state of illinois ninety-ninth general assembly 103rd ... · [april 21, 2016] the senate met...
TRANSCRIPT
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[April 21, 2016]
SENATE JOURNAL
STATE OF ILLINOIS
NINETY-NINTH GENERAL ASSEMBLY
103RD LEGISLATIVE DAY
THURSDAY, APRIL 21, 2016
12:07 O'CLOCK P.M.
NO. 103
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SENATE
Daily Journal Index
103rd Legislative Day
Action Page(s)
Communication from the Minority Leader ........................................................... 7
Legislative Measure(s) Filed ................................................................................ 6 Message from the House .................................................................................. 393
Message from the President ................................................................................. 6
Message from the Secretary of State .................................................................... 8 Oath ................................................................................................................... 11
Presentation of Senate Joint Resolution No. 53 ................................................ 391 Presentation of Senate Joint Resolution No. 54 ................................................ 422
Presentation of Senate Resolutions No’d. 1773-1774........................................... 8
Presentation of Senate Resolutions No’d. 1775-1780....................................... 391 Report from Assignments Committee .............................................................. 395
Report from Standing Committee(s) .................................................................. 11
Bill Number Legislative Action Page(s)
SB 0179 Recalled - Amendment(s) ....................................................................................... 336
SB 0179 Third Reading ......................................................................................................... 337 SB 0210 Recalled - Amendment(s) ....................................................................................... 338
SB 0210 Third Reading ......................................................................................................... 343
SB 0212 Recalled - Amendment(s) ....................................................................................... 343 SB 0212 Third Reading ......................................................................................................... 344
SB 0229 Recalled - Amendment(s) ....................................................................................... 344
SB 0229 Third Reading ......................................................................................................... 348 SB 0232 Recalled - Amendment(s) ....................................................................................... 348
SB 0232 Third Reading ......................................................................................................... 350
SB 0235 Recalled - Amendment(s) ....................................................................................... 350 SB 0235 Third Reading ......................................................................................................... 351
SB 0238 Recalled - Amendment(s) ....................................................................................... 352
SB 0238 Third Reading ......................................................................................................... 352 SB 0240 Recalled - Amendment(s) ....................................................................................... 353
SB 0240 Third Reading ......................................................................................................... 354
SB 0241 Recalled - Amendment(s) ....................................................................................... 354 SB 0241 Third Reading ......................................................................................................... 358
SB 0242 Recalled - Amendment(s) ....................................................................................... 359
SB 0242 Third Reading ......................................................................................................... 360 SB 0279 Third Reading ......................................................................................................... 363
SB 0280 Recalled - Amendment(s) ....................................................................................... 360
SB 0280 Third Reading ......................................................................................................... 362 SB 0303 Recalled - Amendment(s) ....................................................................................... 364
SB 0303 Third Reading ......................................................................................................... 370
SB 0384 Recalled - Amendment(s) ....................................................................................... 370 SB 0384 Third Reading ......................................................................................................... 372
SB 0388 Recalled - Amendment(s) ....................................................................................... 373
SB 0388 Third Reading ......................................................................................................... 381 SB 0389 Recalled - Amendment(s) ....................................................................................... 382
SB 0389 Third Reading ......................................................................................................... 383
SB 0392 Recalled - Amendment(s) ....................................................................................... 384 SB 0392 Third Reading ......................................................................................................... 385
SB 0440 Recalled - Amendment(s) ....................................................................................... 386
SB 0440 Third Reading ......................................................................................................... 390 SB 0461 Recalled - Amendment(s) ....................................................................................... 395
SB 0461 Third Reading ......................................................................................................... 397
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SB 0466 Recalled - Amendment(s) ....................................................................................... 397 SB 0466 Third Reading ......................................................................................................... 417
SB 0579 Recalled - Amendment(s) ....................................................................................... 417
SB 0579 Third Reading ......................................................................................................... 422 SB 2403 Third Reading ........................................................................................................... 13
SB 2432 Third Reading ........................................................................................................... 14
SB 2433 Recalled - Amendment(s) ......................................................................................... 14 SB 2433 Third Reading ........................................................................................................... 15
SB 2437 Third Reading ........................................................................................................... 15
SB 2439 Third Reading ........................................................................................................... 16 SB 2469 Third Reading ........................................................................................................... 16
SB 2504 Third Reading ........................................................................................................... 17 SB 2505 Third Reading ........................................................................................................... 17
SB 2506 Third Reading ........................................................................................................... 18
SB 2531 Recalled - Amendment(s) ....................................................................................... 313 SB 2531 Third Reading ......................................................................................................... 313
SB 2562 Third Reading ........................................................................................................... 18
SB 2584 Third Reading ........................................................................................................... 19
SB 2587 Recalled - Amendment(s) ....................................................................................... 335
SB 2587 Third Reading ......................................................................................................... 336
SB 2600 Recalled - Amendment(s) ......................................................................................... 19 SB 2600 Third Reading ......................................................................................................... 314
SB 2604 Third Reading ........................................................................................................... 21
SB 2610 Third Reading ........................................................................................................... 21 SB 2677 Recalled - Amendment(s) ......................................................................................... 22
SB 2677 Third Reading ........................................................................................................... 25
SB 2701 Recalled - Amendment(s) ......................................................................................... 26 SB 2701 Third Reading ........................................................................................................... 28
SB 2746 Recalled - Amendment(s) ......................................................................................... 28
SB 2746 Third Reading ........................................................................................................... 46 SB 2767 Third Reading ........................................................................................................... 46
SB 2777 Third Reading ........................................................................................................... 47
SB 2799 Third Reading ........................................................................................................... 47 SB 2805 Third Reading ........................................................................................................... 48
SB 2806 Third Reading ........................................................................................................... 48
SB 2808 Third Reading ........................................................................................................... 49 SB 2812 Third Reading ........................................................................................................... 49
SB 2817 Third Reading ........................................................................................................... 50
SB 2819 Third Reading ........................................................................................................... 51 SB 2820 Third Reading ........................................................................................................... 51
SB 2822 Third Reading ........................................................................................................... 52
SB 2824 Third Reading ........................................................................................................... 52 SB 2827 Third Reading ........................................................................................................... 53
SB 2833 Third Reading ........................................................................................................... 53
SB 2835 Recalled - Amendment(s) ......................................................................................... 54 SB 2835 Third Reading ........................................................................................................... 55
SB 2837 Third Reading ........................................................................................................... 56
SB 2839 Third Reading ........................................................................................................... 56 SB 2840 Recalled - Amendment(s) ......................................................................................... 57
SB 2840 Third Reading ........................................................................................................... 59
SB 2842 Third Reading ........................................................................................................... 59 SB 2845 Third Reading ........................................................................................................... 60
SB 2869 Third Reading ........................................................................................................... 60
SB 2870 Third Reading ........................................................................................................... 61 SB 2875 Third Reading ........................................................................................................... 61
SB 2882 Third Reading ........................................................................................................... 62
SB 2883 Third Reading ........................................................................................................... 62 SB 2884 Recalled - Amendment(s) ......................................................................................... 63
SB 2884 Third Reading ......................................................................................................... 177
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SB 2885 Third Reading ......................................................................................................... 177 SB 2893 Third Reading ......................................................................................................... 178
SB 2900 Third Reading ......................................................................................................... 178
SB 2901 Third Reading ......................................................................................................... 179 SB 2902 Third Reading ......................................................................................................... 179
