risk based pricing rule — fico score - experian · pdf file475 anton boulevard costa...

475 Anton BoulevardCosta Mesa, CA 92626www.experian.com

Risk Based Pricing Rule — FICO® Score

• FICO® Score 1 Graph, EXF2G-H • FICO® Score 1 Table, EXF2G-H • FICO® Score 2 Graph, EXF3G-H • FICO® Score 2 Table, EXF3G-H • FICO® Score 3 Graph, EXF4G-H • FICO® Score 3 Table, EXF4G-H • FICO® Score 8 Graph, EXF5G-H • FICO® Score 8 Table, EXF5G-H • FICO® Score 9 Graph, EXF6G-H • FICO® Score 9 Table, EXF6G-H

To view a specific graph or table, click on the respective link below.

EXF2G-H

1%

10%

16%

10%11%

15%

27%

10%

0%

5%

10%

15%

20%

25%

30%

375–499 500–549 550–599 600–649 650–699 700–749 750–799 800–827

% o

f con

sum

ers

wit

h sc

ores

in p

arti

cula

r ran

ge

FICO® Score 1

© 2017 FICO EXF2G-H

FICO® Score 1© 2017 FICO; © 2017 Experian; All rights reserved

EXF3G-H

3%

7%

10%

13%14%

22%21%

0%

5%

10%

15%

20%

25%

320–499 500–549 550–599 600–649 650–699 700–749 750–799 800–844

% o

f con

sum

ers

wit

h sc

ores

in p

arti

cula

r ran

ge

FICO® Score 2


10%


EXF4G-H

3%

6%

9%

14%

16%

19%

22%

0%

5%

10%

15%

20%

25%

325–499 500–549 550–599 600–649 650–699 700–749 750–799 800–850

% o

f con

sum

ers

wit

h sc

ores

in p

arti

cula

r ran

ge

FICO® Score 3


11%


EXF5G-H

4%

7%8%

13%

18%20%20%

0%

5%

10%

15%

20%

25%

316–499 500–549 550–599 600–649 650–699 700–749 750–799 800–850

% o

f con

sum

ers

wit

h sc

ores

in p

arti

cula

r ran

ge

FICO® Score 8


10%


EXF6G-H

6% 7% 7%

13%

17%

24%

17%

0%

5%

10%

15%

20%

25%

300–499 500–549 550–599 600–649 650–699 700–749 750–799 800–850

% o

f con

sum

ers

wit

h sc

ores

in p

arti

cula

r ran

ge

FICO® Score 9

FICO® Score 9


9%

© 2017 FICO; © 2017 Experian; All rights reserved

FICO® Score 1

Score Range Min Score Range Max Cumulative %

375 496 1%

497 507 2%

508 513 3%

514 519 4%

520 523 5%

524 527 6%

528 531 7%

532 536 8%

537 540 9%

541 544 10%

545 546 11%

547 550 12%

551 554 13%

555 557 14%

558 561 15%

562 563 16%

564 566 17%

567 569 18%

570 572 19%

573 573 20%

574 577 21%

578 581 22%

582 584 23%

585 588 24%

589 591 25%

592 595 26%

596 598 27%

599 602 28%

603 607 29%

608 612 30%

613 617 31%

618 623 32%

624 628 33%

629 634 34%

635 639 35%

640 644 36%

FICO® Score 1


645 649 37%

650 653 38%

654 658 39%

659 663 40%

664 668 41%

669 672 42%

673 677 43%

678 681 44%

682 685 45%

686 689 46%

690 694 47%

695 697 48%

698 701 49%

702 705 50%

706 709 51%

710 712 52%

713 715 53%

716 719 54%

720 723 55%

724 726 56%

727 730 57%

731 733 58%

734 736 59%

737 740 60%

741 742 61%

743 745 62%

746 748 63%

749 751 64%

752 753 65%

754 756 66%

757 758 67%

759 760 68%

761 762 69%

763 765 70%

766 767 71%

768 769 72%

770 770 73%

771 772 74%

773 774 75%

FICO® Score 1


775 776 76%

