A brief overview

What is a Savings Plan? A way to secure your future by investing your savings

Offers opportunity for creation of wealth

Savings plans help to avoid loss of wealth due to inflation

By investing money at regular intervals, you end up with a lump sum amount in the future.

Types of Savings Plans

Money Back Plus Plan Periodic survival benefits after the 4th, 8th and 12th

policy year, at the rate of 10%, 20% and 30% of the assured sum respectively.

With-Profit Plan

From the first policy year onwards, a bonus rate is declared by the company

120% of the assured sum is paid by maturity

In case of death, 100% of assured sum is paid along with bonuses accrued over time.

Money Back Plus Plan In case of failure to pay premium after completion of 3

policy years, the policy will still continue with the assured sum.

After payment of 3 years, the policy can be surrender at any time.

Premiums paid for the policy are eligible for tax benefit u/s 80c and the accrued benefits are eligible for tax benefit u/s 10(10D)

Money Back Plus Plan Must be 90 days – 60 years of age to be eligible

Maturity age is 76 years

Minimum sum to be assured is Rs.1,00,000

The policy term is 16 years

Premium payment term is 10 years

Premiums can be paid annually, half-yearly or monthly

Money Back Plan Pay a premium for 5 years, get cover for 10 years

Periodic benefits at the end of the 6th and 8th policy year, at the rate of 10% and 15% of sum assured (or paid-up sum)respectively

Get 100% of the sum assured at the end of the policy

In case of death, get the sum assured or paid-up sum assured, disregarding payouts already made

Money Back Plan After payment of 3 full years premium, the policy can

be surrendered at any time

The policy is eligible for tax benefits as per the prevailing tax laws.

Additionally, the policy can be further customized should you decide to also opt for the Aegon ReligareADDD Rider policy.

Endowment Plan In the event of death, the nominee gets 200% of the

assured sum (or paid up sum), along with accrued bonus

Extended life coverage for 5 years after maturity, during which in case of death, nominee receives 100% of assured sum

In case of death before 7 years of age, all paid premiums are returned along with accrued bonuses and the plan is terminated

Endowment Plan The company declares bonuses as a percentage of

assured sum every year the policy is in force. These bonuses are paid in case of maturity or death

Bonuses are accrued after the first three years premiums have been paid. The bonus at the end of the 3rd year includes all bonuses in the previous years

Lesser premiums if the sum assured is Rs.2,50,000 or above

Endowment Plan In case of failure to pay premiums after 3 years, the

policy will still continue with the paid-up sum assured, however no bonuses will be accrued thereafter

After payment of 3 years premium, the policy can be surrendered, upon which the calculated surrender value will be returned. This also applies to all bonuses accrued over time.

The policy is eligible for tax benefits as per the prevailing tax laws.

Endowment Plan Must be 90 days – 60 years to be eligible. Risk cover

starts from 7 years of age

Maturity age is 75 years

Minimum premium amount is 6,000 p.a.

Minimum sum assured is Rs.1,00,000

The policy term can be 15/20/25 years

Premium payment term can be 5/7/10/equal to the policy term

The premium can be paid annually, half-yearly or monthly

Endowment Advantage Plan Get 25% of sum assured 3 years before maturity

In case of death, 100% of assured sum along with bonuses accrued.

In case of death before 7 years of age, all paid premiums are returned along with bonuses

In case of death in the first 3 policy years, the nominee will receive 100% of assured sum along with bonuses

100% of sum assured (or paid-up sum) along with bonuses upon maturity

Endowment Advantage Plan Pay lesser premium if the chosen sum assured is above

Rs.2,50,000

In case of failure to pay premiums after payment of 3 years premium, the policy will still continue with the paid-up sum assured

After payment of 3 years premium, the policy can be surrendered, upon which the calculated surrender value will be returned. This also applies to all bonuses accrued over time.

The policy is eligible for tax benefits as per the prevailing tax laws.

Endowment Advantage Plan Must be 90 days – 60 years to be eligible. Risk cover

starts from 7 years of age

Maturity age is 75 years

Minimum premium amount is 6,000 p.a.

Minimum sum assured is Rs.75,000

The policy term can be 15/20/25 years

Premium payment term can be 7/10/equal to the policy term

The premium can be paid annually, half-yearly or monthly

Contact Info www.aegonreligare.com

Corporate and Registered OfficeAEGON Religare Life Insurance,2nd Floor, Paranjpe B Scheme, Subhash Road, Near Garware House,Vile Parle (E), Mumbai - 400 057.

Thank You