SB 2905 Third Reading ......................................................................................................... 180
SB 2908 Third Reading ......................................................................................................... 180 SB 2910 Recalled - Amendment(s) ....................................................................................... 181
SB 2910 Third Reading ......................................................................................................... 182
SB 2912 Third Reading ......................................................................................................... 182 SB 2917 Third Reading ......................................................................................................... 183
SB 2918 Third Reading ......................................................................................................... 184 SB 2921 Recalled - Amendment(s) ....................................................................................... 184
SB 2921 Third Reading ......................................................................................................... 185
SB 2929 Third Reading ......................................................................................................... 185 SB 2934 Third Reading ......................................................................................................... 186
SB 2944 Third Reading ......................................................................................................... 186
SB 2947 Third Reading ......................................................................................................... 187
SB 2948 Third Reading ......................................................................................................... 187
SB 2950 Third Reading ......................................................................................................... 188
SB 2956 Third Reading ......................................................................................................... 188 SB 2960 Third Reading ......................................................................................................... 189
SB 2964 Third Reading ......................................................................................................... 189
SB 2970 Third Reading ......................................................................................................... 190 SB 2972 Third Reading ......................................................................................................... 191
SB 2974 Third Reading ......................................................................................................... 191
SB 2975 Third Reading ......................................................................................................... 192 SB 2982 Third Reading ......................................................................................................... 192
SB 2992 Recalled - Amendment(s) ....................................................................................... 193
SB 2992 Third Reading ......................................................................................................... 198 SB 2994 Third Reading ......................................................................................................... 198
SB 3005 Third Reading ......................................................................................................... 199
SB 3007 Recalled - Amendment(s) ....................................................................................... 200 SB 3007 Third Reading ......................................................................................................... 207
SB 3010 Third Reading ......................................................................................................... 207
SB 3017 Third Reading ......................................................................................................... 208 SB 3018 Third Reading ......................................................................................................... 209
SB 3022 Third Reading ......................................................................................................... 208
SB 3023 Third Reading ......................................................................................................... 209 SB 3024 Recalled - Amendment(s) ....................................................................................... 210
SB 3024 Third Reading ......................................................................................................... 211
SB 3030 Recalled - Amendment(s) ....................................................................................... 311 SB 3032 Recalled - Amendment(s) ....................................................................................... 211
SB 3032 Third Reading ......................................................................................................... 212
SB 3034 Third Reading ......................................................................................................... 213 SB 3035 Third Reading ......................................................................................................... 213
SB 3036 Third Reading ......................................................................................................... 214
SB 3042 Third Reading ......................................................................................................... 214 SB 3047 Recalled - Amendment(s) ....................................................................................... 215
SB 3047 Third Reading ......................................................................................................... 248
SB 3049 Recalled - Amendment(s) ....................................................................................... 249 SB 3049 Third Reading ......................................................................................................... 250
SB 3062 Recalled - Amendment(s) ....................................................................................... 250
SB 3062 Third Reading ......................................................................................................... 254 SB 3067 Third Reading ......................................................................................................... 255
SB 3072 Third Reading ......................................................................................................... 255
SB 3079 Third Reading ......................................................................................................... 256 SB 3082 Third Reading ......................................................................................................... 256
SB 3093 Third Reading ......................................................................................................... 257
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SB 3095 Recalled - Amendment(s) ....................................................................................... 258 SB 3095 Third Reading ......................................................................................................... 307
SB 3096 Third Reading ......................................................................................................... 257
SB 3099 Third Reading ......................................................................................................... 308 SB 3102 Third Reading ......................................................................................................... 308
SB 3104 Recalled - Amendment(s) ....................................................................................... 309
SB 3104 Third Reading ......................................................................................................... 309 SB 3106 Third Reading ......................................................................................................... 310
SB 3119 Third Reading ......................................................................................................... 314
SB 3129 Third Reading ......................................................................................................... 310 SB 3130 Third Reading ......................................................................................................... 312
SB 3131 Third Reading ......................................................................................................... 315 SB 3162 Recalled - Amendment(s) ....................................................................................... 315
SB 3162 Third Reading ......................................................................................................... 318
SB 3164 Third Reading ......................................................................................................... 318 SB 3166 Third Reading ......................................................................................................... 319
SB 3177 Third Reading ......................................................................................................... 319
SB 3178 Third Reading ......................................................................................................... 320
SB 3180 Third Reading ......................................................................................................... 320
SB 3274 Third Reading ......................................................................................................... 321
SB 3275 Third Reading ......................................................................................................... 321 SB 3289 Recalled - Amendment(s) ....................................................................................... 322
SB 3289 Third Reading ......................................................................................................... 324
SB 3294 Third Reading ......................................................................................................... 325 SB 3301 Third Reading ......................................................................................................... 325
SB 3312 Third Reading ......................................................................................................... 326
SB 3314 Third Reading ......................................................................................................... 327 SB 3315 Recalled - Amendment(s) ....................................................................................... 327
SB 3315 Third Reading ......................................................................................................... 327
SB 3319 Third Reading ......................................................................................................... 328 SB 3324 Third Reading ......................................................................................................... 329
SB 3325 Recalled - Amendment(s) ....................................................................................... 329
SB 3325 Third Reading ......................................................................................................... 330 SB 3335 Third Reading ......................................................................................................... 330
SB 3337 Third Reading ......................................................................................................... 331
SB 3343 Third Reading ......................................................................................................... 331 SB 3354 Third Reading ......................................................................................................... 332
SB 3367 Third Reading ......................................................................................................... 332
SB 3368 Third Reading ......................................................................................................... 333 SB 3401 Recalled - Amendment(s) ....................................................................................... 333
SB 3401 Third Reading ......................................................................................................... 335
SB 3412 Second Reading ...................................................................................................... 422 SJR 0053 Committee on Assignments ..................................................................................... 392
SJR 0054 Committee on Assignments ..................................................................................... 422
SJRCA 0029 Constitutional Amendment - Third Reading ............................................................. 12 SJRCA 0030 Constitutional Amendment - Third Reading ............................................................. 12
HB 4445 First Reading ............................................................................................................ 12 HB 5771 First Reading ............................................................................................................ 12
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[April 21, 2016]
The Senate met pursuant to adjournment. Senator John M. Sullivan, Rushville, Illinois, presiding.
Prayer by Chance Newingham, Lifegate International Ministries, Athens, Illinois.
Senator Hutchinson led the Senate in the Pledge of Allegiance.
Senator Hunter moved that reading and approval of the Journal of Wednesday, April 20, 2016, be
postponed, pending arrival of the printed Journal. The motion prevailed.
LEGISLATIVE MEASURES FILED
The following Floor amendments to the Senate Bills listed below have been filed with the Secretary
and referred to the Committee on Assignments:
Amendment No. 2 to Senate Bill 235
Amendment No. 1 to Senate Bill 579
Amendment No. 1 to Senate Bill 580
Amendment No. 2 to Senate Bill 2237
Amendment No. 3 to Senate Bill 2980
Amendment No. 1 to Senate Bill 3025
MESSAGES FROM THE PRESIDENT
OFFICE OF THE SENATE PRESIDENT
STATE OF ILLINOIS
JOHN J. CULLERTON 327 STATE CAPITOL
SENATE PRESIDENT SPRINGFIELD, IL 62706 217-782-2728
April 21, 2016
Mr. Tim Anderson
Secretary of the Senate Room 401 State House
Springfield, IL 62706
Dear Mr. Secretary:
Pursuant to Rule 3-2(c), I hereby appoint Senator William Delgado to temporarily replace Senator Julie Morrison as a member of the Senate Commerce and Economic Development Committee. This
appointment is effective immediately and will automatically expire upon adjournment of the Senate
Commerce and Economic Development Committee.
