 700 West, Salt Lake City, UT 84119 www.rideuta.com

The Utah Transit Authority was incorporated on March 2, 1970 under authority of the Utah Public Transit District Act of 1969 to provide a public mass transportation system for Utah communities. The UTA system began operation August 10, 1970 in Salt Lake County with 67 buses. Today, UTA operates a fleet of more than 600 buses and paratransit vehicles, 400 vanpools, 146 light rail vehicles, 63 commuter rail cars and 18 locomotives in a 1,600 square mile service area that stretches over six counties from Payson to Brigham City. The Authority serves the largest segment of population in the State of Utah, approximately 1.8 million and operates in one of the largest geographical service areas of any transit agency in the U.S.

Bag Sponsor

Visa Inc. PO Box 8999, San Francisco, CA 94128-8999 www.visa.com

Visa is a global payments technology company that connects consumers, businesses, financial institutions and governments in more than 200 countries and territories to fast, secure and reliable electronic payments. We operateone of the world’s most advanced

SPONSORS


processing networks—VisaNet—that is capable of handling more than 24,000 transaction messages a second, with fraud protection for consumers and guaranteed payment for merchants. Visa is not a bank and does not issue cards, extend credit or set rates and fees for consumers. Visa’s innovations, however, enable its financial institution customers to offer consumers more choices: pay now with debit, ahead of time with prepaid or later with credit products. For more information, visit www.corporate.visa.com..

Break Sponsor, Booth 113

Vix Technology 710 Second Ave, Suite 950, Seattle, WA 98104 www.vixtechnology.com

Vix Technology is the leading provider of account-based, open-payment electronic Automated Fare Collection (AFC) solutions. Vix enables transit agencies to save money and increase ridership through implementing the award-winning Vix eO (easy-open) system which allows riders to pay with a wide variety of open-payment media including: contactless credit/debit cards, pre-paid cards, agency-issued transit cards, 3rd part-issued cards (college or employer IDs), and other media such as ski lift tickets and mobile phones. As a global company Vix has client experience that spans the world including Hong Kong, Singapore, Cape Town, London, Seattle, and Salt Lake City.

Logo Water Bottle Sponsor, Booth 104

Xerox 7160 Riverwood Dr., Columbia, MD 21046 www.xerox.com

Xerox is a Fortune 200 company supporting client operations worldwide. From fare collection to toll solutions and back-office processing to infrastructure installation, we provide a full range of systems and services that help solve major operational issues in transportation for public agencies and travelers around the world. We’re also a pioneer in the design and development of contactless smartcard and bankcard solutions for public transportation agencies. Our innovative open payment fare solutions provide passengers the most convenient payment options, while agencies experience enhanced fare system revenues and lower operating costs.

Media and Association Sponsors Media Sponsor

ABI Research 249 South Street , Oyster Bay, NY 11771 www.abiresearch.com

ABI Research, established in 1990, is a market intelligence company specializing in global technology markets. Our unique blend of quantitative forecasting and trend analysis helps us to quantify the important markets of today, define the strategic

technologies of tomorrow, and provide insight on how technology is adopted into vertical markets. Our clients rely on our services to uncover key market metrics and trends that are compiled through a combination of hundreds of comprehensive stakeholder interviews per year, technical intelligence from teardowns, years of collective market experience, vendor contributed data and end user research.

Media Sponsor

Consult Hyperion Tweed House 12 The Mount, Guildford, Surrey GU2 4HN United Kingdom www.chyp.com

Consult Hyperion is an independent technical and strategic consultancy specializing in secure electronic transactions. We help organizations worldwide exploit new technology for secure digital services from mobile payments and Chip and PIN to contactless ticketing and smart identity cards. Our globally recognized expertise ensures customers reach their goals in a timely and cost-effective way. Find out more at www.chyp.com

Media Sponsor

Digital Transactions 3 Golf Center, Suite 314 , Hoffman Estates, IL 60169 www.digitaltransactions.net

Digital Transactions mission is to chronicle and explain the revolution sweeping through the consumer electronic transactions market in North America. We do this by providing the most informative and comprehensive publications serving the consumer electronic transactions market. We are committed to covering all networks (including credit, debit, check imaging and exchange, and automated clearinghouse) as well as both the issuing/originating and acquiring parts of the market. We further accomplish our mission by relying on a staff of highly capable professional journalists who have years of experience covering the consumer electronic transactions market. With over 21,000 BPA audited subscribers Digital Transactions reaches top executives from financial institutions, retailers and ISO’s.

Media Sponsor

ISO&Agent One State Street Plaza 7th Floor, New York, NY 10004 www.sourcemedia.com

ISO&Agent is the merchant acquiring industry's premier publication, combining timely news and articles on ways to boost revenue with insightful and relevant analysis of long-term trends shaping the industry. ISO&Agent magazine and ISO&Agent Weekly reaches over 16,500 subscribers in the ISO market. Look no further than the leading industry publication to showcase your products and services to these influential professionals. No other industry publication comes close to the breadth, depth and quality of our circulation. Please contact Hope Lerman for advertising

SPONSORS


opportunities, at 312-475-0649 or [email protected].

Media Sponsor

Money 2020 www.money2020.com

Media Sponsor

NFC Times www.nfctimes.com

NFC Times is the premier source of news, analysis and commentary on Near Field Communication, contactless cards and other media, produced by real journalists. It is led by Dan Balaban, former editor of the well-respected Card Technology magazine.

Media Sponsor

NFC Forum 401 Edgewater Pl Ste 600 , Wakefield, MA 01880 www.nfc-forum.org/

The NFC Forum is a non-profit industry association founded in 2004 by leading mobile communications, semiconductor, and consumer electronics companies. Its mission is to advance the use of NFC technology by developing specifications, ensuring interoperability among devices and services, and educating the market about NFC. The Forum’s 180+ global members are developing specifications for a modular NFC device architecture, and protocols for interoperable data exchange and device-independent service delivery, device discovery and capability.

Media Sponsor

NFC World Congress www.nfcworldcongress.com/

NFC World Congress Mobile Proximity: Innovation, Services & Business Conference & Exhibition September 22-24, 2014 – Marseille Provence, France. Now in its 4th edition, NFC World Congress explores the emerging ways to interact with the digital world through NFC and related mobile proximity technologies. From start-ups to leading IT/mobile players and implementers from verticals, its conference gathers 600 participants from 60 countries eager to advance mobile proximity business in all its applications. Within World Smart Week, the Congress benefits from synergies of contents with three co-located conferences and a 50-booth joint exhibition. 1700 participants overall will converge at this global meeting of contactless/mobile, e-ID, M2M and digital security industries.

Media Sponsor

The Nilson Report 1110 Eugenia Place Suite 100, Carpinteria, CA 93013 www.nilsonreport.com

The Nilson Report is the most relevant and respected source of global news and analysis of the card and mobile payment industries. The subscription newsletter provides proprietary statistics on the current status of the payments space, as well as concise vendor, personnel, and product updates. David Robertson, Publisher of The Nilson Report, is a recognized expert in the field, and is a frequent speaker at industry conferences. Over 18,000 readers in 88 countries worldwide value The Nilson Report to track industry trends and provide market information.

Media Sponsor

Open Mobile Alliance www.openmobilealliance.org

Media Sponsor

PaymentsSource.com 550 W. Van Buren St Suite 110, Chicago, IL 60607 www.sourcemedia.com

PaymentsSource.com provides subscribers with one central resource for all the payments news, trends and analysis they need to navigate the industry. In addition to an extensive collection of content users get access to reporting and data tools that allow them to customize their information experience online. PaymentsSource is a one-stop shop for all their cards and payments needs. As the payments industry continues to evolve, PaymentsSource is consistently tuned in. Please contact Hope Lerman at 312-475-0649 or [email protected] for advertising opportunities.

Media Sponsor

SecurityStockWatch.com 3 Rye Ridge Plaza, Ste 187, Rye Brook, NY 10573 SecurityStockWatch.com

SecurityStockWatch.com is the #1 Google site for “Secure ID Solutions” and "Fraud Prevention Solutions". Our #1 security solutions portal features thought leadership interviews with best-of-breed companies in the security space such as: Gemalto, HID Global, RSA, Wave Systems. Our channel reaches your target markets and based on our demographics and traffic we reach the professionals you want to reach.

