Shoken-san, a former salesman at a

securities company, solves the financial

problems of his neighbors!

Online

Comic

Shoken-san the Apartment

Manager

CHAPTER

1

SUITE 104

THE TRANSFORMATION OF A PRETENTIOUS MAN

C H

A R

A C

T E R

Shin-kun (31 years old)

He lives in suite 104. He works in sales at an IT company. His annual income is 5 .2 million

yen. His savings are about 2 million yen. He is thinking seriously about his future with his

girlfriend Atsumi, but he can’t imagine getting married with her. He can hardly stop wasting

money. He tends to put up a good front for her, and he wastes money by shopping over his

means.

Atsumi-san (32 years old)

She works at a manufacturing company. Her annual income is 5.6 million yen. Her savings

are 4 million yen. She is disgusted with Shin because he talks about marriage unrealistically,

like it is a fantasy, and he hasn’t shown any sign of proposing to her, even though they have

been going out for three years.

Shoken-san (62 years old)

He was an excellent salesman at a securities company, gave good money advice, and

supported many people’s happiness. Even after retirement, many of the people who

worked under him come to him for advice, as he is a legendary stock trader. Although he

was a workaholic and wasn’t home very much, his two children became independent. After

his retirement he purchased an apartment building and he currently manages it as an

owner-manager. He and his wife have a comfortable, happy life. However, as an ex-

professional stock trader, he is still very interested in managing finances for others and he

wants to help people in trouble with money.

S

HEY!

ARE YOU

LISTENING?

ARE YOU THINKING SERIOUSLY ABOUT GETTING MARRIED WITH ME?

YEAH, OF COURSE, I’M THINKING ABOUT IT!

WE’LL

BOOK

THE

TOKYO

DOME

OR A

LUXURY

CRUISE

SHIP!

HAVE A

FAMOUS

ROCK

BAND

PLAYING

LIVE!

A HUGE

DIAMOND

RING

FROM A

FAMOUS

BRAND!

AND 1000

GUESTS!

I CAN’T BELIEVE

YOU. HOW

LONG ARE YOU

PLANNING TO

MOCK ME?

I CAN’T GO

ON LIKE

THIS!

WE’RE THROUGH!

SORRY

ABOUT THAT.

ARE YOU

HURT?

OH, I’M FINE .

SHE WAS

PRETTY UPSET,

HUH? I

COULDN’T

HELP BUT

OVERHEAR…

I THINK

YOUR

WEDDING

PLANS

WOULD’VE

COST YOU

ALMOST 50

MILLION

YEN.

F-FIFTY

MILLION...

OH, OF

COURSE… IT

WAS SUCH

A FOOLISH

PLAN…

AH, SHE’S MAD…

WHAT SHOULD

I DO?

DON’T

WORRY!

ALL’S NOT

LOST YET.

LEAVE IT

TO ME!

AND THUS

BEGAN

SHOKEN-SAN’S

LESSON,

“PREPARATION

FOR

MARRIAGE”.

*dash*

S H O C K E D

Ah!

Huh?

*c o l l a p s e*

FORMER SECURITIES SALESMAN SHOKEN-SAN’S LESSON

ON AVERAGE, A

MARRIAGE

COSTS ABOUT

5 MILLION YEN,

FROM THE

ENGAGEMENT

PARTY UP TO THE

HONEYMOON.

MONEY FOR MARRIAGE

5 MILLION YEN, INCLUDING GIFTS FROM PARENTS AND GUESTS

FORMUL

A

FORMULA

WHAT YOU PREPARE

LET’S

CALCULATE

THE COSTS.

FOR A SMALL

WEDDING WITH

ONLY RELATIVES, I

CAN USE MY

SAVINGS.

INDEED. BUT MARRIAGE IS

JUST THE

BEGINNING, NOT

THE END. WHAT

WILL HAPPEN

AFTER YOU GET

MARRIED?

I WANT

TO HAVE

A CHILD

WHO

LOOKS

LIKE HER.

THE

MONEY

TO

DELIVER A

BABY…

600

THOUSAND

YEN!

