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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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TRUSTEE SALE 9171 Fenway Drive,

Mechanicsville, VA 23116Hanover County

In execution of a Deed of Trust in the original principal amount of $267,500.00, dated July 31, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2888, at page 555, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on October 9, 2012at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Parcel 2A, 0.70 acres, on plat attached to Deed recorded in Deed Book 576, page 132, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-017297-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale7633 Osborne Turnpike, Richmond a/k/a

Henrico, Virginia, 23231(Tax ID No. 803-691-3760)

Default having been made in the terms of a certain Deed of Trust dated April 1, 2009, in the original principal amount of $111,925.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4688, Page 1757, the undersigned Substitute Trustees will sell at public auction on October 18, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as containing 0.98 of an acre, more or less, as shown on a plat, dated November 11, 1982, a copy of which is attached to and recorded with a certain Deed recorded in the aforesaid Clerk’s Office in Deed Book 1863, Page 361. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $11,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 95121, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE5000 W Seminary Ave, Richmond, VA

23227-3408

In execution of a Deed of Trust in the original principal amount of $215,050.00, dated May 7, 2007recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070016050, at page 0152, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond,Virginia, on October 11, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 15, Block K, North Ginter Park, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Plat Book 14, Page 28, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-030907-09/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

VIRGINIA:IN THE CIRCUIT COURT OF HENRICO COUNTY

PARKER, POLLARD, WILTON & PEADEN, P.C.,(formerly Parker, Pollard & Brown, P.C.)Plaintiffvs.Case No.: CL12-2362Benjamin F. Williams, Jr., Linda W. Wilson, Daniel Williams, Edward L. Williams, Jr.AndHeirs, Devisee and Successors in interestOf Richard Downey Seaman, III, (a/k/aRichard D. Seaman, III) who are Made parties defendant by the generalDescription of Parties UnknownAnd Parties Unknown, Defendants.

ORDER OF PUBLICATION

The object of this suit is to ascertain those person or persons who may be entitled to receive a beneficial interest in the Estate of Richard Downey Seaman, III, deceased.An Affidavit having been made by Donald W. Piacentini, President of Parker, Pollard, Wilton & Peaden, P.C., who affirmed to the Court that due diligence has been performed to ascertain the heirs of Richard Downey Seaman, III; however, there may be other unknown heirs, devisees and successors in interest of Richard Downey Seaman, III who may have an interest in the estate and that their names, whereabouts and mailing addresses, if any, are unknown.Accordingly, it is hereby ORDERED that such persons appear on or before the 22nd day of October, 2012, and take such steps as may be necessary to protect his/her interest in this suit.It is further ORDERED that this Order be published once a week for four consecutive weeks in Style Weekly, a publication having a general circulation in the County of Henrico and City of Richmond, Virginia, and that a copy of this Order be posted at the front door of the Courthouse.ENTER: 9/11/12L.A. Harris, Jr.Judge

TRUSTEE’S SALE OF REAL ESTATE located at 4721 Twila Lane,

Richmond, Virginia In execution of the Deed of Trust from MATTHEW W. HAYES dated March 17, 2006, in the Original Principal Amount of $103,377.00, and recorded in Deed Book 7010, Page 499, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on October 9, 2012, at 11:05 a.m., the property described as Lot 13, Block D, Plan of Alice Heights, Secion B, County of Chesterfield, Virginia, known as 4721 Twila Lane, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 9,500.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.DATED: September 11, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s)12‑053BF (74.03)For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608(757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE SALE14306 Jeffries Pl, Midlothian, VA 23114

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $339,000.00, dated January 9, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8152, at page 0835, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 11, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 34, Tanner Village, Section C, at Charter Colony, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-021541-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

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Across 1. “Eating ____” (1982 comedy)6. E pluribus ____10. Word with a head slap13. His #13 was retired by the Miami Dolphins14. Its symbol is “$”15. Elizabethan ____16. It may be hidden17. Not dull18. Luncheonette order19. With 30-, 45- and 54-Across, a biased-but-true statement about where to find “Republican” in the dictionary21. 1989 play about Capote23. “Balderdash!”24. “You don’t say!”27. Style30. See 19-Across32. Words before corner or profit34. “Absolutely!” in Acapulco35. French law36. Last rites39. What preschoolers learn41. Oath42. Orator’s skill: Abbr.

44. Zilch45. See 19-Across49. Home bodies?50. Don’t participate in51. Screenwriter Ephron53. Burgle54. See 19-Across58. Israeli weapon60. La ____ Tar Pits62. Program with steps63. Persona ____ grata64. Fontanne’s theater partner65. 3 Musketeers filling66. Gear tooth67. Old Testament bk. named for a woman68. ____ pole

Down 1. Prego competitor2. Mars : Roman :: ____ : Greek3. Balm4. It’s observed on Oct. 245. Casual Friday shoe6. Maintenance costs7. ____-do-well8. Apply

9. Vogue and Elle, e.g.10. Springsteen’s “Greetings from Asbury Park, N.J.,” for example11. Link letters12. Fashion item in mid-Manhattan?13. Army VIP20. Nautical rope22. Singer Carly ____ Jepsen with the #1 2012 hit “Call Me Maybe”24. “Oh, pooh!”25. Moviegoer’s chocolate bite26. Keats and Shelley, e.g.27. “Downtown” Julie Brown and others28. “Absolutely!” in Arles29. Sweatpants feature31. Chickadee relative33. Jacuzzi sight37. Jazz trumpeter Baker38. WWI mil. group40. Undersea explorer43. Words following bored or scared46. Furthermore47. Crunch unit48. Dissolving agent52. “I” pad?54. It may be stabilized

55. Spirit in le ciel56. Chomsky who said “I was never aware of any other option but to ques-tion everything”57. Demolition supply58. Duke’s NCAA rival59. Place with feeding times61. Ukr. neighbor

BRAIN CALISTHENICSClassifiedsby: David Levinson Wilk © 2012 David Levinson Wilk

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NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 2513-2515 BELLS ROAD

RICHMOND, VIRGINIA 23236

In execution of a Deed of Trust in the original principal amount of $25,000.00 from Central Virginia Home Builder, Inc., dated November 13, 2008, recorded November 17, 2008 as Instrument #08-29442 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-16111 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 11, 2012 at 10:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2513-2515 Bells Road, Richmond, Virginia 23223; Real Property Tax Map Reference No. S0080884032. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

2517 BELLS ROADRICHMOND, VIRGINIA 23236

In execution of a Deed of Trust in the original principal amount of $19,975.00 from Central Virginia Home Builder, Inc., dated October 30, 2009, recorded November 3, 2009 as Instrument #09-24552 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-16110 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 11, 2012 at 10:10 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2517 Bells Road, Richmond, Virginia 23223; Real Property Tax Map Reference No. S008-0884/035. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 515 Willomett Avenue,

Richmond, VA 23227-2918Henrico County

In execution of a Deed of Trust in the original principal amount of $170,356.00, dated July 30, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4676, at page 1784, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 11, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 16, Block 2, Chamberlayne Estates, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003081-12/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10164 Suzanne Drive,

Mechanicsville, VA 23116-4027Hanover County

In execution of a Deed of Trust in the original principal amount of $204,000.00, dated June 12, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2723, at page 468, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on October 16, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 7, Block B, Pearson’s Corner, Section 2, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-025628-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE12364 and 12366 Mason Ave, Chester, VA

23831-5012Chesterfield County

In execution of a Deed of Trust in the original principal amount of $66,400.00, dated March 1, 2004recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5625, at page 524, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 11, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block A, Grove Place, Section 3, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003148-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE8284 Tarragon Dr., Mechanicsville, VA

23111-6504Hanover County

In execution of a Deed of Trust in the original principal amount of $219,849.00, dated May 7, 2008recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2915, at page 2960, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on October 16, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 4, Block E, Spicetree, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-007744-12/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 8218 J David Lane, Mechanicsville, VA 23111. In execution of a certain deed of trust dated April 02, 2007, in the original principal amount of $136,500.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2871 Page 0429, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on October 12, 2012, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND SITUATED IN THE COUNTY OF HANOVER, COMMONWEALTH OF VIRGINIA, BEING KNOWN AND DESIGNATED AS LOT 22, BLOCK F, SECTION 2, ALL AS MORE PARTICULARLY SHOWN ON A CERTAIN SUBDIVISION PLAT OF “CHERRYDALE WEST, SECTION 2, HENRY DISTRICT, HANOVER COUNTY, VIRGINIA,” PREPARED BY HOLLY & SPAIN, LTD., P.C., RECORDED ON JANUARY 20, 1988 IN SUBDIVISION PLAT BOOK 6, PAGE 89, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HANOVER COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 148870

TRUSTEE’S SALE OF 4702 Mason Rest Court, North Chesterfield AKA Richmond, VA 23234. In execution of a certain deed of trust dated February 12, 2007, in the original principal amount of $140,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7626 Page 0440, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 12, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN DALE MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING DESIGNATED AS LOT 26, BLOCK B, SECTION A, MASON WOODS, AS SHOWN ON A PLAT MADE BY BALZER & ASSOCIATES, INC., DATED SEPTEMBER 25, 1985 AND RECORDED OCTOBER 30, 1985 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 51, PAGES 37 AND 38, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 152547

TRUSTEE’S SALE OF 2008 Carroll Street, Richmond, VA 23223.

In execution of a certain deed of trust dated February 22, 2007, in the original principal amount of $155,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4293 Page 1764, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 12, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, KNOWN, NUMBERED AND DESIGNATED AS NO. 2008 CARROLL STREET, LYING AND BEING IN THE COUNTY OF HENRICO, STATE OF VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT POINT ON THE NORTH LINE OF CARROLL STREET, AS WIDENED, DISTANT THEREON 278.56 FEET EAST OF THE INTERSECTION OF THE NORTH LINE OF CARROLL STREET WITH THE EASTERN LINE OF 20TH STREET, THENCE RUNNING EASTWARDLY ALONG AND FRONTING ON THE NORTHERN LINE OF CARROLL STREET, AS WIDENED, FOR A DISTANCE OF 65 FEET; THENCE EXTENDING BACK NORTHWARDLY AT RIGHT ANGLES TO SAID FRONT AND BETWEEN PARALLEL LINES, 132.10 FEET TO AN ALLEY IN THE REAR 16 FEET WIDE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 153800

TRUSTEE’S SALE OF 11104 Heathstead Road, Chester, VA 23831. In execution of a certain deed of trust dated January 05, 2006, in the original principal amount of $175,200.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6875 Page 727, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 12, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING, AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRIGINA, AND SHOWN AS LOT 58, ASCOT POINTE, (PREVIOUSLY ERRONEOUSLY TYPED POINT), ON SUBDIVISION PLAT BY CHARLES C. TOWNES & ASSOCIATES, P.C., CIVIL ENGINEERS- PLANNERS- LAND SURVEYORS, DATED APRIL 3, 1987, RECORDED NOVEMBER 9, 1987, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 59, PAGES 21-22, AMENDED IN PLAT BOOK 60, PAGES 27-28, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 73486

NOTICE OF SUBSTITUTE TRUSTEES’ SALE OF

132 Turner Road, Richmond, VA 23225 TAX PARCEL NO. 762-705-2994-00000

In execution of a Deed of Trust (“Deed of Trust”) from Dominga Del Carmen Martinez and Carlos Armando Martinez, the Grantors, to Samuel I. White, P.C., Trustee, which Deed of Trust is dated October 1, 2007, and recorded October 2, 2007, in the Clerk’s Office of the Circuit Court for Chesterfield County, VA (“Clerk’s Office”), in Deed Book 8024, Page 0218, default having occurred in the payment of the debt secured by the Deed of Trust, Keith L. Phillips having been substituted as Substitute Trustee (“Substitute Trustee”) by Deed of Appointment of Substitute Trustee, dated September 24, 2012, and recorded in the Clerk’s Office on September 27, 2012, in Deed Book 9905, Page 921, and at the request of the owner and holder of the Note evidencing the debt, the Substitute Trustee will offer for sale at public auction to the highest bidder at 10:00 a.m., local time, on October 19, 2012, on the front steps of the courthouse building of the Circuit Court of Chesterfield County, VA, located at 9500 Courthouse Road, Chesterfield, VA 23832, the following described real property (“Property”): ALL that certain lot, piece or parcel of land together with improvements thereon and appurtenances thereto belonging, lying and being in Chesterfield County, Virginia, containing 0.36 acres as shown on plat of survey made by Balzer and Associates, Inc., Planners, Architects, Engineers & Surveyors, dated March 13, 1998, entitled “Improvements on 132 Turner Road, Chesterfield County, Virginia”, a copy of which plat is attached to deed recorded in Deed Book 3245, page 279, in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, and reference to which is hereby made for a more particular description.BEING the same real estate conveyed to Martinez & Associates Inc., by Deed from Dominga Del Carmen Martinez and Carlos Amando Martinez, dated January 7, 2008 and recorded January 15, 2008 in the aforesaid Clerk’s Office in Deed Book 8155, page 366.Terms: A deposit in the form of cash or certified funds in the amount of ten percent (10%) of the successful bid will be required at the time of sale. Closing within ten (10) days of sale. Time is of the essence. The Property is being sold “AS IS” without representation or warranty of any sort or nature concerning its condition and subject to all rights, reservations, leases, covenants, conditions, easements, agreements, and restrictions superior to the Deed of Trust as they may lawfully affect the Property. No representation concerning status of title, liens, leases, occupancy, zoning, physical or environmental conditions, access, and/or availability of utilities are made by the undersigned or the beneficiary. Obtaining possession of the Property shall not be the responsibility of the Substitute Trustee or the holder of the note secured by the Deed of Trust, but shall be at the sole cost, risk, and expense of the successful bidder. The successful bidder shall pay for all recording charges, examination of title, settlement fees, and all costs of conveyancing, which shall be by Special Warranty Deed. The Substitute Trustee reserves the right to reject any bid(s), withdraw the Property from the sale at any time before the termination of the bidding, keep the bidding open for any length of time, postpone or adjourn the sale, reject any and all bids, review the qualifications of all bidders, and amend and/or supplement the terms of sale by verbal announcements prior to and/or during the sale. The holder of the note evidencing the debt secured by the deed of trust expressly reserves the right to bid at the sale.In the event of resale due to the default of the successful bidder, the deposit shall be forfeited by the defaulting successful bidder and applied to the costs and expenses of the sale, and the balance, if any, shall be retained by the substitute trustee as compensation for the sale.Keith L. Phillips, Substitute TrusteeFor information contact: William A. Gray Sands Anderson PC (Post Office Box 1998) 1111 E. Main Street, Suite 2400 Richmond, VA 23219 804-783-7237 (phone) 804-783-7291 (fax)

TRUSTEE’S SALE OF 408 German School Road, Richmond, VA 23225. In execution of a certain deed of trust dated March 24, 2005, in the original principal amount of $79,920.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050009854, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 26, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AND DISGNATED AS NO. 408 GERMAN SCHOOL ROAD, ALL AS SHOWN ON A PLAT MADE BY RALEIGH E. PHELPS, CERTIFIED LAND SURVEYORS, DATED MAY 22, 1978, ENTITLED “SURVEY & MAP OF LOT 4, BLOCK A, SECTION D, PLAN OF KEANELAND FARMS IN RICHMOND VA:, A COPY OF WHICH IS RECORDED WITH THE BELOW MENTIONED DEED IN DEED BOOK 538, PAGE 749 AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERT HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 134048

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TRUSTEE’S SALE OF 1710 Monterio Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated December 01, 1993, in the original principal amount of $22,700.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Deed Book 0375 Page 0705, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 26, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, KNOWN AS NO. 1710 MONTEIRO STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE WEST LINE OF MONTEIRO STREET AND AS SHOWN ON PLAT OF SURVEY BY WILLIAM J. SCHMIDT & ASSOC., ENGINEERS AND SURVEYORS, DATED JANUARY 16, 1976, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR METES AND BOUNDS DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 154195

TRUSTEE SALE 229 Ashbury Hills Dr,

Richmond, VA 23227-1263Henrico County

In execution of a Deed of Trust in the original principal amount of $272,000.00, dated August 4, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4175, at page 0184, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 9, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 9, Block A, Section 1, Ashbury at Stoneleigh, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-015955-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 11901 Bondurant Dr,

North Chesterfield, VA 23236-3214Chesterfield County

In execution of a Deed of Trust in the original principal amount of $288,994.33, dated November 18, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7752, at page 0843, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 23, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 6, Block N, Stonehenge, Section B, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000005-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 907 Bradley Lane,

Richmond, VA 23225-4305In execution of a Deed of Trust in the original principal amount of $101,000.00, dated August 4, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond,Virginia, in Instrument 050026446, at page 1092, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 11, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 38, Norwood Park, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-000144-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 7706 Brightridge Rd, Chesterfield, VA 23832In execution of a Deed of Trust in the original principal amount of $141,000.00, dated May 20, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,Virginia, in Deed Book 8335, at page 0167, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 4, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: LOT 46 GLEN WOOD, BLOCK E, SECTION F, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-018463-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3901 Windy Creek Drive, Chesterfield, VA 23832

