support measures for sme’s in city of rijeka bruxelles, 28.05.2009
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SUPPORT MEASURES FOR
SME’S IN CITY OF RIJEKA
Bruxelles, 28.05.2009.
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Rijeka is the main crossroad of adriatic Rijeka is the main crossroad of adriatic touristtourist traffic traffic coming from middle Europe towards middle and south coming from middle Europe towards middle and south Adriatic. It is an important crossroad of highways and Adriatic. It is an important crossroad of highways and roads joining the background through Gorski kotar region roads joining the background through Gorski kotar region where mountain Dinara is only 40-50 km long. Roads from where mountain Dinara is only 40-50 km long. Roads from Rijeka lead towards Istra and slovenian border in the Rijeka lead towards Istra and slovenian border in the North, to cities and country inland in the Northeast, as North, to cities and country inland in the Northeast, as well as to the littoral and Dalmatia. The city is an well as to the littoral and Dalmatia. The city is an important railways center and the airport Rijeka in important railways center and the airport Rijeka in situated on the island of Krk.situated on the island of Krk.
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Urban area: 44 km2
Urban population: 144.043
To Rijeka also gravitates: Rijeka’s ring (8 cities and counties) population: 205.000
CITY OF RIJEKACITY OF RIJEKA
Rijeka is seat of Primorsko-goranska county: area: 3.582 km2 population: 350.000
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RIJEKA’S ECONOMY
Source: Statistical review FINA, January 2009
Number of entrepreneurs in 2008 : 4.016 ( FINA )
Number of handcrafts in 2008 : 3.468 ( Chamber of crafts )
Prevailing activities: trade, manufacturing, transport and warehousing
Period of comparation I-IX 2008 / I-IX 2007 , INDEXPeriod of comparation I-IX 2008 / I-IX 2007 , INDEX
AllAll SmallSmall MediumMedium BigBig
Number of entrepreneursNumber of entrepreneurs 107,1107,1 107,3107,3 93,593,5 116,7116,7
Number of employeesNumber of employees 106,2106,2 105,9105,9 97,797,7 109,7109,7
RevenuesRevenues 107,9107,9 114,7114,7 91,491,4 107,4107,4
ExpensesExpenses 110,3110,3 114,2114,2 92,592,5 112,9112,9
InvestmentsInvestments 109,5109,5 135,4135,4 126,3126,3 93,093,0
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General program of support measures for small andGeneral program of support measures for small andmedium entrepreneurs in City of Rijekamedium entrepreneurs in City of Rijeka is a set of is a set ofmeasures to create entrepreneurship environment measures to create entrepreneurship environment
withwithdeveloped entrepreneurship climate and well designeddeveloped entrepreneurship climate and well designedpre-conditions for development of entrepreneurshippre-conditions for development of entrepreneurshipskillsskillsGeneral program has 5 areasGeneral program has 5 areas
1.1. Strengthening of entrepreneurship Strengthening of entrepreneurship competitivenesscompetitiveness2.2. New forms of education and New forms of education and information information 3.3. Financing of entrepreneurshipFinancing of entrepreneurship4.4. Development of entrepreneurial Development of entrepreneurial infrastructureinfrastructure
5.5. Entrepreneurial culture promotionEntrepreneurial culture promotion
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PROGRAM AREASPROGRAM AREAS1. Strengthening1. Strengthening of entrepreneurship of entrepreneurship
competitivenesscompetitiveness
Funding of product certificationFunding of product certification
- - “de minimis” aid up to 15.000 kuna or 30% of total cost “de minimis” aid up to 15.000 kuna or 30% of total cost for the introduction of Quality Management System, for the introduction of Quality Management System, certify the conformity of products according to national certify the conformity of products according to national and European standardsand European standards
Funding of strategic marketing plans creationFunding of strategic marketing plans creation
- - “de minimis” aid up to 15.000 kuna or 30% of total cost “de minimis” aid up to 15.000 kuna or 30% of total cost for strategic marketing plan creationfor strategic marketing plan creation
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Funding of joint promotions for products or servicesFunding of joint promotions for products or services
- - “de minimis” aid up to 15.000 kuna or 30% of total cost “de minimis” aid up to 15.000 kuna or 30% of total cost for a for a joint appearance on the market (eg. claster products and joint appearance on the market (eg. claster products and services and their promotion, as well as co-marketing and services and their promotion, as well as co-marketing and co-brandingco-branding
Funding the introduction of support systems in decision making, Funding the introduction of support systems in decision making, management and e-commercemanagement and e-commerce
- - “de minimis” aid up to 20.000 kuna or 50% of total cost “de minimis” aid up to 20.000 kuna or 50% of total cost system implementationsystem implementation
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International fair of new technologies and productsInternational fair of new technologies and products ( it was 5th in 2009) – ( it was 5th in 2009) –create link between economy and science, the development of communicationcreate link between economy and science, the development of communicationbetween scientists and young entrepreneurs, the creation of links between thebetween scientists and young entrepreneurs, the creation of links between thenew technological achievements and entrepreneurs ready for theirnew technological achievements and entrepreneurs ready for theirimplementation, presentation of new scientific knowledge to young and theimplementation, presentation of new scientific knowledge to young and thepromotion of Rijeka as a “city of knowledge”promotion of Rijeka as a “city of knowledge”
