social'security:'' innova1ve'financial'planning'strategies'...

Social'Security:''Innova1ve'Financial'Planning'Strategies'

for'Benefit'Op1miza1on''

“In$any$moment$of$decision,$the$best$thing$you$can$do$is$the$right$ thing,$ the$ next$ best$ thing$ you$ can$ do$ is$ the$ wrong$thing,$and$the$worst$thing$you$can$do$is$nothing.”$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$:Theodore$Roosevelt$[1858:1919]$

Marguerita)M.)Cheng,)CFP®)

This)presenta5on)is)for)educa5onal)purposes)only.)Under)no)circumstances)should)the)informa5on)provided)herein)be)relied)upon)as)investment)advice.)h@p://mentalfloss.com/sites/default/files/styles/ar5cle_640x430/public/likeLaLbossLe1350189178780_6.jpg)

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Disclosure'Slide'1�

PresentaFons$are$intended$for$educaFonal$and$informaFonal$purposes$only$and$do$not$replace$independent$professional$advice.$Statements$of$fact$and$opinions$expressed$are$those$of$the$parFcipants$individually$and,$unless$expressly$stated$to$the$contrary,$are$not$the$opinion$or$posiFon$of$Blue$Ocean$Global$Wealth$or$any$person,$organizaFon,$or$government$referenced.$Blue$Ocean$Global$Wealth$(or$ any$ legal$ enFty$ referenced)$ does$ not$ endorse,$ approve,$ or$ assume$responsibility$ for,$ the$ content,$ accuracy$ or$ completeness$ of$ the$ informaFon$presented.$$

This)presenta5on)is)for)educa5onal)purposes)only.)Under)no)circumstances)should)the)informa5on)provided)herein)be)relied)upon)as)investment)advice.) ��


Views$ contained$ in$ this$ presentaFon$ regarding$ a$ parFcular$ company,$ security,$industry$or$market$sector$do$not$necessarily$ represent$ the$views$of$Blue$Ocean$Global$Wealth,$ its$affiliates$and$subsidiaries.$References$ to$ stocks,$ securiFes$or$other$types$of$investments$should$not$be$considered$a$recommendaFon$to$buy$or$sell.$ InformaFon$contained$in$this$report$is$current$as$of$the$date$of$publicaFon$and$ has$ been$ obtained$ from$ third$ party$ sources$ believed$ to$ be$ reliable.$ Blue$Ocean$Global$Wealth,$along$with$its$affiliates$and$subsidiaries,$does$not$warrant$or$make$any$representaFons$regarding$the$use$or$the$results$of$the$informaFon$contained$herein$ in$ terms$of$ its$ correctness,$ accuracy,$ Fmeliness,$ reliability,$ or$otherwise,$ and$ does$ not$ accept$ any$ responsibility$ for$ any$ loss$ or$ damage$ that$results$ from$ its$ use.$ Under$ no$ circumstances$ should$ the$ informaFon$ provided$herein$be$relied$upon$as$investment$advice.$



Blue$ Ocean$ Global$ Wealth$ intends$ that$ this$ presentaFon$ will$ be$ viewed$ for$informaFonal$and$educaFonal$purposes$only.$The$ informaFon$ in$this$material$ is$not$intended$as$tax$or$legal$advice.$It$may$not$be$used$for$the$purpose$of$avoiding$any$ federal$ tax$ penalFes.$ Please$ consult$ legal$ or$ tax$ professionals$ for$ specific$informaFon$ regarding$ your$ individual$ situaFon.$ The$ opinions$ expressed$ and$material$ provided$ are$ for$ general$ informaFon,$ and$ should$ not$ be$ considered$ a$solicitaFon$for$the$purchase$or$sale$of$any$security$or$investment.$

Images,$content,$and$published$arFcles$are$for$reference$and$illustraFve$purposes$only.$ Under$ no$ circumstances$ should$ any$ image,$ logo,$ conFnent$ or$ arFcle$ be$viewed$ as$ an$ endorsement$ for$ this$ presentaFon$ or$ any$ of$ its$ contents.$ This$presentaFon$is$for$educaFonal$purposes$only.$Under$no$circumstances$should$the$informaFon$provided$herein$be$relied$upon$as$legal,$tax,$or$investment$advice.$


Re1rement'Plan'Landscape:'A'Confluence'of'Factors'�

)•  Longevity)•  Social)Security)Uncertainty)•  Low)Interest)Rates)•  Pension)Plan)Reform)•  Market)Vola5lity)•  Regulatory)Environment))•  Fiduciary)Duty)•  Department)of)Labor)Fee)Disclosure))•  Demographics)•  Personal)Responsibility)for)Re5rement)•  ERISA)Requirements)(Employee)Re5rement)Income)Security)Act)))

This)presenta5on)is)for)educa5onal)purposes)only.)Under)no)circumstances)should)the)informa5on)provided)herein)be)relied)upon)as)investment)advice.) �

Blue'Ocean'Global'Wealth�

•  The) supply) and) demand) imbalance) of) quality) financial)planning)advice.)

•  Lack) of) global) professional) and) intellectual) development)))))))opportuni5es) for) today’s) graduates) and) tomorrow’s))))))))industry)leaders.)

•  A) maturing) financial) advisor) demographic) that) merits) an))))))))innova5ve)partnership)solu5on.))

•  Interdependence) of) our) global) supply) chain) with) respect))))))))to)technology,)communica5on,)and)human)capital.)

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This)presenta5on)is)for)educa5onal)purposes)only.)Under)no)circumstances)should)the)informa5on)provided)herein)be)relied)upon)as)investment)advice.) �

Our'Mission:'Educa1on'�

h@p://www.randomwander.com/beau5fulLlibrariesLbookstores/�


Program'Agenda�

Sec1on'A:'Overview'of'Social'Security)

Sec1on'B:'How'to'Calculate'Social'Security'Benefits'))Sec1on'C:'How'&'When'to'Apply''Sec1on'D:'Taxa1on'of'Social'Security'Benefits')Sec1on'E:'Social'Security'Claiming'Strategies')))

This)presenta5on)is)for)educa5onal)purposes)only.)Under)no)circumstances)should)the)informa5on)provided)herein)be)relied)upon)as)investment)advice.)h@ps://pbs.twimg.com/profile_images/2568951315/tweet_slogan.jpg)

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Sec1on'A:'Overview'of'Social'Security)

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This)presenta5on)is)for)educa5onal)purposes)only.)Under)no)circumstances)should)the)informa5on)provided)herein)be)relied)upon)as)investment)advice.)

Social'Security'

.)))

•  A)CFP®)professional)integrates)your)Social)Security)claiming)strategies)as)part)of)your)re5rement)plan)to)help)you)determine)the)best)decision)for)your)situa5on.)

•  Social)Security)is)the)choice)of)a)life5me.)

•  Social)Security)is)a)valuable)asset,)not)a)simply)a)monthly)check.)

)h@p://upload.wikimedia.org/wikipedia/commons/c/ca/Social_Security_Administra5on_Office_of_Inspector_General_Seal_(USA).jpg)

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