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THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

*DISCLAIMER

All info. is subject to change at any time and without warning.

THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

THE ROLE OF THE HEALTH INSURANCE BROKER

THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

ACCORDING TO A RECENT SURVEY FROM MARKET RESEARCH FIRM TNS

THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

THE BROKER/AGENT ROLE….

• Really hasn’t changed, except, there are many more choices and options than before; a broker can help “you” find a plan that best fits you and your family

• Use a “qualified broker”

• Make sure the broker is certified with Nevada Health Link

• Enroll and provide individuals/groups health insurance plans “on” and “off” the exchange

• Broker “locator” on the exchange website, to select a broker

• Use a broker that has experience

• Discuss possible tax implications on individual subsidy

THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

OFF EXCHANGE CARRIERS

• Nevada Health CO-OP*• Sierra Health and Life*• Health Plan of Nevada*• St. Mary’s Health Plans*• Hometown Health*• Anthem*• Humana*• Aetna*• Time*• Celtic*

*Carrier plans and rates pending- available sometime in October

THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

ON EXCHANGE CARRIERSQualified Health Plan (no dental) Issuers:

• Anthem*• Nevada CO-OP*• Health Plan of Nevada• St. Mary’s Health Plans

*Offering on both Individual and SHOP markets

• These insurance carriers are providing approximately 80 medical plans and 90 standalone dental plans.

• Size of network could be limited

THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

ON EXCHANGE CARRIERS

Standalone Dental Plan Issuers:

• Anthem• Best Life• Delta Dental• Liberty Dental• Nevada Dental Benefits, Ltd.• Premier Access Dental• Guardian Life Insurance Company**

**SHOP only. The rest will offer on both individual and SHOP markets.

•These insurance carriers are providing approximately 80 medical plans and 90 standalone dental plans.•Size of network could be limited

THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

STRATEGIES BEFORE JANUARY 1, 2014

• Talk to a “qualified” broker

• Look at early renewal options- individual/group

• If insurable, look into new plans by Dec 31, 2013

THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

ROMEO “RO” L

AZZARONE,

LUTC

F

775-673-4

456

ww

w.TheL

azza

roneG

roup.c

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THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM