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IN

CAPGEMINIWEEK OFINNOVATIONNETWORKS

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Data Governance :

the Road Towards Innovation

Stefano Ferrari - BPER Giovanni Nosella - CAPGEMINI

© Capgemini 2018. All rights reserved | © BPER 2018. All rights reserved | CWIN | 25/09/2018 2

How was The Group born?

Banks and Subsidiaries

The Group today

Sixth banking group in Italy (about 1.200 branches)

CET1 Phased In 14,61%*

Presence in the all main market segments:

Retail Banking, Consumer Finance, Corporate & Investment Banking, Wealth Management & Insurance, Leasing, Factoring

1867 Founding of Banca Popolare di Modena

BPER Group Founded 1994

1994-2001 Acquisition of commercial banks

and product companies

Achievement of the 2002-2012 national bank role

2012-today Rationalization and simplification

* As of June 30th, 2018

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REGULATION Reporting and Surveillance

Management and Balance Sheet

Risk Area

Bankit: 263/06 and 285/13

BCE: RTS, BCBS 239, Exercises

Data Hub REALIZATION Centralized unit to deliver data and insights

within the organization

BUSINESS Big Data

Analytics

Business Intelligence

CRM

Needs

Data Sources REDESIGN Sourcing Processes Renovation

Data Quality and Timing Improvement

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Solutions

REGULATION E BUSINESS

DATA GOVERNANCE

DATA ARCHITECTURE

DATA

ROLES

RESPONSABILITIES

PROCESSES

BUSINESS

GLOSSARY

TECHNICAL

GLOSSARY

DATA

QUALITY

DATA

LINEAGE

6 © Capgemini 2018. All rights reserved | CWIN | 25/09/2018 © BPER 2018. All rights reserved |

REGULATION E BUSINESS

DATA GOVERNANCE

DATA ARCHITECTURE

DATA

DATA

LINEAGE

DATA

QUALITY

DATA GOVERNANCE

BUSINESS

GLOSSARY

TECHNICAL

GLOSSARY

ROLES

RESPONSIBILITIES

PROCESSES

Data Governance

7 © Capgemini 2018. All rights reserved | CWIN | 25/09/2018 © BPER 2018. All rights reserved |

DATA

LINEAGE

DATA

QUALITY BUSINESS

GLOSSARY

TECHNICAL

GLOSSARY

ROLES

RESPONSIBILITIES

PROCESSES

DATA GOVERNANCE

Data Governance

DATA GOVERNANCE

DATA ARCHITECTURE

DATA

REGULATION E BUSINESS

8 © Capgemini 2018. All rights reserved | CWIN | 25/09/2018 © BPER 2018. All rights reserved |

DATA

LINEAGE

DATA

QUALITY BUSINESS

GLOSSARY

TECHNICAL

GLOSSARY

ROLES

RESPONSIBILITIES

PROCESSES

DATA GOVERNANCE

Data Governance

DATA GOVERNANCE

DATA ARCHITECTURE

DATA

REGULATION E BUSINESS

9 © Capgemini 2018. All rights reserved | CWIN | 25/09/2018 © BPER 2018. All rights reserved |

DATA

LINEAGE

DATA

QUALITY BUSINESS

GLOSSARY

TECHNICAL

GLOSSARY

ROLES

RESPONSIBILITIES

PROCESSES

DATA GOVERNANCE

Data Governance

DATA GOVERNANCE

DATA ARCHITECTURE

DATA

REGULATION E BUSINESS

10 © Capgemini 2018. All rights reserved | CWIN | 25/09/2018 © BPER 2018. All rights reserved |

BUSINESS

REGULATION

DATA ACQUISITION

Data Governance Journey

2016 2017 S1 2017 S2 2018 S1 2018 S2 2019 S1

Anagrafica

Controllo di

Gestione

NPL

6 Procedure

Organizzative

I/O Normalizzatore

per dati di Vigilanza

Rischio Tasso

e Liquidità

Rischio

Mercato

Output

Finrep

e Corep

Rischio

Credito

Credito

Cessione

del Quinto

IFRS9

Monetica

Forborne

CC2L

Leasing

Finanza Regolamento

Governo Dati

SREP Controlli a

Distanza

Rating

Banche

NPE

Tools

Standard +

Architettura +

Infrastruttura

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DATA VISUALIZATION

DATA GOVERNANCE

HYBRID TECHNOLOGY

ENTERPRISE DATA HUB

Architecture

ACTIVE WORK IN PROGRESS ACTIONABLE

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HYBRID TECHNOLOGY

DATA VISUALIZATION

DATA GOVERNANCE

ENTERPRISE DATA HUB

ADVANCED ANALYTICS

Architecture

GDPR

ACTIVE WORK IN PROGRESS ACTIONABLE

13 © Capgemini 2018. All rights reserved | © BPER 2018. All rights reserved | CWIN | 25/09/2018

1.5 billion Records every Day

32.5 billion Records every Month

Project Indicators

Business

Areas

20 28 Source

Systems

Foundation

Entities

3.600

Data

Quality

Checks

>2.000

Business

Terms

>100K 13

Consumer

Areas

Feeded

32 Business Data Owners

22 Technical Data Owners

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Q&A