sun life assurance company of canadaci.com/orderform/pdf/seg_funds/swes_fundfacts_e.pdf · apple...

issued by Sun Life Assurance Company of Canadamanaged by CI Investments Inc.

Sun Life Assurance Company of CanadaFund Fact Sheets - December 2017

What if I change my mind?

For more informationThis is a summary and may not contain all the information you need. There are details in the contract that may lead to changes in this summary. Please make sure you read the Contract, Information Folder and supplement. For more information, please contact:

CI Investments Inc. on behalf of Sun Life Assurance Company of Canada15 York Street, 2nd FloorToronto, OntarioM5J 0A3Phone: 1-800-792-9355Email: [email protected]

You can change your mind and cancel the decision to invest in the fund. This is true for the first purchase you make and any other purchases made after. You can only change your mind for a purchase within a few days. You have to let CI Investments know in writing (fax or letter) that you wish to cancel. CI must be informed within two business days of the date you received the purchase confirmation. The latest date that it will be considered received is five-business days after it was mailed to you. The amount that will be returned is the lesser of the amount you invested or the value of the fund if it has gone down. The amount returned only applies to the specific transaction and will include any sales charges or other fees you paid. For details, please refer to Information Folder, Contract and supplement.

i-1

SunWise Essential CI American Value Segregated Bundle .........................................................1

SunWise Essential CI American Value Segregated Fund ............................................................3

SunWise Essential CI Black Creek Global Balanced Segregated Fund ......................................5

SunWise Essential CI Black Creek Global Leaders Segregated Bundle .....................................7

SunWise Essential CI Black Creek Global Leaders Segregated Fund ........................................9

SunWise Essential CI Black Creek International Equity Segregated Bundle .............................11

SunWise Essential CI Black Creek International Equity Segregated Fund ................................13

SunWise Essential CI Cambridge American Equity Segregated Bundle ....................................15

SunWise Essential CI Cambridge American Equity Segregated Fund .......................................17

SunWise Essential CI Cambridge Canadian Asset Allocation Segregated Fund .......................19

SunWise Essential CI Cambridge Canadian Equity Low Volatility Segregated Bundle .............21

SunWise Essential CI Cambridge Canadian Equity Segregated Bundle ...................................23

SunWise Essential CI Cambridge Canadian Equity Segregated Fund ......................................25

SunWise Essential CI Cambridge Global Equity Segregated Bundle ........................................27

SunWise Essential CI Cambridge Global Equity Segregated Fund ...........................................29

SunWise Essential CI Cambridge Segregated Diversified Bundle .............................................31

SunWise Essential CI Canadian Investment Segregated Bundle ..............................................33

SunWise Essential CI Canadian Investment Segregated Fund .................................................35

SunWise Essential CI Global Segregated Bundle ......................................................................37

SunWise Essential CI Global Segregated Fund .........................................................................39

SunWise Essential CI Global Value Segregated Bundle ............................................................41

SunWise Essential CI Global Value Segregated Fund ...............................................................43

SunWise Essential CI Harbour Foreign Equity Segregated Fund ..............................................45

SunWise Essential CI Harbour Foreign Growth & Income Segregated Fund ............................47

SunWise Essential CI Harbour Growth & Income Segregated Fund..........................................49

SunWise Essential CI Harbour Low Volatility Segregated Bundle .............................................51

SunWise Essential CI Harbour Segregated Bundle ....................................................................53

SunWise Essential CI Harbour Segregated Diversified Bundle ..................................................55

SunWise Essential CI Harbour Segregated Fund .......................................................................57

SunWise Essential CI International Value Segregated Bundle ..................................................59

Table of Contents

Table of Content (cont.)

SunWise Essential CI International Value Segregated Fund .....................................................61

SunWise Essential CI Money Market Segregated Fund

....................................67

SunWise Essential CI Signature Canadian Bond Segregated Fund ..........................................69

SunWise Essential CI Signature Corporate Bond Segregated Fund ..........................................71

SunWise Essential CI Signature Diversified Yield Segregated Fund .........................................73

SunWise Essential CI Signature Dividend Segregated Bundle ..................................................75

SunWise Essential CI Signature Dividend Segregated Fund .....................................................77

SunWise Essential CI Signature Global Income & Growth Segregated Fund ............................79

SunWise Essential CI Signature High Income Segregated Fund ...............................................81

SunWise Essential CI Signature Income & Growth Segregated Fund .......................................83

SunWise Essential CI Signature Select Canadian Low Volatility Segregated Bundle ...............85

SunWise Essential CI Signature Select Canadian Segregated Bundle ......................................87

SunWise Essential CI Signature Select Canadian Segregated Fund .........................................89

SunWise Essential CI Synergy American Segregated Bundle ...................................................91

SunWise Essential CI Synergy American Segregated Fund ......................................................93

SunWise Essential CI Synergy Canadian Segregated Bundle ...................................................95

SunWise Essential CI Synergy Canadian Segregated Fund ......................................................97

SunWise Essential CI Synergy Global Segregated Bundle ........................................................99

SunWise Essential CI Synergy Global Segregated Fund .........................................................101

SunWise Essential Dynamic Canadian Value Segregated Bundle ..........................................103

SunWise Essential Dynamic Canadian Value Segregated Fund .............................................105

SunWise Essential Dynamic Global Value Segregated Bundle ...............................................107

SunWise Essential Dynamic Global Value Segregated Fund...................................................109

SunWise Essential Fidelity American Disciplined Equity® Segregated Bundle ........................111

SunWise Essential Fidelity American Disciplined Equity® Segregated Fund ...........................113

SunWise Essential Fidelity Canadian Asset Allocation Segregated Fund ................................115

SunWise Essential Fidelity Disciplined Segregated Bundle .....................................................117

SunWise Essential Fidelity Global Asset Allocation Segregated Fund .....................................119

.............................................................63

SunWise Essential CI Select Income Managed Segregated Fund...........................................65

SunWise Essential CI Signature Canadian Balanced Segregated Fund


SunWise Essential Fidelity NorthStar® Segregated Bundle ......................................................121

SunWise Essential Fidelity NorthStar® Segregated Fund .........................................................123

SunWise Essential Fidelity True North® Segregated Bundle ....................................................125

SunWise Essential Fidelity True North® Segregated Fund

..................................149

SunWise Essential Portfolio Select 30i70e Managed Segregated Fund ..................................151






SunWise Essential Portfolio Series Balanced Growth Segregated Fund .................................163

SunWise Essential Portfolio Series Balanced Segregated Fund ..............................................165

SunWise Essential Portfolio Series Conservative Balanced Segregated Fund ........................167

SunWise Essential Portfolio Series Conservative Segregated Fund ........................................169

SunWise Essential Portfolio Series Growth Segregated Fund .................................................171

SunWise Essential Portfolio Series Income Segregated Fund .................................................173

SunWise Essential Portfolio Series Maximum Growth Segregated Fund ................................175

SunWise Essential Premier CI Signature Global Income & Growth Segregated Fund ............177

SunWise Essential RBC Canadian Dividend Segregated Bundle ............................................179

.....................................145

SunWise Essential Portfolio Select 100i Managed Segregated Fund

.......................................................127

SunWise Essential Franklin Templeton Bissett Canadian Equity Segregated Fund ................129

SunWise Essential Franklin Templeton Quotential Balanced Growth Segregated Fund .........131

SunWise Essential Franklin Templeton Quotential Balanced Income Segregated Fund .........133

SunWise Essential Franklin Templeton Quotential Diversified Equity Segregated Fund ........135

SunWise Essential Franklin Templeton Quotential Diversified Income Segregated Fund .......137

SunWise Essential Franklin Templeton Quotential Growth Segregated Fund .........................139

SunWise Essential Franklin Templeton Quotential Maximum Growth Segregated Fund ........141

SunWise Essential Franklin Templeton Quotential Select Balanced Income Segregated Fund ......................................................................................................143

......................................147

SunWise Essential Portfolio Select 20i80e Managed Segregated Fund

SunWise Essential Portfolio Select 100e Managed Segregated Fund


SunWise Essential RBC Canadian Dividend Segregated Fund ...............................................181

SunWise Essential RBC O’Shaughnessy International Equity Segregated Bundle .................183

SunWise Essential RBC O’Shaughnessy International Equity Segregated Fund ....................185

SunWise Essential Sun Life McLean Budden Canadian Bond Segregated Fund ....................187

SunWise Essential Sun Life MFS Global Growth Segregated Bundle .....................................189

SunWise Essential Sun Life MFS Global Growth Segregated Fund ........................................191

SunWise Essential Sun Life MFS Global Total Return Segregated Fund

............................199

SunWise Essential Sun Life MFS International Growth Segregated Fund ...............................201

SunWise Essential Sun Life MFS International Value Segregated Bundle ..............................203

SunWise Essential Sun Life MFS International Value Segregated Fund .................................205

SunWise Essential Sun Life MFS U.S. Growth Segregated Bundle.........................................207

SunWise Essential Sun Life MFS U.S. Growth Segregated Fund............................................209

SunWise Essential Sun Life MFS U.S. Value Segregated Bundle ...........................................211

SunWise Essential Sun Life MFS U.S. Value Segregated Fund ..............................................213

SunWise Essential TD Canadian Bond Segregated Fund .......................................................215

................................193

SunWise Essential Sun Life MFS Global Value Segregated Bundle .......................................195

SunWise Essential Sun Life MFS Global Value Segregated Fund ..........................................197

SunWise Essential Sun Life MFS International Growth Segregated Bundle

The Fund invests in the CI American Value Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsCI American Value Corporate Class 68.22 Apple Inc Microsoft Corp Bank of America Corp UnitedHealth Group Inc Visa Inc Applied Materials Inc AbbVie Inc Morgan Stanley Home Depot Inc Alphabet IncSignature Corporate Bond Corporate Class 31.15Cash and Equivalents 0.63Total 100.00

Total number of investments: 3

Average return

Year-by-year returns (%)

This section tells you how the Fund did in the past. A person who invested $1,000 in the Investment Class Fund in September 2010 would have $2,006.16 in December 2017. This works out to an average of 10.02% a year. The returns are after the MER has been deducted. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past seven years. In the past seven years, the Fund was up in value seven years.

How has the Fund performed?

How risky is it?

The value of your investment can go down. For details, please refer to Section I-7 of the Information Folder.

LowLow to

moderate ModerateModerateto high High

%

US Equity 61.70Foreign Bonds 14.99Domestic Bonds 12.32International Equity 6.75Cash and Equivalents 3.19Canadian Equity 0.86Other 0.19

% Assets

ClassManagement expense ratio

(MER) (Includes taxes)

Net asset value per unit Units outstanding

Investment / Estate 2.94% $20.07 122,802

Income 2.55% $20.71 778,340

What does the Fund invest in?

Are there any guarantees?

Who is this Fund for?

Date Fund created:

Managed by:

Total value on December 31, 2017:

Portfolio turnover rate:CI Investments Inc.

September 2010 $19,847,044

20.27%

Quick facts:

This Segregated Fund is being offered under an insurance Contract. It comes with guarantees that may protect your money if the value goes down. The fees are summarized in the "Ongoing Fund expenses" section. For details, please refer to Sections 10 and 13 of the Contract.

This Fund may be suitable for contractholders if they:• want to invest in equity securities, with a small amount of

exposure to income securities to mitigate short-term volatility• are investing for the medium and/or long term

Class option Investment Estate IncomeMinimum investment per Contract: No new Contracts No new Contracts No new ContractsMinimum investment per Fund: $500 $500 $500Minimum investment additional purchases: $100 $100 $100Monthly minimum of pre-authorized chequing: $50 $50 $50If you invest more than $100,000, some of the fees you need to pay may be lowered. Ask your advisor or refer to Sections 10, 11 and 15 of the Contract and Section I-7.6 of the Information Folder for details.

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI American Value Segregated Bundle

As of December 31, 2017

1

How much does it cost?The following tables show the fees and expenses you could pay to invest in or sell the Fund. For details, please refer to Sections 10 and 11 of the Contract and Sections I-5 and I-7.6 of the Information Folder.

Sales charges

Ongoing Fund expenses

The MER includes the Management Fee and operating expenses of the Fund. The Insurance Fees can be part of the MER or charged to you by redeeming some of your Units. You do not pay the MER directly. It affects you because it reduces the return you get. Other fees and expenses depending on the Class you select can be charged to you. For details, please refer to Section 10 of the Contract and Section I-7.6 of the Information Folder.

Servicing commission

We pay an annual servicing commission as long as you own the Fund. It is paid out of the Management Fee. The rate depends on the sales charge option you chose. For details, please refer to Section I-5 of the Information Folder.

Fee What you pay

Early withdrawal fee 2% of the value of Units you sell or transfer within 30 business days of buying the Units. Money from the fee goes to the Fund.

Change fee Your insurance advisor may charge you up to 2% of the value of Units you switch to another Fund or Class.

Other fees

Sales charge option What you pay How it works

Initial Sales Charge (ISC) Up to 5% of the amount invested. • You and your insurance advisor agree on the rate charged.• The Initial Sales Charge is deducted from the amount you buy. It is paid as

a commission.

Deferred Sales Charge (DSC) If you sell within: Rate1 year of buying 5.5 %2 years of buying 5.0 %3 years of buying 5.0 %4 years of buying 4.0 %5 years of buying 4.0 %6 years of buying 3.0 %7 years of buying 2.0 %After 7 years 0.0 %

• The Deferred Sales Charge is a set rate. It is deducted from the amount you withdraw.

• When you invest in the Fund, we pay a commission of 5%. Any Deferred Sales Charge you pay goes to us.

• You can Redeem up to 10% (20% if the Contract is a RRIF) of your units of a Fund each year without a Deferred Sales Charge.

• You can switch to Units of other DSC Funds under the insurance Contract without paying a Deferred Sales Charge.

• For details, please refer to Section 11 of the Contract and Section I-5 of the Information Folder.

What if I change my mind?You can change your mind about investing in this Fund but you may have as little as two days to do so. Please see page i-1 for details. This page also contains details on how to get more information. This Fund Facts is not complete without page i-1.

For details, please refer to Sections 5.1 and 11.2 of the Contract.

Annual servicing commission rate DSC: 0.50% ISC: 1.00%

ClassMER (Annual rate as a %

of the Fund's value)(Includes taxes)

Annual fee rate for death and maturity

insurance included in MER

Annual fee rate for death and maturity insurance

charged to you

Annual LWA Base Feerates charged to you

Investment 2.94% 0.38% N/A N/A

Estate 2.94% 0.38% 0.55% of Class Death Benefit Base

N/A

Income 2.55% N/A 0.93% of LWA Base 0.50% of LWA Base

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI American Value Segregated Bundle


2

The Fund invests in the CI American Value Corporate Class. The Underlying Fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsApple Inc 6.09Microsoft Corp 4.81Bank of America Corp 3.32UnitedHealth Group Inc 3.11Visa Inc 3.04Applied Materials Inc 2.76AbbVie Inc 2.53Morgan Stanley 2.48Home Depot Inc 2.26Alphabet Inc 2.23Total 32.63


Average return





How risky is it?