In execution of a Deed of Trust in the original principal amount of $199,225.00, dated April 22, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6344, at page 982, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 4, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 47, Windy Creek, Section A, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-018063-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF SUBSTITUTE TRUSTEES’ SALE OF

136 Turner Road, Richmond, VA 23225 TAX PARCEL NO. 762-705-1190-00000

In execution of a Deed of Trust (“Deed of Trust”) from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Martinez, the Grantors, to Robert F. Pannell, P.C., Trustee, which Deed of Trust is dated June 19, 2007, and recorded July 2, 2007, in the Clerk’s Office of the Circuit Court for Chesterfield County, VA (“Clerk’s Office”), in Deed Book 7873, Page 0856, default having occurred in the payment of the debt secured by the Deed of Trust, Keith L. Phillips having been substituted as Substitute Trustee (“Substitute Trustee”) by Deed of Appointment of Substitute Trustee, dated September 24, 2012, and recorded in the Clerk’s Office on September 27, 2012, in Deed Book 9905, Page 924, and at the request of the owner and holder of the Note evidencing the debt, the Substitute Trustee will offer for sale at public auction to the highest bidder at 10:00 a.m., local time, on October 19, 2012, on the front steps of the courthouse building of the Circuit Court of Chesterfield County, VA, located at 9500 Courthouse Road, Chesterfield, VA 23832, the following described real property (“Property”): ALL that certain lot, piece or parcel of land together with improvements thereon and appurtenances thereto belonging, lying and being in Chesterfield County, Virginia, containing 0.45 acres as shown on plat of survey made by Balzer and Associates, Inc., Planners, Architects, Engineers & Surveyors, dated March 13, 1998, entitled “Plat Showing 136 Turner Road, Chesterfield County, Virginia”, a copy of which plat is attached to deed recorded in Deed Book 3245, page 278, in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, and reference to which is hereby made for a more particular description.TOGETHER WITH a non-exclusive variable width easement for ingress and egress across property designated as #132 as shown on the above described plat of survey.BEING THE SAME as conveyed to Rosales-Martinez & Associates, Inc., by Deed from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Marinez, dated January 8, 2008 and recorded January 15, 2008 in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia in Deed Book 8155, page 369.Terms: A deposit in the form of cash or certified funds in the amount of ten percent (10%) of the successful bid will be required at the time of sale. Closing within ten (10) days of sale. Time is of the essence. The Property is being sold “AS IS” without representation or warranty of any sort or nature concerning its condition and subject to all rights, reservations, leases, covenants, conditions, easements, agreements, and restrictions superior to the Deed of Trust as they may lawfully affect the Property. No representation concerning status of title, liens, leases, occupancy, zoning, physical or environmental conditions, access, and/or availability of utilities are made by the undersigned or the beneficiary. Obtaining possession of the Property shall not be the responsibility of the Substitute Trustee or the holder of the note secured by the Deed of Trust, but shall be at the sole cost, risk, and expense of the successful bidder. The successful bidder shall pay for all recording charges, examination of title, settlement fees, and all costs of conveyancing, which shall be by Special Warranty Deed. The Substitute Trustee reserves the right to reject any bid(s), withdraw the Property from the sale at any time before the termination of the bidding, keep the bidding open for any length of time, postpone or adjourn the sale, reject any and all bids, review the qualifications of all bidders, and amend and/or supplement the terms of sale by verbal announcements prior to and/or during the sale. The holder of the note evidencing the debt secured by the deed of trust expressly reserves the right to bid at the sale.In the event of resale due to the default of the successful bidder, the deposit shall be forfeited by the defaulting successful bidder and applied to the costs and expenses of the sale, and the balance, if any, shall be retained by the substitute trustee as compensation for the sale.Keith L. Phillips,Substitute TrusteeFor information contact:William A. GraySands Anderson PC(Post Office Box 1998)1111 E. Main Street, Suite 2400 Richmond, VA 23219 804-783-7237 (phone) 804-783-7291 (fax)

TRUSTEE SALE1006 Whisperlake Court, Midlothian, VA

23114-7134Chesterfield County

In execution of a Deed of Trust in the original principal amount of $297,000.00, dated December 1, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7525, at page 0482, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under-signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 16, 2012 at 3:15 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 43, Section B (erroneously referred to in Deed of Trust as Section 8), Walton Lake, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-007545-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale5609 Cogbill Road, Richmond a/k/a North Chesterfield, Virginia 23234

(Tax ID No. 774682080700000)

Default having been made in the terms of a certain Deed of Trust dated May 6, 2002, in the modified principal amount of $58,663.24 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 4518 at Page 393, as amended by a modification agreements recorded in Deed Book 7583, at page 0139, and in Deed Book 8159, at page 0455, the undersigned Substitute Trustees will sell at public auction on October 11, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 15, in Section 1, on the Plan of Ampthill Gardens, plat of which is recorded in Plat Book 7, Pages 62 and 63, in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’sSale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 82917, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 2116 2nd Avenue, Richmond, VA 23222

In execution of a Deed of Trust in the original principal amount of $90,000.00, dated November 7, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 050039286, at page 886, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 11, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Northern one-half of Lot 8 and the southern portion of Lot 9, in Square 2, Plan of Chestnut Hill, with improvements thereon.TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003641-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 2929, 2931 and 2933 2nd Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated September 01, 2006, in the original principal amount of $119,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060031037, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 12, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND WITH ALL IMPROVEMENTS THEREON, KNOWN AS 2929, 2931 AND 2933 SECOND AVENUE, FORMERLY KNOWN AS 2929 SECOND AVENUE, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE EASTERN LINE SECOND AVENUE AND BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE SOUTHERN LINE OF BROOKLAND PARK BOULEVARD AND THE EASTERN LINE OF SECOND AVENUE, THENCE RUNNING SOUTHWARDLY ALONG THE FRONT ON THE SAID EASTERN LINE OF SECOND AVENUE 50 FEET, THENCE FROM SAID FRONTING EXTENDING BACK EASTWARDLY BETWEEN PARALLEL LINES, THE SOUTHER OF WHICH IS THE SOUTHERN LINE OF BROOKLAND PARK BOULEVARD, 66 FEET, BEING THE WESTERN 66 FEET OF LOTS NOS. 17 AND 18 IN BLOCK 2, IN THE PLAN OF “THE PLATEAU”, PART OF HIGHLAND PARK, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, IN PLAT BOOK 7, PAGE 48. LESS AND EXCEPT THAT PORTION OF THE PROPERTY CONVEYED TO JAMES E. ROBINSON AND BARBARA N. ROBINSON, HUSBAND AND WIFE, BY DEED DATED AUGUST 27, 1984 AND RECORDED SEPTEMBER 11, 1984 IN DEED BOOK 17, PAGE 337. Tax ID: N0000919029.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 136887

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TRUSTEE SALE3123 Hanover Ave,

Richmond, VA 23221-2820In execution of a Deed of Trust in the original principal amount of $79,800.00, dated May 28, 1985 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Deed Book 41, at page 1015, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, onOctober 9, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:BEGINNING at a rod on the southern line of Hanover Avenue which rod is distant in an easterly direction 104.17 feet along the southern line of Hanover Avenue from the eastern line of Cleveland Street; thence extending back in a southerly direction along a line parallel to the eastern line of Cleveland Street 127.75 feet to a rod on the northern line of a 12-foot alley; thence in an easterly direction on the northern line of such alley 25 feet to a rod; thence in a northerly direction along a line parallel to the eastern line of Cleveland Street a distance of 50.79 feet to a point; thence in a westerly direction 0.06 feet to a point; thence in a northerly direction 7.12 feet to a point; thence in a northerly direction along the last mentioned line which is parallel to the eastern line of Cleveland Street 69.84 feet to a nail on the southern line of Hanover Avenue; thence in a westerly direction along the southern line of Hanover Avenue 25 feet to the point of beginning, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-027847-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 8206 Babbler Lane, Richmond, VA 23235. In execution of a certain deed of trust dated August 19, 2003, in the original principal amount of $114,198.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5330 Page 451, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on October 26, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 32, BLOCK F, SECTION 1, FOXBERRY, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY LEWIS & OWENS, INC., DATED FEBRUARY 27, 1984, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 45, PAGES 47 THROUGH 49, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED. BEING THE SAME REAL ESTATE TO JOHN P. WARD, JR. BY DEED FROM THOMAS M. PARIS, DATED MARCH 20, 2001, RECORDED APRIL 2, 2001, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 4044, PAGE 567..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 147425

