2014SURVEY RESULTS

BANK

ING ON COMMUNITY

Survey Results In the category of general community causes (charitable groups/nonprofits, schools, hospitals and youth groups, etc.), IBA members reported the following outreach for 2014:

27,491 Community groups were assisted

23,979 Bank associates helped with bank- sponsored community causes

518,618 Man-hours of service were donated by bank associates to community causes

$951,123 Dollars were raised (through car washes, staff “dress down” days, etc.) for community causes

$45,543,225 Dollars were donated by banks to community causes

$1,082,149 Dollars were donated by banks to scholarship opportunities

$932,659 Dollars were donated through in-kind contribution to community causes

In the category of financial literacy (educating the public about financial basics), IBA members reported the following results for 2014:

8,163 Financial literacy presentations were made by banks

4,473 Bank associates helped with financial literacy projects

47,425 Adults were reached through financial literacy efforts

126,140 Children (age 18 or younger) were reached through financial literacy efforts

Banks offer multiple services to their communities. In addition to providing loans and capital to

individuals and businesses, banks are deeply involved in community organizations, providing time,

talent and capital to help build better communities.

To measure the donations of Indiana banks to their communities, the Indiana Bankers Association

surveyed member banks about their community involvement throughout 2014. A total of 31 IBA-

member institutions responded, representing approximately 22 percent of membership. The totals

below are interpolated, using the respondents as a proxy for all member banks of the IBA.

Survey Participants IBA thanks the following member institutions which participated in the 2014 survey:

1st Source Bank, South BendAmeriana Bank, New CastleBank of WolcottBath State BankCommunity First Bank of Indiana, KokomoDeMotte State BankThe Farmers Bank, FrankfortFarmers State Bank, LaGrangeFirst Federal Savings Bank, EvansvilleFirst Federal Savings Bank, HuntingtonFirst Harrison Bank, CorydonFirst Merchants Bank, NA, MuncieFirst State Bank of MiddleburyFowler State BankThe Friendship State BankGarrett State BankiAB Financial Bank, Fort WayneLake City Bank, WarsawLogansport Savings BankMainSource Financial Group, GreensburgMutual Savings Bank, FranklinMutualBank, MuncieOld National Bancorp, EvansvilleOssian State BankOur Community Bank, SpencerPeoples Bank, MunsterRiver Valley Financial Bank, MadisonSpencer County Bank, Santa ClausSprings Valley Bank & Trust, French LickSTAR Bank, Fort WayneYour Community Bank, New Albany

For more information about this Banking on Community survey, please contact:

Laura WilsonIndiana Bankers Association

317-387-9380 lwilson@indianabankers.org

1st Source Bank, South Bend, spon-sors Rebuilding Together each year. In addition to a financial contribution from the bank, employees donate their skills to help a homeowner in need make strategic home repairs. The volunteers work on scraping and repairing trim, painting the house and sprucing up landscaping. Ameriana Bank, New Castle, hosted a “Help Our Heroes” collection drive for the USO of Indiana. Staff,

customers and the community donated items from a troop wish list to send with the uniformed men and women of Indiana as they de-ploy for their tours of duty. In addition,

the bank donated $2 to USO of Indiana for each new “Like” on the bank’s Facebook page during the campaign period; in total the bank presented two truckloads of items and nearly $600 to the USO of Indiana. Bath State Bank assisted local volunteer fire depart-ments at Thanksgiving by giving generous donations to local squads. The bank also provided monetary support or raffle items to other volunteer fire departments for pancake breakfasts and festival fundraisers. This summer, West College Corner/College Corner VFD came to the bank’s customer appreciation day to share informa-tion about fire safety and rescue, as well as grain bin safety and rescue, allow-ing the public to see how life-saving equipment works. Bath State Bank also donated to a county fund that provides monetary assistance for officers and volunteers to seek help for mental anguish following tragedies. Community First Bank of Indiana, Kokomo, part-nered with a local university to offer a student the op-portunity to make a half court shot, three pointer or free throw for a scholarship during half-time of every home

