social security benefits

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Social Security Benefits

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Social Security Benefits. Supplemental Security Income. $721. Medicaid. Social Security Disability Insurance. $Amount$. Medicare. When you start work. SSI. Check. EXAMPLE. If you work, earn $1,000 gross monthly. $1,000 work earnings. $263.50 SSI. Work Incentives. - PowerPoint PPT Presentation

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Page 1: Social Security Benefits

Social Security Benefits

Page 2: Social Security Benefits

Supplemental Security Income

$721

Medicaid

Page 3: Social Security Benefits

Social Security Disability Insurance

$Amount$

Medicare

Page 4: Social Security Benefits

When you start work

SSI

Check

Page 5: Social Security Benefits

EXAMPLE

If you work, earn $1,000 gross monthly

$1,000 work earnings $263.50 SSI

Page 6: Social Security Benefits

Work Incentives

Work Earnings $ + SSI

SSI = BONUS!!!

Page 7: Social Security Benefits

$1527+ work earnings

SSI= $0

IF

Page 8: Social Security Benefits

NOW …Social Security Disability

Insurance (SSDI)

Page 9: Social Security Benefits

SSDI check will either CONTINUE OR STOP

Page 10: Social Security Benefits

If you start working…

9 Trial Work Period Months (TWP)

“TRY & WORK”

TWP = $770+/month

9 TWP months over 5 years

Page 11: Social Security Benefits

1st EXAMPLE….. if you worked

2010$720

2014$770

2011$720

2013$750

2012$720

Feb $300

Dec $375

July$350

Nov$515

Jan $800

March $220

April $80

August$375

Sept$425

FIRED! QUIT!

Page 12: Social Security Benefits

2nd EXAMPLE….. if you worked

2010$720

2014$770

2011$720

2013$750

2012$720

Feb $800

Dec $810

July$870

Nov$795

Jan $800

March $820

April $810

August$850

Sept$875

FIRED! QUIT!

Page 13: Social Security Benefits

AFTER 9 TRIAL WORK PERIOD MONTHS

USED….

Page 14: Social Security Benefits

Extended Period of Eligibility (EPE)

EPE = 3 years

If you earn OVER (+) $1070

Check STOPS

If you earn BELOW (-) $1070

Check continues

Work $ + SSDI $

Page 15: Social Security Benefits

SO DURING EXTENDED PERIOD OF ELIGIBILITY (EPE) -3 YEARS-

AND YOU CONTINUE EARNING OVER $1070

COMES GRACE PERIOD….

Page 16: Social Security Benefits

Extended Period of Eligibility (EPE)

EPE = 3 years

If you earn OVER (+) $1070

Check STOPSGRACE PERIOD

Page 17: Social Security Benefits

Grace Period

Consecutive 3 months

3 MORE CHECKSEarn OVER (+) $1070

Page 18: Social Security Benefits

AFTER GRACE PERIOD, CHECK STOPS COMPLETELY

Expedited Reinstatement (EXR)- 5 YEARS Begins

Page 19: Social Security Benefits

IF YOU WORK AND EARN BELOW $1070 THEN YOU MAY NEVER HAVE A

GRACE PERIODEXTENDED PERIOD OF ELIGIBILITY

(EPE)- 3 YEARS CONTINUES…YOUR CHECK KEEPS COMING!

Page 20: Social Security Benefits

IF YOU WORK AND EARN OVER $1070 THEN YOU WILL HAVE A GRACE PERIOD

SUPPOSE YOU GET FIRED/QUITIF YOU ARE IN STILL IN

EXTENDED PERIOD OF ELIGIBILITY (EPE) YOUR CHECK BEGINS AGAIN!

Page 21: Social Security Benefits

Expedited Reinstatement (EXR)

EXR = 5 years

IF QUIT OR FIRED

Check starts AGAIN quickly

Page 22: Social Security Benefits

9 TWP months

Extended Period of Eligibility (EPE)

3 YEARS

WORK CHECK

Maybe CHECK or NO CHECKExpedited

Reinstatement5 YEARS

Page 23: Social Security Benefits

THAT’S THE BASICS OF SSI AND SSDI

Page 24: Social Security Benefits

SSI & SSDI Work Incentives

• Impairment Related Work Expenses– Consumer pays out of pocket NOT DARS– MUST be related to disability– IRWE is approved by SSA and must show receipts

• EXAMPLES– Cell phone IF you use texting at work– Batteries for hearing aids– Hearing aid accessories– Internet on Ipad for VP

Page 25: Social Security Benefits

SSI Work Incentives

• Student Earned Income Exclusion– Under the age of 22 “student” HS OR College– Can work without SSI deductions–Work and earn $1750 month OR $7,060 year– SSI check should stay the SAME–NO Deductions to check!

Page 26: Social Security Benefits

THERE ARE MORE WORK INCENTIVES BUT THESE APPLY

THE MOST TO DEAF/HH CONSUMERS

Page 27: Social Security Benefits

NOW LETS DISCUSS HEALTH BENEFITS…

Page 28: Social Security Benefits

MEDICAID

If NO SSI, you may qualify for Medicaid 1619(b)- FREE!

Work earnings $1 SSI Medicaid

Page 29: Social Security Benefits

Medicaid 1619(b)- FREE!

• State of Texas 2014–Work earnings limit is $33,407 annually–Report income to SSA monthly–Keep resources $2000/$3000 for couple***Spouse’s income CAN affect eligibility

If you don’t qualify for Medicaid 1619 (b), Then try Medicaid Buy In (LOW COST!)

Page 30: Social Security Benefits

Healthcare continues…

SSI & Medicaid$1 of SSI = Medicaid

Work earnings $ increase + -1619 (b)

If you lose 1619 (b)-Medicaid Buy In (MBI)

SSDI & MedicareSSDI = Medicare

Work earnings $ increase +- NO SSDI- Extended

Medicare- Medicaid Buy In

SSDI, SSI, Medicare AND MedicaidSSDI = Medicare $1 SSI= Medicaid

Work earnings $ increase +NO SSDI- Extended Medicare

1619 (b) OR Medicaid Buy In (MBI)

Page 31: Social Security Benefits

Questions