Neerim District Community Bank® Branch

December 2015

“Bill Cummo” Award 2015.The ‘Bill Cumming Young Achiever Award’ is presented to a young person who has and is exhibiting the ideals espoused by the late ‘Bill Cumming’ of achieving their best in whatever field of endeavour they choose.

Nominees are high achievers in their studies or vocation and always strive to achieve excellence in their lives and the pursuit of their goals.

Wilson McGillivray from Jindivick this year’s ‘Bill Cumming Young Achiever Award’ winner has exhibited all these qualities.

Wilson is 16 years old, resides in Jindivick and attends Marist Sion College in Warragul. It is in the field of sport, particularly

cricket that Wilson excels.

Wilson has played all of his junior cricket at Jindivick, winning numerous junior batting and bowling averages both at club and league level.

Bowling is his forte. He has opened the bowling for Warragul District Cricket Association representative sides and has been successful in taking many wickets. This in turn led to him being selected in the Gippsland Pride Under 16 representative team in 2015 where he took the most wickets in the tournament and set a Gippsland Pride record in the process.

His drive to succeed has resulted in him being approached by many District Cricket clubs but he has decided to play for the Melbourne Cricket Club in 2015/16 season.

Wilson was selected for the Victorian Country Under 17 team to compete in the National Championships in Brisbane during September 2015.

He has also been nominated as one of the 52 under 17 players to attend the Cricket Australia Rookie Squad training and development sessions. This squad is selected on perceived ability and potential and is considered the highest accolade for this age group bar Australian selection.

Wilson currently trains six days per week and travels to Melbourne three days per week to train or play cricket at the highest level.

Wilson was nominated by Derek Burridge, President of the Jindivick Cricket Club and Kerrie Bayne.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. S53471-12 (281522_v1) (5/11/2015)

From all of us at Neerim District Community Bank® Branch, best wishes for the holiday season and thank you for your loyalty and support.

Drop into your nearest branch at 143 – 145 Main Neerim Road, Neerim South or phone 5628 1079.

Seasons greetings.

Wilson McGillivray being presented with his award by Christine and Matt Cumming.

2015 Community Grants.This year we received nine applications for grants totalling over $46,700. All applications were assessed by both the Community Enterprise Foundation™ and a sub-committee of the Board. Two applications were recommended for funding with a value of $23,000.

This brings the amount returned to our community in the form of grants and sponsorships to over $2.2 million.

This year’s successful applicants are:

Noojee Historical SocietyProject title: Construction of Platform Storage Shed -Noojee Heritage Centre.

The Noojee Historical Society were awarded a grant of $20,000 for Stage Two of the Noojee Heritage Centre. Stage Two involves the construction of a storage shed on the platform. The shed could also be used to store artifacts.

St Ignatius CommunityProject title: New doors for church building.

St Ignatius Church was awarded a grant of $3,000 to replace the doors at the rear of the church building which are damaged. The grant will assist with the cost of replacement of the doors.

Right top: Noojee Historical Society.Right: St Ignatius community.

New staff member.Eve Newbegin.During November the branch welcomed a new staff member.

Eve Newbegin has been appointed as a replacement for Krystal Burnett who has gone on maternity leave for 12 months.

Eve moved to Gippsland in 2011 from the inner suburbs of Melbourne’s south east.

She has over 10 years experience in customer service and several of those spent in the financial industry.

She lives in Warragul with her loving partner Chris, their two dogs and two cats.

Together they are very dedicated animal lovers and would love to one day foster and re-home rescued dogs.

Since Eve is new to the Neerim District Community Bank® Branch, feel free to introduce yourself and say “hello”!

Offers subject to terms, conditions, fees and charges. Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. S46730-1 (281423_v1) (4/11/2015)

It’s great bene�ts for you.But it’s bigger than that.BIG Bendigo Benefits is an exciting package of products and services designed to bene�t staff/members of Community Groups and our local community.

Drop into your nearest branch at 143 – 145 Main Neerim Road, Neerim South or phone 5628 1079 for more details on the discounted rates, waived fees and bonus cover available.

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Neerim District Community Bank® Branch

Going to Uni for the first time in 2016?

Scholarship coming soon.

The Neerim District Community Bank® Branch 2016 Scholarship is a management account of Community Enterprise Foundation Charitable Fund ABN 12 102 649 968 (the Fund), The Bendigo Centre, Bendigo VIC 3550. Sandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906, a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879, is the trustee of the Fund. S52345--2 (270187_v1) (25/08/2015)

Applications are invited from eligible students in the local district attending university for the first time in 2016.

Drop into your nearest branch at 143 – 145 Main Neerim Road, Neerim South or phone 5628 1079 for more information.