777 778 77%

779 780 78%

781 781 79%

782 782 80%

783 784 81%

785 786 82%

787 787 83%

788 789 84%

790 790 85%

791 792 86%

793 794 87%

795 796 88%

797 798 89%

799 799 90%

800 802 91%

803 803 93%

804 804 95%

805 808 96%

809 809 97%

810 810 98%

811 813 99%

814 827 100%

© 2017 FICO; © 2017 Experian; All rights reserved EXF2G-H

FICO® Score 2


320 475 1%

476 490 2%

491 501 3%

502 510 4%

511 518 5%

519 525 6%

526 531 7%

532 537 8%

538 543 9%

544 549 10%

550 554 11%

555 559 12%

560 565 13%

566 570 14%

571 575 15%

576 580 16%

581 585 17%

586 590 18%

591 595 19%

596 600 20%

601 605 21%

606 610 22%

611 615 23%

616 620 24%

621 625 25%

626 631 26%

632 636 27%

637 641 28%

642 645 29%

646 650 30%

651 654 31%

655 658 32%

659 662 33%

663 667 34%

668 670 35%

671 674 36%

FICO® Score 2


675 678 37%

679 682 38%

683 686 39%

687 690 40%

691 694 41%

695 698 42%

699 701 43%

702 705 44%

706 709 45%

710 712 46%

713 716 47%

717 719 48%

720 723 49%

724 726 50%

727 730 51%

731 733 52%

734 736 53%

737 740 54%

741 743 55%

744 746 56%

747 749 57%

750 753 58%

754 755 59%

756 758 60%

759 761 61%

762 764 62%

765 766 63%

767 769 64%

770 772 65%

773 774 66%

775 776 67%

777 779 68%

780 781 69%

782 784 70%

785 786 71%

787 787 72%

788 790 73%

791 791 74%

792 793 75%

FICO® Score 2


794 795 76%

796 796 77%

797 798 78%

799 800 79%

801 802 80%

803 803 81%

804 805 82%

806 807 83%

808 808 84%

809 810 85%

811 812 86%

813 814 87%

815 815 88%

816 817 89%

818 819 90%

820 820 91%

821 822 92%

823 824 93%

825 826 94%

827 828 95%

829 830 96%

831 832 97%

833 837 98%

838 839 99%

840 844 100%


FICO® Score 3


325 469 1%

470 486 2%

487 499 3%

500 509 4%

510 518 5%

519 527 6%

528 534 7%

535 542 8%

543 548 9%

549 555 10%

556 561 11%

562 567 12%

568 573 13%

574 579 14%

580 585 15%

586 591 16%

592 596 17%

597 602 18%

603 607 19%

608 612 20%

613 617 21%

618 622 22%

623 627 23%

628 632 24%

633 636 25%

637 641 26%

642 645 27%

646 650 28%

651 654 29%

655 658 30%

659 662 31%

663 666 32%

667 669 33%

670 673 34%

674 676 35%

677 679 36%

FICO® Score 3


680 683 37%

684 686 38%

687 689 39%

690 692 40%

693 696 41%

697 699 42%

700 701 43%

702 705 44%

706 707 45%

708 711 46%

712 713 47%

714 716 48%

717 719 49%

720 722 50%

723 725 51%

726 729 52%

730 731 53%

732 735 54%

736 738 55%

739 741 56%

742 744 57%

745 748 58%

749 750 59%

751 754 60%

755 757 61%

758 759 62%

760 762 63%

763 765 64%

766 768 65%

769 771 66%

772 773 67%

774 775 68%

776 778 69%

779 780 70%

781 782 71%

783 784 72%

785 786 73%

787 788 74%

789 790 75%

FICO® Score 3


791 792 76%

793 794 77%

795 795 78%

796 797 79%

798 799 80%

800 800 81%

801 802 82%

803 804 83%

805 805 84%

806 807 85%

808 808 86%

809 810 87%

811 811 88%

812 813 89%

