scs wealth building report

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8/9/2019 SCS Wealth Building Report http://slidepdf.com/reader/full/scs-wealth-building-report 1/8 ]hl wlir`o uhs C%tl q|} }hcr ckiel hlwl cr }` rh`u s`| h`u k|bh }lbho`j`es hir kiml `qq`w}|oc}clr iticjigjl }` kios ibw`rr }hl Ej`gl/ ]hcr ulij}h G|cjmcoe wlq`w} Ijr` rh`ur s`| h`u s`| bio jltlwiel* ‚lirs }` |rl‛ }lbho`j`es jcnl }hl co}lwol} }` g|cjm K|j}cqjl R}wlikr `d Cob`kl/ RBRPUlij}hPG|cjmcoePWlq`w} Uiwocoe6 B`odcmlo}cij Rlbwl}r Wltlijlm) Rhiwlm B`|w}lrs `d6 R|qwlkl Birh Rsr}lk (RBR# Ijj Rlbwl}r Wltlijlm 911, Wcrn+Dwll i} 6 uuu/R|qwlklBirhRsr}lk/ol} 

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Page 1: SCS Wealth Building Report

8/9/2019 SCS Wealth Building Report

http://slidepdf.com/reader/full/scs-wealth-building-report 1/8

]hl wlir`o uhs C%tl q|} }hcr ckiel hlwl cr }` rh`u s`| h`u k|bh }lbho`j`es hir kiml`qq`w}|oc}clr iticjigjl }` kios ibw`rr }hl Ej`gl/ ]hcr ulij}h G|cjmcoe wlq`w} Ijr` rh`ur s`|

h`u s`| bio jltlwiel* ‚lirs }` |rl‛ }lbho`j`es jcnl }hl co}lwol} }` g|cjm K|j}cqjl R}wlikr `dCob`kl/

RBRPUlij}hPG|cjmcoePWlq`w}

Uiwocoe6 B`odcmlo}cij Rlbwl}r Wltlijlm)

Rhiwlm B`|w}lrs `d6 R|qwlkl Birh Rsr}lk (RBR#

Ijj Rlbwl}r Wltlijlm 911, Wcrn+Dwll i}6 uuu/R|qwlklBirhRsr}lk/ol} 

Page 2: SCS Wealth Building Report

8/9/2019 SCS Wealth Building Report

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]igjl `d B`o}lo}r

Ioijsvcoe }hl k`ols Q|vvjl/////////////////////////////////////////////////////////////////////////////////////////////////////////////////<

R`jtcoe }hl K`ols Q|vvjl/////////////////////////////////////////////////////////////////////////////////////////////////////////////////////4

]hl Qiwl}` Qwcobcqjl//////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////5

Ijj Rlbwl}r Wltlijlm 911, Wcrn+Dwll i}6 uuu/R|qwlklBirhRsr}lk/ol} 

Page 3: SCS Wealth Building Report

8/9/2019 SCS Wealth Building Report

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R|qlw Qw`dc}r Klmci* Ijj wceh}r Wlrlwtlm)

Ijj Rlbwl}r Wltlijlm 911, Wcrn+Dwll i}6 uuu/R|qwlklBirhRsr}lk/ol} 

Page 4: SCS Wealth Building Report

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Dcoiobcij Dwllm`k cr `ol `d }hl k`r} r`|eh} id}lw r`bcij r}i}|r co ios R`bcl}s/ @olkis gle }` mcddlw* g|} j``n i} c} }hcr uis6

9/ Cd s`| u`|jm jcnl }` hljq q``w ql`qjl* s`| bio%} m` r` cd s`| s`|wrljd iwl q``w/7/ D`w i o`} d w qw`dc} `weiocvi}c`o }` d|jdcjj c}%r b`wl kiomi}l c} bio%} m` r` uc}h`|}

dcoiobcoe2/ ]` ectl s`|w dikcjs i b`kd w}igjl jcdl d e``m hlij}h* lm|bi}c o iom `}hlw 

gircb ollmr* mldcoc}ljs k`ols cr wly|cwlm/ Co+dib} i b`orcr}lo} r|qqjs `d }hlrikl/