LowLow to


%

US Equity 89.22International Equity 9.59Cash and Equivalents 1.19

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:Epoch Investment Partners, Inc.

September 2010 $1,481,912

6.95%

Quick facts:


This Fund may be suitable for contractholders if they:• want a U.S. equity fund that focuses on value• are investing for the medium and/or long term

Class option Investment Estate IncomeMinimum investment per Contract: No new Contracts N/A N/AMinimum investment per Fund: $500 N/A N/AMinimum investment additional purchases: $100 N/A N/AMonthly minimum of pre-authorized chequing: $50 N/A N/AIf you invest more than $100,000, some of the fees you need to pay may be lowered. Ask your advisor or refer to Sections 10, 11 and 15 of the Contract and Section I-7.6 of the Information Folder for details.




Investment 3.31% $23.02 63,323

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI American Value Segregated Fund


3


Sales charges





Fee What you pay



Other fees



a commission.















charged to you



Estate N/A N/A N/A N/A

Income N/A N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI American Value Segregated Fund


4

The Fund invests in the Black Creek Global Balanced Corporate Class. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsSignature Corporate Bond Fund 12.84Cash and Equivalents 4.99United States Treasury 1.88% 31-Aug-2024 3.45United States Treasury 1.75% 30-Sep-2022 3.44FTI Consulting Inc 3.05Ontex Group NV 3.02Oracle Corp 2.97ICICI Bank Ltd 2.92SES SA 2.55Varex Imaging Corp 2.52Total 41.75


Average return


This section tells you how the Fund did in the past. A person who invested $1,000 in the Investment Class Fund in January 2012 would have $1,814.09 in December 2017. This works out to an average of 10.57% a year. The returns are after the MER has been deducted. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past five years. In the past five years, the Fund was up in value five years.


How risky is it?


LowLow to


%

International Equity 37.16Foreign Bonds 27.43US Equity 18.92Domestic Bonds 6.46Cash and Equivalents 5.60Canadian Equity 4.35Other 0.08

% Assets





Income 2.55% $18.39 449,587




Date Fund created:

Managed by:


Portfolio turnover rate:Black Creek Investment Management Inc. and CI Investments Inc.

January 2012 $10,766,077

15.43%

Quick facts:


This Fund may be suitable for contractholders if they:• want a global long-term total return fund• are investing for the medium term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Black Creek Global Balanced Segregated Fund


5


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Black Creek Global Balanced Segregated Fund


6

The Fund invests in the Black Creek Global Leaders Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsBlack Creek Global Leaders Corporate Class 72.72 Cash and Equivalents Oracle Corp Schneider Electric SE Nielsen Holdings PLC Heidelbergcement AG OC Oerlikon Corp AG Pfaeffikon Koninklijke DSM NV Santen Pharmaceutical Co Ltd Booz Allen Hamilton Holding Corp Accor SASignature Corporate Bond Corporate Class 26.73Cash and Equivalents 0.55Total 100.00


Average return





How risky is it?


LowLow to


%

International Equity 43.06US Equity 24.99Foreign Bonds 12.86Domestic Bonds 10.59Cash and Equivalents 7.60Canadian Equity 0.74Other 0.16

% Assets





Income 2.55% $21.18 693,714




Date Fund created:

Managed by:



January 2012 $21,721,344

24.48%

Quick facts:



exposure to income securities to mitigate short-term volatility• are investing for the medium term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Black Creek Global Leaders Segregated Bundle


7


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Black Creek Global Leaders Segregated Bundle


8

The Fund invests in the Black Creek Global Leaders Corporate Class. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 6.94Oracle Corp 4.78Schneider Electric SE 4.75Nielsen Holdings PLC 4.59Heidelbergcement AG 4.54OC Oerlikon Corp AG Pfaeffikon 4.50Koninklijke DSM NV 4.27Santen Pharmaceutical Co Ltd 4.20Booz Allen Hamilton Holding Corp 4.17Accor SA 4.01Total 46.75


Average return





How risky is it?


LowLow to


%

International Equity 59.42US Equity 33.64Cash and Equivalents 6.94

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:Black Creek Investment Management Inc.

January 2012 $1,448,277

23.04%

Quick facts:


This Fund may be suitable for contractholders if they:• want a global capital growth fund• are investing for the medium and/or long term





Investment 3.33% $23.59 59,252

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Black Creek Global Leaders Segregated Fund


9


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Black Creek Global Leaders Segregated Fund


10

The Fund invests in the Black Creek International Equity Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsBlack Creek International Equity Corporate Class 71.84 Cash and Equivalents ICICI Bank Ltd Kunlun Energy Co Ltd Heidelbergcement AG Aryzta AG Cap Gemini SA Sinopharm Group Co Ltd Galp Energia SGPS SA Koninklijke Boskalis Westminster NV Lloyds Banking Group PLCSignature Corporate Bond Corporate Class 27.59Cash and Equivalents 0.57Total 100.00


Average return



This chart shows how the Fund has performed in each of the past five years. In the past five years, the Fund was up in value four years and down in value one year.


How risky is it?


LowLow to


%

International Equity 67.91Foreign Bonds 13.28Domestic Bonds 10.92Cash and Equivalents 6.23Canadian Equity 0.76US Equity 0.73Other 0.17

% Assets





Income 2.56% $19.53 126,336




Date Fund created:

Managed by:



January 2012 $3,674,674

39.22%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Black Creek International Equity Segregated Bundle


11


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Black Creek International Equity Segregated Bundle


12

The Fund invests in the Black Creek International Equity Corporate Class. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 5.22ICICI Bank Ltd 5.02Kunlun Energy Co Ltd 4.49Heidelbergcement AG 4.34Aryzta AG 4.17Cap Gemini SA 4.13Sinopharm Group Co Ltd 4.09Galp Energia SGPS SA 4.05Koninklijke Boskalis Westminster NV 3.93Lloyds Banking Group PLC 3.92Total 43.36


Average return



This chart shows how the Fund has performed in each of the past five years. In the past five years, the Fund was up in value three years and down in value two years.


How risky is it?


LowLow to


%

International Equity 94.78Cash and Equivalents 5.22

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:Black Creek Investment Management Inc.

January 2012 $464,586

42.16%

Quick facts:


This Fund may be suitable for contractholders if they:• want a long-term capital growth fund that invests outside of

North America• are investing for the medium and/or long term





Investment 3.35% $20.60 20,160

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Black Creek International Equity Segregated Fund


13


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Black Creek International Equity Segregated Fund


14

The Fund invests in the Cambridge American Equity Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsCambridge American Equity Corporate Class 81.50 Cash and Equivalents Walgreens Boots Alliance Inc Athene Holding Ltd Symantec Corp Crown Holdings Inc Broadcom Ltd Middleby Corp Store Capital Corp Praxair Inc Fluor CorpSignature Corporate Bond Corporate Class 18.31Cash and Equivalents 0.19Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 47.66Cash and Equivalents 19.65International Equity 10.27Foreign Bonds 8.81Domestic Bonds 7.25Canadian Equity 4.67Other 1.69

% Assets





Income 2.53% $18.97 261,061




Date Fund created:

Managed by:



January 2012 $6,855,610

41.39%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge American Equity Segregated Bundle


15


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge American Equity Segregated Bundle


16

The Fund invests in the Cambridge American Equity Corporate Class. The Underlying Fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 22.61Walgreens Boots Alliance Inc 5.44Athene Holding Ltd 5.22Symantec Corp 4.27Crown Holdings Inc 3.85Broadcom Ltd 3.76Middleby Corp 3.59Store Capital Corp 3.55Praxair Inc 2.98Fluor Corp 2.91Total 58.18


Average return





How risky is it?


LowLow to


%

US Equity 57.88Cash and Equivalents 22.61International Equity 12.45Canadian Equity 5.11Income Trust Units 1.95

% Assets




Date Fund created:

Managed by:



January 2012 $1,064,510

23.74%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in U.S. companies with growth potential• are investing for the medium and/or long term





Investment 3.30% $19.64 51,825

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge American Equity Segregated Fund


17


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge American Equity Segregated Fund


18

The Fund invests in the Cambridge Asset Allocation Corporate Class. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCambridge Bond Fund 29.50Cambridge Canadian Short-Term Bond Pool 16.69Cash and Equivalents 5.11Cambridge Premium Yield Pool 4.02Walgreens Boots Alliance Inc 2.45Athene Holding Ltd 2.35Tourmaline Oil Corp 2.17Canadian Natural Resources Ltd 2.10Franco-Nevada Corp 1.89George Weston Ltd 1.88Total 68.16


Average return



This chart shows how the Fund has performed in each of the past seven years. In the past seven years, the Fund was up in value six years and down in value one year.


How risky is it?


LowLow to


%

Domestic Bonds 41.07Canadian Equity 20.78US Equity 17.58Cash and Equivalents 8.86International Equity 6.50Foreign Bonds 5.09Other 0.12

% Assets




Investment / Estate 2.89% $16.15 1,524,556

Income 2.54% $16.32 3,201,961




Date Fund created:

Managed by:


Portfolio turnover rate:CI Global Investments Inc.

September 2010 $83,968,090

9.65%

Quick facts:


This Fund may be suitable for contractholders if they:• want combined income and growth• are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Canadian Asset Allocation Segregated Fund


19


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Canadian Asset Allocation Segregated Fund


20

The Fund invests in the Cambridge Canadian Equity Corporate Class and Select Income Managed Corporate Class. The Underlying Funds are combined to hold about 55% in shares and 45% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsCambridge Canadian Equity Corporate Class 59.77 Cash and Equivalents Walgreens Boots Alliance Inc Athene Holding Ltd Canadian Natural Resources Ltd Tourmaline Oil Corp Franco-Nevada Corp George Weston Ltd Praxair Inc Keyera Corp Exelon CorpSelect Income Managed Corporate Class 40.22Cash and Equivalents 0.01Total 100.00


Average return


This section tells you how the Fund did in the past. A person who invested $1,000 in the Investment Class Fund in April 2011 would have $1,583.84 in December 2017. This works out to an average of 7.09% a year. The returns are after the MER has been deducted. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past six years. In the past six years, the Fund was up in value six years.


How risky is it?


LowLow to


%

Canadian Equity 23.76US Equity 20.55Domestic Bonds 16.87Cash and Equivalents 15.10Foreign Bonds 12.81International Equity 8.05Other 2.86

% Assets





Income 2.50% $16.19 383,062




Date Fund created:

Managed by:



April 2011 $9,242,643

47.05%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity and income

securities designed for steady, long-term growth• are investing for the medium and/or long term

Class option Investment Estate IncomeMinimum investment per Contract: No new Contracts No new Contracts No new ContractsMinimum investment per Fund: $500 $500 $500Minimum investment additional purchases: $100 $100 $100Monthly minimum of pre-authorized chequing: $50 $50 $50

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Canadian Equity Low Volatility Segregated Bundle


21


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Canadian Equity Low Volatility Segregated Bundle


22

The Fund invests in the Cambridge Canadian Equity Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsCambridge Canadian Equity Corporate Class 83.42 Cash and Equivalents Walgreens Boots Alliance Inc Athene Holding Ltd Canadian Natural Resources Ltd Tourmaline Oil Corp Franco-Nevada Corp George Weston Ltd Praxair Inc Keyera Corp Exelon CorpSignature Corporate Bond Corporate Class 15.69Cash and Equivalents 0.89Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 31.56US Equity 27.02Cash and Equivalents 17.80International Equity 9.78Foreign Bonds 7.55Domestic Bonds 6.21Other 0.08

% Assets





Income 2.51% $20.92 2,041,280




Date Fund created:

Managed by:



September 2010 $63,613,846

44.22%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Canadian Equity Segregated Bundle


23


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Canadian Equity Segregated Bundle


24

The Fund invests in the Cambridge Canadian Equity Corporate Class. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 19.21Walgreens Boots Alliance Inc 4.55Athene Holding Ltd 4.33Canadian Natural Resources Ltd 3.91Tourmaline Oil Corp 3.87Franco-Nevada Corp 3.51George Weston Ltd 3.49Praxair Inc 3.23Keyera Corp 3.10Exelon Corp 3.05Total 52.25


Average return



This chart shows how the Fund has performed in each of the past seven years. In the past seven years, the Fund was up in value five years and down in value two years.


How risky is it?


LowLow to


%

Canadian Equity 37.31US Equity 31.89Cash and Equivalents 19.21International Equity 11.59

% Assets




Date Fund created:

Managed by:



September 2010 $3,393,453

6.45%

Quick facts:


This Fund may be suitable for contractholders if they:• want a core Canadian equity fund• are investing for the medium and/or long term





Investment 3.29% $20.37 165,507

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Canadian Equity Segregated Fund


25


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Canadian Equity Segregated Fund


26

The Fund invests in the Cambridge Global Equity Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsCambridge Global Equity Corporate Class 81.65 Cash and Equivalents Athene Holding Ltd Walgreens Boots Alliance Inc Broadcom Ltd Middleby Corp Alphabet Inc Exelon Corp Praxair Inc Melrose Industries PLC Symantec CorpSignature Corporate Bond Corporate Class 17.68Cash and Equivalents 0.67Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 34.57International Equity 28.35Cash and Equivalents 13.23Foreign Bonds 8.50Canadian Equity 8.24Domestic Bonds 6.98Other 0.13

% Assets





Income 2.50% $18.05 2,412,337




Date Fund created:

Managed by:



September 2010 $57,190,867

42.23%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Global Equity Segregated Bundle


27


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Global Equity Segregated Bundle


28

The Fund invests in the Cambridge Global Equity Corporate Class. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 14.16Athene Holding Ltd 5.32Walgreens Boots Alliance Inc 5.13Broadcom Ltd 3.38Middleby Corp 3.35Alphabet Inc 3.34Exelon Corp 3.32Praxair Inc 3.31Melrose Industries PLC 3.21Symantec Corp 3.15Total 47.67


Average return





How risky is it?


LowLow to


%

US Equity 41.77International Equity 34.57Cash and Equivalents 14.16Canadian Equity 9.50

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:CI Global Investments Inc. and CI Investments Inc.

