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Chapter - 1Overview & Services of Banking Industry

1.1Introduction of Banking System6

1.2Structure of Banking in India7

1.3Introduction of Co-operative Bank8

1.4Structure of Co-operative Bank10

1.5Types of Co-operative Bank11

1.65 forces of bank12

Chapter 2Bank Details of SPCBL

2.1Bank History14

2.2Organization Structure16

2.3Services Provided by SPBCL17

Chapter -3Relation With Marketing Management & HRM

3.1Marketing Management28

3.2Human Resource Management29

Chapter -4Credit Appraisal

4.1Credit Appraisal31

4.2Loan and Advances32

4.3Principal of Sound Lending33

4.4Types of Securities35

4.5Appraisal of the Loan38

4.6Loan Procedure in SPCBL40

4.7Organization Structure of Loan Dept.41

4.8Loan Application Department42

4.9Loan Application Process43

4.10Various types of Loan & Loan Procedure at SPCBL44

4.11Ratios62

4.12Loan Disbursement Department64

4.13Loan Disbursement Process65

4.14Recovery Department66

4.15Recovery of Loans Process69

Chapter-5Findings & Analysis

5.1Analysis73

5.2Findings78

Chapter-6Conclusion &Suggestions

6.1Conclusion81

6.2Bibliography82

6.3Experience83