Montello Wealth Management

A Registered Investment

Advisory Firm.

Rising Dividend Growth Portfolio

Rising Dividend Growth Portfolio

Montello Wealth Management is proud to present the Rising Dividend Portfolio. This consumer driven portfolio

consists of 25 high quality dividend yielding stocks that serve conservative investors who seek above average current

income with relatively modest market risk. The portfolio invests within defensive sectors such as Consumer Goods,

REITS, Energy, MLPs, Healthcare, Telecom and Utilities.

These companies supply products and services most consumers use on a daily basis such as Food, Housing, Utilities,

Telephones, Cable, Health care products and Clothing.

Many of the companies in the Rising Dividend Portfolio have been paying dividends for more than 100 years and some

of these well known companies have been increasing their dividend each and every year for over 25 years.

Montello Wealth Management

Rising Dividend Growth Portfolio Approved for public use.

The portfolio seeks to provide capital preservation, attractive current income and long term capital appreciation by effectively managing a focused and diversified portfolio of high quality dividend paying companies that raise their dividend annually.

Average Annual Total Returns(As of 11-30-2011) Excluding advisory management fees MORNINGSTAR™ Style Box

38 17 15

8 15 0

7 0 0 The Rising Dividend Portfolio has a concentrated in Large cap companies with a bias toward Value and Blend.

Portfolio breakdown: Sector allocations

Health care

Telecom

REITs

Energy

Consumer Goods

MLPs

Utilities

Performance data represents past performance, which does not guarantee future results. Current performance may differ from figures shown. The portfolio’s investment return and principal will change with market conditions, and you may have a gain or a loss when you sell a holding within the portfolio. Please call Montello Wealth Management at 561-694-6660 or visit Montello wealth.com for the most recent month end performance.

…………..…. 8.0%

……………... 8.0%

……………... 8.0%

………………12.0%

..………...16.0%

……………...16.0%

………………20.0%

Portfolio Manager Insights: We constructed the Rising Dividend Portfolio using companies from historically defensive sectors. We seek companies that demonstrate a strong balance sheet, growing cash flows, superior financial strength and who plan to continue to raise dividends for their shareholders. Among companies that meet these criteria, we purchase stocks that are attractively priced. The result is a well diversified portfolio with a significantly higher dividend yield than the overall market. The portfolio specifically excludes non-dividend paying companies and will remove a company from the portfolio if the underlying fundamentals change. For years we have emphasized the importance of dividends in a portfolio for those contemplating or beginning retirement. Dividends are essential for those who are withdrawing from their retirement account or planning a sustainable non-accumulation strategy. This is particularly true now with interest rates so low that bond yields offer little income opportunities.

We are quite proud of the results achieved in the Rising Dividend Portfolio What are the Risks? Value securities may not increase in price as anticipated or may decline

Further in value. While smaller and midsized companies may offer substantial Opportunities for capital growth, they involve heightened risk and should be considered speculative.

Montello Wealth is a registered

Investment Advisory Firm in the

State of Florida. CRD # 151058.

www.montellowealth.com

1 yr 3 yrs 5 yrs 10 yrs

Rising Dividend Portfolio 21.75% 23.65% 10.74% 12.21%

Benchmark 5.77% 11.23% -2.84% 2.73% ( S&P 500 Value index)

Rising Dividend Growth Portfolio Approved for public use.

The Rising Dividend Portfolio invests within defensive sectors such as Consumer Goods, Telecom, REITs, Master Limited Partnerships, Healthcare, Energy and Utilities. Many of the companies represented in the Rising Dividend Portfolio have been paying dividends for over 100 years and

have been increasing their dividends each and every year for decades.

Key Portfolio Statistics______________ Sector Allocation_______________ Represents weighted averages

Number of Holdings 25 Health Care 8.0% Market Cap ( $Billions) $ 59.1 Telecom 8.0% Annual Dividend Yield 4.38% REITS 8.0% Beta .63 Energy 12.0% Payout Ratio – 2011 59% Consumer Goods 16.0% Moody’s debt rating 100% investment grade MLP’s 16.0%

Dividend Growth – 2011 YTD 8.05% Utilities 20.0%

___________________________________________________________________________________________________ Montello Wealth Management is a Registered Investment Advisory Firm 2401 PGA Blvd., Ste 280, Palm Beach Gardens, Florida. 33410 561-694-6660 www.montellowealth.com