September 2010 $2,733,735

8.13%

Quick facts:


This Fund may be suitable for contractholders if they:• want a core foreign equity fund• are investing for the medium and/or long term





Investment 3.30% $19.08 142,154

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Global Equity Segregated Fund


29


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Global Equity Segregated Fund


30

The Fund invests in the Cambridge Canadian Equity Corporate Class and Signature High Income Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsCambridge Canadian Equity Corporate Class 58.46 Cash and Equivalents Walgreens Boots Alliance Inc Athene Holding Ltd Canadian Natural Resources Ltd Tourmaline Oil Corp Franco-Nevada Corp George Weston Ltd Praxair Inc Keyera Corp Exelon CorpSignature High Income Corporate Class 41.39Cash and Equivalents 0.15Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 28.39US Equity 26.46Foreign Bonds 15.15Cash and Equivalents 12.77International Equity 10.74Income Trust Units 4.49Domestic Bonds 2.00

% Assets





Income 2.51% $19.34 5,140,163




Date Fund created:

Managed by:



September 2010 $112,872,078

70.47%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Segregated Diversified Bundle


31


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Cambridge Segregated Diversified Bundle


32

The Fund invests in the CI Canadian Investment Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsCI Canadian Investment Corporate Class 72.06 Royal Bank of Canada Cash and Equivalents Bank of Nova Scotia Toronto-Dominion Bank DowDuPont Inc Manulife Financial Corp Pfizer Inc Canadian Natural Resources Ltd Willis Towers Watson PLC Gilead Sciences IncSignature Corporate Bond Corporate Class 27.15Cash and Equivalents 0.79Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 38.68US Equity 25.53Foreign Bonds 13.07Domestic Bonds 10.75Cash and Equivalents 6.11International Equity 4.74Other 1.12

% Assets





Income 2.49% $15.19 1,428,921




Date Fund created:

Managed by:



September 2010 $30,244,007

31.74%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Canadian Investment Segregated Bundle


33


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Canadian Investment Segregated Bundle


34

The Fund invests in the CI Canadian Investment Corporate Class. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsRoyal Bank of Canada 5.47Cash and Equivalents 5.27Bank of Nova Scotia 3.80Toronto-Dominion Bank 3.75DowDuPont Inc 2.79Manulife Financial Corp 2.71Pfizer Inc 2.57Canadian Natural Resources Ltd 2.53Willis Towers Watson PLC 2.49Gilead Sciences Inc 2.44Total 33.82


Average return





How risky is it?


LowLow to


%

Canadian Equity 52.63US Equity 34.43International Equity 6.33Cash and Equivalents 5.27Income Trust Units 1.34

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:CI Investments Inc. and Altrinsic Global Advisors, LLC

September 2010 $4,350,592

7.44%

Quick facts:


This Fund may be suitable for contractholders if they:• want a core Canadian equity fund • are investing for the medium and/or long term





Investment 3.25% $14.56 297,479

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Canadian Investment Segregated Fund


35


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Canadian Investment Segregated Fund


36

The Fund invests in the Signature Global Equity Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSignature Global Equity Corporate Class 70.97 Cash and Equivalents Synchrony Financial Wells Fargo & Co Sony Corp Apple Inc Royal Dutch Shell PLC Micron Technology Inc Statoil ASA Discover Financial Services Samsung Electronics Co LtdSignature Corporate Bond Corporate Class 28.51Cash and Equivalents 0.52Total 100.00


Average return





How risky is it?


LowLow to


%

International Equity 31.99US Equity 30.17Foreign Bonds 13.72Domestic Bonds 11.29Cash and Equivalents 7.45Other 2.91Canadian Equity 2.47

% Assets





Income 2.53% $18.04 134,851




Date Fund created:

Managed by:



September 2010 $4,947,836

30.23%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Global Segregated Bundle


37


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Global Segregated Bundle


38

The Fund invests in the Signature Global Equity Corporate Class. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 7.52Synchrony Financial 4.93Wells Fargo & Co 2.81Sony Corp 2.36Apple Inc 2.12Royal Dutch Shell PLC 1.92Micron Technology Inc 1.86Statoil ASA 1.84Discover Financial Services 1.77Samsung Electronics Co Ltd 1.65Total 28.78


Average return





How risky is it?


LowLow to


%

International Equity 44.82US Equity 41.44Cash and Equivalents 7.52Other 3.84Canadian Equity 2.38

% Assets




Date Fund created:

Managed by:



September 2010 $215,203

5.26%

Quick facts:


This Fund may be suitable for contractholders if they:• want a core foreign equity fund • are investing for the medium and/or long term





Investment 3.27% $18.88 10,229

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Global Segregated Fund


39


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Global Segregated Fund


40

The Fund invests in the CI Global Value Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsCI Global Value Corporate Class 71.41 Cash and Equivalents Chubb Ltd Vodafone Group PLC PepsiCo Inc GlaxoSmithKline PLC Heineken NV Intercontinental Exchange Inc XL Group Ltd Aon PLC Medtronic IncSignature Corporate Bond Corporate Class 28.32Cash and Equivalents 0.27Total 100.00


Average return





How risky is it?


LowLow to


%

International Equity 41.96US Equity 26.39Foreign Bonds 13.63Domestic Bonds 11.20Cash and Equivalents 4.94Canadian Equity 1.71Other 0.17

% Assets





Income 2.51% $17.47 20,400




Date Fund created:

Managed by:



September 2010 $446,872

11.72%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Global Value Segregated Bundle


41


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Global Value Segregated Bundle


42

The Fund invests in the CI Global Value Corporate Class. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 4.31Chubb Ltd 2.75Vodafone Group PLC 2.49PepsiCo Inc 2.40GlaxoSmithKline PLC 2.28Heineken NV 2.26Intercontinental Exchange Inc 2.26XL Group Ltd 2.06Aon PLC 2.03Medtronic Inc 2.00Total 24.84


Average return





How risky is it?


LowLow to


%

International Equity 58.49US Equity 35.90Cash and Equivalents 4.31Canadian Equity 1.30

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:Altrinsic Global Advisors, LLC

September 2010 $30,895

3.64%

Quick facts:



Class option Investment Estate IncomeMinimum investment per Contract: No new Contracts N/A N/AMinimum investment per Fund: $500 N/A N/AMinimum investment additional purchases: $100 N/A N/AMonthly minimum of pre-authorized chequing: $50 N/A N/A




Investment 3.36% $18.60 1,661

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Global Value Segregated Fund


43


Sales charges





Fee What you pay



Other fees



a commission.














charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Global Value Segregated Fund



44

The Fund invests in the Harbour Global Equity Corporate Class. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 16.91Oracle Corp 3.91Pfizer Inc 3.85Citigroup Inc 3.69DowDuPont Inc 3.46EOG Resources Inc 3.45Gilead Sciences Inc 3.39Cie Generale des Etablissmts Michelin SCA 3.36Millicom International Cellular SA 3.13Symantec Corp 3.01Total 48.16


Average return





How risky is it?


LowLow to


%

US Equity 51.99International Equity 21.41Cash and Equivalents 16.91Canadian Equity 7.17Income Trust Units 2.52

% Assets




Date Fund created:

Managed by:



September 2010 $1,342,272

11.92%

Quick facts:







Investment 3.28% $15.39 86,048

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Foreign Equity Segregated Fund


45


Sales charges





Fee What you pay



Other fees



a commission.














charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Foreign Equity Segregated Fund


46


The Fund invests in the Harbour Global Growth & Income Corporate Class. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 9.02JPMorgan Chase & Co 3.23Bank of America Corp 3.03Microsoft Corp 2.65Heidelbergcement AG 2.50NexGen Energy Ltd 2.45Sony Corp 2.36Caterpillar Inc 2.36PNC Financial Services Group Inc 1.98Softbank Corp 1.91Total 31.49


Average return





How risky is it?


LowLow to


%

International Equity 34.20US Equity 27.51Canadian Equity 11.79Domestic Bonds 10.10Cash and Equivalents 9.02Foreign Bonds 7.38

% Assets





Income 2.54% $18.78 746,837




Date Fund created:

Managed by:


Portfolio turnover rate:CI Investments Inc. & Marret Asset Management Inc.

September 2010 $18,575,809

9.71%

Quick facts:


This Fund may be suitable for contractholders if they:• want both equity and fixed income securities in a single fund

and prefer to have the portfolio advisor make the asset mix decisions

• are investing for the medium term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Foreign Growth & Income Segregated Fund


47


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Foreign Growth & Income Segregated Fund


48

The Fund invests in the Harbour Growth & Income Fund. The Underlying Fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsRoyal Bank of Canada 3.66United States Treasury 2.25% 15-Nov-2027 3.02Bank of America Corp 3.00Lundin Mining Corp 2.96Fairfax India Holdings Corp 2.82Canada Government 4.25% 01-Dec-2021 2.82Toronto-Dominion Bank 2.80JPMorgan Chase & Co 2.73Northland Power Inc 2.66Suncor Energy Inc 2.59Total 29.06


Average return





How risky is it?


LowLow to


%

Canadian Equity 41.10Domestic Bonds 26.01US Equity 16.33International Equity 8.63Foreign Bonds 6.34Cash and Equivalents 1.52Other 0.07

% Assets





Income 2.52% $13.56 1,969,203




Date Fund created:

Managed by:



September 2010 $46,724,157

9.49%

Quick facts:




• are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Growth & Income Segregated Fund


49


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Growth & Income Segregated Fund


50

The Fund invests in the Harbour Corporate Class and Select Income Managed Corporate Class. The Underlying Funds are combined to hold about 55% in shares and 45% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsHarbour Corporate Class 56.88 Cash and Equivalents Royal Bank of Canada Toronto-Dominion Bank Bank of Nova Scotia Brookfield Asset Management Inc DowDuPont Inc Pfizer Inc Northland Power Inc Vermilion Energy Inc Gilead Sciences IncSelect Income Managed Corporate Class 42.99Cash and Equivalents 0.13Total 100.00


Average return



This chart shows how the Fund has performed in each of the past six years. In the past six years, the Fund was up in value five years and down in value one year.


How risky is it?


LowLow to


%

Canadian Equity 30.27Domestic Bonds 18.04US Equity 16.63Foreign Bonds 13.69Cash and Equivalents 13.46International Equity 4.86Other 3.05

% Assets





Income 2.51% $11.96 201,667




Date Fund created:

Managed by:



April 2011 $2,753,248

27.41%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Low Volatility Segregated Bundle


51


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Low Volatility Segregated Bundle


52

The Fund invests in the Harbour Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsHarbour Corporate Class 79.84 Cash and Equivalents Royal Bank of Canada Toronto-Dominion Bank Bank of Nova Scotia Brookfield Asset Management Inc DowDuPont Inc Pfizer Inc Northland Power Inc Vermilion Energy Inc Gilead Sciences IncSignature Corporate Bond Corporate Class 19.39Cash and Equivalents 0.77Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 40.85US Equity 21.61Cash and Equivalents 15.16Foreign Bonds 9.32Domestic Bonds 7.68International Equity 5.26Other 0.12

% Assets





Income 2.51% $13.02 3,071,475




Date Fund created:

Managed by:



September 2010 $55,352,193

25.77%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Segregated Bundle


53


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Segregated Bundle


54

The Fund invests in the Harbour Corporate Class and Signature High Income Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsHarbour Corporate Class 51.99 Cash and Equivalents Royal Bank of Canada Toronto-Dominion Bank Bank of Nova Scotia Brookfield Asset Management Inc DowDuPont Inc Pfizer Inc Northland Power Inc Vermilion Energy Inc Gilead Sciences IncSignature High Income Corporate Class 47.52Cash and Equivalents 0.49Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 33.79US Equity 22.72Foreign Bonds 17.39Cash and Equivalents 10.75International Equity 7.90Income Trust Units 5.16Domestic Bonds 2.29

% Assets





Income 2.50% $13.52 3,140,154




Date Fund created:

Managed by:



September 2010 $49,111,688

47.90%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Segregated Diversified Bundle


55


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Segregated Diversified Bundle


56

The Fund invests in the Harbour Corporate Class. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 16.65Royal Bank of Canada 5.75Toronto-Dominion Bank 5.31Bank of Nova Scotia 4.17Brookfield Asset Management Inc 3.68DowDuPont Inc 2.83Pfizer Inc 2.59Northland Power Inc 2.54Vermilion Energy Inc 2.50Gilead Sciences Inc 2.50Total 48.52


Average return



This chart shows how the Fund has performed in each of the past seven years. In the past seven years, the Fund was up in value four years and down in value three years.


How risky is it?


LowLow to


%

Canadian Equity 50.49US Equity 26.43Cash and Equivalents 16.65International Equity 6.43

% Assets




Date Fund created:

Managed by:



September 2010 $4,644,428

0.95%

Quick facts:


This Fund may be suitable for contractholders if they:• want a core Canadian equity fund • are investing for the medium and/or long term





Investment 3.26% $12.04 384,633

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Segregated Fund


57


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Harbour Segregated Fund


58

The Fund invests in the CI International Value Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsCI International Value Corporate Class 70.86 Cash and Equivalents Chubb Ltd Heineken NV GlaxoSmithKline PLC Vodafone Group PLC Linde AG Aon PLC Tokio Marine Holdings Inc Mitsubishi UFJ Financial Group Inc Sumitomo Mitsui Trust Holdings IncSignature Corporate Bond Corporate Class 28.91Cash and Equivalents 0.23Total 100.00


Average return





How risky is it?


LowLow to


%

International Equity 62.63Foreign Bonds 13.91Domestic Bonds 11.44Cash and Equivalents 5.19US Equity 4.88Canadian Equity 1.78Other 0.17

% Assets





Income 2.58% $15.96 34,656




Date Fund created:

Managed by:



September 2010 $624,566

11.73%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI International Value Segregated Bundle


59


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI International Value Segregated Bundle


60

The Fund invests in the CI International Value Corporate Class. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 4.69Chubb Ltd 3.05Heineken NV 2.76GlaxoSmithKline PLC 2.68Vodafone Group PLC 2.68Linde AG 2.64Aon PLC 2.47Tokio Marine Holdings Inc 2.43Mitsubishi UFJ Financial Group Inc 2.34Sumitomo Mitsui Trust Holdings Inc 2.33Total 28.07


Average return





How risky is it?


LowLow to


%


% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:Altrinsic Global Advisors, LLC


5.05%

Quick facts:







Investment 3.35% $16.54 5,900

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI International Value Segregated Fund


61


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI International Value Segregated Fund


62

The Fund invests in the CI Money Market Fund. The Underlying Fund invests mostly in short-term debt that mature in less than 365 days.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 97.17Royal Bank of Canada FRN 09-Apr-2019 2.11Daimler Canada Finance Inc FRN 24-Feb-2020 0.51Toyota Credit Canada Inc FRN 13-Oct-2020 0.21Total 100.00


Average return


This section tells you how the Fund did in the past. A person who invested $1,000 in the Investment Class Fund in September 2010 would have $989.12 in December 2017. This works out to an average of -0.15% a year. The returns are after the MER has been deducted. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past seven years. In the past seven years, the Fund was up in value two years and down in value five years.


How risky is it?


LowLow to


%

Cash and Equivalents 97.17Domestic Bonds 2.83

% Assets





Income 1.27% $9.97 769,259




Date Fund created:

Managed by:



September 2010 $13,623,423

133.93%

Quick facts:


This Fund may be suitable for contractholders if they:• want to earn income • are investing for the short term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Money Market Segregated Fund


63


Sales charges





Fee What you pay



Other fees



a commission.









Annual servicing commission rate DSC: 0.00% ISC: 0.00% to 0.25%






charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Money Market Segregated Fund


64

The Fund invests in the Select Income Managed Corporate Class. The Underlying Fund invests mostly in bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 6.98Canada Government 1.00% 01-Jun-2027 5.35SPDR Gold Trust ETF (GLD) 3.78Canada Government 1.00% 01-Sep-2022 2.59iShares 20+ Year Treasury Bond ETF (TLT) 2.11United States Treasury 2.25% 15-Aug-2027 1.90Ontario Province 2.85% 02-Jun-2023 1.79Ontario Province 3.50% 02-Jun-2024 1.52Ontario Province 2.40% 02-Jun-2026 1.40Ontario Province 2.60% 02-Jun-2025 1.28Total 28.70


Average return





How risky is it?