In April 2009 in the University campus on Trsat officially opened the In April 2009 in the University campus on Trsat officially opened the buildingbuilding
Scientific and Technology Park, University of Rijeka - Step Ri is the firstScientific and Technology Park, University of Rijeka - Step Ri is the firstscientific-technology park in Croatia, whose services include three mainscientific-technology park in Croatia, whose services include three mainprograms: the protection and transfer of intellectual property, incubation ofprograms: the protection and transfer of intellectual property, incubation ofnew companies and licensingnew companies and licensing
Awards for innovation ready for commercial applicationAwards for innovation ready for commercial application - only entrepreneurs - only entrepreneurswho have their own innovation or innovation bought from innovatorswho have their own innovation or innovation bought from innovatorsimplemented in the product or service, award represents incentive ofimplemented in the product or service, award represents incentive ofentrepreneurs towards the commercialization of innovationentrepreneurs towards the commercialization of innovation
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Using the services of the Croatian regions office in Using the services of the Croatian regions office in BrusselsBrussels
- information from office about funding possibilities, rules information from office about funding possibilities, rules ofof
functioning common european market and european functioning common european market and european institutionsinstitutions
Building a system Rijeka quality (RQ)Building a system Rijeka quality (RQ) – long term project, – long term project, in the future system of quality for SME’s in tourismin the future system of quality for SME’s in tourism
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2. New forms of education and information2. New forms of education and information
Goal: better education and entrepreneurship skill improvementGoal: better education and entrepreneurship skill improvement
Project “Knowledge and experience“Project “Knowledge and experience“ – the goal is to make connection – the goal is to make connection between entrepreneurs and student solving the problems in business between entrepreneurs and student solving the problems in business
Project “I know to work“Project “I know to work“ – the goal is to make connection between pupils – the goal is to make connection between pupils and handkrafts with the lack of educated work force and handkrafts with the lack of educated work force
Program: "Development of entrepreneurial skills for young "Program: "Development of entrepreneurial skills for young " – in – in September 2008 started School for young entrepreneurs September 2008 started School for young entrepreneurs -- measure will affect the development of personality and skills that measure will affect the development of personality and skills that are characterized by entrepreneurs - creativity, the ability to set up are characterized by entrepreneurs - creativity, the ability to set up goals, decision-making, risk assessment, self-confidence, responsibility, goals, decision-making, risk assessment, self-confidence, responsibility, ability to recognize influences from environment, all in order to prepare ability to recognize influences from environment, all in order to prepare young people for the possible selection of entrepreneurial careeryoung people for the possible selection of entrepreneurial career
Project: "Scholarships to students in scarce craftsmanship occupations "Project: "Scholarships to students in scarce craftsmanship occupations " -- in 2007. the City of Rijeka and Chamber of crafts started with in 2007. the City of Rijeka and Chamber of crafts started with schoolarships to students for following occupation: bricklayer, carpenter, schoolarships to students for following occupation: bricklayer, carpenter, machinist, cook, waiter, confectioner, plumber, painter, fitter and turner machinist, cook, waiter, confectioner, plumber, painter, fitter and turner - City is financing 40% of monthly amount of scholarship- City is financing 40% of monthly amount of scholarship
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Project: "SMS info-entrepreneur“Project: "SMS info-entrepreneur“ - SMS system delivers entrepreneurs - SMS system delivers entrepreneurs timelytimely
information about loans, grants, education programs without information about loans, grants, education programs without compensationcompensation
Thematic conferencesThematic conferences - conferences are organized according to the - conferences are organized according to the currentcurrent
issues and interest of the city and entrepreneursissues and interest of the city and entrepreneurs
Improving the system of public procurementImproving the system of public procurement – presentation of annual – presentation of annual citycity
public procurement plan, intention is to inform entrepreneurs on public procurement plan, intention is to inform entrepreneurs on publicpublic
procurement rules and their proceduresprocurement rules and their procedures
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3. Financing entrepreneurship3. Financing entrepreneurshipGoal: improving access to financeGoal: improving access to finance
Program: “Guarantees for financing projects of small economies “Program: “Guarantees for financing projects of small economies “
- The goal of the Program is incentive to invest in research,The goal of the Program is incentive to invest in research,development and application of modern technologies and innovations indevelopment and application of modern technologies and innovations inorder to increase the quality and competitiveness of entrepreneurial order to increase the quality and competitiveness of entrepreneurial
projects,projects,the guarantees are issued for the uncovered part of the loan. the guarantees are issued for the uncovered part of the loan.