814 815 90%

816 817 91%

818 818 92%

819 819 94%

820 822 95%

823 823 96%

824 825 97%

826 829 98%

830 834 99%

835 850 100%


FICO® Score 8


316 465 1%

466 478 2%

479 488 3%

489 496 4%

497 504 5%

505 512 6%

513 519 7%

520 527 8%

528 534 9%

535 541 10%

542 548 11%

549 555 12%

556 561 13%

562 567 14%

568 573 15%

574 580 16%

581 585 17%

586 591 18%

592 597 19%

598 603 20%

604 608 21%

609 614 22%

615 619 23%

620 624 24%

625 629 25%

630 635 26%

636 639 27%

640 644 28%

645 649 29%

650 653 30%

654 657 31%

658 661 32%

662 665 33%

666 669 34%

670 673 35%

674 677 36%

FICO® Score 8


678 681 37%

682 685 38%

686 688 39%

689 692 40%

693 696 41%

697 699 42%

700 703 43%

704 705 44%

706 709 45%

710 712 46%

713 713 47%

714 717 48%

718 720 49%

721 723 50%

724 726 51%

727 729 52%

730 732 53%

733 735 54%

736 737 55%

738 740 56%

741 743 57%

744 744 58%

745 746 59%

747 749 60%

750 752 61%

753 755 62%

756 758 63%

759 760 64%

761 763 65%

764 765 66%

766 768 67%

769 771 68%

772 773 69%

774 776 70%

777 778 71%

779 781 72%

782 783 73%

784 785 74%

786 787 75%

FICO® Score 8


788 790 76%

791 792 77%

793 794 78%

795 797 79%

798 799 80%

800 801 81%

802 803 82%

804 805 83%

806 807 84%

808 809 85%

810 811 86%

812 813 87%

814 815 88%

816 817 89%

818 819 90%

820 822 91%

823 824 92%

825 827 93%

828 829 94%

830 832 95%

833 836 96%

837 839 97%

840 844 98%

845 849 99%

850 850 100%


FICO® Score 9


300 439 1%

440 460 2%

461 474 3%

475 484 4%

485 493 5%

494 501 6%

502 509 7%

510 516 8%

517 523 9%

524 531 10%

532 538 11%

539 545 12%

546 552 13%

553 560 14%

561 566 15%

567 573 16%

574 580 17%

581 587 18%

588 594 19%

595 600 20%

601 607 21%

608 613 22%

614 620 23%

621 625 24%

626 631 25%

632 636 26%

637 641 27%

642 644 28%

645 648 29%

649 653 30%

654 658 31%

659 662 32%

663 667 33%

668 671 34%

672 674 35%

675 678 36%

FICO® Score 9


679 682 37%

683 686 38%

687 689 39%

690 693 40%

694 696 41%

697 697 42%

698 701 43%

702 704 44%

705 708 45%

709 711 46%

712 714 47%

715 717 48%

718 718 49%

719 722 50%

723 725 51%

726 727 52%

728 731 53%

732 734 54%

735 737 55%

738 740 56%

741 744 57%

745 747 58%

748 750 59%

751 753 60%

754 756 61%

757 760 62%

761 763 63%

764 766 64%

767 769 65%

770 772 66%

773 775 67%

776 778 68%

779 781 69%

782 784 70%

785 786 71%

787 789 72%

790 792 73%

793 795 74%

796 798 75%

FICO® Score 9


799 800 76%

801 802 77%

803 805 78%

806 807 79%

808 810 80%

811 812 81%

813 814 82%

815 816 83%

817 819 84%

820 821 85%

822 823 86%

824 825 87%

826 827 88%

828 829 89%

830 831 90%

832 832 91%

833 834 92%

835 836 93%

837 838 94%

839 840 95%

841 843 96%

844 846 97%

847 849 98%

850 850 100%


risk based pricing rule — fico score - experian · pdf file475 anton boulevard costa...

Documents