tenncare , medicaid, and the marketplace · do i have tenncare? presumptive newborn eligibility •...

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TennCare, Medicaid, and the Marketplace For Your Clients

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TennCare,Medicaid,andtheMarketplace

ForYourClients

*  TennCareisTennessee’sMedicaidprogramforchildren,caretakers,pregnantwomen,andafewotherselectgroupswhomake138%ofFPLorlower;itiscomprehensivecare*  CoverKidsisforchildreninaslightlyhigherincomebracket(255%ofFPL);someco-paysarerequiredforsomeservices*  TheMarketplaceisforthosewithincomesatpovertylevelorabovewhocannotobtaininsurancethroughtheiremployers

TennCare,CoverKids,orMarketplace?

•  LivedinMurfreesborothelast10years

•  Homelessafterlosingchildcareandthenherjob

•  Noincome;SNAPbenefits

CarrinaandDestiny

DoIhaveinsurance?CanIgetit?

DoIhaveTennCare?

PresumptiveNewbornEligibility

• Usuallycompletedatthehealthdepartment,clinic,orhospital• Mustapplyathealthcare.govwithin60daystomaintaincoverage

CarrinaandDestiny

Childrenuptoage19cangetTennCare.

TennCareforChildrenIncomeLimitsHHSize 1 2 3 4 5 6 7Child6-18:138%FPL

1354 1832 2311 2789 3268 3767 4224

Child1-5:147%FPL

1442 1952 2461 2971 3481 3990 4500

<1:200%FPL 1962 2655 3349 4042 4735 5459 6122

3/10/2016

*  Kidsunder19cangetcoverageunderthestate’sCHIPprogram,calledCoverKids.*  Cannotbeenrolledinanotherhealthplan.*  Applythroughthefederalmarketplace.

CoverKidsIncomeLimitsHHSize 1 2 3 4 5 6 7255%FPL 2502 3386 4270 5153 6038 6922 7806

3/10/2016

CarrinaandDestiny

DoIhaveinsurance?CanIgetit?

CarrinaandDestinyDoIhaveinsurance?Probably–throughTennCare,althoughTennCareisnotaninsurancecompanyCanIgetit?Yes!

JakewasjustreleasedfromincarcerationinKentuckyRe-gainedcustodyofMadisonfromvariousfamilymembersandmovedtoTNParttimejobTransitionalhousingprogramAppliedforSNAPbenefitsanddidnotreceiveassistancewithTennCare(?)

CanIgetTennCare?How?

JakeandMadison

WhoiseligibleforTennCare?

• Children• Pregnantwomen• Parentsandcaretakerrelatives• Disability-related• BreastandCervicalCancer• FormerFosterChildren

Whoisacaretakerrelative?

Someonewholiveswiththechildandmakesdecisionsregardingthechild’swelfare.

InordertoqualifyforTennCare,youcannotbereceivinghealth

carebenefitsfromanotherstate’sMedicaidprogramYoumustbearesidentofTennessee.

Youmustcancelpoliciesheldinanotherstateandwaitforthatstatetocancelthebenefits.

Callforhelp!

* Healthcare.gov* Requiresanemailaddressandamailingaddress* Documentation* 2hourprocess

HowdoIapplyforTennCare

*  TennCareShelterEnrollmentProject*  LocalClinics*  GetCoveredTennessee*  CertifiedAccountCounselor*  HealthNavigator

Wheretofindhelp…

WhatifIamdenied?

CanIgetTennCare?How?

JakeandMadison

CanIgetTennCare?Yes!How?Healthcare.gov

JakeandMadison

WhenwasthelasttimeMadisonsawaprovideroranyonewhoevaluatedherhealth?WhenwillthatbeconvenientforJake?

JakeandMadison

•  CametoyourprogramfromClarksvilletoescapeanabusivespouse

•  Emmadoesnotseemtorespondtonoisesaroundher

•  NowEmmahasafeverandacoughthatisprogressivelygettingworse

•  LucyhasTennCarebuthasnotneededmedicalcaresincearrivinghere

HowcanIfindadoctor?WhatwillTennCarecover?

LucyandEmma

Callthenumberonyourinsurancecardtofindyourassignedprovider

IfyouvisitanewTennCareprovider,youwillneedtocompletepaperworktonotifyTennCareofthechange–

youcanalwaysswitchback,ifneeded

WhatdoesTennCarecover?

* Everything!* Transportation* Sickandwellchildvisitstoaprovider* Dental* Vision* Substanceabuseservices* Behavioralhealth

TennCarecanalsoprovideacasemanagertoyou!!!

Requestthecasemanagerusingthenumberonyourcard.

WhereshouldIgo?

EmergencyRoom PrimaryCare

Wherewillyouseekmedicalcarewhileyouarehere?

DecideBEFOREthecrisis.

HowcanIfindadoctor?WhatwillTennCarecover?

LucyandEmma

HowcanIfindadoctor?CallthenumberonyourinsurancecardWhatwillTennCarecover?Everything!

LucyandEmma

•  25yearsold•  Droppedoutofschoolat5thgrade;

justleftrehab•  Chronicallyhomeless;historyof

substanceabuse•  Complainsofchronicbackand

abdominalpain,nausea,headaches•  Parttimejob;difficultykeepingjobs

andcommitmentsduetohealthissues

CanIgethealthinsurance?What can I do about my health issues?

Sydney

TheCoverageGap:• Unqualifiedimmigrants• Thosewhoseincomeislessthan100%FPLandhavenochildrenwithnoemployerinsuranceoptions• Thosewhosespouseshavefamilyplansthattheycannotafford(non-workingspousemaynotbeabletogetcoverage)

Optionsforthoseinthecoveragegap…

Insuranceoptions

*  Apply!*  Ageoutoffostercare?*  Victimofhumantrafficking?*  Disabilitydetermination?

Treatmentoptions

* www.needymeds.org* Clinicsfortheuninsured* Hospitalswithindigentcareprograms

EmergencyMedicaidServicesApplyonthedayyouareadmitted!OnlylifethreateningemergenciesWillonlycovertheemergencyepisode

CanIgethealthinsurance?What can I do about my health issues?

Sydney

CanIgethealthinsurance?ProbablynotWhat can I do about my health issues? Housing, employment, d&a treatment - all will likely fail if she cannot get well.

Sydney

*  EnrollmentEvents*  StaffTrainings*  ResidentTrainings*  Resources

AdvocacyandReporting!

TennCareShelterEnrollmentProject