Annual 2011 Dvd 2011 2010 Dvd Incr NAME Symbol Dvd Yield Annualized Dvd Paid Dvd Paid YOY

Altria Group Inc. MO 5.77% $ 1.64 $ 1.55 $ 1.42 9.15%

H.J Heinz Co HNZ 3.67% $ 1.92 $ 1.86 $ 1.74 6.90%

Phillip Morris PM 4.08% $ 3.08 $ 2.69 $ 2.38 13.03%

McCormick & Co. MKC 2.54% $ 1.24 $ 1.12 $ 1.04 7.69%

Hormel HRL 2.07% $ 0.60 $ 0.51 $ 0.42 21.43%

Chevron Inc. CVX 3.09% $ 3.24 $ 3.09 $ 2.84 8.80%

Conoco Phillips COP 3.64% $ 2.64 $ 2.64 $ 2.15 22.79%

Bristol - Myers Squibb BMY 4.03% $ 1.32 $ 1.32 $ 1.28 3.13%

Kimberly - Clark KMB 3.96% $ 2.80 $ 2.76 $ 2.58 6.98%

Buckeye Partners LP BPL 6.41% $ 4.10 $ 4.03 $ 3.83 5.23%

Enterprise Products Part EPD 5.29% $ 2.45 $ 2.41 $ 2.29 5.25%

Kinder Morgan Energy LP KMP 5.89% $ 4.64 $ 4.58 $ 4.32 6.02%

Williams Partners LP WPZ 5.02% $ 2.99 $ 2.90 $ 2.65 9.33%

Century Link CTL 8.17% $ 2.90 $ 2.90 $ 2.90 0.00%

BCE Inc. BCE 5.23% $ 2.07 $ 1.99 $ 1.73 14.57%

Dominion Resources D 3.90% $ 1.97 $ 1.97 $ 1.83 7.65%

Duke Energy Corporation DUK 4.85% $ 1.00 $ 0.99 $ 0.97 2.06%

MGE Energy Gas - Electric MGEE 3.48% $ 1.53 $ 1.52 $ 1.49 1.91%

Piedmont Natural Gas PNY 3.58% $ 1.16 $ 1.15 $ 1.11 3.60%

Consolidated Edison ED 4.09% $ 2.40 $ 2.40 $ 2.38 0.84%

Federal Realty Trust FRT 3.09% $ 2.76 $ 2.70 $ 2.65 1.89%

HCP corporation HCP 5.09% $ 1.92 $ 1.92 $ 1.86 3.23%

RPM Intl- specialty RPM 3.66% $ 0.86 $ 0.85 $ 0.83 2.42%

VF Corp VFC 2.08% $ 2.88 $ 2.61 $ 2.43 7.41%

McDonalds MCD 2.93% $ 2.80 $ 2.53 $ 2.26 11.95%

The Rising Dividend Portfolio seeks to provide capital preservation, attractive current income and long term capital

appreciation by efficiently managing a focused and diversified portfolio of high quality dividend paying companies.

The portfolio serves conservative investors who seek above average current income with relatively modest market

risk.

The rising dividend strategy is a focused

portfolio of 25 high quality, dividend

yielding stocks that provide the highest

possible dividend yield within the

constraints of quality, capital preservation

and diversification

Overview

The Strategy has 3 goals

1) Provide asset preservation 2) Generate current income 3) Long term capital growth Investment process combines quantitative and qualitative approaches Investments in common stocks are based on the following criteria: > Quantitative selection of portfolio > Candidates based on quality, momentum, Valuation and timeliness criteria The average portfolio yield is 4.38%

Highlights

Laurence Montello, Managing Director Head of Investments

16 years of investment experience * Managing Director- Montello Wealth

* Director and V.P – Harris Private Bank

* Partner and V.P – MPM group, RBC Dain

Rauscher

Education Masters Degree–Management / Finance

Harvard University (current) * Bachelors Degree -Finance–Phoenix University

* CFP education –Fl. Gulf Coast University * CLU education – American College

Portfolio Manager

Montello Wealth Management Inc.

Rising Dividend Growth Portfolio Approved for public use.

