state of new hampshire workers ......american financial group (great american cos.) 26832...
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STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 1
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
0626 ACE USA Group (CHUBB) 22667 Ace American Insurance Company 01/01/12 1.302 01/01/13 1.302 -15.73%
0626 ACE USA Group (CHUBB) 20702 Ace Fire Underwriters Insurance Company 01/01/13 1.452 01/01/19 1.107 -28.35%
0626 ACE USA Group (CHUBB) 20699 Ace Property & Casualty Insurance Company 01/01/19 1.402 01/01/20 1.313 -15.02%
0626 ACE USA Group (CHUBB) 35181 Executive Risk Indemnity Inc. 01/01/19 0.935 01/01/20 0.927 -40.00%
0626 ACE USA Group (CHUBB) 43575 Indemnity Insurance Company of North America 01/01/13 1.172 01/01/19 0.977 -36.76%
0626 ACE USA Group (CHUBB) 22713 Insurance Company of North America 01/01/08 1.302 01/01/13 1.302 -15.73%
0626 ACE USA Group (CHUBB) 22748 Pacific Employers Insurance Company 01/01/13 1.569 01/01/20 1.004 -35.02%
0000 Acuity Insurance 14184 Acuity Insurance 08/27/18 Tier 1 1.310 -15.21%
08/27/18 Tier 2 1.401 -9.32%
08/27/18 Tier 3 1.506 -2.52%
0000Advantage Workers Compensation Insurance Company
40517Advantage Workers Compensation Insurance Company
10/01/08 1.340 -13.27%
2498 AIM Mutual Group 33758Associated Industries of Massachusetts Mutual Insurance Company (A.I.M.)
12/01/01 Standard 1.180 -23.62%
05/08/02 Basic 1.400 -9.39%
06/01/09 Preferred 1.050 -32.04%
1/1/2020A/R
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 2
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
2498 AIM Mutual Group 13083 New Hampshire Employers Insurance Company 05/18/10 Basic 1.400 -9.39%
05/18/10 Standard 1.180 -23.62%
05/19/10 Preferred 0.880 -43.04%
0761 Allianz Group 35300 Allianz Global Risks USInsurance Co 09/01/94 1.340 -13.27%
0761 (Fireman's Fund Group) 21849 American Automobile Insurance Company 03/01/05 1.547 01/01/18 1.539 -0.39%
0761 (Fireman's Fund Group) 21857 American Insurance Company, The 03/01/05 1.547 01/01/18 1.539 -0.39%
0761 (Fireman's Fund Group) 21865 Associated Indemnity Insurance Company 01/01/13 1.568 01/01/18 1.550 0.32%
0761 (Fireman's Fund Group) 21873 Fireman's Fund Insurance Company 03/01/05 1.238 01/01/18 1.154 -25.31%
0761 (Fireman's Fund Group) 21881 National Surety Insurance Company 03/01/05 1.392 01/01/18 1.308 -15.34%
2698 Allied Eastern Indemnity Company 11242 Allied Eastern Indemnity
Company 10/04/17 1.800 16.50%
0140 Allied Property & Casualty Ins. Co. 42579 Allied Property & Casualty Ins.
Co. 01/01/15 1.230 01/01/17 1.250 -19.09%
0008 Allstate Companies 19232 Allstate Insurance Company 09/01/94 1.317 -14.76%
0008 Allstate Companies 19240 Allstate Indemnity Insurance Company 1.317 -14.76%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 3
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0922 American Assets Group 27847 Insurance Company of the West 11/01/11 1.520 -1.62%
0084 American Financial Group (Great American Cos.) 26344 Great American Assurance
Company 01/01/02 1.250 01/01/19 1.510 -2.27%
0084 American Financial Group (Great American Cos.) 22163 Great American Ins. Co. of New
York 01/01/02 1.390 01/01/19 1.436 -7.06%
0084 American Financial Group (Great American Cos.) 16691 Great American Insurance
Company 01/01/02 1.250 01/01/19 1.290 -16.50%
0084 American Financial Group (Great American Cos.) 26832 GreatAmerican Alliance
Insurance Company 01/01/02 1.180 01/01/19 1.220 -21.04%
0084 American Financial Group 32620 National Interstate Insurance Company 05/01/11 1.220 12/01/15 1.010 -34.63%
0408 American National Financial Corp. 13803 Farm Family Casualty Insurance
Company 01/01/20 1.540 -0.32%
0012 American International Group 19399 AIU Insurance Company 04/01/04 1.234 02/01/14 0.944 -38.90%
0012 American International Group 19380 American Home Assurance
Company 04/01/04 1.452 03/01/13 1.343 -13.07%
0012 American International Group 23795 American International Pacific
Insurance Company 04/01/04 1.452 -6.02%
0012 American International Group 40258 American International South
Insurance Company 08/01/97 0.961 04/01/04 1.089 -29.51%
0012 American International Group 19402 Chartis Property Casualty
Company 04/01/04 1.452 03/01/13 1.561 1.04%
0012 American International Group 19410 Commerce & Industry Insurance
Company 05/01/12 1.626 03/01/13 1.670 8.09%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 4
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0012 American International Group 23809 Granite State Insurance
Company 04/01/04 1.452 03/01/13 1.670 8.09%
0012 American International Group 23817 Illinois National Insurance
Company 03/01/01 1.345 04/01/04 1.452 -6.02%
0012 American International Group 19429 Insurance Company State of PA. 08/01/97 1.345 04/01/04 1.452 -6.02%
0012 American International Group 19445 National Union Fire Insurance
Company of Pittsburg, PA. 08/01/97 1.345 04/01/04 1.452 -6.02%
0012 American International Group 23841 New Hampshire Insurance
Company 04/01/04 1.089 05/01/12 1.234 -20.13%
0680 Amerisafe Insurance Group 31895 American Interstate Insurance Company 04/01/02 1.250 01/01/04 1.400 -9.39%
0124 Amerisure Companies 19488Amerisure Ins. Co. (SEBO 12/95) 12/04 Exception for National Accounts with NH exposures.
06/01/01 1.507 04/01/05 1.507 -2.46%
0124 Amerisure Companies 23396Amerisure Mutual Ins. Co. (SEBO 12/95) 12/04 Excpetion for National Accounts with NH exposures.