SPONSORS


Media Sponsor

SIM Alliance 29/30 Fitzroy Square , London, England W1T 6LQ United Kingdom www.simalliance.org

SIMalliance is the global, non-profit industry association which simplifies secure element (SE) implementation to drive the creation, deployment and management of secure mobile services. The organization promotes the essential role of the secure element (SE) in delivering secure mobile applications and services across all devices that can access wireless networks. By identifying and addressing SE-related technical issues, and both clarifying and recommending existing technical standards relevant to SE implementation, the SIMalliance aims to promote an open SE ecosystem to facilitate and accelerate delivery of secure mobile applications globally.

Media Sponsor

Smart Payments Association PO Box 800729 D-81607, Munich, Germany www.smartpaymentassociation.com

The Smart Payment Association (SPA) addresses the challenges of the evolving payment ecosystem, offering leadership and expert guidance to help its members and their financial institution customers realize the opportunities of smart, secure and personalized payment systems & services both now and for the future. The SPA works in partnership with global standards bodies, its own vendor community, and an expanding ecosystem of established and emerging brands offering an ever-growing

portfolio of advisory and support services including the market’s most accurate barometer of payment trends based on actual manufacturer sales data and an eye-growing library of expert technical resources and thought leadership collaterals.

Media Sponsor

topcredticardprocessors.com 2338 Immokalee Rd, Suite 404 , Naples, FL 34110 www.topcreditcardprocessors.com

The independent authority on credit card processing, topcreditcardprocessors.com, is a research firm dedicated to identifying and ranking the best credit card processors in the United States. These payment service providers are able to provide national services with flexible payment terms and service offerings for your small, medium, or enterprise business.

Media Sponsor

Visibility Magazine 2338 Immokalee Rd, Suite 404 , Naples, FL 34110 www.visibilitymagazine.com

Visibility Magazine, founded in 2007, has become the guide to latest trends in internet marketing. Visibility conducts interviews with CEOs, shares opinions, reviews products, and provides a wealth of information about the movements in the industry. Additionally, Visibility will reach many fringe businesses that may have been contemplating entering or expanding their Internet marketing campaigns.

Take the Conference Home With You

The Audio Archive The 7th Annual Conference: 2014 Payments Summit February 5-7 • The Grand America Hotel • Salt Lake City, Utah

The complete audio archive of the conference on USB.

Includes conference presentation slides and printed conference program. Only $175

QUANTITIES ARE LIMITED: ORDER TODAY

! Please reserve my copy of the complete Payments Summit Audio Archive on USB for $175

Name

Company

Address

Phone

City/State/Zip

Email

MC Visa Amex Card# Expires

Charge Amount $ 175 Name on Card Signature

Card Address (if different than above)

Drop your order at the conference registration desk by 12:00 Noon. Archive will mailed at the close of conference, or available for pickup at 4:00 PM. Fax orders after the event to 888-725-0720. For assistance, call 212-866-2169

SMART CARD ALLIANCE INFO


Leadership Council Members

SMART CARD ALLIANCE INFO


Smart Card Alliance Members

General

3M Cogent, Inc ABnote Group ACI Worldwide, Inc ACT Canada Advanced Card Systems Ltd. Allegion AMAG Technology, Inc. Ambiq Micro Inc. Applus + Laboratories Apriva Argotechno Athena Smartcard Solutions Inc. Bell Identification B.V. Benefit Resource Inc Blackboard Inc. C-SAM, Inc CA Technologies Capgemini USA Inc CardLogix Chase Card Services Clear2Pay Computer Sciences Corp (CSC) Consult Hyperion CPI Card Group Cryptography Research, Inc. Cryptomathic Inc Cubic Transportation Systems, Inc. Datacard Group DeviceFidelity, Inc Diebold Security DVN Technology Ltd. EFT Source, Inc. Eid Passport Inc ENTRUST Equinox Payments Exponent, Inc. FEITIAN Technologies Co., Ltd FIME Fiserv Galitt US Gallagher Group Limited Genfare, a Division of SPX Corp. Global Enterprise Technologies Corp Heartland Payment Systems HID Global ICMA Identification Technology Partners, Inc. ImageWare Systems, Inc. InComm INIT Innovations in Transportation Intel Interac Association/Acxsys Corp. Intercede Jack Henry Processing Solutions JCB International Credit Card Co., Ltd Lenel Systems International Linxens LTK Engineering Services

Magnetic Ticket & Label Corp Morpho Multos International NACHA - The Electronic Payment Association Nagra ID Security Natural Security NBS Technologies, Inc. NXP Semiconductors OTI America Paragon Application Systems PPG Industries, Inc. Primax Prime Factors, Inc. Probaris, Inc Q-Card Company Quantum Secure Inc Ready Credit Corp. Regions Bank SafeNet, Inc Scheidt & Bachmann USA Secure Missions Solutions, Inc SecureKey Technologies SHAZAM Smartrac N.V. Stanley Black & Decker STMicroelectronics Sunward Telecom Limited Thales Tiempo Tyco Software House Tyfone Ultra Electronics Card Systems Underwriters Laboratories (UL) United Services Automobile Association Veracity Payment Solutions Verifone Vix Technology Watchdata Technologies Pte Ltd Wells Fargo Xtec, Inc

Government

Chicago Transit Authority City of Calgary, Calgary Transit Dallas Area Rapid Transit (DART) Defense Manpower Data Center Department of Homeland Security Edmonton Transit System General Services Administration Hillsborough Transit Authority Marta Massachusetts Bay Transportation Authority Metropolitan Transportation Commission MTA New York City Transit NASA NIST - National Institute of Standards and Technology

Oahu Transit Services, Inc Port Authority of NY/NJ Port Authority Transit Corp. Regional Transportation Authority San Francisco Bay Area Rapid Transit District Société De Transport De Montréal Southeastern Pennsylvania Transportation Authority (SEPTA) The Utah Transit Authority Transit Chek TransLink U.S. Department of State US Department of Transportation/Volpe Center US Government Printing Office Washington Metropolitan Area Transit Authority (WMATA)

University

Czech Technical University in Prague Georgetown University - UIS - Facilities & Saftey Control Systems

Associate

A LA CARD Marketing and Consulting Services Limited Bank Solutions Group, LLC BetterBuyDesign Double Diamond Group Euro Tech Sales LLC iAll-Tech IDmachines LLC Initiative for Open Authentication Intelligent Parking Concepts LLC Invoke Technologies IQ Devices JC Simonetti & Associates, Inc. Raak Technologies Roehr Consulting

Latin America Chapter

Advanced Card Systems Ltd American Express AMF Medios Transaccionales S.A. Arjowiggins Security Autoridad Nacional Para La Innovacion Gubernamental (AIG) Banco Caribe Banco de Ahorro y Credito Inmobiliario S.A. Banco Santa Cruz Bank Association of Panama Banred S.A. Banrisul S.A. CHARGE Anywhere LLC

Core Quality Service, S.A. Cubic Transportation Systems Datacard Group Dirección General del Registro Civil-México enable S.A. Evertec Latino America S.A. First Data Fundacton Instituto De Ingeneria Gemalto Giesecke y Devrient de Mexico Global Enterprise Technologies Corp (GET Group) HID Global ICards Solutions Latinoamerica S.A De C.V. Instituto Federal de Acceso a la Información y Protección de Datos Instituto Nacional De Tecnologia Da Informacao - ITI IntelCav Inter American Development Bank IT Security Services MasterCard Worldwide Nagra ID NXP Semiconductors Oberthur Technologies Oficina Nacional de Tecnologias de Informacion (ONTI) Panama Canal Authority Redeban Multicolor S.A. Registro Publico de Panama Safran Morpho Scotiabank Sertracen SETIS Automacao e Sistemas Ltda Smartrac Technology Group STMicroelectronics Ltda. Superintendencia De Bancos De Panama Tecnica Commercial Vilsa, S.A. DE C.V. Telered, S.A. The State Government of Chihiuahua Mexico Ultra Electronics Card Systems Unitec Blue VeriFone Inc Visa International Watchdata Technologies

The Smart Card Alliance Mobile and NFC Council was formed to raise awareness and accelerate the adoption of payments, loyalty, marketing, promotion/coupons/offers, peer-to-peer, identity, and access control applications using NFC. The Council focuses on activities that will help to accelerate the practical application of the technology, providing a bridge between technology development/specificationandtheapplicationsthatcandeliverbusinessbenefitsto industry stakeholders.

