seller – closing checklist... seller closing checklist (cont) here are things to clean prior to...
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Seller–ClosingChecklist
CONGRATULATIONS!…takeadeep,relaxingbreath...yourhomeisSOLD!
Nowthatyourhomeissoldthereareafewmorethingsthatneedtobetakencareofleadinguptopossessionorclosingday.Thefollowingisnotanall-encompassinglist,but it will get you started in the right direction, to help you experience a smoothtransitionbetweennowandwhenpossessionorclosingdayarrives.
OurConveyancingDepartmentwillsendallyourpurchasecontractpaperworktoyourlawyer.Yourlawyershouldcontactyou7-10daysbeforeyourpossessiondatetobookanappointmentforyoutocomeinandsignpaperworkattheirofGice.Ifyouhavenotheardfromyourlawyeraweekbeforeyourpossessiondatepleasegivethemacalltosetuptheappointment.
IMPORTANTDocumentStorage
GatheryoupurchasecontractdocumentsandkeeptheminaGilefolderinasafeplace.Other information to keep in this Gile are: yourRealPropertyReportandProofofHomeInsuranceforthehomeyouareselling.And,ifapplicablethenewhomeyouarepurchasing.TakethisGilewithyouwhenyoumeetwithyourlawyertosignpaperwork.
ORGANIZEYourPropertyTaxDetails
Yourlawyercanhelpyouorganizeyourpropertytaxdetails,butmakesurethisitemisonyour‘to-do’list.IfyoupaidyourtaxesthroughTIPSthiswillneedtobecanceled.Ask your lawyer if he/ she can cancel TIPS or if this is something only you can do.Everytown/cityandmunicipalityhasdifferentguidelines.
CANCEL or TRANSFER your Insurance Policy (2-3 weeks prior tovisitingLawyer)
WaituntiltheTITLEtransferhasformallyoccurredbeforeyoucancelyourinsurancepolicyon thehomeyouareselling.Most insurersoverlapapolicybya fewhoursordaystoensurecoverageisinplace.Explaintoyourinsurerwhatyoursituationis,givethemthepossessiondate,etc.andthey willbeabletoadviseyouonwhatisbest.Also,when youmeetwith your lawyer youmay ask him/her about how long you shouldleave coverage in place. You should receive a refund from a prepaid home-owner’sinsurancepremium.
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SellerClosingChecklist(cont)
UTILITY/SERVICEProvidersandNEWSPAPERCancellations
BesuretocancelortransferUtilities,Newspapers,andotherservices30daysbeforeclosingdayorassoonasyourhomeisGirmsold.SomeUtilitycompaniesneedalotofleadtimetoensureyourrequestisfulGilled.Haveyourcorrect/fullCURRENTandNEWaddressreadyforthem.Makeupalistofserviceproviders,theirphonenumbersandpaymentfrequency–noteveryutilityisalwayspaidmonthly,somearequarterly.
Theprocess toswitchall servicescan takehourson thephonesobeprepared tobepatient. If you subscribe to a newspaper, youmaywant to order your cancelation aweekormoreinadvancetoeliminatenewspapersfrompilingupinthefrontyard.Wehave included a list of common service providers (at the endof this document) andother possible contacts that youmaywant to call and update about your upcomingmove.
AssembleApplianceManuals,ReceiptsandWarranties
As you are packing you may come across user manuals for the HVAC, security orsprinkler system, or appliances. Make sure to set these aside in a Gile folder orenvelope.Ifyouhavereceiptsfromcontractorsorwarrantiesaddthesetotheenvelopeand leave them in a drawer with anymanuals along with the code for the securitysystemorthegarageopenerkeypad.TheBuyersofyourhomewithreallyappreciatethis.
PackingandMovingTips
We will send you a document called ‘Moving Tips’, which contains some greatinformation likeplanning yourmove, packingmaterials andorganizing yourmovingday.WeknowyouhavealotgoingonduringthistimeandweencourageyoutoreadtheseMovingTipstohelpmakethemovingprocessasstressfreeandeasyaspossible.
CleaningtheHouseandProperty
ThehomeshouldbeinthesameconditionaswhentheBuyerssaw/boughtit.Ifyoudonothave time to clean,or cleaning isnotyour forte thenhireaprofessional cleaningservice.TheBuyer’sandtheirRealtorwilllikelydoawalk-throughpriortopossession(usually24hoursbeforepossessiondate) and, if they Ginddamageor itemsmissingthat were to remain as part of the purchase contract there may be a hold back of
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SellerClosingChecklist(cont)Herearethingstocleanpriortopossessionday:• Your home should beCLEAN– rugs cleaned, Gloorsmopped, cupboardswiped
out, bathrooms cleaned (including tub/showers, toilets, sinks and medicinecabinets), appliances cleaned inside and out, all items including unwanteditems/garbage should be removed from the house, garage, sheds, storage,property,etc.
