reversing asset deflation - daniel amermandanielamerman.com/products/omprbrochure.pdf · reversing...

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Reversing Monetary InflationReversing Financial RepressionRe

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Reversing Inflation Taxes

Chicago / Schaumburg, IllinoisMay 12-13, 2012

Link To Purchase Page

http://danielamerman.com/Products/OMPR.html


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Overcoming Monetary & Political RiskBrochure Table Of Contents PageOverview 4DVD Subjects Integrating Today 6 Anticipating The Future 10 Solutions: Reversing Financial Repression 15 Financial Repression & Retirement Accounts 17 Solutions: Gold Out Of The Box 19 Wealth Maximization During Currency Collapse 21 Mind-Flip: Gold Serving The State 22 Solutions: Turning Infl ation Into Wealth 23 About Dan Amerman 25Testimonials From Workshop Participants 26DVD Purchase Information 363 DVD Sets Purchase Information 37Disclaimer 38

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Overview

The Overcoming Monetary & Political Risk DVDs build on the base already established in the Turning Infl ation Into Wealth and Gold Out Of The Box DVD sets. These materials are intended primarily for those of you who have either attended a previous workshop, or have watched the previous DVD sets. The content from the prior DVD sets is not repeated in these all-new materials.

Recorded live at two diff erent two-day workshops in 2012, what is presented in the new Overcoming Monetary & Political Risk DVDs is a thorough integration of the multiple threats that face investors. We explore how government pushback and containment in the years ahead may transform the investment playing fi eld, with a solutions-oriented focus on not only how to protect our savings, but how to position ourselves to benefi t from the extraordinary redistribution of wealth that is in process right now.

In the spring and summer of 2008, the dots were connected and workshop participants were given a unique advance look at many of the revolutionary developments that would turn the fi nancial world upside down. Before the September of 2008 crisis happened, they were urged to “Invest For The Bailout, Not The Crisis”, and to be prepared for the fantastic growth in federal defi cits and rampant Federal Reserve monetization that would predictably follow a potential derivatives crisis. In the new Overcoming Monetary and Political RiskDVDs we reconnect the dots again for today, take another look forward, and explore the logical reasons to expect another interconnected set of game-changing “surprises” that might be on the way, and how these could transform the economy, money and investments.

The DVDs also show how to Reverse Financial Repression, and turn pervasive and unfair government actions into personal wealth. This is done by using

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my new “Alignment” strategies, an approach I’ve developed for dealing with political risk for investors in a time of governmental, fi nancial and monetary crisis that is very diff erent not just from conventional fi nance, but also from the usual contrarian investment strategies.

Two areas of great interest to recent workshop participants were my all-new materials in the area of Financial Repression and and its eff ect on retirement accounts, and Financial Repression as it pertains to precious metals. I’ve never seen these analyses done anywhere else, as the longer term implications of Financial Repression are currently near unexplored territory due to its being outside of the usual mainstream and contrarian paradigms. The concepts explored are easy to follow once we understand Financial Repression, and the implications are extraordinary and even potentially life changing, particularly for retirement account investors.

While the current market does pose new challenges, it also off ers historic profi t opportunities. This could be the best time in our lifetimes to apply some of the strategies, as the potential for Turning Infl ation Into Wealth has never been higher.

The seven Overcoming Monetary & Political Risk video discs condense two days of presentation and discussion into a little more than 8 hours of tightly edited video. The DVDs are accompanied by a Companion Manual, which contains black and white copies of the approximately 800 slides from the presentation, along with room for notes.

There is a great deal of essential information for these tumultuous times that is contained in the DVDs, with much of it being paradigm-changing and even potentially life changing for some viewers. The DVD and Companion Manual package is designed to facilitate this vital educational process with a mixture

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of visual, audio and written delivery that accommodates a variety of learning styles.

Integrating Today

Let’s consider the world today.

Real infl ation is everywhere in the US, and it is simultaneously hitting health care, energy, utilities, clothes, consumer goods, education, state and local tax rates, restaurant prices, groceries and even portion sizes. Among the few places where infl ation isn’t being seen are in offi cial infl ation statistics, interest rates, and the payments made to average people that are supposed to be adjusted for infl ation. Infl ation is steadily lowering the standard of living for a nation, regardless of what the government and the headlines report.

The base facts are that there are 30 million more adults in the US than there were in 2000, but there are 1 million fewer fully employed people. This means there is a 20 million job shortfall (based on historic workforce participation rates). The fundamental structure of the economy has changed, and this remains true no matter how many statistical games are played in the attempt to cover it up. Real unemployment is close to 20%, and when we discount the “artifi cially employed” (those whose salaries depend on the government borrowing money that it can’t repay), then the true jobless rate is greater than 25%.

Funding this artifi cial employment along with other wealth transfers has required massive government defi cits, and the diff erence between reality and what is reported is reaching the surreal stage. The offi cial government defi cit has reached almost 10% of the economy on an annual basis - and even that is with all the many “benefi ts” of governmental accounting. When we take a

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normal accounting perspective like we would for any other kind of entity, and consider the increase in present value of unfunded government obligations, then the average household’s share of the national debt rose by $54,600 last year alone - exceeding the median household income of $50,200.

