Online banking. Banking by phone.

The nation’s largest free ATM network.

And branches just around the corner.

We’ll help you personalize your

banking, so you can spend the

rest of your time focusing on what

really matters.

Like personalizing your coffee.

www.SandySpringBank.com

Banking as personalized as your coffee.

Engagement ring

Honeymoonexpenses

Down payment

Double-tall, non-fat caramel macchiato,

no whip

Everyone has their priorities.

Whatever yours are, Sandy Spring Bank

has the options you need. Online,

over the phone, in person, or at free

ATMs across the country, Sandy Spring

Bank has the tools to match your

lifestyle and your needs. You’ll be able

to personalize your banking to take care

of whatever’s on your mind.

So let’s start something growing. Even

if you already have a head start.

www.SandySpringBank.com

Banking for what’s on your mind.

Lexus

Start-up loanTrust fund

managementPregnant,

again

www.SandySpringBank.com

Banking for problem-solvers.

Maximize retirment funds?

Downsize to condo?

We need more squid.

Life always holds challenges. Banking

shouldn't be one of them. Track your

money online at our website, or come

into any of Sandy Spring Bank branch to

talk with one of our financial advisors.

Whether in person or through the

computer, Sandy Spring Bank provides

you the answers that matter at the time

you need them. Because you have more

urgent problems to solve.

What to do with your finances is a hard

decision. With whom to do it is easy:

Sandy Spring Bank.

Whether you’re starting up, starting over,

or starting to think about retirement,

we’ve got the network to help you.

For personalized service, individual

attention, and online power,

Sandy Spring Bank keeps you in control

of your money. To be financially

independent, you need the independent

partner: Sandy Spring Bank.

www.SandySpringBank.com

Some decisions get easier with age.

Refinance?

Switch industries?

Third beer?