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    CHAPTER-III

    SOCIAL SECTOR PROGRAMMES

    3.0 Introduction :

    The Ministry of Rural Development is engaged in implementing a number of

    schemes which aim at enabling rural people to improve the quality of their lives in

    West Bengal Complete eradication of poverty and the ushering in of speedy socio-

    economic progress is the goal. Accordingly, the thrust of the rural development

    programmes is on all-round economic and social transformation of rural areas, through

    a multi-pronged strategy, aimed at reaching out to the most disadvantaged sectionsof society. High priority is being accorded to the provisions of cleaning drinking water

    to all villages, houses to the rural homeless and to connecting all villages with rural

    roads.

    The year, 1999-2000, has witnessed significant developments, in that several

    rural development programmes have been restructured to enhance their effectiveness

    and sustainability. In addition to the revamping of self-employment/wage employment

    programmes and rural water supply and sanitation schemes, those relating to area

    development, land reforms and housing have been further refined in order to obtain

    optimum results.

    Housing is one of the basic requirements for human survival. For a normal

    citizen, owning a house means significant economic security and dignity in society.

    For a shelterless person, possession of a house brings about a profound social

    change in his attitude and existence, endowing him with an identity, thus integrating

    him with his immediate social millieu.

    The Central Government announced in 1998 a National Housing and Habitat

    Policy which aims at providing 'Housing for All' and facilitates construction of 20 lakh

    additional houses (13 lakh in rural areas and 7 lakh in urban areas) annually, with an

    emphasis on extending benefits to the poor and the deprived. An Action Plan for

    Rural Housing has accordingly been prepared. Under the Rural Housing, an allocation

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    of Rs. 1710 crore has been made during 1999-2000 to implement the Action Plan,

    which has been approved with the objective of providing "Shelter for All" by the end

    of the Ninth Plan period and conversion of all unserviceable kutcha houses to pucca/

    semi-pucca by the end of the Tenth Plan period through the construction of additional

    13 lakh houses annually. The Action Plan consists of the following elements :

    * Provision for upgradation of unserviceable kutcha houses under the Indira Awas

    Yojana (IAY).

    * Change in the criteria of allocation under the Rural Housing Schemes.

    * Credit-cum-Subsidy Scheme for Rural Housing.

    * Innovative Stream for Rural Housing and Habitat Development.

    * Rural Building Centres.* Enhancement of Equity contribution by the Ministry of Rural Development to

    HUDCO.

    * Samagra Awas Yojana.

    * National Mission for Rural Housing and Habitat.

    3.1 Indira Awas Yojana

    The Government of India is implementing Indira Awas Yojana since the year

    1985-86 with an objective of providing dwelling units free of cost to the members of

    Scheduled. Castes. Scheduled Tribes and freed bonded labourers living below the

    poverty line in rural areas. From the year 19993-94, its scope has been extended to

    cover non-scheduled caste and non-scheduled tribe rural poor, subject to the condition

    that the benefits to non SCs/STs shall not be more than 40 percent of IAY allocation.

    Benefits of the scheme have also been extended to the families of ex-servicemen of

    the armed and paramilitary forces killed in action. Three percent of the houses are

    reserved for the below poverty line disabled persons living in rural areas.

    The ceiling on construction assistance under the Indira Awas Yojana currently

    is Rs. 20,000 per unit for plain areas and Rs. 22,000 for hilly/difficult areas. The

    Gram Sabha is empowered to select the beneficiaries under the scheme. Further,

    the allotment of dwelling units should be in the name of the female member of the

    beneficiary household. Alternatively, it can be allotted in the name of both husband

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    and wife. Sanitary latrine and smokeless chullah are integral party of the IAY house.

    The construction of the house is the responsibility of the beneficiary. The IAY house is

    not to be constructed and delivered by any external agency, such as, Government

    Departments, NGOs, etc. Since the inception of the scheme till December, 1999,

    about 57 lakh houses have been constructed under IAY with an expenditure of Rs.

    9173.24 crore approximately.

    3.1.1 Conversion of Unserviceable Houses into Pucca / Semi-Pucca :

    As the need for upgradation is acutely felt, 20 percent of the IAY allocation has

    been earmarked for conversion of unserviceable kutcha houses into pucca/semi-pucca houses with effect from April 1, 1999. A maximum assistance of Rs. 10,000/

    - per unit is provided for conversion of unserviceable kutcha houses into pucca/semi-

    pucca.

    3.1.2 Change in Criteria of Allocation under Indira Awas Yojana :

    During 1999-2000, allocation of funds under the Indira Awas Yojana to the States/

    UTs has been made on the basis of the poverty rations as approved by the Planning

    Commission and rural housing shortage figures drawn from Census 1991. Both

    parameters have been given equal weightage. In previous years, funds were allocated

    to the States/UTs on the basis of only poverty ratios, as approved by the Planning

    Commission. Similarly, allocations from the States to Districts have been made on

    the basis of proportion of SC/ST population and housing shortage. Earlier it was

    based on purely SC/ST population.

    3.1.3 Credit-cum-Subsidy Scheme for Rural Housing :

    The Credit-cum-Subsidy Scheme for Rural Housing was launched with effect

    from April 1, 1999. The Scheme targets rural families having annual income up to

    Rs. 32,000. While subsidy is restricted to Rs. 10,000, the maximum loan amount

    that can be availed of is Rs. 40,000. The subsidy portion is shared by the Centre

    and the State in the ratio of 75:25. The loan portion to be disbursed by the commercial

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    banks, housing finance institutions etc. During the current financial year, a provision

    of Rs. 100 crore has been kept under this scheme for the construction of 1.33 lakh

    houses. The first instalment totalling Rs. 46.77 crore has already been released to

    the States of Andhra Pradesh, Assam, Bihar, Goa, Haryana, Himchal Pradesh,

    Karnataka, Kerala, Madhya Pradesh, Punjab, Tamil Nadu, Tripura, Uttar Pradesh,

    West Bengal and Orissa to implement the scheme.

    3.1.4 Innovative Stream for Rural Housing and Habitat Development :

    With a view to encouraging innovative, cost effective and environment friendly

    techniques in the building/housing sectors in rural areas, the Innovative Stream forRural Housing and Habitat Development was launched with effect from April 1, 1999.

    3.1.5 Setting up of Rural Building Centres :

    The objectives of the establishment of the Rural Building Centres are (a)

    technology transfer and information dissemination, (b) skill upgradation through

    training and (c) production of cost effective and environment friendly materials/

    components. Two Building Centres in each State are to be set up during the current

    financial year on pilot basis. One centre is to be set up by a governmental institution

    and the other by an NGO. For setting up of a Building Centre, a one time grant of Rs.