LowLow to


%

Domestic Bonds 42.86Foreign Bonds 32.53Other 7.30Cash and Equivalents 6.98US Equity 3.78Canadian Equity 3.69International Equity 2.86

% Assets





Income 2.51% $12.22 1,773,994




Date Fund created:

Managed by:



April 2011 $35,516,115

11.89%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in fixed income• are investing for the short and/or medium term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Select Income Managed Segregated Fund


65


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Select Income Managed Segregated Fund


66

The Fund invests in the Signature Canadian Balanced Fund. The Underlying Fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 10.56Bank of Nova Scotia 3.47Manulife Financial Corp 3.21Toronto-Dominion Bank 3.09SPDR Gold Trust ETF (GLD) 1.93Suncor Energy Inc 1.88Encana Corp 1.66Samsung Electronics Co Ltd 1.61Sony Corp 1.56Synchrony Financial 1.52Total 30.49


Average return





How risky is it?


LowLow to


%

Canadian Equity 32.05Domestic Bonds 20.48US Equity 15.60International Equity 15.59Cash and Equivalents 10.56Other 4.21Foreign Bonds 1.51

% Assets





Income 2.53% $15.44 1,224,899




Date Fund created:

Managed by:



September 2010 $28,520,014

12.53%

Quick facts:






Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Canadian Balanced Segregated Fund


67


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Canadian Balanced Segregated Fund


68

The Fund invests in the Signature Canadian Bond Fund. The Underlying Fund invests mostly in Canadian bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsOntario Province 2.85% 02-Jun-2023 5.71Canada Government 1.00% 01-Sep-2022 4.93Ontario Province 3.50% 02-Jun-2024 4.83Ontario Province 2.40% 02-Jun-2026 4.47Ontario Province 2.60% 02-Jun-2025 4.07Cash and Equivalents 3.89Quebec Province 2.50% 01-Sep-2026 3.59Quebec Province 3.00% 01-Sep-2023 3.57Quebec Province 3.75% 01-Sep-2024 3.33Ontario Province 2.80% 02-Jun-2048 2.91Total 41.30


Average return





How risky is it?


LowLow to


%

Domestic Bonds 85.75Foreign Bonds 6.40Cash and Equivalents 3.89Other 3.74International Equity 0.22

% Assets





Income N/A N/A N/A




Date Fund created:

Managed by:



September 2010 $7,062,978

6.07%

Quick facts:



Class option Investment Estate IncomeMinimum investment per Contract: No new Contracts No new Contracts No new ContractsMinimum investment per Fund: $500 $500 N/AMinimum investment additional purchases: $100 $100 N/AMonthly minimum of pre-authorized chequing: $50 $50 N/AIf you invest more than $100,000, some of the fees you need to pay may be lowered. Ask your advisor or refer to Sections 10, 11 and 15 of the Contract and Section I-7.6 of the Information Folder for details.

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Canadian Bond Segregated Fund


69


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Canadian Bond Segregated Fund


70

The Fund invests in the Signature Corporate Bond Fund. The Underlying Fund invests mostly in bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 4.73Credit Suisse Group AG FRN PERP 0.74GMAC Capital Trust I 0.59Lloyds Banking Group PLC FRN PERP 0.59Lincoln National Corp FRN 17-May-2066 0.55Goldman Sachs Group Inc FRN PERP 0.53CIBC Capital Trust FRN 30-Jun-2108 0.52Royal Bank of Canada 2.03% 15-Mar-2021 0.52Intarcia Therapeutics Inc FRN 15-Apr-2031 0.51Citigroup Inc FRN PERP 0.51Total 9.79


Average return





How risky is it?


LowLow to


%

Foreign Bonds 48.57Domestic Bonds 39.93Cash and Equivalents 4.73Canadian Equity 2.77US Equity 2.69International Equity 0.67Other 0.64

% Assets





Income N/A N/A N/A




Date Fund created:

Managed by:



September 2010 $6,808,581

15.81%

Quick facts:


This Fund may be suitable for contractholders if they:• want to receive income• are investing for the medium term

Class option Investment Estate IncomeMinimum investment per Contract: No new Contracts No new Contracts No new ContractsMinimum investment per Fund: $500 $500 N/AMinimum investment additional purchases: $100 $100 N/AMonthly minimum of pre-authorized chequing: $50 $50 N/AIf you invest more than $100,000, some of the fees you need to pay may be lowered. Ask your advisor or refer to Sections 10, 11 and 15 of the Contract and Section I-7.6 of the Information Folder for details.

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Corporate Bond Segregated Fund


71


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Corporate Bond Segregated Fund


72

The Fund invests in the Signature Diversified Yield Corporate Class. The Underlying Fund invests mostly in bonds and shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsWells Fargo & Co 2.36Williams Cos Inc 2.28Singapore Telecommunications Ltd 2.17Pembina Pipeline Corp 2.08Macquarie Atlas Roads Group 2.06Brookfield Asset Management Inc 1.86Cash and Equivalents 1.83Cheniere Energy Inc 1.69Sydney Airport Holdings Ltd 1.55Royal Dutch Shell PLC 1.48Total 19.36


Average return





How risky is it?


LowLow to


%

Foreign Bonds 40.59US Equity 22.27International Equity 15.67Income Trust Units 8.39Canadian Equity 8.31Domestic Bonds 2.81Other 1.96

% Assets





Income 2.52% $14.24 3,254,664




Date Fund created:

Managed by:



September 2010 $71,892,846

8.86%

Quick facts:


This Fund may be suitable for contractholders if they:• want to receive income• are investing for the medium term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Diversified Yield Segregated Fund


73


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Diversified Yield Segregated Fund


74

The Fund invests in the Signature Dividend Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSignature Dividend Corporate Class 69.83 Cash and Equivalents Manulife Financial Corp Enbridge Inc Synchrony Financial Bank of Nova Scotia Altria Group Inc Pfizer Inc Roche Holding AG Nestle SA Toronto-Dominion BankSignature Corporate Bond Corporate Class 29.97Cash and Equivalents 0.20Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 36.09US Equity 18.10International Equity 14.65Foreign Bonds 14.42Domestic Bonds 11.85Cash and Equivalents 4.00Other 0.89

% Assets





Income 2.51% $15.80 2,341,343




Date Fund created:

Managed by:



September 2010 $47,595,406

19.43%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Dividend Segregated Bundle


75


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Dividend Segregated Bundle


76

The Fund invests in the Signature Dividend Corporate Class. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 3.02Manulife Financial Corp 2.70Enbridge Inc 2.23Synchrony Financial 2.01Bank of Nova Scotia 1.97Altria Group Inc 1.46Pfizer Inc 1.40Roche Holding AG 1.35Nestle SA 1.35Toronto-Dominion Bank 1.32Total 18.81


Average return





How risky is it?


LowLow to


%

Canadian Equity 50.51US Equity 24.78International Equity 20.70Cash and Equivalents 3.02Other 0.99

% Assets




Date Fund created:

Managed by:



September 2010 $4,370,000

11.59%

Quick facts:


This Fund may be suitable for contractholders if they:• want to earn dividend income• are investing for the medium and/or long term





Investment 2.90% $16.00 254,527

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Dividend Segregated Fund


77


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Dividend Segregated Fund


78

The Fund invests in the Signature Global Income & Growth Fund. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 9.20Synchrony Financial 3.41SPDR Gold Trust ETF (GLD) 3.05Wells Fargo & Co 1.94Sony Corp 1.60Apple Inc 1.41Royal Dutch Shell PLC 1.31Samsung Electronics Co Ltd 1.30Micron Technology Inc 1.28Statoil ASA 1.25Total 25.75


Average return





How risky is it?


LowLow to


%

International Equity 30.94US Equity 29.56Foreign Bonds 15.87Other 12.05Cash and Equivalents 9.20Canadian Equity 1.64Domestic Bonds 0.74

% Assets





Income 2.53% $17.56 1,651,779




Date Fund created:

Managed by:



September 2010 $43,394,426

12.21%

Quick facts:


This Fund may be suitable for contractholders if they:• want both foreign equity and fixed income securities in a single

fund and prefer to have the portfolio advisor make the asset mix decisions



Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Global Income & Growth Segregated Fund


79


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Global Income & Growth Segregated Fund


80

The Fund invests in the Signature High Income Fund. The Underlying Fund invests mostly in shares and Canadian bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 3.19Singapore Telecommunications Ltd 2.42Wells Fargo & Co 2.32Williams Cos Inc 2.05Transurban Group 2.03Pembina Pipeline Corp 1.99Colony NorthStar Inc 1.81Brookfield Asset Management Inc 1.75Cheniere Energy Inc 1.66Royal Dutch Shell PLC 1.45Total 20.67


Average return





How risky is it?


LowLow to


%

Foreign Bonds 36.66US Equity 18.92Canadian Equity 16.02Income Trust Units 10.87International Equity 9.61Domestic Bonds 4.82Other 3.10

% Assets





Income 2.50% $14.62 7,931,319




Date Fund created:

Managed by:



September 2010 $191,190,632

8.51%

Quick facts:


This Fund may be suitable for contractholders if they:• want to receive income• are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature High Income Segregated Fund


81


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature High Income Segregated Fund


82

The Fund invests in the Signature Income & Growth Fund. The Underlying Fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 5.95Bank of Nova Scotia 3.54Manulife Financial Corp 3.24Toronto-Dominion Bank 3.11SPDR Gold Trust ETF (GLD) 1.95Suncor Energy Inc 1.90Encana Corp 1.67Sony Corp 1.56Synchrony Financial 1.53Enbridge Inc 1.52Total 25.97


Average return





How risky is it?


LowLow to


%

Canadian Equity 34.64US Equity 16.19International Equity 15.35Domestic Bonds 15.07Foreign Bonds 8.81Cash and Equivalents 5.95Other 3.99

% Assets





Income 2.50% $16.16 3,767,056




Date Fund created:

Managed by:



September 2010 $95,603,846

14.17%

Quick facts:


This Fund may be suitable for contractholders if they:• want income while preserving capital • are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Income & Growth Segregated Fund


83


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Income & Growth Segregated Fund


84

The Fund invests in the Signature Select Canadian Corporate Class and Select Income Managed Corporate Class. The Underlying Funds are combined to hold about 55% in shares and 45% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSelect Income Managed Corporate Class 50.56 Cash and Equivalents Canada Government 1.00% 01-Jun-2027 SPDR Gold Trust ETF (GLD) Canada Government 1.00% 01-Sep-2022 iShares 20+ Year Treasury Bond ETF (TLT) United States Treasury 2.25% 15-Aug-2027 Ontario Province 2.85% 02-Jun-2023 Ontario Province 3.50% 02-Jun-2024 Ontario Province 2.40% 02-Jun-2026 Ontario Province 2.60% 02-Jun-2025Signature Select Canadian Corporate Class 49.44Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 27.91Domestic Bonds 21.23Foreign Bonds 16.09US Equity 12.65International Equity 11.00Cash and Equivalents 6.38Other 4.74

% Assets





Income 2.53% $14.46 395,796




Date Fund created:

Managed by:



April 2011 $7,801,358

23.42%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Select Canadian Low Volatility Segregated Bundle


85


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Select Canadian Low Volatility Segregated Bundle


86

The Fund invests in the Signature Select Canadian Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSignature Select Canadian Corporate Class 70.32 Bank of Nova Scotia Manulife Financial Corp Toronto-Dominion Bank Cash and Equivalents Suncor Energy Inc Canadian Natural Resources Ltd Encana Corp Synchrony Financial Enbridge Inc Canadian Imperial Bank of CommerceSignature Corporate Bond Corporate Class 29.01Cash and Equivalents 0.67Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 37.91US Equity 16.10Foreign Bonds 13.96International Equity 13.82Domestic Bonds 11.48Cash and Equivalents 4.92Other 1.81

% Assets





Income 2.51% $17.09 3,884,396




Date Fund created:

Managed by:



September 2010 $89,374,485

23.08%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Select Canadian Segregated Bundle


87


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Select Canadian Segregated Bundle


88

The Fund invests in the Signature Select Canadian Corporate Class. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsBank of Nova Scotia 5.24Manulife Financial Corp 4.73Toronto-Dominion Bank 4.60Cash and Equivalents 3.73Suncor Energy Inc 2.85Canadian Natural Resources Ltd 2.53Encana Corp 2.45Synchrony Financial 2.30Enbridge Inc 2.26Canadian Imperial Bank of Commerce 2.13Total 32.82


Average return





How risky is it?


LowLow to


%

Canadian Equity 52.77US Equity 21.80International Equity 19.37Cash and Equivalents 3.73Other 1.26Income Trust Units 1.07

% Assets




Date Fund created:

Managed by:



September 2010 $6,957,558

11.33%

Quick facts:


This Fund may be suitable for contractholders if they:• want a Canadian equity fund• are investing for the medium and/or long term





Investment 3.29% $16.87 411,286

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Select Canadian Segregated Fund


89


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Signature Select Canadian Segregated Fund


90

The Fund invests in the Synergy American Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSynergy American Corporate Class 71.20 Cash and Equivalents Apple Inc Microsoft Corp Alphabet Inc UnitedHealth Group Inc Zoetis Inc JPMorgan Chase & Co Bank of America Corp NextEra Energy Inc Salesforce.com IncSignature Corporate Bond Corporate Class 28.48Cash and Equivalents 0.32Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 66.68Foreign Bonds 13.71Domestic Bonds 11.28Cash and Equivalents 5.37International Equity 1.59Canadian Equity 1.22Other 0.15

% Assets





Income 2.57% $21.11 22,364




Date Fund created:

Managed by:



September 2010 $697,088

12.53%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy American Segregated Bundle


91


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy American Segregated Bundle


92

The Fund invests in the Synergy American Corporate Class. The Underlying Fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 4.84Apple Inc 3.80Microsoft Corp 3.20Alphabet Inc 2.73UnitedHealth Group Inc 2.63Zoetis Inc 2.23JPMorgan Chase & Co 2.16Bank of America Corp 2.13NextEra Energy Inc 2.07Salesforce.com Inc 2.01Total 27.80


Average return





How risky is it?