The Council takes a broad industry view and brings together industry stakeholdersinthedifferentverticalmarketsthatcanbenefitfrommobile and NFC applications. The Council will collaborate on:

• Educating the market on the technology and the value of mobile and NFC applications

• Developing best practices for implementation

• Working on identifying and overcoming issues inhibiting the industry

Council Officers

Chair: Sadiq Mohammed, MasterCard WorldwideVice chair: Chandra Srivastava, Visa Inc.Secretary: Deborah Baxley, Capgemini

Council Steering Committee

• Deborah Baxley, Capgemini • Maarten Bron, Underwriters Laboratories (UL)• Stu Cox, Giesecke & Devrient• David deKozan, Cubic Transportation Systems, Inc.• Amol Deshmukh, Gemalto• Jeff Fonseca, NXP Semiconductors • Howard Hall, Consult Hyperion• Neil Hickey, Accenture LLP• Peter Ho, Wells Fargo • Holger Kunkat, C-SAM• Sadiq Mohammed, MasterCard Worldwide• Ivan Plajh, Smartrac N.V.• Scott Rau, Chase Card Services• JC Raynon, VeriFone Systems• Tony Sabetti, Isis• Gerald Schoenecker, Ingenico, North America• Chandra Srivastava, Visa, Inc.• Sridher Swaminathan, First Data Corporation• Joe Tassone, Identive

Mobile and C Council Activities

Mobile and NFC Council activities focus on accelerating market adoption of all NFC-enabled applications. Council activities include:

• Providing educational resources for organizations offering or implementing NFC applications and services to foster deployment of NFC technology in the marketplace

• Providing a business-focused organization where all industry stakeholders can collaborate, network, share implementation experiences, and discuss new mobile and NFC applications

• Identifying and collaborating with other industry organizations todiscuss,defineandpromotestandardsfor FCapplicationimplementations

Mobile and C Resources

• Chip-Enabled Mobile Marketing

• Mobile Devices and Identity and Access Control Applications Workshop, ISC West 2013

• Mobile/NFC Security Webinar Series

• Mobile/NFC Standards Landscape Reference Guide and interactive PowerPoint presentation

• Mobile Payments and NFC Landscape: A U.S. Perspective

• NFC Application Ecosystems webinar series

• NFC Base Camp: Fundamentals of NFC Mobile Technology and Business Applications workshop, 2012 NFC Solutions Summit

• NFC Frequently Asked Questions

• NFC Resources web page

• Security of Proximity Mobile Payments

• Supporting the PIV Application in Mobile Devices with the UICC

The Council has active collaboration and relationships with GlobalPlatform and the NFC Forum, and provides industry commentsondraftpublicationsandspecificationsfromotherorganizations.

Mobile and NFC Council

Mobile and C Council Resources can be found at www.smartcardalliance.org/pages/smart-cards-applications-nfc

Fall 2013

Mobile C Council Members

3M Cogent, Inc.ABnote GroupAccenture LLPAdvanced Card Systems Ltd.American ExpressBank of AmericaBetterBuyDesignBooz Allen HamiltonCapgemini USA Inc.Capital OneCH2M HILLChase Card ServicesChase PaymentechClear2PayConsult HyperionCorFireCPI Card GroupC-SAM, Inc.Cubic Transportation Systems, Inc.Czech Technical University in PragueDatacard GroupDatawatch SystemsDeviceFidelity, Inc.Discover Financial ServicesENTRUSTExponent, Inc.FIMEFirst Data CorporationFISFiservGemaltoGiesecke & DevrientGlobalPlatform*Heartland Payment SystemsHID GlobalHP Enterprise ServicesIdentificationTechnology artnersIdentiveInfineonTechnologiesIngenico, North AmericaIngersoll Rand Security Technologies INSIDE SecureInterac Association/Acxsys CorporationIntercede Ltd.IQ DevicesJVL Ventures, LLC dba IsisLenel Systems InternationalMasterCard WorldwideMorphoMTA New York City TransitNatural SecurityNFC Forum*NXP SemiconductorsOberthur TechnologiesOTI AmericaProbaris, Inc.Quadagno & Associates, Inc.Quantum Secure Inc.SafeNet, Inc. SecureKey TechnologiesSmartrac N.V. STMicroelectronicsThalesTSYSUnderwriter Laboratories (UL)Unwire US, Inc.U.S. Department of Homeland SecurityValid USAVeriFoneVisa Inc.Wells Fargo

*Non-member Council guest

Member uotes

“The Smart Card Alliance gives us the opportunity to work closely with leading industry and ecosystem partners who are actively participating and making the Mobile & NFC Council a huge success. Collaboration with other members is invaluable as we work to advance adoption of NFC technologies and innovative mobile applications.” —Brent Bowen, Valid USA

“The Smart Card Alliance is one of the few independent organisations driving change within the emerging smart card and NFC markets in the USA. They provide agreatforuminwhichtoobtainagreementaroundtheconflictingconcernsofthevarious stakeholders. I recommend that you get involved in these discussions as they provide a great insight into the drivers within those organisations you are trying to partner with.” —Nick Norman, Head of Sales/Mobile Payment Expert, Consult Hyperion

“The Smart Card Alliance is a great source of information and provides an excellent forum for exchanging ideas with other industry professionals. Providing a variety of resource materials and sponsoring various work groups and committees such as the Mobile and NFC Council, members can obtain valuable information otherwise difficultorimpossibletofind. iththeSmartCardAlliance,youcanchoosetoparticipate at any level. Small work group participation allows you to regularly share ideas and focus on areas of interest to your organization. If you prefer, the Smart Card Alliance stays current on industry issues, and regularly provides white papers or other valuable information and guidance on the hottest topics.” —Gerald Schoenecker, Product Manager, Ingenico, North America

“As UL Transaction Security (formerly known as Collis) strives for thought leadership, we feel a strong connection with Smart Card Alliance, as we can discuss the industry improvement on a strategic level. Our experts and customers are always aware of the latest developments through Smart Card Alliance events and educational programs.” —Berend van Geffen, Commercial Director, UL Transaction Security

About the Smart Card Alliance

TheSmartCardAllianceisanot-for-profit,multi-industryassociationworkingtostimulatetheunderstanding, adoption, use and widespread application of smart card technology. Through specificprojectssuchaseducationprograms,marketresearch,advocacy,industryrelationsand open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart cards, leading industry discussion on the impact and value of smart cards in the U.S. and Latin America. For more information please visit www.smartcardalliance.org.

The Smart Card Alliance Industry and Technology Councils are focused groups within the overall structure of the Alliance. Councils have been created to foster increased industry collaborationwithinaspecifiedindustryormarketsegmentandproducetangibleresults,speedingsmartcardadoptionandindustrygrowth.Groupscollaborateonspecificdeliverables,includingreports,briefingsandeducationalmaterial.TheSmartCardAlliancecurrently has six active Councils focusing on the access control, health and human services, identity, mobile/NFC, payments and transportation industries. Council participation is open to any Smart Card Alliance member who wishes to contribute to the Council projects.

The Smart Card Alliance Payments Council focuses on facilitating the adoption of chip-enabled payments and payment applications in the U.S. through education programs for consumers, merchants, issuers, acquirers/processors, government regulators, mobile telecommunications providers and payments service providers. The group is bringing together payments industry stakeholders, including payments industry leaders, merchants and suppliers, and is working on projects related to implementing EMV, contactless payments, NFC-enabled payments and applications, mobile payments, and chip-enabled e-commerce. The Council’s primary goal is to inform and educate the market about the value of chip-enabled payments in improving the security of the payments infrastructure and in enhancing the value of payments and payment-related applications for industry stakeholders.

Payments Council Activities

The Council works on projects to provide educational resourcesanddefinebestpracticesforchip-enabledpaymentsimplementations and to explore new chip-enabled payment applications. Council activities include:

• Developing white papers and hosting web seminars and conference workshops on chip-enabled payments to provide educational resources to the industry.

• Developing industry positions on key issues in deploying chip-enabled payments and collaborating as an industry to address challenges.

• Maintaining an active, public voice on chip-enabled payments topics, serving as a resource for authoritative information and responding to reports that contain misinformation about the technology.

• Developing educational material and guidance on the use of EMV and chip-enabled solutions to address fraud and counterfeit cards in the U.S. payments industry.

• Developing educational material and guidance on the use of Near Field Communication (NFC) technology for mobile contactless payments.