    15 lakh is provided.

    3.1.6 Samagra Awas Yojana :

    Samagra Awas Yojana is a comprehensive housing scheme launched recently

    with a view to ensuring integrated provision of shelter, sanitation and drinking water.

    It has been decided to take up Samagra Awas Yojana on pilot basis in one block

    each of 25 districts of 24 States and one Union Territory which have been identified

    for implementing the participatory approach under the Accelerated Rural Water Supply

    Programme. The existing schemes of contribution coming from the people. So far

    an amount of Rs. 145 lakh has been released, i.e. Rs. 25 lakh each to Himachal

    Pradesh, Karnataka, Kerala, Tamil Nadu and Madhya Pradesh, and Rs. 20 lakh to

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    West Bengal.

    3.2 Swarnjayanti Gram Swarozgar Yojana :

    The focus of development planning in India has been rightly on the alleviation of

    rural poverty since Independence. Rural India, however, continues to suffer from high

    incidence of poverty in spite of strengthening of anti-poverty programmes in

    successive years. In percentage terms, poverty level has reduced from 56.44 percent

    of the population in 1973-74 to 37.27 percent in 19993-94. In absolute terms, however,

    the number of rural poor has remained more or less static. It is estimated to be about

    24.40 crore persons. The adverse effect of such a large size of the poor on thecountry's development is not difficult to appreciate. Quite obviously, the situation needs

    to be redressed quickly. It is in this context that the self-employment programmes

    assume significance. These alone can provide income to the rural poor on a

    sustainable basis.

    A new self-employment programme namely Swarnjayanti Gram Swarozgar

    Yojana (SGSY) has been launched w.e.f. April 1,1999. As a result, the erstwhile

    programmes viz. Integrated Rural Development Programme (IRDP), Development

    of Women and Children in Rural Areas (DWCRA), Training of Rural Youth for Self-

    Employment (TRYSEM), Supply of Improved Tool kits to Rural Artisans (SITRA),

    Ganga Kalyan Yojana (GKY) and Million Wells Scheme (MWS) ceased to be in

    operation. It may be pointed out that SGSY has been devised keeping in view the

    positive aspects and deficiencies of the earlier programmes. The earlier programmes

    were originally viewed as complimentary to each other to achieve the larger goal of

    poverty alleviation. But over the years, each one of these started operating almost as

    a separate and independent programme. Obviously, the concern was more for

    achieving individual programme targets. The desired linkages among the

    programmes and the much needed focus on the substantive issue of sustainable

    income generation were missing. SGSY accordingly came into being after

    restructuring of all these programmes.

    SGSY has a definite objective of improving the family incomes of the rural poor

    and, at the same time, providing for a flexibility of design at the grassroots level to

    suit the local needs and resources. The objective of the restructuring was to make

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    the programme more effective in providing a sustainable income through

    micro-enterprise development, both land based and otherwise. In doing so, effective

    linkages have been established between various components such as capacity

    building of the poor, credit, technology, marketing and infrastructure.

    3.2.1 Salient Features :

    * Swarnjayanti Gram Swarozgar Yojana aims at establishing a large number of

    micro-enterprises in the rural areas, building upon the potential of the rural poor.

    It is rooted in the belief that rural poor in India have competence and, given the

    right support can be successful producers of valuable goods/services.

    * The assisted families (known as Swarozgaris) may be individuals or groups

    (self-help groups). Emphasis is, however, on the group approach

    * The objective under SGSY is to bring every assisted family above the poverty

    line in three years.

    * Towards this end, Swarnjayanti Gram Swarozgar Yojana is conceived as a

    holistic programme of micro-enterprises covering all aspects of self-employment,

    viz., organisation of the rural poor into self-help groups and their capacity building,

    planning of activity clusters, infrastructure building up, technology, credit and

    marketing.

    * In establishing the micro-enterprises, the emphasis under SGSY is on the cluster

    approach. For this, 4-5 key activities are to be identified in each block based

    on the resources, occupational skills of the people and availability of markets.

    The key activities are to be selected with the approval of the Panchayat Samitis

    at the block level and the District Rural Development Agency (DRDA)/ Zilla

    Parishad (ZP) at the District level. The major share of SGSY assistance will be

    in activity clusters.

    * SGSY adopts a project approach for each key activity. Project reports are to

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    be prepared in respect of identified key activities. The banks and other financial

    institutions are closely associated and involved in preparing these project

    reports, so as to avoid delays in sanctioning of loans and to ensure adequacy

    of financing.

    * The existing infrastructure for the cluster of activities is reviewed and gaps

    identified. Critical gaps in investments are made under SGSY subject to a ceiling

    of 20 percent (25 percent in the case of Northeastern States) of the total

    programmes allocation for each district. This amount is maintained by the

    DRDAs as 'SGSY - Infrastructure Fund' and which can also be utilised to

    generate additional funding from other sources.

    * The effort under SGSY is to cover 30 percent of the poor in each block in next

    five years through an efficient programme. In planning of the key activities, care

    is taken to ensure that the maximum number of Panchayats are covered without

    jeopardizing the quality of the programme.

    * SGSY also focuses on the groups approach. This involves organization of the

    poor into self-help groups and their capacity building. Efforts are made to involve

    women members in each self-help group. Besides, exclusive women groups

    continue to be formed. At the level of the Block, at least half of the groups are

    exclusively women groups. Groups activity is given preference and

    progressively, majority of the funding will be for self-help groups.

    * The gram Sabha authenticates the list of families below the poverty line identified

    in the Below Poverty Line (BPL) census. Identification of individual families

    suitable for each key activity is made through a participatory process.

    * SGSY is a credit-cum-subsidy programme. However, credit is the critical

    component in SGSY, subsidy being only a minor and enabling element.

    Accordingly, SGSY envisages a greater involvement of the banks. They

    are involved closely in the planning and preparation of projects, identification of

    activity clusters, infrastructure planning as well as capacity building and choice

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    of activity by the self-help groups, selection of individual Swarozgaris, pre-credit

    activities and post-credit monitoring including loan recovery.

    * SGSY seeks to promote multiple credit rather than a one time credit 'injection'.

    The credit requirements of the Swarozgaris are carefully assessed. They are

    allowed and, in fact, encouraged for increasing their credit intake over the years.

    * SGSY seeks to lay emphasis on skill development through well designed training

    courses. Those who have been sanctioned loans are assessed and given

    necessary training. The design, duration of training and the training curriculum

    is tailored to meet the needs of the identified activities. DRDAs are allowed toset apart up to 10 percent of the SGSY allocation on training. This is maintained

    as 'SGSY - Training Fund'.