Even that extraordinary fi gure is understated, because those projections assume a normal economy experiencing a healthy growth rate. And the most fundamental reality of all is not even within the projections, which is the pervasive economic eff ects of there being only two people aged 15-64 in the workforce for each one person aged 65 or older by the year 2027. Moreover, as covered in my article on workforce participation rate manipulations, there is a particular unemployment crisis among the young today. This combination of factors brings the breaking point ever forward as a surging tide of aging Boomers turn to the less numerous - and increasingly unemployed - generations behind them to pay for their retirement lifestyle and health care, and to buy out their investment portfolios.

These are the economic fundamentals that will govern everything in the coming years, and this will be the reality that collapses the projections made by the government, mainstream economists and major fi nancial fi rms.

Because every level of state and local government, and many legacy major corporations contractually bet their futures on conventional fi nancial projections - that means another major stage in the crisis is still very much on the way. The pension crisis is not over, but rather is still just getting started.

Europe is still holding together, relying on the methods discussed in detail in the Overcoming Monetary and Political Risk DVD set. Indeed, even in the last few weeks Europe has continued to follow the political economics “script” to survive the crisis that was laid out in advance in the workshop presentations,

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with many more developments still to come (as well as the reasons to anticipate them). Much depends on the particulars of how these and other countries handle their own appointments with demographic destiny and youth unemployment crises that are worse than what the US is facing, but there is a very real possibility that a fi nancial tsunami could fl ash across the Atlantic Ocean and slam into a wounded and reeling US economy within the next several years.

Standing behind the curtain and holding everything together - or keeping the facade at least somewhat intact, to be more accurate - is the Federal Reserve. Ultimately, to continue to hold the facade together, the Fed must continue to rely upon the most powerful weapon in its arsenal - its ability to create money out of thin air on a massive scale. Without the Fed’s interventions - the global banking system would have collapsed in 2008, interest rates would be soaring, and the fantastic growth in the US budget and spending would have been forced to end, with investors refusing to fund an out of control government unless they received much higher interest rates that would have become impossible to pay.

The Fed’s actions have had powerful consequences, and millions of savers pay the price every day. But the Fed is not all-powerful, and using the creation of limitless money to support the value of money is a very dangerous process indeed.

Nine Transformations

Consider the following changes that transformed the world’s fi nancial landscape between 2008 and 2013.

1) The fantastic growth in US government budget defi cits;

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2) the eff ective failure of conventional retirement planning for tens of millions of investors; 3) the seemingly odd failure of infl ation indexes and retiree benefi ts to keep up with the prices of energy, food and health care;4) the potential insolvency of many pension funds and the resulting state & local government bankruptcies; 5) the collapse of the mortgage derivatives market; 6) the near destruction of Wall Street over the space of a few days, as lenders pulled their funding because of a rapidly escalating derivatives crisis; 7) the unprecedented size of both the offi cial and the hidden banking bailouts that prevented this destruction; 8) the unprecedented Federal Reserve actions in creating trillions of dollars eff ectively out of thin air to pay for what would otherwise be unaff ordable; and9) perhaps most importantly of all, that the extraordinary crisis would lead not to immediate collapse but rather an enormously powerful pushback from the government, Wall Street and the media that would transform the economy, investments and the nature of money itself, while striving to manage the perceptions of the public.

Each of these transformations shares three features:

1) They describe major changes that turned the fi nancial world upside down between 2008 and today;

2) as each transformation occurred, it completely blindsided most of the fi nancial world; and

3) if you attended one of my early workshops - not one of these revolutionary changes should have taken you by complete surprise, since discussion

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of the reasons to anticipate every single one of those transformations was included in the workshop presentation itself, the supporting books, and/or the contemporaneous articles.

In prior year workshops, I made very clear that I didn’t (and still don’t) claim to know the precise path ahead, or the exact timing or sequence of events. Instead, the previous workshops went deep and integrated everything from impossible promises to aging Boomers, to economic growth rates, to government infl ation statistics, to common fi nancial planning assumptions, to the derivatives markets, to pension fund obligations, to state, local and federal government budgets - and I showed that it was fl at out impossible for the future to work out the way the government, newspapers, economists and major fi nancial fi rms all said it was going to.

We then logically followed the implications for investors of the then rapidly approaching catastrophic collision between underlying reality and the deeply fl awed prevailing paradigm. These anticipations and implications included the nine transformations, all of which were discussed within the context of comprehensive strategies for doing something about them - before they happened.

These times call for using a similar approach to take a fresh look at the quite diff erent world currently around us, and what may be on the way, and that is what is contained in the Overcoming Monetary & Political Risk DVD Set.

Anticipating The Future

What we must keep in mind is that everything is interrelated. Whether we are talking about monetary infl ation, asset defl ation, unemployment, defi cits, investments, aging Boomers, the economy, taxes, retirement accounts,

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Europe and Asia, or the Fed: everything is tightly intertwined, and we need to integrate all of these factors together before we can get to somewhere productive, when it comes to making personal preparations for a future of radical change that is coming at us all like a freight train.

These are not independent catastrophes, which when stacked upon each other, guarantee that it is “game over” for the system. Rather, they collectively form the channels through which the future must fl ow, and in combination they form the outer boundaries within which action and counteraction will be constrained.

The mainstream vision of the future, upon which conventional fi nancial planning is still based, requires ignoring the channels for the reason that it is impossible within the channels, it is outside the boundaries of reality. Which is why, absent an unparalleled golden era for the economy that goes beyond anything seen in our lifetimes - the mainstream version of the future can’t and won’t happen, and the results for conventional investors may be the destruction of the purchasing power of paper wealth on a massive scale.