Council Resources

Events• EMV for Merchants and Acquirers: U.S. Migration

Considerations webinar• How EMV Changes Payment Workshop, 2013 Payments

Summit

White Papers and Resources• Accepting Contactless Payments: A Merchant Guide• Card Payments Roadmap in the U.S.: How Will EMV Impact

the Future Payments Infrastructure?• The Changing U.S. Payments Landscape: Impact on Payment

Transactions at Physical Stores • Chip-Enabled Mobile Marketing

• Contactless Payments: Delivering Merchant and Consumer Benefits

• Contactless Payments: Frequently Asked Questions• EMV and NFC: Complementary Technologies that Deliver

Secure Payments and Value-Added Functionality• EMV Chip Cards Expected for Upscale U.S. Cardholders• EMV Connection web site• The EMV Ecosystem: An Interactive Experience for the

Payments Community• EMV Frequently Asked Questions• End-to-End Encryption and Chip Cards in the U.S. Payments

Industry• Fraud in the U.S. Payments Industry: Fraud Mitigation and

Prevention Measures in Use and Chip Card Technology Impact on Fraud

• Issuer and Merchant Best Practices: Promoting Contactless Payments Usage and Acceptance

• The Mobile Payments and NFC Landscape: A U.S. Perspective• NFC Frequently Asked Questions• Proximity Mobile Payments: Leveraging NFC and the

Contactless Financial Payments Infrastructure• Proximity Mobile Payments Business Scenarios: Research

Report on Stakeholder Perspectives• Security of Proximity Mobile Payments• Smart Card Alliance Contactless Payment Security Q&A• Smart.Payments LinkedIn Group• What Makes a Smart Card Secure?

Payments Council Resources can be found at http://www.smartcardalliance.org/pages/activities-councils-payments

Payments CouncilFall 2013

Council OfficersCo-chairs: Jack Jania, Gemalto, and Oliver Manahan, MasterCardVice chair: Troy Bernard, Discover Financial Services Secretary: Deborah Baxley, Capgemini

Council Steering CommitteePhilip Andreae, Oberthur TechnologiesDeborah Baxley, CapgeminiMary Blair, AccentureDeana Cook, Chase Card ServicesJose Correa, NXP SemiconductorsTroy Bernard, Discover Financial ServicesTerry Dooley, SHAZAMMichael English, Heartland Payment SystemsGreg Garback, WMATASimon Hurry, Visa, Inc.Jack Jania, GemaltoBastian Knoppers, FISaul egacki,InfineonTechnologies

Oliver Manahan, MasterCard WorldwideNick Pisarev, G&DJC Raynon, VeriFone SystemsJohn Smith, First Data Corporation

Council MembersABnote GroupAccenture American ExpressAprivaBank of AmericaBellIdentificationB.V.Blackboard Inc.Booz Allen HamiltonCapgemini USA Inc.Capital OneCH2M HILLChase Card ServicesClear2PayCorFireCPI Card GroupCSC Cubic Transportation Systems, Inc.Datacard GroupDeviceFidelity, Inc.Discover Financial ServicesDouble Diamond GroupExponentFirst Data CorporationFISFiservGemaltoGiesecke & DevrientHeartland Payment SystemsHP Enterprise ServicesIdentiveInCommInfineonTechnologiesIngenico, North AmericaINSIDE SecureInterac Association / Acxsys CorporationJCB International Credit Card Co., Ltd.Lenel Systems InternationalLTK Engineering ServicesMasterCard WorldwideMorphoMTA New York City TransitMultos InternationalNACHA -- The Electronic Payment AssociationNagraID SecurityNXP SemiconductorsOberthur TechnologiesOTI AmericaQuadagno & AssociatesReady Credit CorporationSHAZAMSTMicroelectronicsThalesTSYSUnderwriter Laboratories (UL)United Services Automobile Association (USAA)Unwire US, Inc.Valid USAVeriFoneVisa Inc.Washington Metropolitan Area Transit Authority (WMATA)Wells FargoXerox


TheSmartCardAllianceisanot-for-profit,multi-industryassociationworkingtostimulatetheunderstanding,adoption,useandwidespreadapplicationofsmartcardtechnology.Throughspecificprojects such as education programs, market research, advocacy, industry relations and open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart cards, leading industry discussion on the impact and value of smart cards in the U.S. and Latin America. For more information please visit www.smartcardalliance.org.

The Smart Card Alliance Industry and Technology Councils are focused groups within the overall structure of the Alliance. Councils have been created to foster increased industry collaboration withinaspecifiedindustryormarketsegmentandproducetangibleresults,speedingsmartcardadoptionandindustrygrowth.Groupscollaborateonspecificdeliverables,includingreports,briefingsand educational material. The Smart Card Alliance currently has six active Councils focusing on the payments, health and human services, identity, access control, mobile/NFC, and transportation industries. Council participation is open to any Smart Card Alliance member who wishes to contribute to the Council projects.

Member Comments

“Since its inception the Payments Council has been a forum where a diverse group of payments professionals can work together to share their knowledge in a meaningful way with the wider community. The Payments Council has proven to be a valuable resource for Oberthur Technologies especially because its ongoing initiatives are designed to educate interested stakeholders on the emerging trends and technologies that can be used to secure and enhance the payments ecosystem. Its members were early advocates of the march to EMV here in the USA and helped drive the formation of the EMV Migration Forum.”

—Philip Andreae, Director Field Marketing - Payments NA, Oberthur Technologies

“Being a part of the Smart Card Alliance is one of the best career decisions I’ve ever made. The Alliance has provided a platform combining networking, collaboration, learning, and moving the industry toward a more positive future. In addition, active involvement in industry councils is an ideal way to build up your reputation!”

—Deborah Baxley, Principal | Banking, Capgemini Financial Services Global Business Unit

“GemaltohasseenfirsthandhowthewealthofinformationgeneratedbytheSmartCardAlliance SCA aymentsCounciltransformsintobenefitstoissuers,paymentprocessorsandmerchants,speedingthe

return on investment to its smartcard programs. As a member of the board of directors, Gemalto is highly committed to the standards and ideals of the SCA, which has established itself as the single industry voice for smart card technology through such a positive contribution.”

—Philippe Benitez, VP Marketing for Secure Transactions, Gemalto North America

“The Smart Card Alliance has inspired collaboration across the payments industry and provided a valuable resource for Chase Card Services. By fostering a non-competitive environment, the Alliance allows for companies to bridge gaps in information sharing that would otherwise not happen – creating success for all involved.”

—Deana Cook, Vice President, Chase Card Services

“The Smart Card Alliance has proved to be a great resource for NXP. In our ever changing industry it is one source that can be counted upon to provide the latest trends, concepts, direction and information that is invaluable to anyone involved. In addition, the opportunity to network with other leaders in the business opens the doors to cooperation and consistency amongst all the players.”

—Jose Correa, Business Development Manager, NXP Semiconductors

“I encourage any payments industry professional to get engaged with the Smart Card Alliance Payments Council. Our industry evolves almost real-time -- it is critical to stay on top of technological and regulatory developments in our space. The Council provides cutting edge information, providing a global view of payments and payment technology. This in turn helps Heartland better serve our customers with solutions engineered to current standards.” —Michael English, Executive Director, Product Development, Heartland Payment Systems

“TheSmartCardAllianceprovidesVisawithvaluableresearchandfirst-handinformationontrendsanddirections in the smart card and mobile payments space. The Alliance work on new developments in chip cards and authentication makes the organization an invaluable source of current and relevant market intelligence.”

—Simon Hurry, Sr. Business Leader, Visa Inc.

“The Smart Card Alliance provides an ideal forum to discuss and debate topics of great relevance to the industry, such as chip, mobile and authentication. Beyond that, we gain great insights through market research,whitepapersandfirsthandinformation.Theinteractionwithothersintheecosystemalsoallowusto build new relationships and stay abreast of current and emerging trends.”

—Oliver Manahan, Vice President, MasterCard Worldwide

“It is a great time in emerging payments and there is a strong interest in new payment technologies. American Express wants to partner with key industry players to provide emerging technologies for our issuers and acquirers. The Smart Card Alliance provides opportunities for us to interact with the payments industry and discuss how to progress new technologies in North America.”