I WANT A

HOUSE,

TOO!

TO BUY AN

APARTMENT…

FIRST,

YOU’LL

NEED

ABOUT 9

MILLION

YEN!

OH,

ALSO…

WHEN THE CHILDREN

LEAVE, I WANT TO

TRAVEL AND LIVE A

FULFILLING LIFE IN MY

OLD AGE WITH HER.

OH, YOU’LL

NEED

ANOTHER 25

MILLION FOR

THAT!

OH, NO!

THEN

WHAT

SHOULD I

DO?

FIRST OF ALL, YOU NEED TO

GET A GOOD PICTURE OF,

AND ORGANIZE, YOUR

INCOME AND SAVINGS.

PERSONAL INCOME

MONEY WITHOUT A

PLAN FOR USE MONEY PLANNED

TO BE USED SOON LIVING

EXPENSES

I’M NOT SURE, BUT

I FEEL LIKE IF WE

JUST SAVE MONEY,

IT WON’T BE

ENOUGH…

TRUE; WITH LOW

INTEREST RATES,

IT MIGHT BE HARD

TO PAY WITH

SAVINGS ALONE..

IT’S GOOD TO PUT YOUR MONEY IN THE

BANK IF YOU NEED IT SOON, BUT FOR THE

MONEY YOU WON’T USE FOR A WHILE,

THERE’S A WAY TO MAKE THAT MONEY

WORK FOR YOU.

HAVE YOU EVER HEARD OF THE TERM “INVESTMENT”?

IT MEANS TO MAKE INVESTMENTS IN STOCKS,

TRUSTS, AND BONDS.

TRUSTS, AND BONDS. IF YOU MAKE GOOD USE

OF THEM, YOU COULD HAVE YOUR IDEAL LIFE!

INVESTMENT,

HUH… I’D

NEVER

CONSIDERED

THAT. I’LL TRY TO

STUDY IT…

FIRST OF ALL, UNDERSTAND AND

ORGANIZE YOUR FINANCES. THEN,

THINK ABOUT HOW MUCH YOUR

FUTURE WILL COST.

IF YOU REVIEW YOUR CURRENT LIFE

LITTLE BY LITTLE, I THINK YOU’LL BE

ABLE TO AFFORD IT.

DO IT

FOR

HER!

FOR HER! ALL

RIGHT, I’LL DO

MY BEST FOR

OUR

HAPPINESS!

AND SO, SHIN BEGAN

NOT ONLY TO STUDY UP

ON INVESTMENTS, BUT

ALSO TO LEAD A SIMPLE

LIFE…

I SOLD

THEM

ALL…

HE SET

GOALS FOR

CONCRETE

PLANS IN

BOTH

MONEY

AND LIFE

WITH HER…

HE

CHANGED

HIS

FRIVOLOUS

ATTITUDE

AND

BECAME A

FINE YOUNG

MAN.

THANK

YOU.

YOU’VE

CHANGED! FINALLY,

THE DAY

CAME TO

CONFESS

HIS

FEELINGS

AGAIN.

I’M SORRY THAT I’VE

ONLY BEEN PUTTING

UP A GOOD FRONT

UNTIL NOW. I’VE

THOUGHT

SERIOUSLY ABOUT

OUR FUTURE, SO…

WILL

YOU

MARRY

ME?

HUH?

YES!

CONGRATS

TO BOTH

OF YOU!

MONEY IS AN IMPORTANT PARTNER FOR A HAPPIER LIFE, TOO. NEVER FORGET THAT!

HEY, WHY

DON’T WE GO

TO THE

SEASHORE

RIGHT NOW?

WHAT?

YOU

ALWAYS

TOOK ME

BEFORE.

JUST ONE LAST THING:

ACCEPT HER SELFISH

REQUESTS AS MUCH AS

POSSIBLE.

EVEN IF SOME PLANS

MIGHT BE A LITTLE

RECKLESS, BE THE KIND

OF MAN WHO CAN

RESPOND TO THEM.

To the seashore