However, the combined factors which form the channels do not necessarily lead to the hyperinfl ationary meltdown that many contrarians believe is inevitable. Monetary meltdown is indeed a strong possibility, but it is far from guaranteed. There are alternative paths that stay within the channels imposed by reality, which also destroy the value of money and conventional investments over time (as well as many contrarian strategies), but which do not require systemic breakdown or a sharp burst of hyperinfl ation.

Those currently in power have enormous incentives to deploy every tool at their disposal to stay on a path which avoids a systemic meltdown, in order to hang on to their own wealth and power. In the spring of 2008, this was

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the path I said to expect, and this is in fact the path we have been traveling since then - not of meltdown, but of multiple, interrelated radical changes to prevent meltdown. And we have to anticipate that every attempt will be made by those in power to continue to keep us going down this path.

If those in power continue to place the maintaining of their own wealth and power as the underlying objective that drives national policy, and if “the lid” can be kept on a controlled descent, then some of the likely developments which are necessary to “keep the lid on” over the next several years could be fi nancially catastrophic on a personal level for those who invest for what they erroneously believe to be certain hyperinfl ation and political meltdown.

Interestingly enough, as is discussed in the Overcoming Monetary & Political Risk DVDs, when we think through logical government responses to try to contain a substantive worsening of the economic crisis, and we then take a look around - key components of the framework for future fi nancial containment are already being assembled around us, even if it is being done with relatively little notice.

That “containment” attempt will likely include fundamentally changing the rules for money, capital and investment. There is nothing radical in that statement, it is merely an acceptance of reality. Monetary and economic crises and collapses are not doomsday talk, but the real stuff of history. They’ve happened again and again, and the governmental response to looming potential disaster is to change “the rules”. Thus, those who invest for revolutionary economic changes while assuming that the tax code and the laws governing money and investments will reliably remain the same - may be in for the shock of their lifetimes.

The playing fi eld will change, and it won’t be in a “fair” fashion. That’s more or

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less the entire point: the agendas of the people making the changes will be quite diff erent than the agendas of average people trying to hold on to what they have built.

What is delivered in Overcoming Monetary & Political Risk is a framework for integrating everything together that will deliver new insights about what has happened over the last several years, as well as what is happening right now, while providing a logical way of anticipating some of the game-changing “surprises” that could be coming our way this year and in the years to follow. It isn’t a street level road map, and the exact dates aren’t fi lled in, but it serve sas a comprehensive - and actionable - “heads up” about major changes that are potentially on the way, and the compelling reasons to anticipate them.

Since the workshops were recorded - quite a number of near term events that participants were told to expect have already taken place, ranging from the still unfolding series of events in Europe to the timing and early results of QE3. This in no way invalidates the usefulness of the DVDs, but rather enhances them. Developed over a period of two years and building on the base of the many years of work contained in the prior two DVD sets, the purpose behind the Overcoming Monetary & Political Risk materials is not short term trading, but to provide fundamental new perspectives for protection and wealth enhancement for years and decades to come. That multiple and seemingly disconnected near term events are already occurring for the closely integrated reasons explained, only increases the chances that much bigger changes over the medium and long term may indeed occur for the reasons explained - with the future taking a potentially radically diff erent path than what is being anticipated in either the mainstream or contrarian communities.

Going beyond Europe, many people have been saying that fi nancial and economic collapse for the United States and perhaps the West as a whole

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is more or less inevitable, it is just a matter of time. In my opinion, this is dead wrong. Not the possibility of collapse, as that is indeed very real and is something I devote quite a bit of time to exploring in the workshop and DVDs, but rather the profoundly mistaken idea that it is inevitable.

A key part of the workshops and the DVDs is showing in step-by-step detail how the world could be “saved” in a single day. The tools are there, they are known to central bankers, they are historically proven over periods of decades, and we review how they have performed in practice.

However, while a “saved in a day” fi nancial system could go beyond a short-term fi x and potentially be a stable place for decades, it is no utopia. That is because the economically necessary price for the “solution” is a steady below-the-surface impoverishment of investors and transfer payment benefi ciaries alike. It is the steady, incremental destruction of not only conventional long-term investing but also popular “doomsday” investing strategies, and is the potential end-destination of the decades-long system-wide retirement investing experiment that characterized the late 20th century.

Indeed in this potentially quite stable investment dystopia, it is likely that there will be a slow but eff ective economic redistribution of wealth out of private retirement accounts and to the benefi t of the State. Even though harsh words like “confi scation” would likely never be used, it would never be the subject of a presidential debate, and the great majority of the public would never understand that the gradual loss of the purchasing power of their retirement savings was the result of a series of deliberate choices. The public will only see it in the way that it will likely be presented, which is as an unfortunate but unforeseen set of circumstances that no fi nancial authority could have reasonably anticipated.

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Solutions: Reversing Financial Repression

Explaining the principles driving Financial Repression has been a part of my public work since February of 2008, when I published the article “Fed Interest Rate Manipulations Subsidize Wall Street & Cheat Small Investors”. Let me suggest that a full understanding of that 2008 title will tell you more about markets and investors today, than all but a few of the articles you may have read recently in the Wall Street Journal and Bloomberg. It is the “story behind the story”, it’s the very heart of our current economic and fi nancial reality, and much of what passes for a wide array of disconnected news events in the daily headlines are the quite interconnected downstream ripples from the central process of Financial Repression.