Sincerely,
s/John J. Cullerton John J. Cullerton
Senate President
cc: Senate Minority Leader Christine Radogno
OFFICE OF THE SENATE PRESIDENT
STATE OF ILLINOIS
JOHN J. CULLERTON 327 STATE CAPITOL SENATE PRESIDENT SPRINGFIELD, IL 62706
217-782-2728
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April 21, 2016
Mr. Tim Anderson Secretary of the Senate
Room 401 State House
Springfield, IL 62706
Dear Mr. Secretary:
Pursuant to Rule 3-2(c), I hereby appoint Senator Kimberly Lightford to temporarily replace Senator
Melinda Bush as a member of the Senate Commerce and Economic Development Committee. This appointment is effective immediately and will automatically expire upon adjournment of the Senate
Commerce and Economic Development Committee.
Sincerely,
s/John J. Cullerton
John J. Cullerton
Senate President
cc: Senate Minority Leader Christine Radogno
COMMUNICATION FROM THE MINORITY LEADER
DISTRICT OFFICE CAPITOL OFFICE:
1011 STATE STREET, SUITE 210 309A STATE HOUSE LEMONT, ILLINOIS 60439 SPRINGFIELD, IL 62706
PHONE: 630/243-0800 (217)782-9407
FAX: 630/243-0808 FAX: (217)782-7818
ILLINOIS STATE SENATE
CHRISTINE RADOGNO
SENATE REPUBLICAN LEADER ∙ 41ST SENATE DISTRICT
April 21, 2016
Tim Anderson Secretary of the Senate
401 Capitol Building
Springfield, IL 62706
Dear Secretary Anderson:
Pursuant to Senate Rule 3-2), I am making the following change to Committee appointments:
Senator Dan McConchie shall be Minority Spokesperson on the Senate State Government and Veterans Affairs Committee replacing Senator Chapin Rose.
Senator Dan McConchie shall replace former Senator Dan Duffy as a Member of the Senate Appropriations I Committee.
Senator Dan McConchie shall replace former Senator Dan Duffy as a Member of the Senate Labor Committee.
Senator Dan McConchie shall replace former Senator Dan Duffy as a Member of the Senate Commerce and Economic Development Committee.
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Senator Dan McConchie shall replace former Senator Dan Duffy as a Member of the Senate Pensions Investments Committee.
These appointments are effective immediately.
Sincerely,
s/Christine Radogno Christine Radogno
Senate Republican Leader
cc: John Cullerton, Senate President
PRESENTATION OF RESOLUTIONS
SENATE RESOLUTION NO. 1773
Offered by Senator Anderson and all Senators:
Mourns the death of Victor L. Brown, Jr., of Rock Island.
SENATE RESOLUTION NO. 1774
Offered by Senator Anderson and all Senators: Mourns the death of Robert J. Ford, Sr., of Moline.
By unanimous consent, the foregoing resolutions were referred to the Resolutions Consent Calendar.
MESSAGE FROM THE SECRETARY OF STATE
OFFICE OF THE SECRETARY OF STATE JESSE WHITE • Secretary of State
April 21, 2016
Honorable Tim Anderson
Secretary of the Senate Room 401
Capitol Building
Springfield, IL 62706
Dear Mr. Anderson:
This office is forwarding herewith a copy of a Notice of Vacancy from the Legislative Committee of
the Republican Party for the 26th Legislative District, declaring the existence of a vacancy in the Office
of State Senator for the 26th Legislative District, as a result of the resignation of Senator Dan Duffy, effective April 3, 2016.
Also enclosed is the copy of the Legislative Committee’s Certificate of Appointment for Daniel McConchie, who was appointed to fill the vacancy in the Office of State Senator in the 26th Legislative
District..
Yours truly,
s/Jesse White
JESSE WHITE Secretary of State
OFFICE OF THE SECRETARY OF STATE JESSE WHITE • Secretary of State
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NOTICE
Changes in the Ninety-Ninth General Assembly
SENATE
Appointment Vacancy Daniel McConchie Dan Duffy
26th Legislative District 26th Legislative District
Appointed: April 20, 2016 Resignation efft.: April 3, 2016 Effective: April 20, 2016 Filed: April 7, 2016
Filed: April 21, 2016
cc: Communications Department
House Speaker Madigan House Republican Leader Durkin
Legal Department
Legislative Affairs
Office of the Governor
Secretary of State
Senate President Cullerton Senate Republican Leader Radogno
State Board of Elections
CERTIFICATE OF LEGISLATIVE COMMITTEE ORGANIZATION
26th LEGISLATIVE DISTRICT )
STATE OF ILLINOIS
COUNTY OF LAKE (County in which organization occurred)
This is to certify that, in accordance with 10 ILCS 5/8-5, the Legislative Committee of the Republican Party of the 26th Legislative District met on April 20, 2016, at 112 Wool Street in the City of Barrington,
County of Lake and organized by electing the following officers in conformity with the Election Laws of
this State.
Mark L. Shaw
PRINT CHAIRMAN’S NAME
1155 Highland Avenue; Lake Forest, IL 60045
COMPLETE MAILING ADDRESS
Sandra Salgado
PRINT SECRETARY’S NAME
3711 Maple Avenue, McHenry, IL 60050
COMPLETE MAILING ADDRESS
SIGNED: s/Mark L. Shaw ATTEST: s/Sandra Salgado
CHAIRMAN SECRETARY
NOTIFICATION OF VACANCY
Legislative Committee of the )
Republican Party of the )
26th Legislative District ) )
)
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STATE OF ILLINOIS )
WHEREAS, State Senator Dan Duffy, a member of the Republican Party, has resigned as Senator in the
General Assembly for the 26th Legislative District; and
WHEREAS, Senator Duffy was the duly elected State Senator for the 26th Legislative District for the 99th
General Assembly; and
WHEREAS, Senator Duffy’s resignation was effective Sunday, April 3, 2016;
NOW THEREFORE, the Legislative Committee of the Republican Party of the 26th Legislative District
does hereby find and declare that the office of State Senator for the 26th District is vacant for the remainder of the 99th General Assembly.
s/Mark L. Shaw Mark L. Shaw
Chairman
s/Sandra Salgado
Sandra Salgado
Secretary
DATE:
CERTIFICATE OF APPOINTMENT TO FILL VACANCY IN
LEGISLATIVE DISTRICT OFFICE
WHEREAS, a vacancy has occurred in the office of State Senator in the 26th Legislative District of Illinois
by reason of the resignation of Dan Duffy, a duly elected officer of the Republican Party from the 26 th
Legislative District of Illinois, and
WHEREAS, the Legislative Committee of the Republican Party of the 26th Legislative District has met
and voted to fill the vacancy in said office, as required by 10 ILCS 5/25-6.