06/01/01 1.507 04/01/05 1.507 -2.46%
2538 AmTrust Group 19879 Security National Insurance Co 01/01/11 1.200 07/01/13 1.100 -28.80%
2538 AmTrust Group 42376 Technology Insurance Company 10/01/08 1.330 03/01/11 1.290 -16.50%
2538 AmTrust Group 25011 Wesco Insurance Company 11/02/06 1.500 -2.91%
0586 Arbella Insurance Group 10017 Arbella Indemnity Insurance Company 10/01/12 1.050 01/01/19 1.080 -30.10%
0586 Arbella Insurance Group 41360 Arbella Protection Insurance Company 01/01/17 1.400 01/01/19 Standard 1.440 -6.80%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 5
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
01/01/10 1.050 01/01/14 Preferred 1.050 -32.04%
0457 Argonaut Insurance 19801 Argonaut Insurance Co 04/13/97 1.100 01/01/02 1.363 -11.78%
0000 Arrow Mutual Ins. Co. 13374 Arrow Mutual Liability Ins. Co. 10/11/99 1.000 -35.28%
0000 Associated Employers Insurance Company 11104 Associated Employers Insurance
Company 03/09/16 Standard 1.400 -9.39%
Safety 1.200 -22.33%
Preferred 0.900 -41.75%
0024 Atlantic Mutual Cos 19895 Atlantic Mutual Insurance Company 01/01/02 1.341 01/01/03 1.357 -12.17%
0024 Atlantic Mutual Cos 19909 Centennial Insurance Insurance Company 01/01/02 0.002 01/01/03 1.421 -8.03%
0000 Benchmark Insurance Company 41394 Benchmark Insurance Company 01/01/17 1.495 01/01/20 1.481 -4.14%
0098 Berkley(WR)Group 15911 American Mining Insurance Company 03/01/14 1.490 01/01/20 Standard 1.500 -2.91%
03/01/14 Preferred 1.330 -13.92%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 6
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0098 Berkley(WR)Group 31325 Acadia Insurance Company 10/01/19 1.318 01/01/20 Standard 1.540 -0.32%
10/01/19 1.318 01/01/20 Class Based 1.309 -15.28%
01/01/18 1.500 10/01/19 Preferred 1.275 -17.48%
01/01/18 1.400 10/01/19 Super-Preferred 1.190 -22.98%
0098 Berkley(WR)Group 38911 Berkley National Insurance Company 04/01/15 Non
Technology 1.060 -31.39%
Berkley National Insurance Company 12/01/16 0.868 02/01/20 Technology
Classes 0.779 -49.58%
Berkley National Insurance Company 12/01/16 0.868 02/01/20 Life Sciences 0.779 -49.58%
0098 Berkley(WR)Group 29580 Berkley Regional Insurance Company 07/01/13 1.550 08/01/16 Non
Technology 1.505 -2.59%
Berkley Regional Insurance Company 08/01/16 1.430 02/01/20 Technology
Classes 1.351 -12.56%
Berkley Regional Insurance Company 12/01/16 1.430 02/01/20 Life Sciences 1.351 -12.56%
0098 Berkley(WR)Group 10510 Carolina Casualty Insurance Company 10/01/09 1.530 01/01/20 1.540 -0.32%
0098 Berkley(WR)Group 10804 Continental Western Insurance Company 01/01/18 1.450 10/01/19 Standard 1.233 -20.19%
01/01/18 1.300 10/01/19 Preferred 1.105 -28.48%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 7
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
01/01/18 1.100 10/01/19 Super Preferred 0.935 -39.48%
0098 Berkley(WR)Group 21784Firemen's Ins. Co.of Washington DC dba Berkely Underwriters Ins. Co.
10/01/19 1.318 01/01/20 Standard 1.540 -0.32%
10/01/19 1.318 01/01/20 Class Based 1.309 -15.28%
01/01/18 1.500 10/01/19 Preferred 1.275 -17.48%
01/01/18 1.350 10/01/19 Super-Preferred 1.148 -25.70%
0098 Berkley(WR)Group 25224 Great Divide Insurance Company 02/15/05 1.414 -8.48%
0098 Berkley(WR)Group 10749 Intrepid Insurance Company 09/20/18 1.299 -15.92%
0098 Berkley(WR)Group 10885 Key Risk Insurance Company 01/01/20 1.430 -7.44%
0098 Berkley(WR)Group 23612 Midwest Employers Casualty Company 10/01/09 1.260 01/01/20 1.300 -15.86%
0098 Berkley(WR)Group 10900 Preferred Employers Insurance Company 01/01/20 1.200 -22.33%
0098 Berkley(WR)Group 36684 Riverport Insurance Company 04/24/12 Non Technology 1.410 -8.74%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 8
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
04/01/15 1.300 02/01/20 Technology Classes 0.779 -49.58%
02/01/20 Life Sciences 0.779 -49.58%
0098 Berkley(WR)Group 40045 StarNet Insurance Company 10/01/09 1.400 01/01/20 1.360 -11.97%
0098 Berkley(WR)Group 31003 Tri-State Insurance Company of Minnesota 07/01/13 Non
Technology 1.410 -8.74%
12/01/16 1.300 02/01/20 Technology Classes 1.039 -32.75%
12/01/16 1.300 02/01/20 Life Sciences 1.039 -32.75%
0098 Berkley(WR)Group 25844Union Insurance Company dba Berkley Property & Casualty Insurance Company
01/01/18 1.500 10/01/19 Standard 1.275 -17.48%
01/01/18 1.350 10/01/19 Preferred 1.148 -25.70%
01/01/18 1.200 10/01/19 Super Preferred 1.020 -33.98%
0000 Berkshire Hathaway Direct Insurance Company 10391 Berkshire Hathaway Direct
Insurance Company 11/01/15 1.270 -17.80%
0031 Berkshire Hathaway Group 32280 Commercial Casualty Insurance Company 07/01/18 1.060 -31.39%
0031 Berkshire Hathaway Group 28258 Continental Indemnity Company 01/01/12 1.439 03/01/16 1.361 -11.91%
0031 Berkshire Hathaway Group 20044 Cornhusker Casualty Company 07/01/10 1.500 -2.91%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 9
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0031 Berkshire Hathaway Group 44784 Fairfield Insurance Company 11/24/98 1.157 01/01/02 1.263 -18.25%
0031 Berkshire Hathaway Group 38962 Genesis Insurance Company 10/01/96 1.264 -18.19%
0031 Berkshire Hathaway Group 20087 National Indemnity Company 11/01/95 1.374 -11.07%
0031 Berkshire Hathaway Group 11673 Redwood Fire and Casualty Insurance Company 12/01/14 1.800 16.50%
0031 Berkshire Hathaway Group 20931 Wellfleet New York Insurance Company 11/01/19 1.850 19.74%
0572 Blue Cross Blue Shield of Michigan 12304 Accident Fund General Insurance
Company 01/01/13 1.500 01/01/17 1.450 -6.15%
0572 Blue Cross Blue Shield of Michigan 12305 Accident Fund National Insurance
Company 01/01/10 1.199 -22.39%