One way of explaining Financial Repression is that it is the redistribution of wealth - on a massive scale - from some parts of society to other parts of society. The primary benefi ciaries are the federal government and Wall Street. The primary victims are savers, investors, retirees and pension funds. Tens of millions of retirees and retirement investors are being slowly but quite deliberately impoverished, and the benefi ts of this impoverishment are going dollar for dollar to the government and certain types of banks and investment fi rms - without raising taxes, or any overt subsidies being paid to the private party benefi ciaries.

There is a great deal more to what I’m calling “the Pushback” than Financial Repression alone, but it is the core that holds the current fi nancial system together. Should it completely fall apart - then the meltdown scenarios do kick in and likely very quickly take down the global fi nancial system, and potentially governments as well.

If you haven’t already read them, three articles on Financial Repression can

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be found on my home page. Those articles will act as a primer, setting the base for the much more comprehensive, solutions-oriented exploration of Financial Repression in the Overcoming Monetary & Political Risk DVDs.

Financial Repression requires the wholesale victimization of savers and investors, and those following conventional long-term investment strategies make for easy targets. At the same time, taking action to protect one’s assets from outrageous government actions is frowned upon, and governments do play hardball to discourage such behavior.

There are time-honored ways that individuals use to protect their assets during crisis. There are also time-honored ways that governments with their “backs against the wall” try to strike down the usual defenses. When a government does strike at undesirable investor behavior in the midst of crisis, it is sometimes done with great speed and as part of a wide-reaching package that attempts to slam multiple “exit doors” shut simultaneously.

Protecting ourselves against the government under today’s rules is challenging enough, but this could nonetheless be called the “easy part.” It is in anticipating the rules changes - and weathering them - where the “hard part” comes in. While the artifi cial suppression of interest rates to levels beneath the true rate of infl ation is the best known aspect of Financial Repression, it is only one of the central pillars. All are important, and two of the pillars specifi cally target capital fl ight out of the country, and precious metals.

What is explored in the DVDs is a Third Path that is quite diff erent from both the usual conventional and the usual contrarian strategies. At the heart of this approach is to avoid challenging the government with our investment choices. We break no laws, we hide no assets, we evade no taxes, and most importantly, we don’t take actions that are likely to invoke the usual counter-

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actions from the government. Instead, we seek to lower our profi le to the point that we eff ectively disappear, appearing no diff erent from anyone else around us, and we remove the incentives for the government to change the laws to target us in any way beyond what is being done to the population as a whole.

That said, there are indeed fundamental diff erences between us and the rest of the population. That is, we realign our profi les to match the fl ow of wealth, and enter into strategies where the worse that the Financial Repression gets, and the longer that it goes on, then the more money that is redistributed to us instead of away from us. And if and when the government does lose control, triggering a monetary collapse - our net worth is the direct benefi ciary.

More succinctly: we reverse Financial Repression, and turn it into wealth. The presentation contained in the DVDs shows how to do this, inside of a quite unique approach to self-protection from oppressive governmental actions.

Even as we reverse Monetary Infl ation, and turn it into wealth.

Even as we reverse Asset Defl ation, and turn it into wealth.

Even as we reverse Infl ation Taxes, and turn the government’s tax blindness to infl ation to our substantial advantage.

Financial Repression & Retirement Accounts

By defi nition, we live in an environment of pervasive Financial Repression. Interest rates are being held to near zero as a result of deliberate government

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policy to minimize government borrowing costs, and this is one of the essential components of classic Financial Repression.

So the situation is that we have the dominant investment vehicle of our day, that of retirement accounts based on free markets in investments. And we have the dominant fi nancial force of our day, that of Financial Repression, which is based on governments overriding free markets - and in the process annihilating key components of retirement planning principles. Yet, few retirement investors are taking this into account in their retirement planning.

One of the unique and vital components of Overcoming Monetary & Political Risk, which we explore in detail, is what may happen to retirement accounts in a long-term and broad framework of Financial Repression - which goes well beyond artifi cially suppressing interest rates. I have never seen this analysis done by anyone else – and once we go down this path, as participant after participant has found out, it is readily understandable and in a very short period of time can fundamentally change the way that people view retirement accounts and retirement account investing.

At the core of Financial Repression is the principle that money and investments exist not to serve the interests of the individual, but to serve the interests of the State. And this applies to retirement accounts every bit as much as it does any other form of money or investments.

There is a well known (supposed) quote from the gangster Willie Sutton about why he chose banks to rob: “because that is where the money is”. This very logical approach to theft is well worth keeping in mind when it comes to anticipating future redistributions of wealth - because, in modern America, the retirement accounts are where a great deal of the wealth is.

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Now, some people have speculated that there could be a confi scation of retirement accounts, or that everyone might be forced to take their account balances and purchase treasury bonds at near zero interest rates. Politics is a strange animal, and these scenarios can’t be entirely discounted.

However, this kind of blatant confi scation is unlikely, not just because it would enrage the voters, but also because it is unnecessary from the perspective of the State. It is equally eff ective but far more politically palatable to deceive the public by accomplishing the same thing through a series of steps that are suffi ciently complex so that the average voter will never understand what was done to them, when it was done, or who did it.