TRUSTEE’S SALE OF 2310 Pleasant Run Drive, Richmond, VA 23233. In execution of a certain deed of trust dated June 24, 2004, in the original principal amount of $148,400.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3708 Page 0856, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 26, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 2, BLOCK J, TUCKAHOE VILLAGE WEST SECTION E, AS SHOWN ON PLAT OF SURVEY MADE BY J.K. TIMMONS, CONSULTING ENGINEERS, DATED MAY 7, 1975, AND RECORDED IN DEED BOOK 1642, PAGE 163, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION. THIS IS THE SAME PROPERTY CONVEYED TO LORAINE C. GAYHEART BY DEED OF NANCY R. FINNEGAN, UNMARRIED, DATED JULY 29, 1998 AND RECORDED AUGUST 3, 1998 IN THE OFFICE OF THE REGISTER OF DEEDS FOR HENRICO COUNTY, VIRGINIA IN BOOK 2830, PAGE 402..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 154337

NOTICE OF SUBSTITUTE TRUSTEES’ SALE OF200 Turner Road, Richmond, VA 23225

TAX PARCEL NO. 762-705-3285-00000In execution of a Deed of Trust (“Deed of Trust”) from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Martinez, the Grantors, to Robert F. Pannell, P.C., Trustee, which Deed of Trust is dated June 19, 2007, and recorded July 2, 2007, in the Clerk’s Office of the Circuit Court for Chesterfield County, VA (“Clerk’s Office”), in Deed Book 7873, Page 0845, default having occurred in the payment of the debt secured by the Deed of Trust, Keith L. Phillips having been substituted as Substitute Trustee (“Substitute Trustee”) by Deed of Appointment of Substitute Trustee, dated September 24, 2012, and recorded in the Clerk’s Office on September 27, 2012, in Deed Book 9905, Page 927, and at the request of the owner and holder of the Note evidencing the debt, the Substitute Trustee will offer for sale at public auction to the highest bidder at 10:00 a.m., local time, on October 19, 2012, on the front steps of the courthouse building of the Circuit Court of Chesterfield County, VA, located at 9500 Courthouse Road, Chesterfield, VA 23832, the following described real property (“Property”): ALL that certain lot, piece or parcel of land together with improvements thereon and appurtenances thereto belonging, lying and being in Midlothian District, Chesterfield County, Virginia, and being known and designated as “Lot 2, of Proposed Lots out of Property of Ira D. Vanaman”, all as more shown on plat of survey made by Robert Lee Hall, Engineer and Surveyor, Richmond, Virginia, dated November 3, 1964, entitled “Lot 2, of Proposed Lots out of Property of Ira D. Vanaman”, Manchester Distirct, Chesterfield County, Virginia”, a copy of which plat is attached and made part of a deed recorded in Deed Book771, page 52, reference to which is hereby made for a more particular description of said property herein conveyed.LESS AND EXCEPT:(1) 0.046 acres to Commonwealth of Virginia for improvements to Route 650, dated February 25, 1987, recorded March 4, 1987 in Deed Book 1841, page 404.(2) 0.05 acres to Commonwealth of Virginia for improvements to Route 650, dated December 11, 1987, recorded December 23, 1987 in Deed Book 1919, page 1368.(3) 0.05 acres to Commonwealth of Virginia for improvements to Route 650, dated July 20, 1990, recorded June 6, 1991 in Deed Book 2157, page 24.(4) Deed of Dedication to the County of Chesterfield, dated February 3, 2005, recorded in Deed Book 6282, page 391. BEING THE SAME as conveyed to Rosales-Martinez & Associates, Inc., by Deed from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Marinez, dated January 8, 2008 and recorded January 15, 2008 in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia in Deed Book 8155, page 369.Terms: A deposit in the form of cash or certified funds in the amount of ten percent (10%) of the successful bid will be required at the time of sale. Closing within ten (10) days of sale. Time is of the essence. The Property is being sold “AS IS” without representation or warranty of any sort or nature concerning its condition and subject to all rights, reservations, leases, covenants, conditions, easements, agreements, and restrictions superior to the Deed of Trust as they may lawfully affect the Property. No representation concerning status of title, liens, leases, occupancy, zoning, physical or environmental conditions, access, and/or availability of utilities are made by the undersigned or the beneficiary. Obtaining possession of the Property shall not be the responsibility of the Substitute Trustee or the holder of the note secured by the Deed of Trust, but shall be at the sole cost, risk, and expense of the successful bidder. The successful bidder shall pay for all recording charges, examination of title, settlement fees, and all costs of conveyancing, which shall be by Special Warranty Deed. The Substitute Trustee reserves the right to reject any bid(s), withdraw the Property from the sale at any time before the termination of the bidding, keep the bidding open for any length of time, postpone or adjourn the sale, reject any and all bids, review the qualifications of all bidders, and amend and/or supplement the terms of sale by verbal announcements prior to and/or during the sale. The holder of the note evidencing the debt secured by the deed of trust expressly reserves the right to bid at the sale.In the event of resale due to the default of the successful bidder, the deposit shall be forfeited by the defaulting successful bidder and applied to the costs and expenses of the sale, and the balance, if any, shall be retained by the substitute trustee as compensation for the sale.Keith L. Phillips,Substitute TrusteeFor information contact:William A. GraySands Anderson PC(Post Office Box 1998)1111 E. Main Street, Suite 2400 Richmond, VA 23219 804-783-7237 (phone) 804-783-7291 (fax)

V I R G I N I A:

IN THE CIRCUIT COURT OF THE CITY OF RICHMOND

In the Matter ofCase Number: CL 12003787-00(7)STEPHEN FRANCIS BROOKS

ORDER OF PUBLICATION

The object of this suit is to have a judicial determination that Stephen Francis Brooks, who was born on November 19, 1957, is dead, on the grounds that he left the Commonwealth in 1992 and has not been heard from since 1994, a period of eighteen (18) years. A Complaint seeking this determination was filed by his brother, Louis Carlton Brooks.

In accordance with Section 64.1-108 of the Code of Virginia, notice is hereby given that on November 1, 2012, at 9:30 a.m., the court will hear evidence concerning the alleged absence of the presumed decedent and the circumstances and duration thereof.

An Extract,Teste: Bevill M. Dean, Clerk

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TRUSTEE’S SALE 5402 Colwyck Drive, Richmond, VA 23223

Parcel ID 814-722-7938Pursuant to the terms of a deed of trust dated August 19, 2011, in the original principal amount of $134,013.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4903, Page 615, and assigned by Certificate of Transfer recorded in the aforesaid Clerk’s Office in Deed Book 4903, Page 626, the property briefly described below will be offered for sale at public auction:Lot 3, Block DD, Hechler Village, Sec. 11, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 42, Page 7, and as more particularly described in the referenced deed of trust.The sale will take place on OCTOBER 11, 2012, aT 11:45 a.m., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA.The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $13,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute TrusteeFOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228432).

TRUSTEE SALE 9204 Crystalwood Ln,

Henrico, VA 23294-5606In execution of a Deed of Trust in the original principal amount of $196,100.00, dated March 26, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4492, at page 2276, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 9, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 21, Block J, Section K, West End Manor, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-023698-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE 5506 Cypressleaf Drive, Richmond, VA 23234

Parcel ID 775675597400000Pursuant to the terms of a deed of trust dated January 16, 2007, in the original principal amount of $171,499.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 7578, Page 294, the property briefly described below will be offered for sale at public auction:Lot 38, Hilmar, Sec. D, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 80, Pages 15-16, and as more particularly described in the referenced deed of trust.The sale will take place on OCTOBER 11, 2012, aT 11:00 a.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA.The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute TrusteeFOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228435).

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

2409 DALE AVENUERICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $92,000.00 from Commonwealth Investment Properties, LLC, dated November 26, 2007 and recorded February 19, 2008 as Instrument #08-4236 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-7181 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 23, 2012, at 10:30 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2409 Dale Avenue, Richmond, Virginia; Tax Map Reference No. S0090345016. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE’S SALE OF REAL ESTATE located at 2709 Darton Drive,

Richmond, Virginia In execution of the Deed of Trust from YOLANDA E. NEWBILL dated November 24, 1998, in the Original Principal Amount of $130,150.00, and recorded in Deed Book 2863, Page 1711, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Henrico on October 9, 2012, at 10:00 a.m., the property described as Lot 4, Block B, Section 1, Orchard Glen, and Resubdivision of a Portion of Lot 1, Maplewood Farm, County of Henrico, Virginia, known as 2709 Darton Drive, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 10,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.DATED: September 11, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s)12‑083BF (74.33)For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608(757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE SALE 3120 Griffin Ave, Richmond, VA 23222-2617In execution of a Deed of Trust in the original principal amount of $192,000.00, dated January 11, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080000988, at page 0420, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 9, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Block F, Brightwood, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-013130-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 14701 Inlet Ct,