    * SGSY ensures upgradation of the technology in the identified activity clusters.

    The technology intervention seeks to add value to the local resources, including

    processing of the locality available material from natural and other resources

    for local and non-local market.

    * SGSY provides for promotion of marketing of the goods produced by the SGSY

    Swarozgaris. This involves provision of market intelligence, development of

    markets, consultancy services, as well as institutional arrangements for

    marketing of the goods including exports.

    * Subsidy under SGSY is uniform at 30 percent of the project cost, subject to a

    maximum of Rs. 7500/ In respect of SCs/STs, however, these are 50 percent

    and Rs. 10000 respectively. For groups of Swarozgaris the subsidy is at 50

    percent of the cost of the scheme, subject to a ceiling of Rs. 1.25 lakh. There is

    no monetary limit on subsidy for irrigation projects. Subsidy will be back ended.

    * SGSY has a special focus on the vulnerable groups among the rural poor.

    Accordingly, the SCs/STs would account for at least 50 percent of the

    Swarozgaris, women for 40 percent and the disabled for 3 percent.

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    * SGSY is implemented by the DRDAs through the Panchayat Samitis. The

    process of planning, implementation and monitoring integrates the banks and

    other financial institutions, the PRIs, NGOs, as well as technical institutions in

    the district. DRDAs are being suitably revamped and strengthened.

    * Fifteen percent of the funds under SGSY are set apart at the national level for

    projects of far reaching significance and which can also act as indicators of

    possible alternative strategies to be taken up in conjunction with the other

    departments or semi-government and international organizations. This includes

    initiatives to be taken up in the individual districts or across the districts.

    * Funds under the SGSY are shared by the Central and State Governments in

    the ratio of 75:25.

    * The Central allocation earmarked for the States is indistributed in relation to

    the incidence of poverty in the States. However, additional parameters like

    absorption capacity and special requirements will also be taken into

    consideration during the course of the year.

    The allocation under SGSY during 1999-2000 is Rs. 950 crore (RE). SGSY

    has also a component for special projects for self-employment of the rural poor. Some

    project proposals submitted by the State Government are under active consideration

    of the Ministry.

    The Statewise allocation under SGSY is made as per the distribution ration

    indicated by the Planning Commission after keeping aside a part of the fund for the

    special projects. The details of the Statewise allocation and releases made have

    been given at Annexure - V.

    3.3. Employment Assurance Scheme :

    Though creation of employment opportunities has always been an important

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    objective of the developmental planning in India, relatively higher growth of population

    and labour force has led to an increase in the volume of unemployment from one plan

    period to another. The Sixth Five Year Plan aimed at bringing employment into a

    larger focus with the goal of reducing unemployed to a negligible level within the next

    ten years. Such an approach was necessary, because it was realised that larger and

    efficient use of available human resources is the most effective way of alleviating

    poverty, reduction in inequalities and sustenance of reasonable high pace of economic

    growth.

    Accordingly, Employment Assurance Scheme (EAS) was launched on October

    2, 1993 for implementation in 1778 identified backward Panchayat Samities of 257districts situated in the drought prone areas, desert areas tribal areas and hill areas

    in which the Revamped Public Distribution System (RPDS) was in operation. The

    scheme was then extended to the remaining Panchayat Samities of the country in

    phased manner and finally universalised in 1997-98 to cover all the 5448 rural

    Panchayat Samitis of the country.

    Based on the experience of last five years of implementation of the programme,

    EAS has been restructured w.e.f. April 1, 1999 to make it a single wage employment

    programme. While the basic parameters have been retained the allocation to the

    States / Districts is more definitely applied. In keeping with the sprit of democratic

    decentralisation, the Zilla Parishads have been designated as the "Implementing

    Authority" under the programme.

    3.3.1 Objectives

    The Primary objective of the EAS is creation of additional wage employment

    opportunities during the period of acute shortage of wage employment through manual

    work for the rural poor living below the poverty line.

    The secondary objective is creation of durable community, social and economic

    assets for sustained employment and development.

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    3.3.2 Funding Pattern

    The programme is implemented through the Zilla Parishads. The list of the works

    is finalised by the Zilla Parishad in consultation with the MPs. Where there is no Zilla

    Parishad, a Committee comprising MLAs, MPs and other public representatives is

    constituted for the selection of works.

    Employment Assurance Scheme is operational at District / Panchayat Samiti

    levels throughout the country. However, works under EAS are taken up only in those

    pockets of the Panchayat Samitis / Districts where there is a need for creating

    additional wage employment.

    Seventy percent of the funds allocated for each district are allocated to the

    Panchayat Samitis. Thirty percent of the funds are reserved at the district level and

    are to be utilised in the areas suffering from endemic labour exodus / areas of the

    distress.

    No work needs to be taken up under the programme, if the demand for the

    wage employment can be fulfilled under the other plan or non-plan works. Only labour

    intensive works of productive nature which create durable assets should be included

    in the Annual Action Plan.

    The works under the scheme are normally taken up to provide additional wage

    employment whenever there is an acute shortage and the resources under normal

    plan / non-plan schemes are not available to generate adequate opportunities of the

    wages employment to meet the demand.

    3.3.3 Salient Features

    * EAS is open to all the needy rural poor living below the poverty line. A maximum

    of two adults per family are provided wage employment.

    * Resources under the scheme are shared between the Centre and States in the

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    proportion of 75:25.

    * Allocation of funds to the districts would be based on an index of backwardness

    worked out on the basis of the proportion of SC/ST population of the district

    and the inverse of agriculture production per agriculture worker.

    * The flow of funds from the district to blocks are in proportion to the rural population

    of the blocks.

    * DRDA will release 30 percent of the district allocation to Zilla Parishads and

    70 percent to the Panchayat Samitis.

    * Thirty percent of the funds reserved at the district level shall be utilised in the

    areas suffering from endemic labour exodus and in the areas of distress.

    * Eighty percent of the funds would be released to the district as per normal

    procedure, the remaining 20 percent will be released as an incentive only if the

    State has put in place elected and empowered Panchayati Raj Institutions.

    * State Government shall release its matching share to the DRDAs within a

    fortnight after the release of the Central assistance.

    * Diversion of funds from one district to another and similarly from one Panchayat

    Samiti to another is not permitted.

    * The funds would flow to the DRDAs/Zilla Parishads and would be lapsable if

    not utilised, with the permission to carry forward only fifteen percent as opening

    balance in the following year.

    * Programme will be implemented through the Zilla Parishads (DRDAs in those

    States where Zilla Parishads do not exist).

