SCOTT J.B. PARKER15902 Highway 3 #416 | Webster, TX 77598 | 713-256-3429 | sjbparker2005@yahoo.com

OBJECTIVE: Seeking position as Credit Analyst or related fields within chemical and/or energy sectors.

CAREER SUMMARY:

Career Credit Risk Management and Finance Professional in Oil and Gas Industry and also in Chemical and Banking. Experienced as a Credit Analyst, receiving promotion within a year and a half to Credit Officer, responsible for analyzing commercial and consumer relationships for all bank officers in business development and lending. Experienced in training and mentoring entry level Credit Analysts, all of whom moved upward to other responsibilities. Was appointed Assistant Vice President for Business Development and Lending within roughly the next two and a half years, and transferred to Assistant Vice President for Credit Administration shortly thereafter. Furthermore, responsible for collections, project analysis, compliance, legal audits, business development, lending, and compliance.

Denied approximately $1,000,000 of proposed credit for commercial accounts which saved the business from potential losses during my contract assignment as a Credit Analyst at Solvay Finance (America), LLC.

CRITICAL SKILLS:

Microsoft Office Applications Dunn and Bradstreet Credit Risk MonitorSAP Bloomberg Standard & Poor’sBusiness Warehouse Moody’s Financial Analyst Moody’s Investors Service ROME Statement Analyzer Global Credit ServicesAS400 Livelink Triple Point

PROFESSIONAL EXPERIENCE:

CVS Caremark May 2014 - PresentStore Management Trainee

Leadership and development program for future store managers involving inventory control and

management, photo, merchandising, stocking, delegating tasks and duties to colleagues, enforcing compliance by the company guidelines, opening and closing the store, providing customer service in the pharmacy department, and other duties as assigned.

Primary Services Staffing Agency Mar 2012 - Jan2014Contract Employee, Project Analyst and Credit Analyst

Collaborated, as a project analyst at ConocoPhillips, with three other team members on nearly

19,000 lines of data for the Legal Audit to be submitted to the Commodity Futures Trading Commission by matching names of counterparties, trades, dates, and volume.

As a credit analyst, at Solvay Finance (America), LLC, the customer portfolios were reviewed and monitored on a daily basis while assisting the collectors in releasing orders for customers in a timely and proficient manner. In addition, there was a credit limit approval authority of approximately $300,000 granted for all accounts. There was also cross training in collections to provide continuity in the daily operations.

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Accountemps, a Robert Half International Company Aug 2010 – Oct 2011Contract Employee, Credit Risk Analyst and Credit Analyst

Annual credit evaluations and bond rating reviews on both privately held and publicly traded

companies were completed on average within a one-day time period as a Credit Risk Analyst at Regency Energy Partners, L.P. and Energy Transfer Partners, L.P. Furthermore, assisted management in special duties as assigned.

As a credit analyst for Patriot Bank, there were cash flow analyses and various ratio tests computed for primarily industrial and commercial real estate relationships.

Pasadena Independent School District also previously at: Aug 2009 - Present La Marque and Texas City Independent School Districts Substitute Teacher

Between contract assignments, substitute teaching in the Pasadena Independent School District provided income.

Moody National Bank Jun 2000 - Jul 2009Assistant Vice President, Community Reinvestment Act (CRA) Officer Performed bank wide training on the technical and evolving CRA regulations while monitoring all CRA compliance efforts throughout the Bank to ensure proper procedures and protocols were being followed.

Assistant Vice President, Credit Administration Assisted the Credit Department with analyzing the back-logged accounts due to the rapid growth in loan volume.

Assistant Vice President, Business Development and Lending Sought existing and prospective business relationships while pursuing deposit and loan volume goals of $750,000 and $1,500,000 respectively.

Credit Officer Provided assistance to the business development and lending officers with business development calls on existing and prospective accounts while continuing to perform credit analysis.

Credit Analyst Evaluated on average 10-15 loans per month that were primarily commercial as well asconsumer. In addition, provided debt and deposit summaries for the management and business development and lending officers as needed.

EDUCATION:

Louisiana State University, Graduate School of Banking, Baton Rouge, LA 06/2005Banking Curriculum, Graduate Diploma

Texas A&M University, College Station, TX 05/1999BBA, Finance

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ACADEMIC ACCOMPLISHMENTS AND LEADERSHIP DEVELOPMENT:

Student Advisory Council for the Class of 2005 2003-2005Texas A&M Corps of Cadets 1994-1998 Director of Career Fairs for Southwestern Black Student Leadership Conference 1998-1999Peer Advisor for MEDALS Conference 1996-1999Minority Enrichment Development of Academic and Leadership SkillsCommandant’s Honor Roll Spring 1995