sneakpeek
DESCRIPTION
sneakpeek denos slide as keynote speaker at Matahari agencyTRANSCRIPT
PRU·MATAHARI 22102012.CO.CC
RATIO +1 leadership
S
family
F.amily Income Protection
R.etirement
E.ducation
E.state Fund
D.isability
O.ther Investment (+tax)
M.edical
occupation recreation
message unity
leading agreement
RATIO +1 S
SAVING RATIO Total Tabungan Bulanan Total Pemasukan Bulanan RASIO % Basic Guideline : > 10%
LIQUID ASSET TO NET WORTH RATIO RASIO ASET LANCAR BERBANDING TOTAL KEKAYAAN BERSIH
Kas/Tunai/Setara Tunai Total Kekayaan Bersih RASIO % Basic Guideline : 15% - 20%
RASIO KEUANGAN LIQUIDITY RATIO RASIO LIKUIDITAS Kas/Tunai/Setara Tunai Pengeluaran Bulanan RASIO
Basic Guideline : > Emergency Fund / Dana Darurat
SOLVENCY RATIO RASIO TOTAL KEKAYAAN BERSIH BERBANDING TOTAL ASET Total Kekayaan Bersih Total Asset RASIO % Basic Guideline : > 35%
DEBT TO ASSET RATIO RASIO TOTAL KEWAJIBAN BERBANDING TOTAL ASET
Total Kewajiban Total Asset RASIO % Basic Guideline : < 50%
DEBT SERVICE RATIO Total Kewajiban Bulanan Total Pemasukan Bulanan RASIO % Basic Guideline : < 35%
NET INVESTMENT ASSET TO NET WORTH RATIO Total Aset di Investasikan Total Kekayaan Bersih RASIO % Basic Guideline : > 50%
Disclaimer ON
NON MORTGAGE DEBT SERVICE RATIO Total Aset tanpa hutang Bulanan Total Pemasukan Bulanan RASIO % Basic Guideline : < 15%
48
Ya oksigen & makanan
Ya anti judi
Ada kaidah agar aliran membawa sesuatu yang bermanfaat ?
Ya makanan Ya anti riba Ada larangan membendung ?
Ya jantung Ya zakat Ada alat pompa ?
Tubuh Manusia
Sistem Ek Islam
Prinsip mengalirkan/menghidupkan
SOURCE : [email protected]
50
Efek alkohol = efek judi innamal hamru wal maisir……Al Maidah 90
P
P
P
P
P
P
P
P P
P
M
M M
M
Aliran investasi yang produktif dan yang tidak produktif ! P M
O2
O2
O2
O2
O2
O2
O2
O2 O2
O2 hm
Aliran darah yang mengandung oksigen dan yang tidak ! O2
hm
hm
hm
hm
52
Bendungan Riba = Bendungan Colesterol
7 Macam Zakat :
Fitrah
Tijarah
Tsimar
Ma’din
Rikaz
Ni’am
Maal
leadership
AL-BAQARAH 2 : 110 , 168 - 188 , 240 , 278 - 279 ALI-IMRAN 3 : 130 , 190 AN-NISAA' 4 : 1 , 32 AL-MAAIDAH 5 : 8 AL-A'RAAF 7 : 10 , 31 AT-TAUBAH 9 : 20 , 111 HUD 11 : 6 YUSUF 12 : 47 - 48 AL-ISRAA' 17 : 26 - 27 , 31 AL-MU'MINUUN 23 : 12 - 14 AN-NUUR 24 : 32
AL-'ANKABUUT 29 : 6
AR-RUUM 30 : 21
AL-JAATHIYAH 45 : 18
AL-HASYR 59 : 18
ASH-SHAAF 61 : 10
AL-JUMU'AH 62 : 10
ATH-THALAAQ 65
AL-MULK 67 : 15
AT-TIIN 95 : 4
Al-Ikhlaas 112
AN NAAS 114 : 6 leadership1
Directive Behavior
Supportive Behavior
HIGH LOW
HIGH
D1 Enthusiastic
Beginner Low Competence
High Commitment
D3 Reluctant
Contributor High Competence
Variable Commitment
D4 Peak
Performer High Competence High Commitment
D2 Disillusioned
Learner Some Competence Low Commitment
Practical Leadership Skills
Matching Leadership Style To
Development Level
leadership2
AGENT’S DEVELOPMENT
LEVEL
All Agents Have Different Development
Levels
Competence
Commitment
Knowledge
Skill
Confidence
Motivation
leadership3
Rejection is a lack of rapport
…only FeedBack
leadership4
peta bukanlah area-nya, berdampak penolakan / masukan
leadership5
Sedekah jariah
• Barang siapa yg mencari rezeki halal (untuk keluarganya) maka hal itu sebagai sedekah dari . Utk keluarganya
• (Bihal Al Anwar 46/67 dari Al Kafi 2/12)
coach
flo
wch
art
leadership6
leadership7
Pilih/Tekan tombol PERASAAN PIKIRAN
ambiguwordbisa
Prospect
Script:
Muslim NM
Non Muslim
Age
nt
NM
Tanya? Al baqaroh ayat
UnitLink, sudah naik brapa?
Non Muslim brapa tuh?
Muslim Al'Qur an Surga
1. Total ilustrasi :
2. Rasionalis ember
3. Tradisional dan gunung
4. Follower
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