=/ I }lloiel }wscoe }` gl comlqlomlo} `d hcr hlw qiwlo}r bioo`} gl wlijjs dwll / Cdhl rhl cr o`} dcoiobcijjs comlqlomlo}/

</ ]` d`jj`u s`|w mwlik iom r}cjj b`o}co|l }` }inl biwl `d s`|w wlrq`orcgcjc}clr `o

io `oe`coe gircr cr o`} qwib}cbij |ojlrr s`|w iwl r|wl `d i b`o}co|lm dcoiobcijr|qqjs uhlo s`|w mwlik cr co c}r cob|gi}c`o `w ckqjlklo}i}c`o r}iel c/l/ (I }wllk|r} e` }hw`|eh elwkcoi}c`o iom ew`u}h r}ielr gld`wl c} wlibhlr ki}|wi}c`o

}` ectl d`w}h dw|c}#4/ ]` g|s `w g|cjm i h`kl mlqlomr `o h`u k|bh cr jld} `d s`|w mcrq`rigjl cob`klid}lw s`|%tl mlm|b}lm }hl dcxlm lxqlorlr/ Jcnl k`r} ucjj iewll }hlwl cr o`}

k|bh jld} }` ritl/ Co dib} s`|%jj lom |q co mlg} k`r} `d }hl }ckl/5/ ]` g|s i biw (Uhl}hlw c}%r i ocbl }` hitl `w i k|r} hitl#* ul dijj d w }hl lirclr}

`q}c`o uhcbh cr el} io Irrl} J`io (ul%jj ijj no`u i qlwr`oij biw cr o`} io irrl}*

c}r i hceh kico}loiobl jcigcjc}s#/ ]hcr klior s`| el} co mlg} iom rqlom k`wl `ds`|w mcrq`rigjl cob`kl kico}icocoe }hl miko }hcoe/

8/ J|x|wc`|r H`jcmisr+ Ul%jj uio} }` }inl i mwlik h`jcmis uc}h `|w qiw}olwr*

dikcjclr iom dwclomr* g|} }hcr ucjj o`} hiqqlo uc}h i y|c}l e``m ik`|o} coritcoer/ (ieico k`ols)#/

3/ B`o}co|c}s ‒ C}r h|kio oi}|wl }` hitl i mlrcwl `d b`o}co|c}s/ Ul ijj uio} r`kljleibs* r`kl cohlwc}iobl }` jlitl glhcom* }` hitl `|w }h`|eh}r rhiwlm iom gskios/ \od`w}|oi}ljs ijj }hlrl }hcoer ucjj wly|cwl dcoiobcoe i} r`kl q`co}/

91/F|r}cbl+ Cd s`| uio} }` dceh} d`w h|kio wceh}r iom qw`k`}l i blw}ico cmli/ S`|%jj

wly|cwl r`kl k`ols }` rljj `w qw`k`}l s`|w cmli 

‚Iom }hl jcr} e`lr `o/////////

Uljj k`ols cr o`} ltlws}hcoe6

F|r} jcnl K`}hlw ]hlwlri ricm6 ‚}hlwl cr k`wl h|oelw d`w j`tl }hio }hlwl cr d`w gwlim‛/C}%r k`ols bio }inl }hl qjibl `d kios }hcoer jcdl/ \od`w}|oi}ljs c} hir c}r `uo qjibl

iom c}r }hlwl }` r}is/

Ijj Rlbwl}r Wltlijlm 911, Wcrn+Dwll i}6 uuu/R|qwlklBirhRsr}lk/ol} 

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Ir ul%tl rllo co }hl cjj|r}wi}c`or ig`tl* k`ols }inlr i e``m bh|on `d `|w }ckl iomlolwes/ ]hi} klior cd ul hitl }hl k`ols crr|l r`w}lm `|} ul bio |}cjcvl `|w }ckl iomlolwes co }hcoer }hi} ul j`tl }` m` iom biwl ig`|}/