basketball game. Students were chosen by the university, usually through a social media initiative. The bank plans to repeat the event in 2015. The Farmers Bank, Frankfort, coordinated with Frankfort Com-munity School Corp. by assist-ing with a pilot program that has employees from local busi-nesses come to schools weekly to read to sec-ond graders. Local businesses sign up to send employees once a week for two 15-minute sessions each with two students. Each employee reads to the same student for the entire school year. Nearly 40 bank employees signed up as primary or back-up volunteers. Farmers State Bank, LaGrange, partners with the Everfi company to provide financial literacy to junior and senior high school students. Everfi’s Web-based program features modules covering topics including savings, bank-ing, credit scores, financing higher education, renting versus owning, taxes and insurance. The bank funds the program for three area schools. First Federal Savings Bank, Huntington, has supported the Parkview Boys & Girls Club of Huntington

County in working toward its capital campaign goal of raising $3.5 million. The funds will be used to build a new facility to serve the youth of Huntington

County. The Zahn family and First Federal Savings Bank made a combined donation of $115,000 toward the new facility, to be located on East State Street. First Harrison Bank, Corydon, supports of Relay For Life in the counties in which the bank serves. Each year bank staff raise over $20,000 through branch activities to support Relay For Life. The bank has raised the most money in Harrison County for more than 10 years. First Merchants Bank, NA, Muncie, partnered with United Way offices and myfreetaxes.com to support tax payers learning to file their own taxes. Bank employees manned a customer service line for people needing assistance and volunteered at numerous sites.

Examples of Outreach

Ameriana Bank, New Castle

The Farmers Bank, Frankfort

1st Source Bank, South Bend

1st Source Bank, South Bend

First Federal Savings Bank, Huntington

First State Bank of Middlebury partnered with the Elkhart campus of The Crossing to teach a nine-week

financial literacy course to a class of high school stu-dents. Most students at The Crossing are from low- to moderate-income, single-parent families. The vision of the crossing is to transform lives through education by

focusing on the heart and mind. Fowler State Bank held a program called Go Pink on each Friday in October. Employees had the opportunity to pay to wear jeans if they also wore pink. Since Halloween fell on a Friday, bank staff was given the op-tion to dress up. Pictures of each employee were taken and put out with jars in our lobby for customers to vote. The bank raised $1,852 and gave the funds to a local cancer fund. The bank also sup-ported a girls’ high school basketball team for its Breast Cancer Awareness game by purchasing shirts for both participating teams, and held a donation drive on the day of the game. The Friendship State Bank operates a swirling cash machine at a local three-day festival, the Versailles Pump-kin Show. The bank matches the amount that contestants are able to capture from the machine with a donation to the local American Red Cross. The activity was able to spread the Red Cross message to festival-goers, as well as raise $700 in 2014. iAB Financial Bank, Fort Wayne, partnered with three community organizations in October for iCare Day, created to commemorate the anniversary of the bank. The day allowed employees to demonstrate commitment to community by spending a work day assisting nonprofit organizations in communities served by the bank. iAB Financial Bank partnered with Allen County’s Habitat

for Humanity to complete the building of a new home through light construction, painting and cleaning. The bank also assisted Indiana Dream Center to organize do-nated items at one location and to do cleanup and repair at a second location. Bank employees also assisted with The Awakening Church’s corn maze fundraiser. Lake City Bank, Warsaw, offers a micro-loan and a reality store program in an effort to improve financial literacy among low- to moderate-income individuals. The Micro-Loan provides financial literacy training utilizing the FDIC Money Smart curriculum. Upon completion of the course, participants are eligible for a micro-loan at zero percent interest and no origination fees, regardless of credit. The reality store provides a real-life experi-ence targeting teen students by putting them through a series of choices. Each student is provided with a scenario consisting of an occupation, salary and family status to replicate real-life decisions, all while staying within budget. MainSource Bank, Greensburg, partnered with The National Future Farmers of America Foundation to en-able grant awards in conjunction with its Food for All program, which provides grants that support year-long

service-learning projects address-ing local hunger needs. Project ideas include, but are not limited to: developing a community garden to supple-

ment fresh fruits and vegetables to the school or local food pantry; raising broilers and/or laying hens to provide fresh meat and eggs to local families; growing tilapia and other protein sources to be donated to the community; or hosting community workshops on container and backyard gardening and other sustainable food practices. The bank’s donation allowed five additional Indiana schools to participate in the program. Mutual Savings Bank, Franklin, supports the United Way every year. The bank raised $10,500 from 41 employees, which is the highest amount ever raised by the bank. In honor of reaching the goal, executive vice president, Dave Coffey, allowed the staff to throw pies at his expense.

