sepa july 2011
DESCRIPTION
Results of our surveys on payments for last three years, focused upon SEPA and the Euro, as presented at the SAP Treasury Management Conference, July 2011, Copenhagen.TRANSCRIPT
![Page 1: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/1.jpg)
www.thefinanser.com
Chris Skinner
![Page 2: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/2.jpg)
Does SEPA Matter?
2010Yes
2011No
![Page 3: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/3.jpg)
![Page 4: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/4.jpg)
![Page 5: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/5.jpg)
![Page 6: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/6.jpg)
![Page 7: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/7.jpg)
![Page 8: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/8.jpg)
![Page 9: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/9.jpg)
![Page 10: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/10.jpg)
![Page 11: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/11.jpg)
How important is the euro
Financial Services Club EU Payments Survey 2009 & 2010
2010
2009
![Page 12: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/12.jpg)
What will happen to the Eurozone?
Financial Services Club EU Payments Survey 2010
![Page 13: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/13.jpg)
PSD and SEPA: How does it fit?
PSD – the Legal and Governmental Changes for a Harmonized EU Payments Zone
SEPA– the Processing and Bank Changes for a Harmonized EU Eurozone
![Page 14: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/14.jpg)
Knowledge
How much do you know about …
PSD SEPA
![Page 15: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/15.jpg)
Knowledge
How much do you know about SEPA?
2010
2009
![Page 16: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/16.jpg)
Are you ready?
How well prepared do you believe your national authorities are for the implementation of the Payment Services Directive on 1st November 2009?
![Page 17: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/17.jpg)
Has the PSD succeeded?
![Page 18: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/18.jpg)
What were the problems?
![Page 19: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/19.jpg)
Has the PSD changed things?
![Page 20: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/20.jpg)
Has SEPA succeeded?
![Page 21: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/21.jpg)
What were the problems?
![Page 22: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/22.jpg)
What are the solutions?
![Page 23: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/23.jpg)
When will SEPA be achieved?
2010
2009
![Page 24: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/24.jpg)
New Report
![Page 25: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/25.jpg)
Impact on infrastructure
37%
28%
18%
16%
Small changes in core payments platformsSignificant changes in core payments platformsMajor change in all payments platforms, core and non-coreMajor changes across all platforms, payments and non-payments
![Page 26: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/26.jpg)
Most impacted by regulation?
Overall Banks Non-bankers
22% 21% 23%
18% 18% 19%
18% 16% 19%
10% 18% 6%
10% 8% 12%
7% 7% 7%
7% 5% 9%
6% 7% 6%
![Page 27: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/27.jpg)
Most impacted by competition?
Overall Banks Non-bankers
16% 17% 16%
14% 10% 15%
14% 15% 13%
13% 13% 13%
13% 8% 14%
11% 12% 11%
11% 18% 9%
9% 8% 9%
![Page 28: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/28.jpg)
What is most innovative?
![Page 29: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/29.jpg)
Free Reports
The Progress and State of SEPA and the PSD 2009http://thefinanser.co.uk/fsclub/2010/10/psd-and-sepa-research-results-2010.html
The Progress and State of SEPA and the PSD 2010http://thefinanser.co.uk/fsclub/2009/09/psd-and-sepa-research-results.html
The Changing Face of Payments 2011http://thefinanser.co.uk/fsclub/2011/06/are-payments-infrastructures-fit-for-purpose-1.html
Join in the SEPA and PSD Survey 2011Email: [email protected]
![Page 30: SEPA July 2011](https://reader036.vdocuments.us/reader036/viewer/2022062312/554906d7b4c90558458b5b18/html5/thumbnails/30.jpg)
www.thefinanser.com
Chris Skinner