BE IT RESOLVED that the Legislative Committee of the Republican Party of the 26th Legislative District
of Illinois hereby appoints Daniel McConchie of Hawthorn Woods, Illinois, a member of the Republican Party, to the office of State
Senator in the 26th Legislative District of Illinois.
s/Mark L. Shaw 39608
Chairman Mark L. Shaw Vote Cast
Legislative Committee of the 26th Legislative District
s/Sandra Salgado 16,487
Secretary Sandra Salgado Vote Cast
THIS SPACE AVAILABLE FOR ADDITIONAL
MEMBERS SIGNATURES (If any)
s/Tom Hartwell 2261
Name Vote Cast
s/Mary Alice Benoit 277
Name Vote Cast
s/Daniel S. Fitzgerald 4877
Name Vote Cast
DATED April 20, 2016 (insert month, day, year)
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NOTE: This certificate must be filed with the Secretary of State and with the House of Representatives or the Secretary of the Senate, whichever is applicable.
STATE OF ILLINOIS
I, Dan McConchie, do solemnly swear that I will support the Constitution of the United States, and
the Constitution of the State of Illinois, and that I will faithfully discharge the duties of the office of State Senator to the best of my abilities.
s/Dan McConchie
Subscribed and sworn to before me, this 20 day of April, 2016.
s/Daniel Shanes
REPORTS FROM STANDING COMMITTEES
Senator Cunningham, Chairperson of the Committee on Agriculture, to which was referred the
following Senate floor amendment, reported that the Committee recommends do adopt:
Senate Amendment No. 2 to Senate Bill 2910
Senate Amendment No. 2 to Senate Bill 3130
Under the rules, the foregoing floor amendment is eligible for consideration on second reading.
Senator Holmes, Chairperson of the Committee on Commerce and Economic Development, to
which was referred the following Senate floor amendments, reported that the Committee recommends do
adopt:
Senate Amendment No. 2 to Senate Bill 2531
Senate Amendment No. 2 to Senate Bill 2600
Under the rules, the foregoing floor amendments are eligible for consideration on second reading.
Senator Trotter, Chairperson of the Committee on Appropriations I, to which was referred Senate
Bill No. 3412, reported the same back with the recommendation that the bill do pass. Under the rules, the bill was ordered to a second reading.
Senator Collins, Chairperson of the Committee on Financial Institutions, to which was referred the
following Senate floor amendment, reported that the Committee recommends do adopt:
Senate Amendment No. 1 to Senate Bill 2677
Under the rules, the foregoing floor amendment is eligible for consideration on second reading.
Senator Forby, Chairperson of the Committee on Labor, to which was referred the following Senate floor amendments, reported that the Committee recommends do adopt:
Senate Amendment No. 1 to Senate Bill 2613 Senate Amendment No. 1 to Senate Bill 3104
Under the rules, the foregoing floor amendments are eligible for consideration on second reading.
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READING BILLS FROM THE HOUSE OF REPRESENTATIVES A FIRST TIME
House Bill No. 4445, sponsored by Senator Harris, was taken up, read by title a first time and
referred to the Committee on Assignments.
House Bill No. 5771, sponsored by Senator Harmon, was taken up, read by title a first time and
referred to the Committee on Assignments.
Senator Althoff asked and obtained unanimous consent to recess for the purpose of a Republican caucus.
At the hour of 12:13 o'clock p.m., the Chair announced that the Senate stand at recess subject to the
call of the Chair.
AFTER RECESS
At the hour of 12:30 o'clock p.m., the Senate resumed consideration of business.
Senator Sullivan, presiding.
READING CONSTITUTIONAL AMENDMENTS A THIRD TIME
On motion of Senator Raoul, Senate Joint Resolution Constitutional Amendment No. 30, having
been printed, was taken up, read in full a third time.
Senator Raoul moved that Senate Joint Resolution Constitutional Amendment No. 30, be adopted. And on that motion, a call of the roll was had resulting as follows:
YEAS 39; NAYS 19.
The following voted in the affirmative:
Bennett Harmon Link Raoul
Bertino-Tarrant Harris Manar Sandoval
Biss Hastings Martinez Silverstein Bush Holmes McCann Stadelman
Collins Hunter McGuire Steans
Cullerton, T. Hutchinson Morrison Sullivan Cunningham Jones, E. Mulroe Trotter
Delgado Koehler Muñoz Van Pelt
Forby Landek Murphy, L. Mr. President Haine Lightford Noland
The following voted in the negative:
Althoff Connelly Murphy, M. Righter
Anderson Luechtefeld Nybo Rose Barickman McCarter Oberweis Syverson
Bivins McConchie Radogno Weaver
Brady McConnaughay Rezin
The motion prevailed.
And the resolution was adopted by a three-fifths vote. Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence
therein.
On motion of Senator T. Cullerton, Senate Joint Resolution Constitutional Amendment No. 29,
having been printed, was taken up, read in full a third time.
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Senator T. Cullerton moved that Senate Joint Resolution Constitutional Amendment No. 29, be adopted.
And on that motion, a call of the roll was had resulting as follows:
YEAS 21; NAYS 28; Present 4.
The following voted in the affirmative:
Bennett Delgado Manar Stadelman
Bertino-Tarrant Forby Morrison Steans Biss Harmon Mulroe Mr. President
Bush Hastings Murphy, L. Cullerton, T. Landek Noland
Cunningham Link Silverstein
The following voted in the negative:
Althoff Hutchinson Murphy, M. Sullivan
Barickman Jones, E. Nybo Syverson
Bivins Koehler Oberweis Trotter
Brady Lightford Radogno Weaver Connelly Luechtefeld Raoul
Haine McCarter Rezin
Harris McConchie Righter Holmes McConnaughay Rose
The following voted present:
Collins Martinez
Hunter Muñoz
Having failed to receive a vote of three-fifths of the members elected, the resolution was declared
lost.
READING BILLS OF THE SENATE A THIRD TIME
On motion of Senator Rose, Senate Bill No. 2403 having been transcribed and typed and all
amendments adopted thereto having been printed, was taken up and read by title a third time. And the question being, “Shall this bill pass?” it was decided in the affirmative by the following
vote:
YEAS 57; NAYS None.
The following voted in the affirmative:
Althoff Harmon McCarter Righter
Anderson Harris McConchie Rose Barickman Hastings McConnaughay Sandoval
Bennett Holmes McGuire Silverstein
Biss Hunter Morrison Stadelman Bivins Hutchinson Mulroe Steans
Brady Jones, E. Muñoz Sullivan
Bush Koehler Murphy, L. Syverson Collins Landek Murphy, M. Trotter
Connelly Lightford Noland Van Pelt
Cullerton, T. Link Nybo Weaver Cunningham Luechtefeld Oberweis Mr. President
Delgado Manar Radogno
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Forby Martinez Raoul Haine McCann Rezin
This bill, having received the vote of a constitutional majority of the members elected, was declared passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a).
Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence
therein.
On motion of Senator Althoff, Senate Bill No. 2432 having been transcribed and typed and all amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following vote:
YEAS 57; NAYS None.
The following voted in the affirmative:
Althoff Harmon McCarter Righter
Anderson Harris McConchie Rose
Barickman Hastings McConnaughay Sandoval Bennett Holmes McGuire Silverstein
Bertino-Tarrant Hunter Morrison Stadelman
Biss Hutchinson Mulroe Steans Bivins Jones, E. Muñoz Sullivan
Brady Koehler Murphy, L. Syverson
Collins Landek Murphy, M. Trotter Connelly Lightford Noland Van Pelt
Cullerton, T. Link Nybo Weaver
Cunningham Luechtefeld Oberweis Mr. President Delgado Manar Radogno
Forby Martinez Raoul
Haine McCann Rezin
This bill, having received the vote of a constitutional majority of the members elected, was declared
passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a). Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence
therein.