0572 Blue Cross Blue Shield of Michigan 10166 Accident Fund Insurance
Company of America 01/01/10 1.599 01/01/13 1.300 -15.86%
0572 Blue Cross Blue Shield of Michigan 29157 United Wisconsin Insurance
Company 01/01/10 1.678 01/01/13 1.400 -9.39%
0661 Blue Cross Blue Shield of South Carolina Group 10794 Companion Commercial
Insurance Company 11/01/09 1.349 -12.69%
0661 Blue Cross Blue Shield of South Carolina Group 12157 Companion Property & Casualty
Insurance Company 11/15/09 1.550 0.32%
0000 Brotherhood Mutual Insurance Company 13528 Brotherhood Mutual Insurance
Company 01/01/18 1.377 01/01/19 1.484 -3.95%
0036 Central Mutual Ins Cos 20230 Central Mutual Insurance Co. 01/01/19 1.443 01/01/20 All Other Classes 1.500 -2.91%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 10
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
01/01/19 1.556 01/01/20 Group 1 1.500 -2.91%
01/01/19 1.500 01/01/20 Group 2 1.500 -2.91%
01/01/19 1.345 01/01/20Preferred - All Other Classes
1.275 -17.48%
01/01/19 1.515 01/01/20 Preferred - Group 1 1.275 -17.48%
01/01/19 1.430 01/01/20 Preferred - Group 2 1.275 -17.48%
0036 Central Mutual Ins Cos 20222 All America Insurance Company 01/01/19 1.345 01/01/20 All Other Classes 1.050 -32.04%
01/01/19 1.515 01/01/20 Group 1 1.050 -32.04%
01/01/19 1.430 01/01/20 Group 2 1.050 -32.04%
1178 Charter Insurance Group 44326 Atlantic Charter Insurance Company 03/01/08 1.240 08/20/08 Tier 1 1.150 -25.57%
11/17/10 Tier 2 1.250 -19.09%
11/17/10 Tier 3 1.350 -12.62%
03/01/08 1.150 08/20/08 Preferred 1.000 -35.28%
12/01/09 Superior 0.900 -41.75%
1178 Charter Insurance Group 10664 Endeavor Insurance Company 03/01/08 1.300 08/20/08 1.250 -19.09%
1178 Charter Insurance Group 11984 Independence Casualty Insurance Company 03/01/08 1.430 08/20/08 1.350 -12.62%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 11
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0240 Chrysler Insurance 10499 Chrysler Insurance Co. 04/01/95 1.24 -19.74%
0038 Chubb Group 12777 Chubb Indemnity Insurance Company 01/01/19 1.169 01/01/20 1.082 -29.97%
0038 Chubb Group 10052 Chubb National Insurance Company 01/01/19 0.779 01/01/20 0.773 -49.97%
0038 Chubb Group 20281 Federal Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0038 Chubb Group 20303 Great Northern Insurance Company 01/01/19 1.480 01/01/20 1.468 -4.98%
0038 Chubb Group 20346 Pacific Indemnity Company 01/01/19 1.324 01/01/20 1.313 -15.02%
0038 Chubb Group 20397 Vigilant Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0000 Church Mutual Ins. Co. 18767 Church Mutual Insurance Company 01/01/19 1.557 01/01/20 1.544 -0.06%
0244 Cincinnati Companies 27197 Cincinnati Indemnity Company 01/01/13 1.532 01/01/14 1.609 4.14%
0244 Cincinnati Companies 10677 Cincinnati Insurance Company 01/01/18 1.305 01/01/19 1.349 -12.69%
0244 Cincinnati Companies 28665 Cincinnati Casualty Company 01/01/18 1.437 01/01/19 1.486 -3.82%
0244 Cincinnati Companies 23280 Cincinnati Indemnity Company 01/01/17 1.499 01/01/19 1.550 0.32%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 12
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0218 CNA Insurance Cos 20427 American Casualty Company of Reading PA 01/01/15 1.000 01/01/20 1.004 -35.02%
0218 CNA Insurance Cos 20443 Continental Casualty Insurance Company 01/01/19 1.557 01/01/20 1.854 20.00%
0218 CNA Insurance Cos 20478 National Fire Insurance Co. of Hartford 01/01/14 1.320 01/01/20 1.313 -15.02%
0218 CNA Insurance Cos 35289 Continental Insurance Company, The 01/01/18 0.900 01/01/20 0.850 -44.98%
0218 CNA Insurance Cos 20494 Transportation Insurance Company 01/01/18 1.430 01/01/20 1.545 0.00%
0218 CNA Insurance Cos 20508 Valley Forge Insurance Company 01/01/14 1.115 01/01/20 1.159 -24.98%
0250 Donegal Group 14958 Peninsula Insurance Company 01/01/12 1.450 01/01/14 1.595 3.24%
2698 Eastern Advantage Assurance Company 13019 Eastern Advantage Assurance
Company 10/04/17 1.100 -28.80%
2698 Eastern Alliance Insurance Company 10724 Eastern Alliance Insurance
Company 09/04/17 1.450 -6.15%
0000 Electric Mutual Insurance Company 21261 Electric Mutual Insurance
Company 01/01/03 1.052 07/01/08 1.16 -24.92%
0062 EMC Insurance Cos 21407 Emcasco Insurance Company 03/01/17 1.270 01/01/19 1.320 -14.56%
0062 EMC Insurance Cos 21415 Employers Mutual Casualty Company 01/01/19 1.550 01/01/20 1.540 -0.32%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 13
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0062 EMC Insurance Cos 21423 Union Insurance Company of Providence 03/01/17 1.140 01/01/19 1.190 -22.98%
0062 EMC Property & Casualty Company 25186 EMC Property & Casualty
Company 01/01/19 1.550 01/01/20 1.540 -0.32%
3363 Employers Compensation Insurance Company 10346 Employers Preferred Insurance
Company 05/11/18 1.200 -22.33%
25402 Employers Assurance Company 05/11/18 1.300 -15.86%
11512 Employers Compensation Insurance Company 05/11/18 1.500 -2.91%
10640 Employers Insurance Company of Nevada 07/22/19 1.100 -28.80%
1120 Everest Reins. Holding,Inc. 10120 Everest National Insurance Co. 01/01/04 1.290 10/01/11 1.419 -8.16%
1120 Everest Reins. Holding,Inc. 16045 Everest Premier Insurance Company 02/01/18 1.135 -26.54%
1120 Everest Reins. Holding,Inc. 16044 Everest Denali Insurance Company 02/01/18 1.547 0.13%
0158 Fairfax Financial Group 31348 Crum & Forster Indemnity Company 10/01/09 1.426 03/01/17 1.499 -2.98%
0158 Fairfax Financial Group 24384 Fairmont Specialty Insurance Company 02/01/98 1.236 -20.00%
0158 Fairfax Financial Group 21105 North River Insurance Company. The 10/01/09 1.054 03/01/17 1.213 -21.49%
0158 Fairfax Financial Group 25534 TIG Insurance Company (SEBO 7/9/04)
02/01/01 Standard 1.400 -9.39%