LowLow to


%

US Equity 92.57Cash and Equivalents 4.84International Equity 1.98Canadian Equity 0.61

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:Picton Mahoney Asset Management


5.29%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in North American equity securities with high

growth potential• are investing for the medium and/or long term





Investment 3.24% $22.69 1,128

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy American Segregated Fund


93


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy American Segregated Fund


94

The Fund invests in the Synergy Canadian Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSynergy Canadian Corporate Class 71.08 Cash and Equivalents Royal Bank of Canada Toronto-Dominion Bank Brookfield Asset Management Inc Manulife Financial Corp Canadian National Railway Co Pembina Pipeline Corp Waste Connections Inc Canadian Natural Resources Ltd TransCanada CorpSignature Corporate Bond Corporate Class 28.53Cash and Equivalents 0.39Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 36.71US Equity 18.42Foreign Bonds 13.73International Equity 12.79Domestic Bonds 11.29Cash and Equivalents 5.24Other 1.82

% Assets





Income 2.49% $15.41 143,639




Date Fund created:

Managed by:



September 2010 $3,085,357

14.67%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy Canadian Segregated Bundle


95


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy Canadian Segregated Bundle


96

The Fund invests in the Synergy Canadian Corporate Class. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 4.56Royal Bank of Canada 4.37Toronto-Dominion Bank 4.25Brookfield Asset Management Inc 2.57Manulife Financial Corp 2.33Canadian National Railway Co 2.33Pembina Pipeline Corp 1.81Waste Connections Inc 1.78Canadian Natural Resources Ltd 1.78TransCanada Corp 1.45Total 27.23


Average return





How risky is it?


LowLow to


%

Canadian Equity 50.54US Equity 24.84International Equity 17.74Cash and Equivalents 4.56Income Trust Units 2.27Other 0.05

% Assets




Date Fund created:

Managed by:



September 2010 $533,216

6.09%

Quick facts:


This Fund may be suitable for contractholders if they:• want a core Canadian equity fund• are investing for the medium and/or long term





Investment 3.21% $15.19 33,907

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy Canadian Segregated Fund


97


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy Canadian Segregated Fund


98

The Fund invests in the Synergy Global Corporate Class and Signature Corporate Bond Corporate Class. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSynergy Global Corporate Class 70.66 Cash and Equivalents Apple Inc Microsoft Corp Alphabet Inc UnitedHealth Group Inc Zoetis Inc JPMorgan Chase & Co Bank of America Corp NextEra Energy Inc Salesforce.com IncSignature Corporate Bond Corporate Class 29.24Cash and Equivalents 0.10Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 41.11International Equity 27.71Foreign Bonds 14.07Domestic Bonds 11.57Cash and Equivalents 4.10Canadian Equity 1.07Other 0.37

% Assets





Income 2.53% $18.74 123,146




Date Fund created:

Managed by:



September 2010 $2,525,263

16.77%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy Global Segregated Bundle


99


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy Global Segregated Bundle


100

The Fund invests in the Synergy Global Corporate Class. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 3.33Apple Inc 2.34Microsoft Corp 2.02Alphabet Inc 1.66UnitedHealth Group Inc 1.62Zoetis Inc 1.37JPMorgan Chase & Co 1.33Bank of America Corp 1.30NextEra Energy Inc 1.26Salesforce.com Inc 1.21Total 17.44


Average return





How risky is it?


LowLow to


%


% Assets




Date Fund created:

Managed by:



September 2010 $187,968

5.43%

Quick facts:


This Fund may be suitable for contractholders if they:• want to add global momentum to a diversified portfolio and are

comfortable investing outside of Canada• are investing for the medium and/or long term





Investment 3.22% $20.19 9,310

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy Global Segregated Fund


101


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential CI Synergy Global Segregated Fund


102

The Fund invests in the Dynamic Canadian Value Class, Dynamic Global Dividend Class and Dynamic Canadian Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsDynamic Global Dividend Class 36.52Dynamic Canadian Value Class 36.16Dynamic Canadian Bond Fund 26.22Cash and Equivalents 1.10Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 28.97Canadian Equity 26.09Domestic Bonds 23.82International Equity 14.96Cash and Equivalents 4.35Foreign Bonds 1.52Other 0.29

% Assets





Income 2.83% $15.14 1,018,011




Date Fund created:

Managed by:



September 2010 $18,454,100

25.11%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Dynamic Canadian Value Segregated Bundle


103


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Dynamic Canadian Value Segregated Bundle


104

The Fund invests in the Dynamic Canadian Value Class. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsToronto-Dominion Bank 6.07Royal Bank of Canada 5.51Canadian Imperial Bank of Commerce 3.57CGI Group Inc 3.53Intact Financial Corp 3.35Bank of Nova Scotia 3.27Canadian National Railway Co 3.18Alimentation Couche-Tard Inc 3.15Shaw Communications Inc 3.01Bank of Montreal 2.99Total 37.63


Average return





How risky is it?


LowLow to


%

Canadian Equity 72.14US Equity 24.62Foreign Bonds 1.71Cash and Equivalents 1.53

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:GCIC Ltd.

September 2010 $941,441

2.63%

Quick facts:


This Fund may be suitable for contractholders if they:• want a core Canadian equity fund • are investing for the long term





Investment 3.61% $12.49 75,373

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Dynamic Canadian Value Segregated Fund


105


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Dynamic Canadian Value Segregated Fund


106

The Fund invests in the Dynamic Global Value Fund, Dynamic Global Dividend Class and Dynamic Canadian Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsDynamic International Equity Fund 36.84Dynamic Global Dividend Class 36.68Dynamic Canadian Bond Fund 26.33Cash and Equivalents 0.15Total 100.00


Average return





How risky is it?


LowLow to


%

International Equity 49.11Domestic Bonds 23.92US Equity 21.36Cash and Equivalents 3.70Foreign Bonds 0.90Income Trust Units 0.70Other 0.31

% Assets





Income 2.82% $15.57 550,027




Date Fund created:

Managed by:



September 2010 $9,373,067

28.50%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Dynamic Global Value Segregated Bundle


107


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Dynamic Global Value Segregated Bundle


108

The Fund invests in the Dynamic Global Value Fund. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsSamsung Electronics Co Ltd 4.69Fresenius SE & Co KGaA 4.05Koninklijke Philips NV 4.05Unilever NV 3.98LVMH Moet Hennessy Louis Vuitton SA 3.98Amadeus It Holding SA 3.71Sony Corp 3.63Diageo PLC 3.42Schneider Electric SE 3.41Nielsen Holdings PLC 3.29Total 38.21


Average return





How risky is it?


LowLow to


%

International Equity 92.51US Equity 3.29Cash and Equivalents 2.29Income Trust Units 1.91

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:GCIC Ltd.

September 2010 $622,582

6.70%

Quick facts:


This Fund may be suitable for contractholders if they:• want long-term capital growth• are investing for the long term





Investment 3.64% $12.75 48,835

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Dynamic Global Value Segregated Fund


109


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Dynamic Global Value Segregated Fund


110

The Fund invests in the Fidelity American Disciplined Equity® Fund and Fidelity Canadian Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsFidelity American Disciplined Equity Fund 71.31 Apple Inc Alphabet Inc Becton Dickinson and Co Visa Inc Amazon.com Inc Danaher Corp Intel Corp Boeing Co Salesforce.com Inc Regions Financial CorpFidelity Canadian Bond Fund 28.48Cash and Equivalents 0.21Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 66.22Domestic Bonds 27.61International Equity 4.34Cash and Equivalents 1.22Other 0.46Foreign Bonds 0.15

% Assets





Income 2.82% $19.29 347,757




Date Fund created:

Managed by:



September 2010 $7,518,053

14.43%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity American Disciplined Equity® Segregated Bundle


111


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity American Disciplined Equity® Segregated Bundle


112

The Fund invests in the Fidelity American Disciplined Equity® Fund. The Underlying Fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsApple Inc 4.06Alphabet Inc 3.99Becton Dickinson and Co 2.31Visa Inc 2.30Amazon.com Inc 2.29Danaher Corp 2.27Intel Corp 2.10Boeing Co 1.90Salesforce.com Inc 1.81Regions Financial Corp 1.79Total 24.82


Average return





How risky is it?


LowLow to


%

US Equity 92.86International Equity 6.08Cash and Equivalents 1.06

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:Fidelity Investments Canada ULC

September 2010 $1,061,122

4.65%

Quick facts:


This Fund may be suitable for contractholders if they:• want an U.S. equity fund • are investing for the medium and/or long term





Investment 3.50% $22.55 47,063

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity American Disciplined Equity® Segregated Fund


113


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity American Disciplined Equity® Segregated Fund


114

The Fund invests in the Fidelity Canadian Asset Allocation Fund. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsRoyal Bank of Canada 4.46Toronto-Dominion Bank 4.28Cash and Equivalents 3.90Suncor Energy Inc 3.78Canadian Natural Resources Ltd 2.42TransCanada Corp 2.17iShares TIPS Bond ETF (TIP) 2.12Brookfield Asset Management Inc 2.06Constellation Software Inc 2.04Metro Inc 2.04Total 29.27


Average return





How risky is it?


LowLow to


%

Canadian Equity 49.59Domestic Bonds 25.31International Equity 7.12US Equity 6.55Cash and Equivalents 3.90Foreign Bonds 3.84Other 3.69

% Assets





Income 2.82% $13.43 1,198,620




Date Fund created:

Managed by:



September 2010 $25,159,770

3.09%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity and income in a

single fund• are investing for the long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity Canadian Asset Allocation Segregated Fund


115


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity Canadian Asset Allocation Segregated Fund


116

The Fund invests in the Fidelity Canadian Disciplined Equity® Fund, Fidelity Canadian Bond Fund and Fidelity Global Disciplined Equity® Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsFidelity Canadian Disciplined Equity Fund 51.47 Toronto-Dominion Bank Royal Bank of Canada Suncor Energy Inc Canadian National Railway Co Enbridge Inc Brookfield Asset Management Inc TransCanada Corp Rogers Communications Inc Canadian Natural Resources Ltd Restaurant Brands International IncFidelity Canadian Bond Fund 27.96Fidelity Global Disciplined Equity Fund 20.51Cash and Equivalents 0.06Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 42.59Domestic Bonds 27.11US Equity 16.27International Equity 9.71Cash and Equivalents 2.02Income Trust Units 1.63Other 0.67

% Assets





Income 2.79% $14.72 473,638




Date Fund created:

Managed by:



September 2010 $8,370,490

18.04%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity Disciplined Segregated Bundle


117


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity Disciplined Segregated Bundle


118

The Fund invests in the Fidelity Global Asset Allocation Fund. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 12.62SPDR S&P 500 ETF (SPY) 5.59iShares MSCI Emerging Markets Index ETF (EEM) 3.49iShares MSCI Eurozone Index ETF (EZU) 3.40iShares MSCI Japan ETF (EWJ) 2.46iShares S&P Europe 350 Index ETF (IEV) 2.39Technology Select Sector SPDR Fund ETF (XLK) 2.36Health Care Select Sector SPDR ETF 1.55Financial Select Sector SPDR Fund ETF 1.42iShares MSCI Pacific Ex Japan ETF (EPP) 1.20Total 36.48


Average return





How risky is it?


LowLow to


%

US Equity 32.32International Equity 30.84Foreign Bonds 21.89Cash and Equivalents 12.62Canadian Equity 2.14Domestic Bonds 0.55Other -0.36

% Assets





Income 2.92% $16.70 198,926




Date Fund created:

Managed by:



September 2010 $4,807,258

7.06%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity and income• are investing for the long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity Global Asset Allocation Segregated Fund


119


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity Global Asset Allocation Segregated Fund


120

The Fund invests in the Fidelity NorthStar® Fund. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations as of December 31, 2017 % AssetsCash and Equivalents 17.83Anthem Inc 4.03Seria Co Ltd 3.05Ottogi Corp 2.77Gilead Sciences Inc 2.29Imperial Tobacco Group PLC 1.80Advanced Accelerator Applications SA 1.33NXP Semiconductors NV 1.32Monsanto Co 1.31Orbital ATK Inc 1.30Total 37.03


Average return





How risky is it?


LowLow to


%International Equity 47.76US Equity 24.85Cash and Equivalents 17.83Foreign Bonds 9.05Canadian Equity 0.49Income Trust Units 0.02

% Assets





Income 2.80% $18.50 869,256




Date Fund created:

Managed by:



September 2010 $17,521,011

2.33%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity NorthStar® Segregated Bundle


121


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity NorthStar® Segregated Bundle


122

The Fund invests in the Fidelity NorthStar® Fund. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 17.83Anthem Inc 4.03Seria Co Ltd 3.05Ottogi Corp 2.77Gilead Sciences Inc 2.29Imperial Tobacco Group PLC 1.80Advanced Accelerator Applications SA 1.33NXP Semiconductors NV 1.32Monsanto Co 1.31Orbital ATK Inc 1.30Total 37.03


Average return





How risky is it?


LowLow to


%

International Equity 47.76US Equity 24.85Cash and Equivalents 17.83Foreign Bonds 9.05Canadian Equity 0.49Income Trust Units 0.02

% Assets




Date Fund created:

Managed by:



September 2010 $1,154,964

2.08%

Quick facts:


This Fund may be suitable for contractholders if they:• want a foreign equity fund • are investing for the long term





Investment 3.64% $20.08 57,514

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity NorthStar® Segregated Fund


123


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity NorthStar® Segregated Fund


124

The Fund invests in the Fidelity True North® Fund and Fidelity Canadian Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsFidelity True North Fund 75.30 Toronto-Dominion Bank Cash and Equivalents Canadian National Railway Co Suncor Energy Inc Royal Bank of Canada Alimentation Couche-Tard Inc Rogers Communications Inc CGI Group Inc Restaurant Brands International Inc Metro IncFidelity Canadian Bond Fund 24.24Cash and Equivalents 0.46Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 62.49Domestic Bonds 23.50Cash and Equivalents 5.61US Equity 4.84International Equity 1.84Other 0.97Income Trust Units 0.75

% Assets





Income 2.78% $14.94 676,421




Date Fund created:

Managed by:



September 2010 $11,826,308

17.85%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity True North® Segregated Bundle


125


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity True North® Segregated Bundle


126

The Fund invests in the Fidelity True North® Fund. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsToronto-Dominion Bank 8.57Cash and Equivalents 6.55Canadian National Railway Co 4.34Suncor Energy Inc 3.86Royal Bank of Canada 3.77Alimentation Couche-Tard Inc 3.75Rogers Communications Inc 3.66CGI Group Inc 3.66Restaurant Brands International Inc 2.84Metro Inc 2.46Total 43.46


Average return





How risky is it?


LowLow to


%

Canadian Equity 82.99Cash and Equivalents 6.55US Equity 6.43International Equity 2.44Income Trust Units 1.00Foreign Bonds 0.30Other 0.29

% Assets




Date Fund created:

Managed by:



September 2010 $1,342,787

1.75%

Quick facts:


This Fund may be suitable for contractholders if they:• want a Canadian equity fund • are investing for the long term





Investment 3.52% $15.16 88,593

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity True North® Segregated Fund


127


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Fidelity True North® Segregated Fund


128

The Fund invests in the Franklin Bissett Canadian Equity Fund. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsBrookfield Asset Management Inc 7.01Canadian National Railway Co 5.69Royal Bank of Canada 5.45Toronto-Dominion Bank 5.26Restaurant Brands International Inc 4.93Canadian Imperial Bank of Commerce 4.93Bank of Montreal 4.36Bank of Nova Scotia 4.06Canadian Pacific Railway Ltd 3.94Onex Corp 3.20Total 48.83


Average return





How risky is it?