    * The selection of works would be decided by Zilla Parishads after due

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    consultations with the MPs of that area.

    * In the absence of elected bodies a Committee comprising local MPs and MLAs

    and other elected representatives would be constituted for selection of works.

    * No works can be taken up under Employment Assurance Scheme unless it

    forms part of the Annual Action Plan.

    * Priority would be given to the works of soil and moisture conservation, minor

    irrigation, rejuvenation of drinking water sources and augmentation of ground

    water, traditional water harvesting structures, works related to watershed

    schemes (not watershed development), formation of rural roads linking villageswith other villages / Block headquarters and roads linking the villages with

    agricultural fields, drainage works and forestry.

    * The following works shall not be taken up under the programme :

    - Building for religious purposes etc.

    - Monuments, Memorials, Statues, Idols, Arch Gates / Welcomes Gates.

    - Big bridges.

    - Government office buildings, Panchayat Buildings, compound walls.

    - Buildings for higher secondary schools, colleges.

    * Details of works under the scheme should be publicised and Gram Sabhas

    informed to ensure transparency and accountability.

    * The Gram Panchayat will maintain a live employment register containing the

    details of the workers and number of days for which wage employment is

    provided under the scheme.

    * Zilla Parishads / Panchayat Samitis are permitted to spend up to a maximum

    of 15 percent on maintenance of the assets created under the scheme.

    * Funds available from the other sources like market committees, cooperatives,

    cane societies or other institutions / departments should also be dovetailed

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    with the Employment Assurance Scheme funds, for similar purposes.

    * Eighty percent of funds would be released to the implementing agencies as

    per normal procedure, the remaining 20 percent will be released as an incentive

    only if the States have put in place elected and empowered Panchayati Raj

    Institutions.

    * The wage - material ratio of 60:40 would be strictly implemented and block will

    be unit for consideration.

    * Payment of wages under the programme would be at the minimum wage rates

    fixed by the State authorities. Higher wages could be paid only to the skilled

    persons and to the extent of 10 percent of the total wage component.

    * The State Level Co-ordination Committee (SLCC) for the Rural Development

    Programmes will be responsible for the overall supervision, guidance and

    monitoring of EAS at the State, District and Panchayat Samiti.

    3.4 Rural Water Supply Programme :

    As the provision of safe drinking water in the rural areas is the responsibility of

    the States, funds are being provided for the provision of this facility in the State's

    budgets right from the First Five Year Plan period. The Accelerated Rural Water

    Supply Programme (ARWSP) was introduced in 1972-73 by the Government of India,

    with a view to assisting the States and Union Territories (UTs) to accelerate the pace

    of drinking water supply. To ensure the maximum inflow of scientific and technical

    inputs into the rural water supply sector for improving the performance, cost

    effectiveness of the ongoing programmes and ensuring adequate supply of safe

    drinking water, the entire programme was given a Mission approach. The Technology

    Mission approach. The Technology Mission on drinking water and related water

    management was launched in 1986. It was also called the National Drinking Water

    Mission (NDWM) and was one of the five Societal Mission launched by the

    Government of India. The NDWM was renamed as the Rajiv Gandhi National Drinking

    Water Mission (RGNDWM) in 1991. In order to place due emphasis on the drinking

    water sector, and to achieve the avowed objective of providing drinking water facilities

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    to all rural habitations of the country in a time bound frame, a new Department for

    Drinking Water Supply was created in October, 1999.

    3.4.1 Accelerated Rural Water Supply Programme

    The Accelerated Rural Water Supply Programme (ARWSP) aims at providing

    safe and adequate drinking water facilities to the rural population by supplementing

    the efforts being made by the State Governments / UTs under the State Sector

    Minimum Needs Programme (MNP)

    3.4.2 Norms

    * 40 litres of safe drinking water per capita per day (pcpd) for human beings.

    * 30 Litres per capita per day additionally for cattle in the Desert Development

    Programme (DDP) areas.

    * One handpump or standpost for every 250 persons.

    * The water source should exist within the habitation or within a distance of 1.6

    km in plains and within 100 meter elevation difference in the hills.

    * Drinking water is defined as safe if it is free from bacteria carrying water borne

    diseases and chemical contamination (fluoride, brackishness, excess iron,

    arsenic, nitrate beyond their permissible limits)

    3.4.3 Priorities

    * To cover not covered habitations and to fully cover partially covered habitations

    getting less than 10 litres of safe drinking water per capita per day. Among

    them priority may be given to the ones inhabited exclusively by SCs/STs or

    having larger SC/ST population enumerated in the Status Report of 1994 Survey

    and re-surveyed in 1996-97.

    * Coverage of quality affected habitations with acute toxicity first and the others

    later.

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    * Upgradation of source level of safe source habitations which get less than 40

    pcpd water to the level of 40 pcpd.

    * Coverage of schools and Anganwadis where safe drinking water sources could

    not be provided under the outlays allocated by the Tenth Finance Commission.

    Once the task of providing every habitation with the safe and sustainable drinking

    water source is completed as per the above norms in the entire State, the State

    Government may consider relaxation of norms of providing a source within 0.5 km in

    the plains and 50 meters elevation in the hills from the existing 1.6 km and 100 metre

    respectively. The State Government may also consider provision of one handpumpfor 150 persons and enhancing the existing per capita per day rate of 40 pcpd with

    the prior approval of the Government of India, subject to the conditions that the

    beneficiaries are ready to bear 10 percent share of the capital cost and full Operation

    and Maintenance (O&M) cost.

    3.5 Rural Sanitation :

    Rural Sanitation is a State subject and is undertaken by the State Governments

    under State Sector Minimum Needs Programme (MNP). The efforts of the States

    are supplemented by the Central Government under the Centrally Sponsored Rural

    Sanitation Programme (CRSP). The Programme was launched in 1986 with the

    objective of improving the quality of the life of the rural people and to provide privacy

    and dignity to the women. The concept of sanitation includes safe disposal of and

    personal, domestic and environmental hygiene.

    3.5.1 Objectives

    * Accelerate coverage of rural population, specially among the households below

    the poverty line (BPL), with sanitation facilities.

    * Generate felt need through awareness creating and health education involving

    Voluntary Organisations (VOs) and Panchayati Raj Institutions (PRIs).

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    * Eradicate manual scavenging by converting all existing dry latrines into low

    cost sanitary latrines.

    * Encourage cost effective and appropriate technologies to support other

    objectives.

    3.5.2 Programme Components

    * Construction of individual sanitary latrines for the households below the poverty

    line with subsidy where demand exists.

    * Encourage other households to buy facilities through markets, including sanitary

    marts.

    * Assist in setting up of sanitary marts.