02/01/01 Preferred 1.135 -26.54%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 14
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0158 Fairfax Financial Group 21113 United States Fire Insurance Company 10/01/09 1.240 03/01/17 1.428 -7.57%
0158 Fairfax Financial Group 10936 Seneca Insurance Company 12/01/09 1.382 -10.55%
0007 Federated Mutual Group 13935 Federated Mutual Insurance Company 03/01/18 1.551 01/01/20 1.545 0.00%
0000 Federated Reserve Insurance Company 16024 Federated Reserve Insurance
Company 07/01/18 1.551 01/01/20 1.545 0.00%
0000 Federated Rural Electric Insurance Exchange 11118 Federated Rural Electric
Insurance Exchange 07/01/11 1.380 -10.68%
0349 Florists' Mutual Group 13978 Florists' Mututal Insurance Company 01/01/19 1.560 01/01/20 1.545 0.00%
0000 Frank Winston Crum Insurance Company 11600 Frank Winston Crum Insurance
Company 12/01/13 1.350 -12.62%
1309 Frankenmuth Mutual Group 13986 Frankenmuth Mutual Insurance Company 01/01/18 1.510 01/01/20 1.520 -1.62%
1309 Frankenmuth Mutual Group 32069 Patriot Insurance Company 01/01/18 1.230 01/01/20 1.520 -1.62%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 15
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
1208 Gray Insurance Company, The 36307 Gray Insurance Company, The 08/18/17 1.465 -5.18%
0000 Great American Spirit Insurance Company 33723 Great American Spirit Insurance
Company 07/01/17 1.040 01/01/19 1.436 -7.06%
0000 Great Falls Insurance Company 14003 Great Falls Insurance Company 04/20/16 Safety Tier 1.150 -25.57%
04/20/16 Preferred Tier 1.300 -15.86%
04/20/16 Safety Tier 1.450 -6.15%
0000 Great Midwest Insurance Company 18694 Great Midwest Insurance
Company 07/01/15 Preferred(Tier 1) 1.330 -13.92%
Standard Tier
(Tier 2)1.490 -3.56%
NonStandard Tier
(Tier 3)1.550 0.32%
0222 Greater NY Group 22187 Greater New York Mutual Insurance Company 01/01/96 1.360 10/01/09 1.360 -11.97%
0828 Guard Group 42390 AmGUARD Insurance Company 01/01/18 1.458 01/01/19 Standard 1.520 -1.62%
0828 Guard Group 14702 EastGUARD Insurance Company 01/01/19 1.551 01/01/20 Standard 1.544 -0.06%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 16
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
01/01/18 1.358 01/01/19 NonStandard 1.440 -6.80%
0828 Guard Group 31470 NorGUARD Insurance Company 01/01/19 1.551 01/01/20 Standard 1.544 -0.06%
0303 GuideOne Elite Insurance Company 42803 GuideOne Elite Insurance
Company 01/01/19 1.170 01/01/20 1.234 -20.13%
0303 GuideOne Mutual Group 15032 GuideOne Mutual Insurance Company 01/01/18 1.463 01/01/20 1.542 -0.19%
0303 GuideOne Specialty Mutual Insurance Company 14559 GuideOne Specialty Mutual
Insurance Company 01/01/19 1.575 01/01/20 1.544 -0.06%
0088 Hanover Group 31534 Citizens Insurance Company of America 01/01/15 1.280 01/01/20 1.200 -22.33%
0088 Hanover Group 36064 Hanover American Insurance Company 01/01/18 1.160 01/01/20 1.080 -30.10%
0088 Hanover Group 22292 Hanover Insurance Company, The 01/01/18 1.551 01/01/20 1.500 -2.91%
0088 Hanover Group 22306 Mass Bay Insurance Company 01/01/15 1.440 01/01/20 1.350 -12.62%
0088 Hanover Group 42552 Nova Casualty Company 01/01/14 1.608 04/01/17 1.450 -6.15%
0088 Hanover Group 41840 Allmerica Financial Benefit Insurance Company 01/01/15 1.040 01/01/20 0.970 -37.22%
0088 Hanover Group 10212 Allmerica Financial Alliance Insurance Company 01/01/18 1.551 01/01/20 1.540 -0.32%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 17
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0517 Hannover Group 20532 Clarendon Insurance Company 10/01/95 1.280 04/01/02 1.400 -9.39%
0517 Hannover Group 41343 HDI Global Insurance Company 07/20/11 1.240 01/01/20 1.409 -8.80%
0517 Hannover Group 37257 Praetorian Insurance Company 09/15/05 1.400 01/01/15 1.580 2.27%
0517 Hannover Group 37302 Redland Insurance Company 01/01/01 1.300 05/15/06 1.400 -9.39%
0091 Hartford Ins. Group 22357 Hartford Accident & Indemnity Company 01/01/18 1.349 01/01/19 0.857 -44.53%
0091 Hartford Ins. Group 29424 Hartford Casualty Insurance Company 01/01/18 0.900 01/01/19 1.059 -31.46%
0091 Hartford Ins. Group 19682 Hartford Fire Insurance Company 01/01/18 1.039 01/01/19 1.184 -23.37%
0091 Hartford Ins. Group 37478 Hartford Insurance Company of the Midwest 01/01/18 1.450 01/01/19 1.433 -7.25%
0091 Hartford Ins. Group 30104 Hartford Underwriters Insurance Company 01/01/18 1.194 01/01/19 1.309 -15.28%
0091 Hartford Ins. Group 11000 Sentinel Insurance Company Ltd. 01/01/18 1.551 01/01/19 1.948 26.08%
0091 Hartford Ins. Group 29459 Twin City Fire Insurance Company 01/01/18 1.551 01/01/19 1.558 0.84%
4381 Houston International Insurance Group 35408 Imperium Insurance Company 08/01/11 Tier 1 1.330 -13.92%
Tier 2 1.490 -3.56%
08/01/11 1.650 01/01/13 Tier 3 1.550 0.32%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 18
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0225 IAT Reins Co. Group 26433 Harco National Insurance Company 01/01/10 1.240 01/01/11 1.500 -2.91%
IAT Reins Co. Group 28886 Transguard Insurance Company of America 01/01/16 1.505 01/01/17 1.490 -3.56%
0009 JP Morgan Chase & Co. Group 22985 Sequoia Insurance Company 09/01/09 Tier 1 1.200 -22.33%
09/01/09 Tier 2 1.250 -19.09%
09/01/09 Tier 3 1.350 -12.62%
09/01/09 Tier 4 1.450 -6.15%
0111 Liberty Mutual Group 19690 American Economy Insurance Company (9/18/08)
01/01/16 1.260 01/01/18 1.304 -15.60%
0111 Liberty Mutual Group 24066 American Fire & Casualty Company 01/01/19 1.250 01/01/20 1.250 -19.09%
0111 Liberty Mutual Group 19704 American States Insurance Company (9/18/08)
01/01/16 1.394 01/01/18 1.443 -6.60%