LowLow to


%

Canadian Equity 98.26US Equity 1.74

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:Franklin Templeton Investments Corp.


1.59%

Quick facts:


This Fund may be suitable for contractholders if they:• want a well diversified Canadian equity holding • are investing for the medium and/or long term





Investment 3.58% $12.90 1,726

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Bissett Canadian Equity Segregated Fund


129


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Bissett Canadian Equity Segregated Fund


130

The Fund invests in the Franklin Quotential Balanced Growth Portfolio. The Underlying Fund invests mostly in shares and bonds of firms around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsFranklin Bissett Core Plus Bond Fund 17.60Franklin Bissett Canadian Equity Fund 7.29Franklin Bissett Canadian Government Bond Fund 6.98Franklin U.S. Rising Dividends Fund 5.72Franklin Mutual European Fund 5.54Franklin U.S. Core Equity Fund 5.03Franklin Templeton Canadian Large Cap Fund 4.92Franklin ActiveQuant Canadian Fund 4.86Franklin U.S. Opportunities Fund 4.06Franklin Strategic Income Fund 3.87Total 65.87


Average return





How risky is it?


LowLow to


%

International Equity 23.05Canadian Equity 22.03Domestic Bonds 21.82US Equity 19.35Foreign Bonds 11.36Cash and Equivalents 2.07Other 0.32

% Assets





Income 2.70% $14.29 639,341




Date Fund created:

Managed by:


Portfolio turnover rate:Fiduciary Trust Company of Canada

September 2010 $10,212,120

2.66%

Quick facts:


This Fund may be suitable for contractholders if they:• want a well diversified balanced holding • are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Balanced Growth Segregated Fund


131


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Balanced Growth Segregated Fund


132

The Fund invests in the Franklin Quotential Balanced Income Portfolio. The Underlying Fund invests mostly in shares and bonds of firms around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsFranklin Bissett Core Plus Bond Fund 27.79Franklin Bissett Canadian Government Bond Fund 11.00Franklin Strategic Income Fund 6.12Franklin Bissett Canadian Equity Fund 5.61Templeton Global Bond Fund 5.00Franklin Templeton Canadian Large Cap Fund 3.79Franklin ActiveQuant Canadian Fund 3.73Franklin U.S. Rising Dividends Fund 3.71Franklin Mutual European Fund 3.62Franklin U.S. Core Equity Fund 3.26Total 73.63


Average return





How risky is it?


LowLow to


%

Domestic Bonds 34.44Foreign Bonds 17.71Canadian Equity 17.14International Equity 14.68US Equity 12.65Cash and Equivalents 2.84Other 0.54

% Assets





Income 2.71% $13.35 149,534




Date Fund created:

Managed by:



September 2010 $4,769,190

2.78%

Quick facts:




Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Balanced Income Segregated Fund


133


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Balanced Income Segregated Fund


134

The Fund invests in the Franklin Quotential Diversified Equity Portfolio. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsFranklin U.S. Rising Dividends Fund 9.04Franklin U.S. Core Equity Fund 7.98Franklin Bissett Canadian Equity Fund 7.80Franklin Mutual European Fund 6.73Franklin U.S. Opportunities Fund 6.44Franklin LibertyQT U.S. Equity Index ETF (FLUS) 5.99Franklin Templeton Canadian Large Cap Fund 5.25Franklin ActiveQuant Canadian Fund 5.21Templeton International Stock Fund 5.10Franklin Global Growth Fund 5.08Total 64.62


Average return





How risky is it?


LowLow to


%

International Equity 41.31US Equity 32.35Canadian Equity 23.41Domestic Bonds 1.97Cash and Equivalents 0.65Foreign Bonds 0.30Income Trust Units 0.01

% Assets




Date Fund created:

Managed by:




1.39%

Quick facts:


This Fund may be suitable for contractholders if they:• want a well diversified equity holding • are investing for the medium and/or long term





Investment 3.57% $15.96 2,593

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Diversified Equity Segregated Fund


135


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Diversified Equity Segregated Fund


136

The Fund invests in the Franklin Quotential Diversified Income Portfolio. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsFranklin Bissett Core Plus Bond Fund 27.09Franklin Bissett Canadian Government Bond Fund 14.03Franklin Strategic Income Fund 10.70Franklin Bissett Canadian Short Term Bond Fund 8.42Templeton Global Bond Fund 7.16Franklin Bissett Canadian Dividend Fund 6.21Franklin U.S. Low Duration Fund 3.49Franklin U.S. Rising Dividends Fund 3.44Franklin ActiveQuant Canadian Fund 3.08iShares S&P/TSX 60 Index ETF (XIU) 3.07Total 86.69


Average return





How risky is it?


LowLow to


%


% Assets





Income 2.69% $12.71 517,473




Date Fund created:

Managed by:



September 2010 $9,901,439

4.27%

Quick facts:


This Fund may be suitable for contractholders if they:• want a well diversified high income holding • are investing for the medium term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Diversified Income Segregated Fund


137


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Diversified Income Segregated Fund


138

The Fund invests in the Franklin Quotential Growth Portfolio. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsFranklin Bissett Canadian Equity Fund 8.85Franklin Bissett Core Plus Bond Fund 7.92Franklin U.S. Rising Dividends Fund 7.59Franklin Mutual European Fund 7.39Franklin U.S. Core Equity Fund 6.69Franklin Templeton Canadian Large Cap Fund 5.96Franklin ActiveQuant Canadian Fund 5.90Franklin U.S. Opportunities Fund 5.40Franklin LibertyQT U.S. Equity Index ETF (FLUS) 5.02Franklin Japan Fund 3.87Total 64.59


Average return





How risky is it?


LowLow to


%

International Equity 31.19Canadian Equity 26.55US Equity 25.61Domestic Bonds 9.83Foreign Bonds 5.33Cash and Equivalents 1.34Other 0.15

% Assets




Date Fund created:

Managed by:



September 2010 $139,369

2.30%

Quick facts:







Investment 3.30% $14.47 9,632

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Growth Segregated Fund


139


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Growth Segregated Fund


140

The Fund invests in the Franklin Quotential Diversified Equity Portfolio. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsFranklin U.S. Rising Dividends Fund 9.04Franklin U.S. Core Equity Fund 7.98Franklin Bissett Canadian Equity Fund 7.80Franklin Mutual European Fund 6.73Franklin U.S. Opportunities Fund 6.44Franklin LibertyQT U.S. Equity Index ETF (FLUS) 5.99Franklin Templeton Canadian Large Cap Fund 5.25Franklin ActiveQuant Canadian Fund 5.21Templeton International Stock Fund 5.10Franklin Global Growth Fund 5.08Total 64.62


Average return





How risky is it?


LowLow to


%

International Equity 41.31US Equity 32.35Canadian Equity 23.41Domestic Bonds 1.97Cash and Equivalents 0.65Foreign Bonds 0.30Income Trust Units 0.01

% Assets




Date Fund created:

Managed by:



September 2010 $180,714

1.38%

Quick facts:







Investment 3.34% $15.43 11,712

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Maximum Growth Segregated Fund


141


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Maximum Growth Segregated Fund


142

The Fund invests in the Franklin Quotential Balanced Income Portfolio. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsFranklin Bissett Core Plus Bond Fund 27.79Franklin Bissett Canadian Government Bond Fund 11.00Franklin Strategic Income Fund 6.12Franklin Bissett Canadian Equity Fund 5.61Templeton Global Bond Fund 5.00Franklin Templeton Canadian Large Cap Fund 3.79Franklin ActiveQuant Canadian Fund 3.73Franklin U.S. Rising Dividends Fund 3.71Franklin Mutual European Fund 3.62Franklin U.S. Core Equity Fund 3.26Total 73.63


Average return





How risky is it?


LowLow to


%


% Assets





Income 2.78% $13.90 268,382




Date Fund created:

Managed by:



September 2010 $4,195,724

3.38%

Quick facts:




Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Select Balanced Income Segregated Fund


143


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Franklin Templeton Quotential Select Balanced Income Segregated Fund


144

The Fund invests in the Select 100e Managed Portfolio Corporate Class. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsSelect U.S. Equity Managed Fund 30.44Select International Equity Managed Fund 29.16Select Canadian Equity Managed Fund 28.83Cash and Equivalents 11.57Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 33.61International Equity 32.15Canadian Equity 24.41Cash and Equivalents 9.17Income Trust Units 0.65Other 0.01

% Assets




Date Fund created:

Managed by:




1.55%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in equity securities• are investing for the medium and/or long term





Investment 3.33% $16.84 1,033

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Select 100e Managed Segregated Fund


145


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Select 100e Managed Segregated Fund


146

The Fund invests in the Select Income Managed Corporate Class. The Underlying Fund invests mostly in bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 6.98Canada Government 1.00% 01-Jun-2027 5.35SPDR Gold Trust ETF (GLD) 3.78Canada Government 1.00% 01-Sep-2022 2.59iShares 20+ Year Treasury Bond ETF (TLT) 2.11United States Treasury 2.25% 15-Aug-2027 1.90Ontario Province 2.85% 02-Jun-2023 1.79Ontario Province 3.50% 02-Jun-2024 1.52Ontario Province 2.40% 02-Jun-2026 1.40Ontario Province 2.60% 02-Jun-2025 1.28Total 28.70


Average return





How risky is it?


LowLow to


%

Domestic Bonds 42.86Foreign Bonds 32.53Other 7.30Cash and Equivalents 6.98US Equity 3.78Canadian Equity 3.69International Equity 2.86

% Assets





Income 2.44% $12.34 11,756




Date Fund created:

Managed by:



September 2010 $858,324

38.73%

Quick facts:




Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Select 100i Managed Segregated Fund


147


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Select 100i Managed Segregated Fund


148

The Fund invests in the Select 20i80e Managed Portfolio Corporate Class. The Underlying Fund invests about 80% in shares and 20% in bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsSelect U.S. Equity Managed Fund 24.28Select International Equity Managed Fund 23.81Select Canadian Equity Managed Fund 23.24CI Income Fund 19.73Cash and Equivalents 8.94Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 27.58International Equity 26.76Canadian Equity 20.40Domestic Bonds 8.46Cash and Equivalents 8.41Foreign Bonds 6.42Other 1.97

% Assets




Date Fund created:

Managed by:




1.55%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity securities, with

a small amount of exposure to income securities to mitigate short-term volatility






Investment 3.08% $16.00 1,012

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Select 20i80e Managed Segregated Fund


149


Sales charges





Fee What you pay



Other fees



a commission.















charged to you







150


Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCI Income Fund 25.97Select Canadian Equity Managed Fund 21.09Select U.S. Equity Managed Fund 20.80Select International Equity Managed Fund 20.29Cash and Equivalents 7.91Signature Global Bond Fund 3.94Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 24.11International Equity 23.09Canadian Equity 18.80Domestic Bonds 12.16Foreign Bonds 11.04Cash and Equivalents 7.91Other 2.89

% Assets





Income 2.51% $16.09 1,942,682




Date Fund created:

Managed by:



September 2010 $50,781,200

37.90%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity securities, with

a small amount of exposure to income securities to mitigate short-term volatility





151


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A




152


Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCI Income Fund 35.87Select U.S. Equity Managed Fund 17.75Select Canadian Equity Managed Fund 17.46Select International Equity Managed Fund 17.20Cash and Equivalents 7.22Signature Global Bond Fund 4.50Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 21.04International Equity 19.98Domestic Bonds 16.54Canadian Equity 16.10Foreign Bonds 14.64Cash and Equivalents 8.44Other 3.26

% Assets





Income 2.57% $15.14 210,520




Date Fund created:

Managed by:



September 2010 $10,848,627

16.48%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity securities and,

to a lesser extent, income securities• are investing for the medium and/or long term




153


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A




154

The Fund invests in the Select 50i50e Managed Portfolio Corporate Class. The Underlying Fund invests about 50% in bonds and 50% in shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCI Income Fund 44.31Select Canadian Equity Managed Fund 15.29Select International Equity Managed Fund 14.60Select U.S. Equity Managed Fund 14.53Cash and Equivalents 5.92Signature Global Bond Fund 5.35Total 100.00


Average return





How risky is it?


LowLow to


%

Domestic Bonds 20.38Foreign Bonds 17.94US Equity 17.90International Equity 17.32Canadian Equity 14.56Cash and Equivalents 8.01Other 3.89

% Assets





Income 2.54% $14.54 164,743




Date Fund created:

Managed by:



September 2010 $9,542,797

39.77%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio split approximately

equally between income and equity securities, designed for steady, long-term growth





155


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A




156


Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCI Income Fund 54.58 Cash and Equivalents Canada Government 1.00% 01-Jun-2027 SPDR Gold Trust ETF (GLD) Canada Government 1.00% 01-Sep-2022 iShares 20+ Year Treasury Bond ETF (TLT) United States Treasury 2.25% 15-Aug-2027 Ontario Province 2.85% 02-Jun-2023 Ontario Province 3.50% 02-Jun-2024 Ontario Province 2.40% 02-Jun-2026 Ontario Province 2.60% 02-Jun-2025Select U.S. Equity Managed Fund 12.06Select International Equity Managed Fund 11.76Select Canadian Equity Managed Fund 11.64Cash and Equivalents 5.23Signature Global Bond Fund 4.73Total 100.00


Average return





How risky is it?


LowLow to


%


% Assets





Income 2.38% $14.29 16,371




Date Fund created:

Managed by:



September 2010 $3,450,916

36.27%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of income and equity





157


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A




158


Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCI Income Fund 66.45 Cash and Equivalents Canada Government 1.00% 01-Jun-2027 SPDR Gold Trust ETF (GLD) Canada Government 1.00% 01-Sep-2022 iShares 20+ Year Treasury Bond ETF (TLT) United States Treasury 2.25% 15-Aug-2027 Ontario Province 2.85% 02-Jun-2023 Ontario Province 3.50% 02-Jun-2024 Ontario Province 2.40% 02-Jun-2026 Ontario Province 2.60% 02-Jun-2025Select Canadian Equity Managed Fund 9.21Select International Equity Managed Fund 8.93Select U.S. Equity Managed Fund 8.57Cash and Equivalents 4.11Signature Global Bond Fund 2.73Total 100.00


Average return





How risky is it?


LowLow to


%


% Assets





Income 2.57% $13.73 90,822




Date Fund created:

Managed by:



September 2010 $3,235,381

9.48%

Quick facts:


This Fund may be suitable for contractholders if they:• want to receive income and are seeking modest capital growth• are investing for the medium term




159


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A




160


Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCI Income Fund 79.59 Cash and Equivalents Canada Government 1.00% 01-Jun-2027 SPDR Gold Trust ETF (GLD) Canada Government 1.00% 01-Sep-2022 iShares 20+ Year Treasury Bond ETF (TLT) United States Treasury 2.25% 15-Aug-2027 Ontario Province 2.85% 02-Jun-2023 Ontario Province 3.50% 02-Jun-2024 Ontario Province 2.40% 02-Jun-2026 Ontario Province 2.60% 02-Jun-2025Select International Equity Managed Fund 6.03Select U.S. Equity Managed Fund 5.97Select Canadian Equity Managed Fund 5.65Cash and Equivalents 2.76Total 100.00


Average return





How risky is it?