As we review in the Overcoming Monetary & Political Risk DVDs, there are a series of very innocuous looking steps, each one of which can be presented as being individually reasonable and even desirable in election campaigns and in the media, that cumulatively get the government to exactly the same place. With an end result over the next 10 to 20 years being a near complete economic confi scation of retirement account wealth in real after-tax and after infl ation returns. The government just never quite phrases it that way.

Retirement accounts are, in fact, the perfect vehicle for Financial Repression. And the average voter will never understand how this works. Which is precisely what the government is counting upon.

Solutions: Gold Out Of The Box

The precious metals-heavy strategies in my Gold Out Of The Box DVD set were designed in anticipation of asset infl ation for gold - and major asset infl ation is what we’ve experienced since they were released in early 2010. In Overcoming Monetary & Political Risk we update and take a fresh look. Both potential risk

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and potential returns have sharply increased, the interrelationships with other assets have changed, and perhaps most importantly of all, we are in an environment of pervasive Financial Repression.

I like precious metals. I like them a lot. One of the strategies in Gold Out Of The Box has a 67% precious metals weighting. Yes, gold is currently richly priced by historical standards - and we would be foolish not to take this into account.

But we live in extraordinary times. When major banks talk about gold reaching $2,000 an ounce, or $3,000 an ounce, they are missing the point about why many individuals are buying gold. The status quo, the veneer of normality around us, is unsustainable. And there is a signifi cant chance that the path from the collapse of illusion to the return to a sustainable normality will create an extraordinary bull market for gold in the process, of which we are still only in the early stages.

If currency meltdown is the path ahead - and the presentations recorded in the DVDs discuss in detail the chances of this happening - then precious metals are not only an extraordinary investment, but provide a unique form of personal security as well.

However, we have to simultaneously recognize that the dominant market force of our times is government intervention, including pervasive Financial Repression. Gold and various forms of Financial Repression have a long history of being closely linked - because the repression of precious metals investors is one of the central tenets of Financial Repression.

For repression and containment to work, savers and investors have to be fenced in on the “playing table” with a discrete and controllable set of investment options. Gold has always been a well-known, popular and eff ective paper

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money and investment exit strategy, and as textbook Financial Repression unfolds around us - shutting that exit is part of the textbook.

Gold-Based Wealth Maximization During Currency Collapse

There is a wealth of new information for precious metals investors in the Overcoming Monetary & Political Risk DVDs.

One the most thought-provoking parts of the workshops for some participants, and very well-received, has been the exploration of seven principles which lead to wealth maximization in a fi nancial meltdown / hyperinfl ation environment. As explored in a detailed step-by-step illustration, the ending result of combining all seven principles is to use gold to achieve an after-infl ation and after-tax net worth that was 552 times greater than a simple buy and hold strategy for gold.

Now, as discussed in Overcoming Monetary & Political Risk, the chances that the future will produce a precise 552-to-one advantage for one strategy over another is of course, eff ectively zero. There is too much randomness, there are many major risks, and there is too much we can’t know right now. However, the point of the illustration is to show how the seven principles could not only individually boost gains, but also how using several in combination could reinforce each other and radically boost overall returns.

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The Mind-Flip: Gold Serving The State

One of my goals with the Overcoming Monetary & Political Risk DVDs is to provoke and challenge viewers when it comes to their beliefs and assumptions about the fi nancial world in the years ahead. And, for many precious metals investors, my new section on Financial Repression as it pertains to long-term gold investment will be provocative indeed. I’m not aware of anyone else exploring this area in detail - and we go to quite a few interrelated places.

We begin with a mind-fl ip that is based on the long history of governments and gold: while most gold investors buy gold to protect themselves from the State, the way it works in practice is that gold usually serves the needs of the State, rather than the needs of individual investors.

Nations go on the gold standard when it serves the needs of the State - and go off the gold standard when that serves the needs of the State. The specifi cs of how the transitions are handled, and whether the laws favor gold ownership, or punish gold ownership, or are indiff erent to gold ownership depends on the needs of the government - not what is “fair” for investors.

If meltdown does not occur, and instead the government increases its control of the economy, investments and the nation in general - what are the implications for gold investors? What legal changes are possible with gold, based on how Financial Repression works? What are the key results for gold investors?

We take a unique look at how gold and silver serve the interests of the State in three separate stages over a long term period of Financial Repression:

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1. Gold as a pressure valve2. Gold as a honey trap3. Gold as a national savings plan

In combination, this analysis gives viewers a quite diff erent way to look at how gold is likely to perform if recent trends continue to repeat themselves (as confi rmed in the 2012 elections), with an increasing degree of government fi nancial control, while still managing to avoid an actual meltdown scenario.

We also take a look at a question I sometimes get from readers, which is what are the chances of a return to the gold standard? As discussed in the presentations that were recorded for the Overcoming Monetary & Political Risk DVDs, I believe there is an excellent chance that having a gold-backed currency will serve the needs of the State again at some point in the coming decades, as it has so many times in the past. However, it is crucial to keep in mind that the specifi cs of the implementation are likely to be determined by what best meets the needs of the State, and this process may not work at all like what some gold investors who are anticipating a return to the gold standard may be expecting.

Solutions: Turning Infl ation Into Wealth

As covered in my article, “Arbitraging Fed Policies With Rental Housing Cash Flows”, the current cash fl ow real estate investment market has arguably never been better, it is certainly the best we have seen in our lifetimes.