Important Dividend Information

Symbol Company Name # of Years # of

years Dvd Annual 2011 2010 YOY Incr. Payout Beta

Consumer Staples Rising Dvds. Dvds paid Yield Dvd

Dvd Paid Dvd Paid

2011 /2010 Ratio (Risk)

MO Altria Group Inc. 43 83 5.77% $ 1.64 $ 1.55 $ 1.42 9.15% 93.0% 0.43 HNZ H.J Heinz Co 8 100 3.67% $ 1.92 $ 1.86 $ 1.74 6.90% 61.0% 0.60 PM Phillip Morris 2 3 4.08% $ 3.08 $ 2.69 $ 2.38 13.03% 57.0% 0.92

MKC McCormick & Co. 25 86 2.54% $ 1.24 $ 1.12 $ 1.04 7.69% 39.0% 0.32 HRL Hormel 44 83 2.07% $ 0.60 $ 0.51 $ 0.42 21.43% 28.0% 0.32 PG Procter and Gamble 55 120 3.25% $ 2.10 $ 2.06 $ 1.89 8.99% 50.0% 0.50

UVV Universal Corporation 40 84 4.65% $ 1.96 $ 1.92 $ 1.88 2.13% 37.0% 0.63

Energy

CVX Chevron Inc. 19 99 3.09% $ 3.24 $ 3.09 $ 2.84 8.80% 26.0% 0.76 COP Conoco Phillips 10 77 3.64% $ 2.64 $ 2.64 $ 2.15 22.79% 30.0% 1.23 XOM Exxon Mobile 28 129 2.36% $ 1.88 $ 1.85 $ 1.74 6.32% 24.0% 0.46 AEP American Electric Power 1 98 4.80% $ 1.88 $ 1.85 $ 1.71 8.19% 49.0% 0.41

Financials

BMO Bank of Montreal 1 182 4.70% $ 2.78 54.0% 1.40

Healthcare & Personal Products

BMY Bristol - Myers Squibb 1 111 4.03% $ 1.32 $ 1.32 $ 1.28 3.13% 68.0% 0.43 ABT Abbott Labs 38 85 3.55% $ 1.92 $ 1.88 $ 1.72 9.30% 64.0% 0.34 CL Colgate -Palmolive Co. 48 116 2.57% $ 2.32 $ 2.27 $ 2.03 11.82% 46.0% 0.34

KMB Kimberly - Clark 36 76 3.96% $ 2.80 $ 2.76 $ 2.58 6.98% 66.0% 0.34

Master Limited Partnerships

BPL Buckeye Partners LP 15 21 6.41% $ 4.10 $ 4.03 $ 3.83 5.22% 0.03

EPD Enterprise Products Part 12 13 5.29% $ 2.45 $ 2.41 $ 2.29 5.24% 0.53

KMP Kinder Morgan Energy LP 14 19 5.89% $ 4.64 $ 4.58 $ 4.32 6.02% 0.28

WPZ Williams Partners LP 5 6 5.02% $ 2.99 $ 2.90 $ 2.65 9.43% 1.16

Insurance Services CB Chubb Corp 48 121 2.36% $ 1.56 $ 1.54 $ 1.46 5.48% 22.0% 0.64

MCY Mercury General Corp 19 24 5.54% $ 2.44 $ 2.41 $ 2.37 1.69% 69.0% 0.90

Telecommunications

T AT&T Inc. 6 130 5.94% $ 1.72 $ 1.72 $ 1.68 2.38% 50.0% 0.44 CTL Century Link 37 37 8.17% $ 2.90 $ 2.90 $ 2.90 0.00% 123.0% 0.78 BCE BCE Inc. 2 5 5.23% $ 2.07 $ 1.99 $ 1.73 15.03% 69.0% 0.85 VZ Verizon Comm. Inc. 6 27 5.28% $ 2.00 $ 1.96 $ 1.91 2.62% 102.0% 0.48

Utilities Gas & Electric BKH Black Hills Corporation 39 69 4.44% $ 1.46 $ 1.46 $ 1.44 1.39% 71.0% 0.98

D Dominion Resources 7 86 3.90% $ 1.97 $ 1.97 $ 1.83 7.65% 65.0% 0.55 DUK Duke Energy Corporation 3 85 4.85% $ 1.00 $ 0.99 $ 0.97 2.06% 63.0% 0.37 WGL WG Holdings 34 159 3.67% $ 1.55 $ 1.54 $ 1.50 2.67% 64.0% 0.27

MGEE MGE Energy Gas - Electric 35 102 3.48% $ 1.53 $ 1.52 $ 1.49 2.01% 56.0% 0.40 PNY Piedmont Natural Gas 31 55 3.58% $ 1.16 $ 1.15 $ 1.11 3.60% 72.0% 0.53

