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2 Banking & SSC e-book April 2017

Table of Contents

PREFACE ................................................................................................................................................... 3

SBI PO EXAM 2017: PREPARATION STRATEGY FOR REASONING ABILITY ....................... 4

SBI PO PRELIMS EXAM: PRACTICE SET .......................................................................................... 6 PART- I: Quantitative Aptitude ................................................................................................................................. 6 PART- II: Reasoning Ability ...................................................................................................................................... 14 PART- III: English Language ..................................................................................................................................... 22 ANSWER KEY (SBI PO Prelims Exam: Practice Set) .................................................................................................. 28

PREPARATION TIPS FOR ENGLISH SECTION IN SSC ................................................................ 29

SSC CGL TIER-1: ENGLISH LANGUAGE PRACTICE SET ............................................................. 31 ANSWER KEY SSC CGL Tier-1: English Language ..................................................................................................... 38

CURRENT AFFAIRS ONE LINERS ..................................................................................................... 39

CAREER: BANKING .............................................................................................................................. 43 Arundhati Bhattacharya: A Legend in Indian Banking industry .............................................................................. 43

CAREER: SSC .......................................................................................................................................... 45 Difference between job profile of Preventive Officer and Excise Inspector ........................................................... 45

FEEDBACK .............................................................................................................................................. 47


Preface

Jagranjosh is India’s leading education portal which helps students prepare for various competitive exams. Jagranjosh’s Banking & SSC section provides all the updated and relevant information to help students prepare for recruitment exams.

Banking & SSC e-book April 2017 is prepared by Jagranjosh’s team of subject matter experts who worked up the best to come up with this all-inclusive preparation package for SBI PO Exam & SSC CGL Reasoning Section. The compilation of this eBook is made to help students understand the SBI PO exam pattern and SSC CGL English section. It further includes fully solved one Practice paper along with tips & strategies to prepare for individual subjects. This will help them hone ‘time management’ skills.

The SBI Banking & SSC e-book April 2017 includes:

SBI PO Exam 2017: Preparation strategy for Reasoning Ability

Practice set of SBI PO Prelims

Tips to prepare English for SSC CGL

English set for SSC CGL Tier-1

Current Affairs for March 2017

Career articles for Banking & SSC

Jagranjosh’s Banking & SSC e-book April 2017: eBook is a one-stop solution to help students prepare for the SBI PO & SSC CGL exam. All the chapters of this eBook are reader-friendly and easy to understand. Prepare with the e-book to score more.

Our team at Jagranjosh.com wishes all the very best to the aspirants of SBI & SSC Exams.

All the Best! Copyright ©Jagranjosh.com All rights reserved. No part or the whole of this eBook may be copied, reproduced, stored in retrieval system or transmitted and/or cited anywhere in any form or by any means (electronic, mechanical, photocopying, recording or otherwise), without the written permission of the copyright owner. If any misconduct comes in knowledge or brought in notice, strict action will be taken. Disclaimer Readers are requested to verify/cross-check up to their satisfaction themselves about the advertisements, advertorials, and external contents. If any miss-happening, ill result, mass depletion or any similar incident occurs due to any information cited or referenced in this e-book, Editor, Director/s, employees of Jagranjosh.com can’t be held liable/responsible in any matter whatsoever. No responsibilities lie as well in case of the advertisements, advertorials, and external contents.


SBI PO Exam 2017: Preparation strategy for Reasoning Ability

SBI PO notification is out and all you are preparing for your dream job as a probationary officer

in the largest bank in the country. In this journey from being a fresher to an officer, we are

bringing to you the detailed strategy that will help you prepare for this examination.

Reasoning Ability: What are the topics that I should prepare?

This is a time-consuming section in almost all the banking examinations and this is one of the

sections where you stand to score more with continuous practice of quality questions more

than reading rules and regulations. The questions are actually logical in nature as the name

suggests but it is also true that you need to know the basics of the questions asked in this

section such as syllogism questions or ranking questions or shortcuts for coding-decoding

questions etc.

Puzzles: As the name suggests, this section is going to cost you more than it is going to

give you in the examination. You are going to get puzzled a lot during your interactive

session of these questions. You are supposed to make every piece of information given

in the questions fall into place so that you get the answers to your questions. Be

prepared for serious head scratching during the examination in these puzzles questions.

Input Output questions: These are common questions in case of reasoning ability section in banking exams. You are supposed to arrange the steps in order to get the output from the input provided in the question.

Coding Decoding questions: Again a common brand of questions where you are supposed to decode the codes given. Simply you are required to get to the bottom by your logic and get the answers to your questions.

Data Sufficiency: In these questions, you are required to find the option which is right in the context of a given set of information and the answer required from that given set. These are also common questions in the banking examination reasoning section.