—Patricia Partelow, VP of Innovative Payment Solutions, American Express

“The Smart Card Alliance Payments Council provides Giesecke & Devrient the opportunity to interact with all types of decision makers in the industry ecosystem and to help drive the adoption of new technologies for our market, like EMV and NFC. The Council activities, including white papers, webinars and educational materials, provide valuable tools to the industry and the smart card market as a whole.“

—Nick Pisarev, Director, Product Marketing, Giesecke & Devrient

The Smart Card Alliance Transportation Council is focused on promoting the adoption of interoperable contactless smart card payment systems for transit and other transportation services. The overall goal of the Transportation Council is to help accelerate the deployment of standards-based smart card payment programs within the transportation industry.

Council Officers

Chair: Craig Roberts, Utah Transit AuthorityVice Chair - Parking: Steven Grant, LTK Engineering ServicesVice Chair - Transit: Gerald Kane, Southeastern Pennsylvania Transportation Authority (SEPTA)Vice Chair - Tolling: Mike Nash, Xerox

Transportation Council Activities

Transportation Council activities stimulate the understanding, adoption and widespread acceptance of single and multi-application smart card technology for all transportation-related elements of the marketplace (e.g., mass transit, tolling and parking) by bringing together, in an open environment, leading users and technologists from the public and private sectors to develop concepts and stimulate critical thinking to advance deployments of the technology.

The Transportation Council’s activities include:

• Enabling targeted smart card demonstrations across transportation and other industries useful for advancement of technology and applications for smart card-based payments, credentialing, or other appropriate products or services;

• Identifying the challenges and opportunities in the evolving transportation marketplace for multiple smart card applications that can be supported by smart card technology;

• Serving as a technical resource for, and participating in the developmentofspecificationsatappropriatenationalandinternational - and voluntary - standards for smart card technology which can support multiple user applications in anefficient,securemanner;

• Providing educational and research resources for members, consumers and government organizations to foster deployment of smart cards in the transportation marketplace;

• Participating in other councils sponsored by the Smart Card Alliance for inter-market cross-over of concepts and technology between the Transportation Council and parallel markets.

Transportation Council

Council Resources

• Co-Branded Multi-Application Contactless Cards for Transit and Financial Payment

• A Guide to Prepaid Cards for Transit Agencies

• Near Field Communication (NFC) and Transit: Applications, Technology and Implementation Considerations

• Open Bank Card Payments for Transit Workshop

• Open Fare Payments for Small Transportation Agencies: Payments as a Service Acquisition Guide

• Planning for New Fare Payment and Collection Systems: Cost Considerations and Procurement Guidelines

• Serving Unbanked Consumers in the Transit Industry with Prepaid Cards

• Smart Cards and Parking

• Smart.Transit LinkedIn Group

• Transit and Contactless Open Payments: An Emerging Approach for Fare Collection

• Transit Open Payments Resources

• Transit Payment System Security

• Transit and Retail Payment: Opportunities for Collaboration and Convergence

• U.S. Migration to EMV and the Challenges for U.S. Public Transit Agencies

Transportation Council Resources can be found at www.smartcardalliance.org/pages/activities-councils-transportation

Fall 2013

Council Steering CommitteeLinh Huynh, INSIDE SecureKathy Imperatore, PATCOMark Lulic, MasterCard WorldwideCeline Mantoux, Giesecke & DevrientJosh Martiesian, LTK Engineering ServicesKenneth Mealey, American ExpressPradap Mistry, Cubic Transportation SystemsEric Reese, Chicago Transit AuthorityEric Schindewolf, Visa Inc.John Vasilj, Accenture

Council MembersABnote GroupAccenture Advanced Card Systems Ltd.American ExpressBank of AmericaBellIdentificationB.V.Blackboard Inc.Booz Allen HamiltonCapgemini USA Inc.CH2M HILLChase Card ServicesChicago Transit AuthorityClear2PayConsult HyperionCSCCubic Transportation SystemsDallas Area Rapid Transit (DART)Deloitte & Touche LLPDeviceFidelity, Inc.Discover Financial ServicesDouble Diamond GroupFIMEFirst Data CorporationGemalto Giesecke & DevrientHeartland Payment SystemsHP Enterprise ServicesIdentiveIDmachinesInCommInfineonTechnologiesINIT Innovations in TransportationINSIDE SecureIntelligent Parking Concepts LLCInterac Association/Acxsys CorporationInvoke TechnologiesJC Simonetti Assoc., Inc.JVL Ventures, LLC dba IsisLTK Engineering ServicesMasterCard WorldwideMetropolitan Transportation CommissionMorphoMTA New York City TransitNXP SemiconductorsOberthur TechnologiesOTI AmericaPort Authority of NY/NJPort Authority Transit Corporation (PATCO)Quadagno & AssociatesReady Credit CorporationSan Francisco Bay Area Rapid Transit DistrictScheidt & BachmannSoutheastern Pennsylvania Transportation Authority (SEPTA)STMicroelectronicsThalesTransitCenterUnderwriters Laboratories (UL)Unwire US, Inc.U.S. Department of Transportation/Volpe CenterUtah Transit AuthorityVeriFoneVisa Inc.Washington Metropolitan Area Transit Authority (WMATA)XeroxXTec, Incorporated

Member Comments

“As a transit agency that is travelling the long and winding road in exploring the use of emerging payments technologies, we have found in the Transportation Council an invaluable resource and trusted chaperone. Put simply, we could not have progressed to the point we are today without the Council’s leadership and work in assembling subject matter experts and industry leaders from across the broad spectrum of the payments ecosystem to engage in thought-provoking discussions that serve to inform and educate. Equally important is the work of the Transportation Council in sponsoring and publishing timely and extremely informative white papers on topics that grow the collective knowledge base of the membership at large, collaborative efforts that serve to provide an unbiased, consistent base understanding of the technologies and processes relevant to public transit’s development of new fare payment systems.”

—Michael DeVitto, Vice President, AFC Program Management and Sales Operations, MTA New York City Transit

“The Transportation Council is a leading proponent of open standards in the evolution of smart card technologies for transit systems. INSIDE Secure shares the same commitment, and our relationship with the Council has been mutually rewarding. We value the strong relationships among Council members and look forward to great advances in smartcard technologies as we move forward.”

—Linh Huynh, VP Business Development, INSIDE Secure

“ThesuccessandcontinuinggrowthoftheTransportationCouncilreflecttheenterpriseandenthusiasm of its membership, who exchange ideas and share information in a variety of forums to promote innovation, increase knowledge, and return value to their organizations.”

—Jerry Kane, Senior Project Planner, Southeastern Pennsylvania Transportation Authority (SEPTA)

“The Transportation Council of the Smart Card Alliance is a vibrant forum for thought leaders in public transit to discuss issues and opportunities that generate from advances in technologies.”

—Michael Nash, SVP Emerging Markets, Xerox State and Local Solutions

“At its core, the Smart Card Alliance’s Transportation Council is comprised of outstanding individuals taking active roles to explore and promote the positive effects new technologies can have on the transportation industry and, most importantly, its customers. The Council’s collaborative environment, which is continually expanding to meet the needs of its members, provides a diverse forum for insightful discussions, meetings and publications. LTK Engineering Services looks forward to its continued involvement in the Council as an active voice in support of our transit and parking clients.”

—Joshua Martiesian, Sr. Consultant, LTK Engineering Services

“The Smart Card Alliance is a great forum to both exchange ideas and advance smart card innovations and applications. The Alliance is also an authoritative source when it comes to promotingthebenefitsofRFIDorcontactlesstechnologies,andplaysanimportantroleineducating the consumer about the value of these technologies. Our goal at Accenture is to contribute to the goals of the Alliance and bring information about cross-industry applications to members so that we help providers improve their products and our clients make smart investments.”

—John Vasilj, Public Transportation North America, Accenture


TheSmartCardAllianceisanot-for-profit,multi-industryassociationworkingtostimulatetheunderstanding, adoption, use and widespread application of smart card technology. Through specificprojectssuchaseducationprograms,marketresearch,advocacy,industryrelationsand open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart cards, leading industry discussion on the impact and value of smart cards in the U.S. and Latin America. For more information please visit www.smartcardalliance.org.

The Smart Card Alliance Industry and Technology Councils are focused groups within the overall structure of the Alliance. Councils have been created to foster increased industry collaborationwithinaspecifiedindustryormarketsegmentandproducetangibleresults,speedingsmartcardadoptionandindustrygrowth.Groupscollaborateonspecificdeliverables,includingreports,briefingsandeducationalmaterial.TheSmartCardAlliancecurrently has six active Councils focusing on the access control, health and human services, identity, mobile/NFC, payments and transportation industries. Council participation is open to any Smart Card Alliance member who wishes to contribute to the Council projects.