CTWS Connecticut Water Serv 19 21 3.47% $ 0.95 $ 0.94 $ 0.92 2.17% 66.0% 0.61 ED Consolidated Edison 37 126 4.09% $ 2.40 $ 2.40 $ 2.38 0.84% 65.0% 0.24

REITs

NHI National Health Invest. 1 20 5.86% $ 2.46 $ 2.45 $ 2.41 1.66% 0 0.83 FRT Federal Realty Trust 43 43 3.09% $ 2.76 $ 2.70 $ 2.65 1.89% 0 1.09 HCP HCP corporation 19 21 5.09% $ 1.92 $ 1.92 $ 1.86 3.23% 0 1.42 WRE Washington Real Estate 41 49 6.45% $ 1.74 $ 1.73 $ 1.73 0.00% 0 1.25

Misc.

LEG Leggett & Platt Inc. 39 72 5.00% $ 1.12 $ 1.09 $ 1.05 3.81% 91.0% 1.33 CLX Clorox Company 34 43 3.68% $ 2.40 $ 2.30 $ 2.10 9.52% 55.0% 0.46 PPG PPG Industries 39 112 2.69% $ 2.28 $ 2.26 $ 2.18 3.67% 33.0% 1.55 RPM RPM Intl- specialty 37 42 3.66% $ 0.86 $ 0.85 $ 0.83 2.41% 55.0% 1.48 MSA Mine Safety Application 40 93 3.05% $ 1.04 $ 1.03 $ 0.99 4.04% 58.0% 1.5 SWK Stanley - Black & Deckr 33 134 2.52% $ 1.64 $ 1.64 $ 1.34 22.39% 40.0% 1.59 DOV Dover Corp 55 64 2.25% $ 1.26 $ 1.18 $ 1.07 10.28% 27.0% 1.37 KO Coca Cola Company 49 118 2.83% $ 1.88 $ 1.88 $ 1.74 8.05% 34.0% 0.32

EMR Emerson Electric 54 64 3.12% $ 1.60 $ 1.43 $ 1.35 5.93% 42.0% 1.27 ADP Automatic data process 35 37 3.08% $ 1.58 $ 1.44 $ 1.36 5.88% 56.0% 0.57

WMT Walmart 35 38 2.60% $ 1.46 $ 1.40 $ 1.18 15.56% 31.0% 0.43 MCD McDonalds 34 35 2.93% $ 2.80 $ 2.53 $ 2.26 11.95% 48.0% 0.34 VFC VF Corp- apparel 38 70 2.08% $ 2.88 $ 2.61 $ 2.43 7.41% 41.0% 0.82

Montello Wealth Management Inc.

Rising Dividend Growth Portfolio Approved for public use.

Montello Wealth Management Inc.

Rising Dividend Growth Portfolio Approved for public use.

Montello Wealth Management Inc.

Rising Dividend Growth Portfolio Approved for public use.

Below are the current holdings in the Rising Dividend Portfolio: Altria Group Inc. 6601 West Broad Street Founded: 1919 Dividends paid since: 1928 Richmond, VA 23230 Sector: Consumer Goods Dividends increased each year since: 1968 United States Industry: Cigarettes Full Time Employees: 10,000 as of 12-2011 Altria Group, Inc., through its subsidiaries, engages in the manufacture and sale of cigarettes, smokeless products, and wine in the United States and internationally. It offers cigarettes under the Marlboro, Virginia Slims, Parliament, Benson & Hedges, Basic, and L&M brands; smokeless tobacco products under the Copenhagen, Skoal, Red Seal, Husky brands, and Marlboro snus brands; and machine-made large cigars and pipe tobacco.

H.J Heinz Company One PPG Place Founded: 1869 Dividends paid since: 1911 Suite 3100 Sector: Consumer Goods Dividends increased each year since: 2003 Pittsburg, PA 15222 Industry: Food –Major Diversified Full Time Employees: 34,800 as of 12-2011 H. J. Heinz Company manufactures and markets food products for consumers, and foodservice and institutional customers in North America, Europe, the Asia Pacific, and internationally. The company primarily offers ketchup, condiments and sauces, frozen food, soups, beans and pasta meals, infant nutrition, and other food products.

Philip Morris International, Inc. 120 Park Avenue Founded: 1987 Dividends paid since: 2008 New York, NY 10017-5592 Sector: Consumer Goods Dividends increased each year since: 2009 United States Industry: Cigarettes Full Time Employees: 78,300 as of 12-2011 Philip Morris International Inc., through its subsidiaries, manufactures and sells cigarettes and other tobacco products. Its portfolio of international and local brands includes Marlboro, Merit, Parliament, Virginia Slims, L&M, Chesterfield, Bond Street, Lark, Muratti, Next, Philip Morris, and Red & White.