Chesterfield, VA 23832-2588In execution of a Deed of Trust in the original principal amount of $133,600.00, dated March 21, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8243, at page 0886, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 4, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 8, Block C, Section 1, Ashbrook, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014378-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 611 Queensway Rd,

North Chesterfield, VA 23236Chesterfield County

In execution of a Deed of Trust in the original principal amount of $100,050.00, dated May 7, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 9079, at page 0689, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 4, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 24, Block D, Section 4, Braircliff Subdivision, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014161-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF SUBSTITUTE TRUSTEES’ SALE OF202 Turner Road, Richmond, VA 23225

TAX PARCEL NO. 762-705-3475-00000In execution of a Deed of Trust (“Deed of Trust”) from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Martinez, the Grantors, to Robert F. Pannell, P.C., Trustee, which Deed of Trust is dated June 19, 2007, and recorded July 2, 2007, in the Clerk’s Office of the Circuit Court for Chesterfield County, VA (“Clerk’s Office”), in Deed Book 7873, Page 0868, default having occurred in the payment of the debt secured by the Deed of Trust, Keith L. Phillips having been substituted as Substitute Trustee (“Substitute Trustee”) by Deed of Appointment of Substitute Trustee, dated September 24, 2012, and recorded in the Clerk’s Office on September 27, 2012, in Deed Book 9905, Page 930, and at the request of the owner and holder of the Note evidencing the debt, the Substitute Trustee will offer for sale at public auction to the highest bidder at 10:00 a.m., local time, on October 19, 2012, on the front steps of the courthouse building of the Circuit Court of Chesterfield County, VA, located at 9500 Courthouse Road, Chesterfield, VA 23832, the following described real property (“Property”): ALL that certain lot, piece or parcel of land together with improvements thereon and appurtenances thereto belonging, lying and being in Chesterfield County, Virginia, containing 0.42 acres, more or less, on plat of survey entitled “Plat of Property Situated on the Western Line of Turner Road and the South of Route 60, Chesterfield County, Virginia”, dated February 11, 1975, by Chas. H. Fleet & Associates, Engineers and Surveyors, and in accordance with which plat is more particularly described as follows:BEGINNING at a point marked by a rod in the western line of Turner Road, which rod is located therein 880.0 feet in a southerly direction from the intersection of western line of Turner Road with the southern line of Route No. 60, Midlothian Turnpike, thence from such point of beginning along the western line of Turner Road S. 6°56’40” E. 100.00 feet to a rod; thence S. 82°56’20” W. 185.0 feet to a rod; thence N. 6°56’40” W. 100.00 feet to a rod; thence N. 82°56’20” E. 185.0 feet to the point of beginning.LESS AND EXCEPT:(1) 0.046 acres to Commonwealth of Virginia for improvements to Route 650, dated February 25, 1987, recorded March 4, 1987 in Deed Book 1841, page 404.(2) 0.05 acres to Commonwealth of Virginia for improvements to Route 650, dated December 11, 1987, recorded December 23, 1987 in Deed Book 1919, page 1368.(3) 0.05 acres to Commonwealth of Virginia for improvements to Route 650, dated July 20, 1990, recorded June 6, 1991 in Deed Book 2157, page 24.(4) Deed of Dedication to the County of Chesterfield, dated February 3, 2005, recorded in Deed Book 6282, page 391. BEING THE SAME as conveyed to Rosales-Martinez & Associates, Inc., by Deed from Dominga Del Carmen Martinez, Carlos Armando Martinez, Jose Manuel Martinez and Miguel Antonio Marinez, dated January 8, 2008 and recorded January 15, 2008 in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia in Deed Book 8155, page 369.Terms: A deposit in the form of cash or certified funds in the amount of ten percent (10%) of the successful bid will be required at the time of sale. Closing within ten (10) days of sale. Time is of the essence. The Property is being sold “AS IS” without representation or warranty of any sort or nature concerning its condition and subject to all rights, reservations, leases, covenants, conditions, easements, agreements, and restrictions superior to the Deed of Trust as they may lawfully affect the Property. No representation concerning status of title, liens, leases, occupancy, zoning, physical or environmental conditions, access, and/or availability of utilities are made by the undersigned or the beneficiary. Obtaining possession of the Property shall not be the responsibility of the Substitute Trustee or the holder of the note secured by the Deed of Trust, but shall be at the sole cost, risk, and expense of the successful bidder. The successful bidder shall pay for all recording charges, examination of title, settlement fees, and all costs of conveyancing, which shall be by Special Warranty Deed. The Substitute Trustee reserves the right to reject any bid(s), withdraw the Property from the sale at any time before the termination of the bidding, keep the bidding open for any length of time, postpone or adjourn the sale, reject any and all bids, review the qualifications of all bidders, and amend and/or supplement the terms of sale by verbal announcements prior to and/or during the sale. The holder of the note evidencing the debt secured by the deed of trust expressly reserves the right to bid at the sale.In the event of resale due to the default of the successful bidder, the deposit shall be forfeited by the defaulting successful bidder and applied to the costs and expenses of the sale, and the balance, if any, shall be retained by the substitute trustee as compensation for the sale.Keith L. Phillips,Substitute TrusteeFor information contact:William A. GraySands Anderson PC(Post Office Box 1998)1111 E. Main Street, Suite 2400 Richmond, VA 23219 804-783-7237 (phone) 804-783-7291 (fax)

VIRGINIA:In the Circuit Court of the City of

RichmondCase No.: CL12-3918Timothy Joseph Higgins, Plaintiffv.Jayne Augusta Hurst-Higgins, Defendant.

ORDER FOR PUBLICATIONThe object of this suit is to obtain a divorce from the bonds of matrimony on the grounds that the parties have lived separate and apart without any cohabitation without interruption for more than year. It is ORDERED that the Defendant whose whereabouts are unknown appear here on or before the 22nd day of October, 2012 at 9a.m. to protect his interests.An Extract,Teste: Bevill M. Dean, Clerk

TRUSTEE’S SALE OF 11110 Kentshire Lane, Chester, VA 23831.

In execution of a certain deed of trust dated October 25, 2004, in the original principal amount of $159,699.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6039 Page 0406, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 16, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT LOT OR PARCEL OF GROUND SITUATE, LYING AND BEING IN CHESTERFIELD COUNTY, COMMONWEALTH OF VIRGINIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 33, ASCOT POINTE, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY CHARLES C. TOWNES & ASSOCIATES, DATED APRIL 3, 1987, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 59, PAGES 21 AND 22, AND AS AMENDED BY AMENDED SUBDIVISION PLAT RECORDED IN THE AFORESAID CLERK’S OFFICE ON JANUARY 25, 1988, IN PLAT BOOK 61, PAGES 27 AND 28, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED. THE IMPROVEMENTS THEREON BEING KNOWN AS 11110 KENTSHIRE LANE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 133870

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Trustee’s Sale720 East Gladstone Avenue, Richmond, Virginia 23222

(Tax ID No. N0001155014)

Default having been made in the terms of a certain Deed of Trust dated June 17, 2003, in the modified principal amount of $101,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument Number 03-38198 as amended by a Modification of Deed of Trust recorded as Instrument No. 070033400, the undersigned Substitute Trustees will sell at public auction on October 11, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as 720 Gladstone Avenue, all as shown on a plat of survey dated December 6, 1968. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days.The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 99222, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF REAL ESTATE located at 5113 Mill Race Circle,

Richmond, Virginia In execution of the Deed of Trust from REGINA A. MORRIS dated February 27, 2009, in the Original Principal Amount of $127,645.00, and recorded in Deed Book 8609, Page 374, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on October 9, 2012, at 11:10 a.m., the property described as Lot 4, Block A, Section 1, Shady Creek, County of Chesterfield, Virginia, known as 5113 Mill Race Circle, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 12,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.DATED: September 11, 2012 CECIL G. MOORE, Substitute Trustee(s)12‑185BF (76.32)For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608(757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE OF 5008 New Kent Road, Richmond, VA 23225. In execution of a certain deed of trust dated August 15, 2005, in the original principal amount of $164,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050030277, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 26, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN THE CITY OF RICHMOND, (FORMERLY CHESTERFIELD COUNTY), VIRGINIA, AND BEING DESIGNATED AS LOT 7, BLOCK A, SUBDIVISION D, ON PLAN OF WESTOVER HILLS, PLAT OF WHICH IS RECORDED IN PLAT BOOK 4, PAGES 42 AND 43, IN CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTH LINE OF NEW KENT ROAD, WHICH POINT IS DISTANT 409.56 FEET EAST OF THE INTERSECTION OF THE SOUTH LINE OF NEW KENT ROAD WITH THE EAST LINE OF PRINCE ARTHUR ROAD; THENCE EXTENDING ALONG THE SOUTH LINE OF NEW KENT ROAD IN AN EASTERLY DIRECTION AND FRONTING THEREON 65 FEET; THENCE EXTENDING BACK FROM SAID FRONT IN A SOUTHERLY DIRECTION BETWEEN PARALLEL LINES 132 FEET TO AN ALLEY IN THE REAR 16.35 FEET WIDE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 134598 A-4309623 10/03/2012, 10/10/2012