RREEGGIISSTTRRAANNTTSS


CCoonnffeerreennccee RReeggiissttrraannttss as of January 24, 2014

Stephen Abbanat, Senior Program Coordinator, Metropolitan Transportation Commission

Manuel Albers, Owner, Euro Tech Sales LLC

Carol Alexander, CA Technologies Ken Allen, Senior VP, Fraud, Capital

One Richard Allen, Industry Engagement

Manager, American Express Catherine Amann, Director, Product

Development, American Express Philip Andreae, Director Field

Marketing - Payments NA, Oberthur Technologies

Steve Arebalo, Senior Program Manager, INSIDE Secure

Bryon Arganbright, Wells Fargo Chirag Arora, Head of IT Security,

Jos A Bank Clothiers Vishal Arora, Director, Application

Development, Transit Chek Renee Arsenault, Primax Chuck AuBuchon, Senior EVP, Sales

& Business Development, ImageWare Systems, Inc.

Eitan Avni, Smartrac N.V. Tracy Bach, Sr. Group Manager-

Fraud Prevention & Dispute Resolution/Target.com, Target Corp.

Patty Bacon, Card Products, First Republic Bank

Tammy Baker, Cantaloupe Systems Dan Balaban, Editor, NFC Times Edward Baldzicki, VP, Sales and

Marketing, Xerox Barbaric, NXP Semiconductors Ryan Barnes, Associate Director,

Consumer Product, TSYS Erica Bass, Director, Product

Marketing, VeriFone Trish Batten, Trapeze Group Jenn Baur, Regional Key Account

Manager, GEMALTO Deborah Baxley, Principal, Capgemini

Financial Services Jeff Bedell, VP Business

Development, Barnes International Limited

Matt Beeton, Chief Operating Officer, Vix Technology

Marcelo Bellini Garcia, Sales and Marketing Director LATAM, Safran Morpho

Nebil Ben Aissa, CEO, QPAY International Corp.

Philippe Benitez, VP Development, Consulting & Marketing, GEMALTO

Tyron Bennion, Director, Isis Guy Berg, Senior Managing

Consultant, MasterCard Worldwide Bret Berta, Business Analyst, FIS Rajaram Bhaskaran, CA

Technologies Roshan Bhojwani, Sr. Information

Security Administrator, The Utah Transit Authority

Louis Bianchin, Valid USA Britteny Blackman, Association

Coordinator, ACT Canada Dave Blue, Cubic Transportation

Systems, Inc. Stefania Boiocchi, VP Business

Development, sequent Joerg Borchert, VP, Secure Mobile

Solutions, Infineon Technologies Paula Botta, Primax Sam Boutros, Industry Specialist, ACI

Worldwide Matt Bowe, VP, Banking,

MorphoTrust USA Brent Bowen, VP Sales & Business

Development, Valid USA

Rick Bradt, Managing Director, Neuberger Berman

Kirk Brafford, Deloitte & Touche LLP Si Brantley, Thales Marie Brattebo, Senior Project

Manager, FIS Karin Brown, ACI Worldwide Mac Brown, EVP, GlobeSherpa Olivier Brunet, marketing, SPS Steve Brunner, Cubic Transportation

Systems, Inc. Staci Burkey, CPI Card Group Randy Burnette, VP, Application

Development, VeriFone Michele Busa, Wells Fargo Lanny Byers, Managing Director,

Consult Hyperion Matt Byrne, Director Business

Development, Oberthur Technologies

Charity Cage, Manager of Finance, Regional Transportation Commission

Pamela Campbell, Global Manger Marketing Developer, PPG Industries, Inc.

Vincent Carafone, Sales Manager, HID Global

Michel Chalifoux, VP - Business Development, Multos International Pte. LTD

Andrew Chan, Director, Business Development, Genfare, a Division of SPX Corp.

Marie-France Chaussier, FIME Alan Cheng, CH2M HILL Jean Chidley, Chief Financial Officer,

AMI Group, LLC Marina Chin, Product Manager, Wells

Fargo Jason Chomik, Director of Payment

Innovations, Chieftain Consulting Group / Jecka Enterprises

Shing Choo, Boudhayan Choudhuri, American

Express Hal Cline, Sales VP, Fiserv Patrick Comiskey, Business

Development Manager, NXP Semiconductors

Deana Cook, Chase Card Services Kristy Cook, Group Manager,

Bankcard Strategic Projects, Target Corp.

Casey Corcoran, VP, CTO, Jos A Bank Clothiers

Jose Correa, Business Development Manager, NXP Semiconductors

Alden Cuddihey, Managing Director, Accenture

David Cummins, SVP, Parking Solutions, Xerox

Jeff Curtis, Isis Karen Czack, VP Enterprise PMO,

EMV, American Express Phil Davidson, EMV Technical

Support Consultant, Barnes International Limited

Connie Davis, Debit/EFT Strategy Product Manager, FIS

Heike Davis, Sales , Muhlbauer, Inc.-USA

Eduardo Marcio De Barros Franco, CEO, Argotechno

Luis De La Cruz, American Sales Manager, Ultra Electronics Card Systems

Guilherme De Mello Duo, Technical Consultant, IntelCav

Gerard De Moura, President, Galitt US

David DeKozan, Cubic Transportation Systems, Inc.

Robert Delage, Manager Transit IT, OC Transpo

Mike Delagrange, GM & SVP â€“ Business Development, Galitt US

Jeffrey Deng, Global Industry Sales Consultant, Datacard Group

Nilesh Desai, Nilesh Desai, Michael Dinning, US Department of

Transportation/Volpe Center Fenghua Dong, Wuhan Tianyu

Information Industry Co., Ltd. John Drechny, Senior Director of

Payment Services, Walmart Frederic Dubost, Technology Project

Manager, Morpho Cards USA, Inc. David Durr, Debit Fraud Manager,

Capital One John Ekers, Global CIO ABnote Corp,

ABnote North America Kevin Emery, Manager, Global

Product, Discover Financial Services

Michael English, Executive Director - Product Development, Heartland Payment Systems

Michael Esser, Product Manager, Fiserv

Ted Feeny, Director, Credit Product Strategy, Nordstrom fsb

Martin Ferenczi, President, North America, Oberthur Technologies

Dino Ferrari, VP, Payment Sales, Giesecke & Devrient

Clair Fiet, Chief Technology Officer, The Utah Transit Authority

Tanya Fillmore, Senior Strategic Business Developer, Jack Henry Processing Solutions

Trevor Findley, Senior Solutions Architect, CH2M HILL

Kate Fitzgerald, Emerging Payments Editor, Paybefore

Jeff Fonseca, NXP Semiconductors Amy Forni, Marketing Associate,

Oberthur Technologies Dave Foster, Product Line Manager,

FIS Mike Fox, VP Operations, Perfect

Plastic Printing Dawn Gallagher Murphy, President, A

LA CARD Marketing and Consulting Services Limited

Micheal Gargiulo, Senior Consultant, TNG Technologies

Chris Gates, Account Director, Vix Technology

Patrick Gauthier, GM, Emerging Services, PayPal Inc

Jay Gaylord, Senior Manager Financial Services, The Home Depot

Kathy George, Sales Manager, Payment Business Unit, North America,

Xavier Giandominici, Director, FIME America, FIME

Xavier Giandominici, Director, FIME America, FIME

William Giles, VP - Emerging Payments, MasterCard Worldwide

Don Gillespie, Regional Sales Manager, CPI Card Group

Kevin Gillick, Executive Director, GlobalPlatform, Global Platform Group

Irving Gilson, Program Management Analyst, Defense Manpower Data Center

Robert Goldberg, Finance Manager, Walt Disney Parks & Resorts

Jill Gonzalez, Senior VP/Card Services Division Manager, Bank of the West

Steven Grant, LTK Engineering Services

Phil Graves, Executive VP, InComm

Chris Green, Regional Sales Manager, CPI Card Group

Julie Green, Director Revenue Systems, LTK Engineering Services

Guillaume Grincourt, Director, Business Development, CPI Card Group

Thomas Grouard Lillelund, Senior Technical Sales Manager, CPI Card Group

Benoit Guez, VP, Smart Cards & International Sales, CPI Card Group

Matthew Guise, Global Payments Manager, Capital One

Jeremy Gumbley, CTO, CreditCall Corp.

