Retirement Realities

Retirement realities

Retirement Realities

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Four realities to consider

HealthcareInflationLong-term

careOutliving resources

Retirement Realities

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ItemCost in 1985

Current Cost

Projected cost in 20251

First-class stamp2 $0.22 $0.45 $0.90

Loaf of bread3 $0.55 $1.88 $3.76

Movie ticket4 $3.55 $7.93 $15.86

New car5 $11,838 $30,748 $61,496

Inflation can cut your purchase power in half

1 Assumed inflation rate of 3.5%2 Postal Rate Commission, usps.com (2012).3 http://www.thepeoplehistory.com/pricebasket.html (Sep 2012).4 National Association of Theatre Owners, www.natoonline.org (2011).5 Autoblog.com (4/11/2012).

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Healthcare: on the rise and uncertainHere are the statistics:● A retiring couple today

could spend $240,000 to cover medical costs in retirement.6

● Over the last ten years, the costs have increased 50%.6

6 Fidelity Survey (2012).

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Staggering figures for long-term healthcareThere are currently 900,000 Americans in assisted livingand the average cost for a semiprivate room for one year is over $37,000.7

7 MetlifeMature Market Institute Survey of Nursing Home and Assisted Living Costs (2009).

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You could outlive your resourcesWe all need a plan so we don’t outlive our money. ● The average life expectancy of

an American is 78.49 years old.8

● The number of Americans living to be 100 is doubling every century, there were more than 70,000 as of May 2012.9

8 The CIA World Factbook (2012).9 http://health.usnews.com/health-news/articles/2012/05/11/do-you-have-what-it-takes-to-live-to-100 (2012).

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