LowLow to


%

Domestic Bonds 34.10Foreign Bonds 25.90US Equity 9.60International Equity 8.89Cash and Equivalents 7.88Canadian Equity 7.73Other 5.90

% Assets





Income 2.43% $13.32 22,271




Date Fund created:

Managed by:



September 2010 $726,393

3.61%

Quick facts:


This Fund may be suitable for contractholders if they:• want to receive income and are seeking conservative capital

growth• are investing for the short and/or medium term




161


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A




162

The Fund invests in the Portfolio Series Balanced Growth Fund. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsSignature Canadian Bond Fund 11.71Cambridge Canadian Equity Corporate Class 9.84Signature Global Bond Fund 6.83Signature Select Canadian Fund 6.57Black Creek International Equity Fund 6.30Synergy Canadian Corporate Class 5.89CI American Managers Corporate Class 5.77Cambridge Global Equity Corporate Class 5.04Signature Corporate Bond Fund 4.88Harbour Fund 4.76Total 67.59


Average return





How risky is it?


LowLow to


%

US Equity 24.48International Equity 21.39Canadian Equity 18.65Domestic Bonds 15.05Foreign Bonds 9.31Cash and Equivalents 8.95Other 2.17

% Assets





Income 2.54% $16.97 5,044,566




Date Fund created:

Managed by:



September 2010 $114,849,091

17.32%

Quick facts:


This Fund may be suitable for contractholders if they:• want moderate long-term capital growth• are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Balanced Growth Segregated Fund


163


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Balanced Growth Segregated Fund


164

The Fund invests in the Portfolio Series Balanced Fund. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsSignature Canadian Bond Fund 12.14Signature Global Bond Fund 10.54Signature Corporate Bond Fund 8.17Synergy Canadian Corporate Class 6.54Cambridge Canadian Equity Corporate Class 6.01Cambridge Canadian Dividend Fund 5.60CI American Managers Corporate Class 4.91First Asset MSCI World Low Risk Weighted ETF (RWW.B) 4.74CI International Value Corporate Class 4.72CI Income Fund 4.64Total 68.01


Average return





How risky is it?


LowLow to


%

US Equity 21.61Domestic Bonds 19.42Canadian Equity 16.49International Equity 15.87Foreign Bonds 14.79Cash and Equivalents 8.47Other 3.35

% Assets





Income 2.51% $15.91 4,385,338




Date Fund created:

Managed by:



September 2010 $111,525,495

16.96%

Quick facts:


This Fund may be suitable for contractholders if they:• want growth and income while diversifying risk• are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Balanced Segregated Fund


165


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Balanced Segregated Fund


166

The Fund invests in the Portfolio Series Conservative Balanced Fund. The Underlying Fund invests mostly in bonds and shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsSignature Canadian Bond Fund 14.80Signature Global Bond Fund 12.38Signature Corporate Bond Fund 11.70Synergy Canadian Corporate Class 6.79Cambridge Canadian Equity Corporate Class 5.53CI Income Fund 5.42Cambridge Canadian Dividend Fund 5.15First Asset MSCI World Low Risk Weighted ETF (RWW.B) 4.67CI American Managers Corporate Class 4.37CI International Value Corporate Class 4.17Total 74.98


Average return





How risky is it?


LowLow to


%

Domestic Bonds 24.33Foreign Bonds 18.57US Equity 17.73Canadian Equity 15.70International Equity 12.22Cash and Equivalents 7.81Other 3.64

% Assets





Income 2.55% $15.41 1,898,374




Date Fund created:

Managed by:



September 2010 $53,386,329

13.47%

Quick facts:


This Fund may be suitable for contractholders if they:• want returns with lower than average volatility• are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Conservative Balanced Segregated Fund


167


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Conservative Balanced Segregated Fund


168

The Fund invests in the Portfolio Series Conservative Fund. The Underlying Fund invests mostly in bonds and shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsSignature Canadian Bond Fund 20.45Signature Global Bond Fund 15.81Signature Corporate Bond Fund 12.62Synergy Canadian Corporate Class 7.45CI Income Fund 5.89Cambridge Canadian Dividend Fund 4.76First Asset MSCI World Low Risk Weighted ETF (RWW.B) 4.33CI International Value Corporate Class 4.03Signature Select Canadian Fund 4.02Signature Tactical Bond Pool 3.44Total 82.80


Average return





How risky is it?


LowLow to


%

Domestic Bonds 31.33Foreign Bonds 22.55Canadian Equity 12.85US Equity 12.24International Equity 10.71Cash and Equivalents 6.06Other 4.26

% Assets





Income 2.50% $14.66 1,477,015




Date Fund created:

Managed by:



September 2010 $43,420,604

21.18%

Quick facts:


This Fund may be suitable for contractholders if they:• want income and growth with lower than average volatility• are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Conservative Segregated Fund


169


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Conservative Segregated Fund


170

The Fund invests in the Portfolio Series Growth Fund. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCambridge Canadian Equity Corporate Class 12.63Signature Canadian Bond Fund 10.41Signature Select Canadian Fund 7.10Black Creek International Equity Fund 6.57Synergy Canadian Corporate Class 6.29CI American Managers Corporate Class 5.77Cambridge Global Equity Corporate Class 5.75First Asset MSCI World Low Risk Weighted ETF (RWW.B) 5.05CI International Value Corporate Class 4.87Marret Short Duration High Yield Fund 4.51Total 68.95


Average return





How risky is it?


LowLow to


%

US Equity 25.43International Equity 23.33Canadian Equity 22.36Cash and Equivalents 10.34Domestic Bonds 9.74Foreign Bonds 7.31Other 1.49

% Assets




Date Fund created:

Managed by:



September 2010 $2,053,341

29.36%

Quick facts:


This Fund may be suitable for contractholders if they:• want long-term capital growth• are investing for the medium and/or long term





Investment 2.92% $16.19 108,057

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Growth Segregated Fund


171


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Growth Segregated Fund


172

The Fund invests in the Portfolio Series Income Fund. The Underlying Fund invests mostly in bonds and shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsSignature Global Bond Fund 17.40Signature Corporate Bond Fund 16.88Signature Canadian Bond Fund 12.54CI Global High Dividend Advantage Fund 8.09CI Income Fund 6.27Cambridge Global Dividend Fund 6.14Signature Tactical Bond Pool 5.18CI Investment Grade Bond Fund 4.95Signature Dividend Corporate Class 4.81Signature Income & Growth Fund 4.72Total 86.98


Average return





How risky is it?


LowLow to


%

Domestic Bonds 33.40Foreign Bonds 28.83International Equity 10.28US Equity 10.21Canadian Equity 6.68Cash and Equivalents 6.45Other 4.15

% Assets





Income 2.49% $14.21 3,519,510




Date Fund created:

Managed by:



September 2010 $99,321,573

15.40%

Quick facts:


This Fund may be suitable for contractholders if they:• want income with some potential for capital• are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Income Segregated Fund


173


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Income Segregated Fund


174

The Fund invests in the Portfolio Series Maximum Growth Fund. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCambridge Canadian Equity Corporate Class 14.78Synergy Canadian Corporate Class 8.97Cambridge Global Equity Corporate Class 8.25Black Creek International Equity Fund 7.47CI American Managers Corporate Class 6.93Signature Select Canadian Fund 6.79First Asset MSCI World Low Risk Weighted ETF (RWW.B) 5.62Signature Emerging Markets Corporate Class 5.60CI Canadian Small/Mid Cap Fund 5.17CI International Value Corporate Class 4.60Total 74.18


Average return





How risky is it?


LowLow to


%

US Equity 30.36International Equity 27.06Canadian Equity 26.41Cash and Equivalents 11.17Foreign Bonds 3.64Income Trust Units 1.00Other 0.36

% Assets




Date Fund created:

Managed by:



September 2010 $651,434

8.41%

Quick facts:


This Fund may be suitable for contractholders if they:• want above-average long-term capital growth• are investing for the medium and/or long term





Investment 3.18% $17.15 36,805

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Maximum Growth Segregated Fund


175


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Portfolio Series Maximum Growth Segregated Fund


176

The Fund invests in the Signature Global Income & Growth Fund. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 9.20Synchrony Financial 3.41SPDR Gold Trust ETF (GLD) 3.05Wells Fargo & Co 1.94Sony Corp 1.60Apple Inc 1.41Royal Dutch Shell PLC 1.31Samsung Electronics Co Ltd 1.30Micron Technology Inc 1.28Statoil ASA 1.25Total 25.75


Average return





How risky is it?


LowLow to


%

International Equity 30.94US Equity 29.56Foreign Bonds 15.87Other 12.05Cash and Equivalents 9.20Canadian Equity 1.64Domestic Bonds 0.74

% Assets





Income 2.58% $16.60 14,866




Date Fund created:

Managed by:



September 2010 $418,062

7.52%

Quick facts:


This Fund may be suitable for contractholders if they:• want both foreign equity and fixed income securities in a single

fund and prefer to have the portfolio advisor make the asset mix decisions



Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Premier CI Signature Global Income & Growth Segregated Fund


177


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Premier CI Signature Global Income & Growth Segregated Fund


178

The Fund invests in the RBC Canadian Dividend Fund and Phillips, Hager & North Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsRBC Canadian Dividend Fund 73.98 Royal Bank of Canada Toronto-Dominion Bank Bank of Nova Scotia Canadian National Railway Co Enbridge Inc Brookfield Asset Management Inc Cash and Equivalents Bank of Montreal Canadian Imperial Bank of Commerce TransCanada CorpPhillips, Hager & North Bond Fund 25.72Cash and Equivalents 0.30Total 100.00


Average return





How risky is it?


LowLow to


%

Canadian Equity 65.79Domestic Bonds 24.38Cash and Equivalents 4.41Income Trust Units 3.22US Equity 1.66Other 0.41Foreign Bonds 0.13

% Assets





Income 2.81% $15.10 1,411,184




Date Fund created:

Managed by:



September 2010 $27,324,398

14.37%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential RBC Canadian Dividend Segregated Bundle


179


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential RBC Canadian Dividend Segregated Bundle


180

The Fund invests in the RBC Canadian Dividend Fund. The Underlying Fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsRoyal Bank of Canada 8.18Toronto-Dominion Bank 7.23Bank of Nova Scotia 6.08Canadian National Railway Co 4.80Enbridge Inc 4.54Brookfield Asset Management Inc 4.17Cash and Equivalents 4.00Bank of Montreal 3.77Canadian Imperial Bank of Commerce 3.23TransCanada Corp 2.90Total 48.90


Average return





How risky is it?


LowLow to


%

Canadian Equity 88.97Income Trust Units 4.35Cash and Equivalents 4.00US Equity 2.24Domestic Bonds 0.44

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:RBC Global Asset Management Inc.

September 2010 $3,697,630

3.73%

Quick facts:


This Fund may be suitable for contractholders if they:• want to earn income with modest long-term growth• are investing for the long term





Investment 3.61% $15.48 238,797

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential RBC Canadian Dividend Segregated Fund


181


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential RBC Canadian Dividend Segregated Fund


182

The Fund invests in the RBC O'Shaughnessy International Equity Fund and Phillips, Hager & North Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsRBC O'Shaughnessy International Equity Fund 70.82 Novo Nordisk A/S Legal & General Group PLC Engie SA Fiat Chrysler Automobiles NV Zurich Insurance Group AG Telenor ASA Harel Insurance Investments and Financial Services Ltd SSE PLC Aurizon Holdings Ltd Tatsuta Electric Wire and Cable Co LtdPhillips, Hager & North Bond Fund 28.66Cash and Equivalents 0.52Total 100.00


Average return





How risky is it?


LowLow to


%

International Equity 70.06Domestic Bonds 26.81Cash and Equivalents 2.57Other 0.42Foreign Bonds 0.14

% Assets





Income 2.75% $15.04 27,973




Date Fund created:

Managed by:



September 2010 $484,295

10.95%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential RBC O'Shaughnessy International Equity Segregated Bundle


183


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential RBC O'Shaughnessy International Equity Segregated Bundle


184

The Fund invests in the RBC O'Shaughnessy International Equity Fund. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsNovo Nordisk A/S 2.07Legal & General Group PLC 1.90Engie SA 1.82Fiat Chrysler Automobiles NV 1.68Zurich Insurance Group AG 1.60Telenor ASA 1.51Harel Insurance Investments and Financial Services Ltd 1.44SSE PLC 1.40Aurizon Holdings Ltd 1.36Tatsuta Electric Wire and Cable Co Ltd 1.21Total 15.99


Average return





How risky is it?


LowLow to


%

International Equity 98.92Cash and Equivalents 1.08

% Assets




Date Fund created:

Managed by:


Portfolio turnover rate:RBC Global Asset Management Inc.


3.99%

Quick facts:


This Fund may be suitable for contractholders if they:• want an equity fund that invests outside of North America• are investing for the long term





Investment 3.67% $15.47 2,455

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential RBC O'Shaughnessy International Equity Segregated Fund


185


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential RBC O'Shaughnessy International Equity Segregated Fund


186

The Fund invests in the Sun Life MFS Canadian Bond Fund. The Underlying Fund invests mostly in Canadian bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsOntario Province 4.00% 02-Jun-2021 5.30Canada Government 0.50% 01-Mar-2022 3.99Ontario Province 4.70% 02-Jun-2037 3.87Canada Government 2.50% 01-Jun-2024 3.86Alberta Province 3.45% 01-Dec-2043 3.79Canada Government 5.75% 01-Jun-2033 3.12Alberta Province 4.00% 01-Dec-2019 2.72British Columbia Province 3.25% 18-Dec-2021 2.66Ontario Province 3.15% 02-Jun-2022 2.26Toronto-Dominion Bank 3.23% 24-Jul-2024 2.26Total 33.83


Average return



This chart shows how the Fund has performed in each of the past five years. In the past five years, the Fund was up in value three years and down in value two years.


How risky is it?


LowLow to


%

Domestic Bonds 72.75Foreign Bonds 26.90Cash and Equivalents 0.35

% Assets





Income N/A N/A N/A




Date Fund created:

Managed by:


Portfolio turnover rate:Sun Life Global Investments (Canada) Inc.