    * Launch intensive up of sanitary campaigns in selected areas.

    * Establish sanitary complexes exclusively for women.

    * Encourage locally suitable and acceptable models of latrines.

    * Promote total sanitation of the village through construction of drains, soakage

    pits for liquid and solid waste disposal.

    3.5.3 Change of Policy

    Keeping in view the experiences gained by the Central Government, StateGovernments, NGOs and other implementing agencies in programme

    implementation during the Eighth Plan, the revised strategy for the Ninth Plan is as

    under :

    * Shift from a high subsidy to a low subsidy regime.

    * Greater household involvement.

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    * Choice of technology according to customer preferences.

    * Development of backup services - trained masons, building materials through

    Rural Sanitary Marts / Production Centres.

    * Restructuring of programme guidelines, especially increasing choice of

    technology, which is location specific.

    * Intensive IEC campaign.

    * Closer liaison with Prasar Bharati and other media.

    * Emphasis on school sanitation Coordination with the Department of Education.

    * Seek Institutional Finance, open dialogue with National Bank of Agriculture and

    Rural Development (NABARD) etc.

    3.5.4 New Initiatives

    The Programme has been radically changed with effect from April 1, 1999. The

    restructured CRSP will move away from the principle of Statewise allocation primarily

    based on poverty criteria to a "demand driven" approach in a phased manner with a

    view to achieving at least 50 percent coverage of the rural population by the end of

    the Ninth Plan period. The revised criteria are as under :

    * Fifty percent allocation for Total Sanitation Campaigns (TSCs) in select districts

    during the first year.

    * Balance 50 percent for the existing but modified "allocation-based" programme.

    * Progressively phasing out the "allocation based" programme.

    3.5.5 Total Sanitation Campaign

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    A Total Sanitation Campaign, shall be designed to suit distinct specific

    requirements. TSC is being implemented in phases with some start-up funds made

    available for preliminary IEC work. The Total Sanitation Campaign envisages a

    synergistic interaction between the Government machinery, active NGO participation,

    intensive IEC, the provision of an alternative delivery system and more flexible, demand

    oriented construction norms. The following norms are being adopted for financing

    the different components of TSC.

    Table 3.1

    Name for TSC Financing share (%)

    Item Amount Centre State Beneficiary

    earmarkedas percentageof total TSCCost.

    Start-up Activities Upto 5% 100 0 0(Preliminary surveys,

    initial publicity, etc).

    Alternate Delivery Upto 5% 80 20 0Mechanism (maximum ofPCs/RSMs) of Rs. 35 lakh

    per district)

    IEC (including motivational Atleast 15% 80 20 0campaigns, advocacykits etc.

    Provision of Hardware Upto 60% 60 20 20(individual householdlatrines and sanitary'complexes for women).

    School Sanitation Upto 10% 60 30 10Hardware and supportservices).

    Administrative Charges Upto 5% 80 20 0

    including training staff,

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    support services, M&E.

    Source : Ministry of Rural Development, GOI.

    Fifty eight pilot districts have been identified by the States for the implementation

    of Total Sanitation Campaign in Phase-I. The actual physical implementation is

    being oriented towards satisfying the felt need using the "vertical upgradation"

    concept wherein individual beneficiaries get to choose from a flexible menu of options

    that allow for subsequent upgradation depending upon their requirements and

    financial position.

    3.5.6 Pattern of Subsidy for Household Latrines :

    Subsidy shall be available for the simplest and least expensive (yet sustainable)

    latrines and for the purpose of this scheme a duly completed household sanitary

    latrine shall comprise only of a "Basic Low Cost Unit" (BLCU) without the super

    structure. The maximum subsidy allowed is Rs. 500 per unit and the States/UTs

    wishing to adopt a single flat rate of subsidy, will be free to do so, subject to a maximum

    of Rs. 500 inclusive of both GOI and State shares. The financing pattern (subsidy) for

    the BLCU is given below :

    Table 3.2 Financing Pattern for BLCU.

    Sl.No. BLCU Cost Contribution (as percentage) to the cost

    Centre State Beneficiary

    1. Upto Rs. 625 Upto 60% 20% 20%

    2. Between Rs. 625 and Upto 30% 30% 40%

    Rs. 1000

    3. More than Rs. 1000 NIL __ __

    Source : Ministry of Rural Development, GOI.

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    3.5.7 Modifications :

    To allow time for the proper grounding of the campaign approach, the Cabinet

    approved the continuation of existing but modified "allocation based" programme

    with provision for progressive phasing out. While 50 percent of the funds will be

    earmarked for the first year, only 30 percent will be earmarked in the next, followed

    by 10 percent in the subsequent years mainly to handle spill over costs and small

    pending commitments.

    The extent of subsidy from the Centre/State Government and the levels of

    contribution by the Beneficiaries/Panchayati Raj Institutions in respect of eachcomponent of the programme as under :

    Table 3.3 : Contribution component by Goivt./PRIs/Users

    Components Subsidy Contribution

    Centre State by user/

    Panchayat

    Construction of sanitary As per the Table - 2 under TSClatrines and conversionof dry latrine for Individualhouseholds the belowpoverty line.

    School Sanitation 60% 30% 10%Village complexfor women. 40% 40% 20%

    Total Sanitationpackage for Villages 50% 40% 10%

    Awareness Upto 15% of annualcampaigns, health allocationeducation, demandcreation etc.

    Administrative Upto 5% of annual NIL

    cost allocation

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    RSM/PC Upto 5% of annual NILallocation.

    Source : Ministry of Rural Development, GOI.

    3.5.8 Strategy for School Sanitation :

    Despite being a vital component of Sanitation, the school sanitation has long

    been neglected, though there was a feeble attempt made to provide such facilities in

    Higher Secondary Schools under the recommendations of the Tenth Finance

    Commission. While recognising the need for school sanitation, both from the point

    of view of children's rights and the fact that school children have potential of acting as

    the most persuasive advocates of sanitation in their own households it is proposed

    to construct toilets in all the rural schools (separate complex for boys and girls) by the

    end of Ninth Plan. The unit cost shall not exceed Rs. 20000 and the level of subsidy

    has been fixed in the ratio of 60:30:10 for the Centre, State and Panchayats/ Schools

    respectively. Ten percent of the funds under TSC will be earmarked for School

    Sanitation.

    3.6 NATIONAL SOCIAL ASSISTANCE PROGRAMME (NSAP)

    The National Social Assistance Programme (NSAP) was included in the Central

    Budget for 1995-96. The details of the Programme have been worked out by a

    Committee under the Chairmanship of Secretary (Rural Development) in

    consultation with the representatives of State Governments. The Prime Minister,

    in his broadcast to the Nation 28th July, 1995, has announced that the

    Programme will come into effect from 15th August, 1995. This Guidelines sets

    out the features of the NSAP, procedures for its implementation, the regulation

    and release of Central Assistance to States and other matters relevant to the

    NSAP.