Syllogism questions: Well, what more to say about these types of questions? All of you know about this and the Venn diagrams that you need to draw once you see this type of questions in the paper. You are supposed to pick up the right conclusion from the given information whereas these days, questions often come in the form of conclusions and you are required to find the right statements from the given options. This is indeed time-consuming since you need to draw more than one diagram in these questions.

Logical Reasoning Questions: This includes questions from statement argument, statement assumption, reason and consequences etc. Questions are mostly logical in nature and your reading and comprehension ability will decide your fate in this section.

Miscellaneous questions: Apart from the major head off questions that have been already discussed above, you may face questions from ranking, direction sense, conditional statements etc. These are common types of questions asked in banking


examinations. You may be asked to determine the ranking of a person standing in a queue or blood relation of a person on the basis of a family tree or the direction of a person after certain changes in directions etc.

Reasoning Ability: Master Strategy to Crack it

Your practice will make way for your marks in the reasoning section. The following things will

help you score well in this examination:

Learning basics should be very strong: As the name suggests, basics should be very strong in the case of any and every subject. Assume there is not very much to learn regarding the topics from which questions come in this section, the material that is there should be covered so that you can build on that in case the questions are way too difficult or unique in nature.

Practice is the only key here: This is the most important thing regarding this section since you need to sharpen your accuracy and speed in this section to score more. The calculations and assumptions should be made in your mind itself. That should be the level of your practice. Remember you are supposed to crack puzzles, more and more of them, and the time is limited and there is always a chance of struggling with one puzzle and missing on the other questions. You need to learn the extent to which you should go for a particular puzzle so that you do not get too involved in one puzzle only. Your practice leads you to that ability to take a decision regarding leaving or attempting a question.

CAT books should be referred: Like in English section, CAT books will help you a long way in SBI examination in reasoning section as well. But for reasoning, you should restrict it to puzzles and logical reasoning questions only. For other questions, basic reasoning books for banking examinations will do. Practice as many puzzles as you can so that you can devise a pattern in the puzzles and device your own unique shortcut to crack the difficult puzzles.

Time Table for preparation: You February month should be towards finishing the theory part of various chapters in reasoning with a revision of the topics. After that, the whole March month should be devoted towards making intensive practice, especially for puzzles. In April, your sole focus should be on taking as many quality mock tests as possible before you sit for the actual examination.

Reasoning section is a scoring one given the fact that you will understand the right and wrong

answers instantly for most of the questions though logical reasoning questions are not sure

shot ones. However, marks can be scored in this section with meticulous practice for the rest of

the time. With puzzles ruling the section, try to solve puzzles quickly and practice is, again and

again, the only way to solve the puzzles. So, start living in puzzles and sleeping in puzzles for the

next two months and grab that job of a PO in SBI, yes, the brand says everything about it. Do

we need to say more?

All the best!!


SBI PO Prelims Exam: Practice Set PART- I: Quantitative Aptitude

Direction (1-5): What approximate value will come in place of the question mark (?) in the following equation?

1. 346.675 + 45.7683 79.909 – 49.875 =?

a) 3600

b) 3780

c) 3980

d) 4120

e) None of these

2. ( 396 = ?

a) 5

b) 7

c) 6

d) 3

e) 4

3. (8678 + 4545 + 8041) (601 + 296 + 556) =?

a) 17

b) 18

c) 15

d) 21

e) 23

4. (45)2 + 4.5385 = ?

a) 2030

b) 2120

c) 2090

d) 2005

e) 2210

5. (64) 4 (16)2 = ?

a) 62212

b) 64124

c) 66534

d) 64890


e) 65536

Directions (6 – 10): In the following given number series, what will come in place of question mark?

6. 402, 1115, 2541, 4680,?

a) 6666

b) 7532

c) 7436

d) 7246

e) None of these

7. 18900, 4200, 1200, 480,?

a) 180

b) 220

c) 320

d) 310

e) None of these

8. 65536, 256, ?, 4, 2

a) 24

b) 32

c) 64

d) 16

e) None of these

9. 24, 100, 404, 1620?

a) 6484

b) 6845

c) 6248

d) 5890

e) None of these

10. 1, 27,125, 343,? , 1331

a) 512

b) 729

c) 1000

d) 1045

e) None of these

11. Sonal bought a box of chocolates to distribute them on her birthday in school. The box

weighed 600 grams at the time of purchase. She distributed of the chocolates and

now, the weight of the box is 240 grams. Find the weight of the empty box?

a) 200 grams


b) 150 grams

c) 180 grams

d) 120 grams

e) None of these

12. The number of chocolates in three boxes are in the ratio of 3: 4 : 5. In which ratio the

number of chocolates in first two baskets must be increased so that the new ratio

becomes 5 : 4 : 3?