0111 Liberty Mutual Group 21458 Employers Insurance Company of Wausau 01/01/18 1.550 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 11045 Excelsior Insurance Company 01/01/18 1.492 01/01/19 1.499 -2.98%
0111 Liberty Mutual Group 33588 First Liberty Insurance Corporation, The 01/01/18 1.550 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 24732 General Insurance Company of America (9/18/08)
01/01/17 1.499 01/01/18 1.551 0.39%
0111 Liberty Mutual Group 42404 Liberty Insurance Corporation 01/01/16 1.296 01/01/18 1.340 -13.27%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 19
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0111 Liberty Mutual Group 23035 Liberty Mutual Fire Insurance Company 01/01/18 1.550 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 23043 Liberty Mutual Insurance Company 01/01/18 1.550 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 33600 LM Insurance Corporation 01/01/18 1.090 01/01/19 0.850 -44.98%
0111 Liberty Mutual Group 24171 Netherlands Insurance Company 01/01/18 1.343 01/01/19 1.349 -12.69%
0111 Liberty Mutual Group 24074 Ohio Casualty Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 24082 Ohio Security Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 18333 Peerless Indemnity Insurance Company 01/01/18 1.244 01/01/19 1.250 -19.09%
0111 Liberty Mutual Group 24198 Peerless Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 26069 Wausau Business Insurance Company 01/01/14 1.069 01/01/15 1.074 -30.49%
0111 Liberty Mutual Group 26042 Wausau Underwriters Insurance Company 01/01/16 1.505 01/01/17 1.499 -2.98%
0111 Liberty Mutual Group 44393 West American Insurance Company 01/01/18 1.393 01/01/19 1.399 -9.45%
0000 Lumbermen's Underwriting Alliance 23108 Lumbermen's Underwriting
Alliance 01/01/14 1.609 01/01/15 1.588 2.78%
0000 MAG Mutual Insurance Company 42617 MAG Mutual Insurance Company 08/01/18 1.551 0.39%
0311 Main Street America Assurance Company 29939 Main Street America Assurance
Company 09/15/15 1.330 01/01/17 Class Based 1.452 -6.02%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 20
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0311 Main Street America Assurance Company 29939 Main Street America Assurance
Company 09/15/15 1.260 01/01/17 All Other 1.263 -18.25%
0785 Markel Corporation Group 27626 FirstComp Insurance Company 09/01/11 1.400 04/01/13 Group 1 1.200 -22.33%
04/01/13 1.400 02/01/20 Group 2 1.300 -15.86%
01/01/16 1.500 02/01/20 Group 3 1.450 -6.15%
02/01/20 Group 4 1.540 -0.32%
0785 Markel Corporation Group 38970 Markel Insurance Company 09/01/11 1.400 04/01/13 Group 1 1.200 -22.33%
04/01/13 1.400 02/01/20 Group 2 1.300 -15.86%
01/01/16 1.500 02/01/20 Group 3 1.450 -6.15%
02/01/20 Group 4 1.540 -0.32%
0785 Markel Corporation Group 22608 National Specialty Insurance Company 08/01/19 Standard
Tier 1.270 -17.80%
08/01/19 Preferred Tier 0.950 -38.51%
08/01/19Non-
Standard Tier
1.558 0.84%
0748 Meadowbrook Insurance Group 10665 Ameritrust Insurance Company 06/01/13 1.450 10/01/17 Tier A 1.560 0.97%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 21
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
06/01/13 1.250 10/01/17 Tier B 1.350 -12.62%
0748 Meadowbrook Insurance Group 18023 Star Insurance Company 06/01/13 1.450 10/01/17 Tier A 1.560 0.97%
06/01/13 1.250 10/01/17 Tier B 1.350 -12.62%
0000 Memic Casualty Company 14164 Memic Casualty Company 06/01/15 Safety Tier 1.210 -21.68%
Preferred Tier 1.380 -10.68%
Standard Tier 1.550 0.32%
1332 MEMIC Group 11149 Maine Employers' Mutual Insurance Company 03/15/07 Standard 1.550 0.32%
03/15/07 Preferred 1.380 -10.68%
03/15/07 Safety 1.210 -21.68%
1332 MEMIC Group 11030 MEMIC Indemnity Company 04/01/04 1.520 01/01/06 Standard 1.550 0.32%
04/01/04 1.350 01/01/06 Preferred 1.380 -10.68%
04/01/04 1.190 01/01/06 Safety 1.210 -21.68%
03/15/18 Small Business 1.200 -22.33%
0226 Merchants Group 23337 Merchants Insurance Company of NH 01/01/04 1.382 01/01/05 1.382 -10.55%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 22
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0226 Merchants Group 23329 Merchants Mutual Insurance Company 01/01/19 1.558 01/01/20 Tier 1 1.545 0.00%
01/01/19 1.511 01/01/20 Tier 2 1.498 -3.04%
0226 Merchants Group 12901 Merchants Preferred Insurance Company 01/01/19 1.466 01/01/20 Tier 1 1.454 -5.89%
01/01/19 1.422 01/01/20 Tier 2 1.410 -8.74%
3098 Tokio Marine Holdings Group 12904 The Tokio Marine & Nichido Fire
Insurance Company, LTD 11/01/94 1.302 01/01/04 1.414 -8.48%
3098 Tokio Marine Holdings Group 10945 Tokio Marine America Insurance
Company 06/01/13 1.414 -8.48%
3098 Tokio Marine Holdings Group 32301 TNUS Insurance Company 03/01/09 1.210 -21.68%
0291 Motorists Mutual Group 13331 American Hardware Mutual Insurance Company 07/01/10 1.493 01/01/18 1.380 -10.68%
0291 Motorists Mutual Group 23175 Phenix Mutual Fire Insurance Company 05/11/12 1.380 -10.68%
2978 MSIG Group 20362 Mitsui Sumitomo Insurance Company of America 01/01/12 1.439 01/01/17 1.399 -9.45%
2978 MSIG Group 22551 Mitsui Sumitomo Insurance USA, Inc. 01/01/12 1.511 01/01/17 1.469 -4.92%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 23
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0361 Munich Group 19720 American Alternative Insurance Company 01/01/10 1.576 02/15/13 1.553 0.52%
0361 Munich Group 23469 American Modern Home Insurance Company 02/15/13 1.553 0.52%
0000 National American Insurance Company 23663 National American Insurance
Company 07/01/18 1.218 -21.17%
0311 National Grange Group 14788 National Grange Mutual Insurance Company 01/01/13 1.487 01/01/16 All Other 1.486 -3.82%
01/01/17 1.499 01/01/18 Tier 2 (class based) 1.550 0.32%
0031 National Liability & Fire Insurance Company 20052 National Liability & Fire