Anne Hagen, VP, Wells Fargo Nick Halden, Solutions Architect, Vix

Technology Michael Hale, VP of Business

Development, Magnetic Ticket & Label Corp

Michael Hale, VP of Business Development, Magnetic Ticket & Label Corp

Kim Hangoc, VP, Chip Product Management, LAC, MasterCard Worldwide

A Hansen, Valid USA H Haraldsen, Valid USA Arthur Harper, Director Core Credit

Services, PSCU Sarah Hartman, Senior Director,

Payment Solutions, TSYS Tom Hedrich, VP of Business

Development, EFT Source, Inc. Dan Heimann, Manager, Olutions

Consulting, ACI Worldwide Trent Henry, Gartner Ian Hermon, Product Marketing

Manager, Thales Michael Herold, VP, National

Accounts, InComm Sheila Hoeppner, Director, Fraud and

Risk Products, Xerox Blake Holland, Sr. Sales Manager,

Giesecke & Devrient Reid Holmes, VP Sales & Business

Development, INSIDE Secure Toby Holmes, Director of Marketing,

Vix Technology Jerry Homeyer, Sales, GEMALTO Ronald Hoormann, Sr. VP of

Engineering, Coin Acceptors, Inc Roger Hornstra, President US,

Identive Group Paul Hugg, Genfare, a Division of

SPX Corp. Simon Hurry, Senior Business

Leader, Visa Inc. Linh Huynh, VP, Sales & Business

Development, INSIDE Secure Kristine Ing, VP, Wells Fargo Diane Jackson, Director, Business

Development and Strategic Marketing, CPI Card Group

Jack Jania, VP & Manager Secure Transactions, Gemalto

Lorna Johnson, Senior VP, Products, Services & Innovation, Interac Association/Acxsys Corp.

Catherine Johnston, ACT Canada Dewayne Jones, VP Cards and

Payments, Regions Bank Edision Makoto Kakeya, Cooed.

Tecnologia E Desen, IntelCav James Kalemba, Project Manager,

3M Cogent, Inc Deanna Karhuniemi, Business

Product Manager, Chase Card Services

Forough Kashef, Product Architect , Elo Touch Solutions

Douglas Kilgour, Senior Director, Business Development, Isis

Steve Knapp, SVP, Fiserv Bastian Knoppers, Senior VP, FIS Cynthia Knowles, VP Business

Development, FIS Cindy Kohler, Director, Visa Inc. Abraham Kololli, Deputy Chief

Technology Officer, The Utah Transit Authority

Hans Konig, Brightsight Norman Kort, Senir Principal Project

Engineer, Cubic Transportation Systems, Inc.

Gary Krebs, Smart Card Alliance Kris Krebs, Smart Card Alliance Mark Kroncke, Principle, Invoke

Technologies Julie Krueger, VP Emerging

Technology & Security, JCB International Credit Card Company

Carl Kubitz, SVP Product Architect-Open Test Solutions, Clear2Pay

Umesh Kulkarni, SVP Global Business Development, Clear2Pay

Michael Kuzmich, Xerox David Laffont, Product Manager,

Payments, INSIDE Secure Simon Laker, Consult Hyperion

(Hyperion Systems Ltd) Mark Langmead, Director,

Operational Initiatives, TransLink Bastien LATGE, VP, Mobile Products,

Inside Secure Bastien LATGE, VP, Mobile Products,

Inside Secure Jackie Latsha, Q-Card Company Michael Lawter, CTO, Scheidt &

Bachmann USA Michael Lawter, CTO, Scheidt &

Bachmann USA Kristi Lawton, VP of Business

Development, EFT Source, Inc. Troy Leach, CTO, Matt LeBeau, Supervisor of Card

Services, Benefit Resource, Inc Peter Lee, CorFire Paul Legacki, Group Manager,

Business Development and Regional Marketing, Infineon Technologies

Louis Legault, Conseiller Corporatif, SociÃ©tÃ© De Transport De MontrÃ©al

Michelle Lehouck, EMV Product Lead, CPI Card Group

Rob Leighton, GEMALTO David Leininger, Dallas Area Rapid

Transit (DART) Tomas Levi, Director Global Payment

Strategy and Planning, Gilbarco Kathy Levin, Senior Director, NACHA

- The Electronic Payments Association

Anne Lieberman, BPC, Guest Experience, Target Corp.

Grace Lin, Target Corp. Hubert Lin, Falcon Edge Capital Kellie Lindblom, Merchant Services

Officer, Cedar Rapids Bank and Trust Company

Kellie Lindblom, Merchant Services Officer, Cedar Rapids Bank and Trust Company

Amy Linden, MTA New York City Transit

James F Lock III, VP, JPMorgan Chase

Christine Lopez, Network Compliance Manager, Vantiv

Karrie MacDonald, National Sales Manager, GEMALTO

Garrett Macey, Wells Fargo

RREEGGIISSTTRRAANNTTSS


Almiro Machado, International Business Consultant, AM World Solutions



Dave Maisey, CEO, ICC Solutions Limited

Donald Malloy, Chairman, Initiative for Open Authentication

Oliver Manahan, Senior Business Leader, Emerging Payments, MasterCard Worldwide

Celine Mantoux, Director, Business Development, Transit, Giesecke & Devrient

Marty Manuel, Director or Payment and Card Fulfillment Services,

Debra Marshall, Manager, Communications & Operations, Smart Card Alliance

Joshua Martiesian, Metropolitan Transportation Authority

Nolan Martin, Xerox Ed Mastrangelo, Acquirer Systems Jane Matsumoto, AFMS, Sales

Director North America, Accenture Byron Mauthe, Product Director ,

Capital One Scott Mazick, Regional

Transportation Commission Joseph Mazzola, Director, Business

Relationships, Transit Chek David McElroy, Business

Development Representative, Fiserv

Neil McEvoy, CEO, Consult Hyperion (Hyperion Systems Ltd)

Bill McFarland, Init Innovations in Transportation

John McGee, Director, Revenue, Ridership, Sales & Marketing, Southeastern Pennsylvania Transportation Authority (SEPTA)

Cathy Medich, Smart Card Alliance Alex Mendes, Security Engineer, First

Data Corp. Mike Meringer, Senior Sales Exec,

Xerox Robert Merkert, President, Americas,

Advanced Card Systems, Ltd. Jim Meyer, Senior Group Manager,

Target Corp. Tom Michaelian, Senior Sales

Executive, Fiserv Angela Miller, Cubic Transportation

Systems, Inc. Justin Mitchell, Field Sales Engineer,

Isis Joanne Modugno, Interac

Association/Acxsys Corp. Sadiq Mohammed, VP, Mobile

Payments, MasterCard Worldwide Christopher Molke, Christopher Molke, Fergal Molloy, General Manager,

Acquirer Systems Steve Montross, CEO, CPI Card

Group Mark Moran, Project Manager, Bank

of the West Evelyn Morris, Debit & ATM product

manager, PSCU

Lou Morsberger, Global Payments Director, Capital One

Monica Morton, Electronic Fare Collection Senior Business Quality Analyst, The Utah Transit Authority

Dave Moser, VP of Sales, Perfect Plastic Printing

Bruce Murray, President, B2 Payment Solutions Inc.

Docia Myer, VP, US Financial Sales and Customer Care, CPI Card Group

Jeff Myers, Director of Sales & Marketing, Q-Card Company

Bohdan Myroniw, Director of Business Development, AJB Software

Gowri Narayanan, Business Leader - Emerging Payments, MasterCard Worldwide

Tracy Nelson, Product Manager, PSCU

Susan Nemetz, Sr. Director of Customer Services, Scheidt & Bachmann USA

Ian Newberg, Cubic Transportation Systems, Inc.

Jonathan Nichols, ImageWare Systems, Inc.