    3.6.1 Main features and objectives of the programme :

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    The NSAP will include, for the time being, three benefits as its components,

    viz.,

    (i) National Old Age Pension Scheme (NOAPS)

    (ii) National Family Benefits Scheme (NFBS)

    (iii) National Maternity Benefit Scheme (NMBS)

    More such schemes may be added in future.

    The Programme came into effect on 15th August, 1995. NSAP is a social

    assistance programme for poor households and represents a significant step

    towards the fulfilment of the Directive Principles in Articles 41 and 42 of the

    Constitution recognizing the concurrent responsibility of the Central and StateGovernments in the matter. The NSAP is a Centrally Sponsored programme

    under which 100 percent Central Assistance is extended to the States/UTs to

    provide the benefits in accordance with the norms, guidelines and conditions

    laid down by the Central Government. In providing social assistance benefits to

    poor households in the case of old age, death of the breadwinner and maternity,

    the NSAP aims at ensuring minimum national standards, in addition to the

    benefits that the States are currently providing or might provide in future. The

    intention in providing 100 percent Central assistance is to ensure that social

    protection to the beneficiaries everywhere in the country is uniformly available

    without interruption. Accordingly, it should be ensured that Central assistance

    does not displace State's own expenditure in this respect and that the States/

    UTs may expand their own coverage of social assistance independently,

    wherever they wish to do so.

    The NSAP provides opportunities for linking the social assistance package to

    schemes for poverty alleviation and the provision of basic needs. Specifically,

    old age pensions can be linked to medical care and other benefits for the old

    and the poor. Integrated Rural Development Programme (IRDP)/ Neheru Rozgar

    Yojana (NRY) assistance may be provided in addition to family benefits for the

    families of poor households on the loss of breadwinner. Maternity assistance

    can be linked to maternal and child care and provision of better diet to pregnant

    mothers. The NSAP shall be implemented by the Panchayats and Municipalities

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    in the delivery of social assistance so as to make it responsive and cost-effective.

    In the process, the Panchayats and the Municipalities will be strengthened and

    it may be possible for them to mobilize local resources for supplementing

    benefits from the Government. Panchayats and Municipalities will be

    encouraged to involve voluntary agencies to the extent possible in taking these

    benefits to the poor households for whom they are intend. The responsibility for

    implementation shall, however, rest on the Panchayats and the Municipalities.

    The NSAP will be implemented in the States/UTs in accordance with the General

    Conditions applicable to all the components of the NSAP as well as the Specific

    Conditions applicable to each component. These are set out below :

    3.6.2 General Conditions :

    The scales of benefit under the NSAP would be as below :

    i) National Old Age Pension Scheme (NOAPS) : Rs. 75/- per month

    beneficiary.

    ii) National Family Benefit Scheme (NFBS) : Rs. 10,000/- in case of death

    of the primary breadwinner to the bereaved household.

    iii) National Maternity Benefit Scheme (NMBS) : Rs. 500/- per pregnancy

    upto the first two live births.

    Any scheme of social security operated in the State/UT with the Central funds

    provided for the National Social Assistance Programme (NSAP) will carry the

    name of the appropriate component of the NSAP such as, the National Old

    Age Pension Scheme, the National Family Benefit Scheme and the National

    Maternity Benefit Scheme.

    The State/UT Governments will : Ensure wide and continuous publicity to the

    benefits under the NSAP and the procedures for claiming them through posters,

    hrochures, media and other means. They shall ensure that application forms

    are widely available in local languages. Procedure for verification of applications

    should be prompt and simple. Sanctions should be expeditious. Delays and

    malpractices should be eliminated in disbursement. Adequate accounting

    arrangements should be instituted to enable proper post-audit. Every effort

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    should be made through these means to ensure that only eligible persons obtain

    the benefits.

    Subject to these and other guidelines issued by the Government of India from

    time to time, suitable procedures may be instituted for the implementation of

    the Programme and Government of India kept informed. They may also comply

    with any modifications that Government of India may indicate, based on review.

    In the procedures so instituted, the nodal authority for the NSAP as well as the

    sanctioning authority for each scheme under the NSAP at the District level will

    also be prescribed. Intimate to the Government of India the number of

    beneficiaries under each component of the NSAP, district-wise. In order tofacilitate smooth flow of funds to the implementing agencies and to ensure

    prompt disbursal of benefits under NSAP, the State/UT Governments would

    arrange for opening of separate accounts at the District level for the release of

    funds by the Central Government under the NSAP, for the district.

    Constitute State level and District level Committees for the purposes laid down

    in these guidelines in the implementation of the NSAP.

    The State Level Committee will be headed by the Chief Secretary and will include

    (a) concerned Secretaries such as Finance, Rural Development, Municipal

    Affairs, Health and Welfare ; (b) a nominee of the Union Ministry of Rural

    Development ; (c) a nominee of the Ministry of Urban Development; and (d)

    independent experts and representatives of NGOs.

    This Committee will be responsible for monitoring and evaluation of the

    Programme and matter concerned therewith and to report to the Government

    of India.

    3.6.3. District Level Implementation :

    The District Level Committee (DLC) will be headed by the Collector and will

    include (a) concerned Members of Parliament ; (b) about one-third of the

    Members of the State Legislative Assembly from the district, as far as possible

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    representing all political parties ; (c) Chairperson the Zilla Parishad and/or of

    its relevant Standing Committee ; (d) Heads of the relevant Departments at the

    District level ; (e) representaitves from among chairpersons of Panchayat

    Samitis and Municipalities ; and (f) independent experts and representatives

    of NGOs. The District Level Committee will be responsible for monitoring and

    evaluating the programme and for matters concerned therewith.

    The District Collector or any other officer given the nodal responsibility of

    implementing the NSAP at the District level, will be responsible for :-

    (i) efficient implementation of the NSAP in accordance with these guidelinesand the procedures instituted ;

    (ii) giving wide publicity to the NSAP and its procedures ;

    (iii) for convening meetings regularly for the District level Committee.

    (iv) for monitoring and compiling information about the implementation of the

    scheme and furnishing it to the prescribed authorities.

    The District Collector/Sanctioning Authority, in turn, will be responsible

    for arranging the payment of the benefit to the beneficiaries. Disbursement of

    this benefit to individual beneficiaries may taken place preferably in the gram

    sabhas/neighbourhood committees as the case may be. The Panchayats/

    Municipalities will be responsible for implementing the schemes in their

    respective areas of operation and for :

    Disseminating information about the NSAP and the procedures for

    obtaining benefits under it. In this task, they should encourage and involve the

    cooperation of voluntary organisation.