Insurance Company 11/01/15 1.505 01/01/19 All Other 1.543 -0.13%
Class Based 1.505 -2.59%
0140 Nationwide Group 18961 Crestbrook Insurance Company 01/01/19 1.554 01/01/19 Preferred 1.632 5.63%
01/01/19 1.727 01/01/19 Standard 1.848 19.61%
01/01/19 2.245 01/01/19 Non-Standard 2.476 60.26%
0140 Nationwide Group 14168 Harleysville Mutual Insurance Company
New 2/1/09 Renewal 8/1/09 1.150 01/01/11 1.240 -19.74%
0140 Nationwide Group 35696 Harleysville Preferred Insurance Company 01/01/14 1.230 01/01/20 1.225 -20.71%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 24
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0140 Nationwide Group 23582 Harleysville Insurance Company 01/01/18 1.550 01/01/20 1.544 -0.06%
0140 Nationwide Group 26182 Harleysville Worcester Insurance Company 01/01/14 1.450 01/01/20 1.444 -6.54%
0140 Nationwide Group 11991 National Casualty Company 01/01/18 1.300 01/01/19 Preferred 1.400 -9.39%
01/01/19 1.550 01/01/20 Non Standard 1.544 -0.06%
02/01/17 1.400 01/01/19 Standard 1.500 -2.91%
0140 Nationwide Group 28223 Nationwide Agribusiness Insurance Company 01/01/18 1.413 01/01/19 Preferred 1.484 -3.95%
01/01/18 2.041 01/01/19 Non Standard 2.251 45.70%
01/01/18 1.570 01/01/19 Standard 1.680 8.74%
0140 Nationwide Group 23779 Nationwide Mutual Fire Insurance Company 01/01/13 1.170 01/01/14 Preferred 1.170 -24.27%
01/01/17 1.490 01/01/20 Standard 1.499 -2.98%
0140 Nationwide Group 23787 Nationwide Mutual Insurance Company 01/01/17 1.250 01/01/20 Standard 1.318 -14.69%
0140 Nationwide Group 37877 Nationwide Property & Casualty Insurance Company 01/01/13 1.295 01/01/14 Harleysville
Operations 1.450 -6.15%
01/01/17 1.000 01/01/20 Standard 1.120 -27.51%
0256 New York Marine and General Group 16608 New York Marine and General
Insurance Company 01/15/11 1.429 03/01/18 1.551 0.39%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 25
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0144 Norfolk & Dedham Group 23965 Norfolk & Dedham Mutual Fire Insurance Company 01/01/99 Standard 1.150 -25.57%
01/01/99 Preferred 0.950 -38.51%
0000 Oak River Insurance Company 34630 Oak River Insurance Company 01/01/16 1.500 05/01/16 1.350 -12.62%
1129 OBI America Insurance Company 15645 OBI America Insurance Company 10/01/17 1.300 -15.86%
1129 OBI National Insurance Company 14190 OBI National Insurance Company 10/20/13 1.570 12/01/19 Standard 1.558 0.84%
10/20/13 Preferred 1.300 -15.86%
10/20/13 Super Preferred 1.150 -25.57%
0311 Old Dominion Insurance Company 40231 Old Dominion Insurance
Company 01/01/18 1.550 01/01/20 1.545 0.00%
0150 Old Republic Group 11371 Great West Casualty Company 01/01/18 1.547 01/01/20 1.532 -0.84%
0150 Old Republic Group 36897 Manufacturers' Alliance Insurance Company 01/01/14 1.573 04/01/19 1.734 12.23%
0150 Old Republic Group 24139 Old Republic General Insurance Company 11/01/06 1.520 01/01/20 1.540 -0.32%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 26
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0150 Old Republic Group 24147 Old Republic Insurance Company 01/01/10 1.520 08/01/11 1.520 -1.62%
01/01/10 1.610 08/01/11 Aviation 1.520 -1.62%
150 Old Republic Group 41424 Pennsylvania Manufacturers' Indemnity Company 01/01/14 1.231 04/01/19 1.357 -12.17%
0000 Penn Lumbermans Mutual 14974 Penn Lumbermans Mutual Insurance Company 1.000 12/15/01 1.250 -19.09%
0125 Penn Millers Group 14982 Penn Millers Insurance Company 05/01/94 1.231 -20.32%
0000 Petroleum Casualty Co. 12297 Petroleum Casualty Company 01/01/96 1.127 -27.06%
0775 Pharmacists Mutual Group 13714 Pharmacists Mutual Insurance Company 01/01/15 1.191 01/01/20 Class 8835 1.300 -15.86%
01/01/15 1.000 01/01/20 Classes 8045 & 8832 1.050 -32.04%
01/01/15 1.150 01/01/20 All Other 1.200 -22.33%
0767 PMA Group 12262 Penn Manufacturers Association Insurance Company 01/01/14 1.368 04/01/19 1.508 -2.39%
0000 Preferred Professional Insurance Company 36234 Preferred Professional Insurance
Company 12/15/07 1.208 -21.81%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 27
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0000 Premium Group Insurance Company 10800 Premier Group Insurance
Company 07/01/06 01/01/20 1.540 -0.32%
0867 Protective Ins Group 12416 Protective Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0853 PSM Group 15059 Public Service Mutual Insurance Company 01/01/10 1.226 01/01/11 1.226 -20.65%
0156 PW Group 24295 Providence Washington Insurance Company 01/01/96 1.290 01/01/02 1.404 -9.13%
0796 QBE Ins. Grp LTD 24414 General Casualty Company of Wisconsin 01/01/14 1.450 04/01/17 1.575 1.94%
0796 QBE Ins. Grp LTD 27740 North Pointe Insurance Company 01/01/15 1.440 03/01/15 1.370 -11.33%
0796 QBE Ins. Grp LTD 37257 Praetorian Insurance Company 04/01/16 1.575 04/01/16 1.575 1.94%
0796 QBE Ins. Grp LTD 24449 Regent Insurance Company 08/01/08 1.400 04/01/17 1.450 -6.15%
0796 QBE Ins. Grp LTD 10340 Stonington Insurance Company 01/01/15 1.000 -35.28%
0796 QBE Ins. Grp LTD 39217 QBE Insurance Corporation 02/01/12 1.620 4.85%
3489 Republic Companies Group 19216 Southern Insurance Company 07/13/06 1.400 08/01/07 1.350 -12.62%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 28
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
1279 Risk Capital Holding Group 11150 Arch Insurance Company 09/11/03 1.421 04/25/14 1.670 8.09%
30830 Arch Indemnity Insurance Company 12/01/19 1.066 -31.00%
0783 RLI Insurance Group 13056 RLI Insurance Company 11/20/12 1.371 -11.26%
0553 Royal/Sun Alliance Group 24678 Arrowood Indemnity Company 01/01/02 1.052 01/01/03 1.066 -31.00%
0074 Safety National Casualty 11123 Safety First Insurance Company 05/01/09 1.460 -5.50%