City of Rijeka has provided the amount of 2.000.000 kuna for potentialCity of Rijeka has provided the amount of 2.000.000 kuna for potentialguarantees and deposited them as the basis for issuing the guarantees guarantees and deposited them as the basis for issuing the guarantees
forforthe loans Erste& Steiermarkische Bank in the amount of 10.000.000 kuna.the loans Erste& Steiermarkische Bank in the amount of 10.000.000 kuna.
Amounts of guarantees and entrepreneurial projectsAmounts of guarantees and entrepreneurial projects
- amounts of loans that are issued by guarantees can be - amounts of loans that are issued by guarantees can be of 35.000 to of 35.000 to 400.000 kuna400.000 kuna
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- entrepreneurial projects are ranked according to priorities and cover - entrepreneurial projects are ranked according to priorities and cover the specific percentage of the loan: the specific percentage of the loan:
o o Rank 1 / up to 70%Rank 1 / up to 70% loan amount on the introduction of loan amount on the introduction of innovation in business, start up a business based on innovation innovation in business, start up a business based on innovation and research and research
o o Rank 2 / up to 60%Rank 2 / up to 60% loan amount for equipment, machines and loan amount for equipment, machines and technologies technologies
o o Rank 3 / up to 50%Rank 3 / up to 50% loan amount for the improvement of loan amount for the improvement of business by introducing norms and standards (ISO, HACCP, etc.) business by introducing norms and standards (ISO, HACCP, etc.)
o o Rank 4 / to 45%Rank 4 / to 45% loan amount for permanent current assets for loan amount for permanent current assets for investment in production or preparation of tourist season investment in production or preparation of tourist season
o o Rank 5 / to 40%Rank 5 / to 40% loan amount for the purchase, construction, loan amount for the purchase, construction, expansion or renovation of commercial / manufacturing facilities. expansion or renovation of commercial / manufacturing facilities.
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Program: “Loans with deposit”Program: “Loans with deposit”
- the goal of the Program is to provide financial assistance to - the goal of the Program is to provide financial assistance to entrepreneurs,entrepreneurs,
which intend to realize investment projects in function of urban which intend to realize investment projects in function of urban tourism andtourism and
encourage the productionencourage the production
- - in 2009 it will be provided the additional possibility of in 2009 it will be provided the additional possibility of entrepreneurs in entrepreneurs in
the production sector: they could realise loans for permanent the production sector: they could realise loans for permanent current assets to survive the recession conditions in the market current assets to survive the recession conditions in the market and maintain the existing number of employeesand maintain the existing number of employees
- City ensured the amount of 1.000.000 kuna which will be successively and - City ensured the amount of 1.000.000 kuna which will be successively and withwith
no interest deposited in the amount of one third of approved loans, BKS Bankno interest deposited in the amount of one third of approved loans, BKS Bankis providing the loan fund in the amount of 3.000.000 kuna with interest rateis providing the loan fund in the amount of 3.000.000 kuna with interest rateof 6.3% fixedof 6.3% fixed
- City will make further subsidize the interest rate with 1.5 percentage points, - City will make further subsidize the interest rate with 1.5 percentage points, the interest rate for the end user of these loans will be 4.8%, fixed, the the interest rate for the end user of these loans will be 4.8%, fixed, the highest amount of loan can be up to 300.000 kuna, in exceptional cases highest amount of loan can be up to 300.000 kuna, in exceptional cases even more.even more.
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Subsidies of interest rate and cost of credits fromSubsidies of interest rate and cost of credits from
Program "Poduzetnik 2“Program "Poduzetnik 2“ – measure represents a – measure represents a
continuation of subsidizing the interest rate and costcontinuation of subsidizing the interest rate and cost
of credits from earlier loan programof credits from earlier loan program
New forms of financing promotionNew forms of financing promotion - measure is - measure is presentation of new forms of financing entrepreneurial presentation of new forms of financing entrepreneurial projects through venture capital, business angels and projects through venture capital, business angels and the transfer of experiences and examples of good the transfer of experiences and examples of good practicepractice..
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4. Development of 4. Development of entrepreneurial entrepreneurial infrastructureinfrastructureGoal :using city spatial and information facilities for start up and Goal :using city spatial and information facilities for start up and
entreprenurship ideas realisationentreprenurship ideas realisation
"Entrepreneurial incubators ""Entrepreneurial incubators " - City of Rijeka - City of Rijeka has 2 entrepreneurial incubators – incubator for has 2 entrepreneurial incubators – incubator for manufacturing activities and incubator for manufacturing activities and incubator for services, contractors use commercial space total services, contractors use commercial space total area of 5000 m2 and consulting services (search area of 5000 m2 and consulting services (search for capital, education), incubator space is for capital, education), incubator space is designed for beginners and entrepreneurs who designed for beginners and entrepreneurs who are in the phase of growth and development, are in the phase of growth and development, incubation period lasts until 5 years, when it is incubation period lasts until 5 years, when it is considered that the potential for survival in the considered that the potential for survival in the market is achievedmarket is achieved
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"Enterprise Library ""Enterprise Library " – long term project, as a part of new – long term project, as a part of new citycity
library, intention is to have in one place everything library, intention is to have in one place everything aboutabout
entrepreneurshipentrepreneurship
Local rates examptionLocal rates examption– as a benefit for investment made– as a benefit for investment made
through earlier programmsthrough earlier programms
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5. Entrepreneurial culture 5. Entrepreneurial culture promotionpromotionAward for contribution in the field ofAward for contribution in the field ofeconomyeconomy - recognition for contributions in the fields of - recognition for contributions in the fields of
economy and promotion of the City of Rijekaeconomy and promotion of the City of Rijeka
Development of social responsibility forDevelopment of social responsibility forbusinessbusiness - entrepreneurs take the activities of solving - entrepreneurs take the activities of solving
the needs of local communities, they conduct the needs of local communities, they conduct the project using their own resources for the project using their own resources for increasing the quality of citizens life increasing the quality of citizens life (arrangement of children's playgrounds, (arrangement of children's playgrounds, schools,health clinics, etc.)schools,health clinics, etc.)
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Media Corner Media Corner -- measure is following the positive examples of measure is following the positive examples of
entrepreneurial projects and their work with the entrepreneurial projects and their work with the community. Through public information raises the community. Through public information raises the overall level of entrepreneurial climate and culture.overall level of entrepreneurial climate and culture.
Organization of team-building jointOrganization of team-building jointentrepreneurial initiativesentrepreneurial initiatives- measure will be directed to the organization of measure will be directed to the organization of
relations development workships in the group, under relations development workships in the group, under the expert guidancethe expert guidance
- measure will target group of entrepreneurs who measure will target group of entrepreneurs who show the initiative for common forms of performance show the initiative for common forms of performance on the market (eg. clusters, co-branding alliances, on the market (eg. clusters, co-branding alliances, etc.)etc.)
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COUNTRECESION COUNTRECESION MEASURES IN 2009.MEASURES IN 2009.
Measures :Measures :1.1. reduction the monthly lease of business facilities reduction the monthly lease of business facilities
owned by the City to all contractors 10% and owned by the City to all contractors 10% and further 10% more for production sector further 10% more for production sector
2.2. reduction of monthly local rates for all 10% and reduction of monthly local rates for all 10% and further 10% for catering industryfurther 10% for catering industry
3.3. reduction of monthly municipial rates for cultural reduction of monthly municipial rates for cultural monuments in zone I monuments in zone I
4.4. loans for permanent current assets in production loans for permanent current assets in production sector to survive the recession conditions in the sector to survive the recession conditions in the market and maintain the existing number of market and maintain the existing number of employees – Program “Loans with deposit”employees – Program “Loans with deposit”
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• The The Global Entrepreneurship Monitor (GEM)Global Entrepreneurship Monitor (GEM) research program is an annual research program is an annual assessment of the national level of entrepreneurial activity. assessment of the national level of entrepreneurial activity. GEM is the largest single GEM is the largest single study of entrepreneurial activity in the world.study of entrepreneurial activity in the world.
• Started as a partnership between London Business School and Babson College, it was Started as a partnership between London Business School and Babson College, it was initiatedinitiated in 1999 with 10 countries, GEM 2008 conducted research in 43 countries (Angola, in 1999 with 10 countries, GEM 2008 conducted research in 43 countries (Angola, Bolivia, Bosnia and Herzegovina,Colombia, Ecuador, Egypt, India, Iran, Argentina, Brazil, Bolivia, Bosnia and Herzegovina,Colombia, Ecuador, Egypt, India, Iran, Argentina, Brazil, Chile, Croatia,Dominican Republic, Hungary, Jamaica, Latvia, Macedonia, Mexico, Peru, Chile, Croatia,Dominican Republic, Hungary, Jamaica, Latvia, Macedonia, Mexico, Peru, Romania,Russia, Serbia, South Africa, Turkey, Uruguay, Belgium, Denmark, Finland, Romania,Russia, Serbia, South Africa, Turkey, Uruguay, Belgium, Denmark, Finland, France, Germany, Greece, Iceland, Ireland, Israel, Italy, Japan, Republic of Korea, France, Germany, Greece, Iceland, Ireland, Israel, Italy, Japan, Republic of Korea, Netherlands, Norway, Slovenia, Spain, United Kingdom, United StatesNetherlands, Norway, Slovenia, Spain, United Kingdom, United States
• http://www.gemconsortium.org/http://www.gemconsortium.org/
• istraživanje i mjerenje poduzetničke aktivnosti, objavljueni rezultati istraživanja poduzetničke aktivnosti i kvalitete poduzetničke okoline kroz indikatore :istraživanje i mjerenje poduzetničke aktivnosti, objavljueni rezultati istraživanja poduzetničke aktivnosti i kvalitete poduzetničke okoline kroz indikatore :• II motivacijski indeks TEA Prilika/TEA Nužnost.motivacijski indeks TEA Prilika/TEA Nužnost. Navedeni indeks govori o odnosu poduzetnika koji su u poduzetničku aktivnost ušli radi uočene poslovne prilike u odnosu na one koji su u poduzetničku aktivnost ušli radi nužde Navedeni indeks govori o odnosu poduzetnika koji su u poduzetničku aktivnost ušli radi uočene poslovne prilike u odnosu na one koji su u poduzetničku aktivnost ušli radi nužde• Indeks motiviranosti prosjek GEM zemalja ** za Hrvatsku je 1,16Indeks motiviranosti prosjek GEM zemalja ** za Hrvatsku je 1,16
– za Istru, Primorje i Gorski kotar 3,20 - 1. mjesto po motiviranosti poduzetnika u Hrvatskoj.za Istru, Primorje i Gorski kotar 3,20 - 1. mjesto po motiviranosti poduzetnika u Hrvatskoj.• II stopa odrastanjaII stopa odrastanja izražena indeksom «odrastanja», koji govori o prijelazu «start up» poduzetnika aktivnih ispod 42 mjeseca, u status «odraslih», s poduzetničkom aktivnošću dužom od 42 mjeseca. Na nacionalnom nivou taj je pokazatelj 0,48 (od 100 poduzetnika, 48 izražena indeksom «odrastanja», koji govori o prijelazu «start up» poduzetnika aktivnih ispod 42 mjeseca, u status «odraslih», s poduzetničkom aktivnošću dužom od 42 mjeseca. Na nacionalnom nivou taj je pokazatelj 0,48 (od 100 poduzetnika, 48
ih "odraste"), dok je prosjek za GEM zemlje 0,81. Navedeno upućuje na mali broj poduzeća s potencijalom rasta, te da se poduzetnici proizvodima ih "odraste"), dok je prosjek za GEM zemlje 0,81. Navedeno upućuje na mali broj poduzeća s potencijalom rasta, te da se poduzetnici proizvodima nedovoljno razlikuju od konkurencije. nedovoljno razlikuju od konkurencije. • Pokazatelj stope odrastanja za Istru, Primorje i Gorski kotar je 0,64, što također stavljaPokazatelj stope odrastanja za Istru, Primorje i Gorski kotar je 0,64, što također stavlja• ovo područje na 1. mjesto po stopi odrastanja poduzetnika.ovo područje na 1. mjesto po stopi odrastanja poduzetnika.• Najveći utjecaj na indeks poduzetničke aktivnosti imaju uvjeti poduzetničkog djelovanjaNajveći utjecaj na indeks poduzetničke aktivnosti imaju uvjeti poduzetničkog djelovanja• raspoloživosti financijskih resursaraspoloživosti financijskih resursa• profesionalne infrastruktureprofesionalne infrastrukture• nedostatak obrazovanja usmjerenog na poduzetništvo. nedostatak obrazovanja usmjerenog na poduzetništvo. • Preporuke ove studije za Hrvatsku jesu:Preporuke ove studije za Hrvatsku jesu:• razvoj kvalitete usluga za poduzetnike, razvoj kvalitete usluga za poduzetnike, • razvoj financijskog tržišta (neformalni investitori, fondovi rizičnog kapitala, garancijski fondovi, mikro kreditiranje),razvoj financijskog tržišta (neformalni investitori, fondovi rizičnog kapitala, garancijski fondovi, mikro kreditiranje),• jačanje poduzetničke kulture (obrazovanje, mediji)jačanje poduzetničke kulture (obrazovanje, mediji)• jačanje učešća žena u poduzetničkim aktivnostima.jačanje učešća žena u poduzetničkim aktivnostima.• Iako su pokazatelji poduzetničke aktivnosti na području ove regije iznad nacionalnog prosjeka, za omogućavanje daljnjeg rasta potrebna je podrška lokalne sredine u kojoj poduzetnici djeluju. Tako je Grad RIjeka donio Opći program mjera poticanja Iako su pokazatelji poduzetničke aktivnosti na području ove regije iznad nacionalnog prosjeka, za omogućavanje daljnjeg rasta potrebna je podrška lokalne sredine u kojoj poduzetnici djeluju. Tako je Grad RIjeka donio Opći program mjera poticanja
poduzetništva na području Grada Rijeke.poduzetništva na području Grada Rijeke.• Global Entrepreneurship Monitora (GEM) 2007.-2008. Global Entrepreneurship Monitora (GEM) 2007.-2008.
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The indicatorsThe indicators
For the purposes of GEM project, and based on the conceptualFor the purposes of GEM project, and based on the conceptualresearch framework and holistic approach to the definition ofresearch framework and holistic approach to the definition ofentrepreneurship, a set of indicators that measure differententrepreneurship, a set of indicators that measure differentaspects of entrepreneurial activity has been identified:aspects of entrepreneurial activity has been identified:
Indicators of total entrepreneurial activity in the life cycle of theIndicators of total entrepreneurial activity in the life cycle of theentrepreneurial process, from startup to maturity of the entrepreneurial process, from startup to maturity of the
businessbusinessventure:venture:
• Nascent entrepreneurs (who decide to start a business Nascent entrepreneurs (who decide to start a business venture)venture)
• New business owners (business owners whose New business owners (business owners whose entrepreneurial activity is measured by having paid salaries entrepreneurial activity is measured by having paid salaries for more than 3 months, but less than 42 months)for more than 3 months, but less than 42 months)
• Established business owners (business owners who are Established business owners (business owners who are entrepreneurially active for more than 42 months)entrepreneurially active for more than 42 months)
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Entrepreneurial activity of the nascent entrepreneurs and Entrepreneurial activity of the nascent entrepreneurs and newnew
business owners, measured by the ratio of the number of business owners, measured by the ratio of the number of suchsuch
entrepreneurs (start-up) in the sample of the adult entrepreneurs (start-up) in the sample of the adult population,population,
aged 18 to 64, is expressed through aged 18 to 64, is expressed through Total Total EntrepreneurialEntrepreneurial
Activity (TEA) IndexActivity (TEA) Index..