First State Bank of Middlebury

Fowler State Bank

iAB Financial Bank, Fort Wayne

MainSource Bank, Greensburg

Mutual Savings Bank, Franklin

MutualBank, Muncie, celebrated 125 years in business with a celebration of collecting, sharing and appreciat-ing stories of bettering lives and communities. The bank held BetterLife Nominations to celebrate people who help oth-ers live better lives. Over 300 nominations were received, and 125 finalistswere celebrated in October. The bank awarded $55,000 through the campaign. Old National Bank, Evansville, brought the 100 Men Who Cook fundraiser to Terre Haute, an event through which local celebrity chefs cook up dishes to raise funds for the Terre Haute Children’s Museum. The event began in 2009 and has continued in Terre Haute and in six other Indiana communities. Volunteers dedicated over 1,470 hours to the success of these events in the past year. More than $1.7 million has been raised to support organiza-tions, including the Terre Haute Children’s Museum, Evansville YWCA, Evansville Gilda’s Club, Evansville YMCA of Southwestern Indiana, Evansville Albion Fellows Bacon Center, Muncie Children’s Museum, Muncie a Better Way, Muncie TEAMwork for Quality Living, Muncie Second Harvest Food Bank, Jasper Indiana National Guard Relief Fund, Vincennes DistinXion, a Zeller Family program and the Lafayette Family YMCA.

Ossian State Bank made a $1,000 donation to the North-ern Wells Food Pantry. The funds were to be used to purchase lights and fans

for the facility, which is located at 122 S. Jefferson St. Our Community Bank, Spencer, participated in Teach Children to Save Day with bank and school tours. The bank also provides a weekly article called “Fiscal Fitness” for a local newspaper. These articles educate readers on a wide variety of financial education topics.

Mutual Bank, Muncie

Peoples Bank, Munster, has created Community First, a philanthropic and social group made up of bank employees. The bank supported the Unite and Fight Walk, which is sponsored by the Cancer Resource Centre of the local hospital. From the amount of pledges solicited by 41 walkers, along with the proceeds from employee dona-tions and inter-nal fundraising efforts, Community First was able to raise $6,954.08 for the cause. The bank contributed an ad-ditional $1,000 as an event sponsor for a total contribu-tion of $7,954.08. The Cancer Resource Centre recognized Peoples Bank as the 2014 Top Fundraising Team. Spencer County Bank, Santa Claus, held “Dollars for Denim” each Friday, beginning after Thanksgiving until Christmas, through which employees could participate by wearing jeans for a minimum weekly donation. The dona-tions are used to help an area family or are donated to a community organization. STAR Bank, Fort Wayne, began the tradition of STAR Service Day in 2011. Each Columbus Day, the bank offices

close, and all 600+ employees arrive at organizations around Indiana for a day of serving the communities. Food is sorted at local community food banks, Boys and Girls Clubs are painted, debris is cleaned from river banks at local parks, and bank employees are out lending a hand in multiple other ways. In 2014, 30 organizations across the state received volunteer help. Your Community Bank, New Albany, participated in Junior Achievement job shadowing. High school students were brought on site at the bank’s main office for the day. The bank held presentations by departments, e.g. security, retail, loan and deposit operations, etc., explaining what their individual departments do. In addition the students learned the fundamentals of saving, borrowing and credit.

Ossian State Bank

Our Community Bank, Spencer

Peoples Bank, Munster

Star Bank, Fort Wayne

MISSIONTo advocate for and sustain an environment

in which banks can succeed.

6925 Parkdale PlaceIndianapolis IN 46254-4673

Phone: 317-387-9380 Fax: 317-387-9374www.indianabankers.org