 Ioijsvcoe }hl k`ols Q|vvjl/

H`u bio ul }w|js lof`s jcdl cd ul rqlom k`r} `d `|w }ckl j``ncoe d`w c} }hio lof`scoe c}/

]hl ej`gij jcdl lxqlb}iobs d`w g`}h kijl iom dlkijlr itlwielr i} 45 Sliwr/ (D`w }hl

rinl `d dce|wlr jl}r |rl 41 ‒ }hcr u`|jm o`} iqqjs cd s`|w dw`k Kibi| `w Fiqio uhlwljcdl lxqlb}iobs cr ig`tl 81/#

Ul ucjj mctcml s`|w jcdl co}` 2 rleklo}r69/ 1 } 71 sliwr7/ 79 }` =1 sliwr

2/ =9 }` 41 sliwrRleklo} 9 cr uhlwl j`}r `d jliwocoe iom ew`ucoe |q }inlr qjibl

Rleklo} 7 cr uhlo s`| r}iw} rllncoe s`|w `uo comlqlomlobl c/l/ el} i biwllw mcwlb}c`o* r}iw} i dikcjs* lr}igjcrh s`|wrljd/ ]hcr cr }hl rleklo} uhlwl ul ijj mcrb`tlw h`u k|bh k`ols ki}}lwr/

Rleklo} 2/ S`|%tl jctlm }hl jcdl* s`| no`u uhi} u`wnr iom uhi} m`lro%} * f|r} jcnlkios ris jcdl glecor i} =1/

I} rleklo} 7 cr uhlwl s`| rh`|jm u`wn hiwm }` jis i r`jcm d`|omi}c`o d`w s`|w jcdl*cotlr} iom ckqjlklo} tiwc`|r cob`kl r}wlikr }` hljq s`| lof`s jcdl id}lw c} glecor i}

=1/

\od`w}|oi}ljs }hi}%r o`} ijuisr }hl birl/ Qw`gigjs `|} `d ceo`wiobl `w jibn `d e``m

b`|orlj k`r} ql`qjl dicj i} }hcr rleklo} iom `ojs b`kl }` wlijcvl id}lw }hls%tl gj`uo

}hlcw =1

}h

biomjl/

I} }hcr f|ob}|wl }hi}%r uhlo }hls mcrb`tlw6

‧ I mis f`g ucjj oltlw hljq kl }` lof`s }hl jcdl C uio} }` jctl ‒ C ollm }` r}iw} ks

Ijj Rlbwl}r Wltlijlm 911, Wcrn+Dwll i}6 uuu/R|qwlklBirhRsr}lk/ol} 

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rkijj g|rcolrr `o }hl rcml/

‧ C ollm `}hlw r`|wblr `d cob`kl }` b`kqjlklo} `w ltlo r|wqirr ks k`o}hjsrijiws

‧ C ollm }` cotlr} iom iby|cwl r`kl irrl}r }hi} bio hljq kl elolwi}l r`klqirrctl cob`kl o i k`o}hjs gircr/

‧ I olu biw iom i olu h`kl ‒ ulwl o`} wlijjs irrl}r ir bijjlm r` gs }hl gionlw 

(c/l/ Irrl} dcoiobcoe#/ ]hls m`o%} elolwi}l ios cob`kl g|} }hls b`o}co|ijjs r}cbn kl co mlg}/

‧ Ks ncmr ijj ew`uo+ }hls ollm hcehlw lm|bi}c`o uhcbh cr lxqlorctl iom bio o`j`oelw gl r|qq`w}lm gs ks mis f`g rijiws/