    The Gram Panchayats/Municipalities are expected to play an active role

    in the identification of beneficiaries under the three schemes. The State

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    Government may thus communicate targets for NOAPS, NFBS and NMBS to

    the Gram Panchayats/Municipalities so that identification can take place in the

    gram sabhas by the gram panchayats and in neighbourhood/mohalla committee

    by the Municipalities in line with these targets. Further, central assistance under

    NOAPS, NFBS and NMBS may also be preferably disbursed in public meetings,

    such as gram sabha meetings in the rural areas and neighbourhood/mohalla

    committees in urban areas.

    Monitoring and following up delays, if any, in sanctions and disbursement.

    All benefit payments should preferably be payable to the bank account of thebeneficiary in the Post Office Savings Bank or in commercial bank or through

    Postal Money Order. However, in the case of NOAP and NMBS cash

    disbursement may be permitted provided the payment is made in public

    meetings, preferably of gram sabha in village and in neighbourhood/mohalla

    committees.

    3.6.4 Special Features of NOAPS :

    Central assistance under the NSAP will be available for old age pensions

    provided strictly according to the conditions in paragraph 18 below. No other

    criteria will be valid.

    For purposes of claiming Central assistance, the following criteria shall apply

    :

    (i) The age of the applicant (male or female) shall be 65 years or higher.

    (ii) The applicant must be a destitute in the sense of having little or no regular

    means of subsistence from his/her own sources of income or through

    financial support from family members or other sources. In order to

    determine destitution, the criteria, if any, currently in force in the State/UT

    Governments may also be followed. The Government of India reserves

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    the right to review these criteria and suggest appropriate revised criteria.

    (iii) The amount of the old age pension will be Rs. 75/- per month for purposes

    of claiming Central Assistance.

    (iv) The ceiling on the total number of old age pensions for purposes of claiming

    Central assistance will be as specified for the States/UT in Table I.

    Village Panchayats and relevant Municipalities shall report every case of the

    death of a pensioner immediately after its occurrence to the appropriate

    sanctioning authority. The sanctioning authority shall ensure that payments arestopped thereafter.

    The sanctioning authority shall have the right to stop/recover payments of any

    pension sanctioned on the basis of false or mistaken information about eligibility.

    3.6.5 Specific Conditions of NFBS :

    Central assistance will be available for a lumpsum family benefit for households

    below the poverty line on the death of the primary breadwinner in the bereaved

    family subject to the conditions in Paragraph 22 below :

    (i) The primary breadwinner will be the member of the household-male or

    female-whose earnings contribute substantially to the total household

    income.

    (ii) The death of such a primary breadwinner should have occurred whilst he

    or she is in the age group of 18 to 64 year i.e. more than 18 years of age

    and less than 65 years of age.

    (iii) The bereaved household qualifies as one below the poverty line according

    to the criterion prescribed by the Government of India.

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    (iv) The Central assistance under the scheme will be Rs. 10,000/- in the case

    of death of the primary breadwinner.

    The family benefit will be paid to such surviving member of the household of the

    deceased who, after due local enquiry, is determined to be the head of the

    household. For the purpose of the Scheme, the term 'household' would include

    spouse, minor children, unmarried daughters and dependent parents. In case

    death of an unmarried adult, the term household would include minor brothers/

    sisters. The sanctioning authority shall have the right to recover payments made

    on the basis of false or mistaken information about eligibility.

    3.6.6 Specific Conditions of NMBS :

    The maternity benefit will provide a lumpsum cash assistance to women of

    households below the poverty line.

    For purposes of determining Central assistance, the following criteria shall apply

    :

    (i) The maternity benefit will be restricted to pregnant women for up to the

    first two live births provided they are of 19 years of age and above.

    (ii) The beneficiary should belong to a household below the poverty line

    according to the criteria prescribed by the Government of India.

    (iii) The ceiling on the amount of the benefit for purposes of claiming Central

    assistance will be Rs. 5000/-.

    (iv) The ceiling on the total number of maternity benefit for purposes of claiming

    Central assistance will be as specified for the States/UTs in Table-I.

    The maternity benefit will be disbursed in one instalment 12-8 weeks prior to

    the delivery. However, the benefit can be made even after the delivery of child

    subject to the sanctioning authority being satisfied about the genuineness of

    the case. It is desirable that the child receives one dose of Oral Polio and BCG

    vaccination at birth and the first dose of DPT and Polio in the sixth week. The

    sanctioning authority shall have the right to stop/recover payments made on the

    basis of false or mistaken information about eligibility.

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    3.7 Monitoring and Evaluation :

    The State/UT Committee constituted as per shall institute adequate and

    appropriate arrangements for monitoring and evaluation of the NSAP. For this

    purpose, they can utilise the District Level Committees, Government evaluation

    agencies and independent academics and other institutions. An Advisory

    Committee will be established at the all India level to assist the Ministry of Rural

    Development in the Monitoring and evaluation of the NSAP and to advise onmatter related to its effective implementation. The State/UT Governments shall

    furnish to the Department of Rural Development, in the Ministry of Rural

    Development, which is the nodal agency at the Centre. Central Assistance to

    States/UTs under the NSAP will be determined in the following manner :- The

    Qualifying Financial Entitlement (QFE) for Central assistance in respect of each

    of the three benefits is the product of the financial ceiling for the benefit.

    However, the numerical ceiling and the Qualifying Financial Entitlement

    mentioned above provide only an upper limit and in so doing the physical and

    financial target for the long run. Actual physical targets and allocation of funds

    from year to year for the State Governments will however be based on the

    budget allocation for NSAP in the current year.

    State/UT Governments will be expected to maintain the level of their own

    current expenditure on social protection programmes and ensure that Central

    assistance under the NSAP is in addition to the State budgetary outlays for the

    current year or 1993-94, whichever is more on such programmes. This

    consideration will be taken into account in determining the level of Central

    assistance. For this purpose, social protection outlays will be taken to include

    outlays on all social assistance pensions (such as for the old, agricultural

    labourers, widows, deserted women and the physically handicapped), survivor

    family benefits, maternity assistance, maternal and child care and child nutrition.

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    The procedure for the release of Central assistance will be as follows :-

    (a) First instalment will be released in the beginning of the financial year on

    adhoc basis to those districts who have claimed second instalment in the

    previous years.