Indicators of motivation for entrepreneurial activity:Indicators of motivation for entrepreneurial activity:
• TEA Opportunity index: those who start entrepreneurial TEA Opportunity index: those who start entrepreneurial activity because they have perceived a business activity because they have perceived a business opportunityopportunity
• TEA Necessity index: those who are pushed into TEA Necessity index: those who are pushed into entrepreneurship by the situation they found themselves entrepreneurship by the situation they found themselves in (they lost their job, could not find another job.)in (they lost their job, could not find another job.)
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GEM CroatiaGEM Croatia
From the tail to the first half, but still below the average ofFrom the tail to the first half, but still below the average ofGEM countries - which means that the various measures toGEM countries - which means that the various measures tosupport entrepreneurial activities, provided resultssupport entrepreneurial activities, provided results
TEA index (total entrepreneurial activity index) - % ofTEA index (total entrepreneurial activity index) - % ofentrepreneurially active persons among adult population ofentrepreneurially active persons among adult population of18-64 years18-64 years
Year Year Croatia Croatia GEM countriesGEM countries Range Range
2008.2008. 7,59 TEA7,59 TEA 10,49 TEA10,49 TEA 24/4324/43
2007.2007. 7,27 TEA7,27 TEA 9,07 TEA9,07 TEA 21/4221/42
2006.2006. 8,58 TEA8,58 TEA 9,43 TEA9,43 TEA 18/4218/42
2002.2002. 3,62 TEA3,62 TEA 8,00 TEA8,00 TEA 32/3732/37
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Motivational index (ratio of opportunity based vs.Motivational index (ratio of opportunity based vs.
necessity based entrepreneurs)necessity based entrepreneurs)
- this index is preferable to be as large as possible, because this index is preferable to be as large as possible, because it means that there are a greater number of people who it means that there are a greater number of people who enter the entrepreneurial activity of their choice, not enter the entrepreneurial activity of their choice, not because it is a situation forced on it, Croatia still lags the because it is a situation forced on it, Croatia still lags the average GEM countriesaverage GEM countries..
Year Year Croatia Croatia GEM countries GEM countries Range Range
2008.2008. 2,512,51 4,294,29 25/4325/43
2007.2007. 1,431,43 5,505,50 39/4239/42
2005.2005. 0,90 0,90 5,905,90 35/35 35/35
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Regional differences in entrepreneurial activitiesRegional differences in entrepreneurial activities(TEA index and Motivational index)(TEA index and Motivational index)
• Regional differences were reduced – may interpret theRegional differences were reduced – may interpret theinfluence of different programs, but differences in theinfluence of different programs, but differences in themotivation are still highmotivation are still high
Source: Singer, S. Et al: What makes Croatia an entrepreneurial country, Results 2002-2005, CEPOR, Zagreb, 2006.; Singer, S. et al:Source: Singer, S. Et al: What makes Croatia an entrepreneurial country, Results 2002-2005, CEPOR, Zagreb, 2006.; Singer, S. et al:What makes Croatia an entrepreneurial country, Results 2008, CEPOR, Zagreb, 2009 (in printing).What makes Croatia an entrepreneurial country, Results 2008, CEPOR, Zagreb, 2009 (in printing).
Croatian regionsCroatian regions
20052005 20082008
TEA TEA indexindex
Motivational Motivational indexindex
TEA TEA indexindex
Motivational Motivational indexindex
Zagreb and surroundingsZagreb and surroundings 8,438,43 1,681,68 7,077,07 6,446,44
North CroatiaNorth Croatia 4,404,40 0,440,44 5,575,57 2,182,18
Lika and BanovinaLika and Banovina 5,115,11 2,232,23 8,058,05 1,341,34
Istra, Primorje i Gorski kotarIstra, Primorje i Gorski kotar 5,745,74 2,272,27 10,0010,00 4,764,76
DalmacijaDalmacija 6,346,34 0,370,37 11,0011,00 3,313,31
Slavonija and BaranjaSlavonija and Baranja 4,914,91 0,550,55 4,554,55 0,350,35
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Thank You for attention !Thank You for attention !
Natasa MandicNatasa Mandic
City of RijekaCity of Rijeka
Department of EnterpreneurshipDepartment of Enterpreneurship
HR 51000 Rijeka, Trg. Sv. Barbare 2, Hrvatska - HR 51000 Rijeka, Trg. Sv. Barbare 2, Hrvatska - Croatia Croatia
tel.++38551209591, fax.++38551209617tel.++38551209591, fax.++38551209617e-mail: e-mail: [email protected]@rijeka.hr