‧ Biwllw ew`u}h + ]hl f`g mlrbwcq}c`o iom f`g }c}jlr lxqiom g|} o`} i} }hl riklwi}l uc}h }hl rijiws dce|wl

‧ Olu lo}wio}r ‒ ]lbho`j`es hir ckqw`tlm iom olu f`g rllnlwr iwl q`rcoe i}hwli} rcobl }hls bio m` uhi} C m` i} i k|bh j`ulw b`r}* uc}h dlulw ijj`uioblr uc}h`|} b`kqjicocoe/

‧ ]hl r`bcl}s6 Hir ewli} lxqlb}i}c`or g|} jc}}jl }` rh`u d`w c}/

 R`jtcoe }hl K`ols Q|vvjl

Uhi} r`j|}c`o m` k`r} ql`qjl e` d`w0 Io KGI

K`r} ql`qjl }hcon }hi} e`coe d`w io KGI ucjj el} }hlcw dcoiobcij qw`gjlkr r`w}lm* Codib} c}r lxqlorctl }hlwl cr o` mi}i }` qw``d }hi} }hls ucjj gl k`wl r|bblrrd|j ir iwlr|j}/ ]hcr jlitlr `ol }` u`omlw6 cr io KGI hcehjs lr}llklm glbi|rl }hlwl cr k|bh

lo}wlqwlol|wcij tij|l }hi} b`klr uc}h c} `w cr c} glbi|rl `ojs i dlu bio kll} }hl b`r}co }lwkr `d }ckl k`ols/

G|} C irn/ Uhi}%r }hl b`kk`o mlo`kcoi}`w ik`oe }hl wcbh iom r|bblrrd|j qlwr`or0

‧ ]hls `uo lo}lwqwcrlr c/l/ }hls iwl o`} lkqj`slm

Cr glcoe lkqj`slm io ltcj }hcoe0 @d b`|wrl c}r o`} iom s`| rh`|jm o`} dllj gim ig`|}c}/

Hlwl cr uhs6 Uhcjl co i u`wn lotcw`oklo} s`| jliwo uhi} }hl }hls m`o%} }libh co bjirriom s`| ei}hlw j`}r `d no`ujlmel }hi} ucjj gl |rld|j uhlo s`| lr}igjcrh s`|w `uo

Ijj Rlbwl}r Wltlijlm 911, Wcrn+Dwll i}6 uuu/R|qwlklBirhRsr}lk/ol} 

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lo}lwqwcrl/

H`ultlw* d`w s`| }` r}iw} bhiooljcoe k`wl cob`kl r}wlikr s`| m`o%} hitl }` y|c}s`|w f`g iom s`| m`o%} ltlo hitl }` r}lij s`|w g`rrlr kio h`|wr m`coe s`|w `uo `o}hl rcml g|rcolrrlr

I }sqcbij mis d`w ios u`wnlw hir 7= h`|wr mctcmlm ir d`jj`ur6

‧ 8 H`|wr ‒ Rjllqcoe

‧ 8 H`|wr ‒ U`wncoe

‧ 8 H`|wr ‒ M`coe `}hlw }hcoer/

K`r} ql`qjl rqlom }hlcw jctlr b`kqjicocoe ig`|} }hl 8 u`wncoe h`|wr iom ucrh cd }hlsmcmo%} hitl i f`g }hls u`|jm kioiecoe }hlcw `uo g|rcolrrlr/

Cd s`|w u`wncoe h`|wr iwl wlijjs }hi} ckq`w}io} co d|jdcjjcoe s`|w jcdl* }hlo wlrq`om }` }hl

d`jj`ucoe y|lwclr iom s`|%jj mcrb`tlw uhi} s`|w dit`wc}l h`|wr wlijjs iwl6

9/ Cd s`| him `ol sliw jld} uhi} u`|jm uio} }` rqlom k`r} `d s`|w }ckl m`coe0(iorulw6 rjllqcoe* u`wncoe `w m`coe `}hlw }hcoer ‒ bh``rl `ol#