TRUSTEE SALE4805 Alberta Road, Chesterfield, VA

23832-6939 In execution of a Deed of Trust in the original principal amount of $144,000.00, dated September 13, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8001, at page 0144, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 16, 2012 at 3:15 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 60, Block S, Section 7, Sunnybrook, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-018484-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE7903 Alvarado Rd, Richmond, VA 23229-

4208Henrico County

In execution of a Deed of Trust in the original principal amount of $223,960.00, dated June 1, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4352, at page 1414, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 16, 2012 at 1:00 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 2, Block B, Cheswick Farms, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-028006-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE14730 Blue Creek Place, Colonial Heights,

VA 23834-6817Chesterfield County

In execution of a Deed of Trust in the original principal amount of $214,200.00, dated November 5, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8073, at page 0335, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under-signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 16, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 59, Section Three, Southcreek, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-022040-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

Public Notice – Environmental PermitPURPOSE OF NOTICE: To seek public comment on a draft permit from the Department of Environmental Quality to limit air pollution emitted by a facility in Henrico County, Virginia. PUblIC COmmENT PERIOD: October 4, 2012 to November 2, 2012PERmIT NamE: State Operating Permit issued by DEQ, under the authority of the air Pollution Control boardaPPlICaNT NamE, aDDRESS aND REgISTRaTION NUmbER: bon Secours, St. mary’s Hospital, 5801 bremo Rd., Richmond, Va 23226; Registration No.: 50412PROjECT DESCRIPTION: bon Secours, St. mary’s Hospital has applied for an amendment to a permit to operate fuel burning equipment at St. mary’s Hospital. The amendment to the permit adds one dual fuel boiler and two emergency generators. The permit would allow the source to operate a total of six boilers, seven emergency generators, and two water heaters. HOW TO COmmENT aND/OR REQUEST a PUblIC HEaRINg: DEQ accepts comments and requests for public hearing by e-mail, fax or postal mail. all comments and requests must be in writing and be received by DEQ during the comment period. Submittals must include the names, mailing addresses and telephone numbers of the commenter/requester and of all persons represented by the commenter/requester. a request for public hearing must also include: 1) The reason why a public hearing is requested. 2) a brief, informal statement regarding the nature and extent of the interest of the requester or of those represented by the requestor, including how and to what extent such interest would be directly and adversely affected by the permit. 3) Specific references, where possible, to terms and conditions of the permit with suggested revisions. a public hearing may be held, including another comment period, if public response is significant, based on individual requests for public hearing, and there are substantial, disputed issues relevant to the permit. Contact for public comments, document requests and additional information: alison Sinclair, DEQ Piedmont Office, 4949-a Cox Rd., glen allen, Va 23060; Phone: (804) 527-5155; E-mail: alison.Sinclair@DEQ.Virginia.gov; Fax: (804) 527-5106. The public may review the draft permit and application at the DEQ office named above or may request copies of the documents from the contact person listed above.

TRUSTEE SALE3605 Hargrove Avenue, Richmond, VA

23222-2408Henrico County

In execution of a Deed of Trust in the original principal amount of $225,000.00, dated December 19, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4590, at page 0356, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 23, 2012 at 1:00 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 9,Section B, Plan of Pemberton Place, recorded in Plat Book 18, Page 101, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-028234-11/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 6947 Henrietta Ct, Mechanicsville, VA

23111-4628Hanover County

In execution of a Deed of Trust in the original principal amount of $175,960.00, dated September 20, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2590, at page 735, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on October 16, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 6, Block G, Section 4, Laurel Meadows, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-018005-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE310 Ravenscroft Dr, Richmond, VA

23236-3049Chesterfield County

In execution of a Deed of Trust in the original principal amount of $130,400.00, dated May 11, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7782, at page 0313, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 11, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 8, Block B, Section A, Hylton Park, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019012-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

Public Notice – Environmental PermitPurPosE of NoticE: to seek public comment on a draft permit from the Department of Environmental Quality that will allow the release of treated wastewater and storm water into a water body in the city of richmond, Virginia. Public commENt PErioD: october 3, 2012 to 11:59 p.m. on November 5, 2012PErmit NamE: Virginia Pollutant Discharge Elimination system Permit – Wastewater and storm water issued by DEQ, under the authority of the state Water control boardaPPlicaNt NamE, aDDrEss aND PErmit NumbEr: Kinder morgan transmix co., llc; 500 Dallas street, Houston, tX 77002; Va0086151facility NamE aND locatioN: Kinder morgan transmix co., llc; 3302 Deepwater terminal road, richmond, Va 23234ProjEct DEscriPtioN: Kinder morgan transmix co., llc has applied for reissuance of a permit for the private Kinder morgan transmix co., llc. the applicant proposes to release treated industrial wastewater and storm water at a rate of 0.73 million gallon per day into a water body. the facility proposes to release the treated wastewater and storm water in the james river in the city of richmond in the lower james river watershed. a watershed is the land area drained by a river and its incoming streams. the permit will limit the following pollutants to amounts that protect water quality: organic matter. HoW to commENt aND/or rEQuEst a Public HEariNG: DEQ accepts comments and requests for public hearing by e-mail, fax or postal mail. all comments and requests must be in writing and be received by DEQ during the comment period. submittals must include the names, mailing addresses and telephone numbers of the commenter/requester and of all persons represented by the commenter/requester. a request for public hearing must also include: 1) the reason why a public hearing is requested. 2) a brief, informal statement regarding the nature and extent of the interest of the requester or of those represented by the requestor, including how and to what extent such interest would be directly and adversely affected by the permit. 3) specific references, where possible, to terms and conditions of the permit with suggested revisions. a public hearing may be held, including another comment period, if public response is significant, based on individual requests for public hearing, and there are substantial, disputed issues relevant to the permit. coNtact for Public commENts, DocumENt rEQuEsts aND aDDitioNal iNformatioN: jeremy Kazio; Piedmont regional office, 4949-a cox road, Glen allen, Va 23060; Phone: (804)527-5044; E-mail: jeremy.Kazio@deq.virginia.gov; fax: (804)527-5106. the public may review the draft permit and application at the DEQ office named above by appointment, or may request copies of the documents from the contact person listed above.

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V I R G I N I A:IN THE CIRCUIT COURT FOR THE CITY OF RICHMOND

JUANITA BURNETT, et als, Plaintiffs,Case No. CL12001146-00v.KATINA HENDERSON, et als. Defendants.

ORDER OF PUBLICATION

The object of this suit is to seek partition of the parcel of real property described below, pursuant to Sections 8.01-81, et seq. of the Code of Virginia, 1950, as amended:

That parcel of land in the City of Richmond, Virginia, situated on the northern line of Burton Street between O Street and Pink Street, together with all improvements thereon and appurtenances thereto belonging, known as No. 2312 Burton Street, and bounded as follows, to-wit:

Beginning on the northern line of Burton Street at a point distant thereon ninety-eight (98) feet ten and one-half (10 1/2) inches eastwardly from the point of intersection of the northern line of Burton Street with the eastern or northern line of O Street, which said point of beginning is the point of intersection of the northern line of Burton Street with a line through the middle of the party wall in common between said building No. 3212 Burton Street and the building adjoining immediately west thereof, known as No. 3210 Burton Street, and from the said point of beginning running eastwardly along and fronting on the northern line of Burton Street twenty (20) feet three and one half (3 1/2) inches to the point of intersection of the northern line of Burton Street with a line through the middle of the party wall in common between said building No 2312 Burton Street and the building adjoining immediately east thereof, known as No. 2314 Burton Street, and form the said front extending back northwardly, between the aforesaid middle lines, prolonged, which are parallel with each other, fifty-eight (58) feet six (6) inches to the southern line of an alley in common ten (10) feet wide; all as shown on a plat of survey of said property and other properties, made by T. Crawford Redd & Bro., Surveyors and Engineers, dated November 29, 1915 of record in the City of Richmond, Virginia Circuit Court Clerk’s Office in Deed Book 236-D at page 476.

BEING the same real property conveyed to Alexander Coleman and Florence Coleman as tenants by the entireties with the right of survivorship as at common law by warranty deed from Real Estate Holding Corporation which was dated March 1, 1943 and is recorded in the City of Richmond, Virginia Circuit Court Clerk’s Office. (probably in Deed Book 436-D). Florence Coleman died on March 8, 1962 in the City of Richmond, Virginia so, by operation of law, the property vested solely in her widower, Alexander Coleman.