McCormick & Company, Inc. 18 Loveton Circle Founded: 1889 Dividends paid since: 1925 P.O Box 6000 Sector: Consumer Goods Dividends increased each year since: 1986 Sparks, MD 21152-6000 Industry: Processed & Packaged Goods Full Time Employees: 7,500 as of 12-2011 United States McCormick & Company, Incorporated engages in the manufacture, marketing, and distribution of flavor products and other specialty food products to the food industry worldwide. It operates in two segments, Consumer and Industrial. The Consumer segment offers spices, herbs, extracts, seasoning blends, sauces, marinades, and specialty foods to the consumer food market through retail outlets, including grocery, mass merchandise, warehouse clubs, and discount and drug stores

Hormel Food Corporation 1 Hormel Place Founded: 1891 Dividends paid since: 1928 Austin, MN 55912-5611 Sector: Consumer Goods Dividends increased each year since: 1967 United States Industry: Meat Products Full Time Employees: 78,300 as of 12-2011 Hormel Foods Corporation, together with its subsidiaries, produces and markets various meat and food products in the United States and Internationally. It offers meat products, including fresh, frozen, cured, smoked, cooked, and canned meat.

Chevron Corporation 6001 Bollinger Canyon Road Founded: 1879 Dividends paid since: 1928 San Ramon, CA 94583-2324 Sector: Basic Materials Dividends increased each year since: 1967 United States Industry: Major Integrated Oil & Gas Full Time Employees: 62,000 as of 12-2011 Chevron Corporation, through its subsidiaries, engages in petroleum, chemicals, mining, power generation, and energy operations worldwide. It operates in two segments, Upstream and Downstream. The Upstream segment involves in the exploration, development, and production of crude oil and natural gas. The Downstream segment engages in the refining of crude oil into petroleum products; marketing of crude oil and refined products primarily under the Chevron, Texaco, and Caltex brand names.

ConocoPhillips 600 North Dairy Ashford Founded: 1917 Dividends paid since: 1934 Houston, TX 77079-1175 Sector: Basic Materials Dividends increased each year since: 2000 United States Industry: Major Integrated Oil & Gas Full Time Employees: 29,700 as of 12-2011 ConocoPhillips operates as an integrated energy company worldwide. The company’s Exploration and Production (E&P) segment explores for, produces, transports, and markets crude oil, bitumen, natural gas, liquefied natural gas, and natural gas liquids. Its Midstream segment gathers, processes, and markets natural gas; and fractionates and markets natural gas liquids in the United States and Trinidad.

Bristol Myers Squibb Company

345 Park Avenue Founded: 1887 Dividends paid since: 1900 New York NY 10054 Sector: Health Care Dividends increased each year since: 2010 United States Industry: Drug Manufactures- Major Full Time Employees: 27,000 as of 12-2011 Bristol-Myers Squibb Company, a global biopharmaceutical company, discovers, develops, and delivers innovative medicines that help patients prevail over serious diseases. The company focuses on areas of serious unmet medical needs, such as cardiovascular disease, mental illness, cancer, HIV/AIDS, hepatitis B and C, rheumatoid arthritis, type 2 diabetes, solid organ transplantation, and Alzheimer's disease.

Montello Wealth Management Inc.

Rising Dividend Growth Portfolio Approved for public use.

Below are the current holdings in the Rising Dividend Portfolio: Kimberly-Clark Corporation P.O Box 619100 Founded: 1872 Dividends paid since: 1935 Dallas, TX 75261-9100 Sector: Consumer Goods Dividends increased each year since: 1975 United States Industry: Personal Products Full Time Employees: 57,000 as of 12-2011 Kimberly-Clark Corporation, together with its subsidiaries, engages in the manufacture and marketing of health care products worldwide. The company operates in four segments: Personal Care, Consumer Tissue, K-C Professional & Other, and Health Care. The Personal Care segment manufactures and markets disposable diapers, training and youth pants, swimpants, baby wipes, feminine and incontinence care products, and related products for household use under various brand names, including Huggies, Pull-Ups, Little Swimmers, GoodNites, Kotex, Lightdays, Depend, Kleenex, Scott, Cottonelle, Viva, Andrex, Scottex, Hakle, Page, and other brand names.