That said, the real estate market remains high risk for those following the two most common real estate investment strategies. We don’t know if we have reached the price bottom yet, and the attempted fl ipping and short term price speculation strategies from the early 2000s remain high risk. The

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traditional wealth maximization routes from the 1980s and 1990s also remain high risk, and many investors are acutely vulnerable to a worsening of the fi nancial crisis.

What I present in the original Turning Infl ation Into Wealth DVD set is a very diff erent approach to real estate investment. Based on twenty years of experience of structuring deals for some of the most sophisticated investors in the country, I have created an alternative kind of real estate investment strategy, based on diff erent goals, which was specifi cally designed for ongoing asset defl ation in real estate, as well as for surviving fi nancial crisis.

http://danielamerman.com/articles/2012/REcashC.html

As reviewed in the new Overcoming Monetary & Political Risk DVD set, while there are always challenges and risks with any strategy, when it comes down to the bottom line, we are currently in a near perfect environment for the very particular type of real estate investment strategy which I advocate.

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About Dan Amerman

Daniel R. Amerman, CFA, is an author, speaker, consultant, and the creator of the Turning Infl ation Into Wealth series. His articles are a regular feature at contrarian investor education websites.

In addition to “The Secret Power Within Your Mortgage” and “Contracts With Our Children”, Mr. Amerman was also the author of “Mortgage Securities” and “Collateralized Mortgage Obligations”, published by McGraw-Hill and a subsidiary. Covering subjects usually considered complex, the books were known for their innovative, easy to understand approach and somewhat controversial conclusions. Published in 1993, the fi rst book also made the case that there were major errors in what the public was being told about stock investing, with most of long-term historical yield and safety deriving from the assumed reinvestment and exponential compounding of high dividend levels that no longer existed.

The books led to speaking engagements across the country, in front of audiences of bankers and fi nance professionals. Much of what was once considered “controversial” has since become accepted, and the books have been cited by a number of professional texts, as well as in research papers from the Federal Reserve and Oxford University.

As a former investment banker responsible for new product research and capital market originations, Mr. Amerman was a leader in developing mortgage hedging and synthetic securities strategies for fi nancial institutions, with an emphasis upon integrating the option component within mortgages into overall asset/liability management planning. This work led to numerous speaking engagements and workshops, for sponsors including The Institute for International Research, New York University, and many banking groups.

Dan Amerman is a Chartered Financial Analyst with MBA and BSBA degrees in Finance from the University of Missouri. Dan is married with two children, and lives on a hillside above Lake Superior, with a hiking trail leading out of the backyard.

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Testimonials From Workshop Participants

The DVDs were primarily recorded at two live workshops in 2012, and perhaps the best source of information on what was covered would be to listen to those who attended. The following letters represent a 100% sampling of the testimonials received from workshop participants. (Please see further information about the testimonials on page 35).

“A self-described contrarian, Amerman has very skillfully and carefully thought through the challenges faced by all investors, and then humbly presents thoughtful outside the box solutions to protect and grow wealth. After 30 years in fi nancial services, I found this to be one of the most eye opening and essential workshops I’ve ever attended.”

Don Roork, CFP, Toledo, Ohio.

“Finding Daniel Amerman was one of the best things to happen to me. I have been concerned for years about preserving the purchasing power of my retirement savings, which is a challenge unto itself. When you add the additional burden of paying taxes on top of any gains, the task seems impossible to overcome. Daniel is the fi rst person I have found that provides an answer to this challenge. He is truly a creative thinker, playing the chess game 5 moves ahead of most people. After reading his Turning Infl ation Into Wealth emails, I decided to buy his course. It is one of the best things I have ever done to help me clarify what is going on and have a plan for the future that gives me confi dence. It was an easy decision to attend his second course, which is an update of what has happened in the past two years. I found this seminar to equal his fi rst course in terms of original thought and actionable content. Keep ‘em coming Dan.”

Bill C.

“As a successful businessman for 35 years, I found myself ready to retire and confi dent that I had gotten myself out of debt and accumulated a decent retirement nest egg. As one of the baby boomers, I was feeling pretty comfortable until I viewed Dan’s

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DVD material and realized my traditional retirement strategy was going to result in a signifi cant reduction in what I would really have for retirement because of what was coming. Attending Dan’s workshop helped me to understand the core issues we face and change my paradigm and use a strategy that aligns with that understanding so that not only will my retirement assets be protected but they can signifi cantly increase as I move into my retirement future. My (and my family’s) future looks much brighter and secure thanks to Dan’s insights.”

John B

“I found the workshop to be extraordinary. It was extremely thought-provoking, and it helped me to focus my investment decisions very sharply. I do not think that it is an exaggeration to say that there is not a single other researcher or investment professional who provides this depth of analysis and focus on the real implications of where the U.S. economy -- and its political institutions -- are, and what it means for our future. I have no reservation at all in recommending these workshops to others.”

David F

“Attending Dan Amerman’s seminars, reading his publications and viewing his DVD’s is a fi nancial perspective changer. Dan’s professional training and “boots in the trenches” real life involvement with how our nation fi nances various segments of the economy provide unique and useful insights which he clearly articulates with both written and graphic materials. By word and by illustration he clearly shows the role infl ation plays in our personal fi nances and the real but sometimes “hidden” outcomes that aff ect each and every one of us.”

KenWashington State

“Dan Amerman is a ‘banker’s banker’ in the world of high fi nance. Be one of the few to see how the real game is played, especially relevant since the 2008 chaos. Study his

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materials. Attend his seminar to relearn how to apply these unique strategies to your personal portfolio. The seminar attendees are sophisticated and add considerable insights!”