    (b) In case of districts who have not claimed second instalment of the previous

    year, first instalment will be released upon their fulfilling all the conditions

    that would have made them eligible for release of second instalment in

    the previous year i.e. the district should send proposal for release of funds

    after utilisation of 60% available funds alongwith Audit Report andUtilisation Certificate.

    (c) The second instalment for the districts will be released on the released

    on the requests of districts through State Government as per performance

    on fulfilment of the following conditions :

    (i) 60% of the total available funds, i.e. opening balance for the year and the

    amount received should be utilised at the time of applying for the second

    instalment.

    (ii) The opening balance in the district, i.e., the aggregate of balance with

    DRDA should not exceed 20% of the district allocation duriprevious year.

    In case the opening balance exceeds this limit, the Central share of the

    excess will be deducted at the time of release of second instalment.

    (iii) Submission of Audit Report (for each scheme of NSAP separately) for

    the previous years.

    (iv) Submission of Utilisation Certificate for the previous year in the prescribed

    proforma. Expenditure, available funds and balance as shown in Audit

    Report and Utilisation Certificate should match.

    (d) The quantum of second instalment will be dependent on the time of

    reporting of utilisation.

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    ABOUT US RESEARCH PAISA AI BLOG ACCOUNTABILI TY LI NKS DOCUMENT LI BRARY EVENTS MEDIA

    HomeBlogsAI India's blog

    Union Budget Speech 2013-14: Highlights from the Social Sector

    Posted on:28-02-13

    Uthara Ganesh and Avani Kapur

    Highlights for focal ministries:

    The Ministry of Rural Developmenthas been allocated a total of Rs80,194 crore, which is an increase of as

    much as 46 percent from the revised estimates of 2012-13. Much of this increase can be attributed to the increase

    in allocations to the Pradhan Mantri Gram Sadak Yojana. The budget estimates for the Ministry of Rural

    Development for the year 2012-13 stood at Rs 90,435 crores.

    1.

    The Ministry of Human Resource Developmenthas been allocated with Rs"#$%"& '()(*+$ ,- .-'(*,+* )/ 0&

    percent over the revised estimates of 2012-13.

    2.

    The Ministry of Health and Family Welfarehas received an allocation of Rs37,330 crores, a meager rise

    from Rs34,488 crores allocated in the budgetary estimates of 2012-13.

    3.

    The Ministry of Drinking Water and Sa nitationhas received an allocation of Rs15,260 crores, an increasefrom Rs 13000 crores, which was the revised estimated allocation to the ministryin 2012-13.

    4.

    Highlights for flagship social sector schemes:

    The Mahatma Gandhi National Rural Employment Guarantee Schemehas been allocated Rs 33,000

    crores an amount equivalent to the budgeted estimates for the scheme in 2012-13.

    1.

    The Pradhan Mantri Gram Sadak Yojanahas been allocated a total of Rs 21,700 crore this year, a

    significant upward increase from Rs 15873 crores in 2012-13.

    2.

    Allocations for the Sarva Shiksha Abhiyanhave seen a marginal increase Rs `27,258 crore has been

    allocated to scheme this year, while Rs 25,555 crores was allocated to the scheme last year.

    3.

    The Mid Day MealScheme has been allocated a total of Rs 13215 crores, also a marginal increase from the

    budgeted estimates o f 2012-13, which stood at Rs11,937 crore.

    4.

    The Integrated Child Development Schemehas successfully spent all its allocations for the year 2012-13

    and has been allocated 17,700 crore in 2013-14, representing an increase of 11.7 percent, from Rs15,850 crores.

    5.

    The Ministry of Drinking Water and Sa nitationhas also received increased allocations to the tune of Rs

    2260 crores. It receieves Rs 15,260 in the 2013-14 budget.

    6.

    Allocations to the Jawaharlal Nehru National Urban Renewal Missionhave nearly doubled. While the

    revised estimates last year stood at Rs7,383 crores, the budgeted estimates in the 2013-14 budget stand at Rs

    14,873 crores. It has been proposed that a significant proportion of this increased allocation be used in the

    provisioning of 10,000 buses, especially in hill states.

    7.

    The Backward Region Grants Fundhas received an allocation of Rs00$#11 '()(* .- 2103405$ 6.78 ,-

    additional sum of Rs 1000 crores specifically allocated to Left Wing Extreme affected states. BRGF will include a

    State component for Bihar, the Bundelkand region, West Bengal, the KBK districts of Odisha and the 82 districts

    under the Integrated Action Plan. In addition, the criterion for identification of eligible districts under the scheme

    shall see revision.

    8.

    Other highlightsrelevant to the social sector:

    The 173 Centrally Sponsored Schemes and Additional Central Assistance schemes shall be restructured in to just

    70 schemes. Additionally, it was announced that the centre shall allocate a sum of Rs5,87,082 crores to the

    states and union territories as taxes, non-plan grants and loans, and central assistance.

    1.

    11 lakh beneficiaries have received benefits under the Direct Benefit Transfer Scheme. The government has

    announced the seeding of bank accounts with aadharnumbers and the extension of the DBT to more schemes

    by the end of the term of th e governmen t.

    2.

    The Rashtriya Swasthiya Bima Yojana covers 34 million families below the poverty line. It will now be extended

    to other categories such as rickshaw, auto-rickshaw and taxi drivers, sanitation workers, rag pickers and mine

    workers.

    3.

    The launch of the second phase of the Pradhan Mantri Gram Sadak Yojana was also announced, wherein states

    who have s uccessfully met their targets of th e first phase are eligible to participate.

    4.

    In an effort to bolster financial inclusion, it was announced that all bank branches would have to have an ATM

    facility. Further, the Rural Housing Fund (that extend loans for rural housing) has been allocated an increased

    5.

    !"#"$% '()* +),%,

    A house for the homeless

    Trends in Maternal Mortality

    Panel Discussion at the Launch of the fourth PAISANational Report

    Community participation and School functioning-Evidence from DRC Survey data

    Data in the dark

    Highlights from the CAG Performance Audit ofMGNREGA

    Placing public back in public procurement

    Why decentralization matters

    Increasing transparency in aid delivery

    DLHS 4 wont include 9 low performing States

    more

    nBudget Speech 2013-14: Highlights from the Social Sector | Accoun... http://www.accountabilityindia.in/accountabilityblog/2617-union-

    7/5/20131

    http://www.accountabilityindia.in/accountabilityblog/2617%EF%BF%BDion%EF%BF%BDdget%EF%BF%BD.
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    sum of Rs"111 '()(*+ .- 2103405$ 9: /(); Rs4000 crores in 2012-13.

    The establishment of Indias first Womenss Bank with an allocation of Rs0111 '()(* 8,+

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