Buckeye Partners, LP

One Greenway Plaza Founded: 1986 Dividends paid since: 1990 Suite 600 Sector: Basic Materials Dividends increased each year since: 1996 Houston TX 77046 Industry: Oil and Gas Pipeline United States Buckeye Partners, L.P. owns and operates refined petroleum products pipeline systems in the United States. Its Pipelines and Terminals segment transports refined petroleum products and provides bulk storage and terminal throughput services in the continental United States. This segment owns and operates approximately 5,400 miles of pipeline systems in 15 states; and has 62 liquid petroleum products terminals in 14 states with aggregate storage capacity of approximately 26.3 million barrels.

Enterprise Products Partners L.P 1100 Louisiana Street Founded: 1968 Dividends paid since: 1998 Houston, TX 77002 Sector: Basic Materials Dividends increased each year since: 1999 United States Industry: Independent Oil & Gas

Enterprise Products Partners L.P. provides midstream energy services to producers and consumers of natural gas, NGLs, crude oil, refined products, and petrochemicals in North America. The company’s assets include approximately 50,200 miles of onshore and offshore pipelines; 192 million barrels of storage capacity for NGLs, refined products, and crude oil; and 27 billion cubic feet of natural gas storage capacity.

Kinder Morgan Energy Partners, L.P 500 Dallas Street Founded: 1992 Dividends paid since: 1992 Houston, TX 77002 Sector: Basic Materials Dividends increased each year since: 1997 United States Industry: Independent Oil & Gas

Kinder Morgan Energy Partners, L.P. owns and manages energy transportation and storage assets. Its Products Pipelines segment delivers gasoline, diesel fuel, jet fuel, and natural gas liquids to various markets through approximately 8,400 miles of refined petroleum products pipelines, and 60 associated product terminals and petroleum pipeline transmix processing facilities. The company’s Natural Gas Pipelines segment gathers, transports, stores, processes, and sells natural gas through approximately 15,500 miles of natural gas transmission pipelines and gathering lines, as well as natural gas storage, treating, and processing facilities.

Williams Partners L.P One Williams Center Founded: 2005 Dividends paid since: 2005 Tulsa, OK 74172-0172 Sector: Basic Materials Dividends increased each year since: 2006 United States Industry: Specialty Chemicals Williams Partners L.P. focuses on natural gas transportation, gathering, treating and processing, storage, natural gas liquid fractionation, and oil transportation activities in the United States. The company operates in two segments, Gas Pipeline, and Midstream Gas and Liquids. The Gas Pipeline segment owns and operates approximately 13,900 miles of pipelines with annual throughput of approximately 2,700 trillion British thermal units of natural gas and delivery capacity of approximately 13 million dekatherms of gas.

CenturyLink Inc. 100 CenturyLink Drive Founded: 2005 Dividends paid since: 1947 Monroe, LA 71203 Sector: Technology Dividends increased each year since: 1947 United States Industry: Telecom Services- Domestic Full Time Employees: 49,250 as of 12-2011 CenturyLink, Inc., together with its subsidiaries, operates as an integrated communications company. The company provides a range of communications services, including voice, Internet, data, and video services in the continental United States. Its services include local exchange and long distance voice telephone services, as well as enhanced voice services, such as call forwarding, caller identification, conference calling, voicemail, selective call ringing, and call waiting; wholesale local network access services; and data services, including high-speed Internet access services, data transmission services over special circuits and private lines, and switched digital television services, as well as special access and private line services.

BCE Inc. 1 Carrefour Alexander Graham Bell Founded: 1880 Dividends paid since: 2006 Building A7 Sector: Technology Dividends increased each year since: 2009 Verdun, QC H3E 3B3 Industry: Telecom Services- Domestic Full Time Employees: 50,200 as of 12-2011 Canada

BCE Inc., a communications company, provides wireline voice and wireless communications services, Internet access, data services, and video services to residential, business, and wholesale customers in Canada. It offers local telephone and long distance services under the Bell Home Phone name; data services, including Internet access and information and communications technology (ICT) solutions under the Bell Internet name; DTH satellite television services under the Bell TV name; and Internet protocol (IP) television services under the Bell Fiber TV name, as well as local exchange carrier services.