SENATE BILL RECALLED
On motion of Senator Althoff, Senate Bill No. 2433 was recalled from the order of third reading to
the order of second reading.
Senator Althoff offered the following amendment and moved its adoption:
AMENDMENT NO. 4 TO SENATE BILL 2433
AMENDMENT NO. 4 . Amend Senate Bill 2433, AS AMENDED, with reference to page and line numbers of Senate Amendment No. 3, on page 19, line 20, by deleting "Board or".
The motion prevailed. And the amendment was adopted and ordered printed.
There being no further amendments, the foregoing Amendment No. 4 was ordered engrossed, and
the bill, as amended, was ordered to a third reading.
READING BILLS OF THE SENATE A THIRD TIME
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On motion of Senator Althoff, Senate Bill No. 2433 having been transcribed and typed and all amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following
vote:
YEAS 56; NAYS None.
The following voted in the affirmative:
Althoff Harmon McConchie Rose Anderson Harris McConnaughay Sandoval
Barickman Hastings McGuire Silverstein Bennett Holmes Morrison Stadelman
Bertino-Tarrant Hunter Mulroe Steans
Biss Hutchinson Muñoz Sullivan Bivins Koehler Murphy, L. Syverson
Brady Landek Murphy, M. Trotter
Bush Lightford Noland Van Pelt
Collins Link Nybo Weaver
Connelly Luechtefeld Oberweis Mr. President
Cullerton, T. Manar Radogno Delgado Martinez Raoul
Forby McCann Rezin
Haine McCarter Righter
This bill, having received the vote of a constitutional majority of the members elected, was declared
passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a). Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence
therein.
Senator Jones asked and obtained unanimous consent for the Journal to reflect his intention to have voted in the affirmative on Senate Bill No. 2433.
On motion of Senator Sandoval, Senate Bill No. 2437 having been transcribed and typed and all
amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following vote:
YEAS 57; NAYS None.
The following voted in the affirmative:
Althoff Haine McCarter Righter
Anderson Harmon McConchie Rose
Barickman Harris McConnaughay Sandoval Bennett Hastings McGuire Silverstein
Bertino-Tarrant Holmes Morrison Stadelman
Biss Hunter Mulroe Steans Bivins Hutchinson Muñoz Sullivan
Brady Jones, E. Murphy, L. Syverson
Bush Koehler Murphy, M. Trotter Collins Landek Noland Van Pelt
Connelly Lightford Nybo Weaver
Cullerton, T. Link Oberweis Mr. President Cunningham Luechtefeld Radogno
Delgado Manar Raoul
Forby McCann Rezin
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[April 21, 2016]
This bill, having received the vote of a constitutional majority of the members elected, was declared passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a).
Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence
therein.
On motion of Senator Sandoval, Senate Bill No. 2439 having been transcribed and typed and all amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following
vote:
YEAS 47; NAYS 7.
The following voted in the affirmative:
Althoff Harmon Manar Oberweis
Anderson Harris Martinez Radogno
Bennett Hastings McCann Raoul
Bertino-Tarrant Holmes McConnaughay Rose
Biss Hunter McGuire Silverstein
Bush Hutchinson Morrison Stadelman Collins Jones, E. Mulroe Steans
Cullerton, T. Koehler Muñoz Sullivan
Cunningham Landek Murphy, L. Trotter Delgado Lightford Murphy, M. Van Pelt
Forby Link Noland Mr. President
Haine Luechtefeld Nybo
The following voted in the negative:
Barickman McCarter Righter Weaver
Bivins Rezin Syverson
This bill, having received the vote of a constitutional majority of the members elected, was declared
passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a).
Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence therein.
On motion of Senator Lightford, Senate Bill No. 2469 having been transcribed and typed and all
amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following vote:
YEAS 58; NAYS None.
The following voted in the affirmative:
Althoff Haine McCann Rezin
Anderson Harmon McCarter Righter
Barickman Harris McConchie Rose Bennett Hastings McConnaughay Sandoval
Bertino-Tarrant Holmes McGuire Silverstein
Biss Hunter Morrison Stadelman Bivins Hutchinson Mulroe Steans
Brady Jones, E. Muñoz Sullivan
Bush Koehler Murphy, L. Syverson Collins Landek Murphy, M. Trotter
Connelly Lightford Noland Van Pelt
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[April 21, 2016]
Cullerton, T. Link Nybo Weaver Cunningham Luechtefeld Oberweis Mr. President
Delgado Manar Radogno
Forby Martinez Raoul
This bill, having received the vote of a constitutional majority of the members elected, was declared
passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a). Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence
therein.
On motion of Senator Steans, Senate Bill No. 2504 having been transcribed and typed and all amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following
vote:
YEAS 57; NAYS None.
The following voted in the affirmative:
Althoff Haine McCann Rezin Anderson Harmon McCarter Righter
Barickman Harris McConchie Rose
Bennett Hastings McConnaughay Sandoval Bertino-Tarrant Holmes McGuire Silverstein
Biss Hunter Morrison Stadelman
Bivins Hutchinson Mulroe Steans Brady Jones, E. Muñoz Sullivan
Bush Koehler Murphy, L. Syverson
Collins Landek Murphy, M. Van Pelt Connelly Lightford Noland Weaver
Cullerton, T. Link Nybo Mr. President
Cunningham Luechtefeld Oberweis Delgado Manar Radogno
Forby Martinez Raoul
This bill, having received the vote of a constitutional majority of the members elected, was declared
passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a).
Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence therein.
On motion of Senator Steans, Senate Bill No. 2505 having been transcribed and typed and all
amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following vote:
YEAS 58; NAYS None.
The following voted in the affirmative:
Althoff Haine McCann Rezin
Anderson Harmon McCarter Righter
Barickman Harris McConchie Rose Bennett Hastings McConnaughay Sandoval
Bertino-Tarrant Holmes McGuire Silverstein
Biss Hunter Morrison Stadelman Bivins Hutchinson Mulroe Steans
Brady Jones, E. Muñoz Sullivan
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[April 21, 2016]
Bush Koehler Murphy, L. Syverson Collins Landek Murphy, M. Trotter
Connelly Lightford Noland Van Pelt
Cullerton, T. Link Nybo Weaver Cunningham Luechtefeld Oberweis Mr. President
Delgado Manar Radogno
Forby Martinez Raoul
This bill, having received the vote of a constitutional majority of the members elected, was declared
passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a). Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence
therein.
On motion of Senator Righter, Senate Bill No. 2506 having been transcribed and typed and all amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following
vote:
YEAS 58; NAYS None.
The following voted in the affirmative:
Althoff Haine McCann Rezin Anderson Harmon McCarter Righter
Barickman Harris McConchie Rose
Bennett Hastings McConnaughay Sandoval Bertino-Tarrant Holmes McGuire Silverstein
Biss Hunter Morrison Stadelman
Bivins Hutchinson Mulroe Steans Brady Jones, E. Muñoz Sullivan
Bush Koehler Murphy, L. Syverson
Collins Landek Murphy, M. Trotter Connelly Lightford Noland Van Pelt
Cullerton, T. Link Nybo Weaver
Cunningham Luechtefeld Oberweis Mr. President Delgado Manar Radogno
Forby Martinez Raoul
This bill, having received the vote of a constitutional majority of the members elected, was declared
passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a).
Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence therein.
On motion of Senator Koehler, Senate Bill No. 2562 having been transcribed and typed and all
amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following vote:
YEAS 57; NAYS None.
The following voted in the affirmative:
Althoff Harmon McCarter Righter
Anderson Harris McConchie Rose
Barickman Hastings McConnaughay Sandoval Bennett Holmes McGuire Silverstein
Bertino-Tarrant Hunter Morrison Stadelman
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[April 21, 2016]
Biss Hutchinson Mulroe Steans Bivins Jones, E. Muñoz Sullivan
Brady Koehler Murphy, L. Syverson
Bush Landek Murphy, M. Trotter Collins Lightford Noland Van Pelt
Connelly Link Nybo Weaver
Cunningham Luechtefeld Oberweis Mr. President Delgado Manar Radogno
Forby Martinez Raoul
Haine McCann Rezin
This bill, having received the vote of a constitutional majority of the members elected, was declared passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a).
Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence
therein.
On motion of Senator Hutchinson, Senate Bill No. 2584 having been transcribed and typed and all
amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following
vote:
YEAS 58; NAYS None.
The following voted in the affirmative:
Althoff Haine McCann Rezin Anderson Harmon McCarter Righter
Barickman Harris McConchie Rose
Bennett Hastings McConnaughay Sandoval Bertino-Tarrant Holmes McGuire Silverstein
Biss Hunter Morrison Stadelman
Bivins Hutchinson Mulroe Steans Brady Jones, E. Muñoz Sullivan
Bush Koehler Murphy, L. Syverson
Collins Landek Murphy, M. Trotter Connelly Lightford Noland Van Pelt
Cullerton, T. Link Nybo Weaver
Cunningham Luechtefeld Oberweis Mr. President Delgado Manar Radogno
Forby Martinez Raoul
This bill, having received the vote of a constitutional majority of the members elected, was declared
passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a).
Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence therein.
SENATE BILL RECALLED
On motion of Senator Delgado, Senate Bill No. 2600 was recalled from the order of third reading to the order of second reading.
Senator Delgado offered the following amendment and moved its adoption:
AMENDMENT NO. 2 TO SENATE BILL 2600
AMENDMENT NO. 2 . Amend Senate Bill 2600, AS AMENDED, with reference to page and line
numbers of Senate Amendment No. 1, on page 5, line 2, by replacing "compensated." with "compensated. No membership fees, dues, or assessments shall be required of any commission member."; and
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20
[April 21, 2016]
on page 6, immediately after line 3, by inserting the following: "(vi) A woman.
"Public funds" and "public monies" mean any funds received from: the federal government or any
agency of the federal government; any state government or any agency or political subdivision of any state government; or the State or any unit of local government."; and
on page 9, line 11, by replacing "compensated." with "compensated. No membership fees, dues, or assessments shall be required of any commission member."; and
on page 10, immediately after line 12, by inserting the following: "(vi) A woman.
"Public funds" and "public monies" mean any funds received from: the federal government or any agency of the federal government; any state government or any agency or political subdivision of any state
government; or the State or any unit of local government."; and
on page 14, line 7, by replacing "compensated." with "compensated. No membership fees, dues, or
assessments shall be required of any commission member."; and
on page 15, immediately after line 8, by inserting the following:
"(vi) A woman.
"Public funds" and "public monies" mean any funds received from: the federal government or any agency of the federal government; any state government or any agency or political subdivision of any state
government; or the State or any unit of local government."; and
on page 20, line 21, by replacing "compensated." with "compensated. No membership fees, dues, or
assessments shall be required of any commission member."; and
on page 21, immediately after line 22, by inserting the following:
"(vi) A woman.
"Public funds" and "public monies" mean any funds received from: the federal government or any agency of the federal government; any state government or any agency or political subdivision of any state
government; or the State or any unit of local government."; and
on page 25, line 13, by replacing "compensated." with "compensated. No membership fees, dues, or
assessments shall be required of any commission member."; and
on page 26, by immediately after line 14, by inserting the following:
"(vi) A woman.
"Public funds" and "public monies" mean any funds received from: the federal government or any agency of the federal government; any state government or any agency or political subdivision of any state
government; or the State or any unit of local government."; and
on page 34, line 6, by replacing "compensated." with "compensated. No membership fees, dues, or
assessments shall be required of any commission member."; and
on page 35, immediately after line 7, by inserting the following:
"(vi) A woman.
"Public funds" and "public monies" mean any funds received from: the federal government or any agency of the federal government; any state government or any agency or political subdivision of any state
government; or the State or any unit of local government."; and
on page 42, line 8, by replacing "compensated." with "compensated. No membership fees, dues, or
assessments shall be required of any commission member."; and
on page 43, immediately after line 9, by inserting the following:
"(vi) A woman.
"Public funds" and "public monies" mean any funds received from: the federal government or any agency of the federal government; any state government or any agency or political subdivision of any state
government; or the State or any unit of local government.".
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[April 21, 2016]
The motion prevailed.
And the amendment was adopted and ordered printed.
There being no further amendments, the foregoing Amendment No. 2 was ordered engrossed, and the bill, as amended, was ordered to a third reading.
READING BILLS OF THE SENATE A THIRD TIME
On motion of Senator Trotter, Senate Bill No. 2604 having been transcribed and typed and all amendments adopted thereto having been printed, was taken up and read by title a third time.
And the question being, “Shall this bill pass?” it was decided in the affirmative by the following vote:
YEAS 34; NAYS 20.
The following voted in the affirmative:
Bertino-Tarrant Hastings Manar Silverstein
Biss Holmes Martinez Stadelman
Bush Hunter McGuire Steans Collins Hutchinson Morrison Sullivan
Cunningham Jones, E. Mulroe Trotter
Delgado Koehler Muñoz Van Pelt Haine Landek Noland Mr. President
Harmon Lightford Raoul
Harris Link Sandoval
The following voted in the negative:
Althoff Luechtefeld Nybo Syverson
Anderson McCann Oberweis Weaver
Barickman McCarter Radogno Bivins McConchie Rezin
Brady McConnaughay Righter
Connelly Murphy, M. Rose
This bill, having received the vote of a constitutional majority of the members elected, was declared
passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a). Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence
therein.
On motion of Senator Mulroe, Senate Bill No. 2610 having been transcribed and typed and all
amendments adopted thereto having been printed, was taken up and read by title a third time. And the question being, “Shall this bill pass?” it was decided in the affirmative by the following
vote:
YEAS 58; NAYS None.
The following voted in the affirmative:
Althoff Haine McCann Rezin
Anderson Harmon McCarter Righter Barickman Harris McConchie Rose
Bennett Hastings McConnaughay Sandoval
Bertino-Tarrant Holmes McGuire Silverstein Biss Hunter Morrison Stadelman
Bivins Hutchinson Mulroe Steans
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[April 21, 2016]
Brady Jones, E. Muñoz Sullivan Bush Koehler Murphy, L. Syverson
Collins Landek Murphy, M. Trotter
Connelly Lightford Noland Van Pelt Cullerton, T. Link Nybo Weaver
Cunningham Luechtefeld Oberweis Mr. President
Delgado Manar Radogno Forby Martinez Raoul
This bill, having received the vote of a constitutional majority of the members elected, was declared passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a).
Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence therein.
SENATE BILL RECALLED
On motion of Senator Althoff, Senate Bill No. 2677 was recalled from the order of third reading to
the order of second reading.
Senator Althoff offered the following amendment and moved its adoption:
AMENDMENT NO. 1 TO SENATE BILL 2677
AMENDMENT NO. 1 . Amend Senate Bill 2677 by replacing everything after the enacting clause
with the following:
"Section 5. The Residential Real Property Disclosure Act is amended by changing Section 70 as follows:
(765 ILCS 77/70) Sec. 70. Predatory lending database program.
(a) As used in this Article:
"Adjustable rate mortgage" or "ARM" means a closed-end mortgage transaction that allows adjustments of the loan interest rate during the first 3 years of the loan term.
"Borrower" means a person seeking a mortgage loan.
"Broker" means a "broker" or "loan broker", as defined in subsection (p) of Section 1-4 of the Residential Mortgage License Act of 1987.
"Closing agent" means an individual assigned by a title insurance company or a broker or originator to
ensure that the execution of documents related to the closing of a real estate sale or the refinancing of a real estate loan and the disbursement of closing funds are in conformity with the instructions of the entity
financing the transaction.
"Counseling" means in-person counseling provided by a counselor employed by a HUD-approved counseling agency to all borrowers, or documented telephone counseling where a hardship would be
imposed on one or more borrowers. A hardship shall exist in instances in which the borrower is confined
to his or her home due to medical conditions, as verified in writing by a physician, or the borrower resides 50 miles or more from the nearest participating HUD-approved housing counseling agency. In instances
of telephone counseling, the borrower must supply all necessary documents to the counselor at least 72
hours prior to the scheduled telephone counseling session. "Counselor" means a counselor employed by a HUD-approved housing counseling agency.
"Credit score" means a credit risk score as defined by the Fair Isaac Corporation, or its successor, and
reported under such names as "BEACON", "EMPIRICA", and "FAIR ISAAC RISK SCORE" by one or more of the following credit reporting agencies or their successors: Equifax, Inc., Experian Information
Solutions, Inc., and TransUnion LLC. If the borrower's credit report contains credit scores from 2 reporting
agencies, then the broker or loan originator shall report the lower score. If the borrower's credit report contains credit scores from 3 reporting agencies, then the broker or loan originator shall report the middle
score.
"Department" means the Department of Financial and Professional Regulation. "Exempt person or entity" means that term as it is defined in subsections (d)(1), (d)(1.5), and (d)(1.8)
of Section 1-4 of the Residential Mortgage License Act of 1987.
"First-time homebuyer" means a borrower who has not held an ownership interest in residential property.
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[April 21, 2016]
"HUD-approved counseling" or "counseling" means counseling given to a borrower by a counselor employed by a HUD-approved housing counseling agency.
"Interest only" means a closed-end loan that permits one or more payments of interest without any
reduction of the principal balance of the loan, other than the first payment on the loan. "Lender" means that term as it is defined in subsection (g) of Section 1-4 of the Residential Mortgage
License Act of 1987.
"Licensee" means that term as it is defined in subsection (e) of Section 1-4 of the Residential Mortgage License Act of 1987.
"Mortgage loan" means that term as it is defined in subsection (f) of Section 1-4 of the Residential
Mortgage License Act of 1987. "Negative amortization" means an amortization method under which the outstanding balance may
increase at any time over the course of the loan because the regular periodic payment does not cover the full amount of interest due.
"Originator" means a "loan originator" as defined in subsection (hh) of Section 1-4 of the Residential
Mortgage License Act of 1987, except an exempt person, and means a "mortgage loan originator" as defined in subsection (jj) of Section 1-4 of the Residential Mortgage License Act of 1987, except an
exempt person.
"Points and fees" has the meaning ascribed to that term in Section 10 of the High Risk Home Loan Act.
"Prepayment penalty" means a charge imposed by a lender under a mortgage note or rider when the
loan is paid before the expiration of the term of the loan.
"Refinancing" means a loan secured by the borrower's or borrowers' primary residence where the proceeds are not used as purchase money for the residence.
"Title insurance company" means any domestic company organized under the laws of this State for the
purpose of conducting the business of guaranteeing or insuring titles to real estate and any title insurance company organized under the laws of another State, the District of Columbia, or a foreign government and
authorized to transact the business of guaranteeing or insuring titles to real estate in this State.
(a-5) A predatory lending database program shall be established within Cook County. The program shall be administered in accordance with this Article. The inception date of the program shall be July 1, 2008.
A predatory lending database program shall be expanded to include Kane, Peoria, and Will counties. The
inception date of the expansion of the program as it applies to Kane, Peoria, and Will counties shall be July 1, 2010. Until the inception date, none of the duties, obligations, contingencies, or consequences of
or from the program shall be imposed. The program shall apply to all mortgage applications that are
governed by this Article and that are made or taken on or after the inception of the program. (b) The database created under this program shall be maintained and administered by the Department.
The database shall be designed to allow brokers, originators, counselors, title insurance companies, and
closing agents to submit information to the database online. The database shall not be designed to allow those entities to retrieve information from the database, except as otherwise provided in this Article.
Information submitted by the broker or originator to the Department may be used to populate the online
form submitted by a counselor, title insurance company, or closing agent. (c) Within 10 business days after taking a mortgage application, the broker or originator for any
mortgage on residential property within the program area must submit to the predatory lending database
all of the information required under Section 72 and any other information required by the Department by rule. Within 7 business days after receipt of the information, the Department shall compare that
information to the housing counseling standards in Section 73 and issue to the borrower and the broker or
originator a determination of whether counseling is recommended for the borrower. The borrower may not waive counseling. If at any time after submitting the information required under Section 72 the broker
or originator (i) changes the terms of the loan or (ii) issues a new commitment to the borrower, then, within
5 business days thereafter, the broker or originator shall re-submit all of the information required under Section 72 and, within 4 business days after receipt of the information re-submitted by the broker or
originator, the Department shall compare that information to the housing counseling standards in Section
73 and shall issue to the borrower and the broker or originator a new determination of whether re-counseling is recommended for the borrower based on the information re-submitted by the broker or
originator. The Department shall require re-counseling if the loan terms have been modified to meet
another counseling standard in Section 73, or if the broker has increased the interest rate by more than 200 basis points.
(d) If the Department recommends counseling for the borrower under subsection (c), then the
Department shall notify the borrower of all participating HUD-approved counseling agencies located within the State and direct the borrower to interview with a counselor associated with one of those
agencies. Within 10 business days after receipt of the notice of HUD-approved counseling agencies, it is
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[April 21, 2016]
the borrower's responsibility to select one of those agencies and shall engage in an interview with a counselor associated with that agency. The selection must take place and the appointment for the interview
must be set within 10 business days, although the interview may take place beyond the 10 business day
period. Within 7 business days after interviewing the borrower, the counselor must submit to the predatory lending database all of the information required under Section 74 and any other information required by
the Department by rule. Reasonable and customary costs not to exceed $300 associated with counseling
provided under the program shall be paid by the broker or originator and shall not be charged back to, or recovered from, the borrower. The Department shall annually calculate to the nearest dollar an adjusted
rate for inflation. A counselor shall not recommend or suggest that a borrower contact any specific
mortgage origination company, financial institution, or entity that deals in mortgage finance to obtain a loan, another quote, or for any other reason related to the specific mortgage transaction; however, a
counselor may suggest that the borrower seek an opinion or a quote from another mortgage origination company, financial institution, or entity that deals in mortgage finance. A counselor or housing counseling
agency that in good faith provides counseling shall not be liable to a broker or originator or borrower for
civil damages, except for willful or wanton misconduct on the part of the counselor in providing the counseling.