Alexander Coleman died, intestate on December 9, 1968, survived by his widow, Hazel Coleman, nine children, and one grand-child who was the sole heir at law of his deceased child. Thus, by operation of law, title to the subject property passed to his nine children:Alexander Coleman, Jr. , Wallace Irving Coleman, Mary Celestine Tolliver, Lorenzo Lee Coleman, Robinette C. Walker, Juanita C. Burnette, Calvin Coleman, Loretta C. Battle, Augustus Hugo Coleman, and William Johnson, Jr. who was the sole child of Hanna C. Johnson (the tenth child of Alexander Coleman) who died intestate on November 3, 1965.

On December 17, 1995, William Johnson, Jr. dies, intestate, divorced, not remarried and with only one child, Alexis J. Harris.

On August 21, 1989, Robinete C. Walker dies, intestate, survived by her husband, Albert Roscoe Walker, Sr. and her three children, Lucyetta Bowman, Albert Walker, Jr. and Bernelle W. Luck at least one of these children is not a child of Albert Roscoe Walker, Sr.

On May 22, 1991, Lorenzo Lee Coleman died, intestate and not married, survived by his six children Yvonne Coleman, Eddie Coleman, Lewis Coleman, Cheryl Coleman, Viesta Coleman and Kelly Coleman

On September 14, 1992, Alexander Coleman died, Divorced, and intestate survived by five of his children and two grandchildren, Joyce Ann Coleman, Marcellus Coleman, Olivia Coleman, Ricardo Coleman, Gwendolyn C. Smith, Tracy Alexander and Shawanda Noble.

On June 10, 1997, Wallace Irving Coleman died, widowed, not remarried and survived by his three children, Valerie Coleman, Gwendolyn C. Lawrence and Hannah C. Johnson

On January 9, 2001, Calvin Coleman died intestate, survived by his wife, Betsy Elizabeth Coleman. All of his children were also children of his widow. On October 9, 2001, Joyce Ann Coleman died, intestate, survived by her husband, Eric Brown and two children, Gregory Eugene Coleman and Tony Edward Coleman. Her husband was not the father of both children.

On November 6, 2002, Albert Walker, Jr. died, intestate, survived by his wife, Cynthia Gail Walker and six children, Holly Williams, Delmont Walker, Albert Walker, III, Tiffany Walker, Hope Walker and Faith Walker. Only three of the children were children of his wife.

Hazel Coleman, the Widow of Alexander Coleman died on September 13, 2003 thereby extinguishing her dower interest.

It appearing that there are set out in the pleading as a person or persons, as defendants by the general description of “Unknown Heirs” And Other Unknown Parties who may have an interest in real property in the City of Richmond which parties are deemed interested in the above property to be divided or disposed of, with the nature of such interest described in the Complaint.

UPON CONSIDERATION WHEREOF, this Order of Publication is granted, and it is ORDERED that this Notice shall be published once per week for 4 successive weeks in the StyleWeekly newspaper, and the aforesaid individual(s) are hereby ORDERED to appear before this Court on or before November 26, 2012, at 9:00 A.M., to do what is necessary to protect their interest.

ENTER:8/10/2012Theodore Markow, JudgeI ASK FOR THIS:Albert W. Thweatt (VSB #41967)The Law Offices of Albert W. Thweatt, II, P.C.Post Office Box 2513Richmond, Virginia 23219Telephone: (804) 644-1964Facsimile: (804) 644-1770

TRUSTEE SALE3207 Klaus Ct, Glen Allen, VA 23060-3779

Henrico CountyIn execution of a Deed of Trust in the original principal amount of $206,000.00, dated March 17, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 4320, at page 1451, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 9, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:LOT 38, BLOCK D, SECTION E, ON SUBDIVISION PLAT OF TALL TIMBERS, RECORDED IN PLAT BOOK 83, PAGE 65, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-020865-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 303 Lee Ave,

Highland Springs, VA 23075-1512Henrico County

In execution of a Deed of Trust in the original principal amount of $250,000.00, dated July 26, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4385, at page 2277, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 11, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 15, Block B, Section A, Confederate Hills Estates, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-013349-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

V I R I G I N I A:IN THE CIRCUIT COURT OF THE CITY

OF RICHMONDNIKKI MARTIN, Plaintiff,v.GARY ALLEN MARTIN, JR., Defendant.Civil Action No.: 122661-5

ORDER OF PUBLICATIONThe Object of this suit is to obtain a divorce from the bond of matrimony from the defendant on the grounds that plaintiff and defendant have lived separate and apart for a period exceeding one year pursuant to §20-91(9) of the Code of Virginia, 1950, as amended.It appearing from an affidavit that the plaintiff is unable to ascertain the location of the defendant, Gary Allen Martin, Jr., after using due diligence, it is ordered that the defendant appear before this Court on or before 10-25-12, to protect his interest herein.An Extract,Teste: Bevill M. Dean, Clerk

V I R G I N I A: IN THE CIRCUIT COURT OF THE COUNTY OF CHESTERFIELDCase No.: CL12-2736 RICHARD J. WILLIAMS and FLORENCE W. WILLIAMS, Plaintiffs v. ALICE BOOKER GLOVER Address Unknown and UNKNOWN HEIRS OF ALICE BOOKER GLOVER and WASHINGTON HOPKINS Address Unknown and UNKNOWN HEIRS OF WASHINGTON HOPKINS and JAMES COLES Address Unknown and UNKNOWN HEIRS OF JAMES COLES and GERALDINE IRVIN Address Unknown and UNKNOWN HEIRS OF GERALDINE IRVIN and MARY HOPKINS Address Unknown and UNKNOWN HEIRS OF MARY HOPKINS and UNKNOWN HEIRS OF EDWIN LEE TRENT and UNKNOWN HEIRS OF LOU V. MAYFIELD and UNKNOWN HEIRS OF JAMES T. TRENT and UNKNOWN HEIRS OF ROBERT W. MAYFIELD and JAMES E. MAYFIELD Address Unknown and UNKNOWN HEIRS OF JAMES E. MAYFIELD and UNKNOWN HEIRS OF FRANK C. MAYFIELD, SR. and UNKNOWN HEIRS OF WILLIAM MAYFIELD and CATHERINE MAYFIELD PARHAM Address Unknown and UNKNOWN HEIRS OF CATHERINE MAYFIELD PARHAM and OTHELIA M. EVANS Address Unknown and UNKNOWN HEIRS OF OTHELIA M. EVANS and SARAH A. MAYFIELD HINES Address Unknown UNKNOWN HEIRS OF SARAH A. MAYFIELD HINES and ADELIA MAYFIELD GILL Address Unknown and UNKNOWN HEIRS OF ADELIA MAYFIELD GILL and ELNORA J. ROLLINS Address Unknown and UNKNOWN HEIRS OF ELNORA J. ROLLINS and UNKNOWN HEIRS OF EDITH M. BROWN and UNKNOWN HEIRS OF MARY J. BROWN and MARY ELLA BROWN TRENT Address Unknown and UNKNOWN HEIRS OF ELLA BROWN TRENT and JAMES R. TRENT Address Unknown and UNKNOWN HEIRS OF WILLAIM H. TRENT and WALTER TRENT Address Unknown and UNKNOWN HEIRS OF WALTER TRENT and OLLIE T. TRENT and ROSA MAE TRENT GOODEN Address Unknown and UNKNOWN HEIRS OF ROSA MAE TRENT GOODEN and JANET B. TRENT RICHARDS Address Unknown and UNKNOWN HEIRS OF JANET B. TRENT RICHARDS and LUCY TRENT COLEMAN Address Unknown and UNKNOWN HEIRS OF LUCY TRENT COLEMAN and UNKNOWN HEIRS OF JOSEPHINE TRENT VAUGHAN and EDNA TRENT JONES Address Unknown and UNKNOWN HEIRS OF EDNA TRENT JONES and CATHERINE TRENT GARRITT Address Unknown and UNKNOWN HEIRS OF CATHERINE TRENT GARRITT and WAVERLY THOMAS BOOKER Address Unknown and UNKNOWN HEIRS OF WAVERLY THOMAS BOOKER and UNKNOWN HEIRS OF WILLIAM J. BOOKER and IF THERE BE PARTIES UNKNOWN and UNKNOWN HEIRS OF GARFIELD TRENT, Defendants ORDER OF PUBLICATION 9/12/12 The object of this suit is to quiet title to and establish title in the plaintiffs to a certain 10.13 acre of land lying on Reed Branch Road, Chesterfield, Virginia, PIN #74635115500000, which land was conveyed to Richard J. Williams and Florence W. Williams by deed from J.A. Spinner, et al., dated October 19, 1911 and recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Deed Book 127, page 18. An affidavit has been made and signed that the whereabouts and address of the named defendants and their respective heirs, if any, are unknown, it is hereby ORDERED that each of the said parties appear on or before NOVEMBER 12, 2012, to do whatever is necessary to protect their interest in said land. AN EXTRACT TESTE: JUDY L. WORTHINGTON, CLERK Thomas L. Gordon, Esq. Gordon, Dodson, Gordon & Rowlett P.O. Box 130 Chesterfield, VA 23832 (804) 748-8153 (804) 748-3287 fax