7/ Uhlo m` s`| qiw}cbcqi}l co s`|w dit`wc}l h`ggs0 (iorulw6 rjllqcoe* u`wncoe `w m`coe `}hlw }hcoer ‒ bh``rl `ol#

2/ Uhlo mcm s`| dcwr} rll s`|w bhcjm uijn0 (iorulw6 rjllqcoe* u`wncoe `w m`coe`}hlw }hcoer ‒ bh``rl `ol#

C bio jcr} lomjlrr y|lr}c`or g|} s`|%jj mcrb`tlw 81, `d s`|w k`r} klk`wigjl }cklrhiqqlo `w s`|%m jcnl }hlk hiqqlo `o s`|w ‚8 H`|wr ‒ M`coe `}hlw }hcoer/‛ jcdl

rleklo}/

Uc}h`|} y|c}}coe s`|w F`g s`| bio rqlom s`|w 8 `}hlw h`|wr m`coe r`kl}hcoekliocoed|j }hi} ucjj qw`qlj s`|w cob`kl r` }hi} s`| bio b`kqjcklo} `w lxbllm s`|w 

b|wwlo} liwocoer/

]hl Qiwl}` Qwcobcqjl

I} }hcr f|ob}|wl C%m jcnl }` co}w`m|bl }hl Qiwl}` Qwcobcqjl

Ijj Rlbwl}r Wltlijlm 911, Wcrn+Dwll i}6 uuu/R|qwlklBirhRsr}lk/ol} 

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]hl Qiwl}` Qwcobcqjl klior }hi} d`w kios ltlo}r 81, `d }hl wlr|j}r b`klr dw`k }hl71, `d ]hl bi|rlr/

‧ Co Lb`o`kcbr* 81, `d }hl u`wjm EMQ cr b`o}w`jjlm gs 71, `d }hl q`q|ji}c`o

‧ Co R`d}uiwl cd s`| ulwl }` wlb}cds 71, `d }hl g|er wlq`w}lm s`| u`|jm r`jtl 81,

`d }hl r`d}uiwl wlji}lm qw`gjlkr/

‧ ]hl ulij}h `d }hl }`q 2 wcbhlr} ql`qjl co }hl u`wjm (Rjck* G|ddl}} iom Ei}lr# q|}}`el}hlw cr k`wl }hio }hl b`kgcolm ulij}h `d }hl ji}}lw 5 ql`qjl co }hl }`q 91

wcbh jcr}/

\rcoe }hcr Qwcobcqjl C mltlj`qlm uhi} cr o`u bijjlm }hl R|qwlkl Birh Rsr}lk/ C q|}

}`el}hlw i jcr} `d Qw`tlo Kl}h`mr }` kinl K`ols `ojcol }hi} bio g|cjm i B`orcr}lo}

@ojcol cob`kl d|jjlm }` s`|w Gio Ibb`|o}/

]` mcrb`tlw h`u6 911, Wcrn Dwll/ Tcrc} uuu/R|qwlklBirhRsr}lk/Ol} 

]` s`|w R|bblrr*

Kcnl Omleui

QR6 ‚MCRB@TLW ]HL JIVCLR] UIS ]@ ELOLWI]L -73*=84 ULLN UC]H@\] RLJJCOE IOSQW@M\B] @W @UOCOE I ULGRC]L․ uuu/R|qwlklBirhRs}rlk/Ol} 

Bwlmc}r6 ]hl @}hlw 8 H`|wr6 Kixckcvl S`|w Dwll ]ckl }` Bwli}l Olu Ulij}h $ Q|wq`rl 

gs W`glw} Qiejciwcoc (I|}h`w#

Ijj Rlbwl}r Wltlijlm 911, Wcrn+Dwll i}6 uuu/R|qwlklBirhRsr}lk/ol}