Simple, Balanced, Loaded

A look at the entire health insurance marketplace

As an agent, this powerpoint is intended as a tool for improving your appointment skills in presenting the SIMPLE BALANCED

LOADED nature of health insurance plans.

As an agent, this powerpoint is intended as a tool for improving your appointment skills in presenting the SIMPLE BALANCED

LOADED nature of health insurance plans.

• Give your client an understanding of plan choices within the health insurance marketplace

As an agent, this powerpoint is intended as a tool for improving your appointment skills in presenting the SIMPLE BALANCED

LOADED nature of health insurance plans.

• Give your client an understanding of plan choices within the health insurance marketplace• They can tell you want they want, or what particular type of plan they are leaning towards for themselves

As an agent, this powerpoint is intended as a tool for improving your appointment skills in presenting the SIMPLE BALANCED

LOADED nature of health insurance plans.

• Give your client an understanding of plan choices within the health insurance marketplace• They can tell you want they want, or what particular type of plan they are leaning towards for themselves• Gives you credibility and integrity for addressing the low quality, scaled back plans that many people buy unknowingly

As an agent, this powerpoint is intended as a tool for improving your appointment skills in presenting the SIMPLE BALANCED

LOADED nature of health insurance plans.

• Give your client an understanding of plan choices within the health insurance marketplace• They can tell you want they want, or what particular type of plan they are leaning towards for themselves• Gives you credibility and integrity for addressing the low quality, scaled back plans that many people buy unknowingly• Protects your sold business from people who come to your client after you have completed the sale

Let’s get started

Simple, Balanced, Loaded

Simple, Balanced, Loaded

A look at the entire health insurance marketplace

LoadedBalancedSimple

LoadedBalancedSimple

3 General Approaches

Hospitalization/Outpatient

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20

50/50 70/30

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Doctor Visit Co-pays

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Doctor Visit Co-pays $15, $25, $35

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % Coverage

Comprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

$1000 month

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits

• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits

• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits

• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits

• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits

• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits

• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits

• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits

• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family / Per Person / Per event

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000) 3x Per Family / Per Person / Per event

3. 100 % CoverageSmall annual limits Scheduled Benefits

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1. One Deductible for Entire Family

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

One Deductible Plan

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

between Three to Eight Million $ per person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Day to Day is done differently

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

between Three to Eight Million $ per person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Day to Day is done differently

becoming more cost effective

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

between Three to Eight Million $ per person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Day to Day is done differently

becoming more cost effective

No more co-pays for doctor visits or prescriptions

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

between Three to Eight Million $ per person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Day to Day is done differently

becoming more cost effective

No more co-pays for doctor visits or prescriptions

Discounted,

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

between Three to Eight Million $ per person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Day to Day is done differently

becoming more cost effective

No more co-pays for doctor visits or prescriptions

Discounted, count towards deductible

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

between Three to Eight Million $ per person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Day to Day is done differently

becoming more cost effective

No more co-pays for doctor visits or prescriptions

Discounted, count towards deductible

Covered at 100% once deductible is met

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

between Three to Eight Million $ per person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Day to Day is done differently

becoming more cost effective

No more co-pays for doctor visits or prescriptions

Discounted, count towards deductible

Covered at 100% once deductible is met

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

between Three to Eight Million $ per person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

$250 month

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Day to Day is done differently

becoming more cost effective

No more co-pays for doctor visits or prescriptions

Discounted, count towards deductible

Covered at 100% once deductible is met

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

between Three to Eight Million $ per person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

$250 month

$250

Day-to-Day

Doctor Visit Co-pays $15, $25, $35• unlimited # of visits• unlimited in scope• includes preventative & wellness

Prescription Rx Card• $10 Generic $25 Brand Name

Looks the same as a Loaded Plan

Scaled back to reduce costs

Doctor Visit Co-pays $25, $40, $50• limited # of visits (2 per year)• limited in scope

Prescription Rx Card• $15 Generic $35 Brand Name•(after $500 deductible)

Day to Day is done differently

becoming more cost effective

No more co-pays for doctor visits or prescriptions

Discounted, count towards deductible

Covered at 100% once deductible is met

Hospitalization/Outpatient

1.Deductible $500, $1000, $1500

2x Per Family

2. Co-insurance 80/20 ($1000)

50/50 ($1250) 70/30 ($2000) 2X

3. 100 % CoverageComprehensive High quality

Few limitations Expectations Met

Looks the same as a Loaded Plan

Scaled back to reduce costs

1.Deductible $500, $1000, $1500

3x Per Family

2. Co-insurance 80/20 ($2000)

50/50 ($2550) 70/30 ($4000)

3. 100 % Coverage

up to smaller lifetime or annual amounts

Comprehensive Coverage

1.One Deductible Plan

$2200, $3200, $4000, $5600

1x Per Family

2. 100% Coverage

between Three to Eight Million $ per person

LoadedBalancedSimple

3 General Approaches

$1000 month

$500

$500

$600 month

$300

$300

$250 month

$250

$0