• Ensure items that are part of the purchase contract, are left in the home (ie.Microwave, Washer/Dryer, TV wall mounts, Window coverings, other specialitems etc.). Other items to leave behind are: appliancemanuals,mailbox keys,sparekeys,alarmcodes,garagedoorremotes–werecommendleavingtheseinakitchendrawer.RefertothetermsinyourPurchaseContract.
• Cutthelawn,cleanupanypetwasteintheyardandrepairanydamagethatmayhaveoccurredduringthemovingprocess.
CHECKAGAIN–Cabinets,Drawers,StorageEverything has beenmoved out of the home, garage, and storage sheds.Do one lastchecktogiveyoupeaceofmind:
• Openalldrawers,looktothebackofcabinets,closets,closetshelves,underthestairs,andpossiblytheattic(ifyoustoweditemsthere)orraftersofthegarage
• Doawalkaroundtheperimeterofthehome,thebackyardandeveninthelanebehindyourhome
• CheckyoureavesforChristmaslightsLeavetheBuyera‘WelcomeNote’TherearemanyidiosyncrasiesthatonlyaSellerknowsabouttheirhome...andyoucouldpassonthesetipstothenewBuyer.ItisanicegestureandveryappreciatedbythenewBuyerifyoucouldwriteanote,informingthemofthingslike:
• Whichlightswitchoperatescertainlights/fans
• Whetheradoorsticks
• SecuritySystemAccessCode
• Garagedoorkeypadcode
• Mailboxkeysandthecorrespondingmailboxnumber
• Howtocleantheswimmingpoolorpond
Youcouldleavethisnoteonthecounterorinthesameenvelopeasthemanuals,etc.thatyouhaveputasideforthenewbuyer.
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SellerClosingChecklist(cont)
HOUSEKEYS,REMOTES,GATEandMAILBOXKEYS,PASS-CODES
There is a good chance the Buyers will change the locks on the house, but if isbeneGicialtoyouandthenewBuyertoroundupeveryhousekeyandleaveitbehind.Otheritemstogatherinclude:
• FanRemotes
• TVRemotes(ifanyTVsareincludedinthecontract)
• GarageDoorRemotes
• GarageDoorKeypadCode
• MailboxKeys(andcorrespondingmailboxnumber)
• SecuredBuilding/PoolAccessKeys
• SecurityGateRemotesand/orSecurityGatePass-code(Ifagatedcommunity)
• SecurityAlarmCode
Turnoff‘SHUT-OFF’Valves
If you have disconnected aWasher (for example) please ensure the shut-off valve iscompletelyturnedoff–evenasmalldripcancausewaterdamage.SomeSellersshutoffthevalvestoallwatersourcessuchassinks,toiletsanddishwashers.Ifyouplanondoingthis,pleasemakeanoteofthisinyourwelcomenotetothenewBuyerssotheydon’tunnecessarilycallaplumberwhenthewaterdoesn’trun.
UPDATEyourRealtor
Approximately 2-4 days before closing day, schedule a walk-through or a have aconversationwithyourRealtorandupdatethemon:
• Whatdayyouwillbetotallymovedout
• Whereyouhaveleftextramanuals,keys,pass-codes,etc.
CLOSINGUPtheHouseClose the window coverings, turn the lights off and LOCK the door. You would beamazedathowmanypeopleforgettoclose-upthehouse.Ifnobodycanseeinside,theodds of a break-in decrease signiGicantly. If the homewill be vacant for a long time,considerleavingbehindaninexpensivelamp,onatimer.
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CommonServiceProvidersActionInsuranceAgency 403-934-2125 www.actioninsurancegroup.com
ABHealthCare 403-310-0000 www.health.gov.ab.ca
ATCOGas 403-245-7888 www.atcogas.com
CityofCalgary 403-268-2489 www.calgary.ca
ChestermereUtilitiesInc 403-207-7284 www.cuinc.ca
DirectEnergy 1-866-374-6299 www.directenergy.com
Enmax 403-310-2010 www.enmax.com
Epcor 403-310-4300 www.epcor.ca
GoldKeyInsurance 403-934-5959 www.goldkey-insurance.com
RockyviewCounty 403-230-1401 www.rockyview.ca
RosebudGasCo-OpLtd. 403-533-3882
SHAW 1-888-472-2222 www.shaw.ca
Telus 403-310-2255 www.telus.net
TownofStrathmore 403-934-3133 www.strathmore.ca
VillageofHussar 403-787-3766 www.villageoGhussar.ca
VillageofRockyford 403-533-3950 www.rockyford.ca
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Suggestions Of Others To Notify With Change Of Address
GSTTaxCredit
Internet/Cable/Satellite
MedicalRecords
Newspaper/MagazineSubscriptions
PersonalInsurance/InvestmentAgencies
SchoolRecords
VehicleHomeInsurance
Bank/Financial
DentalRecords
CreditCardCompanies
CanadaPost
ChildTaxBeneGit