(e) The broker or originator and the borrower may not take any legally binding action concerning the
loan transaction until the later of the following:
(1) the Department issues a determination not to recommend HUD-approved counseling for
the borrower in accordance with subsection (c); or
(2) the Department issues a determination that HUD-approved counseling is recommended
for the borrower and the counselor submits all required information to the database in accordance with
subsection (d).
(f) Within 10 business days after closing, the title insurance company or closing agent must submit to the predatory lending database all of the information required under Section 76 and any other information
required by the Department by rule.
(g) The title insurance company or closing agent shall attach to the mortgage a certificate of compliance with the requirements of this Article, as generated by the database. If the transaction is exempt, the title
insurance company or closing agent shall attach to the mortgage a certificate of exemption, as generated
by the database. If the title insurance company or closing agent fails to attach the certificate of compliance or exemption, whichever is required, then the mortgage is not recordable. In addition, if any lis pendens
for a residential mortgage foreclosure is recorded on the property within the program area, a certificate of
service must be simultaneously recorded that affirms that a copy of the lis pendens was filed with the Department. A lis pendens filed after July 1, 2016 shall be filed with the Department electronically. The
lis pendens may be filed with the Department either electronically or by filing a hard copy. If the certificate
of service is not recorded, then the lis pendens pertaining to the residential mortgage foreclosure in question is not recordable and is of no force and effect.
(h) All information provided to the predatory lending database under the program is confidential and is
not subject to disclosure under the Freedom of Information Act, except as otherwise provided in this Article. Information or documents obtained by employees of the Department in the course of maintaining
and administering the predatory lending database are deemed confidential. Employees are prohibited from
making disclosure of such confidential information or documents. Any request for production of information from the predatory lending database, whether by subpoena, notice, or any other source, shall
be referred to the Department of Financial and Professional Regulation. Any borrower may authorize in
writing the release of database information. The Department may use the information in the database without the consent of the borrower: (i) for the purposes of administering and enforcing the program; (ii)
to provide relevant information to a counselor providing counseling to a borrower under the program; or
(iii) to the appropriate law enforcement agency or the applicable administrative agency if the database information demonstrates criminal, fraudulent, or otherwise illegal activity.
(i) Nothing in this Article is intended to prevent a borrower from making his or her own decision as to
whether to proceed with a transaction. (j) Any person who violates any provision of this Article commits an unlawful practice within the
meaning of the Consumer Fraud and Deceptive Business Practices Act.
(j-1) A violation of any provision of this Article by a mortgage banking licensee or licensed mortgage loan originator shall constitute a violation of the Residential Mortgage License Act of 1987.
(j-2) A violation of any provision of this Article by a title insurance company, title agent, or escrow
agent shall constitute a violation of the Title Insurance Act. (j-3) A violation of any provision of this Article by a housing counselor shall be referred to the
Department of Housing and Urban Development.
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[April 21, 2016]
(k) During the existence of the program, the Department shall submit semi-annual reports to the Governor and to the General Assembly by May 1 and November 1 of each year detailing its findings
regarding the program. The report shall include, by county, at least the following information for each
reporting period: (1) the number of loans registered with the program;
(2) the number of borrowers receiving counseling;
(3) the number of loans closed; (4) the number of loans requiring counseling for each of the standards set forth in
Section 73;
(5) the number of loans requiring counseling where the mortgage originator changed the loan terms subsequent to counseling;
(6) the number of licensed mortgage brokers and loan originators entering information into the database;
(7) the number of investigations based on information obtained from the database,
including the number of licensees fined, the number of licenses suspended, and the number of licenses revoked;
(8) a summary of the types of non-traditional mortgage products being offered; and
(9) a summary of how the Department is actively utilizing the program to combat
mortgage fraud.
(Source: P.A. 97-891, eff. 1-1-13; 98-1081, eff. 1-1-15.)
Section 99. Effective date. This Act takes effect upon becoming law.".
The motion prevailed. And the amendment was adopted and ordered printed.
There being no further amendments, the foregoing Amendment No. 1 was ordered engrossed, and
the bill, as amended, was ordered to a third reading.
READING BILL OF THE SENATE A THIRD TIME
On motion of Senator Althoff, Senate Bill No. 2677 having been transcribed and typed and all
amendments adopted thereto having been printed, was taken up and read by title a third time. And the question being, “Shall this bill pass?” it was decided in the affirmative by the following
vote:
YEAS 58; NAYS None.
The following voted in the affirmative:
Althoff Haine McCann Rezin
Anderson Harmon McCarter Righter Barickman Harris McConchie Rose
Bennett Hastings McConnaughay Sandoval
Bertino-Tarrant Holmes McGuire Silverstein Biss Hunter Morrison Stadelman
Bivins Hutchinson Mulroe Steans
Brady Jones, E. Muñoz Sullivan Bush Koehler Murphy, L. Syverson
Collins Landek Murphy, M. Trotter
Connelly Lightford Noland Van Pelt Cullerton, T. Link Nybo Weaver
Cunningham Luechtefeld Oberweis Mr. President
Delgado Manar Radogno Forby Martinez Raoul
This bill, having received the vote of a constitutional majority of the members elected, was declared passed, and all amendments not adopted were tabled pursuant to Senate Rule No. 5-4(a).
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[April 21, 2016]
Ordered that the Secretary inform the House of Representatives thereof and ask their concurrence therein.
SENATE BILL RECALLED
On motion of Senator Althoff, Senate Bill No. 2701 was recalled from the order of third reading to the order of second reading.
Senator Althoff offered the following amendment and moved its adoption:
AMENDMENT NO. 1 TO SENATE BILL 2701
AMENDMENT NO. 1 . Amend Senate Bill 2701 by replacing everything after the enacting clause with the following:
"Section 5. The Illinois Pension Code is amended by changing Section 7-137 and by adding Section 7-137.2 as follows:
(40 ILCS 5/7-137) (from Ch. 108 1/2, par. 7-137)
Sec. 7-137. Participating and covered employees.
(a) The persons described in this paragraph (a) shall be included within and be subject to this Article
and eligible to benefits from this fund, beginning upon the dates hereinafter specified:
1. Except as to the employees specifically excluded under the provisions of this
Article, all persons who are employees of any municipality (or instrumentality thereof) or participating
instrumentality on the effective date of participation of the municipality or participating instrumentality
beginning upon such effective date.
2. Except as to the employees specifically excluded under the provisions of this
Article, all persons, who became employees of any participating municipality (or instrumentality
thereof) or participating instrumentality after the effective date of participation of such municipality or participating instrumentality, beginning upon the date such person becomes an employee.
3. All persons who file notice with the board as provided in paragraph (b) 2 and 3 of
this Section, beginning upon the date of filing such notice.
(b) The following described persons shall not be considered participating employees eligible for benefits
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