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Supporting your community through sponsorships and donations.Your Community Bank® branch distributes funds to community projects through sponsorships and donations. Every year important investments are made in areas as diverse as sports and recreation, education, arts and culture and health.

Applications for sponsorships are accepted throughout the year with presentations being made twice yearly in March and August.

Sponsorship is the purchase of an association with an event, activity organisation. Applications are based on the ability to increase Community Bank® branch awareness and patronage and communicate key messages regarding community development. They must also benefit the community in some way. Proposals cannot be submitted for past events.

For friendly assistance with your proposal call Tony Allen, Executive Officer on 0429 464 157 or 03 5628 1106 (BH) or email ndfs@ndfs.com.au

You can support the continued prosperity of your community everyday by simply doing your banking at Neerim District Community Bank® Branch.

Recognition of service.During recent months several Board members and branch staff have achieved significant milestones in their contributions to the company and branch.

Maureen Johnston celebrated eight years at the branch, Donna Field and Karen Johnson have completed five years service to the branch.

Paul Bright was recently recognized for being a Director of Neerim District Financial Services Limited for 15 years, 14 of these years as its Chairman. Other Directors whose service has been recognised included Susan Allen, a Director for 10 years and Ken Kercheval five years on the Board.

The Executive Officer / Company Secretary, Tony Allen, was also recognised for five years service to the company.

Food Relief Neerim District.Each Christmas the Food Relief Neerim District distributes hampers to the needy families of the district. During 2015 the service assisted over 150 families from the Neerim District including more than 50 families from the Upper Yarra area.

With the assistance of the Woori Yallock Community Bank® Branch, the Neerim District Community Bank® Branch recently handed over a cheque for $2,500 to assist Food Relief Neerim District to put together more than 80 hampers for needy families this Christmas.

The Neerim District Community Bank® Branch will also be assisting Food Relief Neerim District with its annual ‘Christmas Giving Tree Appeal’. Just call in at the branch and select a ‘gift tag’ from the tree. When you have selected your gift return it, unwrapped, to the branch. This small token will make Christmas happy for some needy children in our community.

Judy, Barb and Chris from Food Relief Neerim District accepting the donation towards the Christmas Hampers from Brendan O’Brien, Branch Manager.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. (BMPNL1041) (11/15)

Neerim District Community Bank® Branch143 Main Road, Neerim South VIC 3831 Phone: 5628 1079 Website: www.bendigobank.com.au/neerim

Opening hours: Monday to Friday 9.00am – 5.00pm and Saturday mornings 9.00am – 12 noon

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Supporting your Community Bank® branch.The Neerim District Community Bank® Branch is operated by the community, for the community under a franchise by the Neerim District Financial Services Limited.

The core purpose of our Community Bank® branch is the advancement of the Neerim District community. This is achieved through the allocation of sponsorship funding that is generated via a “profit-for-purpose” business model. The Community Bank® branch prospers because of the support of local people doing their everyday banking at Neerim District Community Bank® Branch. Staying local is essential to our local economy.

More than $2.2 million has been invested in worthy local community-based projects and organisations since our Community Bank® branch was established in July 2000.

Dividends.The Annual General Meeting of the Neerim District Financial Services Limited approved a recommendation from the Board of Directors to pay a dividend of 13 cents per share to shareholders who hold shares as at 30 October 2015.

The dividend will be paid over in early December. Dividend statements will be included with this newsletter.

Branch contacts.Call in and see us and you will receive the friendly, informed service for which Neerim District Community Bank® Branch is renowned.

The branch is staffed by the following team members:

Branch Manager Brendan O’Brien

Customer Relationship Manager Maureen Johnston

Customer Service Officers Karen Johnson

Donna Field

Paula Guy

Eve Newbegin

For all your banking needs call into Neerim District Community Bank® Branch at 143 Main Road, Neerim South or telephone us on 5628 1079.

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While you’re having your cuppa, ask yourself; “Can I do better with my home loan?”

Bendigo Bank customers are paying off their home loans at a record rate^.

So, consider a home loan from Australia’s most reputable bank.

Drop into your nearest branch at 143 – 145 Main Neerim Road, Neerim South or phone 5628 1079 to find out more.

Bendigo Home Loans.A fresh start is the start of something bigger.

So, consider a home loan from Australia’s

Terms, conditions, fees, charges and lending criteria apply. Full details available on application. Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. ^Based on excess repayment figures since 2012. *As ranked by AMR Corporate Reputation Index 2015. The 60 companies included in the Reputation Index are sourced from the IBIS World Top 1000 Company list. The Reputation Index collates insight direct from consumers, and does not rely on any information provided by the companies being studied. S52650-13 (282080_v1) (10/11/2015)

Neerim District Financial Services Limited 143 Main Neerim Road, Neerim South VIC 3831 ABN 46 091 832 923