DiScLAimEr: Style Weekly accepts various forms of adult advertising. We make every effort to ensure all advertisers are legitimate businesses and are not engaging in illegal activities. We follow strict standards of acceptability and we reserve the right to refuse any ad. Questions or com-ments can be directed to (804) 358-0825 ext 326 or e-mail classad@styleweekly.com

V I R I G I N I A:IN THE CIRCUIT COURT OF THE

COUNTY OF CHESTERFIELD20 day of September 2012

RE: ESTATE OF GEORGIE A. GURNEY, DECEASED

SHOW CAUSE AGAINST DISTRIBUTIONIT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m., on the 20th day of November, 2012, before this Court in its courtroom against the payment and delivery of the estate to the beneficiaries without requiring refunding bonds.ENTER: September 21, 2012An extract teste: JUDY L. WORTHINGTON, ClerkBy: Jill Bryant, Deputy Clerk/Probate

TRUSTEE SALE9316 Horizon Road, Glen Allen, VA

23060-3529Henrico County

In execution of a Deed of Trust in the original principal amount of $72,750.00, dated February 25, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3410, at page 0847, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 16, 2012 at 1:00 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 2, Block E, Section A, Broad Meadows, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-002301-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m., or visit our website at www.siwpc.net

SUBSTITUTE TRUSTEE’S SALE 3301 SUMMERBROOKE DRIVE

RICHMOND, VA 23235COUNTY OF CHESTERFIELD

TAX MAP NO.: 761691220300000In execution of a certain Deed of Trust from Jonathan R. Williams to Howard S. Marley, Trustee, dated May 15, 2003, recorded May 19, 2003, in the Clerk’s Office, County of Chesterfield, Virginia, in Deed Book 5100, page 735, (Edward S. Whitlock, III, having been appointed as Substitute Trustee by instrument duly recorded in the aforesaid Clerk’s Office), default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on:

October 17, 2012 at 9:00 a.m.at the front steps of the building housing the Circuit Court of the County of Chesterfield, 9500 Courthouse Road, Chesterfield, Virginia 23832, all of the property with any improvements thereon located in County of Chesterfield, having a Tax Map Designation of 761691220300000, together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property.TERMS OF SALE: All cash at settlement. A deposit of Three Thousand and 00/100 Dollars ($3,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Substitute Trustee. The Substitute Trustee reserves the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids.In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense.All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated.The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rights-of-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any.Delivery of possession of the Property will not be performed by the Substitute Trustee but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale.EDWARD S. WHITLOCK, IIISUBSTITUTE TRUSTEELafayette, Ayers & Whitlock, PLC10160 Staples Mill Road, Suite 105Glen Allen, Virginia 23060(804) 545-6250FOR INFORMATION CONTACT:EDWARD S. WHITLOCK, IIILafayette, Ayers & Whitlock, PLC(804) 545-6250

Trustee’s Sale3106 Richmond Henrico Turnpike,

Richmond, Virginia 23222(Tax ID No. N0001144005)

Default having been made in the terms of a certain Deed of Trust dated September 10, 2007, in the original principal amount of $70,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070030885, the undersigned Substitute Trustees will sell at public auction on October 18, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property shown on a plat attached to a deed recorded in Deed Book 238, Page 137, in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the ForeclosureSales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92482, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 7375 River Pine Dr.,

Mechanicsville, VA 23111-5245Hanover County

In execution of a Deed of Trust in the original principal amount of $189,662.00, dated May 19, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2976, at page 183, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on October 9, 2012at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 28, Block C, Section 3, Mill Valley, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-003083-12/FHA)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 130 Rosegill Rd, Richmond, VA 23236-2747

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $175,500.00, dated February 28, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8220, at page 0312, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 9, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 8, Block E, Archway Subdivision, Section C, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-007024-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 221 S Cedar Ave,

Highland Springs, VA 23075-1312Henrico County

In execution of a Deed of Trust in the original principal amount of $108,000.00, dated December 16, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4032, at page 1702, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 9, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 11, Block B, Highland Springs, Section 9, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-003501-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 13313 Silverdust Ln,

Chester, VA 23836-2784Chesterfield County

In execution of a Deed of Trust in the original principal amount of $397,243.00, dated November 13, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8927, at page 544, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on October 9, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:LOT 20, SECTION 2, CYPRESS WOODS, SECTION TWO, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-011606-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 9718 Springfield Woods Circle,

Glen Allen, VA 23060-4122Henrico County

In execution of a Deed of Trust in the original principal amount of $121,200.00, dated April 17, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4103, at page 1325, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 4, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 2, Block U, Springfield Woods, Section C, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-019295-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE7364 McCaul Ct, Mechanicsville, VA

23111-5921Hanover County

In execution of a Deed of Trust in the original principal amount of $253,000.00, dated June 29, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover,Virginia, in Deed Book 2884, at page 2086, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on October 16, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 16, Block C, Section A, Windsor Subdivision, with improvements thereon.Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006726-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE1806 Regal Drive, Highland Springs, VA

23075-2416Henrico County

In execution of a Deed of Trust in the original principal amount of $66,000.00, dated July 24, 2006recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4189, at page 1792, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on October 11, 2012 at 9:00 o’clock amthe property described in said deed, located at the above address and briefly described as:Lot 4, Block 20, Section C, Fairlawn Townhouses, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006563-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

Public Notice – Environmental PermitPurPosE of NoticE: to seek public comment on a draft permit from the Department of Environmental Quality that will allow the release of storm water into a water body in chesterfield county, Virginia.Public commENt PErioD: october 3, 2012 to 11:59 p.m. on November 2, 2012PErmit NamE: Virginia Pollutant Discharge Elimination system Permit – storm Water issued by DEQ, under the authority of the state Water control boardaPPlicaNt NamE, aDDrEss aND PErmit NumbEr: transEnD corporation, 2031 Westwood avenue, richmond Virginia 23230, VPDEs Permit Va0088153.facilitY NamE aND aDDrEss: trans ind corporation – coxendale facility, 1711 coxendale road, chesterfield county, chester Virginia 23831.ProjEct DEscriPtioN: transEnD has applied for reissuance of a permit for the private trans ind facility. the applicant proposes to release storm water runoff into a waterbody at flow rates that are rainfall dependent. the facility proposes to release storm water runoff into an unnamed tributary to redwater creek in chesterfield county in the james river watershed. a watershed is the land area drained by a river and its incoming streams. the permit requires sampling for Pcbs.HoW to commENt aND/or rEQuEst a Public HEariNG: DEQ accepts comments and requests for public hearing by e-mail, fax or postal mail. all comments and requests must be in writing and be received by DEQ during the comment period. submittals must include the names, mailing addresses, and telephone numbers of the commenter/requester and of all persons represented by the commenter/requester. a request for public hearing must also include: 1) the reason why a public hearing is requested. 2) a brief, informal statement regarding the nature and extent of the interest of the requester or of those represented by the requester, including how and to what extent such interest would be directly and adversely affected by the permit. 3) specific references, where possible, to terms and conditions of the permit with suggested revisions. a public hearing may be held, including another comment period, if public response is significant, based on individual requests for a public hearing, and there are substantial, disputed issues relevant to the permit.coNtact for Public commENts, DocumENt rEQuEsts aND aDDitioNal iNformatioN: ray jenkins; Piedmont regional office, 4949-a cox road, Glen allen, Virginia, 23060; Phone: 804-527-5037; E-mail: ray.jenkins@deq.virginia.gov; fax: 804-527-5106. the public may review the draft permit and application at the DEQ office named above by appointment or may request copies of the documents from the contact person listed above.

TRUSTEE’S SALE OF 3902 Forestford Road, Richmond, VA 23294. In execution of a certain deed of trust dated August 10, 2006, in the original principal amount of $142,400.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4178 Page 2203, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 26, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA KNOWN AND DESIGNATED AS LOT 4, BLOCK R, SECTION E, WEST END MANOR, AS SHOWN ON A PLAT MADE BY J.K. TIMMONS, CIVIL ENGINEER DATED OCTOBER 26, 1961 AND RECORDED NOVEMBER 27, 1961 IN THE CLERK’S OFFICE , CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 31, PAGE 90 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 98550