a) 1:3

b) 2:1

c) 3:4

d) 2:3

e) None of these

13. In an examination, 34% of the students failed in mathematics and 42% failed in English.

If 20% of the students failed in both the subjects, then find the percentage of students

who passed in both the subjects.

a) 40%

b) 41%

c) 43%

d) 44%

e) None of these

14. A man rows to a place 48 km distant and come back in 14 hours. He finds that he can

row 4 km with the stream in the same time as 3 km against the stream. The rate of the

stream is:

a) 1 km/hr

b) 1.5 km/hr

c) 2 km/hr

d) 2.5 km/hr

e) 2.5 km/hr

15. A and B together fill a cistern with water. A pours 4 litres of water every 3 minutes and

the B pours 3 litres every 4 minutes. How much time will it take to fill 100 litres of water

in the cistern?

a) 36 mintes

b) 42 minutes

c) 48 minutes

d) 44 minutes

e) None of these


16. 70 men took a dip in a water tank 14 m long and 20 m broad on a religious day. If the

average displacement of water by a man is 3 m3, then the rise in the water level in the

tank will be:

a) 70 cm

b) 75 cm

c) 60 cm

d) 65 cm

e) None of these

17. In XYZ ltd., the average salary of the entire staff is 6400 per month. The average salary

of managers is 13,600 and that of executives is Rs.4000 per month. If the total number

of managers is 10, then find the number of executive in the organisation.

a) 20

b) 35

c) 39

d) 30

e) None of these

18. Ram borrowed a sum of money from Rohan at the rate of 8% per annum simple

interest for the first four years, 10% per annum for the next six years and 12% per

annum for the period beyond 10 years. If he pays a total of Rs.24,320 as interest only at

the end of 15 years, how much way did he borrow?

a) Rs.8000

b) Rs.10,000

c) Rs.12,000

d) Rs.9,000

e) None of these

19. From a group of 7 boys and 6 girls, five persons are to be selected to form a committee

so that at least 3 boys are there on the committee. In how many ways can it be done?

a) 564

b) 645

c) 735

d) 756

e) None of these

20. How many 4-digit numbers can be formed from the digits 2, 3, 5, 6, 7 and 9, which are

divisible by 5 and none of the digits is repeated?

a) 50

b) 45

c) 55


d) 60

e) None of these

21. If a, b, c, d, e are five consecutive odd numbers, their average is .

a) c

b) a+4

c) (b+d)/2

d) All of the above

e) None of these

22. Out of the five integral numbers C is the average of A and D. B is greater than C and less

than D. Also B is the average of A and E. The middle most number in the sequence is.

a) A

b) B

c) C

d) D

e) E

23. A certain amount is invested on simple interest for 4 years. If it has been put at 4%

higher rate, the interest would be Rs 64 more. What is the sum?

a) Rs 100

b) Rs 200

c) Rs 300

d) Rs 400

e) Rs 500

24. Eight points are marked on a straight line and another nine points are marked on

another parallel line. How many triangles can be formed?

a) 540

b) 1080

c) 270

d) Cannot be determined

e) None of these

25. A bag contains 2 red, 3 white and 4 yellow marbles. What is the probability that 3

marbles drawn at random are of different colors?

a) 2/7

b) 7/2

c) 24/80

d) 3/16

e) None of these


Directions (26-30): Below is the Union Budget of 1999 in a pie chart (in degrees)

Total Income = 283882 crore = Total Expenditure

26. Find out the income of government from excise and custom?

a) 112476.3 crore b) 127740 crore c) 127746.9 crore d) Cannot be determined e) none of these

27. Find out the expenditure of government on defence and subsidies? a) 42253.4crores b) 59142.08 crore c) 99358.7 crore d) 127746.9 crore e) None of these

28. What percent is the income from income tax is to the income from corporation taxes? a) (200)2% b) (17)2% c) 87.5% d) (1000-8)2 e) None of these

29. How much less is the non plan expenditure and State share of taxes and duties?


a) 3052.21 crore b) 3632.42 crore c) 3154.2 crore d) 2125.26 crore e) None of these

30. Income from borrowing other liability is what percent of expenditure on interest payments?

a) 90% b) 92.78 % c) 96% d) 82% e) None of these

Directions (31-35): Study the following graph carefully to answer this question.