January 2012 $237,341

3.97%

Quick facts:


This Fund may be suitable for contractholders if they:• want a moderate degree of income and potential for capital

gains• are investing for the medium and/or long term

Class option Investment Estate IncomeMinimum investment per Contract: No new Contracts No new Contracts No new ContractsMinimum investment per Fund: $500 $500 N/AMinimum investment additional purchases: $100 $100 N/AMonthly minimum of pre-authorized chequing: $50 $50 N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life McLean Budden Canadian Bond Segregated Fund


187


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life McLean Budden Canadian Bond Segregated Fund


188

The Fund invests in the Sun Life MFS Global Growth Fund and Signature Corporate Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSun Life MFS Global Growth Fund 68.42 Alphabet Inc Accenture PLC Nike Inc Microsoft Corp Nestle SA Starbucks Corp Taiwan Semiconductor Manufacturing Co Ltd Reckitt Benckiser Group PLC Estée Lauder Cos Inc Thermo Fisher Scientific IncSignature Corporate Bond Fund 31.12Cash and Equivalents 0.46Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 36.18International Equity 31.31Foreign Bonds 15.12Domestic Bonds 12.43Cash and Equivalents 2.70Other 1.98Canadian Equity 1.28

% Assets





Income 2.70% $18.49 127,952




Date Fund created:

Managed by:



January 2012 $3,200,713

26.95%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS Global Growth Segregated Bundle


189


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS Global Growth Segregated Bundle


190

The Fund invests in the Sun Life MFS Global Growth Fund. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsAlphabet Inc 3.66Accenture PLC 2.56Nike Inc 2.33Microsoft Corp 2.32Nestle SA 2.07Starbucks Corp 2.07Taiwan Semiconductor Manufacturing Co Ltd 2.00Reckitt Benckiser Group PLC 1.92Estée Lauder Cos Inc 1.88Thermo Fisher Scientific Inc 1.82Total 22.63


Average return





How risky is it?


LowLow to


%

US Equity 51.65International Equity 45.46Income Trust Units 1.17Cash and Equivalents 1.11Canadian Equity 0.61

% Assets




Date Fund created:

Managed by:



January 2012 $201,097

2.08%

Quick facts:


This Fund may be suitable for contractholders if they:• want a global growth equity fund• are investing for the medium and/or long term





Investment 3.45% $19.48 10,326

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS Global Growth Segregated Fund


191


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS Global Growth Segregated Fund


192

The Fund invests in the Sun Life MFS Global Total Return Fund. The Underlying Fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 11.27Philip Morris International Inc 1.44Taiwan Semiconductor Manufacturing Co Ltd 1.36Italy Government 2.50% 01-Dec-2024 1.17Nestle SA 1.13JPMorgan Chase & Co 1.02Johnson & Johnson 0.96Japan Government 1.50% 20-Mar-2034 0.93Accenture PLC 0.93Japan Government Twenty Year Bond 2.20% 20-Sep-2027 0.90Total 21.11


Average return





How risky is it?


LowLow to


%

International Equity 28.85US Equity 28.01Foreign Bonds 26.22Cash and Equivalents 11.27Other 2.60Canadian Equity 1.80Domestic Bonds 1.25

% Assets





Income 2.77% $17.04 241,889




Date Fund created:

Managed by:



April 2011 $4,838,202

17.71%

Quick facts:


This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity and income• are investing for the medium and/or long term


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS Global Total Return Segregated Fund


193


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS Global Total Return Segregated Fund


194

The Fund invests in the Sun Life MFS Global Value Fund and Signature Corporate Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSun Life MFS Global Value Fund 68.94 JPMorgan Chase & Co Nestle SA Johnson & Johnson Accenture PLC Cash and Equivalents Philip Morris International Inc Texas Instruments Inc Wells Fargo & Co Honeywell International Inc Lockheed Martin CorpSignature Corporate Bond Fund 30.71Cash and Equivalents 0.35Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 35.74International Equity 31.39Foreign Bonds 14.92Domestic Bonds 12.27Cash and Equivalents 3.24Canadian Equity 2.28Other 0.16

% Assets





Income 2.75% $19.45 268,697




Date Fund created:

Managed by:



April 2011 $5,733,815

16.43%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS Global Value Segregated Bundle


195


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS Global Value Segregated Bundle


196

The Fund invests in the Sun Life MFS Global Value Fund. The Underlying Fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsJPMorgan Chase & Co 2.65Nestle SA 2.63Johnson & Johnson 2.56Accenture PLC 2.41Cash and Equivalents 2.06Philip Morris International Inc 2.05Texas Instruments Inc 1.93Wells Fargo & Co 1.87Honeywell International Inc 1.85Lockheed Martin Corp 1.65Total 21.66


Average return





How risky is it?


LowLow to


%

US Equity 50.64International Equity 45.24Canadian Equity 2.06Cash and Equivalents 2.06

% Assets




Date Fund created:

Managed by:



April 2011 $241,755

3.11%

Quick facts:


This Fund may be suitable for contractholders if they:• want a global value equity fund • are investing for the medium and/or long term





Investment 3.54% $21.28 11,361

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS Global Value Segregated Fund


197


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS Global Value Segregated Fund


198

The Fund invests in the Sun Life MFS International Growth Fund and Signature Corporate Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSun Life MFS International Growth Fund 68.73 Nestle SA Roche Holding AG AIA Group Ltd Taiwan Semiconductor Manufacturing Co Ltd Accenture PLC Pernod Ricard SA SAP SE L'Oréal SA Alibaba Group Holding Ltd LVMH Moet Hennessy Louis Vuitton SASignature Corporate Bond Fund 30.83Cash and Equivalents 0.44Total 100.00


Average return





How risky is it?


LowLow to


%

International Equity 66.36Foreign Bonds 14.98Domestic Bonds 12.32Cash and Equivalents 2.73US Equity 1.93Canadian Equity 1.50Other 0.18

% Assets





Income 2.72% $15.77 57,195




Date Fund created:

Managed by:



January 2012 $1,100,336

23.44%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS International Growth Segregated Bundle


199


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS International Growth Segregated Bundle


200

The Fund invests in the Sun Life MFS International Growth Fund. The Underlying Fund invests mostly in shares of firms from outside of Canada and the United States.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsNestle SA 3.90Roche Holding AG 3.31AIA Group Ltd 3.09Taiwan Semiconductor Manufacturing Co Ltd 2.94Accenture PLC 2.92Pernod Ricard SA 2.77SAP SE 2.70L'Oréal SA 2.53Alibaba Group Holding Ltd 2.50LVMH Moet Hennessy Louis Vuitton SA 2.42Total 29.08


Average return





How risky is it?


LowLow to


%


% Assets




Date Fund created:

Managed by:



January 2012 $24,106

0.00%

Quick facts:


This Fund may be suitable for contractholders if they:• want a growth equity fund that invests outside of North America• are investing for the medium and/or long term





Investment 3.59% $16.23 1,485

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS International Growth Segregated Fund


201


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS International Growth Segregated Fund


202

The Fund invests in the Sun Life MFS International Value Fund and Signature Corporate Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSun Life MFS International Value Fund 70.71 Nestle SA Cash and Equivalents Danone SA Reckitt Benckiser Group PLC Taiwan Semiconductor Manufacturing Co Ltd Givaudan SA Pernod Ricard SA Kao Corp Henkel & Co KGaA AG Amadeus It Holding SASignature Corporate Bond Fund 28.79Cash and Equivalents 0.50Total 100.00


Average return





How risky is it?


LowLow to


%

International Equity 62.09Foreign Bonds 13.99Domestic Bonds 11.50US Equity 6.62Cash and Equivalents 4.20Canadian Equity 1.43Other 0.17

% Assets





Income 2.70% $18.70 104,064




Date Fund created:

Managed by:



April 2011 $2,177,322

21.10%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS International Value Segregated Bundle


203


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS International Value Segregated Bundle


204

The Fund invests in the Sun Life MFS International Value Fund. The Underlying Fund invests mostly in shares of firms from outside of Canada and the U.S..

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsNestle SA 4.37Cash and Equivalents 3.29Danone SA 2.72Reckitt Benckiser Group PLC 2.69Taiwan Semiconductor Manufacturing Co Ltd 2.48Givaudan SA 2.42Pernod Ricard SA 2.41Kao Corp 2.32Henkel & Co KGaA AG 2.24Amadeus It Holding SA 2.22Total 27.16


Average return





How risky is it?


LowLow to


%


% Assets




Date Fund created:

Managed by:



April 2011 $51,583

2.05%

Quick facts:


This Fund may be suitable for contractholders if they:• want an equity fund that invests outside of North America• are investing for the medium and/or long term





Investment 3.52% $21.14 2,440

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS International Value Segregated Fund


205


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS International Value Segregated Fund


206

The Fund invests in the Sun Life MFS U.S. Growth Fund and Signature Corporate Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSun Life MFS U.S. Growth Fund 69.12 Facebook Inc Microsoft Corp Amazon.com Inc Alphabet Inc Visa Inc Adobe Systems Inc MasterCard Inc Alphabet Inc Cash and Equivalents Thermo Fisher Scientific IncSignature Corporate Bond Fund 30.26Cash and Equivalents 0.62Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 64.82Foreign Bonds 14.70Domestic Bonds 12.08Cash and Equivalents 3.74International Equity 2.78Canadian Equity 1.57Other 0.31

% Assets





Income 2.74% $20.90 137,536




Date Fund created:

Managed by:



January 2012 $3,556,825

15.65%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS U.S. Growth Segregated Bundle


207


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS U.S. Growth Segregated Bundle


208

The Fund invests in the Sun Life MFS U.S. Growth Fund. The Underlying Fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsFacebook Inc 5.32Microsoft Corp 5.25Amazon.com Inc 4.73Alphabet Inc 4.22Visa Inc 4.06Adobe Systems Inc 3.26MasterCard Inc 2.95Alphabet Inc 2.45Cash and Equivalents 2.45Thermo Fisher Scientific Inc 2.23Total 36.92


Average return





How risky is it?


LowLow to


%


% Assets




Date Fund created:

Managed by:



January 2012 $811,580

6.18%

Quick facts:


This Fund may be suitable for contractholders if they:• want a U.S. growth equity fund• are investing for the medium and/or long term





Investment 3.46% $22.77 35,638

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS U.S. Growth Segregated Fund


209


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS U.S. Growth Segregated Fund


210

The Fund invests in the Sun Life MFS U.S. Value Fund and Signature Corporate Bond Fund. The Underlying Funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2017 % AssetsSun Life MFS U.S. Value Fund 68.78 JPMorgan Chase & Co Johnson & Johnson Wells Fargo & Co Philip Morris International Inc Accenture PLC Goldman Sachs Group Inc Citigroup Inc Medtronic Inc U.S. Bancorp Pfizer IncSignature Corporate Bond Fund 31.25Cash and Equivalents -0.03Total 100.00


Average return





How risky is it?


LowLow to


%

US Equity 57.81Foreign Bonds 15.18Domestic Bonds 12.48International Equity 10.67Cash and Equivalents 2.38Canadian Equity 1.26Other 0.22

% Assets





Income 2.73% $20.27 249,958




Date Fund created:

Managed by:



April 2011 $5,816,527

29.25%

Quick facts:





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS U.S. Value Segregated Bundle


211


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS U.S. Value Segregated Bundle


212

The Fund invests in the Sun Life MFS U.S. Value Fund. The Underlying Fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsJPMorgan Chase & Co 4.91Johnson & Johnson 3.59Wells Fargo & Co 3.52Philip Morris International Inc 3.12Accenture PLC 3.11Goldman Sachs Group Inc 2.50Citigroup Inc 2.35Medtronic Inc 2.23U.S. Bancorp 2.23Pfizer Inc 2.17Total 29.73


Average return





How risky is it?


LowLow to


%

US Equity 82.85International Equity 15.22Cash and Equivalents 1.36Canadian Equity 0.57

% Assets




Date Fund created:

Managed by:



April 2011 $533,373

1.60%

Quick facts:


This Fund may be suitable for contractholders if they:• want an U.S. equity fund • are investing for the long term





Investment 3.49% $26.55 20,089

Estate N/A N/A N/A

Income N/A N/A N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS U.S. Value Segregated Fund


213


Sales charges





Fee What you pay



Other fees



a commission.















charged to you





Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential Sun Life MFS U.S. Value Segregated Fund


214

The Fund invests in the TD Canadian Bond Fund. The Underlying Fund invests mostly in Canadian bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2017 % AssetsCash and Equivalents 3.06Canada Government 2.75% 01-Dec-2048 2.13Ontario Province 2.90% 02-Dec-2046 2.13Ontario Province 5.60% 02-Jun-2035 1.84Canada Government 4.00% 01-Jun-2041 1.58Ontario Province 2.80% 02-Jun-2048 1.55Canada Government 1.00% 01-Jun-2027 1.38Ontario Province 4.70% 02-Jun-2037 1.34British Columbia Province 4.30% 18-Jun-2042 1.33Ontario Province 3.45% 02-Jun-2045 1.19Total 17.53


Average return





How risky is it?


LowLow to


%

Domestic Bonds 95.62Cash and Equivalents 3.06Foreign Bonds 0.79Other 0.53

% Assets





Income N/A N/A N/A




Date Fund created:

Managed by:


Portfolio turnover rate:TD Asset Management Inc.

September 2010 $10,487,363

3.09%

Quick facts:


This Fund may be suitable for contractholders if they:• want a high-quality income investment• are investing for the medium and/or long term

Class option Investment Estate IncomeMinimum investment per Contract: No new Contracts No new Contracts No new ContractsMinimum investment per Fund: $500 $500 N/AMinimum investment additional purchases: $100 $100 N/AMonthly minimum of pre-authorized chequing: $50 $50 N/A

Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential TD Canadian Bond Segregated Fund


215


Sales charges





Fee What you pay



Other fees



a commission.















charged to you




N/A


Sun Life Assurance Company of CanadaSunWise Essential Series Segregated FundsSunWise Essential TD Canadian Bond Segregated Fund


216

Sun Life Assurance Company of Canada

227 King Street SouthP.O. Box 1601 STN WaterlooWaterloo, Ontario N2J 4C5

2 Queen Street East, Twentieth Floor, Toronto, Ontario M5C 3G7 I www.ci.comHead Office / Toronto416-364-1145 1-800-268-9374

Calgary 403-205-43961-800-776-9027

Montreal 514-875-0090 1-800-268-1602

Vancouver 604-681-3346 1-800-665-6994

Client Services English: 1-800-563-5181 French: 1-800-668-3528

For more information about the innovative features

and benefits of SunWise Essential Series,

please visit www.sunwiseessentialseries.com

Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies, is the sole issuer of the individual variable annuity contract providing for investment in SunWise Essential Series segregated funds. A description of the key features of the applicable individual variable annuity contract is contained in the Information Folder. Any amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or decrease in value. CI Investments, the CI Investments design, Harbour Advisors, Harbour Funds and Cambridge are registered trademarks of CI Investments Inc. Portfolio Series, Signature Global Asset Management and Signature Funds are trademarks of CI Investments Inc. SunWise is a registered trademark of Sun Life Assurance Company of Canada. Fidelity Investments and the Fidelity design are registered trademarks of FMR Corp. RBC Asset Management is a registered trademark of Royal Bank of Canada. ™TD Asset Management is a trademark of The Toronto-Dominion Bank, used under licence. Franklin Templeton Investments, Franklin Templeton Investments Quotential Program and/or Franklin Templeton Investments and design are registered trademarks of Franklin Templeton Investment Corp. Dynamic Funds™ is a division of Goodman & Company, Investment Counsel Ltd. (“GCICL”). GCICL does not warrant or make any representations regarding the use or the results of the information contained herein in terms of its correctness, accuracy, timeliness, reliability, or otherwise. ©CI Investments Inc., 2018

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