Ron C, Wisconsin

“Dan I really enjoyed the attending the Turning Infl ation Into Wealth Workshop recently in Chicago. Anyone who is serious about protecting their Wealth needs this valuable information.

As Dan says education is where you need to start. This information is not taught in the main stream fi nancial press. The themes you hit of Financial Repression, Financial Monetary Infl ation, Asset Defl ation, Higher taxes are all attacking our fi nancial freedom and our wealth. Everyone needs to have a plan, Dan has a framework to make you think about what is going on and how you can make these fi nancial themes work in your favor vs. making you a victim of them. What is your plan?”

Thad Z

“Daniel Amerman has brought a totally new level of understanding between asset defl ation, monetary infl ation, and how they interact with taxes. This has been eye opening.”

Stephane D

“This was my 3rd workshop (2008, 2010 & 2012) and I found them invaluable in both understanding our fi nancial situation and coming up with innovative solutions. I read a lot but Dan provides a unique understanding that I use to implement solutions.”

Bob Kaiser CPA

“Dan Amerman puts on an fi nancial seminar like no other. He lays out the problems

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with unkeepable promises made by government and likely results from infl ation. Then he lays out counter intuitive solutions with that actually work better with the more infl ation we get. I heartily recommend his seminars.”

Cliff C (three time attendee)

“I’ve been investing in cash fl ow real estate for nearly twenty years, and in one weekend my entire perspective has changed. I will never make another deal without using the tools I learned from Dan.

We live in a time in history when it’s really hard for small investors to see a real return on their investments after taxes and infl ation take a big bite. Dan Amerman has given me the skills to help me come out ahead, and for that I’ll always thank him.

Dan has a gift for understanding the big picture, as well as the number crunching skills of a Wall Street quant. Yet he has dedicated himself to educating regular people about how to get a decent return and preserve their personal wealth in a tough fi nancial environment. To me that makes him a real hero, a champion of the little guy.”

Eddie Tennison

“I have attended two Dan Amerman workshops and have found them both invigorating and extremely educational. Once you have the foundation of knowledge that Dan has provided you will be well prepared to interpret and most importantly react to the economic and political environments (domestic and international) as they continually unfold in the future. A drastic paradigm shift is made possible through these small workshops as they provide the opportunity to essentially participate on almost a one to one basis with the input and added dialogue of the remaining small group of participants. I personally made investments based upon the initial workshop in 2008 and am well satisfi ed. I feel very well prepared to face and react to future changes as a result of the 2012 workshop. Dan also publishes periodic articles and videos that

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are more readily comprehended by keeping up to date on the knowledge and education received at these workshops.”

Todd B

“It was an absolute pleasure meeting you this past weekend. I want to thank you again for all your time and eff ort in providing such a wonderful learning experience. Your insights and analysis were well thought out and logically presented. They brought clarity to an economic picture that, for most, has been extremely fuzzy. I left the weekend with a much clearer focus on what tactics need to be employed as we move down this uncertain economic road.”

Bob R

“I enjoyed the workshop and learned a great deal. It was worthattending to come up to date on how your analysis has evolved, to reviewthe core issues that have not changed since 2008, and to incorporate therelevant new issues. The questions and comments of the otherparticipants provided a great deal more than I had expected. The otherattendees were well informed and brought another level of analysis astheir questions helped us explore the topics presented in the workshop.I left impressed with the sophistication and diverse background of theaudience. Your approach of looking beyond just the basic economic forcesby examining the political, social, and demographic dimensions allowedfor a more objective and balanced assessment of what signifi cantparadigm shifts we might expect. By avoiding the current dominantdebate between infl ationists and defl ationists, we were able to see thatsimply subscribing to either of these two sides brings signifi cant risk.

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Those unwilling to reconsider the validity and merit of this currentdebate may fi nd themselves unprepared for the structural changes aheadand therefore ill-equipped to adapt. This brought to mind investmentmanagers who performed well in 2008 only to experience subsequentfi nancial trauma as they found their experience inadequate preparationfor the new landscape which requires a much longer historicalperspective than most have accumulated in their careers.

Did we all hear the next hot tip? No. But we did hear what theimportant issues are and how we need to look to diff erent tools to solvethe investment problems of tomorrow. Plus, there’s an old saying:anything that can be put in a nutshell belongs there. I look forward tofollowing your analysis and wish you, your family, and the rest of theworkshop participants the best.”

Eric D

“Mr. Amerman’s workshop changed my life. He brought my understanding of the global economy’s impact on my personal fi nancial life to a new level. Due to his workshop, I have made giant changes in the way I save and the structure of my fi nancial plans for the future. I feel much more secure and look forward to a future of prosperity! I can wholeheartedly endorse the time and money spent attending his workshop - it will be returned to you many times over.”

Lee Anne S

“I wanted to thank you for a great weekend conference. I have been trying to educate myself on economic matters for the last few years and found your workshop to be pertinent and very relevant. I have struggled with the concepts of asset defl ation and infl ation but you made it far easier to understand. After

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attending the course, I fi nd the arguement that we face a future of monetary debasement to be compelling. I will be adjusting my investments accordingly. I eagerly await the DVD’s to review.”

Douglas L.