0074 Safety National Casualty 15105 Safety National Casualty Corporation 01/01/01 1.140 01/01/02 1.290 -16.50%
0000 Sagamore Insurance Company 40460 Sagamore Insurance Company 01/01/17 1.448 -6.28%
0000 Samsung Fire & Marine Insurance Company 38300 Samsung Fire & Marine
Insurance Company 02/04/13 Preferred 0.874 -43.43%
02/04/13 Standard 1.456 -5.76%
02/04/13 Substandard 1.500 -2.91%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 29
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0000 SeaBright Insurance Company 15563 SeaBright Insurance Company 04/01/09 1.357 06/01/17 1.450 -6.15%
0242 Selective Insurance Company of America 12572 Selective Insurance Company of
America 07/01/17 All Other 1.100 -28.80%
07/01/17 Class Based 0.990 -35.92%
0242 Selective Insurance Company of South Carolina 19259 Selective Insurance Company of
South Carolina 07/01/17 1.240 01/01/19 All Other 1.259 -18.51%
07/01/17 1.116 01/01/19 Class Based 1.133 -26.67%
0242 Selective Insurance Company of the Southeast 39926 Selective Insurance Company of
the Southeast 07/01/17 1.380 01/01/19 All Other 1.401 -9.32%
07/01/17 1.242 01/01/19 Class Based 1.261 -18.38%
0242 Selective Way Insurance Company 26301 Selective Way Insurance
Company 01/01/19 1.557 01/01/20 All Other 1.545 0.00%
01/01/19 1.401 01/01/20 Class Based 1.390 -10.03%
0169 Sentry Insurance Group 23434 Middlesex Insurance Company 01/01/15 1.230 01/01/17 1.220 -21.04%
0169 Sentry Insurance Group 24988 Sentry Insurance, A Mutual Company 01/01/16 1.505 01/01/17 1.490 -3.56%
0169 Sentry Insurance Group 21180 Sentry Select Insurance Company 01/01/16 1.505 01/01/17 1.490 -3.56%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 30
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0169 Sentry Insurance Group 28460 Sentry Casualty Company 03/01/14 1.294 01/01/17 1.350 -12.62%
0681 Service American Indemnity Company 39152 Service American Indemnity
Company 02/15/19 Safety Plus1.000 -35.28%
Safety1.050 -32.04%
Standard1.350 -12.62%
Preferred1.250 -19.09%
0000 Sirius America Insurance Company 38776 Sirius America Insurance
Company 05/01/191.390 -10.03%
3219 Sompo Japan Insurance Company of America 11126 Sompo America Insurance
Company 12/01/17 1.380 -10.68%
38997 Sompo America Fire & Marine Insurance Company 12/01/17 1.030 -33.33%
0000 SPARTA Insurance Company 20613 SPARTA Insurance Company 09/01/10 1.610 01/01/13 1.560 0.97%
0000 StarStone National Insurance Company 25496 StarStone National Insurance
Company 04/01/16 1.400 -9.39%
4670 Starr Group 38318 Starr Indemnity & Liability Company 10/15/11 1.390 05/16/18 1.551 0.39%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 31
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
16109 Starr Specialty Insurance Company 05/16/18 1.330 -13.92%
0176 State Farm Insurance Group 25143 State Farm Fire & Casualty Company 01/01/11 1.238 01/01/14 Tier 1
(class based) 1.142 -26.06%
01/01/11 1.456 01/01/14 Tier 2 (class based) 1.344 -13.01%
01/01/13 1.569 01/01/14 Tier 3 (class based) 1.546 0.04%
0176 State Farm Insurance Group 25151 State Farm General Insurance Company 01/01/96 1.097 -29.00%
0000 Stonewood National Insurance Company 31925 Stonewood National Insurance
Company 05/15/14 1.550 0.32%
0181 Swiss Re Group 39845 Employers Reinsurance Corporaton 07/01/07 1.560 01/01/08 1.421 -8.03%
0181 Swiss Re Group 29874 North American Specialty Insurance Company 07/01/07 1.560 09/01/09 1.510 -2.27%
0181 Swiss Re Group 29700 North American Elite Insurance Company 07/01/07 1.614 01/01/13 1.569 1.55%
0181 Swiss Re Group 34207 Westport Insurance Corp. 07/01/07 1.421 09/01/09 1.316 -14.82%
0748 Texas St. National Group 12831 State National Insurance Company, Inc. 10/01/03 1.400 01/01/20 Standard 1.370 -11.33%
10/01/03 1.200 01/01/20 Preferred 1.370 -11.33%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 32
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0000 T.H.E. Insurance Company 12866 T.H.E Insurance Company 01/01/18 1.412 01/01/19 1.526 -1.23%
3703 Tower Grp Cos. 10205 Mountain Valley Indemnity Company 03/01/99 1.250 04/01/02 1.403 -9.19%
3703 Tower Grp Cos. 44300 Tower Insurance Company of New York 10/15/07 1.450 -6.15%
3703 Tower Grp Cos. 43702 Tower National Insurance Company 07/01/09 1.210 -21.68%
3548 Travelers Group 41769 Athena Assurance Company 01/01/07 1.374 01/01/08 1.374 -11.07%
3548 Travelers Group 25615 Charter Oak Fire Insurance Company, The 01/01/15 1.447 01/01/17 1.420 -8.09%
3548 Travelers Group 36463 Discover Property & Casualty Insurance Company 01/01/12 0.976 01/01/14 0.987 -36.12%
3548 Travelers Group 41483 Farmington Casualty Company 01/01/15 0.868 01/01/17 0.852 -44.85%
3548 Travelers Group 35386 Fidelity & Guaranty Insurance Company 01/01/12 1.395 01/01/14 1.410 -8.74%
3548 Travelers Group 25879 Fidelity & Guaranty Insurance Underwriters 01/01/12 1.116 01/01/14 1.128 -26.99%
3548 Travelers Group 25623 Phoenix Insurance Company, The 01/01/16 1.505 01/01/17 1.491 -3.50%
3548 Travelers Group 24767 St Paul Fire and Marine Insurance Company 01/01/07 1.374 01/01/08 1.374 -11.07%
3548 Travelers Group 24775 St Paul Guardian Insurance Company 01/01/07 1.236 01/01/08 1.236 -20.00%
3548 Travelers Group 24791 St Paul Mercury Insurance Company 01/01/07 1.099 01/01/08 1.099 -28.87%
3548 Travelers Group 19224 St. Paul Protective Insurance Company 01/01/07 1.608 01/01/08 1.608 4.08%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 33
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
3548 Travelers Group 19070 Standard Fire Insurance Company, The 01/01/15 1.447 01/01/17 1.420 -8.09%