Dominion Resources, Inc. 120 Tredegar Street Founded: 1909 Dividends paid since: 1925 Richmond, VA 23219 Sector: Utilities Dividends increased each year since: 2002 United States Industry: Electric Utilities Full Time Employees: 15,800 as of 12-2011 Dominion Resources, Inc., together with its subsidiaries, engages in producing and transporting energy in the United States. It operates in three segments: DVP, Dominion Generation, and Dominion Energy.

Montello Wealth Management Inc.

Rising Dividend Growth Portfolio Approved for public use.

Below are the current holdings in the Rising Dividend Portfolio:

Duke Energy Corporation

526 South Church Street Founded: 1916 Dividends paid since: 1926 Charlotte, NC 28202-1904 Sector: Utilities Dividends increased each year since: 2008 United States Industry: Electric Utilities Full Time Employees: 18,440 as of 12-2011

Duke Energy Corporation operates as an energy company in the Americas. It operates through three segments: U.S. Franchised Electric and Gas, Commercial Power, and International Energy. The U.S. Franchised Electric and Gas segment generates, transmits, distributes, and sells electricity in central and western North Carolina, western South Carolina, southwestern Ohio, Indiana, and northern Kentucky.

MGE Energy, Inc. 133 South Blair Street Founded: 1855 Dividends paid since: 1909 Madison, WI 53703 Sector: Utilities Dividends increased each year since: 1976 United States Industry: Diversified Utilities Full Time Employees: 701 as of 12-2011

MGE Energy, Inc., through its subsidiaries, operates as a public utility holding company. It engages in generating, purchasing, transmitting, and distributing electricity. The company generates electricity from coal, natural gas, fuel oil, and renewable sources, as well as purchased power. It also engages in purchasing and distributing natural gas.

Piedmont Natural Gas Company, Inc. 4720 Piedmont Row Drive Founded: 1949 Dividends paid since: 1956 Charlotte, NC 28210 Sector: Utilities Dividends increased each year since: 1979 United States Industry: Gas Utilities Full Time Employees: 1,801 as of 12-2011

Piedmont Natural Gas Company, Inc., an energy services company, distributes natural gas to residential, commercial, industrial, and power generation customers in portions of North Carolina, South Carolina, and Tennessee.

Consolidated Edison, Inc. 4 Irving Place Founded: 1884 Dividends paid since: 1885 New York, NY 10003 Sector: Utilities Dividends increased each year since: 1974 United States Industry: Diversified Utilities Full Time Employees: 15,180 as of 12-2011 Consolidated Edison, Inc., through its subsidiaries, provides energy services to residential, commercial, industrial, and government customers in the United States. The company, through its subsidiary, Consolidated Edison Company of New York, Inc. (CECONY), delivers electricity to approximately 3.3 million customers in New York City and Westchester County; gas to approximately 1.1 million customers in Manhattan, the Bronx and parts of Queens, and Westchester County; and steam to approximately 1,760 customers in parts of Manhattan.

Federal Realty Investment Trust 1626 East Jefferson Street Founded: 1962 Dividends paid since: 1968 Rockville, MD 20852-8100 Sector: Financial Dividends increased each year since: 1968 United States Industry: REIT – Retail Full Time Employees: 238 as of 12-2011 Federal Realty Investment Trust operates as a real estate investment trust, which engages in the ownership, management, development, and redevelopment of retail and mixed-use properties. As of June 30, 2005, it owned or had a majority interest in 103 shopping centers, and retail mixed-use properties comprising approximately 17.4 million square feet located primarily in strategic metropolitan markets in the Northeast, Mid-Atlantic, and California.

RPM International Inc. 2628 Pearl Road Founded: 1947 Dividends paid since: 1969 P.O Box 777 Sector: Basic Materials Dividends increased each year since: 1978 Medina, OH 44258 Industry: Specialty Chemicals Full Time Employees: 9,025 as of 12-2011 RPM International Inc., together with its subsidiaries, manufactures, markets, and sells various specialty chemical products to industrial and consumer markets worldwide. The company’s Industrial segment offers waterproofing and institutional roofing systems used in building protection, maintenance, and weatherproofing applications; sealants, tapes, and foams; residential basement waterproofing systems.