Josh Nicklin, Marketing Manager, Masabi

Charlotte Niel, Product Manager/AVP, Bank of the West

Jean Pierre Nougier, SVP, North America Secure Transcactions, GEMALTO

Kai Oelert, Product Manager, Scheidt & Bachmann USA

Paula Okunieff, Sr Solution Architect, Xerox

Edward Olebe, Group Head, U.S. Emerging Payments, MasterCard Worldwide

Adriane Orr, Sr. Regional Sales Manager, Giesecke & Devrient

Yael Oshman, Isis Dirk-Jan Out, Brightsight Kacie Paine, Business Consultant,

Target Corp. Liz Palmer, VP Payment Sales, North

America, Oberthur Technologies Jack Pan, VP, International Business

and General Manager, AMEA, Watchdata Technologies Pte Ltd

Devesh Pandit, Lead Security Consultant, Valid USA

Robin Park, Manager, UBIVELOX Inc Michael Parlotto, VP Emerging

Technologies, InComm Andrew Patania, Product Manager,

First Data Corp. Kacie Patterson, Smart Card Alliance Steve Paul, Region Manager, CPI

Card Group George Peabody, Glenbrook Partners

LLC Joe Pilozzi, Technical Marketing

Manager, STMicroelectronics Robert Pohl, Global Payments

Manager, Capital One Edward Pollan, Senior Systems

Engineer, LTK Engineering Services

Posselt, NXP Semiconductors Byron Powell, Sr. Sales Manager,

Giesecke & Devrient

Cynthia Provin, Thales Peter Quadagno, Partner, Bank

Solutions Group Shaina Quinn, Electronic Fare

Collection Business Development, The Utah Transit Authority

Pamela Rabaino, Federal Reserve Bank of Boston

Matt Radcliffee, CPI Card Group Eric Rainsberg, Manager, Fraud,

Macy's Credit and Customer Services

Ward Rasmussen, Manager, Card Production, Target Corp.

Scott Rau, Chase Card Services Rensink, NXP Semiconductors Jed Rice, SVP, Paydiant, Inc. Patrick Riley, President, Prime

Factors, Inc. Rick Roberts, VP Technology

Account Management, MasterCard Worldwide

Bill Robertson, Director, Core Solutions, Apriva

David Robertson, Publisher, The Nilson Report

Joshua Robin, VP, US, Masabi Paul Roehri, AMI Group, LLC Richard Roscher, EMV Business

Development Director, Americas CreditCall Corp, CreditCall Corp.

Derek Ross, Technical Sales Manager, ICC Solutions Limited

Thomas Ruback, VP, Card Services, Pennsylvania State Employees Credit Union

Maxim Rudakov, Argotechno William Rutledge, Director, Cnxtd Inc. William Santoro, Director of Sales,

Clear2Pay Emily Santos, Program Manager,

SunTrust Jaci Sauve, Ursula Schilling, Senior Manager,

Infineon Technologies Terry Schindler, VP Q-Card

Operations, Q-Card Company/Brush Industries

Ron Schnittman, Senior VP, Bank of America

Gerald Schoenecker, Mobile Products Manager, Ingenico, North America

Stephanie Schuchert, IT Project Manager II, Dallas Area Rapid Transit (DART)

Scarlett Schwartz, Federal Reserve Bank of Boston

Roger Scott, Senior Director, 3M Cogent, Inc

Edgar Seiden, VP, Solution Development, PRESTO, Metrolinx

Greg Selner, Secure Bill Pay Olivier Sery, Head of EMV

Competence Center, TAS Group Megan Shamas, VP, Montner &

Associates, Montner & Associates, Inc

Yaron Shlesinger, Three Bays Capital Mark Simerly, Regional Sales

Director, Northern U.S. and Canada, Paragon Application Systems

Richard Simpson, Sr. Account Manager, Scheidt & Bachmann USA

Roger Slayton, Director, HUB Parking Technology

Dan Smith, Treasury Service Manager, Wells Fargo

Nicole Smith, Marketing Comm Manager, GEMALTO

Todd Smith, Senior BA,Compliance, Heartland Payment Systems

matt smoczynski, Perfect Plastic Printing

David Snyder, Electronic Fare Collection Development Manager, The Utah Transit Authority

Deborah P. Spidle, Senior Business Analyst, Paragon Application Systems

Chandra Srivastava, Business Leader, Visa

Laurie St. Ange, LTK Engineering Services

Erick Staniak, Trusted Labs Jim Stapleton, Chief Sales Officer,

Isis Jordan Stastny, VP â€“ Business

Development, Shawn Stephens, Technical

Analyst/QA, The Utah Transit Authority

John Stewart, Editor, Lorna Stewart, Director of DATS and

Technology and Information Management, Edmonton Transit System

Mary Kay Stewart, Software Business Analyst, Mercury Payment

Bob Stock, CA Technologies Nick Stoner, Director, Americas

Professional Services, HID Global Andre Stoorvogel, Marketing

Manager, Bell ID Brian Summerhayes, Managing

Director, Barnes International Limited

Sridher Swaminathan, Director TSM and Chip Solutions, First Data Corp.

Ryuichi Takahashi, Hassan Tavassoli, Director, Segment

Development Finance, Transport & Access, Smartrac N.V.

Shannon Taylor, GEMALTO Doug Thomas, General Manager,

Americas, Vix Technology Erin Thornton, Director, Engineering,

InComm Gerd Thys, Head of Card Technology

Test Tools, Clear2Pay Tony Tom, EVP, GlobeSherpa Derek Toups, Metropolitan

Transportation Commission Karie Trojan, Key Account Manager -

West Coast, Scheidt & Bachmann USA

David Tushie, Chief Executive Officer, Prime Factors, Inc.

Shawn Tuttle, Business Analyst, Business Development, InComm

Ofer Tziperman, OTI America Fernando Ulbrich, Morpho Cards

USA, Inc. Kelly Urban, Director, First Data

Product Management, First Data Corp.

Lynn Valdivia, Metropolitan Transportation Commission

Dirk Jan Van Den Heuvel, Managing Director, Underwriters Laboratories (UL)

Jerry Van Wie, Electronic Fare Collection Senior Engineer, The Utah Transit Authority

Randy Vanderhoof, Smart Card Alliance

Joe Vasterling, Project Manager, RBS, Target Corp.

Tina Vaughan, Sr. Manager, Revenue Administration, Dallas Area Rapid Transit (DART)

Tina Vaughan, Sr. Manager, Revenue Administration, Dallas Area Rapid Transit (DART)

Vaughan, Dallas Area Rapid Transit (DART)

Erik Vlugt, VP, Product Marketing, North America, VeriFone

John Von Goeler, Scheidt & Bachmann USA

Girish Wadhwani, Nok Nok Labs Kurt Wagner, Vix Technology Jeff Wakefield, VP, Business

Development & Strategic Initiatives, VeriFone, Inc.

Scott Walsh, Sr. Account Executive, Xerox

Ainsley Ward, Management Consulting, Card and Payments, Clear2Pay

Ken Warren, Smart Card Business Manager, Cryptography Research, Inc.

Stewart Watterson, SVP, Product Group Mgr., PNC Bank

Sanford Weinberg, VP Fare Collection, Xerox

Tim Weisenberger, US Department of Transportation/Volpe Center

Mark Wilson, FIS Michael Wilson, Senior Executive,

Accenture Dave Witts, President US Payment

Services, CreditCall Corp. Thomas Wolf, COO Western Region,

Init Innovations in Transportation Cheryl Wong, VP, Chip Product Lead,

Wells Fargo Chris Wooten, EVP of Sales,

SecureBuy - A SignatureLink Company

David Worsdell, Marketing Manager, Ultra Electronics Card Systems

David Worthington, Payments & Chip Technology Consultant, Bell Identification B.V.

Tim Wright, Thomas Wunk, President, Intelligent

Parking Concepts LLC Mary Xing, FEITIAN Technologies

Co., Ltd Jun Ho Yang, General Manager,

UBIVELOX Inc Hideo Yoshimi, Sony Mobile

Communications M Young, Valid USA Robert Yu, Senior VP & Deputy

General Manager, Oahu Transit Services, Inc

Zercher, NXP Semiconductors

www.xerox.com/publictransport

We’re delivering the latest in open payments technology to the Southeastern Pennsylvania Transit Authority (SEPTA) and Florida SunRail sytems. Riders in these locations will be able to simply tap their bank card or wave their smartphone to board buses and trains, enabling a convenient and secure ride for commuters. Let us take you to the next level of fare payment technology for transit.

Planning your trip just got easier.

©2014 Xerox Corporation. All rights reserved. Xerox® and Xerox and Design® are trademarks of Xerox Corporation in the United States and/or other countries. BR8835

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th annual conference 2014 payments summit · 2/5/2014 · created by the migration to emv...

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