“It was an absolute pleasure meeting you this past weekend. I want to thank you again for all your time and eff ort in providing such a wonderful learning experience. Your insights and analysis were well thought out and logically presented. They brought clarity to an economic picture that, for most, has been extremely fuzzy. I left the weekend with a much clearer focus on what tactics need to be employed as we move down this uncertain economic road.Again, thank you very much. I look forward to the next time we can get together.”

Bob R

“I had very high expectations for the weekend conference and was pleasantly surprised beyond my expectations. I found your approach very valuable in that you not only painted the picture of the current debt and defi cits using govt statistics but you also extrapolated that out into potential scenarios. I read lots of weblogs and sites daily have not seen some of the areas you cover anywhere else. In addition they are laid out in an all encompassing scale while so succinctly and easy to understand without the “the world is going to blow up tomorrow” like on some sites. Bravo to you and your work and I look forward to another conference as well as your readings! Thank you! “

Greg H, Sacramento, CA

“I have been to many fi nancial seminars over the last several years and I found

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Dan’s “Turning Infl ation into Wealth” seminar to be the best workshop I have attended at getting the message across to all participants. While the course is a “must take” for the baby boomers, even our children will benefi t immensely from taking Dan’s workshop. Dan starts the session by walking you through easily understood statistics that show how asset defl ation and monetary infl ation are robbing savers (especially baby boomers) of their assets. He then proceeds to lay out alternative solutions that conventional fi nancial planners do not use.

This workshop was time/money well spent and I recommend it to anyone who is interested in protecting their assets.”

Michael/ Georgia

“Dan Amerman’s workshop is like no other. He goes in and explores the issues and problems happening in today’s new investment environment in a way that no other analyst does and dissects the macro issues. Then he puts the pieces of the puzzle back together in a seamless manner that is easy for you to understand and put into action.

I would highly recommend attending one of Dan’s seminar and learning from the best in the business!”

Raul A., Tampa , Florida

“If you are reading Dan Amerman’s website, you are already one of the few who seeks out the truth. The truth is found daily on many alternative media websites in tidbits covering narrow segments of the overall truth. Putting all those pieces together in a way that is relevant to the macroeconomic factors that exist now and as they change in the future is a challenge. We all seek to

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maintain the value of what we have worked so hard to accumulate, and we know that the deck is stacked against us due to the complexity gap and our limited resources.

Mr. Amerman seeks to address the complexity gap by making the irreducibly complex world of globally manipulated fi nancial markets understandable to those who choose to apply themselves. For those who have read the mini-course, it is obvious that Mr. Amerman has done extensive research and analysis on the many topics covered.

Other fi nancial analysts have covered some of the topics in opinion pieces, but only the mini-course covers the topics in a structured, educational way. This style is indicative of Mr. Amerman’s other materials. He describes a concept and proceeds to take the reader or seminar participant through a series of thought experiments, some based upon real fi gures we have already seen in our lifetime, and some that are indicative of what might happen given certain macroeconomic and government policy changes.

Dan’s predictions have historically been accurate. Several predictions that he made in August of this year have already come to pass. A person would be foolish to not listen to his sage guidance. Dan will challenge your investing and overall fi nancial paradigm to bring about positive change. I think that Dan is genuinely interested in providing strategies and perspective to people that are willing to apply themselves.

I consider Dan Amerman to be one of the great fi nancial minds of our time.”

--Felicia King, 20 yr business owner and investor, Wisconsin

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These testimonials were solicited in a follow-up e-mail sent after the workshop. No compensation was off ered in exchange. Because 100% of the testimonials received as of the preparation of this version of the brochure are included, they are a representative sample of the testimonials, however, not all workshop participants provided testimonials.

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USD $495.00+$19.95 S&H (US & Canada)

Satisfaction guaranteed or your money back.(30 day return period, see web purchase page for more guarantee information.)

Purchase The DVDs

Please note that the “Overcoming Monetary & Political Risk” (OMPR) DVD set cumulatively builds upon the solutions in the preceding “Turning Infl ation Into Wealth” & “Gold Out Of The Box” DVD sets. While roughly 80% of the OMPR content is readily understandable on a stand-alone basis, about 20% or so is dependent on the unique content of the prior DVD sets, and this dependence

is entirely concentrated in the solutions area. Review of the preceding DVD sets is therefore highly recommended for potential purchasers, see the next page for a special off er.



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Turning Infl ation Into Wealth 8 DVD & 6 Book Set $499Overcoming Monetary & Political Risk 7 DVD & 1 Book Set $495

Less Package Discount - $100Plus Gold Out Of Th e Box 2 DVD Set As Bonus FREE

Total Price $894 (before Shipping & Handling)

Satisfaction guaranteed or your money back.(30 day return period, see web purchase page for more guarantee information.)

Purchase The DVDs



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Disclaimers

Please note that the DVDs and slide manual are of a strictly educational nature, rather than the rendering of professional advice. The future is uncertain, and there are no guarantees or promises of success or particular outcomes. As with any fi nancial decisions, there is a risk that things will not work out as planned, and with hindsight, another decision would have been better. The DVD set and slide manual will not include specifi c investment, legal or any other form of professional advice. If specifi c advice is needed, it should be sought from an appropriate professional. Any liability, responsibility or warranty for the specifi c results of the application of the general educational principles contained in the workshop and the written materials, either directly or indirectly, are expressly disclaimed by Daniel Amerman.

reversing asset deflation - daniel amermandanielamerman.com/products/omprbrochure.pdf · reversing...

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