V.F. Corporation 105 Corporate Center Blvd Founded: 1899 Dividends paid since: 1941 Greensboro, NC 27408 Sector: Consumer Goods Dividends increased each year since: 1973 United States Industry: Textile- Apparel Clothing Full Time Employees: 47,000 as of 12-2011 V.F. Corporation designs and manufactures, or sources from independent contractors various apparel and footwear products primarily in the United States and Europe. The company offers apparel, footwear, outdoor gear, skateboard-inspired and surf-inspired footwear, backpacks, luggage, handbags and accessories, outdoor apparel, travel accessories, and women’s active wear primarily under the Vans, The North Face, JanSport, Eastpak, Kipling, Napapijri, Reef, Eagle Creek, and lucy brands; and denim and casual bottoms, and tops principally under Wrangler, Lee, Riders, Rustler, and Timber Creek by Wrangler brands. Its products also include occupational, athletic, and licensed apparel primarily under the Red Kap, Bulwark, Majestic, MLB, NFL, and Harley-Davidson brands; men’s fashion sportswear, denim bottoms, sleepwear, underwear, as well as handbags, luggage, backpacks, and accessories principally under the Nautica and Kipling brands

McDonald’s Corporation

One McDonald’s Plaza Founded: 1940 Dividends paid since: 1976 Oak Brook, IL 60523 Sector: Services Dividends increased each year since: 1977 United States Industry: Restaurants Full Time Employees: 400,000 as of 12-2011

McDonald’s Corporation, together with its subsidiaries, operates as a foodservice retailer worldwide. It franchises and operates McDonald’s restaurants that offer various food items, soft drinks, coffee, desserts, snacks, and other beverages, as well as full or limited breakfast menu. As of June 30, 2011, the company operated 32, 943 restaurants in 117 countries, including 26, 598 franchised restaurants; and 6,345 company operated restaurants. McDonald’s Corporation was founded in 1940 and is based in Oak Brook, Illinois

Important Disclosures

Montello Wealth Management is a Registered Investment Advisory Firm registered in the State of Florida. CRD# 151058. The firm is located at 2401 PGA Blvd., Ste 280, Palm Beach Gardens, Florida. 33410. Contact us at 561-694-6660 or visit us at www.montellowealth.com

The information contained herein has been prepared from sources believed to be reliable but is not guaranteed and is not a complete summary or statement of all available data nor is it considered an offer to buy or sell any securities referred to herein. Opinions expressed are subject to change without notice and do not take into account the particular investment objectives, financial situation, or needs of individual investors. The S&P 500 value Index is a broad market index that tracks the performance of 500 stocks from major industries of the U.S. economy and is generally considered representative of the U.S. large capitalization market. Past performance is no guarantee of future results. Performance data is provided by Morningstar® and represents past performance, which does not guarantee future results. Current performance may differ from figures shown. The fund’s investment return and principal value will change with market conditions, and you may have a gain or a loss when you sell a position. Please call Montello Wealth at (561)-694-6660 or visit montellowealth.com for the most recent month end performance. ___________________________________________________________________________________________________________ Alpha - The difference between an investment's actual returns and its expected performance, given its level of risk (as measured by beta). Beta – An investment's sensitivity to market movements. R-squared - Ranges from 0 to 100 and reveals how closely an investment's returns track those of a benchmark index. Standard Deviation - Measures how much an investment's returns are likely to fluctuate. Mean - Represents the annualized total return for a fund over 3 and 5 years. Sharpe Ratio - Measures how an investment balances risks and rewards. The higher the Sharpe ratio, the better the investment's historical risk-adjusted performance. Excess Return - The difference between a manager's return and the return of an external standard such as a passive index. Excess Risk - The standard deviation or volatility of excess returns. Information Ratio - A risk-adjusted measure commonly used to evaluate an active manager's involvement skill. It's defined as the manager's excess return divided by the variability or standard deviation of the excess return. Average Market Cap - The overall "size" of a stock investment option's portfolio. It is the geometric mean of the market capitalization for all of the stocks it owns and is calculated by raising the market capitalization of each stock to a power equal to that stock's stake in the portfolio. The resulting numbers are multiplied together to produce the geometric mean of the market caps of the stocks in the portfolio, which is reported as average market capitalization. Price/Cash Flow Ratio - An investment option's current price divided by the trailing 12 month cash flow per share. Price/Earnings Ratio – The weighted average of the price/earnings ratios of the stocks in an investment option's portfolio. The P/E ratio of a stock is calculated by dividing the current price of the stock by its trailing 12 months' earnings per share. Price/Book Ratio - The weighted average of the price/book ratios of all the stocks in an investment option's portfolio. The P/B ratio of a company is calculated by dividing the market price of its stock by the company's per-share book value. Stocks with negative book values are excluded from this calculation.

Montello Wealth

A Registered Investment

Advisory Firm.