Profit Earned = Total income - Total Investment in the year

Per cent profit earned by two telecom companies over the years

31. If the profit earned in 1996 by Vodafone Company was Rs. 8,12, 500, what was the total

income of the company in that year?

a) Rs. 12,50,000

b) Rs. 20,62,500

c) Rs. 16,50,000

d) Rs. 18,25,000

e) None of these


32. If the amount invested by the two companies in 1995 was equal, what was the ratio of

the total income of the company Airtel to that of Vodafone in 1995?

a) 31:33

b) 33:31

c) 34:31

d) 14:11

e) None of these

33. If the amount of profit earned by Company Airtel in 1996 was Rs. 10.15 Lakhs, what was

the total investment?

a) Rs. 13.8 Lakhs

b) Rs. 14.9 Lakhs

c) Rs. 15.4 Lakhs

d) Rs. 14.2 Lakhs

e) None of these

34. If the amount invested by Vodafone Company in 1994 is Rs. 12 Lakhs and the income of

1994 is equal to the investment in 1995, what is the amount of profit earned in 1995 by

Company Vodafone?

a) Rs. 6.6 Lakhs

b) Rs. 18.6 Lakhs

c) Rs. 10.23 Lakhs

d) Rs. 9.6 Lakhs

e) None of these

35. If each of the companies Airtel and Vodafone invested Rs. 25 Lakhs in 2000, what was

the average profit earned by the two companies?

a) Rs. 18 Lakhs

b) Rs. 22.5 Lakhs

c) Rs. 17.5 Lakhs

d) Rs. 20 Lakhs

e) None of these


PART- II: Reasoning AbilityDirections (1-5): Study the following information carefully and answer the given questions: The following is an example of input and rearrangement. (All the numbers are two digits numbers): Input: time 51 16 mouse basket 78 71 37 wild key ice 26 59 catch Step I: 16 time 51 mouse 78 71 37 wild key ice 26 59 catch basket Step II: 26 16 time 51 mouse 78 71 37 wild key ice 59 basket catch Step III: 37 26 16 time 51 mouse 78 71 wild key 59 basket catch ice Step IV: 51 37 26 16 time mouse 78 71 wild 59 basket catch ice key Step V: 59 51 37 26 16 time 78 71 wild basket catch ice key mouse Step VI: 71 59 51 37 26 16 78 wild basket catch ice key mouse time Step VII: 78 71 59 51 37 26 16 basket catch ice key mouse time wild Step VII is the last step of the above input, as the desired arrangement is obtained. Input: 79 work roof 09 36 neat down lion grass 51 13 umbrella 61 87 1. Which step number is the following output?

36 13 09 79 work roof neat 51 umbrella 87 61 grass down lion a) Step V b) Step VI c) Step IV d) Step III e) There is no such step

2. Which word/number would be at 5th position from the right in Step V? a) 09 b) 87 c) grass d) down e) work

3. How many elements (words or numbers) are there between 'grass' and '36' as they appear in the last step of the output? a) One b) Three c) Four d) Five e) Seven

4. Which of the following represents the position of 'work' in the fourth step? a) Eighth from the left b) Fifth from the right c) Sixth from the left d) Fifth from the left e) Seventh from the left

5. Which of the following would be step IV? a) 09 79 work roof 36 neat lion grass 51 13 umbrella 61 87 down


b) 61 51 36 13 09 79 work umbrella 87 down grass lion neat roof c) 51 36 13 09 79 work roof umbrella 61 87 down grass lion neat d) 87 79 61 51 36 13 09 down grass lion neat roof umbrella work e) None of these

Directions (6-10): Study the following information carefully and answer the given questions:

Eight friends- F1, F2, F3, F4, F5, F6, F7 and F8 - are sitting around a circular table not necessarily in the same order. Three of them are facing outward while five are facing towards the centre. There are equal number of males and females in the group. F3 is facing the centre. F5 is sitting third to the right of F3. F6 is sitting third to the left of F5. Three persons are sitting between F6 and F2. The immediate neighbours of F2 are females. F7 is sitting third to the right of F6. F4 is sitting third to the right of F1. F1 is not an immediate neighbour of F5. The immediate neighbours of F5 are males and are facing the centre. The immediate neighbours of F4 are females and face outside. The one sitting third to the left of F2 is a male. No female is an immediate neighbour of F7. 6. Who is sitting second to the right of F5?

a) F8

b) F6

c) F7

d) F4

e) None of these

7. How many persons are sitting between F8 and F3 when counted from the left side of F8?

a) One

b) Two

c) Three

d) Four

e) More than four

8. Which of the following statements is true regarding F8?

a) The one who is second to the right of F8 is a female.

b) F8 is facing the centre.

c) F8 is a male.

d) The immediate neighbours of F8 are facing outside.

e) None is true

9. What is F4’s position with respect to F7?

a) Third to the left.

b) Third to the right.

c) Second to the left.

d) Second to the right.

e) None of these Directions

Banking & SSC eBook April 2017

Publisher : Jagran Josh Author : Jagran Josh

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