3548 Travelers Group 19038 Travelers Casualty & Surety Company 01/01/16 1.505 01/01/17 0.852 -44.85%
3548 Travelers Group 25666 Travelers Indemnity Company of America, The 01/01/15 1.302 01/01/17 1.278 -17.28%
3548 Travelers Group 25682 Travelers Indemnity Company of Connecticut, The 01/01/15 1.158 01/01/17 1.136 -26.47%
3548 Travelers Group 25658 Travelers Indemnity Company, The 01/01/15 1.013 01/01/17 0.994 -35.66%
3548 Travelers Group 25674 Travelers Property Casualty Company of America 01/01/19 1.550 01/01/20 1.540 -0.32%
3548 Travelers Group 25887 United States Fidelity & Guaranty Company 01/01/12 1.534 01/01/14 1.551 0.39%
0000 Triumphe Casualty Company 41106 Triumphe Casualty Company 12/01/15 1.550 0.32%
0201 Utica Mutual Ins. Group 25984 Graphic Arts Mutual Insurance Company 01/01/15 1.395 01/01/17 Preferred
(all other) 1.530 -0.97%
01/01/17 1.196 01/01/18 Preferred (class based) 1.311 -15.15%
01/01/15 1.186 01/01/17 Select (all other) 1.300 -15.86%
01/01/18 1.480 03/01/18 Select(class based) 1.161 -24.85%
0201 Utica Mutual Ins. Group 12475 Republic-Franklin Insurance Company 01/01/14 1.010 01/01/15 All Other 1.055 -31.72%
01/01/18 1.161 03/01/18 Class Based 1.059 -31.46%
0201 Utica Mutual Ins. Group 25976 Utica Mutual Insurance Company 01/01/15 1.575 01/01/17 All Other 1.727 11.78%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 34
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
01/01/18 1.702 03/01/18 Class Based 1.552 0.45%
0201 Utica National Insurance Company of Ohio 13998 Utica National Insurance
Company of Ohio 04/01/19 Class Based 1.161 -24.85%
04/01/19 All Other 1.300 -15.86%
0201 Utica National Insurance Texas 43478 Utica National Insurance Texas 04/01/19 Class Based 1.059 -31.46%
04/01/19 All Other 1.055 -31.72%
0000 Vanliner Insurance Co. 21172 Vanliner Insurance Company 01/01/09 1.503 01/01/16 1.250 -19.09%
0234 Vermont Mutual Group 26018 Vermont Mutual Insurance Company 10/11/99 1.102 -28.67%
4254 Warranty Group 40827 Virginia Surety Co. Inc. 1.1.98 1.192 05/01/03 1.412 -8.61%
0000 West Bend Mutual Insurance Company 15350 West Bend Mutual Insurance
Company 04/01/19 1.500 -2.91%
1129 White Mountains Ins. Grp (OneBeacon Grp) 27154 Atlantic Specialty Insurance
Company 01/01/13 1.568 12/01/19 Standard 1.558 0.84%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 35
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
12/01/11 Preferred 1.300 -15.86%
12/01/11 Super Preferred 1.150 -25.57%
1129 White Mountains Ins. Grp (OneBeacon Grp) 20648 Employers' Fire Ins. Co. 05/01/06 1.574 01/01/13 1.568 1.49%
1129 White Mountains Ins. Grp (OneBeacon Grp) 38369 Northern Assurance Co. of
America 10/01/01 1.190 -22.98%
1129 White Mountains Ins. Grp (OneBeacon Grp) 20621 OneBeacon America Insurance
Company 10/01/01 1.190 07/15/04 1.373 -11.13%
1129 White Mountains Ins. Grp (OneBeacon Grp) 21970 OneBeacon Insurance Company 08/01/09 1.300 01/01/10 1.150 -25.57%
1129 White Mountains Ins. Grp (OneBeacon Grp) 21962 Pennsylvania General Insurance
Company 10/01/01 0.980 07/15/04 1.220 -21.04%
1129 White Mountains Ins. Grp (OneBeacon Grp) 31267 York Insurance Company of
Maine 10/01/01 1.400 07/15/04 Tier 1 1.525 -1.29%
10/01/01 0.980 07/15/04 Tier 2 1.220 -21.04%
10/01/01 1.190 07/15/04 Tier 3 1.373 -11.13%
0000 Work First Casualty Company 31232 Work First Casualty Company 11/01/18 1.453 -5.95%
1285 XL America Group 22322 Greenwich Insurance Company 01/01/13 1.566 01/01/17 1.498 -3.04%
1285 XL America Group 37885 XL Specialty Insurance Company 01/01/08 1.345 01/01/12 1.392 -9.90%
1285 XL America Group 24554 XL Insurance America, Inc. 01/01/08 1.076 01/01/12 1.114 -27.90%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 36
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0336 Zenith National Ins Grp 13269 Zenith Insurance Company 07/18/10 1.493 -3.37%
0212 Zurich-American Grp 26247 American Guarantee & Liability Insurance Company 01/01/13 1.270 01/01/19 1.190 -22.98%
0212 Zurich-American Grp 40142 American Zurich Insurance Company 01/01/13 1.046 01/01/19 0.980 -36.57%
0212 Zurich-American Grp 19305 Assurance Company of America 01/01/12 1.546 01/01/13 1.547 0.13%
0212 Zurich-American Grp 21652 Farmers Insurance Exhange 01/01/16 1.505 01/01/17 1.499 -2.98%
0212 Zurich-American Grp 39306 Fidelity & Deposit Company of Maryland 01/01/13 1.494 01/01/19 1.400 -9.39%
0212 Zurich-American Grp 11185 Foremost Insurance Company 01/01/14 1.515 01/01/16 1.432 -7.31%
0212 Zurich-American Grp 11800 Foremost Property & Casualty Insurance Company 01/01/16 1.505 01/01/17 1.499 -2.98%
0212 Zurich-American Grp 41513 Foremost Signature Insurance Company 01/01/15 1.550 01/01/16 1.461 -5.44%
0212 Zurich-American Grp 19321 Maine Bonding and Casualty Company 01/01/03 1.324 01/01/05 1.346 -12.88%
0212 Zurich-American Grp 19356 Maryland Casualty Company 01/01/12 1.626 01/01/13 1.569 1.55%
0212 Zurich-American Grp 21687 Mid-Century Insurance Company (SEBO) 01/01/16 1.434 01/01/17 1.432 -7.31%
0212 Zurich-American Grp 19372 Northern Insurance Company of New York 01/01/12 1.317 01/01/13 1.479 -4.27%
0212 Zurich-American Grp 21709 Truck Insurance Exchange 01/01/16 1.467 01/01/17 1.461 -5.44%
0212 Zurich-American Grp 41181 Universal Underwriters Insurance Company 01/01/08 1.300 01/01/09 1.327 -14.11%
0212 Zurich-American Grp 16535 Zurich American Insurance Company 01/01/13 1.494 01/01/19 1.400 -9.39%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 37
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0212 Zurich-American Grp 27855 Zurich American Insurance Company of Illinois 01/01/16 1.494 01/01/19 1.540 -0.32%
SEBO - Servicing Existing Business Only
For class based tiers contact agent or company for listing